Best Internet First Insurance Platforms Companies in France
The 124 best Internet First Insurance Platforms companies in France in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Alan.
France's Internet First Insurance Platforms sector has 124 tracked companies and $1.7B in disclosed funding, which tells you this market is past the experimental phase. The global digital insurance market sat at roughly $102.2B in 2020 and is forecast to reach $186.4B by 2027 at a 9.0% CAGR, and France is running hard inside that curve. Alan leads the pack with $747M raised, a number that dwarfs the rest of the local field. Descartes Underwriting follows at $141M, then Dalma at $18M, Stoïk at $27M, Orus at $17M. One unicorn in the mix. Bpifrance and Partech Partners are among the most active backers, which signals institutional conviction, not just venture experimentation.
So what's actually moving the needle? Median app install growth across 4,132 internet and insurance apps is running at roughly +14% YoY, and as shown in 2022 research, AI and machine learning are compounding the relevance of digital insurance models fast. I'd watch the security compliance angle closely too, since regulatory pressure around data protection is reshaping product architecture across the board. Consumer appetite for fully digital coverage isn't slowing, and the funding concentration at the top suggests the market's still consolidating around a handful of platforms that built the right stack early.
- ResearchAndMarkets.com
Ranked: Best Internet First Insurance Platforms companies in France
| # | Company | Disclosed funding | Last round | Employees | Founder | Tech stack | App-install YoY | Market signals (1y) | Recent signals |
|---|---|---|---|---|---|---|---|---|---|
| 1 | Alan 🦄 Platform offering health insurance, preventative care, and related well-being services 83Funding top 17%Market top 23%Customers top 23%News top 24% All 11 signals ▾Fundingtop 17% Markettop 23% Customerstop 23% Newstop 24% Moattop 26% Talenttop 28% Growthtop 30% Fin. healthtop 38% Producttop 41% Globaltop 48% Techtop 50% Funding: Raised $747M across 8 rounds · 8 rounds over 10 yrs (0.8/yr) Market: 839 employees (top 9% of FinTech) · Revenue ~$228M rank vs industry peers · Fliar Intelligence Index 83/100 | $747M | 3 mo ago | 839 | Marie Humblet Vertongen CEO Founder Associate | SentryApple iCloud MailGoogle Workspace+17 | +60% | 6 signals ▲50% Funding | — |
| 2 | SanteVet App-based platform for pet health insurance | $169M | 51 mo ago | 420 | — | WordPress Block EditorWordPressApple iCloud Mail+30 | — | — | — |
| 3 | Descartes Underwriting Online platform for parametric insurance for natural catastrophes, agriculture, etc 69Funding top 22%Moat top 22%Talent top 25%Growth top 30% All 10 signals ▾Fundingtop 22% Moattop 22% Talenttop 25% Growthtop 30% Newstop 30% Producttop 36% Techtop 40% Innovationtop 46% Markettop 50% Globalbottom 48% Funding: Raised $141M across 3 rounds · 3 rounds over 7 yrs (0.4/yr) Moat: Editorial + unicorn rating 8/10 · Soonicorn rank vs industry peers · Fliar Intelligence Index 69/100 | $141M | 12 mo ago | 136 | Kevin Dedieu Co-Founder & CSO | DrupalPHPDebian+17 | — | 8 signals ▲60% Leadership · New product | 1 launch |
| 4 | Leocare App-based P&C insurance platform for individuals | $138M | 54 mo ago | 143 | Christophe Dandois Co-Founder & CEO | Cart FunctionalityWordPressMySQL+20 | — | — | 1 launch |
| 5 | Luko App-based insurance platform for individuals | $85M | 66 mo ago | 185 | — | — | +17% | — | — |
| 6 | Neat Provider of white-label insurance solutions for e-commerce businesses 42Tech top 29%Funding top 33%Growth top 48%Talent bottom 49% All 9 signals ▾Techtop 29% Fundingtop 33% Growthtop 48% Talentbottom 49% Productbottom 45% Newsbottom 40% Globalbottom 38% Moatbottom 38% Marketbottom 31% Tech: 40 technologies across 5/8 capability areas · Cloud: Cloudflare, Vercel Funding: Raised $42.9M across 3 rounds · 3 rounds over 4 yrs (0.8/yr) rank vs industry peers · Fliar Intelligence Index 42/100 | $43M | 21 mo ago | 24 | Fabien Cazes Co-Founder | WebflowApple iCloud MailMicrosoft 365+16 | — | 3 signals ▼50% Announcements · Leadership | 1 partnership · 1 expansion · 1 award |
| 7 | Acheel Mobile-based platform for health and P&C insurances | $35M | 63 mo ago | — | Francky Defosse Co-Founder | — | — | — | — |
| 8 | acheel Acheel is a digital platform that offers insurance services. | $35M | 63 mo ago | 46 | — | Apple iCloud MailGoogle WorkspaceNode.js+24 | — | — | — |
| 9 | Empruntis Financial products comparison platform | $32M | 235 mo ago | 100 | Vincent Lemaire Co-Founder | CloudflareMatomo AnalyticsLinkedin Insight Tag+10 | — | — | 2 job openings · 1 expansion |
| 10 | Stoïk Provider of cyber insurance coverage and cybersecurity risk management solutions 55Talent top 23%Funding top 24%Growth top 28%Product top 40% All 8 signals ▾Talenttop 23% Fundingtop 24% Growthtop 28% Producttop 40% Moattop 45% Techtop 46% Globalbottom 39% Marketbottom 28% Talent: 5 named leaders on record · 5 C-suite/founder profiles curated Funding: Raised $27.3M across 6 rounds · 6 rounds over 2 yrs (3.0/yr) rank vs industry peers · Fliar Intelligence Index 55/100 | $27M | 5 mo ago | — | Jules Veyrat Co-founder & CEO | PrismicNode.jsReact+13 | — | — | 1 partnership · 1 expansion |
| 11 | Lovys App-based P&C insurance platform for individuals | $24M | 59 mo ago | 84 | Elise Moutarlier Co-Founder | WordPressMySQLPHP+28 | — | — | — |
| 12 | Datafolio Provider of usage-based auto insurance solutions | $24M | 65 mo ago | 23 | Arnaud Rofidal Co-Founder (Non-Executive) | — | — | — | 1 partnership |
| 13 | Meilleurtaux App-based comparison platform for life and non-life insurance & loans | $22M | 112 mo ago | 2,471 | Herve Hatt CEO | JoomlaApple iCloud MailMicrosoft 365+27 | +8% | — | — |
| 14 | Garantme Rental guarantee & landlord insurance provider | $21M | 40 mo ago | 100 | Emile Karam Co-Founder & CPO | HubSpot CMS HubApple iCloud MailGoogle Workspace+19 | — | — | — |
| 15 | Dalma Pet insurance provider offering veterinary expense coverage for dogs and cats 53Funding top 34%Tech top 36%Product top 40%Growth top 45% All 8 signals ▾Fundingtop 34% Techtop 36% Producttop 40% Growthtop 45% Talentbottom 49% Marketbottom 48% Globalbottom 38% Newsbottom 18% Funding: Raised $18.2M across 3 rounds · 3 rounds over 4 yrs (0.8/yr) Tech: 37 technologies across 4/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 rank vs industry peers · Fliar Intelligence Index 53/100 | $18M | 15 mo ago | 89 | Harry Belinga Co-Founder & CTO | Node.jsBootstrapReact+15 | — | — | — |
| 16 | Orus Internet first insurance platform for individuals and businesses 37Talent top 28%Funding top 33%Growth top 35%Moat top 41% All 10 signals ▾Talenttop 28% Fundingtop 33% Growthtop 35% Moattop 41% Techtop 47% Globalbottom 39% Marketbottom 33% Patentsbottom 24% Innovationbottom 23% Newsbottom 17% Talent: 3 named leaders on record · 3 C-suite/founder profiles curated Funding: Raised $16.8M across 3 rounds · 3 rounds over 4 yrs (0.8/yr) rank vs industry peers · Fliar Intelligence Index 37/100 | $17M | 11 mo ago | 20 | Samuel Rossille Co-Founder & CTO | WebflowApple iCloud MailGoogle Workspace+27 | — | — | 1 job opening |
| 17 | Hoggo Online insurance comparison platform for business policies | $13M | 59 mo ago | 79 | Anna Rossin Co-Founder | — | — | — | 1 job opening · 1 launch |
| 18 | P2P Protect P2P insurance platform | $13M | 125 mo ago | 11 | Tang Loaec Co-Founder | — | — | — | — |
| 19 | Mila Provider of rent guarantee insurance 29Growth top 35%Funding bottom 48%Tech bottom 39%Global bottom 29% All 5 signals ▾Growthtop 35% Fundingbottom 48% Techbottom 39% Globalbottom 29% Marketbottom 26% Growth: Fresh capital in last 24 mo Funding: Raised $11.6M across 2 rounds · 2 rounds over 5 yrs (0.4/yr) rank vs industry peers · Fliar Intelligence Index 29/100 | $12M | 14 mo ago | 25 | — | WordPressMySQLPHP+18 | — | — | — |
| 20 | Valoo App for Insurance Management | $10M | 109 mo ago | 18 | — | — | — | — | — |
| 21 | Indeez Embedded insurance orchestrator designing, building, and optimizing digital insurance programs | $9M | 52 mo ago | 31 | Vikas Chhariya Founder & CEO | SentryTypeScriptQuill+18 | — | — | — |
| 22 | Atekka Agricultural insurance provider offering customized risk assessment and coverage for farmers | $7M | 45 mo ago | 10 | — | WordPressMySQLPHP+22 | — | — | — |
| 23 | assurly Provider of mortgage insurance solutions | $7M | 59 mo ago | 31 | — | WordPressPleskMySQL+33 | — | — | — |
| 24 | Flitter Online usage-based auto insurance platform for individuals | $7M | 31 mo ago | 14 | Arnaud Dumora Co-founder & CTO | TurbopackFirebaseSentry+21 | — | — | — |
| 25 | Dimpl Online on-demand invoice insurances platform for businesses | $5M | 68 mo ago | 15 | — | Webflowcore-jsjQuery+17 | — | — | — |
| 26 | Baloon Insurance comparison platform | $5M | 54 mo ago | 118 | Bertrand Vialle Co-Founder | WordPressMySQLPHP+28 | — | — | — |
| 27 | Koala Provider of travel insurance platform for individuals | $4M | 38 mo ago | 28 | Léo Co-Founder & Chief Of Staff | WordPressMySQLPHP+21 | — | 5 signals IPO · M&A | — |
| 28 | Wilov Online platform for usage-based auto insurance | $4M | 86 mo ago | 7 | Philippe Breuils CTO | Apple iCloud MailGoogle WorkspaceRuby+19 | — | — | — |
| 29 | DRUST Provider of AI-based open connected car development solutions for insurance | $3M | 117 mo ago | 12 | Michael Fernandez Ferri Co-Founder & CEO | — | — | — | — |
| 30 | Santexpat.fr Online platform comparing international health insurance plans for expatriates and travelers | $3M | 36 mo ago | 9 | — | WordPressMySQLPHP+28 | — | — | 2 partnerships |
| 31 | HelloSafe Online insurance comparison platform | $3M | 45 mo ago | — | Pauline Laurore Co-Founder | WordPress Block EditorWordPressMySQL+20 | — | — | — |
| 32 | Devisprox Comparison platform for loans, insurance, tax-saving investments and other professionals/service providers | $3M | 177 mo ago | — | Christophe Parmentier Co-Founder | PHPYouTubeApache HTTP Server+4 | — | — | — |
| 33 | Monk AI Provider of AI-powered and SaaS-based vehicle inspection solutions | $2M | 72 mo ago | 37 | Fays Slaoui Cofounder | WordPress Block EditorwpBakeryWordPress+23 | — | — | — |
| 34 | Monk AI-based claims inspection software for claims professionals | $2M | 72 mo ago | — | Abou Laraki Co-Founder & CEO | — | — | — | — |
| 35 | Nalo Automated wealth management & financial advisory platform | $2M | 90 mo ago | 41 | — | WordPressApple iCloud MailGoogle Workspace+23 | — | — | 1 job opening |
| 36 | Easyblue Insurance comparison platform | $2M | 74 mo ago | — | Francois Combe CEO | — | — | — | — |
| 37 | Olino Provider of on-demand liability insurance solutions | $2M | 44 mo ago | 15 | Quentin Fabre Co-Founder & CEO | WebflowApple iCloud MailGoogle Workspace+21 | — | — | 2 partnerships |
| 38 | Qiti Provider of insurance brokerage services | $2M | 37 mo ago | — | Christophe Bremard CEO | — | — | — | — |
| 39 | Otherwise P2P Insurance broker | $2M | 88 mo ago | 10 | — | WebflowSwiperjQuery+10 | — | — | — |
| 40 | BabySafe Online disability insurance platform for children | $2M | 33 mo ago | 9 | David Libre Co-Founder | — | — | — | — |
| 41 | Meteo Protect Online P&C insurance comparison platform for businesses | $2M | 143 mo ago | 18 | — | WordPressMySQLPHP+10 | — | — | — |
| 42 | Lyanne Provider of insurance management platform for consumers | $1M | 54 mo ago | 12 | Jeanne Depond Co-Founder | WebflowSplidecore-js+14 | — | — | — |
| 43 | Coverd Internet first insurance platform for smartphones | $1M | 74 mo ago | 17 | Hugo Saias Co-Founder & CEO | Plausiblecore-jsHSTS+3 | — | — | — |
| 44 | mySofie App-based health insurance management platform for individuals | $1M | 38 mo ago | 14 | Aymeric Mehu Co-Founder | RubyChart.jsBootstrap+18 | +16% | — | 1 launch |
| 45 | Nostrum Care App-based health insurance platform for individuals | $1M | 67 mo ago | 4 | Abel Biver Co-Founder | WordPressMySQLPHP+28 | — | — | 1 award |
| 46 | Assur Up Online Insurance broker | $1M | 104 mo ago | 16 | Jérémy Dahan Co-Founder & Chief Operating Officer (COO) | Node.jsAnimate.cssVue.js+14 | — | — | 1 award |
| 47 | Nouga Internet first insurer | $943K | 82 mo ago | 12 | David Azar Co-Founder | — | — | — | — |
Top 12 Internet First Insurance Platforms companies in France
#1
Alan 🦄Series F · Paris, Ile de France · founded 2016 · 839 employees$746.8Mraised▾
Platform offering health insurance, preventative care, and related well-being services. The company offers health coverage options for businesses of various sizes, including start-ups, small to medium-sized enterprises, and large corporations. It also provides plans for individuals, such as self-employed workers and retirees. The offerings include digital tools and resources designed to improve health outcomes and streamline administrative tasks related to healthcare benefits.
- Mar 2026Series F$116.3M
- Sep 2024Series F$193M
- May 2022Series E$193M
- Apr 2021Series D$220M
#2
Series C · Paris, Ile de France · founded 2021$27.3Mraised▾
Provider of cyber insurance coverage and cybersecurity risk management solutions. The company offers insurance coverage designed to transfer risk and provide compensation following incidents. It provides a prevention platform and support from cybersecurity experts. The company’s solution is designed for insurance brokers, offering online underwriting and claims management.
- Jan 2026Series C$23.3M
- Oct 2024Series B$27.3M
- Sep 2023Conventional Debt$1.6M
- Sep 2023Series A$10.7M
#3
Series C · Paris, Ile de France · founded 2018 · 136 employees$141Mraised▾
Online platform for parametric insurance. It offers insurance for natural catastrophes, agriculture, energy, and more. It offers parametric insurance and other policies to protect companies and governments against natural catastrophes and emerging risks.
- Jun 2025Series C—
- Jan 2022Series B$120M
- Sep 2020Series A$18.5M
- Feb 2019Seed$2.5M
#4
Series B · Paris, Ile de France · founded 2004 · 20 employees$16.8Mraised▾
Internet first insurance platform for individuals and businesses. Offers business insurance products tailored to restaurant owners and other small companies. Focused on revolutionize the way SMBs interact with insurance.
- Jun 2025Series B$29M
- Oct 2023Series A$11.6M
- Jul 2022Series A$5.2M
#5
Series B · Fresnes, Ile de France · founded 2021 · 89 employees$18.2Mraised▾
Pet insurance provider offering veterinary expense coverage for dogs and cats. It provides reimbursement for veterinary costs related to accidents, illnesses, surgeries, and hospitalizations. The company also covers alternative therapies, dental care, diagnostics, and preventative care. Additionally, it offers unlimited access to veterinary advice through its application. The company processes claim reimbursements and provides customizable insurance plans.
- Mar 2025Series B$21.8M
- Jun 2022Series A$16M
- 2021Seed$2.4M
#6
Series A · Puteaux, Ile de France · founded 2020 · 25 employees$11.6Mraised▾
Provider of rent guarantee insurance. The platform offers a rent guarantee service with reimbursement and tenant approval process. It provides unpaid rent and non-occupant landlord insurance to real estate agencies.
- Apr 2025Series A$13.2M
- Oct 2021Series A$11.6M
#7
Series A · Bordeaux, Nouvelle-Aquitaine · founded 2022 · 24 employees$42.9Mraised▾
Provider of white-label insurance solutions for e-commerce businesses. It offers customized insurance products integrated into digital and physical sales processes. The company handles claims management and provides real-time eligibility checks for e-commerce catalogs. Its services aim to increase merchant revenue, enhance customer loyalty through purchase protection, and simplify the integration of insurance offerings. It supports various sectors, including fintech, e-commerce, and travel. The company also assists businesses lacking in-house technical expertise with seamless integration.
- Sep 2024Series A$33.2M
- Sep 2024Conventional Debt$22.1M
- Oct 2022Seed$9.8M
#8
Acquired · Lyon, Auvergne Rhone Alpes · founded 2003 · 420 employees$168.9Mraised▾
The app-based platform for pet health insurance. It offers insurance quotes for dogs, cats, rabbits, parrots, and more. It also offers claims processing services. The app is available on Android and iOS platforms.
- Feb 2022Series B$168.1M
- Nov 2011Series A—
- Jan 2011Seed$738.8K
#9
Series B · Paris, Ile de France · founded 2017 · 143 employees$138.2Mraised▾
Leocare provides an app-based P&C insurance platform for individuals. It offers quotes for auto insurance, home insurance, smartphone insurance, and bike insurance. It also offers mobile assistance. It also provides claims settlement and insurance management services. The app is available on Android and iOS platform.
- Nov 2021Conventional Debt—
- Nov 2021Series B$116M
- Jan 2021Series A$18.1M
- Sep 2020Series A$2.6M
#10
Acquired · Paris, Ile de France · founded 2016 · 185 employees$84.9Mraised▾
App-based insurance platform for individuals. It offers quotes for non-occupant homeowner insurance, electric scooter insurance, building insurance, borrower insurance, and more. Provides AI-driven tools and devices to prevent water and fire damage and detect intruders. It also offers claims processing services. The applications can be accessed on iOS and Android devices.
- Dec 2020Series B$60.6M
- Nov 2019Series A$22.1M
- May 2018Angel$2.2M
#11
Series B · Saint Ouen, Ile de France · founded 2017 · 100 employees$21.1Mraised▾
Garantme is a rental guarantee & landlord insurance provider. Offers an insurance policy that allows it to act as the guarantor of tenants. The landlord's rental income is guaranteed for up to € 36,000. Digitalizes the entire life of the contract, from subscription, and management, to damage declaration. Focuses on international students requiring accommodation.
- Jan 2023Series B$16.3M
- Sep 2020Series A$4.7M
#12
Seed · Paris, Ile de France · founded 2021 · 14 employees$6.6Mraised▾
Online usage-based auto insurance platform for individuals. It allows users to pay for the miles driven. It also offers management of contracts and reimbursements from an app-based platform. It repays the remaining contributions following the reimbursement of the claims to projects with a positive carbon impact at the end of the year.
- Nov 2023Seed$3.8M
- Jan 2022Seed$2.8M
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of Internet First Insurance Platforms coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
Common questions
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.