Best Internet First Insurance Platforms Companies in Brazil
The 61 best Internet First Insurance Platforms companies in Brazil in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Sami.
Brazil's Internet First Insurance Platforms sector has 61 companies tracked, $199M in disclosed funding, and zero unicorns — which tells you exactly where the opportunity sits. Sami leads the pack at $55M raised, followed by Justos at $45M, and after that the numbers drop fast, with Azos at $16M and Darwin Seguros at $10M rounding out the mid-tier. The global digital insurance market was valued at roughly $102.2B in 2020 and is forecast to reach $186.4B by 2027 at a 9.0% CAGR, so Brazilian platforms are building into a genuine tailwind. Median app install growth of around +14% YoY across internet and insurance apps confirms consumers are moving, not just browsing.
So what's driving the momentum? Changing consumer preferences and a generational shift toward digital-first financial products are the structural engine here. Security concerns remain a real friction point — I'd watch how the next funding cycle handles that regulatory pressure. Investors like Kaszek, Monashees, and Redpoint eventures are clearly betting the friction gets solved, given their continued presence on cap tables across the sector. If you're benchmarking platforms for partnership or investment, the concentration of capital at the top two or three names says a lot about where conviction actually lives right now.
- ResearchAndMarkets.com
Ranked: Best Internet First Insurance Platforms companies in Brazil
| # | Company | Disclosed funding | Last round | Stage | Founder | Founded | Tech stack | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | Sami Provider of a digital health insurance platform for SMBs | $55M | 37 mo ago | Series B | Guilherme Berardo Co-Founder & CEO | 2018 | WordPressMySQLPHP+29 | — |
| 2 | Justos Provider of an app-based auto insurance platform for individuals 50Tech top 25%Funding top 28%Customers top 28%Moat top 39% All 10 signals ▾Techtop 25% Fundingtop 28% Customerstop 28% Moattop 39% Talentbottom 49% Productbottom 48% Marketbottom 45% Globalbottom 38% Growthbottom 37% Newsbottom 21% Tech: 48 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 Funding: Raised $45.0M across 4 rounds · 4 rounds over 5 yrs (0.8/yr) rank vs industry peers · Fliar Intelligence Index 50/100 | $45M | 12 mo ago | Series A | Jorge Soto Co-Founder & CTO | 2020 | WebflowGSAPAmazon Web Services+23 | — |
| 3 | Pitzi Insurance provider for cell phones | $33M | 80 mo ago | Series B | Daniel Hatkoff Founder & Executive Chairman | 2012 | YouTubeAmazon Web ServicesMicrosoft Clarity+13 | — |
| 4 | Azos Online life insurance platform for individuals 64Tech top 24%Funding top 29%News top 29%Product top 35% All 8 signals ▾Techtop 24% Fundingtop 29% Newstop 29% Producttop 35% Talenttop 35% Growthtop 43% Marketbottom 49% Globalbottom 39% Tech: 63 technologies across 5/8 capability areas · Cloud: Cloudflare, Google Cloud Funding: Raised $16.0M across 4 rounds · 4 rounds over 5 yrs (0.8/yr) rank vs industry peers · Fliar Intelligence Index 64/100 | $16M | 3 mo ago | Series C | Bernardo Correa Ribeiro Co-Founder | 2020 | Apple iCloud MailGoogle WorkspaceNode.js+30 | 2 job openings · 1 expansion |
| 5 | Darwin Seguros Online platform offering usage-based insurance to individuals 48News top 32%Growth top 35%Tech top 35%Talent top 44% All 8 signals ▾Newstop 32% Growthtop 35% Techtop 35% Talenttop 44% Producttop 46% Fundingbottom 49% Marketbottom 38% Globalbottom 36% News: 4 BI events in 12 mo (of 6 tracked, 2 types) · Top themes: Leadership Growth: Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 48/100 | $10M | 8 mo ago | Series B | Firmino Freitas Founder & Co-Ceo | 2021 | WordPressApple iCloud MailMicrosoft 365+21 | 1 award |
| 6 | Loovi Provider of tech hardware-based vehicle tracking solution | $9M | 30 mo ago | Series A | William Naor Co-Founder | 2019 | Apple iCloud MailGoogle WorkspaceBootstrap+20 | 1 job opening |
| 7 | Bidu Aggregator of insurance products | $9M | 146 mo ago | Series B | Eldes Mattiuzzo ex-Founder & CEO | 2011 | WordPressMySQLPHP+23 | — |
| 8 | latu Provider of risk management solutions | $7M | 46 mo ago | Seed | — | 2022 | Node.jsRadix UITailwind CSS+13 | — |
| 9 | Hero Seguros Provider of travel and mobile phone insurance products and services 57Tech top 31%Talent top 38%Growth top 45%Market top 47% All 6 signals ▾Techtop 31% Talenttop 38% Growthtop 45% Markettop 47% Fundingbottom 49% Globalbottom 48% Tech: 42 technologies across 5/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 Talent: 2 named leaders on record · 2 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 57/100 | $7M | 3 mo ago | Series A | Guilherme Wroclawski Co-Founder | 2021 | Cart FunctionalityNode.jsTailwind CSS+25 | 1 expansion |
| 10 | 88i Seguradora Digital Online insurance platform for individuals | $3M | 60 mo ago | Seed | — | 2018 | WordPressMySQLPHP+23 | — |
| 11 | IZA App-based platform for accident and funeral insurances | $3M | 39 mo ago | Series A | Gabriel Charbonnieres Founder & CEO | 2018 | Node.jsRadix UITailwind CSS+29 | 1 award |
| 12 | Bluecyber.insure Cyber insurance solutions for underserved SMEs and families | $2M | 28 mo ago | Seed | Eduardo Rocha CEO | 2022 | — | — |
| 13 | Mutuus Seguros Online insurance comparison platform | $266K | 62 mo ago | Seed | Andress da Rocha Barao Founder & CEO | 2015 | Node.jsGoogle MapsMUI+26 | — |
| 14 | Granto Seguros Provider of surety bonds for construction and legal processes | $115K | 23 mo ago | Seed | Marisete Raffaelli Co-Founder | 2013 | WordPressMySQLPHP+36 | — |
Top 12 Internet First Insurance Platforms companies in Brazil
#1
Series C · Sao Paulo, State of Sao Paulo · founded 2020 · 123 employees$16Mraised▾
Online life insurance platform for individuals. It offers life insurance including disability coverage, accidental death protection, natural death. It also offers serious illness protection including cancer, stroke, organ transplant, and end-stage renal failure.
- Mar 2026Series C$24M
- Feb 2025Series B$31M
- May 2022Series A$6M
- Dec 2021Series A$10M
#2
Series A · Sao Paulo, State of Sao Paulo · founded 2021$6.7Mraised▾
Provider of travel and mobile phone insurance products and services. The company offers travel insurance with benefits such as telemedicine access and discounts. It also provides mobile phone insurance. The business facilitates direct sales channels, including an API for partners and a whitelabel solution. It offers a backoffice system for insurance issuance.
- Mar 2026Series A$6.7M
#3
Series A · Pinheiros, State of Sao Paulo · founded 2020 · 84 employees$45Mraised▾
Provider of an app-based auto insurance platform for individuals. It offers auto insurance including vehicle damage, mileage coverage, and auto repair. Its app is available for Android and iOS platforms.
- Jun 2025Series A$16.5M
- Apr 2023Series A$6.4M
- Oct 2021Series A$35.8M
- May 2021Seed$2.8M
#4
Series B · Sao Paulo, State of Sao Paulo · founded 2021 · 75 employees$9.9Mraised▾
Online platform offering usage-based insurance to individuals. It allows users to create an account on the platform and choose amongst the available insurance products and purchase the same.
- Oct 2025Series B$18.9M
- Jul 2022Series A$7.9M
- 2021Seed$2M
#5
Series B · Sao Paulo, State of Sao Paulo · founded 2018 · 400 employees$54.8Mraised▾
Provider of a digital health insurance platform for SMBs. It provides technology-based solutions for SME healthcare companies and offers telehealth services and healthcare concierge services based on their health profiles. It offers a platform for users to browse healthcare solutions through applications or virtual assistants and book appointments. It also has an emergency services feature.
- Jun 2023Series B$18M
- Dec 2021Series A$20M
- Oct 2020Series A$15.5M
- 2019Seed$1.3M
#6
Series A · Belo Horizonte, State of Minas Gerais · founded 2019$9.2Mraised▾
Provider of tech hardware-based vehicle tracking solution. It provides users with products for tracking vehicles and analysing the movement of cars. It also provides users with time tracking and vehicle information management. Its app is available across Android and iOS platforms.
- Dec 2023Series A$9.2M
#7
Series B · Olimpia, State of Sao Paulo · founded 2012 · 141 employees$33.5Mraised▾
Pitzi provides insurance protection for phone against accidents and defects. The plan cover all hardware problems that occur from normal mobile phone use. It don't cover phone theft or loss.
- Nov 2019Series B$15M
- Apr 2015Series B$15.7M
- Oct 2013Series A$2.7M
- Apr 2013Series A—
#8
Seed · Sao Paulo, State of Sao Paulo · founded 2022$1.5Mraised▾
Cyber insurance solutions for underserved SMEs and families
#9
Seed · Sao Paulo, State of Sao Paulo · founded 2022 · 15 employees$6.7Mraised▾
Provider of risk management solutions. It allows insurance providers to manage the risks of the client. It offers solutions including claims management, cyber insurance, and financial loss management.
- Aug 2022Seed$6.7M
#10
Series A · Sao Paulo, State of Sao Paulo · founded 2018 · 38 employees$3.2Mraised▾
The app-based platform for accident and funeral insurances. It offers solutions for medical & hospital expenses, permanent disability coverage, accidental death, funeral assistance, and more. The app is available for iOS and Android platforms.
- Apr 2023Series A$3.2M
#11
Seed · Uberaba, State of Minas Gerais · founded 2013 · 51 employees$115.2Kraised▾
Provider of surety bonds for construction and legal processes. It offers various surety bond types, including those for contract execution, bidding processes, land development, and judicial proceedings. The company facilitates the securing of contracts and releases assets held in legal cases through these bonds. They provide a streamlined process, aiming for efficiency and ease of use for clients. Their services are designed to mitigate financial risk for businesses involved in construction projects and legal matters.
- Jul 2024Seed—
- Dec 2022Seed$115.2K
#12
Seed · Sao Paulo, State of Sao Paulo · founded 2018 · 21 employees$3.4Mraised▾
Online insurance platform for individuals. It offers quotes for life insurance, health insurance, electronic device insurance, accident insurance, financial protection insurance, and more. It also offers telemedicine solutions with adult and pediatric care.
- Jun 2021Seed$2.5M
- Mar 2021Seed$908.2K
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of Internet First Insurance Platforms coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
Common questions
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.