Best FinTech Companies in Santa Monica, United States
The 102 best FinTech companies in Santa Monica, United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Tala.
Biggest earners American Express Co ($10.5B, +9% YoY), Mastercard Inc ($8.3B, +13% YoY), Flex Ltd. ($6.6B, +4% YoY), Fiserv Inc ($5.0B, +10% YoY)
Our analysis of 243 FinTech companies
$56.0b in tracked funding; 98% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best FinTech companies in Santa Monica
| # | Company | Disclosed funding | Last round | Employees | Stage | Founded | Tech stack | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|---|
| 1 | Tala Provider of a platform offering credit and digital financial services | $350M | 15 mo ago | 738 | Series E | 2011 | WordPressApple iCloud MailGoogle Workspace+26 | — | 2 partnerships · 1 award |
| 2 | Autograph NFT-based platform for digital collections | $195M | 53 mo ago | 101 | Series B | 2019 | Apple iCloud MailGoogle WorkspaceNode.js+21 | 32 patents Privacy‑preserving digital communication, data management, and beacon‑based networking solutions | — |
| 3 | hmbradley HMBradley is a digital banking platform that develops programs to reward savers. | $72M | 35 mo ago | 42 | Series B | 2018 | Apple iCloud MailGoogle WorkspaceNode.js+7 | — | — |
| 4 | Agora Real estate investment management solutions | $64M | 25 mo ago | 3 | Series B | 2018 | Node.jsReactNext.js+33 | — | 1 award |
| 5 | Brace Digital solutions transforming real estate transactions into swift, secure, data-driven experiences | $30M | 65 mo ago | 36 36 → 26 (-28%) | Acquired | 2017 | — | — | — |
| 6 | Card.com Premium bank account with early pay, mobile capture, and virtual wallet | $22M | 127 mo ago | 41 | Series B | 2011 | DrupalAlgoliaPHP+26 | — | — |
| 7 | Sensible Weather Provider of weather guarantees for travel and outdoor experiences. | $20M | 32 mo ago | 41 | Series A | 2019 | Craft CMSApple iCloud MailGoogle Workspace+23 | — | — |
| 8 | Tuition.io Provider of student loan repayment and tuition assistance benefits 55Funding top 33%Tech top 34%Growth top 35%Talent bottom 49% All 7 signals ▾Fundingtop 33% Techtop 34% Growthtop 35% Talentbottom 49% Marketbottom 44% Moatbottom 38% Globalbottom 36% Funding: Raised $14.3M across 5 rounds · 5 rounds over 14 yrs (0.4/yr) Tech: 42 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 rank vs industry peers · Fliar Intelligence Index 55/100 | $14M | 14 mo ago | 55 | Series B | 2011 | HubSpot CMS HubMaterial Design LiteZURB Foundation+20 | — | 1 launch · 3 partnerships |
| 9 | Onward App-based expense tracking platform for co-parents | $13M | 33 mo ago | 10 | Series A | 2003 | Webflow EcommerceWebflowTikTok Pixel+16 | — | — |
| 10 | LowerMyBills Mortgage lender comparison and resources for buying or refinancing homes | $11M | 305 mo ago | 174 | Acquired | 1999 | Apple iCloud MailMicrosoft 365YouTube+15 | — | — |
| 11 | Flow Finance Financial analytics solutions for SaaS businesses | $9M | 28 mo ago | 24 24 → 21 (-12%) | Seed | 2015 | — | — | — |
| 12 | Grow Credit Credit card for subscription payments | $8M | 57 mo ago | 25 | Seed | 2013 | MUIReactReact Router+23 | — | — |
| 13 | Treasure Cash flow management platform for businesses and startups | $8M | 34 mo ago | 40 | Series A | 2017 | WebflowMixpanelLinkedin Insight Tag+16 | — | — |
| 14 | Dust Labs Platform building software that helps NFT communities bring more value to their holders | $7M | 45 mo ago | 8 | Seed | 2018 | — | 37 patents Real-time dust/particulate monitoring and valve performance diagnostics for industrial processes | — |
| 15 | Digitzs White label payment gateway solutions | $6M | 84 mo ago | 8 | Series A | 2014 | — | — | — |
| 16 | Domuso Payment solutions for property managers | $6M | 105 mo ago | 23 23 → 36 (+57%) | Series A | 2014 | WordPressMySQLPHP+24 | — | — |
| 17 | Pepper Financial planning and advisory solution for businesses | $6M | 78 mo ago | — | Deadpooled | 2019 | — | 2 patents Corporate e‑learning platforms with gamified, group‑based training and evaluation tools | — |
| 18 | Vama Conversational payment platform for individuals | $5M | 33 mo ago | — | Series A | 1999 | WebflowApple iCloud MailGoogle Workspace+12 | 6 patents Plant‑based essential‑oil formulations for arthropod pest control (ticks, fleas, bedbugs). | — |
| 19 | MetaLend Online lending platform for crypto loans backed by NFTs | $5M | 50 mo ago | 6 | Seed | 2021 | Reactstyled-componentsNginx+13 | — | — |
| 20 | Indy Cloud based freelancer business management software | $5M | 126 mo ago | — | Seed | 2014 | Node.jsReactNext.js+21 | — | — |
| 21 | Affordit Credit optimisation solution | $4M | 51 mo ago | 11 | Deadpooled | 2008 | — | — | — |
| 22 | Blockus Developer of blockchain games | $4M | 27 mo ago | 3 | Seed | 2022 | — | — | — |
| 23 | Nucleo Platform offering a non-custodial, auditable multisig on Ethereum | $4M | 42 mo ago | 7 | Seed | 2022 | — | — | — |
| 24 | Unxd Luxury NFT marketplace of Dolche and Gabbana | $4M | 51 mo ago | 12 | Series A | 2021 | — | — | — |
| 25 | Tokemak Staking pools for tokens and cryptocurrencies | $4M | 62 mo ago | 19 | Series A | 2020 | Node.jsTailwind CSSReact+15 | — | — |
| 26 | Ivella App-based expense management platform for couples | $4M | 48 mo ago | 4 | Series A | 2020 | — | — | — |
| 27 | Curio Online platform for trading NFTs | $4M | 48 mo ago | 4 | Seed | 2021 | — | 58 patents Advanced nuclear fuel recycling and molten‑salt reactor technologies, plus AI‑driven video analytics. | — |
| 28 | Ledge Mobile Peer-To-Peer Lending Platform Powered By Venmo | $3M | 117 mo ago | 7 | Deadpooled | 2013 | — | — | — |
| 29 | Soul Wallet Platform offering a smart contract wallet backed by the Ethereum community | $3M | 39 mo ago | — | Seed | 2022 | — | — | — |
| 30 | Daimo Blockchain-based payment platform | $2M | 27 mo ago | — | Seed | 2023 | SentryNode.jsRadix UI+12 | — | 1 launch |
| 31 | InvestedIn Learn to manage money, invest wisely, and achieve financial freedom | $2M | 163 mo ago | — | Seed | 2010 | WordPressMySQLPHP+10 | — | — |
| 32 | Yolorekt Decentralized platform for bid the future price of crypto | $2M | 64 mo ago | 6 | Seed | 2021 | — | — | — |
| 33 | MintGate Blockchain-based infrastructure for creating NFT storefronts | $2M | 53 mo ago | 3 | Seed | 2020 | — | — | — |
| 34 | Kindest Fundraising platform for nonprofits | $2M | 67 mo ago | 2 | Seed | 2018 | SentryNode.jsTypeScript+23 | 4 patents Web UI floating button generation and reusable labeling for infant feeding containers | — |
| 35 | Stockr Stock market social media | $2M | 146 mo ago | 20 | Deadpooled | 2010 | — | — | — |
| 36 | Abacus Insurance Online comparison platform for P&C insurance | $709K | 63 mo ago | 16 | Funding Raised | 1982 | Microsoft ASP.NETBootstrapAmazon Web Services+6 | — | — |
| 37 | TruLiv AI-based deal management solutions for investors | $500K | 60 mo ago | 14 | Seed | 2020 | — | — | — |
| 38 | Chisos Online platform for income share funding | $476K | 61 mo ago | 14 | Seed | 2019 | WebflowHubSpotcore-js+14 | — | — |
| 39 | Equities Impact investing media platform empowering mindful investors with values-aligned financial insights | $306K | 133 mo ago | 11 | Early Stage | 1951 | WordPressApple iCloud MailMySQL+26 | 2 patents Medical patient protective enclosures for stretcher transport safety | — |
| 40 | LeapTheory Leads marketplaces for loans | $196K | 73 mo ago | — | Funding Raised | 2018 | — | — | — |
| 41 | Expresscoin Online Bitcoin reseller. | $150K | 143 mo ago | 11 | Seed | 2013 | — | — | — |
| 42 | Blixo Cloud-based subscription billing management solutions for freelancers, accountants, and professionals | $125K | 57 mo ago | 4 | Seed | 2020 | — | — | — |
| 43 | AlumniFunder Crowdfunding for collegiate entrepreneurship | $125K | 163 mo ago | — | Deadpooled | 2012 | — | — | — |
| 44 | GoSave Digital saving platform for kids | $120K | 88 mo ago | 2 | Acquired | 2018 | — | — | — |
| 45 | Coincircle Cryptocurrency wallet solutions | $104K | 73 mo ago | 10 | Funding Raised | 2017 | SentryApple iCloud MailGoogle Workspace+12 | 7 patents ML-driven cryptographic key generation and ultrasonic audio-based contactless payment interfaces | — |
Top 12 FinTech companies in Santa Monica
#1
Series E · Santa Monica, California · founded 2011 · 738 employees$350Mraised▾
Provider of a platform offering credit and digital financial services. Its personalized credit platform harnesses machine learning models trained on billions of proprietary data points from over a decade of customer relationships to underwrite millions of customers who have never interacted with the formal banking system. It is the first and only platform to combine the intelligence of a credit bureau, the payments execution of a fintech and the relationship expertise of a bank into one integrated solution. It has built a plug-and-play banking solution that has the potential to serve any person in any country.
- Mar 2025Conventional Debt$150M
- Oct 2021Conventional Debt$40M
- Oct 2021Series E$145M
- Aug 2019Series D$110M
#2
Series B · Santa Monica, California · founded 2011 · 55 employees$14.3Mraised▾
Provider of student loan repayment and tuition assistance benefits. It offers a suite of modular benefits to help employers attract and retain talent by addressing employee student loan debt. These benefits include student loan repayment assistance, tuition assistance administration, financial wellness tools, and coaching on programs like Public Service Loan Forgiveness. The platform aims to streamline benefit administration and provide employees with resources to manage their student loan debt effectively. The company also offers retirement savings matching programs linked to student loan payments.
- Apr 2025Series B—
- Sep 2017Series B$7M
- Nov 2015Series A$5M
- Jan 2015Seed$1.2M
#3
Series B · Santa Monica, California · founded 2018 · 3 employees$64Mraised▾
Real estate investment management solutions. It caters to small and mid-size real estate firms. It features solutions for automated investor reporting, document management, fundraising, and more. It offers CRM solutions for lead generation and customer management.
- May 2024Series B$34M
- Aug 2022Series A$20M
- Nov 2021Seed$9M
- Oct 2020Seed$886.6K
#4
Series B · Santa Monica, California · founded 2018 · 42 employees$72.1Mraised▾
Operator of a financial platform intended to simplify the finances. The company's platform focuses on storing and handling money and sensitive information and undergoes regular audits for infrastructure and compliance standards, providing users with the security of their data and finances.
#5
Series A · Santa Monica, California · founded 2019 · 41 employees$20Mraised▾
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- Sep 2023Series A—
- Jan 2023Series A—
- May 2022Series A$12M
- Dec 2021Seed$4M
#6
Series B · Santa Monica, California · founded 2019 · 101 employees$195Mraised▾
An NFT-based platform for digital collections. It enables users to create unique digital collections including sports, entertainment, culture, and more. It also offers sell-and-buy digital collections for users. It also offers digital collections-related blogs.
- Jan 2022Series B$170M
- Jul 2021Series A$25M
#7
Seed · Santa Monica, California · founded 2015 · 24 employees$9Mraised▾
Financial analytics solutions for SaaS businesses. It offers solutions for accounting management, revenue collections, cash flow management, financial reporting, expense management, and more. It also offers machine-learning tools for business analysis.
- Feb 2024Seed$9M
- 2022Seed—
#8
Series A · Santa Monica, California · founded 2003 · 10 employees$12.7Mraised▾
App-based expense tracking platform for co-parents. The platform helps divorced and separated parents track and manage shared expenses for their children. It helps by easily adding expenses, share them with the co-parent, upload a receipt, and pay each other back right from the app. The app is available on both Android and iOS platforms.
- Sep 2023Grant (prize money)—
- Oct 2022Series A$9.7M
- Mar 2021Seed$3M
#9
Seed · Santa Monica, California · founded 2022 · 3 employees$4Mraised▾
Developer of blockchain games. It is a platform for gaming studios to streamline the process of onboarding. It enables game studios to onboard the players and build on-chain gaming features with a complete set of NFT management APIs and can manage the lifecycle of in-game NFT assets.
- Mar 2024Seed$4M
#10
Series A · Santa Monica, California · founded 2017 · 40 employees$7.5Mraised▾
Cash flow management platform for businesses and startups. It offers cash identification technology that ensures the business maintains the liquidity required. It helps companies identify, manage and monetize idle cash.
- Aug 2023Series A$7.5M
#11
Seed · Santa Monica, California · founded 2023$2Mraised▾
Blockchain-based payment platform. It enables businesses to accept cryptocurrency payments instantly from any chain, coin, or wallet. It provides a payment experience, and its API allows developers to integrate payments into their applications.
- Mar 2024Seed$2M
#12
Series A · Santa Monica, California · founded 1999$5.2Mraised▾
Conversational payment platform for individuals. Combines chat and payments in single app, offering users a convenient and secure way to communicate and make payments including sending money to friends, tipping, splitting bills, launching a subscription community, and more.
- Sep 2023Series A$5.2M
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising