Best Internet First Insurance Platforms Companies in California, United States
The 247 best Internet First Insurance Platforms companies in California, United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Next Insurance.
Ranked: Best Internet First Insurance Platforms companies in California
| # | Company | Disclosed funding | Last round | Stage | Employees | Tech stack | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | Next Insurance 🦄 Provider of online small business insurance policies | $1.1B | 32 mo ago | Acquired | 5 | HashnodeSentryZendesk+36 | — | — |
| 2 | Coalition 🦄 Online property and casualty insurance platform for businesses 74Funding top 15%Product top 22%Tech top 27%Market top 31% All 12 signals ▾Fundingtop 15% Producttop 22% Techtop 27% Markettop 31% Moattop 32% Growthtop 35% Newstop 41% Globaltop 42% Talenttop 42% Partnersbottom 47% Innovationbottom 40% Patentsbottom 36% Funding: Raised $770M across 7 rounds · 7 rounds over 8 yrs (0.9/yr) Product: 1 product launch event in 12 mo, 1 the year before · Company stage: Series F rank vs industry peers · Fliar Intelligence Index 74/100 | $770M | 15 mo ago | Series F | 471 471 → 714 (+52%) · sector median +31% | ContentfulSentryZendesk+32 | 2 patents Network threat detection and ranking for cybersecurity threat assessment | 1 launch · 1 partnership |
| 3 | Hippo 🦄 Online platform for homeowners insurance | $709M | 66 mo ago | Public | 207 | TurbopackApple iCloud MailMicrosoft 365+27 | 4 patents Skylight protection systems for residential and commercial window installations | 2 partnerships · 1 award |
| 4 | Ethos 🦄 Online life insurance platform | $408M | 58 mo ago | Series D | 110 | Apple iCloud MailGoogle WorkspaceSalesforce+33 | — | 1 partnership |
| 5 | SelectQuote Online life insurance comparison platform for individuals 78Tech top 19%Funding top 20%Fin. health top 26%Market top 29% All 10 signals ▾Techtop 19% Fundingtop 20% Fin. healthtop 26% Markettop 29% Producttop 35% Newstop 47% Growthtop 49% Talentbottom 49% Moatbottom 38% Globalbottom 37% Tech: 60 technologies across 6/8 capability areas · Cloud: Cloudflare Funding: Raised $350M across 1 rounds · 1 rounds over 22 yrs (0.0/yr) rank vs industry peers · Fliar Intelligence Index 78/100 | $350M | 16 mo ago | Public | 2,035 2,035 → 2,696 (+32%) · sector median +31% | Amazon WebstoreContentfulSentry+31 | — | — |
| 6 | Sidecar Health 🦄 Online health insurance platform for individuals and businesses | $328M | 23 mo ago | Series D | 208 | WordPressMarkerSentry+48 | — | 1 award |
| 7 | Metromile App that provides usage-based auto insurance platform for individuals | $295M | 64 mo ago | Acquired | 389 | Amazon Web ServicesHSTSGoogle Workspace+4 | 10 patents Vehicle telematics: trip, fuel, parking data collection and route optimization services. | — |
| 8 | At-Bay 🦄 Online cyber insurance platform for businesses | $292M | 56 mo ago | Series D | 171 171 → 346 (+102%) · sector median +31% | WordPressApple iCloud MailGoogle Workspace+38 | 57 patents AI-driven real-time ultrasound guidance, image analysis, and diagnostic confidence assessment. | 1 partnership |
| 9 | SquareTrade Product insurance provider for consumer electronics | $247M | 172 mo ago | Acquired | 584 584 → 694 (+19%) · sector median +31% | WordPressApple iCloud MailMicrosoft 365+26 | 4 patents Digital certificate/e‑seal management and online dispute resolution for e‑commerce platforms | 1 expansion · 1 award |
| 10 | Jerry AI-powered car insurance comparison platform 72Moat top 26%Funding top 27%Talent top 28%Product top 32% All 13 signals ▾Moattop 26% Fundingtop 27% Talenttop 28% Producttop 32% Customerstop 32% Patentstop 35% Innovationtop 37% Markettop 43% Growthtop 45% AItop 45% Techbottom 45% Globalbottom 44% Newsbottom 22% Moat: Editorial + unicorn rating 8/10 · IP moat: 197 patents Funding: Raised $213M across 3 rounds · 3 rounds over 8 yrs (0.4/yr) rank vs industry peers · Fliar Intelligence Index 72/100 | $213M | 34 mo ago | Series C | 194 | — | 197 patents Implantable biomedical electronics—hermetic feedthroughs, stable electrodes, biocompatible packaging, visual prostheses | — |
| 11 | Cowbell Insurance Provider of AI based data and monitoring solutions for the cyber insurance industry | $209M | 22 mo ago | Series C | 109 | WordPressMySQLPHP+30 | — | — |
| 12 | Ladder Provider of term life insurance policies with adjustable coverage options | $194M | 56 mo ago | Series D | 14 | Apple iCloud MailGoogle WorkspaceZoho+25 | — | 1 job opening |
| 13 | Vouch Online property insurance platform for businesses 62Funding top 22%Moat top 31%Growth top 35%Talent top 38% All 9 signals ▾Fundingtop 22% Moattop 31% Growthtop 35% Talenttop 38% Techtop 47% Patentstop 47% Markettop 48% Innovationtop 48% Globalbottom 39% Funding: Raised $185M across 6 rounds · 6 rounds over 8 yrs (0.8/yr) Moat: Editorial + unicorn rating 8/10 · IP moat: 16 patents rank vs industry peers · Fliar Intelligence Index 62/100 | $185M | 16 mo ago | Series D | 227 | WebflowGSAPVWO+25 | 16 patents Fraud detection, risk scoring, and secure authentication for fintech and messaging platforms | — |
| 14 | Clever Care Health Plan Provider of healthcare benefits and plans | $145M | 39 mo ago | Series C | 103 103 → 174 (+69%) · sector median +31% | WordPressTypeScriptPHP+41 | — | 1 award |
| 15 | Embroker Online insurance comparison platform for small and mid-sized businesses | $142M | 60 mo ago | Series C | 96 96 → 105 (+9%) · sector median +31% | WordPressSentryApple iCloud Mail+33 | — | — |
| 16 | NerdWallet App-based comparison platform for financial products | $123M | 66 mo ago | Public | 730 730 → 735 (+1%) · sector median +31% | SentryZendeskApple iCloud Mail+39 | — | — |
| 17 | CoverHound Online insurance comparison platform for individuals and businesses | $119M | 88 mo ago | Acquired | 130 | Apple iCloud MailMicrosoft 365Ruby+29 | — | — |
| 18 | CyberCube Cloud based cyber risk analytics and insurance underwriting solutions for the insurance industry 67Funding top 21%News top 28%Growth top 31%Product top 31% All 10 signals ▾Fundingtop 21% Newstop 28% Growthtop 31% Producttop 31% Moattop 31% Talenttop 31% Innovationtop 41% Techtop 44% Marketbottom 48% Globalbottom 32% Funding: Raised $100M across 4 rounds · 4 rounds over 8 yrs (0.5/yr) News: 11 BI events in 12 mo (of 38 tracked, 6 types) · +450% YoY rank vs industry peers · Fliar Intelligence Index 67/100 | $100M | 8 mo ago | Series D | 76 76 → 117 (+54%) · sector median +31% | HubSpot CMS HubApple iCloud MailGoogle Workspace+33 | — | 1 partnership · 1 award |
| 19 | Kenna Security Provider of cloud based risk and vulnerability assessment platform | $99M | 66 mo ago | Acquired | 154 | — | — | — |
| 20 | Stride Health Online comparison platform for health insurance | $96M | 55 mo ago | Series C | 86 86 → 104 (+21%) · sector median +31% | Cart FunctionalitySquarespace CommerceSquarespace+27 | — | — |
| 21 | Health IQ Health insurance comparison platform | $95M | 85 mo ago | Series D | 302 | WebflowApple iCloud MailGoogle Workspace+13 | 9,822 patents Cellular immunotherapies, targeted biologics, imaging agents, and regenerative tissue technologies. | — |
| 22 | RedSeal Provider of cyber-security analytics platform | $82M | 102 mo ago | Acquired | 122 122 → 159 (+30%) · sector median +31% | WordPressApple iCloud MailMicrosoft 365+48 | 2 patents Dynamic network access control and policy enforcement for virtual servers and users | 1 job opening · 1 launch |
| 23 | LeaseLock Provider of deposit replacement solutions and lease insurance for property owners | $73M | 36 mo ago | Series B | 86 | WordPressMySQLPHP+17 | — | — |
| 24 | Angle Provider of technology-enabled health insurance plans for employers and employees 50Funding top 28%Tech top 28%Growth top 35%Moat top 37% All 12 signals ▾Fundingtop 28% Techtop 28% Growthtop 35% Moattop 37% Talenttop 38% Producttop 46% Patentsbottom 46% Innovationbottom 43% Globalbottom 43% Marketbottom 40% Newsbottom 34% Customersbottom 8% Funding: Raised $62.0M across 3 rounds · 3 rounds over 6 yrs (0.5/yr) Tech: 43 technologies across 5/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 rank vs industry peers · Fliar Intelligence Index 50/100 | $62M | 6 mo ago | Series B | 47 | WebflowApple iCloud MailGoogle Workspace+21 | 15 patents Design and manufacturing of mechanical universal (X) joints for power transmission | — |
| 25 | Amplify Life Insurance Online insurance comparison platform 60Funding top 24%Growth top 26%Tech top 36%Talent bottom 49% All 7 signals ▾Fundingtop 24% Growthtop 26% Techtop 36% Talentbottom 49% Marketbottom 39% Globalbottom 39% Newsbottom 22% Funding: Raised $60.9M across 6 rounds · 6 rounds over 6 yrs (1.0/yr) Growth: Headcount 11 → 55 (+400%) across vintages · Web rank 1,000,000 → 5,000,000 YoY rank vs industry peers · Fliar Intelligence Index 60/100 | $61M | 6 mo ago | Series B | 55 55 → 71 (+29%) · sector median +31% | SentryApple iCloud MailGoogle Workspace+28 | — | — |
| 26 | Zendrive AI-enabled platform offering driver behavior monitoring and analysis solutions | $60M | 81 mo ago | Acquired | 30 | WebflowApple iCloud MailGoogle Workspace+15 | 105 patents Driver risk assessment and telematics analytics for vehicle safety and autonomous systems | — |
| 27 | Foresight Online platform for worker compensation insurance | $59M | 52 mo ago | Series B | 46 | WordPressMySQLPHP+22 | 11 patents Autonomous vehicle perception, 3D mapping, SLAM, and simulation of dynamic driving environments | — |
| 28 | SafetyWing Online platform for travel insurance | $47M | 49 mo ago | Series B | 14 | SentryNode.jsRadix UI+27 | — | — |
| 29 | Future Family Provider of fertility financing, coaching, and support services 64Tech top 25%Funding top 28%Product top 30%Innovation top 33% All 10 signals ▾Techtop 25% Fundingtop 28% Producttop 30% Innovationtop 33% Growthtop 35% Newstop 39% Moattop 39% Talenttop 49% Marketbottom 39% Globalbottom 39% Tech: 51 technologies across 5/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 Funding: Raised $45.4M across 5 rounds · 5 rounds over 8 yrs (0.6/yr) rank vs industry peers · Fliar Intelligence Index 64/100 | $45M | 14 mo ago | Series B | 33 33 → 53 (+61%) · sector median +31% | SentryApple iCloud MailGoogle Workspace+29 | — | — |
| 30 | eHealth Online health insurance comparison platform for individuals and small businesses | $44M | 64 mo ago | Public | 2,127 | JavaTailwind CSSMUI+29 | 5 patents Digital health data exchange and prioritized communication platforms for medical records | — |
| 31 | Bamboo Insurance Online comparison platform for property & casualty insurance | $41M | 37 mo ago | Acquired | 78 | WordPressApple iCloud MailMicrosoft 365+43 | — | 1 award |
| 32 | Gabi Online comparison platform for P&C insurance | $39M | 76 mo ago | Acquired | 72 | ReactGatsbyAmazon Web Services+14 | 18 patents AI-powered secure device control, document access, and TCO-based replacement recommendations | — |
| 33 | Ascend Provider of accounting automation platform for insurance retailers, intermediaries, and carriers | $39M | 52 mo ago | Series A | 43 | WebflowKnockout.jsVercel+22 | — | — |
| 34 | Noblr Usage-based car insurance platform for individuals | $35M | 66 mo ago | Acqui-Hired | 46 | SentrySalesforceSalesforce Service Cloud+22 | — | — |
| 35 | EasyHealth Healthcare company focused on delivering better health outcomes for government-sponsored insurance members | $35M | 55 mo ago | Series A | 238 | WebflowSentryApple iCloud Mail+21 | — | — |
| 36 | Develop Health Provider of AI-powered prior authorization solutions for healthcare 53Funding top 30%Growth top 35%Talent top 38%AI top 45% All 7 signals ▾Fundingtop 30% Growthtop 35% Talenttop 38% AItop 45% Techbottom 47% Globalbottom 33% Marketbottom 31% Funding: Raised $31.9M across 2 rounds · 2 rounds over 1 yrs (2.0/yr) Growth: Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 53/100 | $32M | 9 mo ago | Series A | — | Framer SitesApple iCloud MailGoogle Workspace+14 | — | — |
| 37 | Delos AI-based insurance platform for homeowners insurance against natural disasters | $28M | 20 mo ago | Series A | 10 | WebflowApple iCloud MailGoogle Workspace+13 | — | 1 award |
| 38 | Glow Online workers compensation insurance platform | $22M | 43 mo ago | Series A | 49 | WordPressMySQLPHP+11 | — | — |
| 39 | Sensible Weather Provider of weather guarantees for travel and outdoor experiences. | $20M | 32 mo ago | Series A | 41 | Craft CMSApple iCloud MailGoogle Workspace+23 | — | — |
| 40 | Safely Provides ID verification solutions for vacation rentals | $20M | 32 mo ago | Series A | 43 | WordPressApple iCloud MailMicrosoft 365+32 | — | — |
| 41 | Trellis Online P&C platform for insurance products | $17M | 49 mo ago | Acquired | 80 | WordPressApple iCloud MailGoogle Workspace+23 | 2 patents Design and integration of advanced antenna structures for wireless communication systems. | — |
| 42 | CompScience Provider of insurance policy suite solutions | $16M | 15 mo ago | Series B | 5 | WordPressApple iCloud MailGoogle Workspace+27 | — | 1 partnership · 1 award |
| 43 | Just Usage-based auto insurance platform for individuals | $15M | 32 mo ago | Series A | 48 | SentryNode.jsRadix UI+25 | 39 patents Patents concentrated in health & consumer products | — |
| 44 | Shepherd Insurance software suite for businesses 27Funding top 33%Moat top 34%Talent top 38%Global bottom 39% All 8 signals ▾Fundingtop 33% Moattop 34% Talenttop 38% Globalbottom 39% Marketbottom 38% Techbottom 35% Patentsbottom 35% Innovationbottom 33% Funding: Raised $13.5M across 3 rounds · 3 rounds over 2 yrs (1.5/yr) Moat: Editorial + unicorn rating 7/10 · IP moat: 11 patents rank vs industry peers · Fliar Intelligence Index 27/100 | $14M | 2 mo ago | Series B | — | WebflowApple iCloud MailGSAP+11 | 11 patents Cut‑resistant, wildlife‑safe security fencing and mesh panel systems for perimeter protection. | — |
| 45 | Rainbow Property and casualty insurance for restaurant businesses | $12M | 17 mo ago | Series A | — | WebflowGSAPcore-js+16 | 5 patents Wireless cryptographic module interfaces and sport training hurdle equipment | 1 partnership |
| 46 | Goodcover Provider of renters insurance with a cooperative member dividend model | $8M | 29 mo ago | Series A | 8 | SentryAnt DesignReact+11 | — | — |
| 47 | SF Insuretech Provides database for auto insurers 48Funding top 37%AI top 45%Talent bottom 45%Global bottom 29% All 4 signals ▾Fundingtop 37% AItop 45% Talentbottom 45% Globalbottom 29% Funding: Raised $6.0M across 8 rounds · 8 rounds over 6 yrs (1.3/yr) AI: Product described with: ai-based rank vs industry peers · Fliar Intelligence Index 48/100 | $6M | 1 mo ago | Series A | — | — | — | — |
| 48 | Plover Parametrics Cloud-based platform for parametric insurance | $5M | 25 mo ago | Series B | 3 | — | — | — |
| 49 | Panta Insurance Services Provider of business insurance solutions engineered to be faster and cheaper, offering commercial insurance… | $500K | 5 mo ago | Seed | — | — | — | — |
| 50 | Faura Natural disasters insurance solution for homeowners | $500K | 17 mo ago | Series A | — | DartFirebaseFlutter+6 | — | 1 award |
Top 12 Internet First Insurance Platforms companies in California
#1
Series F · San Francisco, California · founded 2017 · 471 employees$770Mraised▾
Online property and casualty insurance platform for businesses. It provides coverage for error and omission and cyber insurance. It offers coverage for professional liability, computer replacement, lost business income, breach response costs, and more. It also features claims settlement services. It offers solutions for multiple industries including healthcare, retail, IT, legal, energy, and more.
- Mar 2025Series F$30M
- Jul 2022Series F$250M
- Sep 2021Series E$205M
- Mar 2021Series D$175M
#2
Series B · San Francisco, California · founded 2019 · 55 employees$60.9Mraised▾
Online insurance comparison platform. It offers a platform for users to browse the list of service providers and select the best plans and benefits. It allows users to get quotes and complete the policy approval process.
- Dec 2025Series B$6.2M
- Jun 2024Series B$20M
- Feb 2024Series B$16.3M
- Oct 2022Series A—
#3
Series B · San Francisco, California · founded 2019 · 47 employees$62Mraised▾
Provider of technology-enabled health insurance plans for employers and employees. The company offers employers options for their employees while streamlining administration. It integrates with various payroll, HRIS, and benefit administration platforms. The company delivers personalized messaging based on condition and plan to improve access to care.
- Dec 2025Conventional Debt—
- Dec 2025Series B$134M
- Jan 2023Series A$58M
- Jul 2020Seed$4M
#4
Series D · San Francisco, California · founded 2016 · 76 employees$100Mraised▾
Cloud based cyber risk analytics and insurance underwriting solutions for the insurance industry. It offers a data and analytics platform to support multiple applications to enable insurance placement, underwriting decisions, and portfolio management optimization. It also offers catastrophe modeling and portfolio management solutions.
- Oct 2025Series D$180M
- Dec 2022Series C$50M
- Mar 2020Series B—
- Nov 2019Series B$35M
#5
Series B · San Francisco, California · founded 2020$13.5Mraised▾
Insurance software suite for businesses. Commercial insurance platform that provides personal insurance, commercial insurance, employee benefits, and financial services. Offers comprehensive coverage from programs to projects, products are backed by several of the top capacity and reinsurance providers in the world, insurance capacity alongside risk management software, integrations to popular tools, and a curated app marketplace.
- Mar 2026Series B$42M
- Feb 2024Series A$13.5M
- Sep 2021Seed$6.2M
- Feb 2021Seed—
#6
Series A · Los Angeles, California · founded 2018$6Mraised▾
SF Insuretech provides AI-based data and monitoring solutions for auto insurance companies. It offers a database of weather data, image data, car data, satellite data, and more.
- Apr 2026Series A$1.4M
- Jul 2025Conventional Debt$1.2M
- Sep 2024Conventional Debt$800K
- Aug 2023Conventional Debt$375K
#7
Public · San Francisco, California · founded 1984 · 2035 employees$350Mraised▾
SelectQuote is an online life insurance comparison platform for individuals. It offers quotes for term life insurance, senior insurance, home insurance, auto insurance, medicare insurance, and life insurance. It provides pricing plans, terms, and reviews to assist users in selecting preferred insurance policies.
- Feb 2025Post IPO$350M
- Jul 2014PE—
- Nov 2004Conventional Debt—
#8
Series D · San Francisco, California · founded 2018 · 227 employees$185Mraised▾
Online property insurance platform for businesses. It offers coverage for general liability, cyber, errors & omissions, business property, stakeholders, employee benefits liability, and more. It offers customized coverage plans based on startups. It also offers claims assistance solutions for users.
- Feb 2025Series D—
- Nov 2024Series C$18.5M
- Dec 2023Series C$25M
- Aug 2021Series C$60M
#9
Series A · Menlo Park, California · founded 2022$31.9Mraised▾
Provider of AI-powered prior authorization solutions for healthcare. This platform automates the prior authorization process, integrating with electronic health records and pharmacy systems. It streamlines workflows by automating form selection, submission, and follow-up, improving approval rates and reducing administrative burden. The solution supports both provider and pharmacy-initiated requests and offers comprehensive support and customizable workflows. It ensures compliance with relevant regulations, including HIPAA and SOC 2.
- Aug 2025Series A$14.3M
- Jun 2025Series A$17.6M
#10
Series D · El Segundo, California · founded 2018 · 208 employees$328Mraised▾
Online health insurance platform for individuals and businesses. It offers health insurance including doctor consultation, treatment coverage, medical billing coverage, and more. It also offers insurance claim assistance solutions.
- Jun 2024Series D$165M
- Jan 2021Series C$125M
- Jul 2020Series B$20M
- Aug 2019Series A$18M
#11
Series C · Pleasanton, California · founded 2019 · 109 employees$208.6Mraised▾
Provider of AI based data and monitoring solutions for the cyber insurance industry. It features SaaS-based solutions for risk identification, risk management, and insurance underwriting. It supports mapping cyber threats for claim filing and claim processing.
- Jul 2024Series C$60M
- Nov 2023Series B$25M
- Mar 2022Series B$100M
- Mar 2021Series A$20.3M
#12
Series B · San Francisco, California · founded 2001 · 33 employees$45.4Mraised▾
Provider of fertility financing, coaching, and support services. The company providers services for patients to undergo fertility planning. It also has tools for clinicians to join and manage fertility treatment and support for their clients.
- Apr 2025Conventional Debt$400M
- Apr 2022Series B$25M
- May 2021Series A$9M
- Dec 2018Conventional Debt$100M
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of Internet First Insurance Platforms coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising