Best FinTech Companies in Mountain View, United States
The 111 best FinTech companies in Mountain View, United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Addepar.
Biggest earners American Express Co ($10.5B, +9% YoY), Mastercard Inc ($8.3B, +13% YoY), Flex Ltd. ($6.6B, +4% YoY), Fiserv Inc ($5.0B, +10% YoY)
Our analysis of 243 FinTech companies
$56.0b in tracked funding; 98% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best FinTech companies in Mountain View
| # | Company | Disclosed funding | Last round | Employees | Founded | Tech stack | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | Addepar 🦄 Wealth management solutions for advisors 78Funding top 18%News top 22%Moat top 25%Growth top 28% All 12 signals ▾Fundingtop 18% Newstop 22% Moattop 25% Growthtop 28% Markettop 29% Producttop 29% Talenttop 34% Partnerstop 38% Innovationtop 41% Patentstop 45% Globaltop 50% Techbottom 45% Funding: Raised $529M across 7 rounds · 7 rounds over 15 yrs (0.5/yr) News: 16 BI events in 12 mo (of 54 tracked, 8 types) · +33% YoY rank vs industry peers · Fliar Intelligence Index 78/100 | $529M | 13 mo ago | 560 | 2009 | Apple iCloud MailGoogle WorkspaceSalesforce+21 | 49 patents Dynamic financial data tables and reporting interfaces for wealth management analytics | 2 partnerships |
| 2 | At-Bay 🦄 Online cyber insurance platform for businesses | $292M | 56 mo ago | 171 171 → 346 (+102%) | 2016 | WordPressApple iCloud MailGoogle Workspace+38 | 57 patents AI-driven real-time ultrasound guidance, image analysis, and diagnostic confidence assessment. | 1 partnership |
| 3 | Credit Sesame Free credit score, monitoring, and financial wellness platform for consumers | $161M | 60 mo ago | 154 | 2010 | SentryGoogle MapsAnt Design+34 | 12 patents Patents concentrated in computing, sensing & instrumentation | — |
| 4 | Stampli Cloud-based accounts payable automation software for businesses | $148M | 32 mo ago | 30 | 2014 | WordPressMySQLPHP+49 | — | 1 launch · 1 award |
| 5 | Abra App-based platform for cryptocurrency trading | $104M | 57 mo ago | 37 | 2014 | WordPressMySQLPHP+30 | — | — |
| 6 | Health IQ Health insurance comparison platform | $95M | 85 mo ago | 302 | 2014 | WebflowApple iCloud MailGoogle Workspace+13 | 9,822 patents Cellular immunotherapies, targeted biologics, imaging agents, and regenerative tissue technologies. | — |
| 7 | RealtyShares Crowdfunding for Real Estate | $94M | 104 mo ago | 16 | 2013 | — | — | — |
| 8 | Arta Finance Online platform for financial strategies for public and private market investments 76Tech top 15%Talent top 23%Innovation top 25%Funding top 30% All 12 signals ▾Techtop 15% Talenttop 23% Innovationtop 25% Fundingtop 30% Moattop 31% Producttop 41% AItop 45% Markettop 49% Growthbottom 47% Globalbottom 43% Newsbottom 23% Customersbottom 21% Tech: 56 technologies across 7/8 capability areas · Cloud: Amazon Ses, Amazon Web Services Talent: 5 named leaders on record · 5 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 76/100 | $90M | 21 mo ago | 93 | 2021 | SentryZendeskApple iCloud Mail+38 | — | 1 partnership · 1 award |
| 9 | Mint Provider of online personal finance management tools | $78M | 153 mo ago | 40 | 2006 | — | 35 patents Advanced diffusion MRI tractography and brain imaging analysis tools | — |
| 10 | CAPE Analytics Provider of AI-based geospatial imagery data for the property risk investigation | $75M | 59 mo ago | 101 | 2014 | WordPress Block EditorElementorWordPress+27 | 111 patents Geospatial computer‑vision analytics for remote sensing image object detection and property segmentation. | — |
| 11 | Intuit Provider of financial, accounting, tax preparation, and marketing automation software | $60M | 67 mo ago | 18,200 | 1983 | WordPress Block EditorCart FunctionalityWordPress+43 | 6,466 patents AI-driven financial software automation, analytics, and cybersecurity for business applications | — |
| 12 | TrialPay Targeted Promotions | $56M | 172 mo ago | 53 | 2006 | — | 14 patents Online-to-offline payment processing and affiliate transaction tracking platforms | — |
| 13 | Pactum Developer of an agentic AI platform for enterprise procurement negotiations | $55M | 13 mo ago | 93 | 2019 | WordPressApple iCloud MailGoogle Workspace+31 | — | 1 expansion |
| 14 | Horizon Blockchain-enabled developing solutions for NFT-based games 67Moat top 21%Patents top 29%Innovation top 34%Funding top 35% All 7 signals ▾Moattop 21% Patentstop 29% Innovationtop 34% Fundingtop 35% Markettop 44% Talentbottom 45% Globalbottom 38% Moat: Editorial + unicorn rating 8/10 · IP moat: 44 patents Patents: 44 patents matched (strict assignee match) · Lead CPC: G01N1/405 (+2 more areas) rank vs industry peers · Fliar Intelligence Index 67/100 | $53M | 44 mo ago | 137 | 2015 | — | 44 patents Patents concentrated in computing, sensing & instrumentation | — |
| 15 | Guardian Analytics Developer of an AI platform for fraud and AML compliance | $50M | 113 mo ago | 85 | 2005 | — | 27 patents Financial crime analytics platform for fraud and money‑laundering detection and testing. | — |
| 16 | Pulley Cap table management solutions for businesses | $50M | 47 mo ago | 32 | 2019 | Webflow EcommerceWebflowApple iCloud Mail+33 | 4 patents Fault detection and diagnostic analysis for rotating pulley systems using sensor-based monitoring | 1 job opening |
| 17 | eHealth Online health insurance comparison platform for individuals and small businesses | $44M | 64 mo ago | 2,127 | 1997 | JavaTailwind CSSMUI+29 | 5 patents Digital health data exchange and prioritized communication platforms for medical records | — |
| 18 | Samaya AI Developer of AI agents for financial workflows and investment insights 40Funding top 21%Growth top 35%Moat top 42%Tech top 44% All 7 signals ▾Fundingtop 21% Growthtop 35% Moattop 42% Techtop 44% Talentbottom 49% Globalbottom 37% Marketbottom 21% Funding: Raised $43.5M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) Growth: Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 40/100 | $44M | 4 mo ago | 2 | 2022 | WebflowThree.jsMobX+18 | — | 3 launchs · 1 partnership · 1 award |
| 19 | Inscribe Provider of AI-powered document fraud detection and risk management solutions | $39M | 40 mo ago | 49 | 2017 | WebflowApple iCloud MailGoogle Workspace+28 | — | 1 job opening |
| 20 | Zanbato Provides alternative trading systems for fund managers | $38M | 64 mo ago | 39 | 2010 | — | 8 patents Electronic securities trading platform enabling firm order submission and execution | — |
| 21 | Sequent Digital issuance and open wallet platform-as-a-service | $28M | 108 mo ago | 19 | 2010 | Framer SitesReactLenis+6 | 2 patents Patents concentrated in computing, sensing & instrumentation | — |
| 22 | Upland Virtual property game built on the EOS blockchain 64Growth top 25%Tech top 27%News top 28%Funding top 33% All 9 signals ▾Growthtop 25% Techtop 27% Newstop 28% Fundingtop 33% Customerstop 45% Producttop 50% Talentbottom 49% Marketbottom 47% Globalbottom 39% Growth: Fresh capital in last 24 mo Tech: 48 technologies across 4/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 rank vs industry peers · Fliar Intelligence Index 64/100 | $27M | 22 mo ago | 28 | 2018 | LeafletMapbox.jsMapbox GL JS+23 | — | — |
| 23 | Vareto Provider of financial planning and decision-making platform with AI capabilities | $24M | 56 mo ago | 54 | 2020 | Webflow EcommerceWebflowApple iCloud Mail+21 | — | — |
| 24 | Bump P2P money transfer via smartphones using NFC technology | $16M | 185 mo ago | 25 | 2008 | — | 10 patents Proximity-based device pairing and data exchange using acoustic signal processing | — |
| 25 | Docyt App & cloud-based accounting, bookkeeping, and invoicing solutions for businesses | $15M | 10 mo ago | 132 132 → 198 (+50%) | 2016 | WordPressMySQLPHP+38 | — | — |
| 26 | Prodigal Tech Developer of an AI platform for loan servicing and collections | $14M | 59 mo ago | 26 | 2018 | WebflowApple iCloud MailGoogle Workspace+30 | — | 1 launch |
| 27 | Pontoro Provider of an online platform for trading loan portfolios 32Funding top 31%Moat top 31%Patents top 37%Innovation top 38% All 9 signals ▾Fundingtop 31% Moattop 31% Patentstop 37% Innovationtop 38% Talentbottom 49% Globalbottom 40% Techbottom 30% Marketbottom 28% Newsbottom 22% Funding: Raised $13.8M across 4 rounds · 4 rounds over 5 yrs (0.8/yr) Moat: Editorial + unicorn rating 7/10 · IP moat: 16 patents rank vs industry peers · Fliar Intelligence Index 32/100 | $14M | 6 mo ago | 15 | 2018 | — | 16 patents Blockchain-based tokenization and automated liquidity pool infrastructure for digital assets. | — |
| 28 | neo.tax Developer of an AI platform for R&D tax credit and compliance | $13M | 52 mo ago | 34 | 2020 | — | — | — |
| 29 | Slope Decentralized exchange platform for cryptocurrencies | $10M | 51 mo ago | 13 | 2021 | Node.jsElement UIVue.js+7 | — | — |
| 30 | Tandem Virtual office for remote teams | $9M | 80 mo ago | 3 | 2019 | SentryElixirErlang+26 | 34 patents Optimized photovoltaic module design with parameter matching and UV‑filtering technologies | — |
| 31 | Clover Provider of point-of-sale solutions for restaurants, retail, and services | $9M | 161 mo ago | 6 | 2010 | Amazon WebstoreCart FunctionalityContentful+39 | 62 patents Patents concentrated in computing, sensing & instrumentation | — |
| 32 | SimplyInsured Provider of an online health insurance comparison platform for employees | $8M | 131 mo ago | 87 87 → 45 (-48%) | 2012 | HubSpot CMS HubHoneybadgerSalesforce+26 | — | — |
| 33 | Outright Online bookkeeping solutions for SMBs | $8M | 199 mo ago | 11 | 2008 | — | 5 patents Predictive transaction analytics and mobile content management platforms for digital commerce | — |
| 34 | Coresky Online community-based NFT marketplace 35Market top 48%Talent bottom 49%Tech bottom 47%Funding bottom 43% All 5 signals ▾Markettop 48% Talentbottom 49% Techbottom 47% Fundingbottom 43% Globalbottom 36% Market: Top-100,000 web property Talent: 1 named leader on record · 1 C-suite/founder profile curated rank vs industry peers · Fliar Intelligence Index 35/100 | $6M | 14 mo ago | — | 2022 | ZohoUbuntuElement UI+12 | — | — |
| 35 | Victório Neto Domain marketplace facilitating secure transactions with buyer protection and flexible payments | $5M | 186 mo ago | — | 2008 | — | — | — |
| 36 | Traity Online social platform for reputation and identity | $5M | 143 mo ago | 17 | 2012 | — | — | — |
| 37 | Lutra Provider of a platform connecting enterprise data and applications to AI | $4M | 30 mo ago | — | 2023 | SentryNode.jsMonaco Editor+26 | — | — |
| 38 | JustPaid Software-based platform for spend management and financial analytics | $4M | 35 mo ago | 10 | 2022 | — | — | — |
| 39 | JustPaid.ai AI-powered finance company that automates accounts receivable and billing processes for small and mid-sized… | $4M | 35 mo ago | — | 2022 | Webflow EcommerceBeehiiv RSS feedWebflow+22 | — | — |
| 40 | Utoppia Online platform offering crypto-based banking solutions | $3M | 54 mo ago | 54 | 2021 | WebflowPayPalcore-js+23 | — | — |
| 41 | SlidePay Full-service payment processor offering simple, affordable solutions and white-glove service | $2M | 150 mo ago | — | 2011 | — | — | — |
| 42 | Beam Solutions Transaction monitoring compliance solution provider | $2M | 87 mo ago | 13 | 2016 | — | 82 patents Thermal management and rapid low‑temperature charging solutions for electric‑vehicle batteries. | — |
| 43 | D8X An institutional grade perpetual futures DEX on Polygon | $2M | 34 mo ago | — | 2022 | Tailwind CSSPriority HintsGoogle Font API+4 | — | — |
| 44 | Upsonic Developer of an AI platform for automating financial technology operations | $1M | 8 mo ago | — | 2023 | Framer SitesReactcore-js+13 | — | 1 launch |
| 45 | TradeVibes Database of Private companies | $900K | 218 mo ago | — | 2007 | — | — | — |
| 46 | PayTango Invoicing platform | $700K | 161 mo ago | 1 | 2012 | — | — | — |
| 47 | Inri Financial services and investment opportunities for global individuals | $500K | 36 mo ago | 3 | 2023 | Webflow EcommerceWebflowGSAP+24 | — | — |
| 48 | Glassjar Group payments enabler | $320K | 138 mo ago | — | 2013 | — | — | — |
| 49 | RewardsPay Redeem rewards points, miles, and cash for goods and services | $250K | 180 mo ago | 10 | 2010 | — | — | — |
| 50 | CardLift Platform for making credit card programs | $125K | 24 mo ago | — | 2022 | — | — | — |
Top 12 FinTech companies in Mountain View
#1
Addepar 🦄Series G · Mountain View, California · founded 2009 · 560 employees$529.1Mraised▾
Addepar is a wealth management solution for investment advisors. It offers solutions for data aggregation, analytics, and portfolio reporting for investment advisors. The product caters to family offices, RIAs, foundation and endowments, global advisories, banks, financial services firms, and wirehouses.
- May 2025Series G$230M
- May 2022Series F—
- Jun 2021Series F$166.3M
- Nov 2020Series E$117M
#2
Series B · Mountain View, California · founded 2022 · 2 employees$43.5Mraised▾
Developer of AI agents for financial workflows and investment insights. The agents provide capabilities such as answering questions, delivering insights, and automating workflows. The AI agents continually monitor markets and generate financial models, reports, and presentations. The system unifies quantitative and qualitative data from market insights to broker research, integrating with internal notes. It offers tools for real-time monitoring and alerts.
- Feb 2026Series B—
- May 2025Series B$43.5M
#3
Series A · Mountain View, California · founded 2018 · 15 employees$13.8Mraised▾
Provider of an online platform for trading loan portfolios. It offers a solution that connects banks with institutional investors for trading tokenized and securitized loan portfolios. It also provides customized asset tokens based on the investor's request for infrastructure financing.
- Dec 2025Series A$4.1M
- Sep 2023Seed$4.6M
- Mar 2023Seed$3M
- Jan 2023Seed—
#4
Series C · Mountain View, California · founded 2019 · 93 employees$55Mraised▾
Developer of an agentic AI platform for enterprise procurement negotiations. The platform facilitates autonomous negotiations with suppliers to identify mutually beneficial agreements. It provides tools for autonomous negotiations, dashboards for value creation insights, and operational oversight. The platform aims to enhance supplier engagement and increase business velocity. It also builds a library of negotiation behavioral learnings.
- May 2025Series C$54M
- Jul 2024Series B$20M
- Dec 2022Series B$20M
- Apr 2021Series A$11M
#5
Series A · Mountain View, California · founded 2016 · 132 employees$15.2Mraised▾
App & cloud-based accounting, bookkeeping, and invoicing solutions for businesses. It features solutions for AI-driven receipt scanning & data extraction, transaction matching, bill payment, revenue accounting, receipt capture, expense reporting, real-time financial reporting, automated accounts reconciliation, and more. The app is available for iOS and Android platforms.
- Aug 2025Series A$12M
- Apr 2022Series A$11.5M
- Feb 2021Seed$1.5M
- Seed$2.2M
#6
Series A · Mountain View, California · founded 2021 · 93 employees$90Mraised▾
Online platform for financial strategies for public and private market investments. It provides solutions to assist users with financial long-term planning. Its features include a strategy for users' preferences, life situations, goals, and risk appetite. It also offers AI-based portfolio management, liquidity management, and more.
- Sep 2024Series A—
- Nov 2022Series A$90M
- Nov 2021Seed—
#7
Series A · Mountain View, California · founded 2018 · 28 employees$27Mraised▾
Virtual property game built on the EOS blockchain
- Jul 2024ICO$60K
- Oct 2023Series A$7M
- Nov 2021Series A$18M
- Jun 2019Seed$2M
#8
Series A · Mountain View, California · founded 2022$6Mraised▾
Online community-based NFT marketplace. It will synergize the interests of NFT traders and token holders to build a new kind of NFT marketplace and a launchpad community through interaction with NFT holders.
- Mar 2025Series A$15M
- Mar 2023Seed$6M
#9
Seed · Mountain View, California · founded 2023$1Mraised▾
Developer of an AI platform for automating financial technology operations. The platform provides tools for building, deploying, monitoring, and iterating agents. It offers solutions for onboarding, regulatory compliance, and payment automation. The platform supports deployment in various environments, ensuring data security and compliance with industry standards.
- Oct 2025Seed$1M
#10
Series D · Mountain View, California · founded 2014 · 30 employees$148Mraised▾
Stampli provides cloud-based accounts payable automation software for businesses. It features automation of invoice processing & vendor invoice management in the accounts payable department by integrating with existing ERP/accounting software. It enables paperless collaboration in invoice processing while providing accounts payable full visibility and control over the entire process. It also provides a vendor portal with invoice status reports and allows seamless AP/vendor communication for any invoice. It offers businesses real-time insights regarding expense forecasts, bottlenecks, and other KPI's. Serves multiple industry verticals including agriculture, automotive, construction, education, financial services, healthcare, real estate, and others.
- Oct 2023Series D$61M
- May 2021Series C$50M
- Oct 2019Series B$25M
- Aug 2018Series A$6.7M
#11
At-Bay 🦄Series D · Mountain View, California · founded 2016 · 171 employees$292Mraised▾
Online cyber insurance platform for businesses. It offers a platform for brokers to scan and score client risk. It also offers software for risk management, compliance management, data monitoring, and more.
- Oct 2021Series D$20M
- Jul 2021Series D$185M
- Feb 2020Series B$34M
- May 2018Series A$13M
#12
Series F · Mountain View, California · founded 2010 · 154 employees$161.1Mraised▾
Free credit score, monitoring, and financial wellness platform for consumers. The company empowers individuals to take control of their financial health by providing free access to credit scores, reports, and monitoring tools. It offers personalized advice and recommendations to help users improve their credit scores, increase approval odds for financial products, and save money. The platform provides a comprehensive view of credit and loans in one place, along with identity theft protection and savings recommendations. It strives to democratize financial wellness by helping people manage their credit and cash effectively, work toward financial stability, and create better opportunities. The company leverages technology to offer innovative solutions, including tools for credit building, intelligent card matches, and dark web monitoring. It is a B2C platform that provides financial education and resources to help consumers achieve their financial goals. The platform offers features like credit score access, credit monitoring, credit report summaries, and personalized recommendations. Sign up for free to access these tools and resources.
- Jun 2021Series F$51M
- Aug 2019Series E$43M
- Aug 2019Conventional Debt—
- Feb 2018Series E$87.5K
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
Common questions
Riya reads income statements for fun. She covers the real money in a sector — revenue, growth, who actually earns — and never met a vague claim she didn't want a number for.