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Funding and advertised pay are reported in USD; filed accounts retain their stated source currency and basis.

Exchange-rate basis

Indicative conversions use ECB reference rates dated 2026-09-14, applied consistently across all periods. They are not historical exchange rates. Indian rupees may use crore (1 crore = 10 million); other currencies use K, M and B. CSV downloads, source documents and quoted news headlines retain their original currencies.

THE LOS ANGELES EDITION 2026

Los Angeles’s
fintech industry,
in focus.

The companies, capital and talent shaping fintech in Los Angeles. Find the leaders. Understand the segments. See where the activity is.

Explore in Radar Read the key signals
Snapshot: Funding in USD
Illustrated cover for Fintech Industry Landscape of Los Angeles
US
COMPANIES · CAPITAL · TALENT

An industry ecosystem,
measured in context.

Fintech illustration
Companies tracked 519Fintech ecosystem in Los Angeles Disclosed funding $7.34B105 companies · all recorded rounds Companies hiring 29With open roles at the snapshot Tracked open roles 851 employers posted in the preceding 30 days
MEET THE COMPANIES

Explore Los Angeles’s fintech leaders

21 featured companies from the funding, hiring, revenue and team-size leaderboards.

Expand panel +
Explore the full landscape
Fintech company highlights in Los Angeles, snapshot 5 August 2026
Company
Sunbitsunbit.com$1.07B6 roles128—
Aspirationaspiration.com$869.5M—237—
LendingUSAlendingusa.com$561.81M—38—
Pipepipe.com$439.12M—70—
Tryllian Banktryllianbank.com$414.6M—1—
Quidgetquid.com$394.1M———
Davedave.com$386.01M—320$554.18MFYFY2025 filing
ProducePayproducepay.com$364.5M—256—
Xsollaxsolla.com—11 roles1,000—
AmeriHome Mortgageamerihome.com—10 roles863—
Marylandmarylandhealthplans.org—6 roles——
Payablipayabli.com—6 roles33—
Universal Lendinguniversallending.com—5 roles——
Credit Repair Cloudcreditrepaircloud.com—4 roles22—
The Fundworksthefundworks.com—4 roles55—
CheckAltcheckalt.com——218—
Docupacedocupace.com——18—
EasyHealtheasyhealth.com——238—
Keetakeeta.com——26—
MLhuilliermlhuillier.com——145—
roundinvestround.com——2—
21 featured companies

Locked revenue figures are available in Radar; the eight company financial previews stay the same throughout this page. A dash means the figure is outside these featured lists. Revenue years vary by company; the figures are not a like-for-like revenue comparison. Compare annual accounts ↗

Company discovery

Recorded evidence only

Explore the live startup set in Radar

No company example met every recorded classification, independence and public-profile gate in this snapshot. The live directory may have newer qualifying companies.

Explore classified startups in Radar ↗
THE KEY SIGNALS

Fintech industry KPIs in Los Angeles

A few useful ratios bring the size of this ecosystem into perspective.

5 August 2026
Hiring participation5.6%

29 of 519 tracked companies have open roles.

Funding participation22.0%

114 of 519 tracked companies have a recorded round.

Top 3 funding share34.1%

Share of disclosed capital received by the three largest recorded recipients.

Median disclosed round$6.4M

Midpoint of 227 rounds with a disclosed amount.

Scale is concentrated. Opportunity is broader. The three largest funding recipients hold 34.1% of disclosed capital, while 78.0% of tracked companies have no recorded funding round.

Explore the segments →
CAPITAL & COMPANY FORMATION

How Los Angeles fintech has grown

Recorded company formation and disclosed funding across the complete annual series shown.

Expand panel +
2016 — 2025

Disclosed funding by year

Sum of recorded funding rounds · USD

Los Angeles fintech
$0$569.93M$1.14B$1.71B$2.28B2016: $146.13M20162017: $270.21M20172018: $254.35M20182019: $822.9M20192020: $947.39M20202021: $2B20212022: $1.19B20222023: $81M20232024: $1.06B20242025: $151.5M2025
View the numbers
Annual fintech funding and company formation in Los Angeles
YearFunding (USD)FoundedRaising
2016$146.13M2910
2017$270.21M2911
2018$254.35M3418
2019$822.9M3415
2020$947.39M4616
2021$2B3440
2022$1.19B3128
2023$81M3212
2024$1.06B2921
2025$151.5M912
WHERE CAPITAL SITS

Funding concentration

Share of all disclosed company funding.

  • Sunbit14.6%
  • Aspiration11.8%
  • LendingUSA7.7%
  • Other companies65.9%

Funding by stage

270 recorded rounds since 2016

NUMBER OF ROUNDS
Seed & Angel100 37.0%
Series A–B87 32.2%
Series C+ / PE20 7.4%
Grants, debt & other63 23.3%

Recent recorded rounds

Latest recorded rounds · USD
4 rounds

Swipe or scroll horizontally to browse.

Series C05/2026
Spring Labs $5M

Backed by BankTech Ventures and Haymaker Ventures.

Largest and notable recorded rounds

Each card is one recorded round
10 cards

Swipe or scroll horizontally to browse.

Series D11/2020
Quidgetquid.com$320M

Backed by Oaktree Capital Management and Davidson Kempner Capital Management.

Series C03/2021
Pipepipe.com$250M

Backed by Greenspring Associates and Guy Oseary and others.

THE BUSINESS BEHIND THE ACTIVITY

Revenue, profitability & financial strength

Annual accounts for reporting companies linked to this landscape, on like-for-like currency and reporting bases.

Expand panel +
USD · millions · consolidated

Display conversions use the dated reference rates above. Where a verified rate is unavailable, figures retain their source currency. Each reporting cohort keeps its currency and accounting basis separate.

FY2025 · company accounts; aggregate reporting threshold not met · 2 reporting entities from 3 eligible matches.

Revenue in covered accounts—

Sum of reporting-entity revenue; not Los Angeles market sales.

Net profit / loss—

Combined result for the same cohort.

Aggregate net margin—

Combined net income ÷ combined revenue.

Median company revenue—

The middle covered reporting entity.

Profitable entities—

None of 2 covered entities.

Top-five concentration—

Share of covered revenue from the five largest entities.

Annual account trend

Reported cohort totals by year; coverage is stated for every period.

Bar height shows revenue. Changes in coverage can affect totals.

Profitability has two perspectives

FY2025 · 2 reporting entities

Open the company accounts

Up to eight fixed company previews show financial amounts. Search and sort the wider company list, then continue in Radar.

2 reporting entities
Continue your financial research in Radar

Explore full company accounts and filings.

View financials in Radar ↗
LOS ANGELES · INDUSTRY COHORTS

How does fintech compare?

Each pair uses the same year, currency and reporting basis. Cohort overlap is disclosed.

IndustryCovered / eligibleRevenue totalMedian revenueNet profit / lossAggregate marginProfitable shareOverlap

Available-account cohorts are not estimates of whole industries. Overlapping entities can occur in more than one cohort; do not add cohort totals.

Coverage, calculations & financial sources

Filed annual accounts for exact designated national identifiers. Every aggregate and peer pair uses one fiscal year, source currency and reporting basis; periods, coverage and overlap are explicit; 2026 partials are excluded.

The same up to eight reporting entities remain open across years, filters and sorts. Other company figures are available in Radar.

Source currencies and accounting bases stay separate. Missing accounts are excluded rather than treated as zero. Exact reporting periods appear on company previews. Annual totals can change with coverage and do not measure growth of a fixed company cohort.

DIGITAL FOOTPRINT

Web traffic, app reach and release cadence

How the Los Angeles companies on this page show up online: the sites people visit, the apps they install, and how often those apps ship.

Busiest websites

10 of the 519 companies on this page carry a measured traffic record (1.9%); these are the largest of those, by monthly visits. The median among them is 278,357 visits.

CompanyMonthly visitsAuthorityMobile
Xsollaxsolla.com9,734,3094768.5%
Hugo Insurancewithhugo.com1,419,1374496.2%
Farcasterfarcaster.xyz1,370,640339.3%
Credit Repair Cloudcreditrepaircloud.com603,1383521.5%
Arroarrofinance.com363,5033098%
Papayapapayapay.com193,2123297.5%
Togglegettoggle.com104,6674158.5%
CASHetcashet.com99,337280%
MLhuilliermlhuillier.com59,0484378.2%
Charliecharlie.com18,5813557.5%

Visits and authority are third-party web estimates, not company-reported figures.

Most-installed apps

31 of these companies (6%) publish at least one Android app — 38 apps in all, carrying 37.1M installs between them.

AppInstallsRatingStore category
Dave: Credit, Cash & Money AppDave16.1M4.6Finance
Albert: Budgeting and BankingAlbert10M4.5Finance
MCash-WalletMLhuillier2.7M3.6Finance
QuickBooks GoPaymentGoPayment2.3M3.5Business
Ember - Play Games. Win Big.Ember Fund2.1M4.5Finance
SoLo Funds: Lend & BorrowSoLo880.9K4.5Finance
Autopilot - Investment AppAutopilot851K4.8Finance
Papaya: Pay Any BillPapaya574K4.7Finance
SunbitSunbit520.4K4.1Finance
Arro: Credit Card & Cash BackArro265.2K3.7Finance

Installs are lifetime totals to date at the June 2026 store reading — a measure of reach, not of people using an app today.

App reach by segment

The busiest app inside each of this page’s own segments, with the quarterly release trend behind it (2023Q1–2026Q1).

SegmentAppsInstallsLeading appRelease trend
Banking Tech426.1MDave: Credit, Cash & Money App 16.1M
Payments173.5MQuickBooks GoPayment 2.3M
Remittance Services22.7MMCash-Wallet 2.7M
Alternative Lending71.5MSoLo Funds: Lend & Borrow 880.9K
Investment Tech5852KAutopilot - Investment App 851K
In Store Retail Tech8559KSunbit 520.4K
E-Commerce Enablers2557.9KSunbeast 37.5K
Digital Remittance2164.9KTelcoin 152.2K

A company can carry several segment tags, so these rows overlap and should not be added together. Trend lines are zero-based and share one quarter grid, so a flat line is a quiet segment, not a missing one.

Release cadence by quarter

New apps published, beside apps whose most recent update landed in that quarter — the second bar is how much of the shelf is still being maintained.

2023Q1: 22023Q1: 02023Q12023Q2: 32023Q2: 02023Q22023Q4: 12023Q4: 02023Q42024Q1: 12024Q1: 02024Q12024Q2: 12024Q2: 32024Q22024Q3: 12024Q3: 02024Q32025Q2: 22025Q2: 02025Q22025Q3: 12025Q3: 22025Q32026Q1: 22026Q1: 72026Q1

Darker bars are new releases, lighter bars apps updated. 38 of 38 apps carry a release date. The series ends at 2026Q1, the last quarter that closed before the June 2026 reading.

INSIDE THE INDUSTRY

The Los Angeles fintech market map

Explore the segments behind the headline numbers.

Expand panel +

Where companies are building

Rank segments by scale, hiring or disclosed funding.

Consumer digital260
Enterprise tech260
Nbfc lenders126
Enterprise software115
Marketplaces73
Business payments solutions67
Blockchain in financial services56
Saas54
Commerce enablers50
Fintech saas26
Automotive fintech24
Online trading platforms24

Companies can sit in several segments. Counts and funding overlap.

SEGMENT TO EXPLORE

Consumer digital

The largest measured segment in this report snapshot.

260companies
5.0%have hiring activity

13 companies hiring · $5B disclosed funding

Explore in Radar

How companies make money

Common revenue models; a company can use more than one.

Commission on transaction354
Subscription284
Fee-for-service119
E-commerce - service105
Lending82
Advertising35
E-commerce - product17
Freemium6
THE COMPANIES IN MOTION

Who is listing, hiring leaders, launching and winning work

Recorded corporate activity linked to companies in this landscape.

Expand panel +
Recent corporate headlines 10 dated reports
Funding roundsinvestround.com ↗

Round, a London, UK-based provider of an AI-powered finance automation platform, raised $6M in Seed funding.

Funding roundspipe.com ↗

Pipe, a fintech that provides customer-friendly embedded financial solutions for small businesses, announced a $16 million funding round today. The round was led by investors Fin Capital and MaC Venture Capital.

Funding roundsinoviopay.com ↗

The biotechnology company expects to raise approximately $17.5 million in gross proceeds before deducting underwriting discounts, commissions and offering expenses.

Mergers & acquisitionsdocupace.com ↗

Docupace, a leading provider of AI-enabled back-office and compliance software for wealth management firms, today announced the acquisition of InvestEdge, the trusted provider of regulatory compliance software for bank trust departments, broker-dealers, and registered investment advisors (RIAs).

Funding roundscreditkey.com ↗

Credit Key has raised $90 million in growth capital

Funding roundsfarcaster.xyz ↗

In 2024, Farcaster reached a reported valuation of $1,000 million after closing a $150 million Series A round.

Funding roundspinch.ai ↗

Pinch AI, a San Francisco, CA-based AI-powered post-purchase intelligence platform that helps retailers prevent return fraud while rewarding loyal customers, has raised $5 million in Seed funding.

Mergers & acquisitionssenzing.com ↗

Senzing has acquired Placekey to strengthen its entity resolution capabilities using standardized geospatial data.

Mergers & acquisitionsmanifestfinancial.com ↗

Manifest Financial has acquired Nucreator, a brand partnership outreach software company, to strengthen its marketing and brand collaboration capabilities.

Mergers & acquisitionsquickfee.com ↗

ASX-listed QuickFee Limited have announced the sale of its US Pay Now (ACH, Card and Connect) business for US$26.35 million (A$40 million) Aiwyn, Inc., a US technology company backed by KKR and Bessemer Ventures.

Full recorded event mix

Top 10 categories among 174 recorded events in the 24-month window.

Leadership moves
45
Funding rounds
31
Lawsuit
30
Mergers & acquisitions
18
Earnings
10
New products
9
Company announcements
7
Contracts
7
Capital infusions
5
Layoffs
3
7 activity cards

Swipe or scroll horizontally to browse.

IPO pipeline

1 companies with recorded IPO activity

Inovio ↗

IPO1 reports

Leadership moves

15 tracked people moves

Docupace ↗
Mike Conlon

Appointment Chief Revenue Officer

Senzing ↗
Stephen Gilderdale

Appointment President & Chief Commercial Officer

Sunbit ↗
Shachar G. Scott

Appointment Chief Marketing Officer

ProducePay ↗
Greg Samels

Appointment Director of Key Accounts

Docupace ↗
Scott Willette

Appointment Chief Technology Officer

Pipe ↗
Claurelle Rakipovic

Appointment Chief Executive Officer

Pipe ↗
Jason Mikula

Appointment Chief Executive Officer

Pipe ↗
Luke Voiles

Departure Previously Chief Executive Officer

Product launches

Products, platforms and features in the recorded window

Sunbit ↗
Sunbit financing on Stripe

BNPL / Consumer Financing

Xsolla ↗
Xsolla Agency

IP licensing service

Xsolla ↗
Xsolla Pay Station – Paidy Integration

Payment integration

Telcoin ↗
Telcoin Digital Asset Bank

Regulated digital asset bank

Contract wins

4 recorded customer wins

Input 1 ↗

Customer: AxisPeak CapitalInsurance Technology

Customer:

Input 1 ↗

Customer: Southern Cross Premium Finance LLCInsurance

Customer: jushi holdingsCannabis

Workforce actions

3 companies with reported reductions

Pipe ↗

50.0% rolescost reduction

Keeta ↗

200 rolesoperational challenges

Aspiration ↗

20.0% rolesbusiness downturn

Regulatory events

5 recorded events

Keeta ↗

agreement to revise specific terms in restaurant agreementsHong Kong’s Competition Commission

Keeta ↗

Hong Kong’s Competition Commission

Keeta ↗

investment license grantedKuwait Direct Investment Promotion Authority (KDIPA)

preliminary injunction issuedFederal Trade Commission (FTC)

Litigation

21 tracked suits

Company
keeta v 99Food

ban clauses imposed by 99FoodCivil · Filed

Company
arizona, california, illinois, Maryland, nevada, new mexico, v kroger, albertsons

reimbursement for merger litigation costsRegulatory · Filed

Mergers and acquisitions

Company-linked deal reports; status is preserved as recorded.

Acquirer → targetStatusDateValue / context
Docupace→investedgeAnnounced2026-02-25Not stated in snapshot
Senzing→PlacekeyAnnounced2025-12-12Not stated in snapshot
Docupace→Hubly IncAnnounced2025-11-03Not stated in snapshot
Manifest Financial→NucreatorAnnounced2025-10-01Not stated in snapshot
platinum equity→SoLo ↗Announced2025-09-11Not stated in snapshot
Aiwyn, Inc.→QuickFee ↗Completed2025-09-08$26.4M

A discussion or rumour is not a completed transaction. An unstated value is not zero.

PEOPLE & OPPORTUNITY

The talent market

649 postings in the preceding 12 months. The full 1,004-posting snapshot covers 60 employers.

Expand panel +

Most advertised job titles

Administrative Coordinator Work From Home19
Security Officer19
Chief Communications Officer11
Social Media Manager10
Cleaning10
Sandwich Artist9
0 internship postings

46 tracked postings mention remote work.

The seniority mix

300 postings specify a level.

unspecified
704
manager
165
senior
64
lead
42
entry
27
intern
2

Skills employers mention

Top skills across 1,004 tracked postings in the available jobs snapshot.

Sql
36
Python
36
Payments
28
Smart Contracts
26
Typescript
24
Blockchain
24
Nodejs
21
Apis
18
React
17
Api
15
THE PEOPLE BUILDING THE FIELD

Founders and leaders

249 founders and chief executives across 182 companies.

Expand panel +
12 profiles

Swipe or scroll horizontally to browse.

Education networks

55 profiles with education records.

Harvard University
14
University of California (Los Angeles)
11
Harvard Business School
7
Stanford University
7
University of California (Berkeley)
4
Massachusetts Institute of Technology
3
Stanford Business School
3
Columbia University
2

Prior employers

16 profiles with prior-work records.

Apple
3
Google
2
Microsoft
2
Paypal
2
Facebook
2
Boston Consulting Group
1
Intel
1
Morgan Stanley
1

Profiles cover recorded founders and leaders; contact details remain in Radar.

NEWS INTELLIGENCE

How this industry appears in the news

26,039 articles in the measured 12-month window.

Expand panel +
26,039articles in the measured year
5,880articles in 2026Q1
65.2%positive tone in the latest complete year

News volume trends

Fintech coverage tagged Los Angeles · articles per complete quarter

04,3238,64612,96917,2932021Q2: 4,7822021Q22021Q3: 5,2152021Q4: 5,1952022Q1: 6,9402022Q2: 5,9592022Q22022Q3: 5,1942022Q4: 5,2542023Q1: 6,3642023Q2: 5,9762023Q22023Q3: 5,2042023Q4: 5,7072024Q1: 7,6872024Q2: 7,1372024Q22024Q3: 7,3032024Q4: 6,8102025Q1: 15,0372025Q2: 6,3992025Q22025Q3: 8,1352025Q4: 5,5522026Q1: 5,8802026Q1
View quarterly article counts
QuarterArticles
2021Q24,782
2021Q35,215
2021Q45,195
2022Q16,940
2022Q25,959
2022Q35,194
2022Q45,254
2023Q16,364
2023Q25,976
2023Q35,204
2023Q45,707
2024Q17,687
2024Q27,137
2024Q37,303
2024Q46,810
2025Q115,037
2025Q26,399
2025Q38,135
2025Q45,552
2026Q15,880

Article volume measures coverage, not market sales.

Tone of coverage over time

2021
12,159 positive · 245 neutral · 5,441 negative
2022
15,648 positive · 328 neutral · 7,301 negative
2023
15,374 positive · 314 neutral · 7,502 negative
2024
19,480 positive · 411 neutral · 8,944 negative
2025
22,766 positive · 484 neutral · 11,678 negative

Leading coverage topics

Fintech coverage tagged Los Angeles · ranked by full-period article count.

Cryptocurrency Impact On Forex Markets256,685 articles in the full recorded period
81,231 recent · 57,779 prior
Economic Indicators (Gdp, Cpi, Unemployment)85,368 articles in the full recorded period
23,344 recent · 21,792 prior
Trade Wars And Geopolitical Impacts83,564 articles in the full recorded period
27,512 recent · 23,590 prior
Interest Rate Decisions And Impacts72,480 articles in the full recorded period
18,840 recent · 16,113 prior
Central Bank Monetary Policy Announcements65,419 articles in the full recorded period
15,959 recent · 14,566 prior
Federal Reserve Policy Meeting Summaries64,366 articles in the full recorded period
16,609 recent · 14,246 prior
Global Recession Risks And Forecasts63,436 articles in the full recorded period
20,317 recent · 18,051 prior
Regulatory Compliance In Foreign Exchange Trading50,230 articles in the full recorded period
15,481 recent · 8,370 prior
Foreign Exchange (Forex) Rate Fluctuations49,040 articles in the full recorded period
15,924 recent · 11,344 prior
Quarterly And Annual Financial Results48,582 articles in the full recorded period
14,823 recent · 11,621 prior

Recent and prior counts use the source comparison windows.

Topics gaining and losing attention

United States comparison coverage

KeywordRecentPriorChange
stablecoin fx impact13,4346,005124%
stock price9,6904,499115%
investment deal7,3751,414422%
decentralized forex6,9863,54997%
etf trading6,4383,27597%
share price5,7112,242155%
etfs5,6292,88895%
forex liquidity5,3763,54852%
sector etfs5,3602,78792%
etf structures4,9852,54596%
flood stage forecasting11910,236-99%
hydrologic risk modeling2610,145-100%
coastal flooding study1214,687-97%
flood control measures863,644-98%
severe weather warning3403,275-90%

Event and signal lenses

United States comparison coverage

All complete annual cohorts shown
Rising

Regulatory Risk

1,276,365 classified articles

economic slowdown, stock performance, currency intervention policies

49.0% critical · 33.8% positive
Rising

Funding Momentum

268,477 classified articles

inflation reports fx, currency intervention policies, trade deficits fx

37.5% critical · 48.9% positive
Rising

Growth

402,987 classified articles

gdp growth forex, inflation reports fx, trade deficits fx

43.1% critical · 39.1% positive

Fintech coverage tagged Los Angeles. Topic labels describe recorded classifications and can include broad context.

RESEARCH SIGNALS

What Fintech research is working on

907 papers in the recorded india scope.

Expand panel +
907papers
13,825worldwide comparison pool
907India-affiliated papers

Research orientation

Promising
328
Problem-identifying
180
Descriptive
177
Breakthrough
97
Cautionary
88
Comparative
24
Critical
13

Contribution mix

Empirical
377
Reviews
209
Methods-led
156
Position pieces
151
Theoretical
14

Tone counts: 834 positive · 6 neutral · 67 negative.

Common problems researchers identify
193 papers · 21.3% of this field
  • Financial services116 papers
  • FinTech75 papers
  • Financial inclusion37 papers
  • Payment21 papers
  • Data breach12 papers
  • Retail banking11 papers
  • Cryptocurrency10 papers
  • Investment10 papers

Landmark: Fintech and Financial Services : Initial Considerations

Cautions
88 papers · 9.7% of this field
  • Financial services51 papers
  • Financial inclusion22 papers
  • FinTech22 papers
  • Big data12 papers
  • Transformative learning12 papers
  • Payment11 papers
  • Corporate governance11 papers
  • Financial market10 papers

Landmark: The FinTech Opportunity

Opportunities
425 papers · 46.9% of this field
  • Financial services217 papers
  • FinTech120 papers
  • Financial inclusion82 papers
  • Payment58 papers
  • Database transaction46 papers
  • Transformative learning44 papers
  • Financial literacy34 papers
  • Transparency30 papers

Landmark: Fintech Adoption Drivers for Innovation for SMEs in Indonesia

Leading institutions

Columbia University
667
National Bureau of Economic Research
654
Cornell University
653
New York University
643
California University of Pennsylvania
623
International Monetary Fund
307

Leading researchers

Itay Goldstein
621
Wei Jiang
621
George Andrew Karolyi
621
Thomas Philippon
433
Andrei Kirilenko
214
Andrew W. Lo
214
Vikram Haksar
207
Dong He
198

Highly cited breakthrough-labelled papers

  • E.T.-RNN87 citations
  • Evolutionary Approaches and the Construction of Technology-Driven Regulations79 citations
  • Eagle Strategy Arithmetic Optimisation Algorithm with Optimal Deep Convolutional Forest Based FinTech Application for Hyper-automation32 citations
  • FinTech and consumers: a systematic review and integrative framework28 citations
  • Blockchain technology and real-time auditing: Transforming financial transparency and fraud detection in the Fintech industry12 citations

Common problems researchers identify

893 papers · 7 recurring themes
7 cards

Swipe or scroll horizontally to browse.

Mobile Payments Adoption BarriersCommon problems researchers identify · 01

Mobile Payments Adoption Barriers

184 papers

20.6% of this theme group

Researchers examine why users and merchants hesitate to adopt mobile payment solutions.

Mobile payment (125) · Payment (101) · Cash (23) · Mobile phone (16)

Determinants of Mobile Payments: An Empirical Analysis

Mobile Payments at the Retail Point of Sale in the United States: Prospects for Adoption

View research history
YearShare index
2022698.8
2023654.9
2024785.7
2025864.1
Financial Crime Detection ChallengesCommon problems researchers identify · 02

Financial Crime Detection Challenges

169 papers

18.9% of this theme group

Papers highlight difficulties in spotting money laundering and fraud with current analytics.

Money laundering (27) · Audit (15) · Compliance (17) · Financial fraud (8)

Graph Computing for Financial Crime and Fraud Detection: Trends, Challenges and Outlook

A Systematic Review of Machine Learning in Credit Card Fraud Detection Under Original Class Imbalance

View research history
YearShare index
2022743.3
2023720.0
2024783.1
20251024.3
Inclusion and Regulation GapsCommon problems researchers identify · 03

Inclusion and Regulation Gaps

158 papers

17.7% of this theme group

Studies point to mismatches between fintech growth, financial inclusion goals, and regulatory frameworks.

Financial services (95) · FinTech (57) · Financial inclusion (33) · Financial regulation (9)

FINANCIAL INCLUSION THROUGH TECHNOLOGY: A REVIEW OF TRENDS IN EMERGING MARKETS

Digital Banking and Fintech Disruption: A Systematic Review of Financial Innovation

View research history
YearShare index
2022533.2
2023586.1
2024645.7
20251018.9
High‑Frequency Trading Market ImpactCommon problems researchers identify · 04

High‑Frequency Trading Market Impact

129 papers

14.4% of this theme group

Works discuss how algorithmic trading affects market stability, fairness, and efficiency.

Algorithmic trading (55) · High-frequency trading (48) · Trading strategy (25) · Electronic trading (13)

High-Frequency Trading and Its Impact on Markets

High-Frequency Trading: <i>Implications for Markets,</i><i>Regulators, and Efficiency</i>

View research history
YearShare index
202232.6
202331.8
202425.3
202539.6
Payment System Reform in HealthcareCommon problems researchers identify · 05

Payment System Reform in Healthcare

114 papers

12.8% of this theme group

Analyses focus on inefficiencies and misaligned incentives in health‑care payment structures.

Payment (111) · Payment system (52) · Health care (26) · Reimbursement (19)

Reforming the Primary Care Physician Payment System

Payment and Delivery-System Reform — The Next Phase

View research history
YearShare index
2022735.6
2023708.4
2024839.8
2025935.9
Portfolio Optimization UncertaintyCommon problems researchers identify · 06

Portfolio Optimization Uncertainty

96 papers

10.8% of this theme group

Authors critique the reliability of modern portfolio theory under real‑world forecasting limits.

Portfolio (94) · Portfolio optimization (37) · Modern portfolio theory (26) · Diversification (17)

In Defense of Portfolio Optimization: What If We Can Forecast?

Risk minimization and portfolio diversification

View research history
YearShare index
2022315.4
2023306.5
2024224.6
2025345.5
Insider Trading Legal ComplexitiesCommon problems researchers identify · 07

Insider Trading Legal Complexities

43 papers

4.8% of this theme group

Research outlines the nuanced legal and informational challenges surrounding insider trading.

Insider trading (42) · Insider (17) · Alternative trading system (23) · Securities Exchange Act of 1934 (8)

Information, Privilege, Opportunity, and Insider Trading

The Law of Insider Trading: Legal Theories, Common Defenses, and Best Practices for Ensuring Compliance

View research history
YearShare index
202218.5
202316.0
202410.9
202516.4

Cautions

406 papers · 7 recurring themes
7 cards

Swipe or scroll horizontally to browse.

Algorithmic Trading Liquidity RisksCautions · 01

Algorithmic Trading Liquidity Risks

109 papers

26.8% of this theme group

Cautionary studies warn that high‑frequency strategies may erode market liquidity.

Algorithmic trading (52) · High-frequency trading (37) · Trading strategy (18) · Market liquidity (20)

Computerized and High‐Frequency Trading

Banking and Trading

View research history
YearShare index
202232.6
202331.8
202425.3
202539.6
Mobile Money Inclusion PitfallsCautions · 02

Mobile Money Inclusion Pitfalls

63 papers

15.5% of this theme group

Works advise careful assessment of transaction costs and risk sharing in mobile payment roll‑outs.

Mobile payment (44) · Payment (28) · Financial inclusion (16) · Mobile banking (5)

Risk Sharing and Transactions Costs: Evidence from Kenya's Mobile Money Revolution

Innovations in emerging markets: the case of mobile money

View research history
YearShare index
2022664.7
2023656.5
2024839.9
20251020.2
Portfolio Choice Model LimitationsCautions · 03

Portfolio Choice Model Limitations

62 papers

15.3% of this theme group

Researchers caution against over‑reliance on stochastic models for retirement asset allocation.

Portfolio (56) · Portfolio optimization (28) · Diversification (15) · Asset allocation (12)

Stochastic optimization of retirement portfolio asset allocations and withdrawals

An Experimental Examination of Portfolio Choice

View research history
YearShare index
2022317.9
2023308.8
2024226.8
2025346.2
Fintech’s Complex Inclusion EffectsCautions · 04

Fintech’s Complex Inclusion Effects

54 papers

13.3% of this theme group

Papers stress that fintech can create unintended consequences for financial inclusion and sustainability.

Financial services (32) · FinTech (20) · Financial inclusion (21) · Big data (7)

The Complex Implications of Fintech for Financial Inclusion

Leveraging Fintech for Sustainable Development in Emerging Economies – A Policy Perspective

View research history
YearShare index
2022533.2
2023586.1
2024645.7
20251018.9
Bias in Fraud Detection SystemsCautions · 05

Bias in Fraud Detection Systems

51 papers

12.6% of this theme group

Studies highlight ethical and bias concerns when applying AI to financial crime detection.

Financial fraud (6) · Computer security (9) · Audit (6) · Accounting (5)

Artificial Intelligence, Machine Learning, and Bias In Finance: Toward Responsible Innovation

A Review on Financial Fraud Detection using AI and Machine Learning

View research history
YearShare index
20221506.8
20231510.8
20241550.0
20251481.0
Digital Currency Systemic RisksCautions · 06

Digital Currency Systemic Risks

42 papers

10.3% of this theme group

Analyses raise concerns about stability, governance, and consumer protection in cryptocurrency payments.

Payment (32) · Digital currency (9) · Cryptocurrency (9) · Virtual currency (5)

Bitcoin: Economics, Technology, and Governance

Digital Payment and Its Discontents

View research history
YearShare index
2022860.7
2023831.5
2024980.7
20251216.6
Prospective Payment Model UncertaintiesCautions · 07

Prospective Payment Model Uncertainties

25 papers

6.2% of this theme group

Researchers point to potential misalignments and refinement needs in prospective payment systems.

Prospective payment system (9) · Payment (23) · Payment system (10) · Reimbursement (6)

Strategic Patient Discharge: The Case of Long-Term Care Hospitals

The Medicare hospice payment system: a consideration of potential refinements.

View research history
YearShare index
2022586.9
2023557.7
2024713.3
2025796.1

Opportunities

2,757 papers · 7 recurring themes
7 cards

Swipe or scroll horizontally to browse.

Advanced Portfolio Optimization TechniquesOpportunities · 01

Advanced Portfolio Optimization Techniques

821 papers

29.8% of this theme group

Opportunities focus on leveraging machine learning and econometrics to improve portfolio construction.

Portfolio (763) · Portfolio optimization (448) · Modern portfolio theory (90) · Econometrics (185)

Machine Learning and Portfolio Optimization

An Entropy-Based Approach to Portfolio Optimization

View research history
YearShare index
2022315.4
2023306.5
2024224.6
2025345.5
Graph‑Based Financial Fraud DetectionOpportunities · 02

Graph‑Based Financial Fraud Detection

554 papers

20.1% of this theme group

Papers explore scalable AI methods for uncovering complex fraud patterns in transaction data.

Financial fraud (54) · Graph (55) · Database transaction (105) · Computer security (96)

Fraud Detection using Machine Learning

Advancing Financial Security with Scalable AI: Explainable Machine Learning Models for Transaction Fraud Detection

View research history
YearShare index
2022199.4
2023181.1
2024119.9
2025234.7
Machine‑Enhanced Algorithmic TradingOpportunities · 03

Machine‑Enhanced Algorithmic Trading

401 papers

14.5% of this theme group

Research highlights novel trading strategies using AI to boost performance and adaptivity.

Algorithmic trading (177) · Trading strategy (145) · High-frequency trading (80) · Pairs trade (40)

Algorithmic Trading Strategies: Leveraging Machine Learning Models for Enhanced Performance in the US Stock Market

Extracting the multi-timescale activity patterns of online financial markets

View research history
YearShare index
202232.6
202331.8
202425.3
202539.6
Secure Mobile Payment AdoptionOpportunities · 04

Secure Mobile Payment Adoption

380 papers

13.8% of this theme group

Studies investigate how perceived security and user knowledge drive sustained mobile payment use.

Mobile payment (184) · Payment (233) · Payment system (48) · Marketing (30)

An Empirical Study of the Impacts of Perceived Security and Knowledge on Continuous Intention to Use Mobile Fintech Payment Services

Assurance on the reliability of mobile payment system and its effects on its' use: An empirical examination

View research history
YearShare index
2022595.2
2023565.3
2024723.5
2025818.2
Fintech‑Driven Financial LiteracyOpportunities · 05

Fintech‑Driven Financial Literacy

302 papers

11.0% of this theme group

Works propose using digital tools and big data to raise financial awareness and inclusion.

Financial services (145) · FinTech (95) · Financial inclusion (67) · Financial literacy (29)

The Future of Finance: Fintech and Digital Transformation

The integration of big data in finTech: Review of enhancing financial services through advanced technologies

View research history
YearShare index
2022533.2
2023586.1
2024645.7
20251018.9
AI‑Powered Credit Risk ModelingOpportunities · 06

AI‑Powered Credit Risk Modeling

159 papers

5.8% of this theme group

Papers present deep learning approaches for more accurate loan default prediction.

Credit risk (41) · Loan (23) · Gradient boosting (11) · Default (6)

A Dynamic Credit Risk Assessment Model Based on Deep Reinforcement Learning

Leveraging artificial intelligence and machine learning for next-generation credit risk assessment models

View research history
YearShare index
2022257.0
2023259.7
2024185.2
2025266.7
Enhanced Credit Card Fraud DetectionOpportunities · 07

Enhanced Credit Card Fraud Detection

140 papers

5.1% of this theme group

Research showcases improved machine learning frameworks for spotting credit‑card fraud.

Credit card fraud (122) · Credit card (108) · Computer security (34) · Database transaction (32)

An improved machine learning technique for credit card fraud detection

Enhancing Credit Card Fraud Detection: A Machine Learning Framework

View research history
YearShare index
2022858.0
2023882.7
2024837.4
2025537.3

How this field compares with the research baseline

Orientation shares compared with 25,000 papers in the reference sample.

Research orientationThis fieldReference sample
Promising36.2%37.3%
Problem-identifying19.8%9.5%
Descriptive19.5%17.6%
Breakthrough10.7%26.5%
Cautionary9.7%4.5%
Comparative2.6%3.8%
Critical1.4%0.8%

Concerns receiving less research attention

Counts and shares refer to the stated research pool. A low count describes how much of that research is recorded here, not the absence of a real-world concern.

Concern / example paperPapersShareRaised as a problemWorldwide share
Privacy & surveillanceFraud detections for online businesses: a perspective from blockchain technology2565.02%82 (32.0%)4.6%
Bias & fairnessEvaluating the fairness of credit scoring models: A literature review on mortgage accessibility for under-reserved popul150.29%8 (53.3%)0.14%
Concentration of compute powerRent Seeking by Low-Latency Traders: Evidence from Trading on Macroeconomic Announcements130.25%7 (53.8%)0.17%
Labour & data workEvaluating the Role of UPI in Fostering Economic Inclusion among Gig Workers in Mumbai City110.22%2 (18.2%)0.1%
Safety & misuseUses and Misuses of the Black-Litterman Model in Portfolio Construction60.12%2 (33.3%)0.08%
Energy & datacenter footprintEnergy Portfolio Optimization of Data Centers30.06%0 (0.0%)0.05%
Hardware, e-waste & supply chainMobile Phone Repair as a Strategy for Reducing E-Waste, Enhancing Data Privacy, and Promoting Digital Sustainability in 20.04%0 (0.0%)0.01%
Carbon & emissions of computeRethinking portfolio design with sustainable AI and FinTech: dynamic spillovers in a quantile–frequency framework10.02%0 (0.0%)0.0%
Water use00.0%0 (%)0.0%

Institution and researcher rankings use citations to their covered work. Research scope: United States. This may be broader than the company geography.

DEMAND, SUPPLY & PLACE

Where demand signals run ahead of mapped supply — Los Angeles

Compare demand signals in Los Angeles’s newsflow with the fintech categories mapped to each signal.

Expand panel +
HOW TO READ THE GAP

Signal percentile − supply percentile = gap in percentile points. Positive gaps highlight questions to investigate. A high signal can reflect spending pressure or access friction, as well as potential demand.

The comparison is relative to the signal families on this page. A supply percentile of zero means the lowest relative reading, not zero companies. It is a prioritisation clue, not measured market size or unmet demand.

COMPARISON PERIOD2025-05-01 to 2026-05-01Against 2024-05-01 to 2025-05-01Explore the signals ↓

The opportunity, in one view

Signal and mapped-supply percentiles, their gap, and change in the signal’s article share.

Swipe horizontally to compare all columns →

3 Los Angeles demand signals compared with mapped fintech supply
Signal familySignal percentileSupply percentileRelative gapGap (points)Signal share vs prior year
Fraud, scams & consumer trust ↗Trust Friction100.00.0+100.0+227.6%
Lending & credit access ↗Demand Driver25.050.0-25.0+72.7%
Layoffs & income shocks ↗Spending Pressure25.0100.0-75.0+7.2%

Showing all 3 signals. Select a family for its history and mapped categories.

Where the signals are loudest

All 12 city readings for these demand families in the comparison geography. Los Angeles is highlighted.

Mentions per 10,000 articles

Each city’s reading is a share of its own coverage. Rows cover all of the United States for this page's signal families; Los Angeles is marked.

Seattle110.8

Layoffs & income shocks · Fraud, scams & consumer trust · Lending & credit access

San Diego79.6

Fraud, scams & consumer trust · Layoffs & income shocks · Lending & credit access

Orlando77.7

Fraud, scams & consumer trust · Layoffs & income shocks · Lending & credit access

St. Louis73.8

Layoffs & income shocks · Fraud, scams & consumer trust · Lending & credit access

Cleveland54.6

Lending & credit access · Layoffs & income shocks · Fraud, scams & consumer trust

Minneapolis54.1

Layoffs & income shocks · Lending & credit access · Fraud, scams & consumer trust

Portland53.4

Layoffs & income shocks · Fraud, scams & consumer trust · Lending & credit access

Detroit52.2

Layoffs & income shocks · Lending & credit access · Fraud, scams & consumer trust

San Francisco48.1

Layoffs & income shocks · Fraud, scams & consumer trust · Lending & credit access

Los Angeles27.2

Fraud, scams & consumer trust · Layoffs & income shocks · Lending & credit access

Baltimore47.1

Fraud, scams & consumer trust · Layoffs & income shocks · Lending & credit access

Dallas44.5

Layoffs & income shocks · Lending & credit access · Fraud, scams & consumer trust

Inside the leading signals

Open any signal for its quarterly history
TRUST FRICTIONFraud, scams & consumer trust+100.0percentile-point gap
THE OPERATING HYPOTHESIS

Trust friction can reward whoever fixes service, complaints and fraud handling.

9.97mentions per 10,000 articles+227.6%share change vs prior year

Mapped fintech categories

  • Business Payments Solutions67

Companies can appear in multiple categories; these counts are not a unique-company total.

Quarterly share of Los Angeles coverage

Mentions per 10,000 articles · zero baseline

091826352024Q3: 42024Q32024Q4: 12024Q42025Q1: 12025Q12025Q2: 42025Q22025Q3: 22025Q32025Q4: 22025Q42026Q1: 302026Q1
View quarterly signal counts
Fraud, scams & consumer trust in Los Angeles coverage
QuarterMentionsPer 10,000 articles
2024Q3154.54
2024Q451.45
2025Q181.09
2025Q2144.07
2025Q392.46
2025Q452.08
2026Q18830.58

Where this signal concentrates in the comparison geography

San Diego46.8 / 10,000
Orlando45.8 / 10,000
Baltimore35.2 / 10,000
DEMAND DRIVERLending & credit access-25.0percentile-point gap
THE OPERATING HYPOTHESIS

Credit demand can pull origination, underwriting and collections capacity with it.

5.55mentions per 10,000 articles+72.7%share change vs prior year

Mapped fintech categories

  • Nbfc Lenders126

Companies can appear in multiple categories; these counts are not a unique-company total.

Quarterly share of Los Angeles coverage

Mentions per 10,000 articles · zero baseline

03710142024Q3: 52024Q32024Q4: 32024Q42025Q1: 22025Q12025Q2: 12025Q22025Q3: 122025Q32025Q4: 22025Q42026Q1: 32026Q1
View quarterly signal counts
Lending & credit access in Los Angeles coverage
QuarterMentionsPer 10,000 articles
2024Q3185.44
2024Q4113.18
2025Q1162.18
2025Q241.16
2025Q34412.03
2025Q472.91
2026Q193.13

Where this signal concentrates in the comparison geography

Cleveland22.9 / 10,000
Charlotte14.6 / 10,000
Dallas14.6 / 10,000
SPENDING PRESSURELayoffs & income shocks-75.0percentile-point gap
THE OPERATING HYPOTHESIS

Layoff cycles can pull discretionary spend back toward value offerings.

9.01mentions per 10,000 articles+7.2%share change vs prior year

Mapped fintech categories

  • Nbfc Lenders126
  • Business Payments Solutions67

Companies can appear in multiple categories; these counts are not a unique-company total.

Quarterly share of Los Angeles coverage

Mentions per 10,000 articles · zero baseline

04812162024Q3: 62024Q32024Q4: 112024Q42025Q1: 92025Q12025Q2: 82025Q22025Q3: 132025Q32025Q4: 32025Q42026Q1: 82026Q1
View quarterly signal counts
Layoffs & income shocks in Los Angeles coverage
QuarterMentionsPer 10,000 articles
2024Q3206.05
2024Q43911.27
2025Q1679.12
2025Q2288.14
2025Q35013.67
2025Q483.33
2026Q1248.34

Where this signal concentrates in the comparison geography

Seattle97.5 / 10,000
St. Louis66.7 / 10,000
Minneapolis47.4 / 10,000
RESEARCH & CHANGING CONVERSATIONS

Related research and changing coverage

Los Angeles fintech coverage

Expand panel +
RESEARCH CONTEXT · 2017

Advertising, consumer awareness, and choice: evidence from the U.S. banking industry

The RAND Journal of Economics

167 citations in the snapshot

RESEARCH CONTEXT · 2021

The convergence of racial and income disparities in health insurance coverage in the United States

International Journal for Equity in Health

125 citations in the snapshot

RESEARCH CONTEXT · 2022

Health insurance status and cancer stage at diagnosis and survival in the United States

CA A Cancer Journal for Clinicians

115 citations in the snapshot

RESEARCH CONTEXT · 2022

The Impact of ESG Scores on Bank Market Value? Evidence from the U.S. Banking Industry

Sustainability

111 citations in the snapshot

What is growing in this coverage

the United States coverage of this page's demand families

KeywordRecent articlesPrior articlesShare change
patent infringement394241923.3%
cyber liability254251152.2%
privacy policies20724963.0%
arbitration clause17022852.3%
ip litigation54772836.3%
antitrust investigations63587799.5%

Share changes describe coverage in the stated comparison periods, not search demand or market size.

UNDERSTAND THE LANDSCAPE

Fintech in Los Angeles: key questions

Clear definitions for making better comparisons.

What does this landscape measure?

It measures the tracked company ecosystem, recorded funding, hiring and other available evidence. It is not a market-size estimate.

Can segment counts be added together?

No. A company can belong to several segments, so segment counts and funding can overlap.

What does a missing figure mean?

A dash or unavailable panel means the current reviewed source snapshot does not support that figure.

KEEP EXPLORING

Put Los Angeles in context

All landscapes ↗

Company ecosystem snapshot: 5 August 2026. Funding is recorded in USD; filed accounts retain their stated currency and reporting basis. Each section identifies its own coverage. The news and research behind these sections is explorable in Prism.

Canonical landscape ↗
Coming soon