Radar · Banking Tech in United States
Best Banking Tech Companies in United States
The 2365 best Banking Tech companies in United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Chime.
By Riya SenguptaFinancials
2365companies tracked
$38.4Bdisclosed funding
27unicorns
971have raised
The strongest Banking Tech companies in the United States, ranked by disclosed equity funding and recent funding momentum, are collected here across 2,365 tracked firms carrying $38.4B in total disclosed capital. Twenty-seven have crossed unicorn status. Cross River Bank leads the funding table at $848M, with Slash at $160M and Mercury at $146M not far behind. That's real capital deployed into infrastructure, not just pitch decks.
The validated revenue picture is what you should sit with for a moment. Across 14 filers, the median company revenue hits $612M, growing at roughly 10% YoY, with a combined pool of $20.8B. Fiserv pulls $5.0B at 10% growth. Flex Ltd. files $6.6B with net income of $630M, eleven times the sector median of $55M. I'd call that outsized, not incidental. And the consumer side confirms the momentum: median install growth across 953 banking apps runs at +23% YoY, driven by next-gen platforms and cloud-based banking adoption. As this piece on digital fairness and speed notes, the tradeoffs shaping that growth aren't simple. But the revenue is real, and the scale here is not speculative.
Sources & further reading
- OpenAI aims for largest IPO ever, but it's holding off for now
- The 2026 IPO Bottleneck Breaks: From SpaceX to AI Unicorns
- Fintech Leaders Seek Credit Reform, AI Support, Regulatory Clarity From Budget 2
FLIAR INTELLIGENCE · BANKING TECH × UNITED STATES
Our analysis of 50 Banking Tech companies
$7.7b in tracked funding; 98% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
50companies analysed
98%cloud-native stacks
2025funding peak (by rounds)
12unicorns
2016median founding year
1.8Mcombined LinkedIn audience
49%of audience held by top 3
6companies hiring publicly (12 mo)
Ranked: Best Banking Tech companies in United States
| # | Company | Disclosed funding | Last round | Employees | Founder | Tech stack | App-install YoY | Market signals (1y) | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 | Brex 🦄 Provider of financial software platform, cards, banking, expense, and accounting 87Funding top 15%Moat top 18%Patents top 20%Innovation top 22% All 12 signals ▾Fundingtop 15% Moattop 18% Patentstop 20% Innovationtop 22% Customerstop 24% Techtop 25% Talenttop 28% Newstop 29% Markettop 37% Growthtop 38% Producttop 41% Globaltop 47% Funding: Raised $1.2B across 11 rounds · 11 rounds over 9 yrs (1.2/yr) Moat: Editorial + unicorn rating 10/10 · IP moat: 128 patents rank vs industry peers · Fliar Intelligence Index 87/100 | $1.2B | 17 mo ago | 67 | Henrique Dubugras Founder and Chairman | Amazon WebstoreSentryApple iCloud Mail+37 | +36% | 10 signals ▲25% M&A · New product | 128 patents Real-time financial data pipelines, synchronization, and alert management for fintech platforms | 1 launch |
| 2 | Varo 🦄 Digital bank for individuals 80Funding top 15%Tech top 16%Customers top 18%Moat top 26% All 10 signals ▾Fundingtop 15% Techtop 16% Customerstop 18% Moattop 26% Markettop 30% Producttop 38% Growthtop 43% Talentbottom 49% Newsbottom 44% Globalbottom 39% Funding: Raised $991M across 8 rounds · 8 rounds over 10 yrs (0.8/yr) Tech: 46 technologies across 7/8 capability areas · Cloud: Amazon S3, Amazon Web Services rank vs industry peers · Fliar Intelligence Index 80/100 | $991M | 16 mo ago | 816 816 → 423 (-48%) · sector median +96% | Colin Walsh Founder and CEO | ContentfulTypeScriptGraphQL+32 | +29% | — | — | 1 award |
| 3 | Cross River Bank 🦄 Platform offering API-driven financial infrastructure 83Funding top 15%Tech top 25%Moat top 26%Innovation top 29% All 10 signals ▾Fundingtop 15% Techtop 25% Moattop 26% Innovationtop 29% Growthtop 30% Producttop 31% Newstop 36% Markettop 37% Talenttop 38% Globaltop 48% Funding: Raised $848M across 7 rounds · 7 rounds over 10 yrs (0.7/yr) Tech: 47 technologies across 6/8 capability areas · Cloud: Azure, Cloudflare rank vs industry peers · Fliar Intelligence Index 83/100 | $848M | 5 mo ago | 371 | Gilles Gade Founder | TurbopackEmotionSentry+30 | — | 7 signals ▼22% Capital raise · Funding · New product | — | 1 partnership |
| 4 | Plaid 🦄 Provider of a network for connecting financial accounts to applications 90Patents top 13%Innovation top 19%Funding top 19%Moat top 19% All 10 signals ▾Patentstop 13% Innovationtop 19% Fundingtop 19% Moattop 19% Techtop 21% Markettop 26% Producttop 30% Growthtop 35% Talenttop 38% Globaltop 40% Patents: 170 patents matched (strict assignee match) · 131 filings since 2022 vs 39 in 2017-21 Innovation: 170 patents (top 5% of patent-holders) · 131 filings since 2022 vs 39 in 2017-21 rank vs industry peers · Fliar Intelligence Index 90/100 | $734M | 14 mo ago | 883 | Zach Perret Co-Founder & CEO | ContentfulSentryAtlassian Statuspage+40 | — | — | 170 patents Secure financial data aggregation and API verification for banking and fintech applications. | — |
| 5 | Stash 🦄 Automated investment and robo-advisory platform 83News top 14%Funding top 17%Tech top 18%Moat top 26% All 10 signals ▾Newstop 14% Fundingtop 17% Techtop 18% Moattop 26% Markettop 27% Talenttop 27% Customerstop 33% Growthtop 45% Producttop 47% Globalbottom 48% News: 10 BI events in 12 mo (of 39 tracked, 6 types) · +150% YoY Funding: Raised $448M across 14 rounds · 14 rounds over 11 yrs (1.3/yr) rank vs industry peers · Fliar Intelligence Index 83/100 | $448M | 13 mo ago | 457 | Ed Robinson Co-Founder & Co-CEO | WordPressApple iCloud MailGoogle Workspace+33 | +6% | 10 signals ▲150% M&A · Leadership | — | — |
| 6 | Current 🦄 Provider of banking services, paycheck advances, credit building, and crypto trades 69Funding top 17%Customers top 20%Moat top 28%Growth top 30% All 12 signals ▾Fundingtop 17% Customerstop 20% Moattop 28% Growthtop 30% Newstop 30% Techtop 33% Producttop 37% Partnerstop 40% Innovationtop 46% Marketbottom 47% Globalbottom 39% Patentsbottom 33% Funding: Raised $400M across 8 rounds · 8 rounds over 9 yrs (0.9/yr) Customers: Play-Store rating 4.46★ across 177,842 ratings (1 apps) · Review volume +3% in 6 mo rank vs industry peers · Fliar Intelligence Index 69/100 | $400M | 18 mo ago | 11 | — | Apple iCloud MailGoogle WorkspaceSalesforce+15 | — | 4 signals ▲100% IPO · Contracts | 6 patents Patents concentrated in construction | — |
| 7 | Zeta 🦄 Provider of technology platforms and integrated services for financial institutions 74Patents top 20%Funding top 24%Innovation top 29%Tech top 29% All 12 signals ▾Patentstop 20% Fundingtop 24% Innovationtop 29% Techtop 29% Markettop 35% Globaltop 36% Producttop 36% Customerstop 36% Talenttop 38% Moattop 40% Fin. healthtop 46% Growthbottom 42% Patents: 156 patents matched (strict assignee match) · 101 filings since 2022 vs 52 in 2017-21 Funding: Raised $340M across 4 rounds · 4 rounds over 7 yrs (0.6/yr) rank vs industry peers · Fliar Intelligence Index 74/100 | $340M | 16 mo ago | 1,271 1,271 → 2,221 (+75%) · sector median +96% | Ramki Gaddipati Co-Founder & CTO | WordPressApple iCloud MailMicrosoft 365+29 | — | — | 156 patents Patents concentrated in electrical & electronics | — |
| 8 | Feedzai 🦄 Provider of an AI-native platform for fraud and financial crime prevention 92News top 15%Funding top 16%Product top 21%Moat top 26% All 12 signals ▾Newstop 15% Fundingtop 16% Producttop 21% Moattop 26% Markettop 28% Growthtop 29% AItop 30% Techtop 31% Globaltop 31% Innovationtop 32% Talenttop 38% Partnerstop 40% News: 8 BI events in 12 mo (of 24 tracked, 5 types) · +700% YoY Funding: Raised $282M across 6 rounds · 6 rounds over 15 yrs (0.4/yr) rank vs industry peers · Fliar Intelligence Index 92/100 | $282M | 8 mo ago | 597 | Pedro Bizarro Co-Founder & CSO | WordPressApple iCloud MailGoogle Workspace+24 | — | 8 signals ▲700% Funding · Contracts | — | — |
| 9 | FiscalNote 🦄 Provider of policy tracking, digital advocacy, and government relations software 64Funding top 16%Moat top 28%Tech top 36%Market top 37% All 11 signals ▾Fundingtop 16% Moattop 28% Techtop 36% Markettop 37% Globaltop 37% Patentstop 38% Producttop 39% Innovationtop 42% Growthbottom 48% Newsbottom 45% Fin. healthbottom 43% Funding: Raised $188M across 10 rounds · 10 rounds over 13 yrs (0.8/yr) Moat: Editorial + unicorn rating 6/10 · IP moat: 42 patents rank vs industry peers · Fliar Intelligence Index 64/100 | $188M | 10 mo ago | 56 | — | Craft CMSApple iCloud MailGoogle Workspace+34 | — | 4 signals ▼64% Earnings | 42 patents AI-driven policy analytics, news-company mapping, and ML-generated advocacy messaging | 1 launch · 1 award |
| 10 | Grasshopper Bank Provider of online internet first business bank 67Tech top 21%Funding top 22%Moat top 31%Product top 36% All 9 signals ▾Techtop 21% Fundingtop 22% Moattop 31% Producttop 36% Growthtop 37% Customerstop 50% Marketbottom 49% Globalbottom 36% Newsbottom 35% Tech: 62 technologies across 6/8 capability areas · Cloud: Amazon S3, Amazon Web Services Funding: Raised $172M across 5 rounds · 5 rounds over 9 yrs (0.6/yr) rank vs industry peers · Fliar Intelligence Index 67/100 | $172M | 10 mo ago | 117 | — | WordPressApple iCloud MailMySQL+31 | — | — | — | 1 launch · 1 partnership |
| 11 | Slash 🦄 Provider of financial services for high-spending businesses 64Funding top 18%Moat top 27%Growth top 28%Tech top 37% All 7 signals ▾Fundingtop 18% Moattop 27% Growthtop 28% Techtop 37% Talentbottom 49% Globalbottom 48% Marketbottom 46% Funding: Raised $160M across 4 rounds · 4 rounds over 5 yrs (0.8/yr) Moat: Unicorn · 4 curated direct competitors tracked rank vs industry peers · Fliar Intelligence Index 64/100 | $160M | 2 mo ago | 17 | Victor Cardenas Co-Founder & CEO | SanityApple iCloud MailNode.js+25 | — | — | — | — |
| 12 | Mercury 🦄 Provider of a comprehensive online platform offering a range of financial services 80AI top 15%Growth top 20%Tech top 24%Funding top 25% All 13 signals ▾AItop 15% Growthtop 20% Techtop 24% Fundingtop 25% Talenttop 28% Customerstop 30% Producttop 36% Fin. healthtop 42% Patentstop 44% Innovationtop 47% Moattop 47% Globaltop 50% Marketbottom 39% AI: Holds AI/ML patents (G06N-family CPC) Growth: Revenue +474% YoY · Web rank 500,000 → 100,000 YoY rank vs industry peers · Fliar Intelligence Index 80/100 | $146M | 1 mo ago | 1 | Immad Akhund Co-Founder & CEO | DatoCMSSentryZendesk+35 | +74% | — | 7 patents Secure data management and protection for additive manufacturing and vehicle power systems | 2 launchs |
| 13 | Esusu 🦄 Online platform offering credit-building solutions through rent payment reporting 76Funding top 18%Tech top 24%Moat top 26%News top 33% All 10 signals ▾Fundingtop 18% Techtop 24% Moattop 26% Newstop 33% Growthtop 35% Talenttop 38% Markettop 40% Producttop 40% Customerstop 45% Globalbottom 36% Funding: Raised $145M across 9 rounds · 9 rounds over 8 yrs (1.1/yr) Tech: 56 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 rank vs industry peers · Fliar Intelligence Index 76/100 | $145M | 6 mo ago | 179 | Samir Goel Co-Founder | WordPress Block EditorWordPressSentry+22 | — | 3 signals Funding · Capital raise | — | 1 launch |
| 14 | Lumin Digital Provider of digital banking platform solutions for credit unions and banks 67Funding top 20%Partners top 31%Innovation top 32%News top 35% All 12 signals ▾Fundingtop 20% Partnerstop 31% Innovationtop 32% Newstop 35% Talenttop 35% Producttop 37% Markettop 39% Growthtop 40% Techtop 44% Moatbottom 48% Globalbottom 37% Customersbottom 3% Funding: Raised $125M across 3 rounds · 3 rounds over 5 yrs (0.6/yr) Partners: 3 contract events in 12 mo · Named contractor/client in 3 deals rank vs industry peers · Fliar Intelligence Index 67/100 | $125M | 5 mo ago | 2,500 | Jeff Chambers Founder & CEO | WordPress Site EditorUnbounceWordPress+31 | — | 7 signals New product · Contracts | — | — |
| 15 | Nova Credit Provider of unified consumer credit data infrastructure and analytics platform 50Funding top 21%Moat top 31%News top 33%Tech top 41% All 9 signals ▾Fundingtop 21% Moattop 31% Newstop 33% Techtop 41% Producttop 41% Growthtop 43% Globalbottom 45% Marketbottom 43% Talentbottom 41% Funding: Raised $121M across 7 rounds · 7 rounds over 10 yrs (0.7/yr) Moat: Editorial + unicorn rating 8/10 · Soonicorn rank vs industry peers · Fliar Intelligence Index 50/100 | $121M | 8 mo ago | 51 51 → 119 (+133%) · sector median +96% | Misha Esipov Co-Founder & CEO | ContentfulApple iCloud MailGoogle Workspace+22 | — | 3 signals Capital raise · Funding · Leadership | — | 1 partnership |
| 16 | USBC Provider of a U.S. dollar-backed stablecoin designed for digital transactions 35Funding top 19%Customers top 34%Product top 36%Talent top 38% All 9 signals ▾Fundingtop 19% Customerstop 34% Producttop 36% Talenttop 38% Moattop 40% Techtop 50% Growthbottom 39% Marketbottom 30% Globalbottom 25% Funding: Raised $120M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) Customers: Play-Store rating 4.29★ across 1,592 ratings (1 apps) rank vs industry peers · Fliar Intelligence Index 35/100 | $120M | 10 mo ago | — | Kirk Chapman Co-Founder & CEO | DrupalApple iCloud MailPHP+22 | +8% | — | — | — |
| 17 | Zest AI Provider of AI-enabled credit risk assessment platform 64AI top 20%Funding top 21%Moat top 26%Patents top 31% All 12 signals ▾AItop 20% Fundingtop 21% Moattop 26% Patentstop 31% Innovationtop 36% Producttop 41% Growthtop 43% Techtop 44% Marketbottom 45% Talentbottom 41% Globalbottom 40% Newsbottom 37% AI: Classified as an AI company Funding: Raised $119M across 10 rounds · 10 rounds over 15 yrs (0.7/yr) rank vs industry peers · Fliar Intelligence Index 64/100 | $119M | 7 mo ago | 108 108 → 234 (+117%) · sector median +96% | Mike Vere Chief Executive Officer | WordPressApple iCloud MailGoogle Workspace+39 | — | 3 signals ▼67% Funding · Leadership | 216 patents Dental restorative composites, adhesives, and whitening formulations for oral care devices | — |
| 18 | SEON Provider of fraud prevention and AML compliance solutions and related services 64Growth top 21%Tech top 22%Funding top 30%Moat top 31% All 12 signals ▾Growthtop 21% Techtop 22% Fundingtop 30% Moattop 31% AItop 35% Newstop 36% Producttop 36% Globaltop 48% Talentbottom 48% Innovationbottom 46% Fin. healthbottom 43% Marketbottom 40% Growth: Revenue +224% YoY · Fresh capital in last 24 mo Tech: 49 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 rank vs industry peers · Fliar Intelligence Index 64/100 | $107M | 9 mo ago | 20 | Bence Jendruszak Co-Founder & Chief Operating Officer | WordPress Block EditorWordPressApple iCloud Mail+29 | — | 4 signals ▲100% Funding · Leadership · New product | — | 1 launch |
| 19 | Jiko Platform enabling T-bill investing for businesses 40Funding top 20%Growth top 35%Product top 46%Moat top 47% All 12 signals ▾Fundingtop 20% Growthtop 35% Producttop 46% Moattop 47% Techbottom 49% Talentbottom 49% Innovationbottom 37% Marketbottom 36% Globalbottom 36% Patentsbottom 31% Newsbottom 24% Customersbottom 20% Funding: Raised $91.0M across 6 rounds · 6 rounds over 10 yrs (0.6/yr) Growth: Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 40/100 | $91M | 8 mo ago | — | Stephane Lintner Founder & CEO | DatoCMSNode.jsReact+16 | — | — | 7 patents Privacy-preserving node-level data computation and reconciliation for financial analytics | — |
| 20 | AuthID AI and cloud based identity proofing and authentication solutions for enterprises 45Funding top 26%News top 31%Product top 33%Tech top 37% All 12 signals ▾Fundingtop 26% Newstop 31% Producttop 33% Techtop 37% Growthtop 42% Fin. healthtop 48% Talentbottom 49% Moatbottom 45% Marketbottom 41% Innovationbottom 39% Partnersbottom 34% Globalbottom 32% Funding: Raised $83.3M across 19 rounds · 19 rounds over 4 yrs (4.8/yr) News: 9 BI events in 12 mo (of 47 tracked, 7 types) · -10% YoY rank vs industry peers · Fliar Intelligence Index 45/100 | $83M | 1 mo ago | 25 25 → 57 (+128%) · sector median +96% | Tom Thimot CEO | WordPressMySQLPHP+28 | — | 9 signals Funding · Earnings · New product | — | 1 launch · 2 partnerships |
| 21 | Alviere Provider of embedded finance platform and financial products 67Funding top 22%Moat top 22%Talent top 33%Tech top 34% All 10 signals ▾Fundingtop 22% Moattop 22% Talenttop 33% Techtop 34% Growthtop 35% Innovationtop 40% Producttop 49% Marketbottom 45% Globalbottom 38% Newsbottom 21% Funding: Raised $75.0M across 4 rounds · 4 rounds over 5 yrs (0.8/yr) Moat: Editorial + unicorn rating 8/10 · Soonicorn rank vs industry peers · Fliar Intelligence Index 67/100 | $75M | 11 mo ago | 119 | Pedro Silva Co-Founder & CEO | HubSpot CMS HubApple iCloud MailFacebook Login+23 | — | — | — | — |
| 22 | n3xt Provider of instant payment and settlement services for business-to-business transactions 22Funding top 29%Talent bottom 49%Tech bottom 40%Market bottom 31% All 5 signals ▾Fundingtop 29% Talentbottom 49% Techbottom 40% Marketbottom 31% Globalbottom 25% Funding: Raised $72.8M across 3 rounds · 3 rounds over 3 yrs (1.0/yr) Talent: 1 named leader on record · 1 C-suite/founder profile curated rank vs industry peers · Fliar Intelligence Index 22/100 | $73M | 8 mo ago | — | Jeffrey Wallis Chief Executive Officer | WebflowGSAPEmotion+10 | — | — | — | — |
| 23 | Versana Provider of real-time syndicated loan data and processing platform 29Funding top 21%Product top 41%Tech top 47%Talent bottom 49% All 8 signals ▾Fundingtop 21% Producttop 41% Techtop 47% Talentbottom 49% Growthbottom 42% Newsbottom 40% Globalbottom 39% Marketbottom 26% Funding: Raised $66.0M across 3 rounds · 3 rounds over 3 yrs (1.0/yr) Product: 0 product launch events in 12 mo · Company stage: Series D rank vs industry peers · Fliar Intelligence Index 29/100 | $66M | 1 mo ago | 22 | Cynthia Sachs Founder & CEO | WordPressMySQLPHP+35 | — | 3 signals ▼73% Capital raise · Leadership | — | 1 internship · 1 launch |
| 24 | Extend Provider of virtual credit cards and spend management platform for businesses 67Talent top 22%Funding top 25%Tech top 30%Growth top 31% All 11 signals ▾Talenttop 22% Fundingtop 25% Techtop 30% Growthtop 31% Moattop 31% Producttop 36% Innovationtop 40% Patentstop 45% Marketbottom 44% Customersbottom 41% Globalbottom 33% Talent: Analyst team rating 5/5 · 3 named leaders on record Funding: Raised $55.0M across 5 rounds · 5 rounds over 9 yrs (0.6/yr) rank vs industry peers · Fliar Intelligence Index 67/100 | $55M | 8 mo ago | 43 43 → 70 (+63%) · sector median +96% | Andrew Jamison CEO and Co-Founder | WebflowApple iCloud MailGoogle Workspace+25 | — | — | 8 patents Patents concentrated in computing, sensing & instrumentation | 1 partnership |
| 25 | Savvymoneycom Financial wellness platform empowering institutions to drive growth and strengthen relationships 69Growth top 25%Funding top 26%Tech top 30%Product top 32% All 10 signals ▾Growthtop 25% Fundingtop 26% Techtop 30% Producttop 32% Moattop 36% Innovationtop 39% Newstop 45% Markettop 50% Talentbottom 49% Globalbottom 37% Growth: Headcount 36 → 74 (+106%) across vintages · 2 acquisition/expansion moves in 24 mo Funding: Raised $47.0M across 3 rounds · 3 rounds over 16 yrs (0.2/yr) rank vs industry peers · Fliar Intelligence Index 69/100 | $47M | 7 mo ago | 74 74 → 181 (+145%) · sector median +96% | Jb Orecchia President and CEO | WordPressApple iCloud MailGoogle Workspace+35 | — | 3 signals ▲50% Funding | — | 1 award |
| 26 | FinLocker Online financial management platform for individuals and businesses 21Funding top 25%Moat top 31%Product top 46%Talent bottom 49% All 11 signals ▾Fundingtop 25% Moattop 31% Producttop 46% Talentbottom 49% Techbottom 46% Patentsbottom 45% Innovationbottom 40% Globalbottom 33% Marketbottom 27% Newsbottom 22% Customersbottom 5% Funding: Raised $42.5M across 8 rounds · 8 rounds over 11 yrs (0.7/yr) Moat: Editorial + unicorn rating 7/10 · IP moat: 16 patents rank vs industry peers · Fliar Intelligence Index 21/100 | $42M | 10 mo ago | 23 23 → 27 (+17%) · sector median +96% | Henry Cason CEO | TypeScriptAzure Front DoorAzure+10 | — | — | 16 patents Secure workflow orchestration and audit for sensitive data with rule‑based analytics | — |
| 27 | FirstClose Mortgage settlement solutions provider 69News top 23%Growth top 24%Tech top 27%Talent top 32% All 11 signals ▾Newstop 23% Growthtop 24% Techtop 27% Talenttop 32% Fundingtop 33% Innovationtop 39% Producttop 39% Moattop 39% Marketbottom 42% Partnersbottom 35% Globalbottom 32% News: 8 BI events in 12 mo (of 15 tracked, 4 types) · 3 high-value events (IPO/M&A/funding/contracts) in 12 mo Growth: Headcount 34 → 47 (+38%) across vintages · Web rank 10,000,000 → 5,000,000 YoY rank vs industry peers · Fliar Intelligence Index 69/100 | $35M | 8 mo ago | 47 47 → 68 (+45%) · sector median +96% | Tedd Smith Co-Founder & CEO | Cart FunctionalityWordPressApple iCloud Mail+28 | — | 8 signals Leadership · Funding · Contracts | — | 2 awards |
| 28 | Vesta Developer of a data-centric, rules-driven, and extensible mortgage infrastructure platform 42Funding top 30%Growth top 35%Moat top 47%Tech top 50% All 9 signals ▾Fundingtop 30% Growthtop 35% Moattop 47% Techtop 50% Patentsbottom 49% Talentbottom 49% Innovationbottom 43% Marketbottom 37% Globalbottom 36% Funding: Raised $35.0M across 2 rounds · 2 rounds over 6 yrs (0.3/yr) Growth: Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 42/100 | $35M | 9 mo ago | 44 | Mike Yu cofounder | WebflowApple iCloud MailGoogle Workspace+20 | — | — | 26 patents Emergency communications routing and network management for public safety services | — |
| 29 | Baselane Personal finance management software for landlords 69Tech top 13%Funding top 30%News top 34%Growth top 35% All 11 signals ▾Techtop 13% Fundingtop 30% Newstop 34% Growthtop 35% Talenttop 38% AItop 45% Producttop 46% Moattop 48% Marketbottom 39% Globalbottom 36% Customersbottom 36% Tech: 63 technologies across 8/8 capability areas · Cloud: Amazon Alb, Amazon Cloudfront Funding: Raised $34.4M across 2 rounds · 2 rounds over 4 yrs (0.5/yr) rank vs industry peers · Fliar Intelligence Index 69/100 | $34M | 8 mo ago | 29 | Mathias Fort Co-Founder | SentryZendeskTypeScript+32 | — | 4 signals Funding · Capital raise | — | 1 job opening |
| 30 | CMG Platform offering asset management solutions 45Funding top 24%Tech bottom 49%Growth bottom 48%Market bottom 47% All 6 signals ▾Fundingtop 24% Techbottom 49% Growthbottom 48% Marketbottom 47% Globalbottom 39% Newsbottom 27% Funding: Raised $32.5M across 3 rounds · 3 rounds over 7 yrs (0.4/yr) Tech: 31 technologies across 3/8 capability areas · Cloud: Cloudflare rank vs industry peers · Fliar Intelligence Index 45/100 | $32M | 1 mo ago | 110 | — | WordPressApple iCloud MailMicrosoft 365+28 | — | — | — | — |
| 31 | UPTIQ Provider of no-code AI agent solutions for financial services 69AI top 20%Funding top 24%News top 25%Growth top 29% All 12 signals ▾AItop 20% Fundingtop 24% Newstop 25% Growthtop 29% Producttop 33% Innovationtop 36% Techtop 42% Partnerstop 45% Talentbottom 49% Moatbottom 38% Marketbottom 37% Globalbottom 32% AI: Classified as an AI company Funding: Raised $32.5M across 4 rounds · 4 rounds over 4 yrs (1.0/yr) rank vs industry peers · Fliar Intelligence Index 69/100 | $32M | 4 mo ago | 32 | Snehal Fulzele Founder & CEO | Webflow EcommerceWebflowSalesforce+23 | — | 5 signals ▲400% Funding · New product | — | — |
| 32 | LoanStar Embedded lending platform powering financial institutions and merchants with tailored lending programs 45Funding top 27%Product top 30%Innovation top 34%Talent top 38% All 8 signals ▾Fundingtop 27% Producttop 30% Innovationtop 34% Talenttop 38% Techtop 48% Marketbottom 30% Globalbottom 29% Newsbottom 22% Funding: Raised $30.4M across 4 rounds · 4 rounds over 9 yrs (0.4/yr) Product: 7 distinct product lines · Company stage: Series B rank vs industry peers · Fliar Intelligence Index 45/100 | $30M | 5 mo ago | 31 | Andrew Turner Co-Founder & CEO | WordPress Block EditorWordPressMySQL+20 | — | — | — | 1 partnership |
| 33 | Flex Internet digital bank for business banking 57Tech top 22%Funding top 25%Patents top 27%Growth top 35% All 11 signals ▾Techtop 22% Fundingtop 25% Patentstop 27% Growthtop 35% Moattop 35% Talenttop 38% Innovationtop 40% Producttop 46% Globalbottom 49% Marketbottom 30% Customersbottom 11% Tech: 54 technologies across 6/8 capability areas · Cloud: Cloudflare, Netlify Funding: Raised $29.0M across 6 rounds · 6 rounds over 3 yrs (2.0/yr) rank vs industry peers · Fliar Intelligence Index 57/100 | $29M | 6 mo ago | 16 | Hadi Solh Co-Founder | Webflow EcommerceWebflowApple iCloud Mail+34 | — | — | 107 patents Disposable feminine hygiene devices and smart connected medical delivery systems | 2 job openings |
| 34 | Thread Bank Provider of business banking services through digital channels 40Product top 35%Moat top 38%Funding top 39%Growth top 40% All 9 signals ▾Producttop 35% Moattop 38% Fundingtop 39% Growthtop 40% Techtop 42% Newsbottom 49% Talentbottom 49% Globalbottom 36% Marketbottom 32% Product: 2 published apps (1.2k installs) · Company stage: Series C Moat: Editorial + unicorn rating 4/10 · Soonicorn rank vs industry peers · Fliar Intelligence Index 40/100 | $25M | 8 mo ago | 24 | Chris Black CEO | WordPressMySQLPHP+17 | — | 3 signals Leadership · Funding | — | 5 job openings · 1 award |
| 35 | PactFi Automated loan transaction management solution for credit institutions 19Funding top 38%Talent top 38%News top 42%Moat top 48% All 6 signals ▾Fundingtop 38% Talenttop 38% Newstop 42% Moattop 48% Globalbottom 36% Marketbottom 21% Funding: Raised $25.0M across 1 rounds · 1 rounds over 5 yrs (0.2/yr) Talent: 2 named leaders on record · 2 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 19/100 | $25M | 3 mo ago | 5 | Alexa Burguete Co-Founder & CTO | — | — | — | — | — |
| 36 | Kredete Provider of digital financial services including money transfer and credit building 50Funding top 29%Growth top 35%Talent top 38%AI top 45% All 7 signals ▾Fundingtop 29% Growthtop 35% Talenttop 38% AItop 45% Globalbottom 48% Techbottom 41% Marketbottom 28% Funding: Raised $24.4M across 3 rounds · 3 rounds over 3 yrs (1.0/yr) Growth: Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 50/100 | $24M | 9 mo ago | — | Adeola Adedewe Founder & CEO | ReactReact RouterGSAP+12 | — | — | — | — |
| 37 | TidalWave Developer of an AI platform streamlining mortgage origination for financial institutions 57Growth top 20%Talent top 38%Funding top 40%Tech top 41% All 8 signals ▾Growthtop 20% Talenttop 38% Fundingtop 40% Techtop 41% Productbottom 48% Moatbottom 38% Marketbottom 36% Globalbottom 32% Growth: Web rank 50,000,000 → 5,000,000 YoY · Fresh capital in last 24 mo Talent: 2 named leaders on record · 2 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 57/100 | $22M | 6 mo ago | — | Cheng Li Co-Founder | Apple iCloud MailGoogle WorkspaceNode.js+16 | — | — | — | 1 partnership · 1 award |
| 38 | Informed Developer of an aggregation API solutions for banking 53AI top 15%Product top 33%News top 34%Funding top 35% All 10 signals ▾AItop 15% Producttop 33% Newstop 34% Fundingtop 35% Moattop 37% Talentbottom 49% Patentsbottom 48% Marketbottom 45% Innovationbottom 45% Globalbottom 37% AI: Holds AI/ML patents (G06N-family CPC) Product: 1 product launch event in 12 mo, 1 the year before · Company stage: Series B rank vs industry peers · Fliar Intelligence Index 53/100 | $20M | 6 mo ago | 51 | Justin Wickett Co-Founder & CEO | — | — | 3 signals ▲200% Funding · New product | 8 patents Patents concentrated in computing, sensing & instrumentation | — |
| 39 | Kick Provider of bookkeeping, audit risk, tax saving, and other accountant services 60AI top 20%Tech top 25%Funding top 33%Growth top 35% All 6 signals ▾AItop 20% Techtop 25% Fundingtop 33% Growthtop 35% Globalbottom 29% Marketbottom 28% AI: Classified as an AI company Tech: 44 technologies across 5/8 capability areas · Cloud: Amazon Alb, Amazon Web Services rank vs industry peers · Fliar Intelligence Index 60/100 | $20M | 7 mo ago | 11 | — | SentryAmazon ALBReact+20 | — | — | — | — |
| 40 | Indico Data Developer of an agentic decisioning platform for insurance underwriting and claims 72AI top 8%Innovation top 23%Talent top 28%Funding top 33% All 11 signals ▾AItop 8% Innovationtop 23% Talenttop 28% Fundingtop 33% Moattop 39% Techtop 40% Producttop 49% Marketbottom 47% Globalbottom 43% Growthbottom 40% Newsbottom 38% AI: Classified as an agentic-AI company Innovation: 4 new-product events in 24 mo · Deep-tech classification: Artificial Intelligence, Agentic Ai rank vs industry peers · Fliar Intelligence Index 72/100 | $19M | 7 mo ago | 100 | Madison May Co-Founder & CTO | WordPressMySQLPHP+26 | — | 3 signals ▼73% Funding | — | — |
| 41 | Alaffia Health AI platform for healthcare claims management and automation 48AI top 30%News top 34%Funding top 36%Talent top 38% All 7 signals ▾AItop 30% Newstop 34% Fundingtop 36% Talenttop 38% Moattop 39% Globalbottom 37% Marketbottom 34% AI: Classified as an AI company · Product described with: ai-powered News: 3 BI events in 12 mo (of 10 tracked, 3 types) · Top themes: Funding rank vs industry peers · Fliar Intelligence Index 48/100 | $18M | 4 mo ago | 22 | Adun Akanni Co-Founder & COO | — | — | 3 signals Funding | — | — |
| 42 | Spade Online platform for data API 42Funding top 29%Growth top 35%News top 36%Talent top 38% All 8 signals ▾Fundingtop 29% Growthtop 35% Newstop 36% Talenttop 38% Moattop 39% Techtop 49% Globalbottom 37% Marketbottom 26% Funding: Raised $15.0M across 5 rounds · 5 rounds over 3 yrs (1.7/yr) Growth: Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 42/100 | $15M | 2 mo ago | 19 | Cooper Hart Co-Founder | TurbopackApple iCloud MailGoogle Workspace+12 | — | 3 signals ▲200% Funding | — | 1 job opening · 2 awards |
| 43 | EnFi An AI-powered credit analysis and risk monitoring solutions 62AI top 23%Funding top 38%Talent top 38%Market bottom 49% All 5 signals ▾AItop 23% Fundingtop 38% Talenttop 38% Marketbottom 49% Globalbottom 33% AI: Classified as an agentic-AI company · Product described with: ai-powered Funding: Raised $15.0M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) rank vs industry peers · Fliar Intelligence Index 62/100 | $15M | 4 mo ago | — | Joshua Summers Co-Founder & CEO | — | — | — | — | 2 awards |
| 44 | Pontoro Provider of an online platform for trading loan portfolios 32Funding top 31%Moat top 31%Patents top 37%Innovation top 38% All 9 signals ▾Fundingtop 31% Moattop 31% Patentstop 37% Innovationtop 38% Talentbottom 49% Globalbottom 40% Techbottom 30% Marketbottom 28% Newsbottom 22% Funding: Raised $13.8M across 4 rounds · 4 rounds over 5 yrs (0.8/yr) Moat: Editorial + unicorn rating 7/10 · IP moat: 16 patents rank vs industry peers · Fliar Intelligence Index 32/100 | $14M | 5 mo ago | 15 | Bob Dewing Co-Founder | — | — | — | 16 patents Blockchain-based tokenization and automated liquidity pool infrastructure for digital assets. | — |
| 45 | Coviance Provider of home equity lending automation technology 27Moat top 39%Funding top 44%Tech bottom 49%News bottom 42% All 7 signals ▾Moattop 39% Fundingtop 44% Techbottom 49% Newsbottom 42% Marketbottom 41% Talentbottom 40% Globalbottom 32% Moat: Editorial + unicorn rating 7/10 · 9 curated direct competitors tracked Funding: Raised $13.3M across 5 rounds · 5 rounds over 8 yrs (0.6/yr) rank vs industry peers · Fliar Intelligence Index 27/100 | $13M | 7 mo ago | 83 | Omar Jordan Founder & CEO | WebflowApple iCloud MailGoogle Workspace+20 | — | — | — | — |
| 46 | Talino Provider of infrastructure for compliant stablecoin and traditional finance integration 32Funding top 47%Talent bottom 49%Global bottom 48% All 3 signals ▾Fundingtop 47% Talentbottom 49% Globalbottom 48% Funding: Raised $7.5M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) Talent: 1 named leader on record · 1 C-suite/founder profile curated rank vs industry peers · Fliar Intelligence Index 32/100 | $8M | 2 mo ago | — | Winston Damarillo CEO | — | — | — | — | — |
| 47 | Obin Provider of AI agentic workforce solutions for financial institutions 22Talent top 38%Funding top 41%Tech bottom 38%Global bottom 33% All 5 signals ▾Talenttop 38% Fundingtop 41% Techbottom 38% Globalbottom 33% Marketbottom 31% Talent: 2 named leaders on record · 2 C-suite/founder profiles curated Funding: Raised $7.0M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) rank vs industry peers · Fliar Intelligence Index 22/100 | $7M | 3 mo ago | — | Apoorv Saxena Co-Founder & CEO | WebflowGSAPUnpkg+10 | — | — | — | 5 job openings |
| 48 | Balerion AI Developer of automated software for mortgage lending document processing tasks 42Funding top 37%Talent top 38%Global bottom 33% All 3 signals ▾Fundingtop 37% Talenttop 38% Globalbottom 33% Funding: Raised $6.0M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) Talent: 2 named leaders on record · 2 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 42/100 | $6M | 2 mo ago | — | Vishal Satish Co-Founder & CTO | — | — | — | — | — |
| 49 | Fuse Loan origination solutions for banks and lenders 62Growth top 28%Tech top 31%Talent top 33%Patents top 36% All 9 signals ▾Growthtop 28% Techtop 31% Talenttop 33% Patentstop 36% Innovationtop 38% Fundingtop 38% Moattop 38% Marketbottom 36% Globalbottom 33% Growth: Web rank 10,000,000 → 5,000,000 YoY · Fresh capital in last 24 mo Tech: 43 technologies across 4/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 rank vs industry peers · Fliar Intelligence Index 62/100 | $6M | 3 mo ago | — | Marc Escapa Co-Founder & CEO | WebflowGSAPTikTok Pixel+22 | — | — | 48 patents Portable air sanitation, temperature control, and illuminated enclosure systems | 1 partnership |
| 50 | ValidSoft Provider of voice biometrics and deepfake protection security authentication solutions 57AI top 20%Innovation top 23%Product top 26%Funding top 37% All 9 signals ▾AItop 20% Innovationtop 23% Producttop 26% Fundingtop 37% Moattop 48% Talentbottom 49% Techbottom 46% Globalbottom 44% Marketbottom 31% AI: Classified as an AI company Innovation: 8 product lines · Deep-tech classification: Artificial Intelligence rank vs industry peers · Fliar Intelligence Index 57/100 | $4M | 3 mo ago | 17 17 → 37 (+118%) · sector median +96% | Pat Carroll Founder & CEO & Executive Chairman | — | — | — | — | — |
Top 12 Banking Tech companies in United States
#1
Series D · Fort Lee, New Jersey · founded 2008 · 371 employees$848Mraised▾
Series D · Fort Lee, New Jersey · founded 2008 · 371 employees
Platform offering API-driven financial infrastructure. It enables businesses to embed banking, payments, lending, and card services directly into their products. It provides core banking capabilities including account creation, card issuing and processing, real-time payments, and digital lending workflows, along with crypto and stablecoin-enabled financial rails. It is designed for fintechs, platforms, and digital businesses, it combines FDIC-insured banking partnerships with scalable developer APIs, compliance tooling, and risk management systems to support the launch and growth of modern financial products across lending, neobanking, marketplaces, gaming, and embedded finance ecosystems.
Fliar Intelligence Index™ 83how this company ranks against its industry peers
Funding
top 15%Tech
top 25%Moat
top 26%Innovation
top 29%Growth
top 30%Product
top 31%Funding: Raised $848M across 7 rounds · 7 rounds over 10 yrs (0.7/yr) · Last round Series D (Jan 2026)
Tech: 47 technologies across 6/8 capability areas · Cloud: Azure, Cloudflare · Devops: Envoy
Moat: Editorial + unicorn rating 9/10 · Unicorn · 9 curated direct competitors tracked
Audience (LinkedIn): 37k LinkedIn followers — 2.1% of this cohort's audience
Activity (LinkedIn): 1 partnerships (incl. Stripe) announced in 12 mo
Funding rounds
- Jan 2026Series D$50M
- Mar 2022Series D$620M
- Sep 2020Conventional Debt$106M
- Apr 2020Series C$100M
Founders & team
Investors
Shefa Capital, V Capital, Andreessen Horowitz, Eldridge Industries, Whale Rock Capital Management, Hanaco Ventures
Tech stack
Apple Icloud MailAtlassian StatuspageAzureAzure MonitorCdnjsCloudflare
#2
Mercury 🦄Series D · San Francisco, California · founded 2017 · 1 employees$146Mraised▾
Mercury 🦄
Series D · San Francisco, California · founded 2017 · 1 employees
Provider of a comprehensive online platform offering a range of financial services. The company provides integrated banking services for businesses, offering a platform to manage financial operations.
Fliar Intelligence Index™ 80how this company ranks against its industry peers
AI
top 15%Growth
top 20%Tech
top 24%Funding
top 25%Talent
top 28%Customers
top 30%AI: Holds AI/ML patents (G06N-family CPC)
Growth: Revenue +474% YoY · Web rank 500,000 → 100,000 YoY · App-install growth +74% YoY
Tech: 50 technologies across 6/8 capability areas · Cloud: Amazon Alb, Amazon Cloudfront · Devops: Envoy
Audience (LinkedIn): 119k LinkedIn followers — 6.6% of this cohort's audience
Activity (LinkedIn): 2 product launches announced in 12 mo
Funding rounds
- May 2026Series D$200M
- Mar 2025Series C$200M
- Oct 2024Conventional Debt$100M
- Jul 2021Series B$120M
Founders & team
Investors
CRV, Andreessen Horowitz, Dreamers, 35V, Serena Ventures, Clocktower Ventures
Tech stack
Alpine.JsAmazon AlbAmazon CloudfrontAmazon Web ServicesAmplitudeApple Icloud Mail
#3
Slash 🦄Series C · San Francisco, California · founded 2019 · 17 employees$160.1Mraised▾
Slash 🦄
Series C · San Francisco, California · founded 2019 · 17 employees
Provider of financial services for high-spending businesses. It offers business checking accounts, corporate cards with cashback rewards, and access to working capital through partner lenders. The platform includes features such as virtual accounts, robust analytics tools, and APIs for automation. Enhanced FDIC insurance is provided through partner banks. The services are designed to streamline financial management for businesses, offering tools for expense tracking, budgeting, and multi-entity management.
Fliar Intelligence Index™ 64how this company ranks against its industry peers
Funding
top 18%Moat
top 27%Growth
top 28%Tech
top 37%Talent
bottom 49%Global
bottom 48%Funding: Raised $160M across 4 rounds · 4 rounds over 5 yrs (0.8/yr) · Last round Series C (Apr 2026)
Moat: Unicorn · 4 curated direct competitors tracked
Growth: Web rank 5,000,000 → 1,000,000 YoY · Fresh capital in last 24 mo
Funding rounds
- Apr 2026Series C$100M
- May 2025Series B$41M
- May 2023Series A$19M
- 2021Seed$125K
Founders & team
Investors
Goodwater Capital, New Enterprise Associates, Menlo Ventures, Y Combinator, Soma Capital, Global Founders Capital
Tech stack
Amazon Web ServicesApple Icloud MailCloudflareCloudflare Bot ManagementCore-JsFacebook Pixel
#4
Public · Long Beach, California · founded 2011 · 25 employees$83.3Mraised▾
Public · Long Beach, California · founded 2011 · 25 employees
AI and cloud based identity proofing and authentication solutions for enterprises. Its offering includes biometric identity proofing, authentication ID, facial biometric authentication, and fingerprint authentication. It also offers services such as technical supports and consulting. It caters to government and privates companies.
Fliar Intelligence Index™ 45how this company ranks against its industry peers
Funding
top 26%News
top 31%Product
top 33%Tech
top 37%Growth
top 42%Fin. health
top 48%Funding: Raised $83.3M across 19 rounds · 19 rounds over 4 yrs (4.8/yr) · Last round Post IPO (Apr 2026)
News: 9 BI events in 12 mo (of 47 tracked, 7 types) · -10% YoY · 5 high-value events (IPO/M&A/funding/contracts) in 12 mo
Product: 1 product launch event in 12 mo · 1 published app (51 installs) · Company stage: Public
Audience (LinkedIn): 3k LinkedIn followers
Activity (LinkedIn): 1 product launches · 6 partnerships (incl. US banking infrastructure provider serving 100+ banks) announced in 12 mo
Funding rounds
- Apr 2026Post IPO$4.2M
- Jun 2023Post IPO$4.1M
- May 2023Post IPO$9M
- Mar 2022Post IPO$22.5M
Founders & team
Investors
Wilmot Advisors, Varana Capital, Las Olas Capital
Tech stack
Atlassian StatuspageCloudflareCloudflare Bot ManagementCookie NoticeCore-JsDivi
#5
Series D · New York City, New York · founded 2021 · 22 employees$66Mraised▾
Series D · New York City, New York · founded 2021 · 22 employees
Provider of real-time syndicated loan data and processing platform. It offers a centralized platform digitally capturing administrative agents’ syndicated loan data, providing transparency and accuracy into loan-level details and portfolio positions. The platform streamlines workflows for agent banks, lenders, administrators, trustees, and the broader market, reducing manual processes and operational risks. It facilitates straight-through processing, improving efficiency and reducing costs across the syndicated loan market. The platform's design incorporates input from seasoned loan market professionals to address industry challenges.
Fliar Intelligence Index™ 29how this company ranks against its industry peers
Funding
top 21%Product
top 41%Tech
top 47%Talent
bottom 49%Growth
bottom 42%News
bottom 40%Funding: Raised $66.0M across 3 rounds · 3 rounds over 3 yrs (1.0/yr) · Last round Series D (Apr 2026)
Product: 0 product launch events in 12 mo · Company stage: Series D
Tech: 38 technologies across 4/8 capability areas · Cloud: Cloudflare · Devops: Nginx
Audience (LinkedIn): 5k LinkedIn followers
Activity (LinkedIn): 1 product launches announced in 12 mo
Funding rounds
- Apr 2026Series D$43M
- Sep 2024Series C$26M
- Mar 2023Series C$40M
Founders & team
Investors
J P Morgan, Bank of America, Citi, Deutsche Bank, Morgan Stanley, Wells Fargo
Tech stack
CloudflareCloudflare Bot ManagementCore-JsElementorFont AwesomeGodaddy
#6
Esusu 🦄Series C · New York City, New York · founded 2018 · 179 employees$145.2Mraised▾
Esusu 🦄
Series C · New York City, New York · founded 2018 · 179 employees
Online platform offering credit-building solutions through rent payment reporting. It captures rental payment data and reports it to credit bureaus to boost credit scores. This helps the tenants to build and establish their credit scores and also helps property owners to attract new tenants. It also reports property management analytics and more.
Fliar Intelligence Index™ 76how this company ranks against its industry peers
Funding
top 18%Tech
top 24%Moat
top 26%News
top 33%Growth
top 35%Talent
top 38%Funding: Raised $145M across 9 rounds · 9 rounds over 8 yrs (1.1/yr) · Last round Series C (Dec 2025)
Tech: 56 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 · Devops: Nginx
Moat: Editorial + unicorn rating 9/10 · Unicorn · 9 curated direct competitors tracked
Audience (LinkedIn): 73k LinkedIn followers — 4.0% of this cohort's audience · 238 engagements/post (9.2× cohort median)
Activity (LinkedIn): 1 product launches announced in 12 mo
Funding rounds
- Dec 2025Series C$50M
- Jan 2022Series B$130M
- Jul 2021Series A$10.6M
- Aug 2020Seed$2.3M
Founders & team
Investors
Impact America Fund, Next Play Ventures, Acumen, Concrete Rose, Global Good Fund, Zeal Capital Partners
Tech stack
Amazon CloudfrontAmazon S3Amazon Web ServicesAmplitudeAngularjsApple Icloud Mail
#7
Series C · Chicago, Illinois · founded 2015 · 110 employees$32.5Mraised▾
Series C · Chicago, Illinois · founded 2015 · 110 employees
Platform offering asset management solutions. It offers a platform that connects buy-side and sell side in the capital market. It connects investors and underwriters via a platform that delivers integrated ECM data and analytics, workflow collaboration, and more. It provides a digital system of record for firm wide deal activity and helps clients make informed decisions.
Fliar Intelligence Index™ 45how this company ranks against its industry peers
Funding
top 24%Tech
bottom 49%Growth
bottom 48%Market
bottom 47%Global
bottom 39%News
bottom 27%Funding: Raised $32.5M across 3 rounds · 3 rounds over 7 yrs (0.4/yr) · Last round Series C (May 2026)
Tech: 31 technologies across 3/8 capability areas · Cloud: Cloudflare · Security: Cloudflare Bot Management, Hsts
Growth: 1 acquisition/expansion move in 24 mo · Fresh capital in last 24 mo
Audience (LinkedIn): 6k LinkedIn followers
Funding rounds
- May 2026Series C—
- Mar 2025Series C$30M
- Jan 2022Series B—
- Jun 2020Series B$25M
Investors
StageDotO, Franklin Templeton Investments, J.F. Shea Co, Bank of America, UBS, Citi
Tech stack
Apple Icloud MailCloudflareCloudflare Bot ManagementCookieyesCore-JsDocusign
#8
Feedzai 🦄Series E · San Mateo, California · founded 2011 · 597 employees$282Mraised▾
Feedzai 🦄
Series E · San Mateo, California · founded 2011 · 597 employees
Provider of an AI-native platform for fraud and financial crime prevention. The platform offers solutions for scam prevention, identity verification, fraud detection, and anti-money laundering compliance. It includes features such as new account fraud prevention, transaction monitoring, and risk management. The platform serves industries including retail banks, payment service providers, and government entities. It helps to ensure trusted digital identity and reduce compliance costs.
Fliar Intelligence Index™ 92how this company ranks against its industry peers
News
top 15%Funding
top 16%Product
top 21%Moat
top 26%Market
top 28%Growth
top 29%News: 8 BI events in 12 mo (of 24 tracked, 5 types) · +700% YoY · 8 high-value events (IPO/M&A/funding/contracts) in 12 mo
Funding: Raised $282M across 6 rounds · 6 rounds over 15 yrs (0.4/yr) · Last round Series E (Oct 2025)
Product: 5 distinct product lines · Company stage: Series E
Audience (LinkedIn): 164k LinkedIn followers — 9.1% of this cohort's audience
Funding rounds
- Oct 2025Series E$75M
- Mar 2021Series D$200M
- Oct 2017Series C$50M
- Oct 2016Series B—
Founders & team
Investors
KKR, Sapphire Ventures, Citi, Citi Ventures, Novabase Capital, Armilar Venture Partners
Tech stack
Amazon SesAmazon Web ServicesApache Http ServerApple Icloud MailCloudflareCloudflare Bot Management
#9
Series D · San Ramon, California · founded 2016 · 2500 employees$125Mraised▾
Series D · San Ramon, California · founded 2016 · 2500 employees
Provider of digital banking platform solutions for credit unions and banks. The platform offers retail and commercial banking, plus digital account opening capabilities. Platform solutions include user engagement, admin support, and risk management. Digital marketing, data analytics, and extensibility options are available.
Fliar Intelligence Index™ 67how this company ranks against its industry peers
Funding
top 20%Partners
top 31%Innovation
top 32%News
top 35%Talent
top 35%Product
top 37%Funding: Raised $125M across 3 rounds · 3 rounds over 5 yrs (0.6/yr) · Last round Series D (Dec 2025)
Partners: 3 contract events in 12 mo · Named contractor/client in 3 deals
Innovation: 4 new-product events in 24 mo
Audience (LinkedIn): 14k LinkedIn followers
Funding rounds
- Dec 2025Series D$25M
- Nov 2024Series D$161.6M
- Aug 2021Series C$54M
Founders & team
Investors
PSCU, Light Street Capital, NewView Capital, Partners Group
Tech stack
Animate.CssApple Icloud MailCdnjsClickceaseCloudflareCloudflare Bot Management
#10
Series D · Burbank, California · founded 2009 · 108 employees$119Mraised▾
Series D · Burbank, California · founded 2009 · 108 employees
Provider of AI-enabled credit risk assessment platform. It provides users with a loan life cycle management suite for banks and financial institutions. Its services include data processing, automated documentation and compliance validation, deployment and integration, and more. It identifies borrowers' and lenders' credit risk through assessments and automated decisions.
Fliar Intelligence Index™ 64how this company ranks against its industry peers
AI
top 20%Funding
top 21%Moat
top 26%Patents
top 31%Innovation
top 36%Product
top 41%AI: Classified as an AI company
Funding: Raised $119M across 10 rounds · 10 rounds over 15 yrs (0.7/yr) · Last round Series D (Nov 2025)
Moat: Editorial + unicorn rating 8/10 · IP moat: 216 patents · Soonicorn
Audience (LinkedIn): 127k LinkedIn followers — 7.0% of this cohort's audience
Funding rounds
- Nov 2025Series D—
- Dec 2024Series D$200M
- May 2024Series D—
- Nov 2022Series C$50M
Founders & team
Investors
Baidu, Thiel Capital, Northgate Capital, Lightspeed Venture Partners, Kensington Capital Holdings, Eastward Capital Partners
Tech stack
Amazon SesAmazon Web ServicesAosApple Icloud MailBootstrapCdnjs
#11
Plaid 🦄Series E · San Francisco, California · founded 2012 · 883 employees$734.3Mraised▾
Plaid 🦄
Series E · San Francisco, California · founded 2012 · 883 employees
Provider of a network for connecting financial accounts to applications. It offers tools for payments, identity verification, and fraud prevention. The network facilitates access to financial data and insights. It also provides solutions for credit underwriting and open finance connectivity.
Fliar Intelligence Index™ 90how this company ranks against its industry peers
Patents
top 13%Innovation
top 19%Funding
top 19%Moat
top 19%Tech
top 21%Market
top 26%Patents: 170 patents matched (strict assignee match) · 131 filings since 2022 vs 39 in 2017-21 · Latest publication 2026
Innovation: 170 patents (top 5% of patent-holders) · 131 filings since 2022 vs 39 in 2017-21
Funding: Raised $734M across 7 rounds · 7 rounds over 13 yrs (0.5/yr) · Last round Series E (Apr 2025)
Audience (LinkedIn): 252k LinkedIn followers — 13.9% of this cohort's audience
Funding rounds
- Apr 2025Series E$575M
- Aug 2021Series D—
- Mar 2021Series D$425M
- Sep 2019Series C—
Founders & team
Investors
Spark Capital, New Enterprise Associates, Felicis Ventures, Homebrew, Google Ventures, Altimeter Capital
Tech stack
6SenseAdobe Audience ManagerAlgoliaAmazon CloudfrontAmazon S3Amazon Ses
#12
Brex 🦄Acquired · Draper, Utah · founded 2017 · 67 employees$1.2Braised▾
Brex 🦄
Acquired · Draper, Utah · founded 2017 · 67 employees
Provider of financial software platform, cards, banking, expense, and accounting. The platform offers tools for corporate cards, expense management, travel, bill pay, banking, and treasury services. It provides solutions for startups, mid-size companies, and enterprises. The platform includes features for spend control, expense automation, vendor payments, and accounting automation.
Fliar Intelligence Index™ 87how this company ranks against its industry peers
Funding
top 15%Moat
top 18%Patents
top 20%Innovation
top 22%Customers
top 24%Tech
top 25%Funding: Raised $1.2B across 11 rounds · 11 rounds over 9 yrs (1.2/yr) · Last round Conventional Debt (Jan 2025)
Moat: Editorial + unicorn rating 10/10 · IP moat: 128 patents · Decacorn
Patents: 128 patents matched (strict assignee match) · 119 filings since 2022 vs 9 in 2017-21 · Latest publication 2026
Audience (LinkedIn): 317k LinkedIn followers — 17.6% of this cohort's audience
Activity (LinkedIn): 1 product launches announced in 12 mo
Funding rounds
- Jan 2025Conventional Debt$235M
- Oct 2021Series D$300M
- Aug 2021Venture Debt$150M
- Apr 2021Series D$425M
Founders & team
Investors
Kleiner Perkins, Y Combinator, Greenoaks, Ribbit Capital, DST Global, IVP
Tech stack
Adobe Audience ManagerAmazon AdvertisingAmazon CloudfrontAmazon Web ServicesAmazon WebstoreApple Icloud Mail
Funding & investor landscape
$38.4Btotal disclosed funding
876companies funded
2,278disclosed rounds
13rounds last 90 days
Most active investors
Techstars39 rounds
Notable founders
Gilles Gade
Founder · Cross River Bank
Frank Goffreda
CEO & President · Cross River Bank
Immad Akhund
Co-Founder & CEO · Mercury
Max Tagher
Co-Founder & CTO · Mercury
Victor Cardenas
Co-Founder & CEO · Slash
Tom Thimot
CEO · AuthID
Cynthia Sachs
Founder & CEO · Versana
Samir Goel
Co-Founder · Esusu
Wemimo Abbey
Co-Founder · Esusu
Pedro Bizarro
Co-Founder & CSO · Feedzai
Nuno Sebastiao
Co-Founder & CEO · Feedzai
Jeff Chambers
Founder & CEO · Lumin Digital
Prism market signals · United States · country-scoped Prism corpus, 3,497,573 docs
Market landscape — 10 sub-themes by coverage
Share of Banking Tech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
RESEARCH SIGNALS · United States
How research on Fintech is moving in the United States
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 907 United States-affiliated papers.
research sentiment over time
201620212026
enthusiastic · positive · guarded tone
Tone is overwhelmingly optimistic and intensifying — the enthusiastic (strongly-positive) share moved 23% → 38% across 2016–2026.
top research entities
- Film Independent54
- United States Department of Commerce26
- Community Partners22
- University of Virginia18
- International Monetary Fund12
leading researchers
Crypto Education Research Lab · Kapil Dharika · Bibitayo Ebunlomo Abikoye · Adesola Oluwatosin Adelaja · Stanley Chidozie Umeorah · Pingale, Mandar Vijay · Hajwane, Shaeena Samir · Rogers, Anuoluwapo
▲
Breakthroughs97 · 11%
▲ 0%→11% share
0 median citations96% since 2021mostly methods-led
Fintech breakthrough research surged from 0% to 11% field-share, with Financial services papers hitting 42 newly emerging.
rising sub-themes (early→recent)
- Financial services42
- Database transaction16
- Payment15
- Scalability12
- Credit risk11
Newly emergingFinancial services 0→41 · Database transaction 0→15 · Payment 0→14
Landmark E.T.-RNN · 87 cites
◆
Advancements352 · 39%
▲ 28%→41% share
▲1.5× share momentum0 median citations95% since 2021mostly empirical
Financial inclusion advancements intensified sharply — papers rose from 2 to 74, with Transformative learning newly emerging at 37.
rising sub-themes (early→recent)
- Financial services7→190
- Financial inclusion2→74
- Payment2→50
- Mobile payment3→29
- Leverage (statistics)1→21
Newly emergingTransformative learning 0→37 · Database transaction 0→34 · Financial literacy 0→32
Landmark Fintech Adoption Drivers for Innovation for SMEs in Indonesia · 143 cites
▼
Concerns281 · 31%
▼ 56%→29% share
▼0.5× share momentum0 median citations83% since 2021mostly empirical
Concern-flagged research cooled from 56% to 29% field-share, yet Cryptocurrency papers rose from 1 to 17.
rising sub-themes (early→recent)
- Financial services9→149
- Financial inclusion1→56
- Payment2→27
- Investment (military)1→19
- Cryptocurrency1→17
Newly emergingFinancial market 0→22 · Big data 0→18 · Corporate governance 0→18
Landmark The FinTech Opportunity · 433 cites
RESEARCH HOTSPOTS · United States
Where fintech is researched across United States
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
New York25 · +0.24
Seattle14 · +0.21
Philadelphia13 · +0.19
Boston12 · +0.34
Los Angeles8 · +0.42
Ann Arbor8 · +0.49
SF Bay Area5 · +0.42
Chicago5 · +0.08
Atlanta5 · +0.36
PATENT SIGNAL · United States
Who's filing fintech patents in the United States
United States fintech patent filing is accelerating — 20 filings from 16 assignees (2016–2025), led by Mastercard International, Verifone, Financial Cloud Innovations; annual filings 1→7.
20 filings16 assigneespeak 7/yr2016–2025
filing momentum (YoY 2016–2025)
top patent filers
- Mastercard International20
- Verifone4
- Financial Cloud Innovations2
- Atombeam Technologies2
- Salah ALI Khalil1
- LNW Gaming1
- Kassetty Nikhil1
- DR Mariappan RAJA1
Common questions
How many Banking Tech companies are there in United States?
Radar tracks 2365 indexable Banking Tech companies headquartered in United States that meet our profile-completeness bar.
What is the total funding raised by Banking Tech companies in United States?
The Banking Tech companies in United States on this list have raised a combined $38.4B in disclosed equity funding across 876 funded companies.
Which is the highest-funded Banking Tech company in United States?
Chime is the highest-funded Banking Tech company in United States, with $2.6B in disclosed equity funding.
How many Banking Tech companies in United States are funded?
876 of the 2365 Banking Tech companies in United States on this list have disclosed at least one equity funding round.
How many Banking Tech unicorns are there in United States?
27 Banking Tech companies in United States on this list are valued at $1B or more.
Who are the top investors in United States Banking Tech companies?
The most active investors in United States Banking Tech companies on this list include Y Combinator, Plug and Play Tech Center, Techstars, The Venture Center, Right Side Capital Management.
Riya SenguptaFinancials
Riya reads income statements for fun. She covers the real money in a sector — revenue, growth, who actually earns — and never met a vague claim she didn't want a number for.