Radar · Alternative Lending in New York City
Best Alternative Lending Companies in New York City, United States
The 265 best Alternative Lending companies in New York City, United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Liquidity Group.
By Riya SenguptaFinancials
265companies tracked
$7.2Bdisclosed funding
6unicorns
145have raised
Ranked: Best Alternative Lending companies in New York City
| # | Company | Disclosed funding | Last round | Stage | Employees | Founder | Tech stack | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|---|
| 1 | Liquidity Group 🦄 Provider of AI-based solutions for business lending 72Funding top 17%Product top 25%Patents top 27%Talent top 28% All 11 signals ▾Fundingtop 17% Producttop 25% Patentstop 27% Talenttop 28% Innovationtop 33% AItop 35% Moattop 43% Growthtop 45% Markettop 50% Techbottom 48% Globalbottom 39% Funding: Raised $1.5B across 6 rounds · 6 rounds over 6 yrs (1.0/yr) Product: 4 distinct product lines · Company stage: Series C rank vs industry peers · Fliar Intelligence Index 72/100 | $1.5B | 14 mo ago | Series C | — | Oron Maymon Co-Founder & Chief Science Officer | WebflowGSAPLenis+12 | 16 patents Nanofiber polymer filtration media for water purification and air filtration systems | 2 awards |
| 2 | Better Mortgage 🦄 Online marketplace offering residential mortgage loans for consumers | $980M | 62 mo ago | Series E | 3,087 | Andrew Unger Co-Founder | Apple iCloud MailMicrosoft 365Elasticsearch+33 | — | 2 launchs · 1 award |
| 3 | Pagaya Provider of an AI-powered lending network that connects financial institutions with institutional investors | $716M | 38 mo ago | Public | 809 809 → 462 (-43%) · sector median +38% | Sanjiv Das Co-Founder & President | DrupalApple iCloud MailPHP+30 | — | 3 partnerships |
| 4 | Fora Financial Small business funding solutions: loans, revenue advances, lines of credit 60Funding top 26%Tech top 31%Partners top 37%Moat top 39% All 10 signals ▾Fundingtop 26% Techtop 31% Partnerstop 37% Moattop 39% Producttop 41% Innovationtop 42% Growthtop 43% Marketbottom 47% Globalbottom 37% Newsbottom 17% Funding: Raised $576M across 5 rounds · 5 rounds over 11 yrs (0.5/yr) Tech: 45 technologies across 5/8 capability areas · Cloud: Cloudflare, Heroku rank vs industry peers · Fliar Intelligence Index 60/100 | $576M | 14 mo ago | Series A | 135 135 → 211 (+56%) · sector median +38% | — | JekyllSentryZendesk+32 | — | — |
| 5 | DailyPay 🦄 Financial wellness and earned wage access platform that enables employees to access their earned pay on-demand 89Customers top 14%Funding top 15%Tech top 15%Growth top 25% All 12 signals ▾Customerstop 14% Fundingtop 15% Techtop 15% Growthtop 25% Markettop 31% Moattop 32% Newstop 36% Producttop 40% AItop 45% Innovationbottom 48% Patentsbottom 46% Globalbottom 45% Customers: Play-Store rating 4.72★ across 228,552 ratings (3 apps) · Review volume +16% in 6 mo Funding: Raised $264M across 9 rounds · 9 rounds over 10 yrs (0.9/yr) rank vs industry peers · Fliar Intelligence Index 89/100 | $264M | 3 mo ago | Series D | 845 845 → 990 (+17%) · sector median +38% | — | WordPressSentryApple iCloud Mail+52 | 3 patents AI-driven payroll advance systems using machine learning for real-time earnings prediction | 1 award |
| 6 | Applied Data Finance Fair and responsible consumer lending solutions using data science and technology | $202M | 44 mo ago | Series C | 321 | Joseph Toms Chief Executive Officer | Cart FunctionalitySquarespace CommerceSquarespace+13 | — | 1 job opening |
| 7 | OnDeck Online platform for business loans | $197M | 94 mo ago | Acquired | 397 397 → 454 (+14%) · sector median +38% | — | WordPressMySQLMariaDB+41 | — | — |
| 8 | Behalf Online lending platform for SMBs | $175M | 58 mo ago | Deadpooled | 60 | — | — | — | — |
| 9 | SmartAsset 🦄 Online comparison platform for financial products | $161M | 59 mo ago | Series D | 8 | Michael Carvin Founder & CEO | JavaAmazon Web ServicesGoogle Ads+39 | — | — |
| 10 | Splitit Online platform for point of sale financing | $159M | 34 mo ago | Public | 80 80 → 96 (+20%) · sector median +38% | — | WordPressApple iCloud MailGoogle Workspace+31 | — | 1 internship · 1 award |
| 11 | Esusu 🦄 Online platform offering credit-building solutions through rent payment reporting 76Funding top 18%Tech top 24%Moat top 26%News top 33% All 10 signals ▾Fundingtop 18% Techtop 24% Moattop 26% Newstop 33% Growthtop 35% Talenttop 38% Markettop 40% Producttop 40% Customerstop 45% Globalbottom 36% Funding: Raised $145M across 9 rounds · 9 rounds over 8 yrs (1.1/yr) Tech: 56 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 rank vs industry peers · Fliar Intelligence Index 76/100 | $145M | 6 mo ago | Series C | 179 | Samir Goel Co-Founder | WordPress Block EditorWordPressSentry+22 | — | 1 launch |
| 12 | Kafene Online platform for point-of sale-financing | $89M | 28 mo ago | Series B | 69 | Neal Desai Co-Founder & CEO | Proton MailGoogle WorkspaceNode.js+33 | — | 1 job opening · 1 partnership |
| 13 | LIQUiDITY 🦄 Provider of an online lending platform for large-scale business loans | $70M | 39 mo ago | Series C | 155 | Ron Daniel Co-Founder & CEO | — | 16 patents Patents concentrated in transport & manufacturing processes | — |
| 14 | CAN Capital Online marketplace for working capital loans | $63M | 23 mo ago | Series C | 64 | Edward Siciliano CEO | — | — | 2 job openings |
| 15 | LiquidX Provider of a blockchain-enabled marketplace for trade finance assets and supply chain financing 57AI top 15%Funding top 28%Innovation top 33%Patents top 37% All 10 signals ▾AItop 15% Fundingtop 28% Innovationtop 33% Patentstop 37% Moattop 37% Producttop 46% Marketbottom 41% Techbottom 34% Newsbottom 32% Globalbottom 31% AI: Holds AI/ML patents (G06N-family CPC) Funding: Raised $60.2M across 5 rounds · 5 rounds over 10 yrs (0.5/yr) rank vs industry peers · Fliar Intelligence Index 57/100 | $60M | 8 mo ago | Series B | 59 | — | — | 9 patents Digital asset classification platforms and trade‑finance digitization/trading systems | 1 award |
| 16 | Ampla Provider of an online platform for business credit lines | $45M | 29 mo ago | Acquired | 126 | — | — | 6 patents Patents concentrated in health & consumer products | — |
| 17 | Clair Cloud-based employee benefits platform for on-demand pay | $44M | 12 mo ago | Series B | 69 | Nico Simko Co-Founder & CEO | WebflowApple iCloud MailGoogle Workspace+22 | — | — |
| 18 | Candidly AI-enabled platform offering education loan management for employees through employers | $42M | 39 mo ago | Series B | 48 48 → 113 (+135%) · sector median +38% | Laurel Tayler Co-Founder & CEO | WordPressSentryZendesk+29 | — | 1 launch |
| 19 | Mundi Online marketplace for invoice factoring | $39M | 32 mo ago | Series A | 189 | Juan Christensen Co-Founder & CTO | SentryApple iCloud MailGoogle Workspace+28 | — | — |
| 20 | Atlas Invest Provider of a lending platform for real estate-backed loans 48Funding top 26%Talent top 28%Growth top 35%Moat top 48% All 7 signals ▾Fundingtop 26% Talenttop 28% Growthtop 35% Moattop 48% Techbottom 45% Globalbottom 36% Marketbottom 32% Funding: Raised $36.0M across 2 rounds · 2 rounds over 2 yrs (1.0/yr) Talent: 3 named leaders on record · 3 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 48/100 | $36M | 4 mo ago | Series B | — | Roni Peled Co-Founder | WordPressApple iCloud MailGoogle Workspace+21 | — | — |
| 21 | Kapitus Online lending platform for business loans | $35M | 24 mo ago | Series C | 223 223 → 530 (+138%) · sector median +38% | Andrew Reiser CEO | WordPressMySQLPHP+12 | — | 5 job openings · 2 awards |
| 22 | Mine Modern personal finance app and credit-building platform 64Growth top 13%Funding top 29%Customers top 31%Talent top 38% All 8 signals ▾Growthtop 13% Fundingtop 29% Customerstop 31% Talenttop 38% Techtop 48% Globalbottom 48% Productbottom 48% Marketbottom 35% Growth: App-install growth +312% YoY · Fresh capital in last 24 mo Funding: Raised $32.5M across 4 rounds · 4 rounds over 5 yrs (0.8/yr) rank vs industry peers · Fliar Intelligence Index 64/100 | $33M | 4 mo ago | Series A | — | Carlo Kobe Co-Founder & CEO | Framer SitesApple iCloud MailGoogle Workspace+15 | — | — |
| 23 | Liftforward Embedded finance solutions for brands, merchants, and lenders globally | $32M | 24 mo ago | Series B | 18 18 → 19 (+6%) · sector median +38% | Jeffrey Rogers President & CEO | SquarespaceSquarespace CommerceApple iCloud Mail+23 | — | — |
| 24 | Gynger Online platform offering POS loans to purchase SaaS products for businesses | $32M | 23 mo ago | Series A | 22 | — | — | — | — |
| 25 | Fundkite Online lending platform for working capital loans | $28M | 7 mo ago | Funding Raised | 47 | Alex Shvarts CEO | Cart FunctionalityWordPressMySQL+36 | — | — |
| 26 | Modern Finance Online deposit marketplace for banks and financial institutions | $28M | 11 mo ago | Series B | 13 | Paolo Bertolotti Co-Founder & CEO | WebflowAmazon Web ServicesGSAP+10 | — | 1 award |
| 27 | Noetica Provider of AI-powered benchmarking for corporate transaction terms | $28M | 20 mo ago | Acquired | — | Tom Effland Co-Founder | WebflowApple iCloud MailGoogle Workspace+16 | — | — |
| 28 | Summer Online student loan management solutions platform for financial institutions | $27M | 26 mo ago | Series B | 55 | Paul Joo Co-Founder | WebflowApple iCloud MailGoogle Workspace+22 | — | — |
| 29 | Kashable Provider of employer-sponsored program offering employees access to personal loans 53Funding top 27%Growth top 35%Talent top 38%Product top 40% All 12 signals ▾Fundingtop 27% Growthtop 35% Talenttop 38% Producttop 40% Moattop 41% Patentstop 43% Newstop 45% Techtop 46% Innovationtop 49% Customersbottom 46% Globalbottom 42% Marketbottom 36% Funding: Raised $25.6M across 6 rounds · 6 rounds over 8 yrs (0.8/yr) Growth: Web rank 1,000,000 → 500,000 YoY · Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 53/100 | $26M | 1 mo ago | Series C | 23 | Einat Steklov Founder | Apple iCloud MailGoogle WorkspaceReact+18 | 4 patents Digital benefit delivery platforms and functional-molecule enhanced oil extraction technologies. | — |
| 30 | Bloom Credit Provider of tools for credit repair and score management | $24M | 13 mo ago | Series B | 28 | Ajay Rajani Co-Founder / Incubator | WordPressApple iCloud MailGoogle Workspace+22 | — | — |
| 31 | TidalWave Developer of an AI platform streamlining mortgage origination for financial institutions 57Growth top 20%Talent top 38%Funding top 40%Tech top 41% All 8 signals ▾Growthtop 20% Talenttop 38% Fundingtop 40% Techtop 41% Productbottom 48% Moatbottom 38% Marketbottom 36% Globalbottom 32% Growth: Web rank 50,000,000 → 5,000,000 YoY · Fresh capital in last 24 mo Talent: 2 named leaders on record · 2 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 57/100 | $22M | 6 mo ago | Series A | — | Cheng Li Co-Founder | Apple iCloud MailGoogle WorkspaceNode.js+16 | — | 1 partnership · 1 award |
| 32 | Pinata Provider of a platform that reports rent payments to credit bureaus | $20M | 12 mo ago | Series A | 23 | Lily Liu Chief Executive Officer | WordPressApple iCloud MailGoogle Workspace+32 | 15 patents Inhalable dry‑powder pharmaceutical formulations for cannabinoids and receptor agonists | — |
| 33 | Community Capital Technology Provider of loan transactions marketplace and business intelligence platform | $14M | 28 mo ago | Series A | 21 | Garrett Smith Founder & CEO | Apple iCloud MailMicrosoft 365Animate.css+15 | — | 1 partnership |
| 34 | Braavo Fundraising platform for mobile app developers and games developers | $13M | 24 mo ago | Series B | 26 | Mark Loranger Co-founder & CEO | — | — | — |
| 35 | OatFi Provider of API-driven working capital solutions for B2B payments platforms | $11M | 12 mo ago | Series A | 20 | John Jordan Co-Founder | — | — | 1 partnership |
| 36 | Debbie Online platform for credit card debt refinancing 48Customers top 23%Innovation top 26%Moat top 32%Growth top 35% All 11 signals ▾Customerstop 23% Innovationtop 26% Moattop 32% Growthtop 35% Fundingtop 36% Patentstop 38% Talentbottom 49% Productbottom 47% Techbottom 45% Globalbottom 40% Marketbottom 16% Customers: Play-Store rating 4.87★ across 8,516 ratings (1 apps) Innovation: 40 patents (top 14% of patent-holders) rank vs industry peers · Fliar Intelligence Index 48/100 | $11M | 2 mo ago | Series A | 6 | Rachel Lauren Co-Founder | WebflowGSAPMicrosoft Advertising+19 | 40 patents Dental implant fixtures, abutments, and related prosthetic components for oral surgery | — |
| 37 | Skeps Online marketplace and enabler for point-of-sale financing for merchants and lenders | $10M | 15 mo ago | Series A | 66 66 → 153 (+132%) · sector median +38% | Mayank Tewari Co-Founder | HubSpot CMS HubApple iCloud MailZoho+22 | — | — |
| 38 | Homium Provider of shared appreciation loans for down payment assistance | $10M | 26 mo ago | Series A | 7 | Brett Markinson Co-Founder | WebflowTypekitGoogle Font API+13 | 4 patents Blockchain platforms for issuing and managing shared appreciation financial notes | 1 launch |
| 39 | Made Card A fintech company that offers a credit card specifically designed for homeowners to manage their home-related… | $8M | 6 mo ago | Seed | — | Ashin Shah Co-Founder & CEO | WebflowAmazon Web Servicescore-js+13 | — | — |
| 40 | Provable Markets Cloud based securities financing and lending platform | $8M | 25 mo ago | Series A | — | Matt Cohen Co-Founder & CEO | — | — | 1 launch · 2 partnerships |
| 41 | Scienaptic Provider of an AI-powered credit decisioning platform for financial institutions | $7M | 21 mo ago | Series A | 105 105 → 177 (+69%) · sector median +38% | Pankaj Jain Cofounder & President | Wix eCommerceWixSentry+14 | — | 2 partnerships |
| 42 | Corbel Lending as a service platform for financial institutions | $7M | 8 mo ago | Seed | — | Dor Litay Co-Founder | — | — | — |
| 43 | Roam Lending platform offering residential mortgage financing | $4M | 14 mo ago | Series A | 47 | Morgan Tepper Co-Founder & President | ElixirErlangPhoenix Framework+21 | 24 patents Patents concentrated in computing, sensing & instrumentation | — |
| 44 | Algebrik Cloud-native and AI-powered digital era loan origination platform | $4M | 19 mo ago | Series A | — | Pankaj Jain Founder & CEO | Node.jsTailwind CSSReact+16 | — | 2 job openings · 1 partnership |
| 45 | Exos Financial Diversified investment management firm | $3M | 17 mo ago | Series B | 114 | Brady Dougan Co-Founder & CEO | — | — | — |
| 46 | Button Finance Provider of home equity loans and home equity lines of credit | $2M | 13 mo ago | Series A | 8 | Jason Harris Co-Founder & CEO | WordPressMySQLPHP+28 | — | — |
| 47 | Lorien Finance Provider of a cross-border fintech platform offering education loans to students | $2M | 15 mo ago | Seed | 18 | Nikhil Mudgal Founder & CEO | TurbopackEmotionNode.js+24 | — | — |
| 48 | Ply Online platform for inventory financing | $2M | 6 mo ago | Series A | 5 | Darion Miller Co-Founder | WordPressMySQLPHP+29 | — | 2 launchs |
| 49 | CollectWise Provider of AI-driven system to maximize debt collection success rates | $500K | 16 mo ago | Seed | — | Sean O'Brien Co-Founder & CEO | — | — | — |
Top 12 Alternative Lending companies in New York City
#1
DailyPay 🦄Series D · New York City, New York · founded 2015 · 845 employees$264Mraised▾
DailyPay 🦄
Series D · New York City, New York · founded 2015 · 845 employees
Financial wellness and earned wage access platform that enables employees to access their earned pay on-demand. It integrates directly with employers’ existing payroll, HR, and workforce management systems, allowing workers to view and transfer portions of their accrued earnings in real time. It is positioned as a retention and engagement tool that helps attract and retain talent by offering greater financial flexibility without requiring major changes to payroll operations. It emphasizes seamless integration, enterprise-grade security, and minimal administrative overhead for businesses.
Fliar Intelligence Index™ 89how this company ranks against its industry peers
Customers
top 14%Funding
top 15%Tech
top 15%Growth
top 25%Market
top 31%Moat
top 32%Customers: Play-Store rating 4.72★ across 228,552 ratings (3 apps) · Review volume +16% in 6 mo
Funding: Raised $264M across 9 rounds · 9 rounds over 10 yrs (0.9/yr) · Last round Conventional Debt (Feb 2026)
Tech: 94 technologies across 7/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 · Devops: Envoy, Nginx
Audience (LinkedIn): 31k LinkedIn followers — 3.3% of this cohort's audience · 58 engagements/post (1.6× cohort median)
Activity (LinkedIn): 1 awards announced in 12 mo
Funding rounds
- Feb 2026Conventional Debt$200M
- Jan 2024Conventional Debt$100M
- Jan 2024Series D$75M
- Jan 2023Conventional Debt$260M
Investors
Intercept Ventures, RPM Ventures, Inspiration Ventures, Frontier Venture Capital, Barclays, Angelo Gordon
Tech stack
6SenseAdaAdobe Audience ManagerAmazon CloudfrontAmazon S3Amazon Ses
#2
Esusu 🦄Series C · New York City, New York · founded 2018 · 179 employees$145.2Mraised▾
Esusu 🦄
Series C · New York City, New York · founded 2018 · 179 employees
Online platform offering credit-building solutions through rent payment reporting. It captures rental payment data and reports it to credit bureaus to boost credit scores. This helps the tenants to build and establish their credit scores and also helps property owners to attract new tenants. It also reports property management analytics and more.
Fliar Intelligence Index™ 76how this company ranks against its industry peers
Funding
top 18%Tech
top 24%Moat
top 26%News
top 33%Growth
top 35%Talent
top 38%Funding: Raised $145M across 9 rounds · 9 rounds over 8 yrs (1.1/yr) · Last round Series C (Dec 2025)
Tech: 56 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 · Devops: Nginx
Moat: Editorial + unicorn rating 9/10 · Unicorn · 9 curated direct competitors tracked
Audience (LinkedIn): 73k LinkedIn followers — 7.7% of this cohort's audience · 238 engagements/post (6.8× cohort median)
Activity (LinkedIn): 1 product launches announced in 12 mo
Funding rounds
- Dec 2025Series C$50M
- Jan 2022Series B$130M
- Jul 2021Series A$10.6M
- Aug 2020Seed$2.3M
Founders & team
Investors
Impact America Fund, Next Play Ventures, Acumen, Concrete Rose, Global Good Fund, Zeal Capital Partners
Tech stack
Amazon CloudfrontAmazon S3Amazon Web ServicesAmplitudeAngularjsApple Icloud Mail
#3
Series C · New York City, New York · founded 2018$1.5Braised▾
Series C · New York City, New York · founded 2018
Provider of AI-based solutions for business lending. It provides users with a fintech company that offers private credit facilities and late-stage equity capital tailored to businesses' needs. Their AI-driven technology allows them to make decisions on deploying debt facilities and other financial solutions.
Fliar Intelligence Index™ 72how this company ranks against its industry peers
Funding
top 17%Product
top 25%Patents
top 27%Talent
top 28%Innovation
top 33%AI
top 35%Funding: Raised $1.5B across 6 rounds · 6 rounds over 6 yrs (1.0/yr) · Last round Conventional Debt (Mar 2025)
Product: 4 distinct product lines · Company stage: Series C
Patents: 16 patents matched (strict assignee match) · Lead CPC: B01D39/1623 (+2 more areas)
Audience (LinkedIn): 50k LinkedIn followers — 5.3% of this cohort's audience
Activity (LinkedIn): 2 awards announced in 12 mo
Funding rounds
- Mar 2025Conventional Debt$450M
- Feb 2023Series C$40M
- Oct 2022Conventional Debt$250M
- Apr 2022Series C$50M
Founders & team
Investors
MUFG Bank, MUFG, Apollo Funds, Spark Capital, Innovation Fund, KeyBank
Tech stack
Animate.CssBootstrapBunnyCloudflareGoogle AnalyticsGoogle Font Api
#4
Series C · New York City, New York · founded 2013 · 23 employees$25.6Mraised▾
Series C · New York City, New York · founded 2013 · 23 employees
Provider of employer-sponsored program offering employees access to personal loans. The program integrates with human resource and payroll systems for loan administration. It facilitates access to credit and financial wellness resources. The program offers loans with repayment through payroll deductions.
Fliar Intelligence Index™ 53how this company ranks against its industry peers
Funding
top 27%Growth
top 35%Talent
top 38%Product
top 40%Moat
top 41%Patents
top 43%Funding: Raised $25.6M across 6 rounds · 6 rounds over 8 yrs (0.8/yr) · Last round Series C (Apr 2026)
Growth: Web rank 1,000,000 → 500,000 YoY · Fresh capital in last 24 mo
Talent: 2 named leaders on record · 2 C-suite/founder profiles curated
Audience (LinkedIn): 26k LinkedIn followers — 2.7% of this cohort's audience
Funding rounds
- Apr 2026Series C$60M
- Jul 2025Series C$34.8M
- May 2025Conventional Debt$250M
- Oct 2024Series B$2.3M
Founders & team
Investors
MidCap Financial, Revolution, Krillion Ventures, EJF Investments, Moneta, Nomura
Tech stack
Amazon Web ServicesApple Icloud MailAws Certificate ManagerCloudflareCloudflare Bot ManagementCore-Js
#5
Series A · New York City, New York · founded 2008 · 135 employees$576Mraised▾
Series A · New York City, New York · founded 2008 · 135 employees
Small business funding solutions: loans, revenue advances, lines of credit. They provide diverse financing options, including SBA loans and term loans, to fuel business growth. They offer working capital for various needs like equipment, expansion, inventory, and payroll. Serving industries from auto to wholesale, they focus on potential over credit scores, building relationships with customers. They offer fast approvals and funding, with a simple online application process. They provide resources like case studies and a blog, offering business insights. They also have partner programs. They focus on supporting small and mid-sized businesses with flexible financing. They offer customer login and support.
Fliar Intelligence Index™ 60how this company ranks against its industry peers
Funding
top 26%Tech
top 31%Partners
top 37%Moat
top 39%Product
top 41%Innovation
top 42%Funding: Raised $576M across 5 rounds · 5 rounds over 11 yrs (0.5/yr) · Last round Conventional Debt (Apr 2025)
Tech: 45 technologies across 5/8 capability areas · Cloud: Cloudflare, Heroku · Observability: Fullstory, Microsoft Clarity
Partners: 0 partnership announcements in 12 mo (1 in 24 mo) · Marquee-customer mentions: top 17% of tracked companies
Audience (LinkedIn): 19k LinkedIn followers — 2.1% of this cohort's audience
Funding rounds
- Apr 2025Conventional Debt$16M
- Dec 2024Conventional Debt$200M
- Oct 2023Conventional Debt$140M
- Apr 2021Conventional Debt$100M
Investors
Truist, Castlelake, UBS, Hudson Cove Capital Management, Sector Financial, First Horizon National Corporation
Tech stack
AngularApple Icloud MailBootstrapClickceaseCloudflareCloudflare Bot Management
#6
Series A · New York City, New York · founded 2021$32.5Mraised▾
Series A · New York City, New York · founded 2021
Modern personal finance app and credit-building platform. It is designed to help users especially young adults and those new to credit build credit, manage money, and earn rewards with simplicity and safety.
Fliar Intelligence Index™ 64how this company ranks against its industry peers
Growth
top 13%Funding
top 29%Customers
top 31%Talent
top 38%Tech
top 48%Global
bottom 48%Growth: App-install growth +312% YoY · Fresh capital in last 24 mo
Funding: Raised $32.5M across 4 rounds · 4 rounds over 5 yrs (0.8/yr) · Last round Series A (Jan 2026)
Customers: Play-Store rating 4.46★ across 3,938 ratings (1 apps)
Audience (LinkedIn): 6k LinkedIn followers
Activity (LinkedIn): 1 product launches announced in 12 mo
Funding rounds
- Jan 2026Series A$14M
- Jun 2024Seed$14.4M
- Mar 2023Seed$4M
- Sep 2021Seed$125K
Founders & team
Investors
Y Combinator, SV Angel, Kleiner Perkins, New Era Ventures, FJ Labs, U.S. News
Tech stack
AngularjsApple Icloud MailCloudflareCloudflare TurnstileFathomFramer Sites
#7
Series B · New York City, New York · founded 2022$36Mraised▾
Series B · New York City, New York · founded 2022
Provider of a lending platform for real estate-backed loans. It provides users with a platform for real estate-backed loans, simplifying and streamlining the bridge loan process for better and more efficient financing. They empower investors with a risk-mitigated strategy for all asset-backed debt transactions, focusing on industrial real estate investments.
Fliar Intelligence Index™ 48how this company ranks against its industry peers
Funding
top 26%Talent
top 28%Growth
top 35%Moat
top 48%Tech
bottom 45%Global
bottom 36%Funding: Raised $36.0M across 2 rounds · 2 rounds over 2 yrs (1.0/yr) · Last round Conventional Debt (Jan 2026)
Talent: 3 named leaders on record · 3 C-suite/founder profiles curated
Growth: Fresh capital in last 24 mo
Audience (LinkedIn): 4k LinkedIn followers
Funding rounds
- Jan 2026Conventional Debt$25M
- Dec 2024Series B$11M
Founders & team
Investors
The Garage, State of Mind Ventures, Anfield, BlackRock, Viola FinTech
Tech stack
Apple Icloud MailCloudflareCloudflare Bot ManagementContact Form 7Core-JsFacebook Pixel
#8
Series A · New York City, New York · founded 2020 · 6 employees$10.8Mraised▾
Series A · New York City, New York · founded 2020 · 6 employees
Online platform for credit card debt refinancing. It offers loans that enable users to pay off the credit card debts. It features automated reduction on interests on timely repayments. It also provides resources on debt management, and more.
Fliar Intelligence Index™ 48how this company ranks against its industry peers
Customers
top 23%Innovation
top 26%Moat
top 32%Growth
top 35%Funding
top 36%Patents
top 38%Customers: Play-Store rating 4.87★ across 8,516 ratings (1 apps)
Innovation: 40 patents (top 14% of patent-holders)
Moat: Editorial + unicorn rating 4/10 · IP moat: 40 patents
Audience (LinkedIn): 4k LinkedIn followers
Funding rounds
- Apr 2026Series A$5.3M
- Dec 2024Series A$5.5M
- Mar 2024Seed—
Founders & team
Investors
Reseda Group, One Way Ventures, TruStage, Zeal Capital Partners, Green Egg Ventures, TA Ventures
Tech stack
CdnjsCloudflareCookiebotGoogle AnalyticsGoogle Font ApiGoogle Hosted Libraries
#9
Series B · New York City, New York · founded 2015 · 59 employees$60.2Mraised▾
Series B · New York City, New York · founded 2015 · 59 employees
Provider of a blockchain-enabled marketplace for trade finance assets and supply chain financing. It provides multiple working capital solutions including inventory finance, accounts receivable, supply chain finance, and dynamic discounting. It is made up of large corporations, banks, and non-bank financial institutions. It also offers a white-label front-to-back solution that streamlines trade finance, working capital, and other illiquid financial assets.
Fliar Intelligence Index™ 57how this company ranks against its industry peers
AI
top 15%Funding
top 28%Innovation
top 33%Patents
top 37%Moat
top 37%Product
top 46%AI: Holds AI/ML patents (G06N-family CPC)
Funding: Raised $60.2M across 5 rounds · 5 rounds over 10 yrs (0.5/yr) · Last round Series B (Oct 2025)
Innovation: 9 patents (top 51% of patent-holders) · 8 filings since 2022 vs 1 in 2017-21 · 2 product lines
Audience (LinkedIn): 7k LinkedIn followers
Activity (LinkedIn): 1 awards announced in 12 mo
Funding rounds
- Oct 2025Series B$2.8M
- Apr 2025Series B$2M
- May 2022Series B$26.3M
- Nov 2020Series A$14M
Investors
Citi, Broadridge, Ethos Capital, Eaglehead Capital
Tech stack
WordpressMysqlPhpHello ElementorThe Seo FrameworkElementor
#10
Funding Raised · New York City, New York · founded 2015 · 47 employees$28.4Mraised▾
Funding Raised · New York City, New York · founded 2015 · 47 employees
Online lending platform for working capital loans. Businesses need to apply for funding via its online application form by providing necessary details, and upon evaluation, the loan amount is transferred into the business bank account. It offers funding for multiple business sectors including auto repair shops, restaurants, retail shops, hospitality industry, pharmacy, and others.
LinkedIn Pulse recent public activity · Jul 2026
Audience: 1k LinkedIn followers
Funding rounds
- Oct 2025Conventional Debt$1M
- Dec 2021Conventional Debt$27.4M
Founders & team
Tech stack
Amazon SesAmazon Web ServicesBasicBootstrapCallrailCart Functionality
#11
Series A · New York City, New York · founded 2023$22Mraised▾
Series A · New York City, New York · founded 2023
Developer of an AI platform streamlining mortgage origination for financial institutions. The platform offers features such as automated task tracking, multilingual support, and document conversion. It integrates with loan origination systems and provides a mobile application for real-time communication. The AI is designed to reduce application anxiety and improve the borrower experience.
Fliar Intelligence Index™ 57how this company ranks against its industry peers
Growth
top 20%Talent
top 38%Funding
top 40%Tech
top 41%Product
bottom 48%Moat
bottom 38%Growth: Web rank 50,000,000 → 5,000,000 YoY · Fresh capital in last 24 mo
Talent: 2 named leaders on record · 2 C-suite/founder profiles curated
Funding: Raised $22.0M across 1 rounds · 1 rounds over 3 yrs (0.3/yr) · Last round Series A (Nov 2025)
Audience (LinkedIn): 2k LinkedIn followers
Activity (LinkedIn): 1 partnerships · 1 awards (incl. Nathan Cassidy) announced in 12 mo
Funding rounds
- Nov 2025Series A$22M
- Nov 2023Seed—
Founders & team
Investors
RevTech Labs Capital, DR Horton, Engineering Capital, Permanent Capital
Tech stack
Amazon CloudfrontAmazon S3Amazon Web ServicesApple Icloud MailCloudflareCloudflare Bot Management
#12
Series B · New York City, New York · founded 2019 · 69 employees$44.5Mraised▾
Series B · New York City, New York · founded 2019 · 69 employees
Cloud-based employee benefits platform for on-demand pay. It provides access to payments, APIs, mobile apps, and digital banking. It offers HCM as well as freelance platforms. It also provides a pay card and a banking app through which users may check account balances and request wage advances.
Funding rounds
- May 2025Series B$23.2M
- Jul 2023Series B$25M
- Jun 2021Series A$15M
- Oct 2020Seed$4.5M
Founders & team
Investors
Upfront Ventures, Founder Collective, Walkabout Ventures, Thrive Capital, Kairos, Techstars
Tech stack
Amazon SesAmazon Web ServicesApple Icloud MailCdnjsCloudflareCloudflare Bot Management
Funding & investor landscape
$7.2Btotal disclosed funding
133companies funded
405disclosed rounds
2rounds last 90 days
Most active investors
Techstars10 rounds
Y Combinator10 rounds
Goldman Sachs6 rounds
Notable founders
Samir Goel
Co-Founder · Esusu
Wemimo Abbey
Co-Founder · Esusu
Oron Maymon
Co-Founder & Chief Science Officer · Liquidity Group
Yaron Sela
Co-Founder & COO · Liquidity Group
Einat Steklov
Founder · Kashable
Rishi Kumar
Co-Founder & Co-CEO · Kashable
Carlo Kobe
Co-Founder & CEO · Mine
Scott Smith
Co-Founder · Mine
Roni Peled
Co-Founder · Atlas Invest
Tal Shahar
Co-Founder & CEO · Atlas Invest
Rachel Lauren
Co-Founder · Debbie
Alex Shvarts
CEO · Fundkite
Prism market signals · United States · country-scoped Prism corpus, 12,321,951 docs
Market landscape — 10 sub-themes by coverage
Share of Alternative Lending coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
Common questions
How many Alternative Lending companies are there in New York City, United States?
Radar tracks 265 indexable Alternative Lending companies headquartered in New York City, United States that meet our profile-completeness bar.
What is the total funding raised by Alternative Lending companies in New York City, United States?
The Alternative Lending companies in New York City, United States on this list have raised a combined $7.2B in disclosed equity funding across 133 funded companies.
Which is the highest-funded Alternative Lending company in New York City, United States?
Liquidity Group is the highest-funded Alternative Lending company in New York City, United States, with $1.5B in disclosed equity funding.
How many Alternative Lending companies in New York City, United States are funded?
133 of the 265 Alternative Lending companies in New York City, United States on this list have disclosed at least one equity funding round.
How many Alternative Lending unicorns are there in New York City, United States?
6 Alternative Lending companies in New York City, United States on this list are valued at $1B or more.
Who are the top investors in New York City, United States Alternative Lending companies?
The most active investors in New York City, United States Alternative Lending companies on this list include Techstars, Y Combinator, Gaingels, QED Investors, Entrepreneurs Roundtable Accelerator.
Riya SenguptaFinancials
Riya reads income statements for fun. She covers the real money in a sector — revenue, growth, who actually earns — and never met a vague claim she didn't want a number for.