Best FinTech Companies in Denver, United States
The 187 best FinTech companies in Denver, United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: NFT Universe.
Biggest earners American Express Co ($10.5B, +9% YoY), Mastercard Inc ($8.3B, +13% YoY), Flex Ltd. ($6.6B, +4% YoY), Fiserv Inc ($5.0B, +10% YoY)
Our analysis of 243 FinTech companies
$56.0b in tracked funding; 98% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best FinTech companies in Denver
| # | Company | Disclosed funding | Last round | Stage | Employees | Founder | Tech stack | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|---|
| 1 | NFT Universe Online platform for NFT collectibles | $300M | 30 mo ago | Series D | 55 | — | — | — | — |
| 2 | AgentSync 🦄 Regulatory reporting software of insurance companies | $161M | 31 mo ago | Series B | 229 229 → 166 (-28%) | Niranjan Sabharwal Cofounder & CEO | WordPress Block EditorWordPressSentry+49 | — | — |
| 3 | PaySimple Online Payment and Invoicing for small business | $137M | 115 mo ago | Series B | 3,016 | — | WordPress Block EditorWordPressApple iCloud Mail+27 | — | — |
| 4 | CyberGRX Cloud-based solutions for risk assessment and management | $100M | 78 mo ago | Acquired | 141 | — | — | — | — |
| 5 | Alviere Provider of embedded finance platform and financial products 67Funding top 22%Moat top 22%Talent top 33%Tech top 34% All 10 signals ▾Fundingtop 22% Moattop 22% Talenttop 33% Techtop 34% Growthtop 35% Innovationtop 40% Producttop 49% Marketbottom 45% Globalbottom 38% Newsbottom 21% Funding: Raised $75.0M across 4 rounds · 4 rounds over 5 yrs (0.8/yr) Moat: Editorial + unicorn rating 8/10 · Soonicorn rank vs industry peers · Fliar Intelligence Index 67/100 | $75M | 11 mo ago | Series B | 119 | Pedro Silva Co-Founder & CEO | HubSpot CMS HubApple iCloud MailFacebook Login+23 | — | — |
| 6 | Salt lending Online platform for asset-backed loans for cryptocurrency | $65M | 27 mo ago | Acquired | 54 | — | WordPressApple iCloud MailGoogle Workspace+33 | 7 patents Blockchain-based digital asset collateral management and tokenized fund ownership platforms | 1 expansion |
| 7 | Flock Homes Alternative investment platform for real estate projects | $60M | 13 mo ago | Series B | 35 | Ari Rubin Founder | SentryMUIGSAP+27 | — | — |
| 8 | Maxwell Customer experience and document management platform | $55M | 55 mo ago | Series B | 279 279 → 485 (+74%) | John Paasonen Co-founder & CEO | WordPress Block EditorWordPressMySQL+39 | 414 patents Photonic solid-state cooling and radiative heat‑sink technologies for thermal management. | — |
| 9 | Honeycomb Insurance AI-based comparison platform for real estate insurance | $55M | 25 mo ago | Series B | 65 | Itai Ben-Zaken Co-Founder & CEO | WebflowApple iCloud MailGoogle Workspace+32 | — | — |
| 10 | ThreeFlow Benefits administration solutions for employees | $53M | 54 mo ago | Series B | 121 | Richard Perrott CoFounder | WebflowApple iCloud MailGoogle Workspace+26 | 7 patents Advanced lenticular image manufacturing and printing technologies | 1 partnership |
| 11 | Elevate Online employee benefits solution for enterprises | $43M | 20 mo ago | Series B | 18 | Brian Strom Co-Founder & CTO | WebflowSalesforceVimeo+26 | — | 1 launch |
| 12 | QRails Card issuer processing solutions | $43M | 43 mo ago | Acquired | 58 | Naseer Nasim Board Advisor | WordPressMySQLPHP+25 | — | — |
| 13 | Oildex Cloud-based oil and gas accounting software | $38M | — | Acquired | 76 | — | — | — | — |
| 14 | Ambrook Online lending marketplace for agricultural loans 57Tech top 21%Funding top 26%Growth top 28%Talent top 28% All 7 signals ▾Techtop 21% Fundingtop 26% Growthtop 28% Talenttop 28% Productbottom 48% Globalbottom 32% Marketbottom 24% Tech: 35 technologies across 7/8 capability areas · Cloud: Cloudflare, Google Cloud Funding: Raised $26.1M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) rank vs industry peers · Fliar Intelligence Index 57/100 | $26M | 11 mo ago | Series A | 13 | Dan Schlosser Co-Founder | SentryApple iCloud MailGoogle Workspace+31 | — | — |
| 15 | Casa Platform offering self-custody solutions for cryptocurrency | $25M | 53 mo ago | Series A | 12 | Nick Neuman CEO | Webflow EcommerceWebflowLazySizes+18 | — | 1 launch |
| 16 | Highwing Networking platform for brokers and insurers | $24M | 33 mo ago | Series A | 26 | Erik Mitisek Founder | — | — | — |
| 17 | Infinicept Payment facilitator solutions for merchants | $23M | 49 mo ago | Series A | 77 | Todd Ablowitz Co-Founder & Co-CEO | — | — | — |
| 18 | Backflip Online real estate portfolio management tools | $23M | 25 mo ago | Series A | 4 | Joshua Ernst Co-Founder & CEO | — | — | 5 job openings · 1 launch |
| 19 | Valen Provider of predictive analytics solutions for insurers | $21M | 148 mo ago | Acqui-Hired | 529 | — | — | — | — |
| 20 | Commerce Sync Automated bookkeeping connector for QuickBooks and Xero, simplifying sales data transfer | $20M | 124 mo ago | Acquired | 16 | — | — | — | — |
| 21 | P2Binvestor Growth capital for soaring businesses, offering flexible, scalable credit lines | $18M | 78 mo ago | Series A | — | — | — | — | — |
| 22 | Apostrophe Provider of self-insured health insurance services | $17M | 78 mo ago | Seed | 70 | Cheryl Kellond Co-Founder & CEO | — | — | — |
| 23 | Accept.inc Online lending platform for residential mortgage loans | $12M | 59 mo ago | Acquired | 63 | — | — | — | — |
| 24 | NCS Data aggregation and predictive analytics software | $12M | 56 mo ago | Series A | 15 | Adam Crabtree Founder & CEO | WordPress Block EditorWordPressMySQL+23 | 12 patents Thin/zero client remote display systems and modular computing hardware for networked devices | — |
| 25 | TradeOff Online virtual trading platform for gamers | $11M | 24 mo ago | Acquired | 8 | Rob Kuck CEO & President | — | — | — |
| 26 | Cake Insure Online workers' compensation insurance platform for businesses | $10M | 104 mo ago | Series A | 32 | — | SentrySalesforceSalesforce Service Cloud+21 | — | — |
| 27 | GloveBox Provider of an app-based policy management platform for individuals | $10M | 47 mo ago | Series A | 35 | Sean Mulhern Co-Founder | Apple iCloud MailGoogle WorkspaceTailwind CSS+11 | — | — |
| 28 | POAP Cloud-based collection of NFTs | $10M | 54 mo ago | Seed | 11 | Isabel Gonzalez Co-Founder | Node.jsReactNext.js App Router+16 | — | — |
| 29 | Mocapay Online platform for mobile marketing and payments | $9M | 59 mo ago | Series B | 46 | — | WordPressUptimeRobotProton Mail+26 | 29 patents Secure offline mobile payment processing and targeted marketing messaging for mobile commerce platforms. | — |
| 30 | ID Watchdog Identity theft detection & mitigation | $8M | 160 mo ago | Acquired | 694 | — | LiferayJavaEnvoy+13 | — | — |
| 31 | Joust Bank App-based invoice management solutions for businesses and freelancers | $8M | 82 mo ago | Acqui-Hired | 18 | Lamine Zarrad Founder & CEO | — | — | — |
| 32 | Covered Insurance solutions provider offering competitive quotes and partnership opportunities | $8M | 70 mo ago | Series A | 100 | Ross Diedrich Cfa Founder & CEO | SentryZendeskTypeScript+27 | 4 patents Firearm rack locking mechanisms and modular golf‑cart accessory containers | — |
| 33 | Comeryx Provider of AI-native excess and surplus insurance for artisan contractors 67Talent top 38%Funding top 41%AI top 45%Global bottom 48% All 4 signals ▾Talenttop 38% Fundingtop 41% AItop 45% Globalbottom 48% Talent: 2 named leaders on record · 2 C-suite/founder profiles curated Funding: Raised $7.5M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) rank vs industry peers · Fliar Intelligence Index 67/100 | $8M | 3 mo ago | Seed | — | Elad Kolet Co-Founder & CTO | — | — | 1 award |
| 34 | AutoPay Online lending marketplace for auto loans | $7M | 112 mo ago | Early Stage | 331 | — | WordPress Block EditorElementorWordPress+36 | — | — |
| 35 | Dapix FIO Protocol for interwallet operability | $6M | 81 mo ago | Deadpooled | 2 | David Gold Founder & CEO | — | — | — |
| 36 | Income Lab Developer of software for retirement income planning and financial advising | $5M | 16 mo ago | Series A | 17 | Johnny Poulsen Co-Founder & CEO | WordPressMySQLPHP+26 | — | 1 expansion |
| 37 | Kpa Provider of risk and compliance management solutions | $5M | 176 mo ago | Acquired | 757 | Vane Clayton Ex- CEO | RubyRuby on RailsEnvoy+11 | — | — |
| 38 | Equa Start Cloud-based document creation and version management solutions | $5M | 60 mo ago | Seed | 12 | — | — | — | — |
| 39 | Insurdata Blockchain-based property database solutions for insurers | $5M | 86 mo ago | Seed | 6 | — | — | 2 patents Collecting and processing risk asset data for insurance underwriting | — |
| 40 | Homebot Chatbot based lead generation platform for real estate agents | $4M | 105 mo ago | Acquired | 106 106 → 92 (-13%) | — | WebflowSentryApple iCloud Mail+27 | — | 1 launch |
| 41 | BodeTree Financial performance management for SMBs | $3M | 145 mo ago | Seed | 1 | — | — | — | — |
| 42 | CreditPulse Provider of AI and subscription-based platform for credit risk management | $3M | 22 mo ago | Seed | — | Jordan Esbin Founder & CEO | WebflowAmazon Web ServicesGSAP+17 | — | 1 job opening · 1 partnership |
| 43 | Cheddar Up Online pltform for fundraising | $3M | 101 mo ago | Seed | 20 | Molly DiCarlo Co-Founder & CCO | WordPressMySQLPHP+48 | — | — |
| 44 | Deduction Provider of AI-powered tax preparation and filing services with CPA oversight | $3M | 7 mo ago | Seed | — | Jonathan Kieliszak Co-Founder & CTO | WebflowApple iCloud MailGoogle Workspace+19 | — | — |
| 45 | ResourceX Cloud-based platform for financial planning and budgeting | $2M | 36 mo ago | Acquired | 11 | Chris Fabian Co-Founder | — | — | — |
| 46 | Veracity Credit Credit score improvement service provider. | $2M | 121 mo ago | Deadpooled | 51 | — | — | — | — |
| 47 | Straddle Financial infrastructure company that offers a unified platform for bank payments | $1M | 22 mo ago | Seed | — | Keith Raphael Co-Founder & CEO | Framer SitesSalesforceReact+7 | — | — |
| 48 | Locus Provider of payment infrastructure and policy enforcement for autonomous agents | $500K | 8 mo ago | Seed | — | Cole Dermott Co-Founder | Tailwind CSSReactReact Router+7 | 556 patents Patents concentrated in chemistry & materials | 1 launch |
| 49 | Transient Labs Online studio for launching NFT marketplace & customized smart contracts | $225K | 45 mo ago | Seed | 8 | Ben Strauss Co-Founder | Intercom ArticlesApple iCloud MailGoogle Workspace+10 | — | — |
| 50 | Icecap NFT-based trading platform for diamonds | $100K | 17 mo ago | Seed | 2 | — | — | 2 patents Blockchain-based diamond custody and NFT tracking for secure gemstone provenance | — |
Top 12 FinTech companies in Denver
#1
Series B · Denver, Colorado · founded 2020 · 119 employees$75Mraised▾
Provider of embedded finance platform and financial products. This platform enables enterprises to offer various financial services directly to their customers. These services include accounts and wallets, card issuance, payment processing, and global money transfers. The platform is designed to be flexible and configurable, allowing businesses to tailor financial offerings to their specific needs. It integrates technology and program support with the security of a licensed financial institution. The goal is to help businesses increase customer engagement, generate new revenue streams, and streamline existing financial flows.
- Jun 2025Series B$8.4M
- May 2024Series B$5M
- Jun 2022Conventional Debt—
- Oct 2021Series B$50M
#2
Seed · Denver, Colorado · founded 2026$7.5Mraised▾
Provider of AI-native excess and surplus insurance for artisan contractors. It offers a digital platform designed for the small business artisan contractors market. The platform automates underwriting, enabling wholesalers to quote, bind, and issue complex risks. It combines AI technology with insurance expertise to provide a streamlined experience.
- Feb 2026Seed$7.5M
#3
Series B · Denver, Colorado · founded 2018 · 35 employees$59.6Mraised▾
Alternative investment platform for real estate projects. It allows users to make investments in rental residential and industrial properties. It offers tools for managing cash flows, price appreciation, depreciation, property valuations, tracking monthly incomes, tax savings, and risk assessment solutions.
- May 2025Series B$20M
- Mar 2025Series A$21.7M
- Mar 2022Series A$26M
- Feb 2022Series A$32M
#4
Series A · Denver, Colorado · founded 2021 · 13 employees$26.1Mraised▾
Online lending marketplace for agricultural loans. It allows farmers to discover and apply for grants, loans, and financial assistance for agricultural operation. It offers a back-office manages platform for farmers. It also allows producers to apply for farm assistance.
- Jul 2025Series A$26.1M
#5
Seed · Denver, Colorado · founded 2024$2.8Mraised▾
Provider of AI-powered tax preparation and filing services with CPA oversight. The service organizes financial documents and offers advice throughout the year. Returns are verified by professional CPAs to ensure accuracy. The platform secures sensitive information and provides a vault for document storage.
- Nov 2025Seed$2.8M
#6
Series B · Denver, Colorado · founded 2020 · 18 employees$43Mraised▾
Online employee benefits solution for enterprises. The platform offers features such as CIP integration, account opening, receipt scanning, automated reimbursement process, balance management, expense customization, and more.
- Oct 2024Series B$8M
- Apr 2023Series B$28M
- Oct 2021Series A$12M
#7
Series D · Denver, Colorado · founded 2023 · 55 employees$300Mraised▾
Online platform for NFT collectibles. Users can discover pages with a wealth of stories, featured items, and more. The app is available on both Android & iOS devices.
- Dec 2023Series D$300M
#8
Series A · Denver, Colorado · founded 2018 · 17 employees$5Mraised▾
Developer of software for retirement income planning and financial advising. The software provides tools for tax planning, annuity planning, and Social Security optimization. It offers features such as retirement stress tests and interactive planning views. The software aims to help advisors provide clear directions for clients navigating retirement.
- Jan 2025Series A$3.8M
- Jul 2023Seed$550.2K
- Apr 2022Seed$1.9M
- Sep 2021Seed$1.7M
#9
Series B · Denver, Colorado · founded 2018 · 229 employees$161.1Mraised▾
Regulatory reporting software of insurance companies. It offers an insurance infrastructure that connects carriers, agencies, MGAs, and producers. It offers tools for producer and compliance management, streamlining the compliance process for insurance agencies and carriers. It provides APIs to plug up-to-date producer compliance data into existing infrastructure.
- Oct 2023Series B$50M
- Dec 2021Series B$75M
- Mar 2021Series A$25M
- Dec 2020Seed$6.7M
#10
Acquired · Denver, Colorado · founded 2016 · 54 employees$65.1Mraised▾
Online platform for asset-backed loans for cryptocurrency. It provides users with a platform that offers an asset-backed loan in which crypto assets act as collateral for your line of credit. It also enables users to get loans to make purchases, start a business, and invest in crypto.
- Mar 2024Conventional Debt$26.1M
- Feb 2023Series A$64.4M
- Nov 2017Conventional Debt$1.5M
- Aug 2017ICO$48.5M
#11
Series B · Denver, Colorado · founded 2019 · 65 employees$54.7Mraised▾
AI-based comparison platform for real estate insurance. It offers insurance quotes for commercial property, workers' compensation, commercial general liability, excess liability, crime, and more. It offers a comparison platform for property managers, building owners, homeowner associations, and developers.
- May 2024Series B$36M
- Jan 2022Series A$15.4M
- Jun 2021Seed$3.3M
#12
Seed · Denver, Colorado · founded 2025$500Kraised▾
Provider of payment infrastructure and policy enforcement for autonomous agents. This system enables automated entities to execute financial transactions and access external application programming interfaces through a non-custodial wallet. Users define spending limits, budget thresholds, and vendor allowlists to govern agent activity. The infrastructure facilitates direct payments for services without requiring traditional bank accounts or credit cards. Every transaction is recorded to provide an audit trail of agent expenditures. The platform includes a software development kit for integrating payment capabilities into products and managing financial access for automated workflows.
- Sep 2025Seed$500K
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in the United States
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 907 United States-affiliated papers.
- Film Independent54
- United States Department of Commerce26
- Community Partners22
- University of Virginia18
- International Monetary Fund12
- Financial services42
- Database transaction16
- Payment15
- Scalability12
- Credit risk11
- Financial services7→190
- Financial inclusion2→74
- Payment2→50
- Mobile payment3→29
- Leverage (statistics)1→21
- Financial services9→149
- Financial inclusion1→56
- Payment2→27
- Investment (military)1→19
- Cryptocurrency1→17
Where fintech is researched across United States
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Who's filing fintech patents in the United States
United States fintech patent filing is accelerating — 20 filings from 16 assignees (2016–2025), led by Mastercard International, Verifone, Financial Cloud Innovations; annual filings 1→7.
- Mastercard International20
- Verifone4
- Financial Cloud Innovations2
- Atombeam Technologies2
- Salah ALI Khalil1
- LNW Gaming1
- Kassetty Nikhil1
- DR Mariappan RAJA1
Common questions
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.