Best Internet First Insurance Platforms Companies in United Kingdom
The 365 best Internet First Insurance Platforms companies in United Kingdom in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: BGL Group.
Ranked by disclosed equity funding and recent momentum, this directory maps the 365 Internet First Insurance Platforms companies operating across the United Kingdom. Together they've pulled in $4.1 billion in disclosed capital, with four unicorns anchoring the top of the pack. Zego leads at $282 million raised, followed by Hometree at $268 million and Marshmallow at $116 million. Those three alone tell you the scale isn't notional.
The broader market context backs the momentum. Global forecasts peg the digital insurance market at $186.4 billion by 2027, up from $102.2 billion in 2020, at a CAGR of roughly 9.0%. And across 4,132 internet and insurance apps, median install growth is running at about 14% year-over-year, which I'd argue is the clearest signal that consumer adoption is real, not projected. Security concerns remain the structural friction point regulators and founders both have to price in. So if you're evaluating which players have earned their valuations through disclosed funding and actual traction rather than narrative, the figures here are the filter. What the directory won't do is dress up a seed round as a market signal.
- ResearchAndMarkets.com
Ranked: Best Internet First Insurance Platforms companies in United Kingdom
| # | Company | Disclosed funding | Last round | Stage | Employees | Founder | Tech stack | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|---|
| 1 | BGL Group 🦄 Digital distributor of insurance and financial services | $906M | 102 mo ago | Series E | — | Douw Steyn Founder | — | 2 patents Automated insurance quoting systems for generating price estimates | — |
| 2 | ManyPets 🦄 Provider of cloud-based platform for pet insurance | $360M | 60 mo ago | Series D | 410 | Guy Farley Co-Founder | StoryblokSentryMedallia+31 | — | 2 awards |
| 3 | Direct Line for Business Online business insurance platform | $301M | 33 mo ago | Unfunded | — | Jazz Gakhal Managing Director | ZURB FoundationBootstrapApache HTTP Server+11 | — | — |
| 4 | Zego 🦄 Provider of flexible insurance policies for drivers and delivery workers 62Funding top 25%Moat top 26%Talent top 28%Tech top 30% All 10 signals ▾Fundingtop 25% Moattop 26% Talenttop 28% Techtop 30% Markettop 35% Producttop 35% Customerstop 36% Growthbottom 43% Globalbottom 39% Fin. healthbottom 36% Funding: Raised $282M across 6 rounds · 6 rounds over 10 yrs (0.6/yr) Moat: Editorial + unicorn rating 9/10 · Unicorn rank vs industry peers · Fliar Intelligence Index 62/100 | $282M | 2 mo ago | Series C | 417 | Sten Saar Co-Founder & CEO | SanityApple iCloud MailGoogle Workspace+25 | — | 1 partnership · 1 award |
| 5 | Hometree Provider of an online platform for home insurance 62Funding top 24%Product top 25%Growth top 27%Tech top 28% All 10 signals ▾Fundingtop 24% Producttop 25% Growthtop 27% Techtop 28% Innovationtop 39% Moattop 39% Talentbottom 49% Globalbottom 39% Marketbottom 34% Newsbottom 21% Funding: Raised $268M across 12 rounds · 12 rounds over 10 yrs (1.2/yr) Product: 12 distinct product lines · Company stage: Series C rank vs industry peers · Fliar Intelligence Index 62/100 | $268M | 20 mo ago | Series C | 59 59 → 130 (+120%) · sector median +36% | Simon Phelan Co-Founder & CEO | Cart FunctionalitySentryZendesk+27 | — | 1 partnership |
| 6 | Click4quote Specialist property insurance platform | $248M | 81 mo ago | Series D | — | Peter Blanc CEO | — | — | 1 partnership |
| 7 | Bima Milvik Digital health insurance provider offering affordable and accessible healthcare solutions | $233M | 62 mo ago | Acquired | 3,500 | Gustaf Agartson Co-Founder & CEO | — | — | — |
| 8 | BIMA Mobile-based platform for insurance and health services | $212M | 69 mo ago | Series D | 31 | Gustaf Agartson Founder & CEO | Node.jsJavaGoogle Maps+12 | 8 patents Bead-based multiplex immunoassay platforms for cytokine detection and analysis | — |
| 9 | yulife Online group life insurance platform for individuals | $211M | 47 mo ago | Series C | 100 100 → 228 (+128%) · sector median +36% | Sam Fromson Co-founder & Chief Operating Officer | Turbopackstyled-componentsApple iCloud Mail+27 | — | — |
| 10 | Marshmallow 🦄 Provider of motor vehicle insurance policies for car and van 93Fin. health top 10%Tech top 13%Customers top 19%Funding top 23% All 11 signals ▾Fin. healthtop 10% Techtop 13% Customerstop 19% Fundingtop 23% Growthtop 23% Moattop 26% Talenttop 28% Markettop 35% Producttop 40% Globaltop 48% Newsbottom 21% Fin. health: Revenue ~$370M · Revenue +57% YoY Tech: 57 technologies across 7/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 rank vs industry peers · Fliar Intelligence Index 93/100 | $116M | 14 mo ago | Series C | 50 | David Goate Co-Founder | Turbopackstyled-componentsSentry+33 | — | 1 partnership · 1 award |
| 11 | Superscript Online insurance platform for small businesses and freelancers | $80M | 41 mo ago | Series B | 16 | — | GridsomeSentryZendesk+22 | — | 1 partnership |
| 12 | Flock Provider of an on-demand insurance platform for commercial drone and motor fleets | $60M | 39 mo ago | Acquired | 19 | Antton Pena Co-Founder & Chief Strategy Officer | WebflowApple iCloud MailGoogle Workspace+14 | — | 1 award |
| 13 | Insurami Online rent guarantee management solutions for landlords | $58M | 55 mo ago | Deadpooled | 6 | — | — | — | — |
| 14 | Urban Jungle Online home contents insurance platform for renting and sharing individuals | $55M | 25 mo ago | Series A | 34 34 → 83 (+144%) · sector median +36% | Greg Smyth Co-Founder & CTO | SentryZendeskTypeScript+24 | — | 2 awards |
| 15 | Stable Provider of AI and web-enabled supply chain risk management solutions | $50M | 39 mo ago | Series B | — | Rich Counsell Founder & CEO | — | 13 patents Stabilizing and flow‑control downhole drilling tools for oil/gas wellbore operations | — |
| 16 | Trak Global Group Data & monitoring solutions for auto insurances | $50M | 81 mo ago | Series B | 129 | — | — | 7 patents Vehicle telematics: real‑time monitoring, tracking, and sensor data processing for fleet management. | — |
| 17 | BondAval Provider of credit risk security solutions | $43M | 24 mo ago | Series B | 30 | Sam Damoussi Co-Founder & CRO | — | — | 2 job openings · 2 launchs |
| 18 | PremFina Saas for Insurance finance 40Moat top 29%Funding top 31%Tech top 33%Partners top 45% All 9 signals ▾Moattop 29% Fundingtop 31% Techtop 33% Partnerstop 45% Talentbottom 49% Growthbottom 45% Globalbottom 39% Marketbottom 34% Newsbottom 21% Moat: Editorial + unicorn rating 7/10 · 2 curated direct competitors tracked Funding: Raised $36.0M across 4 rounds · 4 rounds over 9 yrs (0.4/yr) rank vs industry peers · Fliar Intelligence Index 40/100 | $36M | 2 mo ago | Series A | 25 | Stephen Mccann Ex-CFO | Node.jsTailwind CSSBootstrap+20 | — | 2 job openings |
| 19 | Raylo Provides wireless telecommunication services 69Growth top 21%Funding top 24%Tech top 27%Talent top 28% All 10 signals ▾Growthtop 21% Fundingtop 24% Techtop 27% Talenttop 28% Producttop 40% Partnerstop 41% Newstop 48% Moatbottom 38% Marketbottom 37% Globalbottom 37% Growth: Headcount 10 → 30 (+200%) across vintages · Fresh capital in last 24 mo Funding: Raised $31.7M across 9 rounds · 9 rounds over 7 yrs (1.3/yr) rank vs industry peers · Fliar Intelligence Index 69/100 | $32M | 4 mo ago | Series C | 30 | Jinden Badesha Co-Founder & Chief Product Officer | TurbopackSentryNode.js+30 | — | — |
| 20 | Laka Online bicycle insurance platform for individuals 72Tech top 15%News top 19%Growth top 22%Funding top 28% All 8 signals ▾Techtop 15% Newstop 19% Growthtop 22% Fundingtop 28% Talenttop 28% Moattop 35% Globalbottom 45% Marketbottom 33% Tech: 48 technologies across 7/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 News: 6 BI events in 12 mo (of 27 tracked, 7 types) · 6 high-value events (IPO/M&A/funding/contracts) in 12 mo rank vs industry peers · Fliar Intelligence Index 72/100 | $32M | 7 mo ago | Series B | 49 | Tobias Taupitz Co-Founder & CEO | Webflow EcommerceWebflowApple iCloud Mail+25 | — | 2 partnerships |
| 21 | MicroEnsure Online micro-insurance platform for low-income individuals and businesses | $28M | 107 mo ago | Acquired | — | Henry Croydon | — | — | — |
| 22 | By Miles Provider of motor insurance policies priced by actual distance driven | $27M | 72 mo ago | Acquired | 33 33 → 45 (+36%) · sector median +36% | Maddy Howlett CEO | Apple iCloud MailGoogle WorkspaceNode.js+26 | — | — |
| 23 | Kita Online platform for carbon insurance | $23M | 39 mo ago | Seed | 3 | Natalia Dorfman CEO and Co-Founder at Kita | We Insure Carbon | Cart FunctionalitySquarespace CommerceSquarespace+16 | — | 1 partnership |
| 24 | Coverbox Provider of telematics-based insurance | $23M | 107 mo ago | Deadpooled | 49 | Andrew Bennett CEO | — | — | — |
| 25 | Gaia Provider of fertility insurance platform | $23M | 53 mo ago | Series A | 50 | Nader Alsalim Founder & CEO | Webflow EcommerceWebflowBootstrap+26 | — | 1 partnership |
| 26 | Ticker Provider of connected motor insurance for various driver profiles 45Growth top 30%Tech top 35%Product top 40%Funding top 43% All 9 signals ▾Growthtop 30% Techtop 35% Producttop 40% Fundingtop 43% Moattop 48% Talentbottom 49% Globalbottom 43% Fin. healthbottom 41% Marketbottom 34% Growth: Headcount 33 → 48 (+45%) across vintages · Revenue +78% YoY Tech: 32 technologies across 5/8 capability areas · Cloud: Amazon Cloudfront, Amazon Ses rank vs industry peers · Fliar Intelligence Index 45/100 | $23M | 39 mo ago | Series B | 48 | Richard King Founder & CEO | SentryApple iCloud MailMicrosoft 365+19 | — | — |
| 27 | battleface Online travel insurance platform for individuals | $23M | 20 mo ago | Series A | 4 | Sasha Gainullin CEO | WordPressPleskMySQL+28 | — | 1 launch |
| 28 | Onsi On-demand pay and rewards management platform | $23M | 18 mo ago | Series B | 67 | Benjamin Hay Co-Founder | Framer SitesApple iCloud MailGoogle Workspace+15 | — | — |
| 29 | Cuvva Online usage-based car insurance solutions 72Fin. health top 28%Growth top 32%Innovation top 33%Customers top 34% All 12 signals ▾Fin. healthtop 28% Growthtop 32% Innovationtop 33% Customerstop 34% Fundingtop 36% Techtop 36% Moattop 39% Producttop 40% Markettop 49% Talentbottom 49% Globalbottom 39% Newsbottom 21% Fin. health: Revenue ~$35.0M · Revenue +47% YoY Growth: Headcount 90 → 150 (+67%) across vintages · Revenue +47% YoY rank vs industry peers · Fliar Intelligence Index 72/100 | $22M | 42 mo ago | Series A | 150 150 → 98 (-35%) · sector median +36% | Freddy Macnamara Co-Founder & CEO | TurbopackSentryAtlassian Statuspage+14 | — | 2 job openings |
| 30 | Private Health Supermarket Online health insurance aggregator | $21M | 63 mo ago | Series B | — | Robin Dowling Co-Founder & Partner | — | — | — |
| 31 | Anorak Online life insurance platform that offers a virtual insurance advisor | $19M | 60 mo ago | Acquired | 33 | — | — | — | — |
| 32 | Supercede Software suite for the reinsurance industry | $18M | 23 mo ago | Series A | 12 | Jezen Thomas Co-Founder & CTO | SalesforceJavaVarnish+10 | — | — |
| 33 | FloodFlash Provider of insurtech company specializing in parametric flood insurance | $17M | 52 mo ago | Acquired | 21 21 → 14 (-33%) · sector median +36% | Ian Bartholomew Co-Founder | WordPressMySQLPHP+32 | 3 patents Real-time water level sensing devices for flood detection and monitoring. | — |
| 34 | Napo Online platform for pet insurance | $17M | 15 mo ago | Series B | 30 | — | SentryApple iCloud MailGoogle Workspace+24 | — | — |
| 35 | Canopy Credit building tool and an alternative to tenancy deposits for renters | $12M | 71 mo ago | Seed | 40 40 → 38 (-5%) · sector median +36% | Mohammad Farooqui Co-Founder & CEO | WebflowBootstrapAmazon Web Services+25 | — | — |
| 36 | Nimbla Debt collection and real time analysis software | $7M | 55 mo ago | Series A | 17 | Flemming Bengtsen Founder | — | — | — |
| 37 | Fluffy App based platform offering multi category pet services | $7M | 29 mo ago | Series A | 6 | — | — | — | — |
| 38 | Bikmo Provider of cycle insurance for damage, theft, or loss 42Growth top 32%Tech top 36%Funding top 47%Global bottom 43% All 6 signals ▾Growthtop 32% Techtop 36% Fundingtop 47% Globalbottom 43% Marketbottom 28% Newsbottom 21% Growth: Headcount 21 → 28 (+33%) across vintages · Fresh capital in last 24 mo Tech: 37 technologies across 5/8 capability areas · Cloud: Amazon Alb, Amazon Web Services rank vs industry peers · Fliar Intelligence Index 42/100 | $6M | 18 mo ago | Series A | 28 28 → 50 (+79%) · sector median +36% | — | WordPressApple iCloud MailGoogle Workspace+29 | — | 1 job opening · 1 partnership |
| 39 | Blueberry Life Provider of term life insurance for individuals with chronic conditions | $6M | 18 mo ago | Seed | — | Karan Mehta Co-Founder & CEO | PrismicSentryTypeScript+23 | — | — |
| 40 | Jove Online comparison platform for health and self-employed insurance | $5M | 18 mo ago | Seed | 5 | — | SentryNode.jsMUI+23 | — | 1 job opening |
| 41 | Caura App-based auto insurance platform for individuals | $4M | 40 mo ago | Seed | 10 | — | WebflowBootstrapAmazon Web Services+14 | 3 patents Secure vehicle control systems and encrypted automotive data communication | — |
| 42 | ThingCo Provider of an AI & cloud-driven telematics solution 16Talent top 38%Moat top 39%Funding top 48%Global bottom 39% All 7 signals ▾Talenttop 38% Moattop 39% Fundingtop 48% Globalbottom 39% Techbottom 34% Marketbottom 25% Newsbottom 22% Talent: 2 named leaders on record · 2 C-suite/founder profiles curated Moat: Editorial + unicorn rating 7/10 · 10 curated direct competitors tracked rank vs industry peers · Fliar Intelligence Index 16/100 | $4M | 10 mo ago | Series A | 24 24 → 23 (-4%) · sector median +36% | Jonathon Valentine Co-Founder & CIO | styled-componentsReactGatsby+7 | — | — |
| 43 | AssetVault Platform providing digital vault for managing, protecting, and growing valuable assets | $2M | 43 mo ago | Seed | 3 | Vishnu Chundi Co-Founder & CEO | — | — | — |
| 44 | Ondo Insurance risk transfer and reduction solutions for home insurers | $2M | 30 mo ago | Public | 5 | Craig Foster Founder & CEO | WordPress Block EditorWordPressMySQL+19 | — | 1 partnership |
| 45 | Assureful Provider of pay-as-you-sell eCommerce liability insurance | $2M | 25 mo ago | Seed | 2 | Iain Watt Co-Founder & Chief Operating Officer | WordPressMySQLPHP+19 | — | — |
| 46 | Taveo Commercial insurance broker providing tailored coverage across diverse industries. | $2M | 27 mo ago | Seed | 38 | Mark Costello Chief Executive Officer | — | — | — |
| 47 | meshedcover.com Provider of business insurance brokering services using artificial intelligence technology | $1M | 10 mo ago | Seed | — | Jake Wells Co-Founder | Framer SitesApple iCloud MailReact+6 | — | — |
| 48 | Driverly AI-powered driving insurance app 16Talent top 38%AI top 45%Funding bottom 44%Product bottom 40% All 6 signals ▾Talenttop 38% AItop 45% Fundingbottom 44% Productbottom 40% Globalbottom 32% Marketbottom 17% Talent: 2 named leaders on record · 2 C-suite/founder profiles curated AI: Product described with: ai-powered rank vs industry peers · Fliar Intelligence Index 16/100 | $787K | 15 mo ago | Seed | — | Mohammad Alinia Co-Founder and CTO | — | — | 1 partnership · 1 award |
| 49 | Artio Carbon Provider of climate event based insurance solutions | $713K | 19 mo ago | Seed | — | Bilal Hussain Co-Founder & CEO | — | — | 1 job opening |
| 50 | Bolt Cover The company provides product protection insurance for retailers and customers | $492K | 14 mo ago | Seed | — | Jamie Hamer Co-Founder | — | — | — |
Top 12 Internet First Insurance Platforms companies in United Kingdom
#1
Zego 🦄Series C · London, England · founded 2016 · 417 employees$281.7Mraised▾
Provider of flexible insurance policies for drivers and delivery workers. Coverage options include telematics-based car insurance, private hire taxi insurance, and policies for van operators. The offerings extend to delivery insurance for individuals using cars, scooters, or motorbikes for food and parcel transport. Policies are available for learner drivers and business owners requiring protection for their vehicles and goods. The insurance structure allows for usage-based adjustments to accommodate different work and personal driving requirements.
- Apr 2026Series C$28M
- Mar 2021Series C$150M
- Jun 2019Series B$42M
- Jan 2019Venture Debt—
#2
Series A · London, England · founded 2015 · 25 employees$36Mraised▾
The Premfina provides a SaaS that offers the insurance finance solution which means brokers can plug-and-play onto PremFina's platform. It integrates with a broker's existing policy system and policies are pushed through in real time and activated automatically. With the PremFina system, the policy is automatically renewed each year, increasing retention rates.
- Apr 2026Conventional Debt$132.6M
- Jun 2025Conventional Debt$473.3M
- Oct 2019Conventional Debt$3.2M
- Dec 2017Series A—
#3
Series C · London, England · founded 2006 · 30 employees$31.7Mraised▾
Provides wireless telecommunication services
- Jan 2026Series C$13.7M
- Jan 2026Conventional Debt$27.3M
- Sep 2023Series B$6.5M
- Jan 2023Conventional Debt$136.2M
#4
Series B · London, England · founded 2017 · 49 employees$31.6Mraised▾
Online bicycle insurance platform for individuals. It offers solutions for bicycle insurance, health insurance, social liability insurance, and more. It features coverage for theft, accidental damage, vandalism, and more. It also offers insurance claims settlement solutions. Provides insurance coverage for road bike, mountain bike, adventure and gravel bike, triathlon bike, E-bike, city bike, and cargo bike.
- Nov 2025Venture Debt$8.5M
- Jul 2025Series B$10.3M
- Apr 2024Series A—
- Oct 2023Series A$8.1M
#5
Series C · London, England · founded 2017 · 50 employees$116.3Mraised▾
Provider of motor vehicle insurance policies for car and van. These insurance products offer financial protection against damage to vehicles and liability for injury or property damage caused to others. The policies include coverage for fire, theft, and vandalism. Customers manage their insurance documentation and policy details through a digital interface. The business provides support for claims and accident reporting.
- Apr 2025Series C$45M
- Apr 2025Conventional Debt$45M
- May 2023Conventional Debt$18.5M
- Sep 2021Series B$85M
#6
Series C · London, England · founded 2016 · 59 employees$267.6Mraised▾
Provider of an online platform for home insurance. It offers coverage for landlords, multi-property, gas fire protection, gas boiler, central heating, fuel, and controls. It also offers claims and emergency services. Company helps homeowners transition to low carbon living by installing and financing new low-carbon solutions like heat pumps, solar panels, and batteries.
- Oct 2024Conventional Debt$65.1M
- Jun 2024Conventional Debt$319.3M
- Apr 2024Conventional Debt$83M
- Nov 2022Series C$36.7M
#7
Series B · London, England · founded 2021 · 30 employees$17.1Mraised▾
Online platform for pet insurance
- Feb 2025Series B$15.2M
- Nov 2022Series A$17.1M
- 2022Seed—
#8
Series A · London, England · founded 2018 · 24 employees$4.1Mraised▾
ThingCo provides an AI & cloud-driven telematics solution. It provides B2B & B2C products & services to address the weaknesses in the current market using a deep understanding of insurance & telematics, real-time risk mitigation & more.
- Jul 2025Series A$2.7M
- Jan 2021Series A$4.1M
#9
Series B · London, England · founded 2019 · 67 employees$22.6Mraised▾
On-demand pay and rewards management platform. It offers a platform that enables businesses to manage employee benefits, engagement management, on-demand pay, performance management, and more. It also offers solutions for expense cards, discounts, and more.
- Nov 2024Series B—
- Nov 2021Series B$10M
- Jul 2021Series A$8.3M
- Feb 2020Seed$4.3M
#10
Series A · Kings Hill, England · founded 2009 · 4 employees$22.8Mraised▾
Battleface provides an online platform for travel insurance policies. It offers coverage for trip cancellation, baggage, medical expenses, accidents, personal liability, war & terrorism, evacuation, and loss of money & passport. Also offers claim handling and medical assistance services.
- Oct 2024Series A$10.8M
- Dec 2020Series A$12M
- Jan 2020Seed—
- Jul 2019Seed—
#11
Unfunded · London, England · founded 2007$301.5Mraised▾
Direct Line for Business is an online business insurance platform. Offers products like landlord insurance, van insurance, public liability insurance, professional indemnity insurance, home business insurance, commercial landlord insurance, shop insurance, office/surgery insurance, B&B / guest house insurance, hotel insurance, pub/restaurant insurance and hair/beauty insurance. Users need to provide their basic details to get an offer online. All the policies are underwritten by U.K. Insurance Ltd.
#12
Series A · London, England · founded 2016 · 34 employees$55.1Mraised▾
Online home contents insurance platform for renting and sharing individuals. It provides cover against flood, fire, storm damage, theft, vandalism, and accidental damage. It is focused on young urban renters. It offers various types of insurance, including home contents insurance, buildings and contents insurance, and tenants liability insurance. It also provide gadget insurance, tenants liability insurance, and shared home contents insurance for individuals living in shared houses or flats.
- Apr 2024Series A$14M
- May 2022Series A$23M
- Jun 2021Series A$11.3M
- Sep 2020Seed$2.1M
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of Internet First Insurance Platforms coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising