Best FinTech Companies in Chicago, United States
The 555 best FinTech companies in Chicago, United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Avant.
Biggest earners American Express Co ($10.5B, +9% YoY), Mastercard Inc ($8.3B, +13% YoY), Flex Ltd. ($6.6B, +4% YoY), Fiserv Inc ($5.0B, +10% YoY)
Our analysis of 243 FinTech companies
$56.0b in tracked funding; 98% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best FinTech companies in Chicago
| # | Company | Disclosed funding | Last round | Employees | Founder | Tech stack | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | Avant 🦄 Online platform for consumer loans | $905M | 42 mo ago | 547 547 → 974 (+78%) · sector median +47% | Paul Zhang Co-Founder & Chief Information Officer | ContentfulSentryApple iCloud Mail+27 | — | — |
| 2 | Enova Online platform for consumer and small business loans | $625M | 93 mo ago | 1,079 1,079 → 1,570 (+46%) · sector median +47% | David Fisher Chief Executive Officer and Chairman of the Board of Directors | WordPressApple iCloud MailGoogle Workspace+32 | — | 1 job opening · 1 partnership |
| 3 | Clearcover 🦄 Online platform that provides automotive insurance 78Funding top 15%Tech top 22%Moat top 26%Customers top 28% All 12 signals ▾Fundingtop 15% Techtop 22% Moattop 26% Customerstop 28% Producttop 31% Innovationtop 37% Markettop 38% Talenttop 38% AItop 45% Growthbottom 45% Globalbottom 37% Newsbottom 24% Funding: Raised $406M across 9 rounds · 9 rounds over 10 yrs (0.9/yr) Tech: 60 technologies across 7/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 rank vs industry peers · Fliar Intelligence Index 78/100 | $406M | 8 mo ago | 450 | Derek Brigham Co-Founder & Chief Operating Officer | SentryZendeskApple iCloud Mail+33 | — | — |
| 4 | Kin 🦄 Online platform for homeowner insurances for individuals 69Funding top 12%Product top 21%Moat top 26%Tech top 32% All 10 signals ▾Fundingtop 12% Producttop 21% Moattop 26% Techtop 32% Markettop 34% Innovationtop 39% Talentbottom 49% Growthbottom 47% Globalbottom 39% Newsbottom 27% Funding: Raised $372M across 13 rounds · 13 rounds over 9 yrs (1.4/yr) Product: 7 distinct product lines · Company stage: Series E rank vs industry peers · Fliar Intelligence Index 69/100 | $372M | 9 mo ago | 504 | Sean Harper CEO and Co Founder | Apple iCloud MailGoogle WorkspaceTypeScript+28 | — | 1 job opening · 1 award |
| 5 | M1 🦄 Provider of an investment and lending platform for securities | $333M | 59 mo ago | 448 | Ohad Dell Co-Founder & Co-CEO | WordPress Block EditorWordPressApple iCloud Mail+37 | — | — |
| 6 | Aequum Capital Online platform for business loans | $308M | 9 mo ago | 9 | — | — | — | — |
| 7 | OppFi Online marketplace for consumer loans | $295M | 47 mo ago | 465 465 → 455 (-2%) · sector median +47% | Todd Schwartz Founder | WordPressMySQLPHP+15 | — | — |
| 8 | Benevolent 🦄 Connecting donors to individual needs, fostering personal giving and community impact | $282M | 81 mo ago | 248 | Michael Brennan Co-Founder | Concrete CMSPHPBootstrap+17 | — | — |
| 9 | Amount 🦄 Omnichannel Banking solutions for banks and lenders | $252M | 22 mo ago | 626 | Adam Hughes CEO | HubSpot CMS HubApple iCloud MailGoogle Workspace+26 | — | — |
| 10 | Interfirst Mortgage Provider of residential mortgage services across multiple channels | $175M | 56 mo ago | 380 | — | HubSpot CMS HubHubSpotcore-js+20 | — | — |
| 11 | Zero Hash 🦄 Embedded crypto solutions for financial institutions 80Funding top 15%Growth top 21%Moat top 26%Tech top 28% All 7 signals ▾Fundingtop 15% Growthtop 21% Moattop 26% Techtop 28% Talenttop 38% Markettop 46% Globalbottom 43% Funding: Raised $168M across 7 rounds · 7 rounds over 8 yrs (0.9/yr) Growth: Headcount 14 → 35 (+150%) across vintages · Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 80/100 | $168M | 11 mo ago | 35 | Edward Woodford Co-Founder & Co-CEO | WordPressApple iCloud MailGoogle Workspace+40 | — | 1 launch · 1 partnership · 1 award |
| 12 | BigTime Cloud based platform offering software for time tracking | $117M | 52 mo ago | 115 115 → 169 (+47%) · sector median +47% | Brian Saunders Co-Founder | WordPressApple iCloud MailGoogle Workspace+37 | — | — |
| 13 | Tegus Intelligence solution platform for institutional investors and companies | $111M | 44 mo ago | 381 | Thomas Elnick Co-Founder & Co-CEO | ContentfulSentryZendesk+33 | — | — |
| 14 | Snapsheet Cloud-based software for auto insurance claim management | $103M | 35 mo ago | 199 199 → 488 (+145%) · sector median +47% | Brad Weisberg Co-Founder & CEO | WordPressVisual ComposerMySQL+30 | — | 1 award |
| 15 | Morningstar Provider of investment research, market data, portfolio tools, and investor education | $91M | 53 mo ago | 9,161 9,161 → 12,030 (+31%) · sector median +47% | Anthony Lucero Founder & Managing Director | ContentstackSkolengoApple iCloud Mail+29 | 31 patents Patents concentrated in computing, sensing & instrumentation | — |
| 16 | Strike App-based trading and payment solutions for cryptocurrency | $90M | 44 mo ago | 1 | Jack Mallers CEO | TurbopackEmotionApple iCloud Mail+18 | 23 patents Modular firearm accessory systems: grips, triggers, mounts, holsters, and safety integrations. | — |
| 17 | Paro AI-based suite solutions for finance and accounting management | $67M | 36 mo ago | 158 158 → 303 (+92%) · sector median +47% | Michael Burdick Founder | WordPress Site EditorWordPressMySQL+34 | — | — |
| 18 | Klover App-based platform for cash advance loans | $60M | 43 mo ago | — | Jason Westra Co-Founder & CTO | Webflow EcommerceWebflowTypekit+17 | — | — |
| 19 | Janus AI AI and SaaS-based revenue cycle management tool for healthcare providers | $56M | 20 mo ago | 94 94 → 110 (+17%) · sector median +47% | Brendan Downing Co-Founder & CEO | — | 28 patents Hardware security and access control solutions for computing devices and network interfaces | 3 job openings · 2 partnerships |
| 20 | Architect Online platform offering forex trading 40Funding top 23%Moat top 40%Growth top 45%Talent bottom 49% All 7 signals ▾Fundingtop 23% Moattop 40% Growthtop 45% Talentbottom 49% Techbottom 48% Marketbottom 35% Globalbottom 33% Funding: Raised $52.5M across 3 rounds · 3 rounds over 3 yrs (1.0/yr) Moat: Soonicorn · 10 curated direct competitors tracked rank vs industry peers · Fliar Intelligence Index 40/100 | $53M | 5 mo ago | — | Brett Harrison Founder & CEO | Webflow EcommerceWebflowVercel+17 | — | — |
| 21 | Architect Provider of perpetual futures contracts trading platform for various asset classes 40Funding top 26%Talent bottom 49%Global bottom 33% All 3 signals ▾Fundingtop 26% Talentbottom 49% Globalbottom 33% Funding: Raised $52.0M across 3 rounds · 3 rounds over 3 yrs (1.0/yr) Talent: 1 named leader on record · 1 C-suite/founder profile curated rank vs industry peers · Fliar Intelligence Index 40/100 | $52M | 5 mo ago | — | Brett Harrison Co-Founder & CEO | — | — | — |
| 22 | HDVI Telematics-based data & monitoring solutions for auto insurers and fleet owners | $48M | 16 mo ago | 82 | Reid Spitz President & Co-Founder | WordPressMySQLPHP+30 | — | — |
| 23 | Bitnomial Online trading platform for bitcoin futures and options | $47M | 23 mo ago | 15 15 → 25 (+67%) · sector median +47% | Luke Hoersten Founder & CEO | ReactReact RouterEmotion+6 | — | 1 launch |
| 24 | Arturo Analytics solutions for investment and research industries | $47M | 33 mo ago | 59 | Marty Smuin Chief Executive Officer | WebflowApple iCloud MailGoogle Workspace+20 | — | — |
| 25 | onShore Security Cyber security solutions provider 55Funding top 24%Product top 30%Innovation top 36%Talent top 38% All 7 signals ▾Fundingtop 24% Producttop 30% Innovationtop 36% Talenttop 38% Techtop 49% Globalbottom 48% Marketbottom 39% Funding: Raised $43.5M across 3 rounds · 3 rounds over 3 yrs (1.0/yr) Product: 10 distinct product lines · Company stage: Series B rank vs industry peers · Fliar Intelligence Index 55/100 | $44M | 3 mo ago | 46 | Dominic Vitucci Founder & CEO | Framer SitesReactAmazon Web Services+14 | — | — |
| 26 | Obie Insurance solutions for landlords and real estate investors | $40M | 39 mo ago | 110 | Ryan Letzeiser Co-Founder & CEO | WebflowApple iCloud MailGoogle Workspace+23 | — | — |
| 27 | GeoWealth Advisory & Wealth management solutions 67Funding top 23%Product top 25%Talent top 28%Growth top 33% All 10 signals ▾Fundingtop 23% Producttop 25% Talenttop 28% Growthtop 33% Innovationtop 34% Newstop 34% Moattop 39% Techtop 48% Marketbottom 48% Globalbottom 29% Funding: Raised $37.0M across 4 rounds · 4 rounds over 8 yrs (0.5/yr) Product: 10 distinct product lines · 4 published apps (139 installs) rank vs industry peers · Fliar Intelligence Index 67/100 | $37M | 3 mo ago | 90 | Michael Shaughnessy Co-Founder | WordPressMySQLPHP+23 | — | 2 job openings · 1 launch |
| 28 | K1x Provider of AI-powered automation software for K-1, K-3, and 990 tax reporting 55Funding top 26%AI top 30%Growth top 35%Moat top 37% All 12 signals ▾Fundingtop 26% AItop 30% Growthtop 35% Moattop 37% Newstop 41% Patentstop 45% Producttop 49% Talentbottom 48% Innovationbottom 47% Techbottom 45% Marketbottom 40% Globalbottom 33% Funding: Raised $35.0M across 3 rounds · 3 rounds over 4 yrs (0.8/yr) AI: Classified as an AI company · Product described with: ai-powered rank vs industry peers · Fliar Intelligence Index 55/100 | $35M | 2 mo ago | 61 | Neal Schneider Co-Founder | WordPress Block EditorWordPressMySQL+28 | 6 patents Patents concentrated in computing, sensing & instrumentation | 1 award |
| 29 | CMG Platform offering asset management solutions 45Funding top 24%Tech bottom 49%Growth bottom 48%Market bottom 47% All 6 signals ▾Fundingtop 24% Techbottom 49% Growthbottom 48% Marketbottom 47% Globalbottom 39% Newsbottom 27% Funding: Raised $32.5M across 3 rounds · 3 rounds over 7 yrs (0.4/yr) Tech: 31 technologies across 3/8 capability areas · Cloud: Cloudflare rank vs industry peers · Fliar Intelligence Index 45/100 | $32M | 1 mo ago | 110 | — | WordPressApple iCloud MailMicrosoft 365+28 | — | — |
| 30 | Mozaic Payment processing solution for creators | $27M | 32 mo ago | 11 | Rachel Knepp Co-Founder | WordPressMySQLPHP+35 | — | — |
| 31 | AeroPay Provider of a network for bank payments, payouts, and risk prevention | $25M | 25 mo ago | 48 | Daniel Muller Founder & CEO | WebflowZohoThree.js+24 | — | 1 partnership |
| 32 | Ostium Platform providing on-chain perpetual swaps for stocks, indices, commodities, and FX 69Funding top 28%Tech top 30%Talent top 38%Global bottom 48% All 4 signals ▾Fundingtop 28% Techtop 30% Talenttop 38% Globalbottom 48% Funding: Raised $24.0M across 2 rounds · 2 rounds over 3 yrs (0.7/yr) Tech: 34 technologies across 5/8 capability areas · Cloud: Amazon S3, Amazon Web Services rank vs industry peers · Fliar Intelligence Index 69/100 | $24M | 6 mo ago | — | Marco Ribeiro Co-Founder & CTO | SentryNode.jsReact+22 | — | 1 launch · 1 partnership |
| 33 | Trading Technologies Trade management software for future and options | $20M | 11 mo ago | 96 | — | WordPressApple iCloud MailGoogle Workspace+14 | 7 patents Modular construction toy components and hand tools for wire looping/manipulation | 1 launch · 1 award |
| 34 | NEWITY Online marketplace for business loans | $16M | 3 mo ago | — | Luke LaHaie Co-Founder & Co-CEO | WordPressApple iCloud MailMicrosoft 365+43 | — | — |
| 35 | Fortunafi Decentralized platform for financial solutions | $15M | 24 mo ago | 8 | Jason Smith Co-Founder | WebflowSwiperjQuery+9 | — | — |
| 36 | Pi Squared Provider of verified computing for remote computing, AI, and interoperable smart contracts | $12M | 14 mo ago | — | Grigore Rosu CEO | Node.jsMonaco EditorTailwind CSS+15 | 80 patents Patents concentrated in computing, sensing & instrumentation | — |
| 37 | CFX Labs Blockchain-enabled payment network for cross-border remittance | $10M | 18 mo ago | — | Matthew Dixon Co-Founder | — | — | — |
| 38 | Alphathena Financial advisory and investment management firm | $8M | 27 mo ago | 6 | Tushad Driver Co-Founder | — | — | — |
| 39 | When Insurance Provider of health insurance services for employees | $7M | 6 mo ago | 8 | — | SentryZendeskApple iCloud Mail+18 | — | — |
| 40 | Qumis AI-powered insurance policy review platform | $7M | 6 mo ago | — | Dan Schuleman Co-Founder & CEO | — | — | — |
| 41 | Mode Mobile Web3 platform with reward-based game NFTs 57Customers top 18%Tech top 33%Talent top 38%Fin. health top 42% All 10 signals ▾Customerstop 18% Techtop 33% Talenttop 38% Fin. healthtop 42% Fundingtop 44% Markettop 50% Growthbottom 48% Productbottom 40% Globalbottom 39% Moatbottom 38% Customers: Play-Store rating 4.49★ across 3,568,337 ratings (1 apps) · Review volume +5% in 6 mo Tech: 42 technologies across 6/8 capability areas · Cloud: Amazon S3, Amazon Web Services rank vs industry peers · Fliar Intelligence Index 57/100 | $5M | 12 mo ago | 20 | Kiran Panesar Co-Founder & CTO | WebflowVimeoStripe+28 | — | 1 award |
| 42 | Bridge Cloud-based API-infrastructure for financial data, advanced analytics, and investment management solutions | $5M | 22 mo ago | 46 | — | — | — | — |
| 43 | Bonside Provider of an online platform to businesses with investors | $5M | 7 mo ago | 5 | Neha Govindraj Founder | — | — | 2 partnerships |
| 44 | Stage 5 Trading Online platform for trading in forex, futures, and options | $4M | 11 mo ago | — | Anthony Giacomin Co-Founder & Managing Partner | Cart FunctionalityWordPressZoho+33 | — | — |
| 45 | Coinflow Platform offering payment solutions to web3 companies | $4M | 8 mo ago | 3 | Daniel Lev Co-Founder & CEO | Cart FunctionalityAmplienceGoogle Maps+18 | — | 1 launch |
| 46 | Strands CRM management platform for banks | $3M | 10 mo ago | — | Timothy Gorham CEO | — | 41 patents Financial product recommendation and purchase impact analysis using machine‑learning and data profiling | — |
| 47 | Rent Butter Provider of tenant screening and verification platform for property managers | $3M | 9 mo ago | 7 | Tom Raleigh Co-Founder | WebflowVimeoStripe+19 | — | 1 launch |
| 48 | Ceres Coin Developer of a SEC-registered, hybrid stablecoin and tokenized money market fund | $2M | 5 mo ago | 25 | Charlie Uchill Co-Founder & COO | — | 4 patents Blockchain-based stablecoin payment and transaction network infrastructure | — |
| 49 | Wavvest Provider of AI-driven wealth management platform for RIAs | $1M | 17 mo ago | — | Sinon Bennett Co-Founder and CIO | — | — | — |
| 50 | FundingHope Equity crowdfunding platform connects investors with entrepreneurs | $745K | 8 mo ago | 2 | John Johanson Co-Founder | — | — | — |
Top 12 FinTech companies in Chicago
#1
Series D · Chicago, Illinois · founded 2016 · 450 employees$406Mraised▾
Online platform that provides automotive insurance. It features a Quick View ID card to manage policy information, submit claims, claims to track, change payment methods, make payments, view payment information, and more. It also validates coverages and determines eligibility for expedited payment.
- Oct 2025Series D$25M
- Jan 2025Series D$26.2M
- Oct 2024Series D$44M
- Mar 2024Series D$55M
#2
Kin 🦄Series E · Chicago, Illinois · founded 2016 · 504 employees$372.4Mraised▾
Online platform for homeowner insurance platform for individuals. It offers claims settlement services. It features a repair program for policyholders to rebuild homes. It offers insurance such as condo insurance, vacation home insurance, landlord insurance, and more. It also helps with insurance fraud.
- Sep 2025Series E$50M
- Sep 2025Conventional Debt$200M
- Jan 2024Series D$15M
- Sep 2023Series D$33M
#3
Series C · Chicago, Illinois · founded 2015 · 110 employees$32.5Mraised▾
Platform offering asset management solutions. It offers a platform that connects buy-side and sell side in the capital market. It connects investors and underwriters via a platform that delivers integrated ECM data and analytics, workflow collaboration, and more. It provides a digital system of record for firm wide deal activity and helps clients make informed decisions.
- May 2026Series C—
- Mar 2025Series C$30M
- Jan 2022Series B—
- Jun 2020Series B$25M
#4
Series B · Chicago, Illinois · founded 2022 · 61 employees$35Mraised▾
Provider of AI-powered automation software for K-1, K-3, and 990 tax reporting. This software automates the receipt and production of K-1s, streamlining the process for both investors and advisors. It also offers automated 990 exempt reporting and filing, including e-filing capabilities. The platform integrates with various other software solutions and provides support, training, and onboarding services. The software aims to reduce manual effort, costs, and risks associated with alternative investment tax compliance.
- Apr 2026PE$175M
- Sep 2024PE$20M
- Dec 2022Series B$15M
#5
Funding Raised · Chicago, Illinois · founded 2020 · 9 employees$307.5Mraised▾
Online platform for business loans. It is a marketplace connecting borrowers with lenders for business loan products. It offers multiple business loan products including asset-based loans for working capitals, early-stage turnarounds, DIP and exit financing, term loans and structured loans for borrowers with predictable earnings, cashflow, and experienced management, short-term bridge loans for a specific purpose from time to time, and more.
- Sep 2025Conventional Debt$250M
- Dec 2022Conventional Debt$7.5M
- Nov 2022Conventional Debt$50M
#6
Series C · Chicago, Illinois · founded 2010 · 90 employees$37Mraised▾
GeoWealth is an advisory platform, providing integrated wealth management solutions for RIAs, advisors in transition, institutional investors, family offices, and insurance agents. It provides cloud-based advisory solutions on CRM, client prospecting or proposal generation, portfolio construction, portfolio monitoring & reporting, rebalancing, and back office. While its insurance technology serves CRM, prospecting/proposal generation, document vault, and income calculator. It has various portfolio solutions- Geowealth portfolios, Global X portfolios, J.P. Morgan portfolios, and state street global advisors portfolio.
- Mar 2026Series C$42.5M
- Aug 2025Series C$38M
- Jul 2024Series C$18M
- Nov 2021Series B$19M
#7
Series B · Chicago, Illinois · founded 1991 · 46 employees$43.5Mraised▾
OnShore Security provides cybersecurity services. Provides real-time monitoring, correlation, and analysis of an organization's network. The company uses IDS (intrusion detection system) technologies and collect data from cloud-placed sensors, firewalls, network devices etc and correlate data into company's proprietary SIEM (security information and event management) to provide end-to-end security.
- Feb 2026Series B$31M
- Oct 2024Series A$12M
- Jan 2023Unattributed$500K
#8
Series A · Chicago, Illinois · founded 2023$52Mraised▾
Provider of perpetual futures contracts trading platform for various asset classes. The platform offers direct access to leveraged derivatives products through a web-based trading platform and APIs. It supports trading in foreign currencies, single stocks, ETFs, stock indexes, interest rates, metals, and energy. The platform provides real-time visibility into order books, funding rates, and margin calculations. It also offers programmatic access for automated strategies and multi-asset trading capabilities.
- Dec 2025Series A$35M
- 2024Seed$12M
- 2023Seed$5M
#9
Series A · Chicago, Illinois · founded 2023$52.5Mraised▾
Online platform offering forex trading. It provides access to futures, options, and digital assets with institutional-grade order types, analytics, execution algorithms and more on desktop and mobile.
- Dec 2025Series A$35.5M
- 2024Seed$12M
- 2023Seed$5M
#10
Series D · Chicago, Illinois · founded 2017 · 35 employees$168Mraised▾
Embedded crypto solutions for financial institutions. It provides risk & settlement solutions. It offers tools and APIs to assist in managing post-trade, regulatory compliance, liquidity, and custody solutions for users. Also, provides asset management services for users.
- Jun 2025Series D$104M
- Dec 2021Series D$105M
- Sep 2021Series C$35M
- Sep 2020Series C$4.8M
#11
Series B · Chicago, Illinois · founded 2020$15.5Mraised▾
Online marketplace for business loans. It offers a platform connecting businesses with lenders for loans with customized terms, amounts, and repayment options. It also features accounting services with real-time dashboards, business insurance, marketing, legal services, and more.
- Feb 2026Series B$11M
- Aug 2025Series A$1.2M
- Dec 2023Series A$3.3M
#12
Series A · Chicago, Illinois · founded 2022$24Mraised▾
Platform providing on-chain perpetual swaps for stocks, indices, commodities, and FX. It facilitates trading traditional and crypto assets with transparency. The platform offers leveraged trading directly from a user's wallet. It provides access to markets without brokers, hidden spreads, or frozen funds. The platform uses open, auditable code for tracking trades and transactions.
- Dec 2025Series A$20M
- 2023Seed$4M
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in the United States
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 907 United States-affiliated papers.
- Film Independent54
- United States Department of Commerce26
- Community Partners22
- University of Virginia18
- International Monetary Fund12
- Financial services42
- Database transaction16
- Payment15
- Scalability12
- Credit risk11
- Financial services7→190
- Financial inclusion2→74
- Payment2→50
- Mobile payment3→29
- Leverage (statistics)1→21
- Financial services9→149
- Financial inclusion1→56
- Payment2→27
- Investment (military)1→19
- Cryptocurrency1→17
Where fintech is researched across United States
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Who's filing fintech patents in the United States
United States fintech patent filing is accelerating — 20 filings from 16 assignees (2016–2025), led by Mastercard International, Verifone, Financial Cloud Innovations; annual filings 1→7.
- Mastercard International20
- Verifone4
- Financial Cloud Innovations2
- Atombeam Technologies2
- Salah ALI Khalil1
- LNW Gaming1
- Kassetty Nikhil1
- DR Mariappan RAJA1