Best Payments Companies in Palo Alto, United States
The 41 best Payments companies in Palo Alto, United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Signifyd.
Our analysis of 50 Payments companies
$20.7b in tracked funding; 100% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best Payments companies in Palo Alto
| # | Company | Disclosed funding | Last round | Employees | Founded | Founder | Tech stack | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|---|
| 1 | Signifyd 🦄 Provider of fraud prevention and payment validation for online retailers | $394M | 64 mo ago | 399 399 → 496 (+24%) | 2011 | Rajesh Ramanand Co-Founder & CEO | Cart FunctionalityWordPressApple iCloud Mail+41 | — | — |
| 2 | Poynt POS software and hardware solutions for offline retailers | $128M | 93 mo ago | 102 | 2013 | Osama Bedier Founder & CEO | Cart FunctionalityHubSpot CMS HubGoogle Maps+27 | 71 patents Integrated hardware/software for secure electronic payment terminals and mobile device interaction. | — |
| 3 | Karat Provider of financial technology offering banking services and business credit cards | $100M | 37 mo ago | 158 | 2019 | Will Kim Co-Founder & Co-CEO | Webflowanime.jsStripe+26 | — | — |
| 4 | Invoice2go Provider of invoicing, payment, project management, and reporting software | $60M | 95 mo ago | 28 | 2002 | — | — | — | — |
| 5 | Deserve Cards API-based solutions for credit-card-as-a-service | $50M | 62 mo ago | 34 | 2013 | — | — | — | — |
| 6 | Emergent Payments Provides payment services to entertainment industry. | $44M | 113 mo ago | 56 | 2007 | — | — | — | — |
| 7 | Ascend Provider of accounting automation platform for insurance retailers, intermediaries, and carriers | $39M | 55 mo ago | 43 | 2021 | Praveen Chekuri Co-Founder & Co-CEO | WebflowKnockout.jsVercel+22 | — | — |
| 8 | Bling Nation Manufacturer of smart timers for water heater control | $33M | 202 mo ago | — | 2007 | Wenceslao Casares ex-CEO | — | — | — |
| 9 | Simility SaaS based fraud detection and risk management platform | $25M | 104 mo ago | 38 | 2014 | — | — | — | — |
| 10 | Lemon Dining payment solutions | $18M | 170 mo ago | 6 | 2011 | — | Apache HTTP Server | 15 patents Patents concentrated in electrical & electronics | — |
| 11 | Vori Provider of grocery point of sale and store operations software 57Tech top 27%Talent top 28%Funding top 30%Growth top 35% All 7 signals ▾Techtop 27% Talenttop 28% Fundingtop 30% Growthtop 35% Moattop 39% Marketbottom 32% Globalbottom 32% Tech: 53 technologies across 5/8 capability areas · Cloud: Amazon S3, Amazon Web Services Talent: 3 named leaders on record · 3 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 57/100 | $15M | 3 mo ago | 19 | 2015 | Robert Pinkerton Co-Founder & Chief Technology Officer | Cart FunctionalityWebflowQuill+34 | — | — |
| 12 | Identity Mind Global Risk Management and AML for eCommerce & Virtual Currencies | $12M | 102 mo ago | 41 | 2011 | — | — | — | — |
| 13 | Fraud Sciences Automated anti fraud prevention solution | $11M | 226 mo ago | — | 2007 | Saar Wilf Founder | — | — | — |
| 14 | MovoCash App-based wallet for consumer payments | $11M | 63 mo ago | 22 | 2014 | Eric Solis Founder & CEO | WebflowPHPCentOS+16 | 3 patents Digital payment processing platform for mobile transactions | — |
| 15 | Quantiply AI-powered platform offering algorithmic trading solutions for optimized trading performance | $8M | 93 mo ago | 6 | 2013 | — | — | 7 patents Patents concentrated in computing, sensing & instrumentation | — |
| 16 | talech Point-of-sale solutions for restaurants, retailers, and service industries | $7M | 144 mo ago | 7 | 2012 | — | Chakra UIReact RouterEmotion+11 | — | — |
| 17 | Plastc Card that stores credit, debit, gift, loyalty and access cards | $4M | 116 mo ago | 11 | 2013 | — | — | — | — |
| 18 | BuySimple Online web payment widget | $700K | 183 mo ago | — | 2011 | Noah Ready-Campbell Founder | — | — | — |
| 19 | Hyper Provider of tools for online sales, payments, and community building | $125K | 60 mo ago | 14 | 2020 | Ben Botvinick Founder & CEO | — | 10 patents Advanced machine‑learning OCR and multi‑script image recognition technologies | — |
| 20 | Get Whirl Biometric POS systems | $120K | 146 mo ago | — | 2014 | Jay Cady Founder | — | — | — |
Top 12 Payments companies in Palo Alto
#1
Series B · Palo Alto, California · founded 2015 · 19 employees$15.3Mraised▾
Provider of grocery point of sale and store operations software. The system integrates checkout, inventory management, order processing, pricing automation, and loyalty programs into a single platform. It facilitates product ordering, invoice processing, and vendor data synchronization. The software tracks stock levels, monitors cost changes, and manages shelf pricing to maintain margins. It provides reporting tools for monitoring sales performance and inventory movement. The system supports various retail formats including supermarkets, produce markets, and specialty food stores by automating manual tasks and streamlining store workflows.
- May 2026Series B$22M
- Aug 2022Series A$10M
- Aug 2021Seed—
- Mar 2020Seed$150K
#2
Series B · Palo Alto, California · founded 2019 · 158 employees$100Mraised▾
Provider of financial technology offering banking services and business credit cards. The company provides business banking solutions, including checking and savings accounts. It offers tools for tax planning, automated bookkeeping, and invoicing. The company also provides business credit cards and access to financial resources.
- Jul 2023Venture Debt$30M
- Jul 2023Series B$40M
- Jul 2021Series A$11M
- Jul 2021Conventional Debt$15M
#3
Signifyd 🦄Series E · Palo Alto, California · founded 2011 · 399 employees$394.4Mraised▾
Provider of fraud prevention and payment validation for online retailers. It is a cloud platform that automates fraud prevention through machine learning, helping businesses to increase sales. It evaluates scores for purchases by leveraging factors such as geo-location data, social information, customer history, issuing bank data, blacklists, and more.
- Apr 2021Series E$205M
- May 2018Series D$100M
- May 2017Series C$56M
- Feb 2016Series B$20M
#4
Acquired · Palo Alto, California · founded 2013 · 102 employees$128Mraised▾
Poynt offers POS software and hardware solutions for offline retailers. The company offers payment terminal that combines an Android-based tablet with a hardware docking station and includes support for payment technologies, including traditional magnetic stripe cards, EMV, NFC, Bluetooth, QR codes and beacon technology. It offers multiple products such as Poynt Smart Terminal & Poynt 5 for payment checkouts, Poynt HQ for business management, etc. Also offers apps such as eThor for connecting Poynt to POS, Homebase for employee time management, Apptizer for integrating customer order, etc.
- Nov 2018Series C$100M
- Oct 2015Series B$28M
- Oct 2014Series A—
#5
Series A · Palo Alto, California · founded 2021 · 43 employees$39Mraised▾
Provider of accounting automation platform for insurance retailers, intermediaries, and carriers. The platform unifies insurance invoicing, payments, and accounting tasks. It offers solutions for agencies, wholesalers, MGAs, and carriers to streamline financial operations. The platform provides features such as invoicing, payments, installments, endorsements, premium financing, and commission remittance.
- Jan 2022Conventional Debt$250M
- Jan 2022Series A$30M
- Sep 2021Seed$5.5M
#6
Series D · Palo Alto, California · founded 2013 · 34 employees$50Mraised▾
API-based solutions for credit-card-as-a-service. It features tools such as risk management, customer engagement tools, portfolio analytics, marketing solutions, and more. It also provides machine learning-enabled tools for fraud detection and prevention.
- Jun 2021Series D$50M
- 2014Seed—
#7
Acquired · Palo Alto, California · founded 2002 · 28 employees$60Mraised▾
Provider of invoicing, payment, project management, and reporting software. The platform offers tools for creating invoices, enabling online payments, and managing projects. It also provides features for generating reports, creating estimates, and requesting customer reviews. The software integrates with other platforms to sync data.
- Sep 2018Series C$10M
- Nov 2015Series C$15M
- Sep 2014Series A$35M
#8
Series A · Palo Alto, California · founded 2007 · 56 employees$44.5Mraised▾
Emergent Payments (fka Live Gamer) provides payment services to gaming and media industry. Some of the prominent features of its product are global payment coverage, integration options for web and mobile, risk and fraud prevention, global merchant services, transactional and settlement data reporting, compliance and security.
- Mar 2017Series A$5M
- Jul 2013Series A$6.8M
- Nov 2011Series A$8.5M
- Feb 2011Series A$5M
#9
Series A · Palo Alto, California · founded 2014 · 22 employees$10.7Mraised▾
MOVO is an app-based wallet for consumer payments. It allows users to transfer money to and from peers. Users can add money from a bank account, Venmo or PayPal, or automatically via Direct Deposit. Allows the users to send money to friends and family via email or cell phone. They can create digital Visa cards on the platform and spend them anywhere Visa is accepted. Users can add money from a bank account, Venmo or PayPal, or automatically via Direct Deposit. App is available for iOS and Android platforms.
- May 2021Series A$1.5M
- Apr 2019Series A$7M
- Jul 2018Seed$40K
- Sep 2016Seed$1.8M
#10
Acquired · Palo Alto, California · founded 2014 · 38 employees$25Mraised▾
SaaS based fraud detection and risk management platform. It provides an enterprise fraud detection SaaS platform with big data analytics, machine learning, and data visualization capabilities. It helps businesses identify and prevent fraud, reduce friction in transactions, and improve trust with customers. The platform analyzes transactions and user behavior in real time, providing instant alerts and enabling immediate action to minimize financial losses.
- Dec 2017Series B$17.8M
- May 2016Seed$1.5M
- Oct 2015Seed$2.2M
- Aug 2015Seed$3.5M
#11
Deadpooled · Palo Alto, California · founded 2007$33Mraised▾
Manufacturer of smart timers for water heater control. These timers offer precise control over water heater operation, enabling users to schedule on/off times and prevent unnecessary energy consumption. The devices provide visual and audible alerts, enhancing safety and convenience. Various models cater to different needs, from basic analog to advanced Wi-Fi enabled versions. The timers contribute to energy savings and increased water heater lifespan by preventing overheating and prolonged operation. They are designed for ease of use and installation, suitable for various settings including homes, vacation properties, and rentals.
- Oct 2009Series B$20M
- Jul 2009Series A$8M
#12
Deadpooled · Palo Alto, California · founded 2011 · 6 employees$18Mraised▾
Lemon provides dining payment solutions to consumers. Users can make payments via credit/debit cards, wallets, or bank transfer. Payment can be made at the time of dining in hotels, restaurants, and more.
- Jun 2012Series A$8M
- 2011Series A$10M
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of Payments coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Digital Payments is moving in the United States
A read on the academic research around Digital Payments — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 1,534 United States-affiliated papers.
- Film Independent35
- Community Partners26
- Tufts University24
- Federal Reserve22
- University of Washington21
- Payment system4→23
- Mobile payment18→28
- Payment service provider5→14
- Financial services1→8
- Financial transaction1→8
- Mobile payment62→120
- Financial inclusion10→54
- Payment service provider4→41
- Financial services10→45
- Database transaction9→34
- Financial inclusion23→46
- Financial services23→38
- Cryptocurrency8→19
- Transparency (behavior)1→11
- Database transaction11→20
Where digital payments is researched across United States
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Who's filing digital payments patents in the United States
United States digital payments patent filing is cooling — 1,412 filings from 1,167 assignees (2016–2025), led by Mastercard International, VISA INT Service ASS, Paypal; annual filings 189→106.
- Mastercard International310
- VISA INT Service ASS111
- Paypal81
- VISA USA63
- EBAY45
- Intuit45
- BANK Of America44
- IBM44
Common questions
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.