Radar · FinTech in Palo Alto
Best FinTech Companies in Palo Alto, United States
The 233 best FinTech companies in Palo Alto, United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Navan.
By Riya SenguptaFinancials
233companies tracked
$7.5Bdisclosed funding
7unicorns
110have raised
Sector wealth & growth · validated company filings
$180Mmedian revenue
+8%median YoY growth
$89.0Bcombined revenue pool
130companies reporting
Biggest earners American Express Co ($10.5B, +9% YoY), Mastercard Inc ($8.3B, +13% YoY), Flex Ltd. ($6.6B, +4% YoY), Fiserv Inc ($5.0B, +10% YoY)
FLIAR INTELLIGENCE · FINTECH × PALO ALTO
Our analysis of 243 FinTech companies
$56.0b in tracked funding; 98% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
243companies analysed
98%cloud-native stacks
2025funding peak (by rounds)
45unicorns
2018median founding year
1.4Mcombined LinkedIn audience
53%of audience held by top 3
5companies hiring publicly (12 mo)
Ranked: Best FinTech companies in Palo Alto
| # | Company | Disclosed funding | Last round | Employees | Founded | Founder | Tech stack | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|---|
| 1 | Navan Provider of a platform for business travel and expense management 90AI top 15%Funding top 18%Patents top 20%Innovation top 21% All 15 signals ▾AItop 15% Fundingtop 18% Patentstop 20% Innovationtop 21% Newstop 23% Partnerstop 23% Techtop 24% Customerstop 24% Talenttop 28% Growthtop 30% Producttop 33% Fin. healthtop 43% Markettop 47% Globaltop 48% Moatbottom 44% AI: Holds AI/ML patents (G06N-family CPC) Funding: Raised $1.3B across 13 rounds · 13 rounds over 11 yrs (1.2/yr) rank vs industry peers · Fliar Intelligence Index 90/100 | $1.3B | 8 mo ago | 847 | 2015 | Ariel Cohen CEO and Co-Founder | Amazon WebstoreContentfulApple iCloud Mail+39 | 23 patents AI-driven LLM prompting, context management, and secure virtual identifier generation for enterprise applications | 1 partnership |
| 2 | Next Insurance 🦄 Provider of online small business insurance policies | $1.1B | 32 mo ago | 5 | 2016 | Alon Huri Co-Founder | HashnodeSentryZendesk+36 | — | — |
| 3 | Hippo 🦄 Online platform for homeowners insurance | $709M | 66 mo ago | 207 | 2015 | Eyal Navon Co-Founder | TurbopackApple iCloud MailMicrosoft 365+27 | 4 patents Skylight protection systems for residential and commercial window installations | 2 partnerships · 1 award |
| 4 | Signifyd 🦄 Provider of fraud prevention and payment validation for online retailers | $394M | 62 mo ago | 399 399 → 496 (+24%) | 2011 | Rajesh Ramanand Co-Founder & CEO | Cart FunctionalityWordPressApple iCloud Mail+41 | — | — |
| 5 | Globality 🦄 Provider of AI-driven platform for sourcing and procurement process automation 69Funding top 20%AI top 23%Moat top 32%Tech top 33% All 12 signals ▾Fundingtop 20% AItop 23% Moattop 32% Techtop 33% Markettop 37% Producttop 41% Talenttop 42% Growthtop 43% Globalbottom 48% Patentsbottom 32% Newsbottom 32% Innovationbottom 30% Funding: Raised $368M across 7 rounds · 7 rounds over 11 yrs (0.6/yr) AI: Classified as an agentic-AI company · Product described with: ai-driven rank vs industry peers · Fliar Intelligence Index 69/100 | $368M | 19 mo ago | 171 171 → 101 (-41%) | 2015 | Lior Delgo Co-Founder & President | HubSpot CMS HubApple iCloud MailZoho+25 | 3 patents AI-driven ontology-based entity matching for data integration | 1 award |
| 6 | Mega Matrix Corp Provider of a game-based investment platform for NFTs 55Funding top 22%Talent top 38%Global bottom 37% All 3 signals ▾Fundingtop 22% Talenttop 38% Globalbottom 37% Funding: Raised $364M across 3 rounds · 3 rounds over 4 yrs (0.8/yr) Talent: 2 named leaders on record · 2 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 55/100 | $364M | 41 mo ago | — | 1997 | Yucheng Hu CEO & Chairman | — | — | — |
| 7 | Aptos 🦄 Provider of protocols for building blockchain-based solutions 76Funding top 20%Tech top 21%Customers top 24%Moat top 28% All 12 signals ▾Fundingtop 20% Techtop 21% Customerstop 24% Moattop 28% Producttop 29% Markettop 32% Globaltop 34% Talenttop 38% Innovationtop 47% Growthtop 50% Patentsbottom 48% Newsbottom 24% Funding: Raised $350M across 2 rounds · 2 rounds over 4 yrs (0.5/yr) Tech: 38 technologies across 6/8 capability areas · Cloud: Cloudflare, Netlify rank vs industry peers · Fliar Intelligence Index 76/100 | $350M | 20 mo ago | 175 | 2021 | Avery Ching Co-Founder & CTO | DatoCMSNode.jsThree.js+22 | 11 patents Patents concentrated in computing, sensing & instrumentation | 1 launch · 2 partnerships |
| 8 | Capella Space Provider of satellite-based imaging solutions | $234M | 41 mo ago | 191 191 → 210 (+10%) | 2016 | Frank Backes CEO | WebflowApple iCloud MailGSAP+19 | — | 3 launchs |
| 9 | Jerry AI-powered car insurance comparison platform 72Moat top 26%Funding top 27%Talent top 28%Product top 32% All 13 signals ▾Moattop 26% Fundingtop 27% Talenttop 28% Producttop 32% Customerstop 32% Patentstop 35% Innovationtop 37% Markettop 43% Growthtop 45% AItop 45% Techbottom 45% Globalbottom 44% Newsbottom 22% Moat: Editorial + unicorn rating 8/10 · IP moat: 197 patents Funding: Raised $213M across 3 rounds · 3 rounds over 8 yrs (0.4/yr) rank vs industry peers · Fliar Intelligence Index 72/100 | $213M | 34 mo ago | 194 | 2017 | Lina Zhang Co-Founder | — | 197 patents Implantable biomedical electronics—hermetic feedthroughs, stable electrodes, biocompatible packaging, visual prostheses | — |
| 10 | Wealthfront Robo advisor and financial planning platform | $205M | 101 mo ago | 200 200 → 444 (+122%) | 2008 | Daniel Carroll Founder & Chief Strategy Officer | DrupalApple iCloud MailGoogle Workspace+25 | 10 patents Distributed database synchronization and record update mechanisms for financial account data | 1 launch |
| 11 | Earnin Provider of a platform for accessing earned wages and financial tools 67Customers top 18%Funding top 21%Tech top 30%Moat top 31% All 10 signals ▾Customerstop 18% Fundingtop 21% Techtop 30% Moattop 31% Markettop 37% Producttop 40% Growthtop 50% Talentbottom 49% Newsbottom 46% Globalbottom 39% Customers: Play-Store rating 4.75★ across 294,082 ratings (1 apps) · Review volume +6% in 6 mo Funding: Raised $190M across 5 rounds · 5 rounds over 12 yrs (0.4/yr) rank vs industry peers · Fliar Intelligence Index 67/100 | $190M | 9 mo ago | 242 242 → 597 (+147%) | 2012 | Ram Palaniappan Founder & CEO | ContentfulApple iCloud MailGoogle Workspace+22 | — | 1 launch |
| 12 | Workday Adaptive Planning SaaS Corporate Finance Management | $176M | 131 mo ago | 416 | 2003 | Rob S Hull Ex-Founder | JavaAmazon Web ServicesDojo+4 | — | — |
| 13 | BitGo 🦄 Platform that offers crypto based financial services | $170M | 28 mo ago | 166 | 2013 | — | ContentfulYouTubeAmazon Web Services+22 | — | — |
| 14 | Upstart AI-enabled online marketplace offering diversified loans to consumers and businesses | $129M | 86 mo ago | 1,497 1,497 → 1,927 (+29%) | 2012 | Dave Girouard Founder & CEO | SkilljarCart FunctionalityApple iCloud Mail+34 | — | — |
| 15 | Poynt POS software and hardware solutions for offline retailers | $128M | 91 mo ago | 102 | 2013 | Osama Bedier Founder & CEO | Cart FunctionalityHubSpot CMS HubGoogle Maps+27 | 71 patents Integrated electronic point‑of‑sale payment terminals and mobile device transaction processing | — |
| 16 | Drip Capital Developer of an online marketplace platform for trade financing 62Tech top 24%Funding top 27%Moat top 31%Talent top 34% All 12 signals ▾Techtop 24% Fundingtop 27% Moattop 31% Talenttop 34% Newstop 35% Innovationtop 39% Producttop 39% Markettop 43% Globaltop 48% Fin. healthbottom 45% Growthbottom 40% Partnersbottom 35% Tech: 61 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 Funding: Raised $108M across 12 rounds · 12 rounds over 11 yrs (1.1/yr) rank vs industry peers · Fliar Intelligence Index 62/100 | $108M | 7 mo ago | 185 185 → 432 (+134%) | 2015 | Neil Kothari Co-Founder | Apple iCloud MailGoogle WorkspaceAmazon Web Services+27 | — | 1 partnership |
| 17 | Karat Provider of financial technology offering banking services and business credit cards | $100M | 35 mo ago | 158 | 2019 | Will Kim Co-Founder & Co-CEO | Webflowanime.jsStripe+26 | — | — |
| 18 | Tensec Provider of cross-border payment and FX solutions for international businesses | $72M | 7 mo ago | — | 2023 | Yang Wang Co-Founder & Engineering | — | — | — |
| 19 | Invoice2go Provider of invoicing, payment, project management, and reporting software | $60M | 93 mo ago | 28 | 2002 | — | — | — | — |
| 20 | Alcatraz AI Provider of AI-powered facial authentication access control and security systems 67Growth top 20%News top 21%Funding top 25%AI top 28% All 12 signals ▾Growthtop 20% Newstop 21% Fundingtop 25% AItop 28% Moattop 31% Talenttop 31% Techtop 40% Partnerstop 45% Patentsbottom 47% Innovationbottom 45% Globalbottom 39% Marketbottom 33% Growth: Web rank 10,000,000 → 5,000,000 YoY · Fresh capital in last 24 mo News: 8 BI events in 12 mo (of 28 tracked, 2 types) · +167% YoY rank vs industry peers · Fliar Intelligence Index 67/100 | $51M | 2 mo ago | 21 | 2016 | Vince Gaydarzhiev President & Founder | WebflowAmazon Web ServicesGSAP+21 | 6 patents Biometric facial recognition access control systems for secure building entry | 1 job opening |
| 21 | Deserve Cards API-based solutions for credit-card-as-a-service | $50M | 59 mo ago | 34 | 2013 | — | — | — | — |
| 22 | Zeni Tech Provider of AI-powered bookkeeping and financial services for startups | $48M | 58 mo ago | 250 | 2019 | Swapnil Shinde Co-Founder & CEO | WebflowGSAPSplide+25 | — | — |
| 23 | Amberdata Provider of data, analytics, and tools for digital asset management | $47M | 49 mo ago | 45 | 2017 | Tongtong Gong Co-Founder & COO | HubSpot CMS HubApple iCloud MailGoogle Workspace+34 | — | — |
| 24 | Incognia Provider of device intelligence and location identity verification platform solutions | $46M | 29 mo ago | 164 | 2014 | — | HubSpot CMS HubAlpine.jsHockeyStack+18 | — | — |
| 25 | Integral Cloud-based trading software for financial institutions to trade in capital markets | $41M | 28 mo ago | 298 | 1993 | — | WordPressApple iCloud MailGoogle Workspace+37 | 130 patents Moldable polymer capsules and multilayer electronic substrate interconnect manufacturing | 1 partnership |
| 26 | The Coterie Diversified wealth management solutions | $40M | 43 mo ago | 18 | 2021 | Ethan Agarwal Co-Founder & CEO | — | — | — |
| 27 | Federato AI Ai powered risk management platform that streamlines underwriting processes for insurance companies 57Funding top 21%AI top 35%News top 39%Growth top 40% All 9 signals ▾Fundingtop 21% AItop 35% Newstop 39% Growthtop 40% Talenttop 42% Techtop 43% Moatbottom 38% Globalbottom 37% Marketbottom 34% Funding: Raised $40.0M across 4 rounds · 4 rounds over 5 yrs (0.8/yr) AI: Product described with: ai powered, machine learning rank vs industry peers · Fliar Intelligence Index 57/100 | $40M | 7 mo ago | 24 | 2020 | William Steenbergen Co-Founder/CTO | WebflowSalesforceGSAP+21 | — | 1 expansion |
| 28 | Ascend Provider of accounting automation platform for insurance retailers, intermediaries, and carriers | $39M | 52 mo ago | 43 | 2021 | Praveen Chekuri Co-Founder & Co-CEO | WebflowKnockout.jsVercel+22 | — | — |
| 29 | Subspace Developer of a network providing infrastructure for decentralized AI applications | $37M | 51 mo ago | 38 | 2014 | — | — | 7 patents Patents concentrated in electrical & electronics | 1 job opening · 1 launch |
| 30 | Hourly Cloud-based payroll management for enterprises | $34M | 49 mo ago | 100 | 2018 | Amir Faintuch Co-Founder & Executive Chairman | Webflow EcommerceWebflowUnbounce+29 | — | — |
| 31 | InvestorFlow Software suite for private market fund | $30M | 50 mo ago | 9 | 2009 | Todd Glasson Founder & CEO | WordPressMySQLMariaDB+33 | — | — |
| 32 | CyberConnect Web3 social network platform | $25M | 31 mo ago | 42 | 2021 | Zhimao Liu Co-Founder | — | — | — |
| 33 | CUBE3 Provider of real-time fraud prevention solutions for financial systems and platforms 69AI top 20%Funding top 24%Tech top 33%Growth top 35% All 8 signals ▾AItop 20% Fundingtop 24% Techtop 33% Growthtop 35% Talenttop 38% Marketbottom 36% Globalbottom 36% Newsbottom 27% AI: Classified as an AI company Funding: Raised $22.5M across 4 rounds · 4 rounds over 3 yrs (1.3/yr) rank vs industry peers · Fliar Intelligence Index 69/100 | $22M | 6 mo ago | 25 | 2022 | Attila Marosi-Bauer Founder and Chief Research Officer | WebflowAmazon Web ServicesGSAP+21 | — | — |
| 34 | Kick Provider of bookkeeping, audit risk, tax saving, and other accountant services 60AI top 20%Tech top 25%Funding top 33%Growth top 35% All 6 signals ▾AItop 20% Techtop 25% Fundingtop 33% Growthtop 35% Globalbottom 29% Marketbottom 28% AI: Classified as an AI company Tech: 44 technologies across 5/8 capability areas · Cloud: Amazon Alb, Amazon Web Services rank vs industry peers · Fliar Intelligence Index 60/100 | $20M | 7 mo ago | 11 | 2010 | — | SentryAmazon ALBReact+20 | — | — |
| 35 | Mega Matrix Online platform offering cryptocurrency staking solutions 7Funding top 32%News top 49%Growth bottom 33%Global bottom 30% All 6 signals ▾Fundingtop 32% Newstop 49% Growthbottom 33% Globalbottom 30% Fin. healthbottom 18% Marketbottom 17% Funding: Raised $17.5M across 2 rounds · 2 rounds over 2 yrs (1.0/yr) News: 3 BI events in 12 mo (of 22 tracked, 7 types) · -62% YoY rank vs industry peers · Fliar Intelligence Index 7/100 | $18M | 10 mo ago | 4 | 2022 | — | — | — | — |
| 36 | Vori Provider of grocery point of sale and store operations software 57Tech top 27%Talent top 28%Funding top 30%Growth top 35% All 7 signals ▾Techtop 27% Talenttop 28% Fundingtop 30% Growthtop 35% Moattop 39% Marketbottom 32% Globalbottom 32% Tech: 53 technologies across 5/8 capability areas · Cloud: Amazon S3, Amazon Web Services Talent: 3 named leaders on record · 3 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 57/100 | $15M | 1 mo ago | 19 | 2015 | Robert Pinkerton Co-Founder & Chief Technology Officer | Cart FunctionalityWebflowQuill+34 | — | — |
| 37 | Definitive Intelligence Online user acquisition and business intelligence platform | $14M | 43 mo ago | 23 | 2022 | Caleb Welton Co-Founder | — | — | — |
| 38 | Higlobe Cross-border payment solution for businesses and individuals | $14M | 44 mo ago | 45 | 2020 | Jeff Bolton Co-Founder & CTO | WebflowApple iCloud MailGoogle Workspace+32 | — | 2 job openings · 1 launch |
| 39 | SignalRank AI based platform offering credit risk assessment solutions | $13M | 39 mo ago | 9 | 2021 | Kayvan Baroumand Founder and President/ Board of Directors | — | — | — |
| 40 | VERTO Provider of cross-border payment platform and foreign exchange solutions for businesses | $12M | 44 mo ago | 47 | 2017 | — | SentryAtlassian StatuspageTypeScript+33 | — | 2 partnerships |
| 41 | ValidMind Provider of AI model risk management platform | $11M | 26 mo ago | 15 | 2021 | — | WordPressApple iCloud MailGoogle Workspace+23 | — | 1 launch · 2 awards |
| 42 | Streetbeat Systems Online trading and research platform for individuals 55Growth top 28%Tech top 39%Funding top 42%AI top 45% All 11 signals ▾Growthtop 28% Techtop 39% Fundingtop 42% AItop 45% Moattop 48% Newstop 49% Customersbottom 49% Talentbottom 49% Productbottom 48% Globalbottom 36% Marketbottom 35% Growth: Web rank 50,000,000 → 10,000,000 YoY · Fresh capital in last 24 mo Tech: 29 technologies across 4/8 capability areas · Cloud: Amazon Web Services, Cloudflare rank vs industry peers · Fliar Intelligence Index 55/100 | $10M | 16 mo ago | 26 | 2021 | Damian Scavo Co-Founder & CEO & CIO | Node.jsRadix UITailwind CSS+16 | — | — |
| 43 | Arkifi AI-powered financial analyst tool for businesses | $9M | 33 mo ago | — | 2023 | Hesam Motlagh Co-Founder & CEO | — | — | — |
| 44 | Trustero Developer of AI-powered GRC compliance automation software | $8M | 18 mo ago | 14 | 2020 | Phillip Liu Chief Executive Officer | — | — | 1 launch |
| 45 | Avant Protocol Provider of DeFi-powered stablecoins | $6M | 18 mo ago | — | 2024 | Rhett Shipp Founder | Node.jsThree.jsChakra UI+14 | — | — |
| 46 | Hyperplane AI-based data platform for financial institutions | $6M | 30 mo ago | — | 2022 | Daniel Silva Co-Founder | — | — | — |
| 47 | Jarsy Platform providing access to pre-IPO investment opportunities via tokenized assets 53Talent top 23%Funding top 43%Tech top 45%Global bottom 33% All 4 signals ▾Talenttop 23% Fundingtop 43% Techtop 45% Globalbottom 33% Talent: 5 named leaders on record · 5 C-suite/founder profiles curated Funding: Raised $5.0M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) rank vs industry peers · Fliar Intelligence Index 53/100 | $5M | 11 mo ago | — | 2024 | Chunyang S Co-Founder & CTO | Headless UITailwind CSSReact+15 | — | 1 launch |
| 48 | Propy SaaS-driven and blockchain-enabled real estate transaction management software 67News top 19%Growth top 24%Global top 25%Funding top 42% All 7 signals ▾Newstop 19% Growthtop 24% Globaltop 25% Fundingtop 42% Markettop 46% Moattop 48% Techbottom 45% News: 7 BI events in 12 mo (of 9 tracked, 3 types) · 6 high-value events (IPO/M&A/funding/contracts) in 12 mo Growth: 4 acquisition/expansion moves in 24 mo · Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 67/100 | $3M | 4 mo ago | 59 | 2015 | — | Cart FunctionalityApple iCloud MailGoogle Workspace+9 | — | 2 partnerships |
| 49 | Dwilar Provider of AI-driven global credit evaluation for individuals and investors | $2M | 5 mo ago | — | 2024 | Harry Mapodile Co-Founder | — | — | — |
| 50 | PAX Markets Provider of a zero-fee, high-speed cryptocurrency exchange | $500K | 11 mo ago | — | 2024 | Benjamin Kilimnik Co-Founder & CTO | — | 6 patents Patents concentrated in electrical & electronics | — |
Top 12 FinTech companies in Palo Alto
#1
Public · Palo Alto, California · founded 2015 · 847 employees$1.3Braised▾
Public · Palo Alto, California · founded 2015 · 847 employees
Provider of a platform for business travel and expense management. The platform offers tools for booking trips, managing expenses, and processing payments. It provides features such as travel program management, analytics, and support services. The platform also allows for expense tracking, corporate card integration, and security measures.
Fliar Intelligence Index™ 90how this company ranks against its industry peers
AI
top 15%Funding
top 18%Patents
top 20%Innovation
top 21%News
top 23%Partners
top 23%AI: Holds AI/ML patents (G06N-family CPC)
Funding: Raised $1.3B across 13 rounds · 13 rounds over 11 yrs (1.2/yr) · Last round Series G (Oct 2025)
Patents: 28 patents matched (strict assignee match) · 27 filings since 2022 vs 0 in 2017-21 · Latest publication 2026
Audience (LinkedIn): 220k LinkedIn followers — 16.1% of this cohort's audience
Activity (LinkedIn): 1 partnerships (incl. Navan) announced in 12 mo
Funding rounds
- Oct 2025Series G$300M
- Dec 2022Conventional Debt$400M
- Oct 2022Conventional Debt$150M
- Oct 2022Series G$154M
Founders & team
Investors
SVB, Goldman Sachs, Comerica, Coatue, Lightspeed Venture Partners, Zeev Ventures
Tech stack
6SenseAdobe Audience ManagerAdrollAdroll Cmp SystemAmazon AdvertisingAmazon Webstore
#2
Series B · Palo Alto, California · founded 2016 · 21 employees$51.1Mraised▾
Series B · Palo Alto, California · founded 2016 · 21 employees
Provider of AI-powered facial authentication access control and security systems. The company offers solutions for biometric turnstiles, multi-factor authentication, and perimeter security. It serves industries including aviation, critical infrastructure, data centers, and financial services. The company's technology provides features such as tailgating detection, video at the door, and supports SIP based intercom. The systems integrate with existing access control infrastructure.
Fliar Intelligence Index™ 67how this company ranks against its industry peers
Growth
top 20%News
top 21%Funding
top 25%AI
top 28%Moat
top 31%Talent
top 31%Growth: Web rank 10,000,000 → 5,000,000 YoY · Fresh capital in last 24 mo
News: 8 BI events in 12 mo (of 28 tracked, 2 types) · +167% YoY · 5 high-value events (IPO/M&A/funding/contracts) in 12 mo
Funding: Raised $51.1M across 5 rounds · 5 rounds over 7 yrs (0.7/yr) · Last round Series B (Apr 2026)
Audience (LinkedIn): 12k LinkedIn followers
Hiring (LinkedIn): 1 hiring post in 12 mo (public) · hiring: Internal Legal Counsel
Funding rounds
- Apr 2026Series B$50M
- Sep 2022Series A$25M
- Apr 2021Series A$6.1M
- Apr 2020Series A$14M
Founders & team
Investors
Mucker, Johnson Controls, LDV Partners, HCVC, Ruvento Ventures, Hemi Ventures
Tech stack
Amazon SesAmazon Web ServicesAnt DesignCloudflareCloudflare Bot ManagementCloudflare Stream
#3
Series C · Palo Alto, California · founded 2015 · 185 employees$108.1Mraised▾
Series C · Palo Alto, California · founded 2015 · 185 employees
Developer of an online marketplace platform for trade financing. It provides users with a platform that offers loans such as working capital, invoice financing, export financing, shipment financing, and more. It offers loans on the basis of credit assessments, product cost, invoice amount, loan terms, and more. It also provides tools for tracking future invoices and payments.
Fliar Intelligence Index™ 62how this company ranks against its industry peers
Tech
top 24%Funding
top 27%Moat
top 31%Talent
top 34%News
top 35%Innovation
top 39%Tech: 61 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 · Devops: Nginx
Funding: Raised $108M across 12 rounds · 12 rounds over 11 yrs (1.1/yr) · Last round Conventional Debt (Oct 2025)
Moat: Editorial + unicorn rating 8/10 · Soonicorn · 9 curated direct competitors tracked
Audience (LinkedIn): 100k LinkedIn followers — 7.3% of this cohort's audience
Activity (LinkedIn): 1 partnerships (incl. Drip Capital) announced in 12 mo
Funding rounds
- Oct 2025Conventional Debt$50M
- Sep 2024Conventional Debt$90M
- Sep 2024Series C$23M
- Oct 2023Conventional Debt$40M
Founders & team
Investors
Accel, Wing Venture Capital, Y Combinator, Trusted Insight, GCI Ventures, Peak XV Partners
Tech stack
AlbacrossAmazon CloudfrontAmazon S3Amazon Web ServicesAosApple Icloud Mail
#4
Series C · Palo Alto, California · founded 2012 · 242 employees$190.1Mraised▾
Series C · Palo Alto, California · founded 2012 · 242 employees
Provider of a platform for accessing earned wages and financial tools. The platform offers tools for accessing earned wages before payday. It also provides features for balance alerts, credit monitoring, and savings options. The platform aims to help users manage their finances.
Fliar Intelligence Index™ 67how this company ranks against its industry peers
Customers
top 18%Funding
top 21%Tech
top 30%Moat
top 31%Market
top 37%Product
top 40%Customers: Play-Store rating 4.75★ across 294,082 ratings (1 apps) · Review volume +6% in 6 mo · Marquee-customer mentions: top 30% of tracked companies
Funding: Raised $190M across 5 rounds · 5 rounds over 12 yrs (0.4/yr) · Last round Conventional Debt (Sep 2025)
Tech: 37 technologies across 6/8 capability areas · Cloud: Amazon Web Services, Cloudflare · Devops: Envoy, Nginx
Audience (LinkedIn): 204k LinkedIn followers — 15.0% of this cohort's audience · 46 engagements/post (1.5× cohort median)
Activity (LinkedIn): 1 product launches announced in 12 mo
Funding rounds
- Sep 2025Conventional Debt$150M
- Dec 2018Series C$125M
- Sep 2017Series B$39M
- Jan 2017Series A$22M
Founders & team
Investors
Ribbit Capital, Felicis Ventures, Andreessen Horowitz, March Capital, Matrix, DST Global
Tech stack
Alpine.JsAmazon Web ServicesApple Icloud MailCloudflareCloudflare Bot ManagementCore-Js
#5
Series B · Palo Alto, California · founded 2015 · 19 employees$15.3Mraised▾
Series B · Palo Alto, California · founded 2015 · 19 employees
Provider of grocery point of sale and store operations software. The system integrates checkout, inventory management, order processing, pricing automation, and loyalty programs into a single platform. It facilitates product ordering, invoice processing, and vendor data synchronization. The software tracks stock levels, monitors cost changes, and manages shelf pricing to maintain margins. It provides reporting tools for monitoring sales performance and inventory movement. The system supports various retail formats including supermarkets, produce markets, and specialty food stores by automating manual tasks and streamlining store workflows.
Fliar Intelligence Index™ 57how this company ranks against its industry peers
Tech
top 27%Talent
top 28%Funding
top 30%Growth
top 35%Moat
top 39%Market
bottom 32%Tech: 53 technologies across 5/8 capability areas · Cloud: Amazon S3, Amazon Web Services · Observability: Fullstory, Sentry
Talent: 3 named leaders on record · 3 C-suite/founder profiles curated
Funding: Raised $15.3M across 3 rounds · 3 rounds over 6 yrs (0.5/yr) · Last round Series B (May 2026)
Audience (LinkedIn): 7k LinkedIn followers
Activity (LinkedIn): 1 partnerships (incl. Vental Farm Market (3 locations)) announced in 12 mo
Funding rounds
- May 2026Series B$22M
- Aug 2022Series A$10M
- Aug 2021Seed—
- Mar 2020Seed$150K
Founders & team
Investors
Y Combinator, Mollie Stone's Markets, FactoryHQ, Greylock Partners, E²JDJ, MKT1
Tech stack
AmplitudeCalendlyCart FunctionalityCloudflareCloudflare Bot ManagementCloudflare Browser Insights
#6
Seed · Palo Alto, California · founded 2023$71.9Mraised▾
Seed · Palo Alto, California · founded 2023
Provider of cross-border payment and FX solutions for international businesses. This company offers a single platform consolidating FX, cross-border payments, and transaction banking services. The platform facilitates real-time payments and multi-currency transactions, streamlining global money movement. It incorporates AI-driven risk assessment and compliance features to accelerate verification processes. Embedded FX hedging and revenue tools are also provided to optimize profitability. The platform aims to improve efficiency and reduce costs associated with international financial transactions.
LinkedIn Pulse recent public activity · Jul 2026
Audience: 1k LinkedIn followers
Hiring: 4 hiring posts in 12 mo (public) · hiring: Manager of Technical Operations & Customer Enablement, Inside Sales Representative
Funding rounds
- Nov 2025Conventional Debt$59.9M
- Jun 2025Seed$12M
Founders & team
Investors
Costanoa, Quiet Capital, Cambrian, IGNIA, Montage Ventures, Renegade Partners
#7
Series D · Palo Alto, California · founded 2020 · 24 employees$40Mraised▾
Series D · Palo Alto, California · founded 2020 · 24 employees
Ai powered risk management platform that streamlines underwriting processes for insurance companies. It is a technology firm that develops AI powered underwriting solutions for the insurance industry. The platform leverages machine learning to streamline underwriting processes, providing real time risk and portfolio insights to help decision making.
Fliar Intelligence Index™ 57how this company ranks against its industry peers
Funding
top 21%AI
top 35%News
top 39%Growth
top 40%Talent
top 42%Tech
top 43%Funding: Raised $40.0M across 4 rounds · 4 rounds over 5 yrs (0.8/yr) · Last round Series D (Nov 2025)
AI: Product described with: ai powered, machine learning
News: 5 BI events in 12 mo (of 15 tracked, 3 types) · +0% YoY · 3 high-value events (IPO/M&A/funding/contracts) in 12 mo
Audience (LinkedIn): 12k LinkedIn followers
Activity (LinkedIn): 1 expansions announced in 12 mo
Funding rounds
- Nov 2025Series D$100M
- Nov 2024Series C$40M
- Jun 2023Series B$25M
- May 2022Series A$15M
Founders & team
Investors
Caffeinated Capital, Emergence Capital, Pear VC, Salesforce, Box, Zoom
Tech stack
6SenseCloudflareCloudflare Bot ManagementCookiebotCore-JsGoogle Analytics
#8
Series A · Palo Alto, California · founded 2022 · 25 employees$22.5Mraised▾
Series A · Palo Alto, California · founded 2022 · 25 employees
Provider of real-time fraud prevention solutions for financial systems and platforms. The company offers tools to identify on-chain threats and provide risk scoring. It delivers transaction security, empowering applications to block exploits and risky transactions. The company provides alerts, reports, and automation to respond to cyber risks. It offers integration, documentation, and an API for developers.
Fliar Intelligence Index™ 69how this company ranks against its industry peers
AI
top 20%Funding
top 24%Tech
top 33%Growth
top 35%Talent
top 38%Market
bottom 36%AI: Classified as an AI company
Funding: Raised $22.5M across 4 rounds · 4 rounds over 3 yrs (1.3/yr) · Last round Series A (Dec 2025)
Tech: 35 technologies across 4/8 capability areas · Cloud: Amazon S3, Amazon Web Services · Security: Cloudflare Bot Management, Hsts
Audience (LinkedIn): 5k LinkedIn followers
Activity (LinkedIn): 1 product launches · 1 partnerships · 1 awards (incl. Scam.org) announced in 12 mo
Funding rounds
- Dec 2025Series A$5.2M
- Jun 2024Series A$14.3M
- Aug 2023Seed$8.2M
- 2023Seed$250K
Founders & team
Investors
Blockchange, Dispersion Capital, Symbolic Capital, Hypersphere Ventures, ICLUB, TA Ventures
Tech stack
CloudflareGoogle CloudGoogle Cloud CdnGoogle WorkspaceHstsHttp/3
#9
Series E · Palo Alto, California · founded 2015 · 171 employees$367.6Mraised▾
Series E · Palo Alto, California · founded 2015 · 171 employees
Provider of AI-driven platform for sourcing and procurement process automation. The platform facilitates competition and automates the sourcing journey. It increases visibility and reduces costs on all spend with AI-mandated guardrails. Flexible integration with enterprise systems helps increase productivity and compliance.
Fliar Intelligence Index™ 69how this company ranks against its industry peers
Funding
top 20%AI
top 23%Moat
top 32%Tech
top 33%Market
top 37%Product
top 41%Funding: Raised $368M across 7 rounds · 7 rounds over 11 yrs (0.6/yr) · Last round Series E (Oct 2024)
AI: Classified as an agentic-AI company · Product described with: ai-driven
Moat: Editorial + unicorn rating 9/10 · IP moat: 3 patents · Unicorn
Audience (LinkedIn): 11k LinkedIn followers
Activity (LinkedIn): 1 awards announced in 12 mo
Funding rounds
- Oct 2024Series E$47M
- Jan 2021Series E$138.3M
- Jan 2019Series D$100M
- Nov 2017Series C$35M
Founders & team
Investors
The Raine Group, SoftBank Vision Fund, Sienna, Rollins Capital, Sienna Capital Partners, Western Digital
Tech stack
6SenseAmazon CloudfrontAmazon S3Amazon SesAmazon Web ServicesApple Icloud Mail
#10
Series B · Palo Alto, California · founded 2010 · 11 employees$20Mraised▾
Series B · Palo Alto, California · founded 2010 · 11 employees
Provider of bookkeeping, audit risk, tax saving, and other accountant services
Fliar Intelligence Index™ 60how this company ranks against its industry peers
AI
top 20%Tech
top 25%Funding
top 33%Growth
top 35%Global
bottom 29%Market
bottom 28%AI: Classified as an AI company
Tech: 44 technologies across 5/8 capability areas · Cloud: Amazon Alb, Amazon Web Services · Observability: Sentry
Funding: Raised $20.0M across 1 rounds · 1 rounds over 5 yrs (0.2/yr) · Last round Series B (Nov 2025)
Audience (LinkedIn): 6k LinkedIn followers
Funding rounds
- Nov 2025Series B$20M
- Oct 2021Seed—
Investors
Felicis Ventures, Google Ventures, General Catalyst, OpenAI Startup Fund, Creator Rising, Davidovs Venture Capital
Tech stack
Amazon AlbAmazon Web ServicesApple Icloud MailAstroCloudflareCloudflare Bot Management
#11
Aptos 🦄Series D · Palo Alto, California · founded 2021 · 175 employees$350Mraised▾
Aptos 🦄
Series D · Palo Alto, California · founded 2021 · 175 employees
Provider of protocols for building blockchain-based solutions. It offers users with a platform focused on building blockchain-based products and applications. It develops network tooling and ensures usability in order to offer the benefits of decentralization to the masses.
Fliar Intelligence Index™ 76how this company ranks against its industry peers
Funding
top 20%Tech
top 21%Customers
top 24%Moat
top 28%Product
top 29%Market
top 32%Funding: Raised $350M across 2 rounds · 2 rounds over 4 yrs (0.5/yr) · Last round Series D (Sep 2024)
Tech: 38 technologies across 6/8 capability areas · Cloud: Cloudflare, Netlify · Observability: Sentry
Customers: Play-Store rating 4.50★ across 2,865 ratings (1 apps) · Review volume +65% in 6 mo
Audience (LinkedIn): 28k LinkedIn followers — 2.0% of this cohort's audience
Activity (LinkedIn): 1 product launches · 2 partnerships (incl. Xange.com®) announced in 12 mo
Funding rounds
- Sep 2024Series D—
- Sep 2022Series D—
- Jul 2022Series D$150M
- Mar 2022Series D$200M
Founders & team
Investors
Foresight Ventures, Andreessen Horowitz, Multicoin Capital, Three Arrows Capital, Tiger Global Management, FTX
Tech stack
CloudflareCloudflare Bot ManagementCore-JsDatocmsEmotionGoogle Analytics
#12
Series A · Palo Alto, California · founded 2015 · 59 employees$2.7Mraised▾
Series A · Palo Alto, California · founded 2015 · 59 employees
SaaS-driven and blockchain-enabled real estate transaction management software. Its features include offer management, automated notifications, lead generation, transaction management, document management, and more. It also offers all the features on a monthly subscription-based plan.
Fliar Intelligence Index™ 67how this company ranks against its industry peers
News
top 19%Growth
top 24%Global
top 25%Funding
top 42%Market
top 46%Moat
top 48%News: 7 BI events in 12 mo (of 9 tracked, 3 types) · 6 high-value events (IPO/M&A/funding/contracts) in 12 mo · Top themes: M&A, Funding, Capital raise
Growth: 4 acquisition/expansion moves in 24 mo · Fresh capital in last 24 mo
Global: Serving 60+ countries worldwide · Investors from 2 countries beyond United States · Tagged global-market in registry data
Audience (LinkedIn): 14k LinkedIn followers
Activity (LinkedIn): 2 partnerships (incl. CNBC) announced in 12 mo
Funding rounds
- Jan 2026Conventional Debt$100M
- Nov 2022Series A$1.5M
- Sep 2020Angel$1.2M
- Jun 2019Series A—
Investors
Second Century Ventures, Metropolitan Partners Group, EAJ, Enter Ventures, Mercuria BizTech, REACH
Tech stack
Amazon CloudfrontAmazon S3Amazon Web ServicesApple Icloud MailAws Certificate ManagerCart Functionality
Funding & investor landscape
$7.5Btotal disclosed funding
104companies funded
258disclosed rounds
2rounds last 90 days
Most active investors
Y Combinator13 rounds
Accel5 rounds
Viola FinTech5 rounds
Notable founders
Ariel Cohen
CEO and Co-Founder · Navan
Ilan Twig
Cofounder and CTO · Navan
Vince Gaydarzhiev
President & Founder · Alcatraz AI
Tina D'agostin
Chief Executive Officer · Alcatraz AI
Neil Kothari
Co-Founder · Drip Capital
Pushkar Mukewar
Co-Founder & CEO · Drip Capital
Ram Palaniappan
Founder & CEO · Earnin
Robert Pinkerton
Co-Founder & Chief Technology Officer · Vori
Brandon Hill
Co-Founder & CEO · Vori
Yang Wang
Co-Founder & Engineering · Tensec
Sandrine Cousquer-Okasmaa
Founder & COO · Tensec
William Steenbergen
Co-Founder/CTO · Federato AI
Prism market signals · United States · country-scoped Prism corpus, 3,947,148 docs
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
RESEARCH SIGNALS · United States
How research on Fintech is moving in the United States
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 907 United States-affiliated papers.
research sentiment over time
201620212026
enthusiastic · positive · guarded tone
Tone is overwhelmingly optimistic and intensifying — the enthusiastic (strongly-positive) share moved 23% → 38% across 2016–2026.
top research entities
- Film Independent54
- United States Department of Commerce26
- Community Partners22
- University of Virginia18
- International Monetary Fund12
leading researchers
Crypto Education Research Lab · Kapil Dharika · Bibitayo Ebunlomo Abikoye · Adesola Oluwatosin Adelaja · Stanley Chidozie Umeorah · Pingale, Mandar Vijay · Hajwane, Shaeena Samir · Rogers, Anuoluwapo
▲
Breakthroughs97 · 11%
▲ 0%→11% share
0 median citations96% since 2021mostly methods-led
Financial services breakthrough research surged from 0% to 11% field-share, with 41 brand-new papers signaling rapid emerging discovery.
rising sub-themes (early→recent)
- Financial services42
- Database transaction16
- Payment15
- Scalability12
- Credit risk11
Newly emergingFinancial services 0→41 · Database transaction 0→15 · Payment 0→14
Landmark E.T.-RNN · 87 cites
◆
Advancements352 · 39%
▲ 28%→41% share
▲1.5× share momentum0 median citations95% since 2021mostly empirical
Financial inclusion advancement papers exploded from 2 to 74, reflecting intensifying US fintech equity research.
rising sub-themes (early→recent)
- Financial services7→190
- Financial inclusion2→74
- Payment2→50
- Mobile payment3→29
- Leverage (statistics)1→21
Newly emergingTransformative learning 0→37 · Database transaction 0→34 · Financial literacy 0→32
Landmark Fintech Adoption Drivers for Innovation for SMEs in Indonesia · 143 cites
▼
Concerns281 · 31%
▼ 56%→29% share
▼0.5× share momentum0 median citations83% since 2021mostly empirical
Concern-flagged fintech research cooled from 56% to 29% field-share, yet Financial services risk papers still grew 9 to 149.
rising sub-themes (early→recent)
- Financial services9→149
- Financial inclusion1→56
- Payment2→27
- Investment (military)1→19
- Cryptocurrency1→17
Newly emergingFinancial market 0→22 · Big data 0→18 · Corporate governance 0→18
Landmark The FinTech Opportunity · 433 cites
RESEARCH HOTSPOTS · United States
Where fintech is researched across United States
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
New York25 · +0.24
Seattle14 · +0.21
Philadelphia13 · +0.19
Boston12 · +0.34
Los Angeles8 · +0.42
Ann Arbor8 · +0.49
SF Bay Area5 · +0.42
Chicago5 · +0.08
Atlanta5 · +0.36
PATENT SIGNAL · United States
Who's filing fintech patents in the United States
United States fintech patent filing is accelerating — 20 filings from 16 assignees (2016–2025), led by Mastercard International, Verifone, Financial Cloud Innovations; annual filings 1→7.
20 filings16 assigneespeak 7/yr2016–2025
filing momentum (YoY 2016–2025)
top patent filers
- Mastercard International20
- Verifone4
- Financial Cloud Innovations2
- Atombeam Technologies2
- Salah ALI Khalil1
- LNW Gaming1
- Kassetty Nikhil1
- DR Mariappan RAJA1
Common questions
How many FinTech companies are there in Palo Alto, United States?
Radar tracks 233 indexable FinTech companies headquartered in Palo Alto, United States that meet our profile-completeness bar.
What is the total funding raised by FinTech companies in Palo Alto, United States?
The FinTech companies in Palo Alto, United States on this list have raised a combined $7.5B in disclosed equity funding across 104 funded companies.
Which is the highest-funded FinTech company in Palo Alto, United States?
Navan is the highest-funded FinTech company in Palo Alto, United States, with $1.3B in disclosed equity funding.
How many FinTech companies in Palo Alto, United States are funded?
104 of the 233 FinTech companies in Palo Alto, United States on this list have disclosed at least one equity funding round.
How many FinTech unicorns are there in Palo Alto, United States?
7 FinTech companies in Palo Alto, United States on this list are valued at $1B or more.
Who are the top investors in Palo Alto, United States FinTech companies?
The most active investors in Palo Alto, United States FinTech companies on this list include Y Combinator, Plug and Play Tech Center, Andreessen Horowitz, FJ Labs, TriplePoint Capital.
Riya SenguptaFinancials
Riya reads income statements for fun. She covers the real money in a sector — revenue, growth, who actually earns — and never met a vague claim she didn't want a number for.