Best FinTech Companies in Atlanta, United States
The 357 best FinTech companies in Atlanta, United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: OneTrust.
Biggest earners American Express Co ($10.5B, +9% YoY), Mastercard Inc ($8.3B, +13% YoY), Flex Ltd. ($6.6B, +4% YoY), Fiserv Inc ($5.0B, +10% YoY)
Our analysis of 243 FinTech companies
$56.0b in tracked funding; 98% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best FinTech companies in Atlanta
| # | Company | Disclosed funding | Last round | Employees | Founded | Tech stack | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | OneTrust 🦄 Provider of software for data privacy risk and compliance management | $1.1B | 34 mo ago | 435 | 2016 | Adobe Experience ManagerSentryApple iCloud Mail+27 | 861 patents Privacy compliance automation and data governance tools for classification, anonymization, and risk analysis | — |
| 2 | NCR Banking software suite for banks and financial institutions | $820M | 123 mo ago | 35,000 | 1884 | DrupalAdobe Experience ManagerApple iCloud Mail+41 | 4,181 patents Patents concentrated in computing, sensing & instrumentation | — |
| 3 | EVO Payments Merchant acquiring and payment processing solutions | $717M | 74 mo ago | 2,400 | 1989 | — | — | — |
| 4 | Corpay Provider of payment automation and expense management software solutions 87Product top 17%Tech top 20%Funding top 21%Fin. health top 21% All 12 signals ▾Producttop 17% Techtop 20% Fundingtop 21% Fin. healthtop 21% Markettop 32% Innovationtop 33% Talenttop 38% Moattop 40% Growthtop 43% AItop 45% Globalbottom 49% Customersbottom 46% Product: 9 distinct product lines · 4 published apps (63.6k installs) Tech: 84 technologies across 6/8 capability areas · Cloud: Akamai, Amazon Cloudfront rank vs industry peers · Fliar Intelligence Index 87/100 | $646M | 13 mo ago | — | 2000 | ContentfulApple iCloud MailNode.js+40 | — | — |
| 5 | GreenSky Lending as a service platform for consumer financing | $610M | 101 mo ago | 1,267 1,267 → 1,075 (-15%) · sector median +22% | 2006 | WordPressMySQLPHP+20 | 3 patents Digital platforms for automated closed‑end consumer loan origination | — |
| 6 | Mission Lane Provider of credit builder cards for consumers | $607M | 28 mo ago | 426 426 → 459 (+8%) · sector median +22% | 2018 | SentryZendeskApple iCloud Mail+31 | — | — |
| 7 | Greenlight 🦄 App-based investment platform for kids and teens | $556M | 32 mo ago | 210 | 2014 | ContentfulNode.jsEnvoy+41 | 17 patents Energy-aware on-demand GPU cloud computing and market participant networking platforms | 1 partnership |
| 8 | LendingPoint Personal loans provider offering financial solutions with proprietary technology and AI 50Funding top 18%Tech top 30%Talent top 33%Moat top 35% All 12 signals ▾Fundingtop 18% Techtop 30% Talenttop 33% Moattop 35% Producttop 44% Customerstop 44% Growthbottom 48% Innovationbottom 41% Marketbottom 39% Globalbottom 36% Patentsbottom 27% Newsbottom 24% Funding: Raised $325M across 13 rounds · 13 rounds over 11 yrs (1.2/yr) Tech: 47 technologies across 5/8 capability areas · Cloud: Amazon Alb, Amazon S3 rank vs industry peers · Fliar Intelligence Index 50/100 | $325M | 7 mo ago | — | 2014 | WordPressApple iCloud MailMicrosoft 365+22 | 2 patents Financial fraud detection and prevention systems for banking account transactions | — |
| 9 | Kabbage 🦄 Online lending platform for business loans | $321M | 83 mo ago | 2 | 2009 | — | 38 patents Automated financing, risk assessment, and transaction verification for online marketplaces and auctions | — |
| 10 | Atlanticus Holdings Provider of credit cards for individuals and businesses | $290M | 90 mo ago | 689 689 → 702 (+2%) · sector median +22% | 1996 | BugHerdQ4Highcharts+18 | — | — |
| 11 | REPAY Provider of payment processing solutions and vendor payment automation services | $200M | 104 mo ago | 122 | 2006 | WordPress Block EditorWordPressApple iCloud Mail+38 | — | — |
| 12 | Cardlytics Provider of card-linked marketing platform and retail media network solutions | $178M | 69 mo ago | 389 389 → 328 (-16%) · sector median +22% | 2008 | WebflowVimeoGSAP+14 | 51 patents Targeted mobile/online advertising through interactive content delivery and rendering systems | — |
| 13 | Purchasing Power E-commerce company that allows customers to finance purchases through payroll deduction. | $120M | 47 mo ago | 243 243 → 467 (+92%) · sector median +22% | 2001 | SAP Commerce CloudTypeScriptJava+41 | — | — |
| 14 | PrimeRevenue Provider of supply chain finance solutions optimizing cash flow for buyers and suppliers | $104M | 134 mo ago | 182 | 2003 | WordPressApple iCloud MailMySQL+32 | 26 patents Digital platforms for supply chain financing and B2B payment orchestration | 1 job opening |
| 15 | BitPay App-based crypto payment management solutions for individuals and businesses | $103M | 98 mo ago | 60 60 → 144 (+140%) · sector median +22% | 2011 | Cart FunctionalitySentryZendesk+16 | — | 1 partnership |
| 16 | Buckle Online insurance platform for rideshare drivers | $91M | 50 mo ago | 100 | 2018 | WebflowApple iCloud MailMicrosoft 365+10 | — | — |
| 17 | Greenwood Developer of a digital bank for individuals and businesses | $88M | 42 mo ago | 63 | 2020 | — | 7 patents Patents concentrated in chemistry & materials | — |
| 18 | Relay Payments Payment solutions for logistics industries | $88M | 58 mo ago | 68 68 → 125 (+84%) · sector median +22% | 2019 | HubSpot CMS HubApple iCloud MailGoogle Workspace+28 | 12 patents Secure one-time token generation for payments and authentication across commerce transactions | 1 job opening · 1 partnership · 3 awards |
| 19 | Greenwood Internet first bank through partnership for blacks and latino customers | $85M | 42 mo ago | — | 2020 | WordPressMySQLPHP+29 | 7 patents Patents concentrated in chemistry & materials | — |
| 20 | Rialtic Payment solutions for healthcare sectors | $81M | 34 mo ago | 61 | 2020 | WebflowjQueryHSTS+10 | — | — |
| 21 | MAX Exchange Online platform to buy and sell mortgage loans | $72M | 35 mo ago | 94 | 2009 | WordPressMySQLMariaDB+36 | — | 1 launch · 1 partnership |
| 22 | OnPay Payroll management solution provider | $59M | 17 mo ago | 165 | 2011 | WordPressSentryMySQL+31 | — | — |
| 23 | Momnt AI-based lending software for point-of-sale financing | $53M | 12 mo ago | 170 | 2019 | WebflowApple iCloud MailGoogle Workspace+18 | — | — |
| 24 | CONTROL Provider of an app-based fantasy sports platform for multiple sports | $40M | 53 mo ago | — | 2015 | — | 135 patents Pest control chemicals and delivery systems, including spray units and animal pour‑ons. | — |
| 25 | RoadSync Accounts receivable solutions for businesses | $40M | 59 mo ago | 60 60 → 75 (+25%) · sector median +22% | 2015 | Cart FunctionalityWordPressApple iCloud Mail+36 | — | 2 job openings |
| 26 | Patientco SaaS-based payment solutions for healthcare organizations | $35M | 64 mo ago | 54 | 2008 | SalesforceAtlassian StatuspageAmazon Web Services+13 | — | — |
| 27 | Groundfloor Fractional real estate investment platform for individuals 60Funding top 29%Customers top 32%Tech top 33%Talent top 38% All 11 signals ▾Fundingtop 29% Customerstop 32% Techtop 33% Talenttop 38% Fin. healthtop 45% Markettop 48% Growthtop 48% Producttop 49% Newsbottom 45% Moatbottom 40% Globalbottom 37% Funding: Raised $34.1M across 11 rounds · 11 rounds over 12 yrs (0.9/yr) Customers: App rating 4.1★ (251 reviews) rank vs industry peers · Fliar Intelligence Index 60/100 | $34M | 5 mo ago | 70 | 2013 | WordPressMySQLPHP+34 | — | 1 partnership |
| 28 | Canopy Open banking API solutions | $34M | 32 mo ago | 47 | 2019 | Node.jsSalesforceTailwind CSS+22 | 49 patents Extraction, processing, and chemical synthesis of hemp-derived cannabinoids and related bioactives | — |
| 29 | Codoxo AI-based platform for employee and individual healthcare planning 45Funding top 25%Moat top 41%AI top 45%Patents bottom 49% All 9 signals ▾Fundingtop 25% Moattop 41% AItop 45% Patentsbottom 49% Marketbottom 46% Innovationbottom 45% Growthbottom 42% Globalbottom 36% Newsbottom 26% Funding: Raised $30.0M across 5 rounds · 5 rounds over 9 yrs (0.6/yr) Moat: Editorial + unicorn rating 7/10 · IP moat: 3 patents rank vs industry peers · Fliar Intelligence Index 45/100 | $30M | 6 mo ago | 60 | 2016 | — | 3 patents AI-driven healthcare claim validation and provider specialty prediction systems | 1 job opening |
| 30 | Rainforest Payment processing solution for businesses 55Growth top 23%Funding top 24%News top 31%Patents top 33% All 11 signals ▾Growthtop 23% Fundingtop 24% Newstop 31% Patentstop 33% Innovationtop 43% Moattop 43% Producttop 46% Talentbottom 49% Techbottom 40% Globalbottom 40% Marketbottom 38% Growth: 1 acquisition/expansion move in 24 mo · Fresh capital in last 24 mo Funding: Raised $28.5M across 4 rounds · 4 rounds over 3 yrs (1.3/yr) rank vs industry peers · Fliar Intelligence Index 55/100 | $28M | 9 mo ago | 38 | 2022 | WebflowSplidejQuery+11 | 38 patents AI-driven automated product testing and inspection systems for manufacturing quality control | 1 job opening · 1 launch |
| 31 | Westhill Software solutions for P&C insurers | $27M | 36 mo ago | 21 | 2017 | Apple iCloud MailGoogle WorkspaceNode.js+15 | — | — |
| 32 | Streamline Health SaaS-based revenue management tool for providers | $26M | 28 mo ago | 77 77 → 92 (+19%) · sector median +22% | 1989 | WordPress Site EditorwpBakeryWordPress+24 | — | — |
| 33 | FinQuery Cloud-based lease accounting and management software | $26M | 25 mo ago | — | 2011 | WordPressMySQLPHP+28 | — | — |
| 34 | Layr Cloud-based comparison platform for P&C insurances | $25M | 31 mo ago | 51 | 2016 | — | — | — |
| 35 | Carputty Online platform offering automobile loans for consumers | $25M | 27 mo ago | 40 | 2020 | Amazon WebstoreWebflowGoogle Maps+27 | — | — |
| 36 | Doc2Doc Lending Provider of a platform for lending money to healthcare professionals | $25M | 45 mo ago | 16 | 2018 | WordPressMySQLPHP+40 | — | — |
| 37 | Fold Provider of a platform for earning bitcoin rewards and buying bitcoin 60Funding top 24%Tech top 25%Product top 28%Moat top 32% All 12 signals ▾Fundingtop 24% Techtop 25% Producttop 28% Moattop 32% Growthtop 34% Talenttop 38% Patentstop 42% Innovationtop 44% Customerstop 47% Newsbottom 45% Globalbottom 40% Marketbottom 35% Funding: Raised $20.1M across 6 rounds · 6 rounds over 7 yrs (0.9/yr) Tech: 65 technologies across 5/8 capability areas · Cloud: Akamai, Amazon Web Services rank vs industry peers · Fliar Intelligence Index 60/100 | $20M | 9 mo ago | 25 | 2014 | DrupalPHPBootstrap+25 | 23 patents Innovative pre-roll packaging, nanomaterial drug delivery, and advanced thermoplastic container designs. | — |
| 38 | Ledgible Provider of a platform for digital asset tax and accounting | $20M | 48 mo ago | 10 10 → 24 (+140%) · sector median +22% | 2014 | WordPressMySQLPHP+29 | — | 2 partnerships |
| 39 | Mile Auto Internet-first usage-based auto insurance platform for individuals | $17M | 36 mo ago | 21 | 2017 | SentryGoogle MapsVue.js+28 | — | — |
| 40 | FilmHedge Online marketplace offering business loans for filmmakers | $12M | 43 mo ago | 8 | 2020 | AlgoliaNode.jsBubble+12 | — | — |
| 41 | Trust Stamp AI-powered platform focuses on cybersecurity solutions | $10M | 23 mo ago | 13 | 2015 | Tailwind CSSReactAmazon Web Services+18 | — | — |
| 42 | Gridline Online platform for investments in alternative assets | $9M | 5 mo ago | 44 | 2020 | WordPressMySQLPHP+30 | — | — |
| 43 | Homegrown Fundraising platform for businesses | $8M | 6 mo ago | — | 2023 | — | — | 1 partnership |
| 44 | Kalispot Provider of a unified financial services network. This network allows consumers to easily deposit and… | $4M | 6 mo ago | 7 | — | — | — | — |
| 45 | Atrium Provider of AI platform delivering real-time loan-level insights and analytics | $4M | 7 mo ago | — | 2024 | — | — | 1 launch |
| 46 | Umoja Web3 payments infrastructure platform | $4M | 26 mo ago | 19 | 2021 | — | — | — |
| 47 | Infinite Giving Non-profit organization focused on providing investment advisory and fiduciary services | $3M | 21 mo ago | 9 | 2021 | Webflow EcommerceWebflowApple iCloud Mail+23 | — | 1 partnership |
| 48 | CypherFace Provider of C2B payment network for consumers | $2M | 15 mo ago | — | 2024 | — | — | — |
| 49 | Pocketbook Personalized white-labeled digital wallets for consumers | $1M | 25 mo ago | 4 | 2023 | — | — | — |
| 50 | Benegames Developer of gamified financial wellness solutions | $295K | 21 mo ago | — | 2024 | — | — | — |
Top 12 FinTech companies in Atlanta
#1
Series B · Atlanta, Georgia · founded 2014$325Mraised▾
Personal loans provider offering financial solutions with proprietary technology and AI. The company provides unsecured personal loans to consumers, leveraging advanced algorithms and data models to offer access to credit. They aim to create frictionless access to money, offering personalized solutions to meet unique financial needs. The company uses technology to paint a more complete picture of applicants, unlocking loan solutions. They offer various types of loans, including debt consolidation, home improvement, emergency, medical, online, and vacation loans. The company is committed to driving a better lending and borrowing experience by finding more reasons to say "yes." They also offer a mobile app for managing finances and monitoring credit scores. The company uses AI and data models to evaluate credit worthiness and provide access to fair credit. They are expanding their business through e-commerce platform integrations and commercial finance product development, introducing "qualify today, buy anywhere" technology. The website offers options to apply, login, check rates, and access a knowledge center.
- Nov 2025Series B—
- Mar 2021Conventional Debt—
- Jan 2021Series B$125M
- Dec 2020Conventional Debt$350M
#2
Public · Atlanta, Georgia · founded 2000$646Mraised▾
Provider of payment automation and expense management software solutions. The company offers software that streamlines business payments, automates accounts payable processes, and manages employee expenses. Its solutions include tools for invoice management, payment execution, spend tracking, and corporate card integration. The platform supports businesses in enhancing operational efficiency, reducing manual tasks, and maintaining control over financial workflows. Features enable users to manage payments to vendors, reconcile transactions, and ensure compliance with internal policies. Services are designed for integration with enterprise resource planning systems to improve accuracy and visibility across financial operations.
- Apr 2025Post IPO$300M
- Dec 2018Post IPO$11M
- Apr 2009Series E$100M
- Jul 2005Conventional Debt$160M
#3
Series B · Atlanta, Georgia · founded 2013 · 70 employees$34.1Mraised▾
Fractional real estate investment platform for individuals. Allows individual investors to invest in fractional basis, investments are automatically diversified across a wide array of available cash flowing real estate based investments, aimed at controlling risk while optimizing investment for maximum returns within a short time period, investments balanced across a variety of return profiles, maturities, and geographies. Application is made available on Android and iOS platforms.
- Jan 2026Series B$1M
- Aug 2023Series B$3.9M
- Feb 2022Conventional Debt$100M
- Feb 2022Series B$18M
#4
Series C · Atlanta, Georgia · founded 2016 · 60 employees$30Mraised▾
AI-based platform for employee and individual healthcare planning. It analyzes claims data, detects practices that intentionally or unintentionally waste money, and builds connections across data to provide actionable insights. It analyzes all types of professional, facility, pharmacy, behavioral, dental, and workers claims.
- Dec 2025Series C$35M
- Feb 2022Series B$21M
- Jun 2020Series A$7M
- Jun 2018Seed$475K
#5
Series B · Atlanta, Georgia · founded 2022 · 38 employees$28.5Mraised▾
Payment processing solution for businesses. Enables to accept and send payments, minimizes risk and compliance, and grows revenue. Provides payout acceptance with multiple payment solutions.
- Sep 2025Series B$29M
- Jun 2024Series A$20M
- Oct 2023Seed$8.5M
- Oct 2023Venture Debt$3.2M
#6
Seed · Atlanta, Georgia · founded 2023$8.3Mraised▾
Fundraising platform for businesses. Investment platform that connects local investors with neighborhood businesses that are ready to expand. Provides solution to pay back a small percentage of sales once per month for a set period of time, pay back every month for investors, downturn-protected, non-dilutive funds that leave businesses with all of ownership intact, and more.
- Dec 2025Seed$493.7K
- Nov 2025Seed$900K
- Jul 2025Seed$531.9K
- Jun 2025Seed$212.8K
#7
Series A · Atlanta, Georgia · founded 2020 · 44 employees$9Mraised▾
Online platform for investments in alternative assets. It offers data-driven analysis and thorough diligence to curate products. It also offers liquidity solutions, thematic indexes, and more.
- Dec 2025Series A$18.5M
- Apr 2024Series A$6.7M
- Mar 2022Series A$9M
#8
Public · Atlanta, Georgia · founded 2014 · 25 employees$20.1Mraised▾
Provider of a platform for earning bitcoin rewards and buying bitcoin. It offers a prepaid debit card for earning rewards on purchases. The platform facilitates buying bitcoin with options for instant and recurring purchases. It also allows users to pay bills and earn rewards on eligible payments.
- Sep 2025Post IPO$157.6K
- Dec 2024Series B$39.9M
- Mar 2021Series A$17.5M
- Aug 2020Seed$100K
#9
Series C · Atlanta, Georgia · founded 2019 · 170 employees$52.5Mraised▾
AI-based lending software for point-of-sale financing. It enables lenders and merchants to provide Point-of-Sale financing to customers. It features automated lending, artificial intelligence, machine learning for determining the creditworthiness of the clients, and more.
- May 2025Series C$5.2M
- Jul 2023Series C$34.5M
- Sep 2022Series B$9.5M
- Jun 2021Series A$7M
#10
Series A · Atlanta, Georgia · 7 employees$4Mraised▾
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- Dec 2025Series A$4M
- Dec 2025Conventional Debt—
#11
Series B · Atlanta, Georgia · founded 2011 · 165 employees$59.4Mraised▾
Onpay is an online payroll management solution provider. The software automates tasks such as tax calculation, expense reporting, leave tracking and more. The self-service portal allows the employee to keep a track of their payslips, input expenses, request leave, enter work hours, and more. It also generates payslips automatically each month in-consideration of vacation days, bonuses, benefits, insurances, pensions, etc. Offers a subscription-based pricing model.
- Jan 2025Series B$63M
- Jan 2025Venture Debt—
- Nov 2024Series B$6M
- Aug 2024Series B$53.4M
#12
Series A · Atlanta, Georgia · founded 2024$4Mraised▾
Provider of AI platform delivering real-time loan-level insights and analytics. It unifies bank filings and real estate lending data for investors and analysts. The platform transforms mortgage filings into intelligence, matching records to reveal lending details. It offers visibility into exposures, property details, filing history, and ownership profiles. The AI surfaces moves and loan-level signals, connecting filings and disclosures. It decodes earnings calls with transcripts and insights, flagging metrics and credit references. The platform unifies stock performance, call report schedules, metrics, and lending data. It provides access to org charts, personnel, branch growth, and source documents.
- Oct 2025Series A$4M
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in the United States
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 907 United States-affiliated papers.
- Film Independent54
- United States Department of Commerce26
- Community Partners22
- University of Virginia18
- International Monetary Fund12
- Financial services42
- Database transaction16
- Payment15
- Scalability12
- Credit risk11
- Financial services7→190
- Financial inclusion2→74
- Payment2→50
- Mobile payment3→29
- Leverage (statistics)1→21
- Financial services9→149
- Financial inclusion1→56
- Payment2→27
- Investment (military)1→19
- Cryptocurrency1→17
Where fintech is researched across United States
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Who's filing fintech patents in the United States
United States fintech patent filing is accelerating — 20 filings from 16 assignees (2016–2025), led by Mastercard International, Verifone, Financial Cloud Innovations; annual filings 1→7.
- Mastercard International20
- Verifone4
- Financial Cloud Innovations2
- Atombeam Technologies2
- Salah ALI Khalil1
- LNW Gaming1
- Kassetty Nikhil1
- DR Mariappan RAJA1
Common questions
Riya reads income statements for fun. She covers the real money in a sector — revenue, growth, who actually earns — and never met a vague claim she didn't want a number for.