Best FinTech Companies in Los Angeles, United States
The 652 best FinTech companies in Los Angeles, United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Aspiration.
Biggest earners American Express Co ($10.5B, +9% YoY), Mastercard Inc ($8.3B, +13% YoY), Flex Ltd. ($6.6B, +4% YoY), Fiserv Inc ($5.0B, +10% YoY)
Our analysis of 243 FinTech companies
$56.0b in tracked funding; 98% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best FinTech companies in Los Angeles
| # | Company | Disclosed funding | Last round | Stage | Employees | Founder | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | Aspiration Digital sustainable bank for consumers | $870M | 54 mo ago | Public | 237 | Joseph Sanberg Co-Founder | — | — |
| 2 | LendingUSA Online marketplace for point-of-sale financing | $562M | 63 mo ago | Funding Raised | 38 38 → 63 (+66%) | Camilo Concha CEO | — | — |
| 3 | Quid Provider of pre-IPO equity financing solutions | $494M | 53 mo ago | Series D | — | Samit Varma Founder & Managing Director | 34 patents Graph-based NLP extracting and visualizing entity relationships from large document corpora | — |
| 4 | Blockdaemon 🦄 Blockchain-based infrastructure for node deployment and management | $468M | 45 mo ago | Series C | 250 | Konstantin Richter Founder & CEO | 6 patents Secure blockchain node management and multi‑party key ceremony infrastructure | 1 launch · 1 partnership · 1 award |
| 5 | Tryllian Bank Internet-first bank through bank partnership | $415M | 43 mo ago | Series C | 1 | Luqmaan Samie CEO | — | — |
| 6 | Pipe 🦄 Online revenue-based financing marketplace for SaaS businesses 76Funding top 16%Moat top 19%Innovation top 32%Talent top 33% All 10 signals ▾Fundingtop 16% Moattop 19% Innovationtop 32% Talenttop 33% Techtop 34% Growthtop 35% Producttop 36% Newstop 41% Globaltop 45% Markettop 47% Funding: Raised $316M across 7 rounds · 7 rounds over 6 yrs (1.2/yr) Moat: Editorial + unicorn rating 9/10 · Unicorn rank vs industry peers · Fliar Intelligence Index 76/100 | $316M | 5 mo ago | Series C | 70 | Josh Mangel Co-Founder | — | — |
| 7 | FloQast 🦄 Provider of accounting workflow automation and compliance management software solutions | $292M | 26 mo ago | Series E | 518 518 → 874 (+69%) | — | — | — |
| 8 | Spotter 🦄 Provider of an online lending platform for content creators | $255M | 28 mo ago | Series D | 46 | Aaron De Bevoise Founder & CEO | 2 patents AI-driven generation and branching of video elements for interactive video synthesis | 1 partnership |
| 9 | BlackLine Provider of AI-enabled solutions for financial close and invoice-to-cash processes | $200M | 62 mo ago | Public | 3 | Therese Tucker Co-CEO & Founder | — | — |
| 10 | PeerStreet Real estate debt investing platform connecting investors with borrowers online | $190M | 66 mo ago | Series C | 102 | Alex Perelman Co-Founder & CTO | — | — |
| 11 | Farcaster Decentralized white-label social platform provider | $180M | 24 mo ago | Acquired | — | Varun Srinivasan Co-Founder | — | — |
| 12 | Albert All-in-one money app for budgeting, saving, spending, and investing | $174M | 64 mo ago | Series C | 160 160 → 311 (+94%) | Andrzej Baraniak Co-Founder | 123 patents Patents concentrated in chemistry & materials | — |
| 13 | Sunbit 🦄 Online platform for point of sale financing | $159M | 19 mo ago | Series D | 128 | Arad Levertov CEO (Co-Founder) | 2 patents Integrating microloan financing directly into debit-card payment transactions | 1 partnership |
| 14 | beatBread Online music funding platform 69Funding top 18%News top 28%Growth top 30%Tech top 32% All 8 signals ▾Fundingtop 18% Newstop 28% Growthtop 30% Techtop 32% Talenttop 32% Moattop 39% Marketbottom 45% Globalbottom 37% Funding: Raised $134M across 3 rounds · 3 rounds over 4 yrs (0.8/yr) News: 8 BI events in 12 mo (of 16 tracked, 3 types) · +100% YoY rank vs industry peers · Fliar Intelligence Index 69/100 | $134M | 10 mo ago | Series B | 43 | John Haller Co-Founder | — | — |
| 15 | Omaze Online fundraising platform for donation-based charities | $127M | 57 mo ago | Series C | 2 | Matthew Pohlson Co-Founder & CEO | — | — |
| 16 | Scratchpay Payment solution provider for veterinary care | $108M | 44 mo ago | Series C | 150 | John Keatley Co-Founder & CEO | — | — |
| 17 | ProducePay Provider of financial and supply chain solutions for the produce industry | $104M | 28 mo ago | Series D | 256 | Benjamin Dusastre Co-Founder & CFO | — | — |
| 18 | Snappt Provider of AI-enabled platform for fraud detection and income verification | $102M | 51 mo ago | Series A | 75 | Daniel Berlind Co-Founder | — | 1 launch · 1 partnership |
| 19 | QuickFee Online payment solutions for businesses | $85M | 49 mo ago | Public | 61 | — | — | 1 partnership |
| 20 | Dakota Financial Provider of funding solutions for businesses with challenged credit profiles 45Growth top 28%Funding top 33%Tech bottom 49%Market bottom 33% All 5 signals ▾Growthtop 28% Fundingtop 33% Techbottom 49% Marketbottom 33% Globalbottom 29% Growth: Web rank 10,000,000 → 5,000,000 YoY · Fresh capital in last 24 mo Funding: Raised $77.0M across 3 rounds · 3 rounds over 5 yrs (0.6/yr) rank vs industry peers · Fliar Intelligence Index 45/100 | $77M | 1 mo ago | Funding Raised | 40 | — | — | — |
| 21 | LeaseLock Provider of deposit replacement solutions and lease insurance for property owners | $73M | 36 mo ago | Series B | 86 | Reichen Kuhl Esq Board Chairman and Founder | — | — |
| 22 | HM Bradley Developer of financial technology for banking institutions | $72M | 35 mo ago | Series B | 35 | Germain Cassiere Co-Founder & CTO | 655 patents Commercial food service dispensing and waste management equipment | — |
| 23 | Spring Labs Provider of an AI-native platform for complaints management and governance risk compliance 45Funding top 22%Talent top 28%Moat top 31%Patents top 44% All 10 signals ▾Fundingtop 22% Talenttop 28% Moattop 31% Patentstop 44% AItop 45% Innovationbottom 47% Growthbottom 41% Globalbottom 36% Marketbottom 34% Newsbottom 18% Funding: Raised $66.5M across 7 rounds · 7 rounds over 8 yrs (0.9/yr) Talent: Analyst team rating 5/5 · 2 named leaders on record rank vs industry peers · Fliar Intelligence Index 45/100 | $67M | 1 mo ago | Series C | 30 30 → 56 (+87%) | Anna Fridman Co-Founder | 12 patents Commercial kitchen heating appliances: induction cooking surfaces, heat lamps, integrated HVAC units. | — |
| 24 | Futureverse AI-enabled metaverse platform | $54M | 35 mo ago | Series A | 153 | Aaron McDonald Founder & CEO | 4 patents Distributed computing data interoperability and AI-driven music synthesis technologies. | — |
| 25 | Credit Key Developer of an online marketplace for point-of-sale financing 57Tech top 23%Funding top 27%Moat top 31%Innovation top 33% All 11 signals ▾Techtop 23% Fundingtop 27% Moattop 31% Innovationtop 33% Growthtop 35% Producttop 36% Newstop 42% Talentbottom 49% Marketbottom 38% Globalbottom 36% Customersbottom 1% Tech: 53 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 Funding: Raised $52.9M across 5 rounds · 5 rounds over 8 yrs (0.6/yr) rank vs industry peers · Fliar Intelligence Index 57/100 | $53M | 4 mo ago | Series B | 58 | John Tomich CEO and Co-Founder | — | — |
| 26 | Cosmic Wire Web3 platform for t brands, celebrities & artists the ability to enhance, promote, license, and sell their… | $50M | 35 mo ago | Seed | 22 | — | — | — |
| 27 | The Fundworks Small business financing provider | $41M | 13 mo ago | Funding Raised | 55 | — | — | — |
| 28 | Runway Online financial planning and management services for businesses | $34M | 35 mo ago | Series A | 26 | Siqi Chen Co-Founder & CEO & CFO | 6 patents AI-driven geolocation and location-based services for mobile and IoT devices | — |
| 29 | Payabli Payment processing solutions for corporates and merchants | $32M | 12 mo ago | Series B | 33 | Joseph Phillips Co-Founder & Co-CEO | — | — |
| 30 | ZODL E Commerce Jobs Developer of a mobile wallet focused on private cryptocurrency transactions 42Funding top 31%Talent bottom 49%Global bottom 48%Tech bottom 43% All 4 signals ▾Fundingtop 31% Talentbottom 49% Globalbottom 48% Techbottom 43% Funding: Raised $25.0M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) Talent: 1 named leader on record · 1 C-suite/founder profile curated rank vs industry peers · Fliar Intelligence Index 42/100 | $25M | 3 mo ago | Seed | — | Josh Swihart Founder & CEO | — | — |
| 31 | Altro Provider of a fintech platform credit repair solutions | $25M | 27 mo ago | Series A | 61 | Ayush Jain Founder | — | — |
| 32 | Charlie Internet first bank through partnership for retirees | $24M | 31 mo ago | Series A | 24 | Ivan Nausieda Co-Founder | 22 patents Protective polymeric films and coatings with nano/microsphere technologies for paint applications | — |
| 33 | Arena Club Online platform for buying selling and trading tokens 62Tech top 24%Growth top 28%Customers top 32%Funding top 36% All 8 signals ▾Techtop 24% Growthtop 28% Customerstop 32% Fundingtop 36% Talenttop 38% Productbottom 48% Marketbottom 39% Globalbottom 29% Tech: 50 technologies across 5/8 capability areas · Cloud: Cloudflare Growth: Web rank 500,000 → 100,000 YoY · Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 62/100 | $20M | 16 mo ago | Series A | 15 | Jesse Glass Co-Founder | — | 10 job openings |
| 34 | Docupace Wealth management solution provider | $16M | 22 mo ago | Series B | 18 | — | — | — |
| 35 | Fair Play Developer of an AI-based automated fair lending compliance management solution | $14M | 15 mo ago | Series A | 12 | John Merrill Co-Founder & CTO | — | — |
| 36 | Holograph NFT-based infrastructure for creators, developers, and enterprises | $11M | 24 mo ago | Seed | 14 | — | — | — |
| 37 | Telcoin Wallet-enabled cross-border payment solution for consumers | $10M | 8 mo ago | Seed | 50 | Paul Neuner Co-Founder & CEO | — | 3 launchs |
| 38 | Lender Price Competitive analytics and pricing engine for the mortgage industry | $8M | 16 mo ago | Series A | 54 | — | — | 1 partnership |
| 39 | Maza Provider of a digital bank for individuals | $8M | 24 mo ago | Acquired | 9 | Luciano Arango Co-Founder & CEO | — | — |
| 40 | Spice Finance Developing solutions to bring liquidity to NFTs | $7M | 19 mo ago | Series B | 4 | Jakub Janiak Co-Founder & CEO | — | — |
| 41 | Autopilot Online trading platform for global currencies | $7M | 19 mo ago | Series A | 4 | Chris Josephs Co-Founder | — | — |
| 42 | SUMA App-based platform for financial planning & advisory for individuals 14Funding top 40%Product bottom 48%Tech bottom 37%Market bottom 32% All 6 signals ▾Fundingtop 40% Productbottom 48% Techbottom 37% Marketbottom 32% Newsbottom 32% Globalbottom 29% Funding: Raised $6.5M across 4 rounds · 4 rounds over 6 yrs (0.7/yr) Product: 1 published app (58 installs) · Company stage: Series A rank vs industry peers · Fliar Intelligence Index 14/100 | $7M | 7 mo ago | Series A | 29 | — | — | 1 award |
| 43 | SF Insuretech Provides database for auto insurers 48Funding top 37%AI top 45%Talent bottom 45%Global bottom 29% All 4 signals ▾Fundingtop 37% AItop 45% Talentbottom 45% Globalbottom 29% Funding: Raised $6.0M across 8 rounds · 8 rounds over 6 yrs (1.3/yr) AI: Product described with: ai-based rank vs industry peers · Fliar Intelligence Index 48/100 | $6M | 1 mo ago | Series A | — | Robert Smithson Founder & CEO | — | — |
| 44 | PopID Provider of face and palm biometric identity verification gateway solutions | $5M | 15 mo ago | Series B | 3 | John Miller CEO | 4 patents Biometric facial authentication for payments and secure entry systems | 1 launch |
| 45 | Pinch AI-based job matching platform for tech industry | $5M | 5 mo ago | Seed | — | Chirag Vaya Co-Founder | — | — |
| 46 | Jia Provider for an online platform offering crypto-based business lending pools 29Growth top 35%Funding top 49%Talent bottom 49%Tech bottom 42% All 7 signals ▾Growthtop 35% Fundingtop 49% Talentbottom 49% Techbottom 42% Globalbottom 36% Marketbottom 27% Newsbottom 22% Growth: Fresh capital in last 24 mo Funding: Raised $4.3M across 2 rounds · 2 rounds over 3 yrs (0.7/yr) rank vs industry peers · Fliar Intelligence Index 29/100 | $4M | 0 mo ago | Seed | 10 | Zach Marks Co-Founder & CEO | — | — |
| 47 | Pear Garden Decentralized trading platform that enables users to engage in pairs trading | $4M | 10 mo ago | Series A | — | Huf Haus Co-Founder | — | — |
| 48 | Cashmere AI AI-powered platform providing targeted leads and automate engagement solutions for wealth management firms | $4M | 21 mo ago | Seed | 2 | — | — | — |
| 49 | Payment Labs International payments solutions for businesses | $3M | 9 mo ago | Seed | 16 | Ronak Desai Co-Founder & Chief Technology Officer | 2 patents Real-time payment default risk analytics and contactless information reader technologies | — |
| 50 | Tumoni Provider of cross-border remittance platform for individuals | $3M | 21 mo ago | Seed | 8 | Yulio Stobbe Co-Founder & COO | — | — |
Top 12 FinTech companies in Los Angeles
#1
Pipe 🦄Series C · Los Angeles, California · founded 2019 · 70 employees$316Mraised▾
Online revenue-based financing marketplace for SaaS businesses. It offers a solution that connects businesses with investors for revenue-based financing. Businesses can integrate the accounting and ERP systems to the platform using APIs. The loan amount is based on the business data obtained from the system. It features integrations with existing payment tools and automated monthly statements.
- Jan 2026Series C$16M
- Jun 2024Venture Debt$100M
- Sep 2022Conventional Debt$7.1M
- Aug 2021Series C—
#2
Series C · Los Angeles, California · founded 2017 · 30 employees$66.5Mraised▾
Provider of an AI-native platform for complaints management and governance risk compliance. The platform offers conversation intelligence, direct complaints detection, and regulatory complaints tracking. It also provides templated response generation, resolution analysis, and complaints insights business intelligence. The platform integrates with existing systems to streamline workflows. It helps teams unlock customer insights from conversations.
- May 2026Series C$5M
- May 2025Series B$2.5M
- May 2021Series B$15M
- Jun 2019Series A$23M
#3
Funding Raised · Los Angeles, California · founded 2002 · 40 employees$77Mraised▾
Provider of funding solutions for businesses with challenged credit profiles. It delivers funding programs designed for customers with prior bankruptcies, tax liens, judgments, repossessions, or slow payments. Financing is based on collateral, and it offers approvals, leases, and equipment financing agreements. The company provides documentation and aims to work through business challenges.
- Apr 2026Conventional Debt$20M
- May 2024Conventional Debt$27M
- Sep 2021Conventional Debt$30M
- May 2021PE—
#4
Series B · Los Angeles, California · founded 2015 · 58 employees$52.9Mraised▾
Developer of an online marketplace for point-of-sale financing. It enables customers to make installment payments for a product at partnered stores. It also provides solutions to merchants for accepting installment payments.
- Jan 2026Conventional Debt$90M
- Oct 2022Series B$15M
- Oct 2022Conventional Debt$100M
- Nov 2020Series B$33.9M
#5
Seed · Los Angeles, California · founded 2020$25Mraised▾
Developer of a mobile wallet focused on private cryptocurrency transactions. The wallet supports shielded transactions and cross-chain payments, aiming to provide enhanced privacy features. It allows users to swap to and from shielded cryptocurrencies and connect to hardware wallets for added security. The wallet does not track user data or collect personal information.
- Mar 2026Seed$25M
#6
Series B · Los Angeles, California · founded 2020 · 43 employees$134Mraised▾
Online music funding platform. It offers funding options and allow artists to choose their partners and retain complete ownership of their music.
- Aug 2025Series B$124M
- Aug 2025Conventional Debt—
- Nov 2022Series A$100M
- Feb 2022Seed$34M
#7
Series A · Los Angeles, California · founded 2018$6Mraised▾
SF Insuretech provides AI-based data and monitoring solutions for auto insurance companies. It offers a database of weather data, image data, car data, satellite data, and more.
- Apr 2026Series A$1.4M
- Jul 2025Conventional Debt$1.2M
- Sep 2024Conventional Debt$800K
- Aug 2023Conventional Debt$375K
#8
Seed · Los Angeles, California · founded 2022 · 10 employees$4.3Mraised▾
Provider for an online platform offering crypto-based business lending pools. It provides users with a platform that turns crypto liquidity into capital for small businesses. The liquidity providers supply capital and earn stable yields backed by real-world businesses and assets.
- May 2026Seed$3M
- May 2023Seed$4.3M
#9
Sunbit 🦄Series D · Los Angeles, California · founded 2016 · 128 employees$158.6Mraised▾
Online platform for point of sale financing. It enables retailers to split a shopper's purchase into smaller payments. Customers get the option to choose from multiple repayment plans. It provides a tablet and a scanner for retailers/sales associates and provides training to store associates on its usage. Customers can keep track of the payments through the application.
- Nov 2024Conventional Debt$355M
- Jan 2024Conventional Debt$310M
- Dec 2022Conventional Debt$250M
- Jun 2021Series D$87.8M
#10
Series B · Los Angeles, California · founded 2020 · 33 employees$32Mraised▾
Payment processing solutions for corporates and merchants. It offers solutions such as API-based payment gateways, accounts payable solutions, checkout solutions, and more. It features account and vendor management, payment reconciliation, payment tracking, and more. It facilitates payments via credit or debit cards, net banking, wallets, and more.
- Jun 2025Series B$28M
- Apr 2025Series B$36M
- Jun 2024Series A$20.5M
- Mar 2023Seed$8M
#11
Funding Raised · Los Angeles, California · founded 2015 · 55 employees$40.7Mraised▾
The Fundworks is an alternative financier providing loans from $5K to 250K to small businesses across the US. There is no requirement of collateral and perfect credit, and financing is provided to most industries. The preliminary approval takes less than 24-hours, and funding happens within 48-hours, for qualified businesses. The focus industries include restaurants, bars, retail establishments, healthcare service providers, home services, professional and business services, manufacturers, and wholesalers and distributors.
- May 2025Conventional Debt$10M
- May 2022Conventional Debt$30M
- Jul 2021Conventional Debt—
- Apr 2020Conventional Debt$722.5K
#12
Seed · Los Angeles, California · founded 2018$5Mraised▾
Pinch is a job matching platform for the technology industry. It leverages artificial intelligence to identify the most appropriate candidates for relevant profiles. The platform also has an in-built applicant tracking and messaging system for hiring activities. Some of the employers featured on the platform include Disney, Square Enix, Raytheon, Lionsgate, and more.
- Jan 2026Seed$5M
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in the United States
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 907 United States-affiliated papers.
- Film Independent54
- United States Department of Commerce26
- Community Partners22
- University of Virginia18
- International Monetary Fund12
- Financial services42
- Database transaction16
- Payment15
- Scalability12
- Credit risk11
- Financial services7→190
- Financial inclusion2→74
- Payment2→50
- Mobile payment3→29
- Leverage (statistics)1→21
- Financial services9→149
- Financial inclusion1→56
- Payment2→27
- Investment (military)1→19
- Cryptocurrency1→17
Where fintech is researched across United States
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Who's filing fintech patents in the United States
United States fintech patent filing is accelerating — 20 filings from 16 assignees (2016–2025), led by Mastercard International, Verifone, Financial Cloud Innovations; annual filings 1→7.
- Mastercard International20
- Verifone4
- Financial Cloud Innovations2
- Atombeam Technologies2
- Salah ALI Khalil1
- LNW Gaming1
- Kassetty Nikhil1
- DR Mariappan RAJA1