Radar · Banking Tech in India
Best Banking Tech Companies in India
The 819 best Banking Tech companies in India in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Razorpay.
By Riya SenguptaFinancials
819companies tracked
$4.4Bdisclosed funding
4unicorns
240have raised
India's Banking Tech sector has quietly built one of the most fundable ecosystems on the planet. This directory ranks 819 Banking Tech companies in India by disclosed equity funding and recent momentum, with $4.4B in total capital tracked across the cohort. Four unicorns have cleared the threshold. And the top of the stack is genuinely uneven: Perfios has pulled in $270M, M2P Fintech $183M, Jupiter $167M, with BankBazaar at $126M further down the curve. That spread tells you something about where conviction is actually pooling, which is infrastructure and platform-layer plays rather than consumer-facing apps alone.
So what's driving the activity underneath? Median app install growth sits at +23% YoY across 953 banking and investment banking apps, which is a real demand signal, not a rounding error. As shown in 2022 research, digital banking adoption in emerging markets correlates strongly with platform consolidation, and that's exactly the pattern I'd point you to here. Hot themes right now include next-gen banking platforms, cloud-based banking, and broader digital banking innovations, as recent commentary on the space confirms. Coverage is flat but the capital concentration is sharpening fast.
FLIAR INTELLIGENCE · BANKING TECH × INDIA
Our analysis of 50 Banking Tech companies
$7.7b in tracked funding; 98% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
50companies analysed
98%cloud-native stacks
2025funding peak (by rounds)
12unicorns
2016median founding year
1.5Mcombined LinkedIn audience
34%of audience held by top 3
11companies hiring publicly (12 mo)
Ranked: Best Banking Tech companies in India
| # | Company | Revenue | Disclosed funding | Valuation | Employees | Tech stack | App-install YoY | Market signals (1y) | Recent signals |
|---|---|---|---|---|---|---|---|---|---|
| 1 | Razorpay 🦄 Provider of payment and business banking solutions for enterprises 90Market top 16%Tech top 16%Moat top 17%Innovation top 19% All 12 signals ▾Markettop 16% Techtop 16% Moattop 17% Innovationtop 19% Fundingtop 26% Producttop 26% Customerstop 34% Fin. healthtop 36% Growthtop 37% Newstop 42% Talenttop 42% Globalbottom 45% Market: 1,952 employees (top 5% of Payments) · Revenue ~$465M Tech: 89 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 rank vs industry peers · Fliar Intelligence Index 90/100 | $465M FY2025 | $742M | $7.5B | 1,952 | SentryApple iCloud MailGoogle Workspace+32 | +37% | 15 signals ▼44% New product · Regulatory · IPO | — |
| 2 | NeoGrowth Digital credit platform providing financial solutions to underserved small- and micro- retailers 67Moat top 20%Funding top 23%Fin. health top 31%Market top 33% All 11 signals ▾Moattop 20% Fundingtop 23% Fin. healthtop 31% Markettop 33% Techtop 34% Producttop 34% Partnerstop 37% Growthtop 47% Innovationbottom 46% Globalbottom 39% Newsbottom 24% Moat: Top 2% by revenue among 363 tracked Banking Tech companies · Editorial + unicorn rating 8/10 Funding: Raised $147M across 15 rounds · 15 rounds over 13 yrs (1.2/yr) rank vs industry peers · Fliar Intelligence Index 67/100 | $89M FY2025 | $147M | $122M | 783 783 → 1,080 (+38%) · sector median +26% | WordPressMySQLPHP+21 | +27% | — | — |
| 3 | Perfios 🦄 Provider of AI-driven platform for financial analysis, verification, and decisioning 87Moat top 16%Fin. health top 20%Funding top 23%Talent top 23% All 10 signals ▾Moattop 16% Fin. healthtop 20% Fundingtop 23% Talenttop 23% Markettop 25% Producttop 36% Techtop 44% Growthtop 45% AItop 45% Globalbottom 48% Moat: Top 1% by revenue among 105 tracked Insurance IT companies · Unicorn Fin. health: Revenue ~$83.8M (FY2018) · Net margin 15.6% rank vs industry peers · Fliar Intelligence Index 87/100 | $84M FY2025 | $270M | — | — | WordPressMySQLPHP+31 | — | — | 1 job opening |
| 4 | M2P Fintech Provider of APIs enabling banking, lending, and payment financial services 84Tech top 14%Funding top 20%Moat top 21%Market top 27% All 11 signals ▾Techtop 14% Fundingtop 20% Moattop 21% Markettop 27% Innovationtop 28% Producttop 29% Talenttop 31% Globaltop 42% Growthtop 43% Fin. healthtop 46% Newsbottom 40% Tech: 59 technologies across 7/8 capability areas · Cloud: Amazon S3, Amazon Ses Funding: Raised $183M across 11 rounds · 11 rounds over 6 yrs (1.8/yr) rank vs industry peers · Fliar Intelligence Index 84/100 | $63M FY2025 | $183M | $784M | 1,078 1,078 → 1,438 (+33%) · sector median +26% | Apple iCloud MailMicrosoft 365TypeScript+26 | — | 3 signals ▼83% Leadership | 1 partnership |
| 5 | CredAble Provider of working capital solutions and supply chain finance programs 74Moat top 20%Talent top 22%Funding top 31%Fin. health top 32% All 8 signals ▾Moattop 20% Talenttop 22% Fundingtop 31% Fin. healthtop 32% Techtop 35% Markettop 36% Growthtop 47% Globalbottom 39% Moat: Top 1% by revenue among 189 tracked SCM Software companies · Editorial + unicorn rating 8/10 Talent: Analyst team rating 5/5 · 4 named leaders on record rank vs industry peers · Fliar Intelligence Index 74/100 | $59M FY2025 | $60M | $176M | 247 247 → 220 (-11%) · sector median +26% | WordPressMySQLPHP+41 | — | — | 1 launch · 2 awards |
| 6 | StoreKing Provider of online supermarket services for small-town retailers 64Moat top 15%Tech top 25%Talent top 35%Funding top 36% All 10 signals ▾Moattop 15% Techtop 25% Talenttop 35% Fundingtop 36% Fin. healthtop 37% Markettop 38% Producttop 40% Growthbottom 43% Globalbottom 39% Newsbottom 27% Moat: Top 5% by revenue among 743 tracked Payments companies · Editorial + unicorn rating 7/10 Tech: 52 technologies across 6/8 capability areas · Cloud: Cloudflare rank vs industry peers · Fliar Intelligence Index 64/100 | $43M FY2025 | $45M | $108M | 115 115 → 220 (+91%) · sector median +26% | TypeScriptNode.jsZoho+23 | +5% | — | 3 job openings · 1 internship · 2 launchs |
| 7 | Mindgate Provider of digital payment platform, retail, transaction banking, and other solutions 69Fin. health top 22%Moat top 23%Growth top 29%Market top 34% All 9 signals ▾Fin. healthtop 22% Moattop 23% Growthtop 29% Markettop 34% Talenttop 38% Fundingtop 43% Newsbottom 45% Globalbottom 37% Techbottom 31% Fin. health: Revenue ~$42.0M (FY2024) · Net margin 6.7% Moat: Top 5% by revenue among 743 tracked Payments companies · Editorial + unicorn rating 7/10 rank vs industry peers · Fliar Intelligence Index 69/100 | $42M FY2025 | $10M | $61M | 1,330 | WordPressPleskMySQL+11 | — | — | — |
| 8 | PayNearby Digital platform providing range of payment and digital banking services | $37M FY2025 | $2M | $16M | 838 838 → 1,490 (+78%) · sector median +26% | TypeScriptMaterial Design LiteZone.js+16 | +16% | — | — |
| 9 | Perfios 🦄 Real-time credit-decisioning platform and data aggregation APIs 84Market top 10%Moat top 11%Talent top 17%Funding top 26% All 11 signals ▾Markettop 10% Moattop 11% Talenttop 17% Fundingtop 26% Innovationtop 29% Globaltop 29% Producttop 29% Newstop 44% Growthtop 49% Fin. healthbottom 49% Techbottom 33% Market: 1,063 employees (top 2% of Investment Tech) · Revenue ~$30.5M Moat: Top 6% by revenue among 363 tracked Banking Tech companies · Editorial + unicorn rating 9/10 rank vs industry peers · Fliar Intelligence Index 84/100 | $30M FY2023 | $450M | $1.0B | 1,063 | — | — | 10 signals ▼47% Leadership · Earnings · New product | — |
| 10 | BankBazaar Online platform providing tools for comparing and applying for financial products 69Customers top 21%Moat top 22%Funding top 24%Market top 26% All 12 signals ▾Customerstop 21% Moattop 22% Fundingtop 24% Markettop 26% Talenttop 28% Producttop 29% Techtop 33% Innovationtop 39% Fin. healthtop 48% Globalbottom 39% Growthbottom 35% Newsbottom 27% Customers: Play-Store rating 4.42★ across 144,966 ratings (1 apps) · Review volume +2% in 6 mo Moat: Top 6% by revenue among 363 tracked Banking Tech companies · Editorial + unicorn rating 8/10 rank vs industry peers · Fliar Intelligence Index 69/100 | $30M FY2025 | $126M | $197M | 943 943 → 696 (-26%) · sector median +26% | WordPressApple iCloud MailMicrosoft 365+24 | +9% | — | — |
| 11 | Lentra Provider of cloud-based digital lending software and solutions for financial institutions 53Moat top 22%Talent top 31%Funding top 34%Market top 35% All 10 signals ▾Moattop 22% Talenttop 31% Fundingtop 34% Markettop 35% Fin. healthtop 39% Newstop 41% Producttop 49% Techtop 50% Globalbottom 39% Growthbottom 28% Moat: Top 6% by revenue among 363 tracked Banking Tech companies · Editorial + unicorn rating 8/10 Talent: 5 named leaders on record · 4 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 53/100 | $26M FY2025 | $104M | $400M | 678 678 → 760 (+12%) · sector median +26% | Apple iCloud MailGoogle WorkspaceBootstrap+18 | — | — | 2 partnerships |
| 12 | Pay Point India Provider of digital financial services and retail solutions via agent network | $24M FY2025 | $3M | $9M | 966 966 → 623 (-36%) · sector median +26% | Windows ServerMicrosoft ASP.NETBootstrap+10 | +19% | — | 2 job openings · 1 award |
| 13 | Idfy Provider of a platform for identity verification and risk management 83Tech top 18%Moat top 20%Talent top 23%Funding top 24% All 9 signals ▾Techtop 18% Moattop 20% Talenttop 23% Fundingtop 24% Growthtop 31% Markettop 32% Producttop 32% Fin. healthtop 39% Globalbottom 39% Tech: 74 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 Moat: Top 1% by revenue among 135 tracked GRC Software companies · Editorial + unicorn rating 8/10 rank vs industry peers · Fliar Intelligence Index 83/100 | $23M FY2025 | $59M | $122M | 536 536 → 917 (+71%) · sector median +26% | WordPressMySQLPHP+29 | — | — | — |
| 14 | Vayana Provider of a platform facilitating trade credit and supply chain finance 60Product top 21%Moat top 23%Funding top 25%Innovation top 39% All 11 signals ▾Producttop 21% Moattop 23% Fundingtop 25% Innovationtop 39% Techtop 39% Growthtop 42% Markettop 45% Fin. healthbottom 49% Talentbottom 49% Globalbottom 39% Newsbottom 21% Product: 12 distinct product lines · Company stage: Series D Moat: Top 9% by revenue among 743 tracked Alternative Lending companies · Editorial + unicorn rating 8/10 rank vs industry peers · Fliar Intelligence Index 60/100 | $18M FY2024 | $83M | $235M | 73 | WordPressMySQLPHP+16 | — | — | — |
| 15 | AuthBridge Provider of identity verification, employee screening, and due diligence platform 80Tech top 21%Market top 22%Moat top 24%Innovation top 27% All 11 signals ▾Techtop 21% Markettop 22% Moattop 24% Innovationtop 27% Fin. healthtop 32% Globaltop 33% Fundingtop 38% Producttop 46% Talenttop 46% Growthbottom 40% Newsbottom 37% Tech: 65 technologies across 6/8 capability areas · Cloud: Amazon Alb, Amazon Cloudfront Market: 2,174 employees (top 4% of SaaS) · Revenue ~$17.5M rank vs industry peers · Fliar Intelligence Index 80/100 | $17M FY2025 | $10M | $31M | 2,174 2,174 → 1,472 (-32%) · sector median +26% | Cart FunctionalityApple iCloud MailGoogle Workspace+19 | — | 3 signals ▼70% Leadership | — |
| 16 | Niyo Platform offering zero-forex markup international debit and credit cards for travel and cross-border… | $16M FY2025 | $179M | $136M | 422 422 → 629 (+49%) · sector median +26% | HugoRiveBootstrap+15 | +10% | 8 signals Announcements · Leadership · Earnings | — |
| 17 | Freo Neobank for individuals | $14M FY2025 | $46M | $104M | 181 181 → 169 (-7%) · sector median +26% | SentryGoogle Sign-inVue.js+25 | +34% | — | — |
| 18 | BranchX AI-powered neo-banking platform | $14M FY2025 | $3M | $31M | 1 | BootstrapAmazon Web ServicesCloudflare+9 | — | — | 2 launchs |
| 19 | Stable Money Provider of platform for booking fixed deposits from various banks 69Growth top 24%Moat top 25%Funding top 30%Partners top 31% All 12 signals ▾Growthtop 24% Moattop 25% Fundingtop 30% Partnerstop 31% Customerstop 32% Newstop 35% Techtop 36% Talenttop 38% Fin. healthtop 43% Producttop 46% Markettop 50% Globalbottom 37% Growth: Revenue +2737% YoY · App-install growth +76% YoY Moat: Top 8% by revenue among 1429 tracked Investment Tech companies · Editorial + unicorn rating 7/10 rank vs industry peers · Fliar Intelligence Index 69/100 | $13M FY2025 | $25M | $53M | 37 | Node.jsZohoRadix UI+17 | +76% | 6 signals Funding · Capital raise | 1 job opening |
| 20 | Jupiter Online platform offering a suite of financial services 72Tech top 12%News top 18%Customers top 20%Moat top 24% All 12 signals ▾Techtop 12% Newstop 18% Customerstop 20% Moattop 24% Fundingtop 25% Partnerstop 26% Markettop 35% Growthtop 37% Producttop 46% Talentbottom 49% Globalbottom 39% Fin. healthbottom 37% Tech: 59 technologies across 7/8 capability areas · Cloud: Amazon Cloudfront, Amazon Web Services News: 7 BI events in 12 mo (of 16 tracked, 5 types) · +600% YoY rank vs industry peers · Fliar Intelligence Index 72/100 | $11M FY2025 | $167M | $645M | 415 | GhostNode.jsTailwind CSS+26 | +31% | 7 signals ▲600% Funding · Leadership · Regulatory | — |
| 21 | Falcon Provider of a cloud-native platform for next-generation financial products 53Moat top 32%Funding top 40%Growth top 40%Tech top 41% All 12 signals ▾Moattop 32% Fundingtop 40% Growthtop 40% Techtop 41% AItop 45% Talenttop 45% Markettop 46% Productbottom 47% Newsbottom 44% Innovationbottom 41% Globalbottom 39% Fin. healthbottom 38% Moat: Top 13% by revenue among 363 tracked Banking Tech companies · Editorial + unicorn rating 5/10 Funding: Raised $9.2M across 3 rounds · 3 rounds over 5 yrs (0.6/yr) rank vs industry peers · Fliar Intelligence Index 53/100 | $9M FY2025 | $9M | $42M | 71 | WebflowGSAPTwitter Ads+18 | — | — | — |
| 22 | FinBox Provider of infrastructure, risk intelligence, and orchestration solutions for digital lending 84AI top 20%Innovation top 22%Moat top 25%Tech top 27% All 13 signals ▾AItop 20% Innovationtop 22% Moattop 25% Techtop 27% Growthtop 28% Talenttop 28% Producttop 30% Partnerstop 32% Fundingtop 35% Markettop 42% Newstop 45% Fin. healthtop 49% Globalbottom 37% AI: Classified as an AI company Innovation: 5 new-product events in 24 mo · 12 product lines rank vs industry peers · Fliar Intelligence Index 84/100 | $9M FY2025 | $16M | $70M | 198 198 → 406 (+105%) · sector median +26% | Sentrystyled-componentsReact+19 | — | 4 signals Funding · New product | 1 launch |
| 23 | OPLinnovate White label solutions for financial institutions | $8M FY2025 | $10M | $74M | 118 | BootstrapGSAPAmazon Web Services+12 | — | — | — |
| 24 | Fi Platform for managing finances, investments, and payments | $8M FY2025 | $169M | $524M | 155 | Reactstyled-componentsAmazon Web Services+17 | — | — | — |
| 25 | Open 🦄 Provider of a platform for business payments and connected banking | $7M FY2025 | $186M | $940M | 373 373 → 414 (+11%) · sector median +26% | TypeScriptGoogle Sign-inGoogle Maps+30 | — | — | — |
| 26 | Finhaat Provider of a B2B platform for financial product distribution | $4M FY2025 | $4M | $20M | 25 | WebflowGSAPcore-js+17 | — | — | — |
| 27 | Uncia AI-powered lending solution provider | $4M FY2025 | $3M | — | — | WordPressMySQLPHP+21 | — | — | — |
| 28 | Knight FinTech A digital banking technology company that provides full-stack banking solutions for lending, treasury… 50News top 32%Growth top 33%Funding top 35%Talent top 38% All 9 signals ▾Newstop 32% Growthtop 33% Fundingtop 35% Talenttop 38% Moattop 48% Marketbottom 48% Globalbottom 45% Techbottom 44% Fin. healthbottom 34% News: 4 BI events in 12 mo (of 6 tracked, 2 types) · Top themes: Funding, Capital raise Growth: Headcount 178 → 291 (+63%) across vintages · Revenue +4% YoY rank vs industry peers · Fliar Intelligence Index 50/100 | $4M FY2025 | $33M | — | 291 291 → 352 (+21%) · sector median +26% | Windows ServerMicrosoft ASP.NETBootstrap+18 | — | 4 signals Funding · Capital raise | — |
| 29 | WonderLend Hubs Provider of incentive compensation management and lending technology platforms software | $4M FY2025 | $2M | $12M | 12 | WordPress Block EditorwpBakeryWordPress+29 | — | — | 1 job opening · 1 launch |
| 30 | DPD Zero Provider of AI-powered platform for managing and optimizing debt collection | $3M FY2025 | $4M | $14M | 226 226 → 247 (+9%) · sector median +26% | AstroAmazon Web ServicesCloudflare+14 | — | 3 signals Funding | — |
| 31 | TransBnk Provider of open finance infrastructure for transaction banking and related services 60Growth top 21%News top 23%Talent top 26%Partners top 32% All 11 signals ▾Growthtop 21% Newstop 23% Talenttop 26% Partnerstop 32% Moattop 38% Fundingtop 40% Producttop 40% Techtop 41% Fin. healthtop 42% Globalbottom 39% Marketbottom 33% Growth: Revenue +478% YoY · Fresh capital in last 24 mo News: 11 BI events in 12 mo (of 19 tracked, 4 types) · +83% YoY rank vs industry peers · Fliar Intelligence Index 60/100 | $2M FY2025 | $5M | $5M | 30 | TurbopackNode.jsRadix UI+14 | — | 11 signals ▲83% Leadership · Funding · Capital raise | — |
| 32 | Ignosis Provider of account aggregator infrastructure and AI-driven financial data | $1M FY2025 | $3M | $7M | 20 | WordPress Block EditorWordPressMySQL+26 | — | 5 signals Funding · Capital raise | 1 job opening · 2 launchs |
| 33 | Finarkein Analytics Provider of technology for account aggregation and financial data management 37Talent top 28%Growth top 31%Moat top 47%Funding top 48% All 9 signals ▾Talenttop 28% Growthtop 31% Moattop 47% Fundingtop 48% Techtop 48% Globalbottom 37% Marketbottom 30% Fin. healthbottom 28% Newsbottom 18% Talent: 4 named leaders on record · 4 C-suite/founder profiles curated Growth: Headcount 24 → 40 (+67%) across vintages · Revenue +13% YoY rank vs industry peers · Fliar Intelligence Index 37/100 | $868K FY2025 | $6M | $7M | 40 | Framer SitesApple iCloud MailGoogle Workspace+9 | — | — | 1 launch |
| 34 | Landeed Provider of online property document search and retrieval services 53Growth top 25%Talent top 28%Tech top 29%Customers top 31% All 11 signals ▾Growthtop 25% Talenttop 28% Techtop 29% Customerstop 31% Fundingtop 41% Moattop 46% Productbottom 48% Globalbottom 45% Marketbottom 37% Fin. healthbottom 19% Newsbottom 18% Growth: App-install growth +110% YoY · Fresh capital in last 24 mo Talent: 3 named leaders on record · 3 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 53/100 | $481K FY2025 | $11M | — | 19 | Cart FunctionalityNode.jsRadix UI+22 | +110% | — | 3 job openings · 3 launchs |
| 35 | Oolka Provider of AI-powered credit management solutions, aiming to democratize access to credit and promote… 55Growth top 12%News top 19%Funding top 40%AI top 45% All 11 signals ▾Growthtop 12% Newstop 19% Fundingtop 40% AItop 45% Techtop 46% Talentbottom 49% Productbottom 48% Moatbottom 45% Fin. healthbottom 41% Globalbottom 37% Marketbottom 31% Growth: Revenue +1885967% YoY · Web rank 5,000,000 → 1,000,000 YoY News: 9 BI events in 12 mo (of 9 tracked, 1 types) · 9 high-value events (IPO/M&A/funding/contracts) in 12 mo rank vs industry peers · Fliar Intelligence Index 55/100 | $458K FY2025 | $7M | $24M | 20 | Apple iCloud MailNode.jsChakra UI+15 | +500% | 9 signals Funding | — |
| 36 | Sign3 Provider of AI-powered fraud prevention and risk management solutions for financial institutions 19AI top 45%Talent top 45%Moat bottom 48%Funding bottom 43% All 7 signals ▾AItop 45% Talenttop 45% Moatbottom 48% Fundingbottom 43% Globalbottom 36% Marketbottom 32% Fin. healthbottom 21% AI: Product described with: ai-powered Talent: 2 named leaders on record rank vs industry peers · Fliar Intelligence Index 19/100 | $362K FY2025 | $2M | — | — | — | — | — | 1 job opening |
| 37 | Navanc Provider of AI-powered property creditworthiness scoring and assessment platform 48Growth top 12%Talent top 38%AI top 45%Funding top 47% All 11 signals ▾Growthtop 12% Talenttop 38% AItop 45% Fundingtop 47% Moatbottom 49% Productbottom 45% Fin. healthbottom 40% Techbottom 39% Newsbottom 39% Globalbottom 37% Marketbottom 23% Growth: Revenue +101% YoY · Web rank 50,000,000 → 5,000,000 YoY Talent: 2 named leaders on record · 2 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 48/100 | $284K FY2025 | $300K | $983K | 4 | Node.jsTailwind CSSReact+8 | — | — | 1 job opening · 1 award |
| 38 | Thelightbulb Provider of AI tools for market research and consumer insights 72Growth top 20%Innovation top 25%Tech top 28%Talent top 28% All 11 signals ▾Growthtop 20% Innovationtop 25% Techtop 28% Talenttop 28% AItop 30% Moattop 33% Fundingtop 45% Producttop 45% Globalbottom 43% Fin. healthbottom 38% Marketbottom 32% Growth: Revenue +68% YoY · Web rank 10,000,000 → 5,000,000 YoY Innovation: 9 product lines · Deep-tech classification: Artificial Intelligence rank vs industry peers · Fliar Intelligence Index 72/100 | $187K FY2025 | $2M | $6M | 20 20 → 26 (+30%) · sector median +26% | WordPressMySQLPHP+19 | — | — | 3 launchs |
| 39 | OneStack Provider of banking, payment, investment, insurance, and lending technology solutions | $173K FY2025 | $2M | $10M | 28 28 → 40 (+43%) · sector median +26% | BootstrapGoogle Font APIFont Awesome+10 | — | 5 signals ▼17% Capital raise · Funding · Earnings | — |
| 40 | Money Provider of lending infrastructure and analytics platform for financial institutions | $78K FY2025 | $772K | $7M | 26 | WordPressMySQLPHP+23 | — | — | — |
| 41 | Blostem Investment platform that enables users to access a wide range of financial products 45Growth top 21%Talent top 28%Tech top 30%Funding bottom 45% All 9 signals ▾Growthtop 21% Talenttop 28% Techtop 30% Fundingbottom 45% Moatbottom 39% Fin. healthbottom 38% Globalbottom 32% Newsbottom 21% Marketbottom 20% Growth: Revenue +993% YoY · Fresh capital in last 24 mo Talent: 4 named leaders on record · 4 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 45/100 | $37K FY2024 | $1M | — | 7 | WordPressZohoMySQL+29 | — | — | — |
| 42 | Riverline Provider of AI-driven debt collection and recovery solutions for lenders | $32K FY2025 | $864K | — | — | Framer SitesReactAmazon Web Services+6 | — | — | — |
| 43 | EnrichVideo Provider of personalized video engagement platforms for banks and wealth management firms | $17K FY2025 | $600K | — | — | — | — | — | — |
| 44 | Simple Insure AI-powered platform for comparing and finding health insurance plans 7Talent top 35%AI top 45%Funding bottom 39%Moat bottom 33% All 7 signals ▾Talenttop 35% AItop 45% Fundingbottom 39% Moatbottom 33% Globalbottom 29% Marketbottom 13% Fin. healthbottom 9% Talent: 3 named leaders on record AI: Product described with: ai-powered rank vs industry peers · Fliar Intelligence Index 7/100 | $6K FY2025 | $902K | — | — | — | — | — | — |
| 45 | Borderless Provider of platform enabling global investing, multi-currency accounts, and international payments 45Growth top 20%Global top 42%Funding top 45%Talent bottom 49% All 7 signals ▾Growthtop 20% Globaltop 42% Fundingtop 45% Talentbottom 49% Techbottom 48% Marketbottom 41% Fin. healthbottom 27% Growth: Web rank 50,000,000 → 5,000,000 YoY · Fresh capital in last 24 mo Global: Legal entities in 2 countries: India, United States · Investors from 3 countries beyond India rank vs industry peers · Fliar Intelligence Index 45/100 | — | $16M | — | — | Radix UITailwind CSSReact+9 | — | — | — |
| 46 | Finfactor APIs and an open finance ecosystem for financial institutions 29Funding top 37%Talent top 38%Moat top 40%Tech top 47% All 7 signals ▾Fundingtop 37% Talenttop 38% Moattop 40% Techtop 47% Globalbottom 45% Marketbottom 39% Fin. healthbottom 21% Funding: Raised $20.9M across 3 rounds · 3 rounds over 4 yrs (0.8/yr) Talent: 2 named leaders on record · 2 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 29/100 | — | $21M | — | — | Node.jsFirebaseReact+15 | — | — | — |
| 47 | Bankys Provider of digital financial management tools for personal expense tracking | — | $255K | — | — | — | — | — | — |
| 48 | Decentro Provider of API platform offering banking integration solutions for fintech companies 62Tech top 25%Product top 31%Talent top 33%Innovation top 38% All 11 signals ▾Techtop 25% Producttop 31% Talenttop 33% Innovationtop 38% Moattop 39% Fundingtop 42% Growthtop 43% Markettop 47% Globaltop 48% Fin. healthbottom 37% Newsbottom 20% Tech: 41 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 Product: 1 product launch event in 12 mo, 1 the year before · 3 distinct product lines rank vs industry peers · Fliar Intelligence Index 62/100 | — | $5M | — | 71 | Apple iCloud MailGoogle WorkspaceJava+15 | — | — | 1 launch |
| 49 | CredResolve Platform providing debt collection and debt repayment management solutions using AI-driven technology | — | $100K | $2M | — | Cart FunctionalityRadix UITailwind CSS+12 | — | 3 signals Funding | — |
| 50 | GoSure.AI AI based platform offering insurance risk management solutions 32Growth top 35%Talent top 35%AI top 45%Tech top 50% All 9 signals ▾Growthtop 35% Talenttop 35% AItop 45% Techtop 50% Moatbottom 47% Fundingbottom 46% Marketbottom 27% Globalbottom 25% Fin. healthbottom 21% Growth: Fresh capital in last 24 mo Talent: 3 named leaders on record rank vs industry peers · Fliar Intelligence Index 32/100 | — | $708K | — | — | TypeScriptQuillD3+14 | — | — | — |
Top 12 Banking Tech companies in India
#1
Series D · Chennai, Tamil Nadu · founded 2008 · 943 employees$125.7Mraised▾
Series D · Chennai, Tamil Nadu · founded 2008 · 943 employees
Online platform providing tools for comparing and applying for financial products. It offers resources for credit cards, loans, and investment options. The platform enables users to assess eligibility and calculate payments. It also provides access to credit scores and related reports.
Fliar Intelligence Index™ 69how this company ranks against its industry peers
Customers
top 21%Moat
top 22%Funding
top 24%Market
top 26%Talent
top 28%Product
top 29%Customers: Play-Store rating 4.42★ across 144,966 ratings (1 apps) · Review volume +2% in 6 mo · Marquee-customer mentions: top 10% of tracked companies
Moat: Top 6% by revenue among 363 tracked Banking Tech companies · Editorial + unicorn rating 8/10 · Soonicorn
Funding: Raised $126M across 11 rounds · 11 rounds over 18 yrs (0.6/yr) · Last round Series D (Feb 2026)
Audience (LinkedIn): 50k LinkedIn followers — 3.4% of this cohort's audience
Funding rounds
- Feb 2026Series D$441.4K
- Dec 2025Venture Debt$2.2M
- Apr 2025Series D$6.4M
- Oct 2024Series D$1.9M
Founders & team
Investors
Eight Roads Ventures, The Alexa Fund, Walden International, Amazon, GUS Holdings, Peak XV Partners
Tech stack
Amazon AlbAmazon Web ServicesApple Icloud MailCloudflareCore-JsDigicert
#2
Series F · Mumbai, Maharashtra · founded 2011 · 536 employees$58.8Mraised▾
Series F · Mumbai, Maharashtra · founded 2011 · 536 employees
Provider of a platform for identity verification and risk management. The platform offers tools for customer and workforce governance throughout their lifecycle. It focuses on frictionless onboarding, verifiable identities, and faster revenue generation. The platform aims to reduce onboarding friction, prevent fraud, and accelerate time-to-revenue. It helps detect and mitigate risk in real time, reducing financial and operational losses. The platform also transforms compliance into a growth engine through centralized automation.
Fliar Intelligence Index™ 83how this company ranks against its industry peers
Tech
top 18%Moat
top 20%Talent
top 23%Funding
top 24%Growth
top 31%Market
top 32%Tech: 74 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 · Devops: Envoy
Moat: Top 1% by revenue among 135 tracked GRC Software companies · Editorial + unicorn rating 8/10 · Soonicorn
Talent: 6 named leaders on record · 5 C-suite/founder profiles curated
Audience (LinkedIn): 114k LinkedIn followers — 7.8% of this cohort's audience
Funding rounds
- Feb 2026Series F$24.3M
- May 2024Series E$10.8M
- Mar 2024Series E$6.6M
- Sep 2021Series D$12.5M
Founders & team
Investors
Blume Venture, Trifecta Capital, New Enterprise Associates, Dream Incubator, Nava Limited, IndiaMART
Tech stack
Amazon CloudfrontAmazon S3Amazon Web ServicesAutoptimizeCdnjsCloudflare
#3
Series C · Mumbai, Maharashtra · founded 2019 · 415 employees$167.2Mraised▾
Series C · Mumbai, Maharashtra · founded 2019 · 415 employees
Online platform offering a suite of financial services. It offers a range of services, including banking, credit cards, lending, and investments. It allows users to manage all aspects of their money in one place.
Fliar Intelligence Index™ 72how this company ranks against its industry peers
Tech
top 12%News
top 18%Customers
top 20%Moat
top 24%Funding
top 25%Partners
top 26%Tech: 59 technologies across 7/8 capability areas · Cloud: Amazon Cloudfront, Amazon Web Services · Devops: Envoy, Nginx
News: 7 BI events in 12 mo (of 16 tracked, 5 types) · +600% YoY · 4 high-value events (IPO/M&A/funding/contracts) in 12 mo
Customers: Play-Store rating 4.31★ across 607,214 ratings (1 apps) · Review volume +9% in 6 mo · Marquee-customer mentions: top 13% of tracked companies
Audience (LinkedIn): 236k LinkedIn followers — 16.1% of this cohort's audience
Funding rounds
- Oct 2025Series C$15M
- Jun 2024Series C$21.6M
- Mar 2023Series C$849.2K
- Dec 2022Venture Debt$12.1M
Founders & team
Investors
Hummingbird Ventures, Bedrock, PICO Partners, Patni Financial Advisors, 3one4 Capital, Greyhound Capital
Tech stack
Amazon CloudfrontAmazon Web ServicesApolloAws Certificate ManagerCloudflareCloudflare Bot Management
#4
Series B · Bengaluru, Karnataka · founded 2022 · 37 employees$25.3Mraised▾
Series B · Bengaluru, Karnataka · founded 2022 · 37 employees
Provider of platform for booking fixed deposits from various banks. The platform allows users to compare and choose fixed deposits. It offers a digital booking experience for fixed deposits. The platform also provides access to bonds and a secured credit card.
Fliar Intelligence Index™ 69how this company ranks against its industry peers
Growth
top 24%Moat
top 25%Funding
top 30%Partners
top 31%Customers
top 32%News
top 35%Growth: Revenue +2737% YoY · App-install growth +76% YoY · Fresh capital in last 24 mo
Moat: Top 8% by revenue among 1429 tracked Investment Tech companies · Editorial + unicorn rating 7/10 · 9 curated direct competitors tracked
Funding: Raised $25.3M across 4 rounds · 4 rounds over 4 yrs (1.0/yr) · Last round Series B (Feb 2026)
Audience (LinkedIn): 47k LinkedIn followers — 3.2% of this cohort's audience
Hiring (LinkedIn): 1 hiring post in 12 mo (public) · hiring: Senior Brand Manager
Funding rounds
- Feb 2026Series B$25.3M
- May 2025Series B$20.2M
- Jul 2024Series A$15M
- Dec 2022Seed$5M
Founders & team
Investors
Angel List, Dezerv, Z47, Lightspeed Venture Partners, Titan Capital, Mars Shot Ventures
Tech stack
CloudflareCloudflare Browser InsightsDatadogDiscourseEmber.JsGoogle Analytics
#5
Perfios 🦄Series D · Bengaluru, Karnataka · founded 2008$270.3Mraised▾
Perfios 🦄
Series D · Bengaluru, Karnataka · founded 2008
Provider of AI-driven platform for financial analysis, verification, and decisioning. The platform offers document analysis, KYC/KYB compliance, fraud detection, and risk assessment solutions. It facilitates digital lending, customer onboarding, and claims automation across various industries. The platform also provides tools for credit assessment and due diligence.
Fliar Intelligence Index™ 87how this company ranks against its industry peers
Moat
top 16%Fin. health
top 20%Funding
top 23%Talent
top 23%Market
top 25%Product
top 36%Moat: Top 1% by revenue among 105 tracked Insurance IT companies · Unicorn · 10 curated direct competitors tracked
Fin. health: Revenue ~$83.8M (FY2018) · Net margin 15.6%
Funding: Raised $270M across 14 rounds · 14 rounds over 17 yrs (0.8/yr) · Last round Series D (May 2025)
Audience (LinkedIn): 105k LinkedIn followers — 7.1% of this cohort's audience
Hiring (LinkedIn): 1 hiring post in 12 mo (public) · hiring: Senior Manager
Funding rounds
- May 2025Series D$1.5M
- Mar 2024Series D$80M
- Sep 2023Series D$41.4M
- Oct 2022Venture Debt$6.1M
Founders & team
Investors
Bessemer Venture Partners, Warburg Pincus, Innoven Capital, Stride Ventures, Kedaara, 1000632564 Ontario
Tech stack
Amazon Web ServicesCloudflareCloudflare Bot ManagementCloudflare Browser InsightsCookieyesCore-Js
#6
Series D · Chennai, Tamil Nadu · founded 2014 · 1078 employees$183.4Mraised▾
Series D · Chennai, Tamil Nadu · founded 2014 · 1078 employees
Provider of APIs enabling banking, lending, and payment financial services. The company offers solutions for customer onboarding, core banking systems, and payment processing. It facilitates card issuance, core lending, and digital commerce. The company provides tools for regulatory compliance, fraud management, and rewards programs. It also offers value-added services, including reconciliation, KYC, and anti-money laundering solutions.
Fliar Intelligence Index™ 84how this company ranks against its industry peers
Tech
top 14%Funding
top 20%Moat
top 21%Market
top 27%Innovation
top 28%Product
top 29%Tech: 59 technologies across 7/8 capability areas · Cloud: Amazon S3, Amazon Ses · Devops: Nginx
Funding: Raised $183M across 11 rounds · 11 rounds over 6 yrs (1.8/yr) · Last round Series D (Jun 2025)
Moat: Top 4% by revenue among 743 tracked Payments companies · Editorial + unicorn rating 8/10 · Soonicorn
Audience (LinkedIn): 78k LinkedIn followers — 5.3% of this cohort's audience
Activity (LinkedIn): 1 partnerships (incl. INDcredit) announced in 12 mo
Funding rounds
- Jun 2025Series D$3.5M
- Sep 2024Series D$70M
- Jul 2024Series C$836.2K
- Apr 2024Venture Debt$4.2M
Founders & team
Investors
Anicut Capital, Flourish, Omidyar Network India, Beenext, Better Capital, DMI Finance
Tech stack
AlbacrossAmazon S3Amazon SesAmazon Web ServicesAnimate.CssAos
#7
Series A · Mumbai, Maharashtra · founded 2019 · 291 employees$32.8Mraised▾
Series A · Mumbai, Maharashtra · founded 2019 · 291 employees
A digital banking technology company that provides full-stack banking solutions for lending, treasury management, and supply chain finance. It is a technology company that provides full-stack banking solutions for lending and treasury management. The company's platform enables financial institutions to streamline their operations, maange efficiency, and customer experience.
Fliar Intelligence Index™ 50how this company ranks against its industry peers
News
top 32%Growth
top 33%Funding
top 35%Talent
top 38%Moat
top 48%Market
bottom 48%News: 4 BI events in 12 mo (of 6 tracked, 2 types) · Top themes: Funding, Capital raise
Growth: Headcount 178 → 291 (+63%) across vintages · Revenue +4% YoY · Fresh capital in last 24 mo
Funding: Raised $32.8M across 4 rounds · 4 rounds over 4 yrs (1.0/yr) · Last round Series A (Jan 2026)
Audience (LinkedIn): 36k LinkedIn followers — 2.5% of this cohort's audience · 111 engagements/post (2.8× cohort median)
Funding rounds
- Jan 2026Series A$23.6M
- Sep 2024Seed$261.9K
- Jan 2024Seed$6.9M
- May 2023Seed$2M
Founders & team
Investors
Prime Venture Partners, 3one4 Capital, Accel, Trifecta Capital, IIFL Finance, Rocket Capital
Tech stack
AzureBootstrapCdnjsCloudflareFancyboxFont Awesome
#8
Series A · Bengaluru, Karnataka · founded 2023 · 20 employees$6.9Mraised▾
Series A · Bengaluru, Karnataka · founded 2023 · 20 employees
Provider of AI-powered credit management solutions, aiming to democratize access to credit and promote long-term financial wellness. It is a credit builder platform that enables individuals to track, pay, and earn cashback on loan EMIs, while also managing credit score. The platforms offer tools for loan EMI payment management, credit score analytics and more.
Fliar Intelligence Index™ 55how this company ranks against its industry peers
Growth
top 12%News
top 19%Funding
top 40%AI
top 45%Tech
top 46%Talent
bottom 49%Growth: Revenue +1885967% YoY · Web rank 5,000,000 → 1,000,000 YoY · App-install growth +500% YoY
News: 9 BI events in 12 mo (of 9 tracked, 1 types) · 9 high-value events (IPO/M&A/funding/contracts) in 12 mo · Top themes: Funding
Funding: Raised $6.9M across 4 rounds · 4 rounds over 2 yrs (2.0/yr) · Last round Series A (Apr 2026)
Audience (LinkedIn): 5k LinkedIn followers
Funding rounds
- Apr 2026Series A$14M
- Sep 2025Seed$7M
- Jul 2024Seed$500.3K
- Mar 2024Seed$6.4M
Founders & team
Investors
Angel List, 8i Ventures, Singularity AMC, IIMA Ventures, Lightspeed Venture Partners, Z47
Tech stack
Amazon SesAmazon Web ServicesApple Icloud MailChakra UiEmotionGoogle Analytics
#9
Series D · Pune, Maharashtra · founded 2009 · 73 employees$82.7Mraised▾
Series D · Pune, Maharashtra · founded 2009 · 73 employees
Provider of a platform facilitating trade credit and supply chain finance. The platform digitally authenticates transactions between buyers and sellers. This allows financial institutions to provide lending with reduced risk. It creates credit programs for companies at every level of the supply chain. The platform offers risk assessment, compliance, and B2B payment solutions.
Fliar Intelligence Index™ 60how this company ranks against its industry peers
Product
top 21%Moat
top 23%Funding
top 25%Innovation
top 39%Tech
top 39%Growth
top 42%Product: 12 distinct product lines · Company stage: Series D
Moat: Top 9% by revenue among 743 tracked Alternative Lending companies · Editorial + unicorn rating 8/10 · Soonicorn
Funding: Raised $82.7M across 9 rounds · 9 rounds over 9 yrs (1.0/yr) · Last round Series D (Jun 2025)
Audience (LinkedIn): 14k LinkedIn followers
Funding rounds
- Jun 2025Series D$2.7M
- Jul 2024Series D$20.5M
- Mar 2023Series C$739.1K
- Mar 2023Series C$6.6M
Founders & team
Investors
Chiratae Ventures, Jungle Ventures, IDG Ventures, Trifecta Capital, IFC, PayU
Tech stack
Amazon CloudfrontAmazon S3Amazon SesAmazon Web ServicesCloudflareCloudflare Bot Management
#10
Series D · Mumbai, Maharashtra · founded 2011 · 783 employees$147.3Mraised▾
Series D · Mumbai, Maharashtra · founded 2011 · 783 employees
Digital credit platform providing financial solutions to underserved small- and micro- retailers. It is a provider of a digital banking platform for financial appliacations. It provides users with a company that specializes in providing collateral-free business loans to Micro, Small, and Medium Enterprises (MSMEs). It offers technology and digital payment data to offer tailored financial solutions to retailers, restaurants, pharmacies, apparel shops, and other small businesses.
Fliar Intelligence Index™ 67how this company ranks against its industry peers
Moat
top 20%Funding
top 23%Fin. health
top 31%Market
top 33%Tech
top 34%Product
top 34%Moat: Top 2% by revenue among 363 tracked Banking Tech companies · Editorial + unicorn rating 8/10 · Soonicorn
Funding: Raised $147M across 15 rounds · 15 rounds over 13 yrs (1.2/yr) · Last round Conventional Debt (Nov 2024)
Fin. health: Revenue ~$88.8M (FY2021) · Net margin 0.6% · Revenue +25% YoY
Audience (LinkedIn): 34k LinkedIn followers — 2.3% of this cohort's audience
Hiring (LinkedIn): 1 hiring post in 12 mo (public) · hiring: Sales, Credit
Funding rounds
- Nov 2024Conventional Debt$5M
- Jul 2024Conventional Debt$11.2M
- Jan 2023Venture Debt$10M
- Dec 2022Series D$36.4M
Investors
LeapFrog Investments, Accion, Omidyar Network, Quona, Blue Earth Capital, Lightrock India
Tech stack
Amazon CloudfrontAmazon ElbAmazon S3Amazon Web ServicesAws Certificate ManagerCdnjs
#11
Series A · Pune, Maharashtra · founded 2019$20.9Mraised▾
Series A · Pune, Maharashtra · founded 2019
APIs and an open finance ecosystem for financial institutions. It provides a scalable FIU gateway solution with multi-AA connectivity. It also provides solutions for personal finance management, wealth management, insider trading monitoring, loan collection monitoring, and credit underwriting to accelerate accurate financial decisions and customer experience enhancement. It offers an automated FIU gateway solution offering multi-AA connectivity, real-time dashboards, and automated workflow management.
Fliar Intelligence Index™ 29how this company ranks against its industry peers
Funding
top 37%Talent
top 38%Moat
top 40%Tech
top 47%Global
bottom 45%Market
bottom 39%Funding: Raised $20.9M across 3 rounds · 3 rounds over 4 yrs (0.8/yr) · Last round Series A (Sep 2025)
Talent: 2 named leaders on record · 2 C-suite/founder profiles curated
Moat: Top 34% by revenue among 1429 tracked Investment Tech companies · 9 curated direct competitors tracked
Funding rounds
- Sep 2025Series A$15M
- Jun 2024Series A$3.4M
- Jul 2022Seed$2.5M
Founders & team
Investors
WestBridge Capital LLP, VCAPL, DMI Sparkle Fund, IIFL Fintech Fund, Konark Trust, MMPL Trust
Tech stack
CdnjsCloudflareExpressFirebaseGodaddyGoogle Cloud
#12
Seed · Chennai, Tamil Nadu · founded 2020$3.1Mraised▾
Seed · Chennai, Tamil Nadu · founded 2020
AI-powered lending solution provider. It is the platform for loan origination, management, and supply chain finance. The company technologies positions itself as an innovative SaaS provider transforming traditional lending and supply chain finance by combining AI, cloud architecture, and user-driven customization. It combines the power of AI with human intuition to deliver a ‘not available elsewhere’ experience for its customers. It build intelligence to power its products and in every step of the process, to deliver superior business results. Its cloud first approach delivers unmatched flexibility and scalability, allowing users to channel their energy towards growing their business.
LinkedIn Pulse recent public activity · Jul 2026
Audience: 27k LinkedIn followers
Funding rounds
- Mar 2026Seed$3M
- Jan 2024Angel$120K
Founders & team
Investors
Pavestone Capital
Funding & investor landscape
$4.4Btotal disclosed funding
228companies funded
703disclosed rounds
7rounds last 90 days
Most active investors
QED Innovation Labs10 rounds
Notable founders
Rati Shetty
Co-Founder & CPO · BankBazaar
Adhil Shetty
Co-Founder & CEO · BankBazaar
Kaushik Shah
Co-Founder · Idfy
Wriju Ray
Co-Founder & CBO · Idfy
Vishnu Jerome
Co-Founder · Jupiter
Harish Reddy
Co-Founder · Stable Money
Saurabh Jain
Co-Founder & CEO · Stable Money
Debasish Chakraborty
Co-Founder · Perfios
V.R. Govindarajan
Co-Founder & Executive Chairman · Perfios
Dinesh Desu
Co-Founder · M2P Fintech
Prabhu .
Co-Founder · M2P Fintech
Parthesh Shah
Co-Founder & CBO · Knight FinTech
Prism market signals · India · country-scoped Prism corpus, 326,557 docs
Market landscape — 10 sub-themes by coverage
Share of Banking Tech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
RESEARCH SIGNALS · India
How research on Fintech is moving in India
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 1,335 India-affiliated papers.
research sentiment over time
201920232026
enthusiastic · positive · guarded tone
Tone is overwhelmingly optimistic and softening — the enthusiastic (strongly-positive) share moved 51% → 44% across 2019–2026.
top research entities
- G.S. Science, Arts And Commerce College118
- Jain University37
- Amity University37
- Symbiosis International University34
- Mangalore University29
leading researchers
Sachin Shankar Jadhav · Divya Soni · Sakshi Thite · Kare, Dipak Nivrutti · Zagade, Sunil · Dr. Rashmi Akshay Yadav · Archana Digvijay Suryavanshi · Abhishek Prajapat
▲
Breakthroughs94 · 7%
▲ 0%→7% share
0 median citations94% since 2021mostly methods-led
Blockchain research surged 1→5 papers as Indian institutions newly tackle database transaction scalability in fintech.
rising sub-themes (early→recent)
- Database transaction1→12
- Blockchain1→5
Newly emergingFinancial services 0→35 · Scalability 0→11 · Financial inclusion 0→11
Landmark Eagle Strategy Arithmetic Optimisation Algorithm with Optimal Deep Convolutional Forest Based FinTech Application for Hy · 32 cites
◆
Advancements433 · 32%
▲ 0%→33% share
0 median citations97% since 2021mostly empirical
Mobile payment and mobile banking research newly emerged, while Financial services papers exploded 2→223.
rising sub-themes (early→recent)
- Financial services2→223
- Financial inclusion3→150
- Financial literacy2→58
- Government (linguistics)1→43
- Sustainability2→30
Newly emergingPayment 0→83 · Mobile payment 0→52 · Mobile banking 0→46
Landmark The Impact of Fintech and Digital Financial Services on Financial Inclusion in India · 153 cites
▼
Concerns494 · 37%
▲ 0%→36% share
0 median citations93% since 2021mostly empirical
Financial services risk papers surged 1→264; digital transformation and financial literacy concerns newly entered the field.
rising sub-themes (early→recent)
- Financial services1→264
- Financial inclusion2→138
- Payment1→95
- Mobile payment1→41
- Database transaction1→37
Newly emergingGovernment (linguistics) 0→59 · Financial literacy 0→50 · Digital transformation 0→36
Landmark Financial technology: a review of extant literature · 176 cites
RESEARCH HOTSPOTS · India
Where fintech is researched across India
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Delhi-NCR77 · +0.03
Pune49 · +0.21
Chennai25 · +0.41
Bengaluru16 · +0.24
Hyderabad13 · +0.14
Ahmedabad6 · +0.35
Kolkata5 · +0.36
PATENT SIGNAL · India
Who's filing fintech patents in India
India fintech patent filing is steady — 1 filings from 8 assignees (2022–2022), led by Geeky Technology And Consulting, Polaris Financial Technology, DR Mariappan RAJA; annual filings 1→1.
1 filings8 assigneespeak 1/yr2022–2022
filing momentum (YoY 2022–2022)
top patent filers
- Geeky Technology And Consulting2
- Polaris Financial Technology2
- DR Mariappan RAJA1
- Sakthivel Santhoshkumar1
- Dhamotharan Dhanasekar1
- DR Murugesan Selvam1
- Muhammed Basid Amnas1
- DR Balasundram Maniam1
Common questions
How many Banking Tech companies are there in India?
Radar tracks 819 indexable Banking Tech companies headquartered in India, India, that meet our profile-completeness bar.
What is the total funding raised by Banking Tech companies in India?
The Banking Tech companies in India on this list have raised a combined $4.4B in disclosed equity funding across 228 funded companies.
Which is the highest-funded Banking Tech company in India?
Razorpay is the highest-funded Banking Tech company in India, with $741.6M in disclosed equity funding.
How many Banking Tech companies in India are funded?
228 of the 819 Banking Tech companies in India on this list have disclosed at least one equity funding round.
How many Banking Tech unicorns are there in India?
4 Banking Tech companies in India on this list are valued at $1B or more.
Who are the top investors in India Banking Tech companies?
The most active investors in India Banking Tech companies on this list include Angel List, Better Capital, Y Combinator, Astir Ventures, LetsVenture.
Riya SenguptaFinancials
Riya reads income statements for fun. She covers the real money in a sector — revenue, growth, who actually earns — and never met a vague claim she didn't want a number for.