Best FinTech Companies in San Mateo, United States
The 102 best FinTech companies in San Mateo, United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Roblox.
Biggest earners American Express Co ($10.5B, +9% YoY), Mastercard Inc ($8.3B, +13% YoY), Flex Ltd. ($6.6B, +4% YoY), Fiserv Inc ($5.0B, +10% YoY)
Our analysis of 243 FinTech companies
$56.0b in tracked funding; 98% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best FinTech companies in San Mateo
| # | Company | Disclosed funding | Last round | Employees | Founder | Tech stack | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | Roblox Online gaming platform for developing web and mobile games 96Innovation top 13%Patents top 13%AI top 15%Market top 16% All 14 signals ▾Innovationtop 13% Patentstop 13% AItop 15% Markettop 16% Techtop 18% Customerstop 21% Fundingtop 23% Growthtop 27% Producttop 27% Newstop 28% Moattop 29% Talenttop 30% Fin. healthtop 35% Globalbottom 47% Innovation: 647 patents (top 3% of patent-holders) · 447 filings since 2022 vs 180 in 2017-21 Patents: 647 patents matched (strict assignee match) · 447 filings since 2022 vs 180 in 2017-21 rank vs industry peers · Fliar Intelligence Index 96/100 | $918M | 65 mo ago | 947 | David Baszucki Founder & CEO | SentryZendeskApple iCloud Mail+27 | 647 patents Real-time 3D avatar animation, procedural mesh generation, and content moderation for virtual worlds | — |
| 2 | Apttus Provider of document automation, contract lifecycle management, and revenue management solutions | $474M | 100 mo ago | 680 | Neehar Giri Co-Founder | — | 31 patents Cloud-based multi-tenant CPQ/contract platforms with no-code UI and natural-language data querying | — |
| 3 | Guidewire Cloud-based platform for property and casualty insurance | $401M | 99 mo ago | 3,415 3,415 → 4,344 (+27%) | Marcus Ryu Co-Founder | DrupalPHPAcquia Cloud Platform+30 | — | 2 partnerships · 1 award |
| 4 | Feedzai 🦄 Provider of an AI-native platform for fraud and financial crime prevention 92News top 15%Funding top 16%Product top 21%Moat top 26% All 12 signals ▾Newstop 15% Fundingtop 16% Producttop 21% Moattop 26% Markettop 28% Growthtop 29% AItop 30% Techtop 31% Globaltop 31% Innovationtop 32% Talenttop 38% Partnerstop 40% News: 8 BI events in 12 mo (of 24 tracked, 5 types) · +700% YoY Funding: Raised $282M across 6 rounds · 6 rounds over 15 yrs (0.4/yr) rank vs industry peers · Fliar Intelligence Index 92/100 | $282M | 8 mo ago | 597 | Pedro Bizarro Co-Founder & CSO | WordPressApple iCloud MailGoogle Workspace+24 | — | — |
| 5 | Freedom Financial Network Provider of debt consolidation and relief solutions | $235M | 70 mo ago | 2,152 | — | ContentfulNode.jsMUI+23 | — | — |
| 6 | Incorta AI-based business intelligence suite | $202M | 59 mo ago | 120 | Harpreet Singh Co-Founder | WebflowApple iCloud MailGoogle Workspace+24 | — | 1 launch · 1 partnership |
| 7 | Coupa Provider of cloud-based business spend management platform leveraging AI to help companies achieve… | $169M | 72 mo ago | 157 | Leagh Turner CEO | WordPressMySQLPHP+45 | 3 patents Integrated e‑commerce purchasing and email-driven requisition within business procurement platforms. | 1 award |
| 8 | Motif Thematic investment platform | $126M | 137 mo ago | 33 | — | — | — | — |
| 9 | Alpaca Securities 🦄 Internet-first stock broker 90Funding top 12%Tech top 21%Talent top 22%Growth top 24% All 10 signals ▾Fundingtop 12% Techtop 21% Talenttop 22% Growthtop 24% Newstop 26% Moattop 26% Markettop 31% Partnerstop 31% Producttop 43% Globalbottom 45% Funding: Raised $120M across 12 rounds · 12 rounds over 9 yrs (1.3/yr) Tech: 61 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon Ses rank vs industry peers · Fliar Intelligence Index 90/100 | $120M | 5 mo ago | 207 | Yoshi Yokokawa Co-Founder & Co-CEO | BootstrapAmazon Web ServicesAtlassian Statuspage+22 | — | — |
| 10 | Nav Provider of cloud-based business credit and financial health management solutions for small business owners | $90M | 61 mo ago | 120 | — | Apple iCloud MailGoogle WorkspaceTypeScript+34 | — | — |
| 11 | Finexio Provider of accounts payable automation and payment processing solutions for businesses | $84M | 18 mo ago | 94 | — | Webflow EcommerceWebflowApple iCloud Mail+20 | — | — |
| 12 | Solid Core banking solution for banks, financial institutions, and eCommerce businesses | $81M | 45 mo ago | 141 | Raghav Lal Co-Founder | Webflow EcommerceWebflowAtlassian Statuspage+14 | 6 patents Patents concentrated in electrical & electronics | — |
| 13 | Theta Lake AI-based solutions for video communication compliance | $71M | 51 mo ago | 79 79 → 111 (+41%) | Anthony Cresci Co-Founder & Chief Commercial Officer | WordPressMySQLPHP+34 | 32 patents Patents concentrated in electrical & electronics | 1 partnership · 1 award |
| 14 | Apixio Provider of data connectivity and exchange solutions for the healthcare industry | $49M | 94 mo ago | 41 | David Pierre CEO | WordPressApple iCloud MailGoogle Workspace+48 | 98 patents Healthcare data analytics and clinical decision support via medical record processing and outcome optimization | — |
| 15 | FreeMonee Platform offering consumer gift network | $45M | 166 mo ago | — | Gadi Maier Co-Founder & CEO & President | — | — | — |
| 16 | Flowx Ai Developer of an AI platform for banking system modernization solutions | $44M | 37 mo ago | 50 | Ioan Iacob Founder and CEO | Apple iCloud MailGoogle WorkspaceNode.js+17 | 6 patents Automated application modernization platforms with low-code/no-code integration and autonomous agents | 3 launchs |
| 17 | Cyence Platform that models cyber risks in financial and economic terms | $40M | 117 mo ago | 1,702 | — | — | 18 patents Cyber risk analytics platform integrating vulnerability scanning, inferential feedback, and scenario modeling | — |
| 18 | Dorado Network Systems Custom jewelry and chains, personalized necklaces, earrings, bracelets, rings, and gifts | $40M | 304 mo ago | — | Dain Ehring Founder & ex-CEO | Cart FunctionalityShopifyBootstrap+53 | — | — |
| 19 | Model N Provider of cloud-based software for revenue management and compliance solutions | $37M | 73 mo ago | 544 | Marc Sigmunt Co-CEO | WordPressAlgoliaMySQL+45 | 21 patents Cloud-based product configuration and master‑data integration for complex engineering design | 1 partnership |
| 20 | Xignite Financial database focused on private companies | $37M | 124 mo ago | 34 34 → 24 (-29%) | — | — | 5 patents Real-time financial market data aggregation, snapshot generation, and automated trading alerts. | — |
| 21 | Lumity Platform for employers to optimize health plans and benefits decisions for employees | $33M | 105 mo ago | 30 30 → 20 (-33%) | — | SalesforcePHPAmazon Web Services+20 | — | — |
| 22 | Owler Competitive intelligence reports on businesses | $31M | 75 mo ago | 99 | John Box CEO | Squarespace CommerceCart FunctionalitySquarespace+30 | — | — |
| 23 | Omnyway Provider of payment solution for businesses | $28M | 104 mo ago | 14 | Ashok Narasimhan CEO & co-founder | — | 31 patents Secure virtual-to-physical payment and cloud-based shopper engagement for retail. | — |
| 24 | GR4VY Cloud payment orchestration platform for businesses | $27M | 35 mo ago | 4 | Cristiano Betta Founder & Chief Product Officer | Cart FunctionalityWordPressAlgolia+30 | — | 1 launch · 1 partnership |
| 25 | Leapfin Cloud-based revenue analytics & management solutions for businesses | $26M | 18 mo ago | 25 | Raymond Lau Co-Founder & CEO | HubSpot CMS HubStripeAmazon Web Services+18 | — | — |
| 26 | Second Measure Transaction data analytics for investment research and understanding consumer trends | $25M | 88 mo ago | 65 | — | WordPressApple iCloud MailGoogle Workspace+21 | — | — |
| 27 | Health Fidelity Healthcare cloud and smart platform enabling interoperability and data transformation | $19M | 70 mo ago | 73 | — | — | — | — |
| 28 | Noble Developer of API-based credit data aggregation solution | $18M | 45 mo ago | 36 | Tomer Biger Co-Founder & CEO | — | 19 patents Durable shower base and drainage systems for residential and commercial bathrooms | — |
| 29 | Finicast Software-based platform for financial planning and analytics solutions | $16M | 38 mo ago | 31 | Cesar Lee Founder & CEO | — | 5 patents Creating pivot tables from data frames in spreadsheet/analytics software | — |
| 30 | Become Online business loans platform | $13M | 79 mo ago | 16 | Iri Amirav Co-Founder | OpenSSLBootstrapApache HTTP Server+17 | 6 patents Document quality scoring and topic‑specific retrieval in linked databases | — |
| 31 | Ratio Technologies Provider of payment solutions to financial institutions | $11M | 2 mo ago | 9 | Mason Blake Co-Founder | WebflowAmazon Web Serviceslit-html+22 | — | — |
| 32 | Galxe Web3 credential data network | $10M | 51 mo ago | 44 | Harry Zhang Co-Founder | Node.jsTypeScriptGraphQL+27 | — | 1 launch |
| 33 | Qualpay Provider of an integrated platform for payment processing and management | $8M | 128 mo ago | 32 32 → 40 (+25%) | — | Apple iCloud MailGoogle WorkspaceTypeScript+15 | — | — |
| 34 | LiveCapital Credit securing platform for enterprises | $7M | 279 mo ago | — | Mike Grossman Founder & CEO | — | — | — |
| 35 | Acquire.com Startup acquisition marketplace | $6M | 59 mo ago | 23 23 → 40 (+74%) | Andrew Gazdecki Founder & CEO | FirebaseGSAPCloudflare+21 | — | 1 job opening · 4 launchs |
| 36 | Finxera Payment API provider | $6M | 209 mo ago | 27 | — | Apple iCloud MailGoogle WorkspaceNode.js+9 | — | — |
| 37 | Finrise Healthcare financing platform simplifying elective service payments for patients and practices | $5M | 116 mo ago | 10 | — | — | — | — |
| 38 | Infima AI-backed investment platform for mortgage backed securities | $5M | 41 mo ago | 13 | Alex Papanicolaou Co-Founder | WordPress Block EditorWordPressMySQL+14 | — | — |
| 39 | Discern Database for financial institutions | $4M | 20 mo ago | 10 | — | WebflowSentryWistia+15 | 4 patents AI training data augmentation methods for improving machine learning model performance | — |
| 40 | Wellpay Bill management solution for healthcare industry | $4M | 74 mo ago | 4 | — | — | — | — |
| 41 | Accrualify AP automation and commercial payment solutions for businesses of all sizes | $4M | 93 mo ago | 15 | — | JavaNVD3D3+18 | — | — |
| 42 | Offermatic Provider of personalized offers and deals service | $4M | 183 mo ago | — | Faisal Qureshi CEO | — | — | — |
| 43 | Star Analytics AI-powered software solutions to revolutionize productivity and optimize business value | $4M | 227 mo ago | 9 | Quin Eddy ex-CEO & Founder | — | — | — |
| 44 | KryptoGO Regtech compliance and cryptocurrency management software | $3M | 46 mo ago | — | Kordan Ou Founder and CEO | Node.jsMUIReact+15 | — | — |
| 45 | Bitrefill Online retailer of gift cards | $2M | 84 mo ago | 46 | Sergej Kotliar Founder & CEO | Cart FunctionalitySentryRadix UI+20 | — | 1 job opening · 1 launch |
| 46 | BIMA Platform offering a stablecoin, USBD, which is collateralized by Babylon-staked Bitcoin | $2M | 23 mo ago | — | Siddarth Sridhar Founder & CEO | Node.jsRadix UITailwind CSS+11 | 2 patents Bead-based multiplex immunoassay platforms for simultaneous biomarker detection | — |
| 47 | Monopoly Millionaire Game Provider of NFT-based marine-themed game | $1M | 46 mo ago | — | Angle Li Co-Founder & CEO | — | — | — |
| 48 | Valgo Developer of risk quantification software for insurance of autonomous systems | $500K | 5 mo ago | — | Jon Qian Co-Founder & President | — | — | 1 launch |
| 49 | Loanbase Streamlining CRE financing with an all-in-one platform connecting borrowers and lenders | $253K | 139 mo ago | 26 | Yasen Yankov Co-Founder & CTO | WordPressMySQLPHP+44 | — | — |
Top 12 FinTech companies in San Mateo
#1
Series D · San Mateo, California · founded 2015 · 207 employees$120Mraised▾
Alpaca is a commission-free stock trading platform. It provides a platform for algorithmic trading and portfolio management. It provides Trading API for buying and selling stocks, Broker API for a suite of APIs for opening customer accounts, and more.
- Jan 2026Series D$150M
- Jan 2026Conventional Debt$40M
- Apr 2025Series C$52M
- Oct 2023Series B$15M
#2
Feedzai 🦄Series E · San Mateo, California · founded 2011 · 597 employees$282Mraised▾
Provider of an AI-native platform for fraud and financial crime prevention. The platform offers solutions for scam prevention, identity verification, fraud detection, and anti-money laundering compliance. It includes features such as new account fraud prevention, transaction monitoring, and risk management. The platform serves industries including retail banks, payment service providers, and government entities. It helps to ensure trusted digital identity and reduce compliance costs.
- Oct 2025Series E$75M
- Mar 2021Series D$200M
- Oct 2017Series C$50M
- Oct 2016Series B—
#3
Series B · San Mateo, California · founded 2021 · 9 employees$11Mraised▾
Provider of payment solutions to financial institutions. It allows banks to provide their customers with flexible payment options. It allows them to create a competitive advantage for their product or services. It underwrites the customer to automate risk-adjusted pricing and allows banks to enhance cash flow by providing early financing when the customer chooses to pay later.
- Apr 2026Conventional Debt$100M
- Apr 2026Series B$15M
- Sep 2022Series B$11M
- Sep 2022Conventional Debt$400M
#4
Series B · San Mateo, California · founded 2015 · 94 employees$83.5Mraised▾
Provider of accounts payable automation and payment processing solutions for businesses. The company offers services such as payment delivery, fraud prevention, supplier management, and reporting. It facilitates electronic payments, virtual cards, and check payments. The company's platform integrates with existing systems to streamline payment workflows.
- Dec 2024Venture Debt$10M
- Jul 2022Series B$35M
- Jan 2022Series B$10M
- Aug 2021Series B$8M
#5
Series A · San Mateo, California · founded 2015 · 25 employees$26.2Mraised▾
Cloud-based revenue analytics & management solutions for businesses. It offers solutions for revenue recognition, order-to-cash reconciliation, transaction matching, audit compliance, and more. It also offers security & governance solutions.
- Dec 2024Conventional Debt$1M
- Jun 2023Series A$5.2M
- Jul 2022Series A$12.2M
- Sep 2021Series A$500K
#6
Seed · San Mateo, California · founded 2025$500Kraised▾
Developer of risk quantification software for insurance of autonomous systems. It provides loss estimates from simulation data for insurance pricing. The software aims to improve the safety of critical systems. It offers validation software for those who use, design, operate, or regulate such systems.
- Jan 2026Seed$500K
#7
Public · San Mateo, California · founded 2004 · 947 employees$918.2Mraised▾
Online gaming platform for developing web and mobile games. The platform enables its users to create its own games through simple drag and drop mechanisms. It has developed Roblox an action game. It generates revenue through virtual purchases in-game by the use of a virtual currency Robux. The platform follows a revenue share model for game developers.
- Jan 2021Series H$520M
- Feb 2020Series G$150M
- Sep 2018Series F$150M
- Mar 2017Series C$92M
#8
Series A · San Mateo, California · founded 2009 · 10 employees$4.5Mraised▾
DISCERN is a database for financial institutions. Offers a cloud-based platform to develop web applications, access locations, signals on new developments, and insights on energy, real estate, banking, consumer retail, and macroeconomic sectors.
- Oct 2024Series A$4.5M
- Sep 2015Series A$20M
#9
Acquired · San Mateo, California · founded 2006 · 680 employees$474.2Mraised▾
Provider of document automation, contract lifecycle management, and revenue management solutions. The platform offers tools for creating documents, automating contract processes, and delivering accurate quotes. It provides features such as e-signatures, AI-powered contract analysis, and digital commerce capabilities. The platform integrates with various CRM, ERP, and other systems. It serves departments including business operations, finance, IT, legal, procurement, and sales.
- Feb 2018Conventional Debt$75M
- Jan 2018Series E—
- Sep 2017Series E$55.2M
- Nov 2016Series D$145M
#10
Series D · San Mateo, California · founded 2013 · 120 employees$202.1Mraised▾
Incorta provides search-based data visualization & analytics platform, removing the dependency on star schemas, pre-aggregation and complex ETL processes & Incorta is engineered to quickly and easily analyze massive volumes of data from multiple sources. In real-time, users can securely access any amount of the latest and most relevant data from one source of truth, ensuring that all users, including top executives, are accessing, analyzing and collaborating around consistent information. It provides big data analytics for sales and marketing data via a SaaS-based platform. Users can upload the data and get analytics within the same day through its real-time data analytics platform. It also offers secured access to users so that analysts cannot download the data into the individual systems and can only run analytics on its cloud platform.
- Jun 2021Conventional Debt—
- Jun 2021Series D$120M
- Aug 2019Series C$30M
- Oct 2018Series B$15M
#11
Series D · San Mateo, California · founded 2002 · 2152 employees$235Mraised▾
Provider of debt consolidation and relief solutions. It offers personalized financial assessments and suggests debt solutions tailored to individual client needs and qualifications. Services include debt consolidation, debt relief programs, personal loans, and home equity solutions. The company aims to help clients manage debt, improve their financial outlook, and make informed financial decisions. Clients choose the solution that best fits their circumstances. Important disclosures regarding fees, credit impact, and state availability are provided. Additional services may be offered through affiliated partners.
- Jul 2020Conventional Debt$198M
- Jan 2020Conventional Debt$324M
- May 2019Conventional Debt$408M
- Jun 2018Conventional Debt$256M
#12
Public · San Mateo, California · founded 2001 · 3415 employees$401.1Mraised▾
Cloud-based platform for property and casualty insurance. Its products include insurance claims management solutions, insurance billing, and underwriting and policy administration. It also offers solutions for product launches, predictive risk analyses, sales, and underwriting.
- Mar 2018Post IPO$400M
- Feb 2011Grant (prize money)$704K
- Jan 2010Grant (prize money)$200K
- Dec 2009Grant (prize money)$200K
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
Common questions
Riya reads income statements for fun. She covers the real money in a sector — revenue, growth, who actually earns — and never met a vague claim she didn't want a number for.