Best Investment Tech Companies in Germany
The 529 best Investment Tech companies in Germany in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Trade Republic.
Germany's Investment Tech sector has 529 companies and $3.2 billion in disclosed funding behind it, which is a serious number before you've even looked at a single balance sheet. Upvest leads the pack at $92 million raised, with bunch at $23 million and Midas at $9 million rounding out the top tier. That's a funding curve worth paying attention to. The global market these companies are competing in sat at $127.0 billion in 2022 and is expanding at a 15.6% CAGR, driven by demand for affordable financial services and the steady pressure of regulatory compliance mandates around data security and privacy. So the tailwinds are real, and Germany's one unicorn suggests at least one player has already found them.
What I find telling is the app-layer signal: median install growth across investment tech apps is running at roughly +25% year-over-year across 82 tracked applications, which means end-user adoption is moving faster than most funding announcements would suggest. Can distribution outpace capital? That's the question shaping this cohort right now. Investors like HTGF, APX and German Accelerator are active across the directory, and recent cross-border conversations around investment tech policy hint at a regulatory environment that could reshape how German filers operate internationally. The rankings below sort by disclosed equity funding and recent momentum, so you're looking at the firms with both the capital and the trajectory.
- IDC Financial Insights
Our analysis of 229 Investment Tech companies
$28.6b in tracked funding; 94% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best Investment Tech companies in Germany
| # | Company | Disclosed funding | Last round | Employees | Founded | Founder | Tech stack | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | Trade Republic 🦄 Broker-based multi asset trading and investment platform 82News top 21%Tech top 22%Growth top 24%Customers top 26% All 11 signals ▾Newstop 21% Techtop 22% Growthtop 24% Customerstop 26% Moattop 26% Markettop 33% Fundingtop 33% Fin. healthtop 34% Talenttop 42% Producttop 46% Globalbottom 39% News: 9 BI events in 12 mo (of 31 tracked, 6 types) · 5 high-value events (IPO/M&A/funding/contracts) in 12 mo Tech: 35 technologies across 7/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 rank vs industry peers · Fliar Intelligence Index 82/100 | $1.2B | 48 mo ago | 457 | 2015 | Sinos Maslow Founder | MediumApple iCloud MailGoogle Workspace+19 | 1 launch · 1 award |
| 2 | Qontigo Financial intelligence tools for investment management | $720M | 81 mo ago | 837 | 2019 | Sebastian Ceria Founder & CEO | — | — |
| 3 | Moonfare Online investment platform for private equity funds | $175M | 40 mo ago | 200 | 2016 | Steffen Pauls Founder & Co-CEO | Apple iCloud MailGoogle WorkspaceNode.js+29 | — |
| 4 | LIQID Provider of wealth management and investment solutions for experienced investors | $153M | 59 mo ago | 102 | 2015 | Kyros Khadjavi Co-Founder | WebflowApple iCloud MailGoogle Workspace+29 | — |
| 5 | XEMPUS Distribution platform for pension & life insurance policies | $125M | 44 mo ago | 104 104 → 160 (+54%) · sector median +62% | 2007 | Martin Bockelmann Founder | — | — |
| 6 | Upvest Trade management suite for fiat and digital assets 62Funding top 20%Growth top 25%News top 28%Moat top 31% All 9 signals ▾Fundingtop 20% Growthtop 25% Newstop 28% Moattop 31% Talenttop 42% Marketbottom 48% Techbottom 48% Partnersbottom 43% Globalbottom 39% Funding: Raised $92.1M across 8 rounds · 8 rounds over 9 yrs (0.9/yr) Growth: Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 62/100 | $92M | 3 mo ago | 120 | 2017 | Tobias Auferoth Co-Founder & Managing Director | WebflowApple iCloud MailGoogle Workspace+17 | 2 launchs · 1 partnership |
| 7 | Solactive Developer of tailor-made multi-asset class index solutions for investment products | $61M | 66 mo ago | 178 178 → 295 (+66%) · sector median +62% | 2007 | Steffen Scheuble Founder & CEO | WordPressApple iCloud MailMicrosoft 365+28 | 1 job opening · 1 partnership |
| 8 | CrossLend Secondary marketplace for loans | $55M | 80 mo ago | 65 | 2014 | Marco Hinz Managing Director | WordPressApple iCloud MailGoogle Workspace+21 | — |
| 9 | Elinvar Wealthtech platform for advisors | $53M | 43 mo ago | 97 | 2016 | — | — | — |
| 10 | Nextmarkets Online & app-based trading platform for CFDs | $44M | 63 mo ago | 107 | 2014 | — | — | — |
| 11 | Ecoligo Project crowdfunding platform for solar developers | $30M | 27 mo ago | 17 17 → 39 (+129%) · sector median +62% | 2016 | Markus Schwaninger Co-Founder & Board Member | SentryApple iCloud MailMicrosoft 365+29 | — |
| 12 | Finanzguru App-based personal expense and contract management solution for individuals | $29M | 38 mo ago | 22 | 2015 | Alexander Michel Co-Founder & CEO | SentryNode.jsRadix UI+15 | — |
| 13 | QPLIX Wealth management software for asset managers 57Growth top 32%Global top 33%Funding top 40%Tech top 50% All 8 signals ▾Growthtop 32% Globaltop 33% Fundingtop 40% Techtop 50% Talentbottom 49% Productbottom 48% Marketbottom 47% Newsbottom 21% Growth: Headcount 38 → 51 (+34%) across vintages · Fresh capital in last 24 mo Global: Serving 60+ countries worldwide · Investors from 1 country beyond Germany rank vs industry peers · Fliar Intelligence Index 57/100 | $26M | 18 mo ago | 51 | 2012 | Philipp Potzl Co-Founder / CTO / Managing Director | HubSpot CMS HubFacebook LoginLinkedin Sign-in+15 | — |
| 14 | Neufund Blockchain-based asset tokenization platform | $24M | 66 mo ago | 25 | 2016 | — | — | — |
| 15 | bunch Online platform for portfolio management 45Funding top 36%Talent top 38%Moat top 39%Market bottom 48% All 7 signals ▾Fundingtop 36% Talenttop 38% Moattop 39% Marketbottom 48% Growthbottom 48% Techbottom 48% Globalbottom 39% Funding: Raised $23.0M across 3 rounds · 3 rounds over 5 yrs (0.6/yr) Talent: 2 named leaders on record · 2 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 45/100 | $23M | 1 mo ago | 153 153 → 118 (-23%) · sector median +62% | 2021 | Enrico Ohnemüller Co-Founder | WebflowApple iCloud MailGoogle Workspace+21 | 1 partnership |
| 16 | Ayondo Social trading platform for stocks | $20M | 114 mo ago | 27 | 2008 | — | Animate.cssSwiperLodash+16 | — |
| 17 | Afilio Platform for retirement planning | $18M | 58 mo ago | 22 22 → 35 (+59%) · sector median +62% | 2017 | Till Oltmanns Co-Founder | SentryApple iCloud MailGoogle Workspace+10 | — |
| 18 | getquin Portfolio management software | $16M | 48 mo ago | 48 | 2020 | Raphael Steil Co-Founder & COO | Node.jsTailwind CSSGoogle Cloud+11 | — |
| 19 | North Data Provider of European company information, including history, financials, and involved persons | $15M | 44 mo ago | 6 | 2011 | Frank Debatin Founder & CEO | HubSpot CMS HubFacebook LoginLinkedin Sign-in+16 | — |
| 20 | NAGA Operator of a platform for trading various financial instruments online | $14M | 63 mo ago | 91 | 2015 | Yasin Qureshi Co-Founder & CEO | TypeScriptNode.jsMantine+35 | — |
| 21 | Timeless Investments Online fractional alternative investment platform for luxury items | $14M | 54 mo ago | 18 18 → 32 (+78%) · sector median +62% | 2020 | Malte Häusler Co-Founder & CEO | SentryApple iCloud MailGoogle Workspace+13 | 1 internship · 3 launchs |
| 22 | trawa Online platform offering energy-saving solutions 42Talent top 28%Growth top 35%Funding top 38%Tech top 43% All 8 signals ▾Talenttop 28% Growthtop 35% Fundingtop 38% Techtop 43% Globalbottom 39% Moatbottom 38% Newsbottom 22% Marketbottom 21% Talent: 3 named leaders on record · 3 C-suite/founder profiles curated Growth: Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 42/100 | $13M | 12 mo ago | 4 | 2022 | Robert Quick Founder & COO/CFO | Framer SitesReactstyled-components+21 | 1 partnership |
| 23 | Wealthpilot Provider of software for financial planning and wealth management services | $13M | 77 mo ago | 57 57 → 41 (-28%) · sector median +62% | 2010 | Christof Dallermassl Co—Founder and Head of IT Security | StoryblokNode.jsThree.js+23 | — |
| 24 | finway Digital expense management solutions for employees & employers | $12M | 39 mo ago | 69 | 2019 | Csaba Krummer Co-Founder & Co-CEO | WordPressMySQLPHP+19 | — |
| 25 | Midas An asset tokenization platform bringing exposure to institutional-grade assets on-chain 50Funding top 34%Growth top 35%Tech top 35%Moat top 48% All 7 signals ▾Fundingtop 34% Growthtop 35% Techtop 35% Moattop 48% Talentbottom 49% Globalbottom 39% Marketbottom 36% Funding: Raised $8.8M across 2 rounds · 2 rounds over 2 yrs (1.0/yr) Growth: Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 50/100 | $9M | 2 mo ago | — | 2020 | Dennis D Founder | RechartsRadix UITailwind CSS+17 | 2 launchs |
| 26 | NATIX Network Network providing data collection and monetization for mapping and AI | $8M | 23 mo ago | — | 2019 | Alireza Ghods Co-Founder | WebflowYouTubeGSAP+22 | — |
| 27 | Ride App-based asset structuring and management platform for individuals and companies | $8M | 47 mo ago | 46 | 2018 | Christine Kiefer Co-Founder | HubSpot CMS HubYouTubeBootstrap+24 | — |
| 28 | Enmacc OTC energy trading platform for investors | $8M | 40 mo ago | 49 | 2016 | Marc Trieschmann Co-Founder & Managing Director | WordPress Block EditorwpBakeryWordPress+36 | 1 job opening · 1 launch |
| 29 | UnitPlus Wallet-enabled prepaid reloadable card with investment solutions | $6M | 19 mo ago | 19 | 2021 | — | WordPressMySQLPHP+33 | 1 partnership |
| 30 | Nefta Provider of a platform to launch and manage the web3 gaming industry | $6M | 40 mo ago | 26 | 2022 | Fernando Pernica Co-Founder | TypeScriptBootstrapZone.js+8 | — |
| 31 | encoord Provider of software solutions for energy modeling 50Global top 33%Talent top 38%Funding top 43%Market bottom 48% All 4 signals ▾Globaltop 33% Talenttop 38% Fundingtop 43% Marketbottom 48% Global: Serving 60+ countries worldwide · Investors from 1 country beyond Germany Talent: 2 named leaders on record · 2 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 50/100 | $6M | 7 mo ago | 33 | 2019 | Carlo Brancucci Co-Founder & CEO | — | — |
| 32 | Particula Data and rating platform for tokenized assets empowering innovative companies in the digital asset ecosystem 24Talent top 28%Funding top 45%Global bottom 39%Moat bottom 38% All 6 signals ▾Talenttop 28% Fundingtop 45% Globalbottom 39% Moatbottom 38% Techbottom 37% Marketbottom 28% Talent: 4 named leaders on record · 4 C-suite/founder profiles curated Funding: Raised $5.5M across 1 rounds · 1 rounds over 2 yrs (0.5/yr) rank vs industry peers · Fliar Intelligence Index 24/100 | $6M | 13 mo ago | — | 2020 | Wolfram Menser Co-Founder & Advisor | WordPressMySQLPHP+19 | 1 partnership |
| 33 | heartstocks Blockchain-based alternative tokenized asset investment and trading platform | $5M | 39 mo ago | 13 | 2020 | — | — | — |
| 34 | biddz Online crowdfunding platform for the music industry | $5M | 36 mo ago | 17 | 2021 | — | — | — |
| 35 | Forget Financial planning and advisory platform | $4M | 51 mo ago | 19 | 2020 | Jurek Herwig Managing Director | — | — |
| 36 | Naro White-labelled trading platform for businesses 24Talent top 28%Funding top 43%Moat top 48%Global bottom 39% All 6 signals ▾Talenttop 28% Fundingtop 43% Moattop 48% Globalbottom 39% Techbottom 35% Marketbottom 28% Talent: 3 named leaders on record · 3 C-suite/founder profiles curated Funding: Raised $3.0M across 2 rounds · 2 rounds over 2 yrs (1.0/yr) rank vs industry peers · Fliar Intelligence Index 24/100 | $3M | 12 mo ago | — | 2022 | Soline Dziadzio Founder Associate | Framer SitesReactLenis+7 | 2 partnerships |
| 37 | Oaks Provider of software solutions for cash management | $3M | 34 mo ago | — | 2022 | Marcel Brod Co-Founder & CEO | — | — |
| 38 | STYLE Protocol Online platform for NFTs and virtual assets across the metaverse | $2M | 25 mo ago | — | 2022 | Leo Hilse Founder | — | — |
| 39 | Degura Online platform for access and managing company pensions | $2M | 40 mo ago | 23 23 → 42 (+83%) · sector median +62% | 2018 | — | WebflowApple iCloud MailGoogle Workspace+19 | — |
| 40 | GlassDollar Provider of venture clienting software and services for startup collaboration | $2M | 35 mo ago | 32 | 2017 | Fabian Dudek Co-Founder & CEO | Webflow EcommerceWebflowMicrosoft Advertising+21 | 1 partnership · 1 award |
| 41 | Tokenize.it Blockchain based platform enabling startups to tokenize and register virtual shares | $2M | 15 mo ago | — | 2022 | Christoph Jentzsch CEO | WebflowAmazon Web ServicesGSAP+17 | 1 launch |
| 42 | Tapline Provider of a digital fundraising platform for subscription-based businesses | $2M | 16 mo ago | 7 | 2021 | Dmitrij Miller Co-Founder & CTO | — | — |
| 43 | ImpactNexus Cloud-based sustainability intelligence solution for businesses | $2M | 32 mo ago | 10 | 2021 | Marie Sophie Litz Co-Founder | — | — |
| 44 | NAO Online platform offering alternative investment solutions for individuals | $2M | 15 mo ago | — | 2022 | Philipp Nowakowski Co-Founder & CTO | WebflowContentfulAmazon Web Services+24 | — |
| 45 | Bavest Technologies AI-based data analytics for multiple asset investments | $1M | 26 mo ago | — | 2019 | Pedram Babaei Co-Founder & COO | Webflow EcommerceWebflowAmazon Web Services+14 | 4 launchs · 1 partnership |
| 46 | DivTax Platform providing digital solutions for international dividend withholding tax refunds 42Talent top 28%Growth top 35%Tech top 43%Funding bottom 43% All 6 signals ▾Talenttop 28% Growthtop 35% Techtop 43% Fundingbottom 43% Globalbottom 33% Marketbottom 31% Talent: 3 named leaders on record · 3 C-suite/founder profiles curated Growth: Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 42/100 | $1M | 3 mo ago | — | 2023 | Linus Holzer Co-Founder | TypeScriptTailwind CSSZone.js+13 | — |
| 47 | Vickii Investment training platform for stocks and ETFs | $1M | 33 mo ago | — | 2022 | Maurice Battiste Moosmann Co-Founder & CFO | — | — |
| 48 | Zeedz Provider of NFT-based monster collectible game | $998K | 32 mo ago | 8 | 2021 | — | — | — |
| 49 | Vinlivt Provider of a pension management and investment app 10Talent top 38%News top 42%Tech bottom 47%Funding bottom 46% All 7 signals ▾Talenttop 38% Newstop 42% Techbottom 47% Fundingbottom 46% Productbottom 40% Globalbottom 37% Marketbottom 9% Talent: 2 named leaders on record · 2 C-suite/founder profiles curated News: 2 BI events in 12 mo (of 4 tracked, 1 types) · Top themes: Funding rank vs industry peers · Fliar Intelligence Index 10/100 | $870K | 7 mo ago | 3 | 2021 | Dariusz Borowski CTO & Co-Founder | WebflowAmazon Web ServicesGSAP+22 | — |
| 50 | Scope Ratings Provider of credit ratings, research, and risk solutions for institutions | $514K | 24 mo ago | 72 | 2002 | — | Apple iCloud MailMicrosoft 365Java+15 | — |
Top 12 Investment Tech companies in Germany
#1
Series C · Berlin, Berlin · founded 2017 · 120 employees$92.1Mraised▾
Trade management suite for fiat and digital assets. It provides trading solutions for cryptocurrencies, ETFs, security tokens, commodities, and more. It also provides solutions for savings, investments, custodians, settlements, and more.
- Mar 2026Series C$90M
- Mar 2026Conventional Debt$35M
- Dec 2024Series C$105.1M
- Oct 2023Series B$31.8M
#2
Series B · Berlin, Berlin · founded 2021 · 153 employees$23Mraised▾
Online platform for portfolio management. The company offers end-to-end solutions such as allowing users to create a digital entity, investor onboarding, portfolio management, and more.
- May 2026Series B$35M
- Jul 2024Series A$15.5M
- Jul 2022Seed$7.5M
- Nov 2021Seed—
#3
Series A · Berlin, Berlin · founded 2020$8.8Mraised▾
An asset tokenization platform bringing exposure to institutional-grade assets on-chain. It is an asset tokenization protocol that issues tokenized real-world assets as permissionless ERC-20 tokens. Its flagship product is mTBILL, an ERC-20 token 1:1 tracking short-dated U.S. Treasury Bills (T-Bills).
- Mar 2026Series A$50M
- Mar 2024Seed$8.8M
#4
Seed · Essen, North Rhine Westphalia · founded 2019 · 33 employees$5.9Mraised▾
Provider of software solutions for energy modeling. It also provides consulting solutions for energy systems integration and coordination. Its software helps to model different coupled energy systems, data exchanges between different software environments, and automate the setups.
- Oct 2025Seed$2M
- Feb 2024Seed$1.8M
- Sep 2023Grant (prize money)$274.4K
- Jan 2022Seed$3.9M
#5
Seed · Hamburg, Hamburg · founded 2023$1.2Mraised▾
Platform providing digital solutions for international dividend withholding tax refunds. It offers a service that automates the process of claiming refunds. The platform aims to simplify the complexities associated with international tax reclaims. It provides tools for investors to potentially increase their dividend returns.
- Mar 2026Seed$1.2M
#6
Series A · Berlin, Berlin · founded 2022 · 4 employees$13.3Mraised▾
Online platform offering energy-saving solutions. It provides solutions to analyze consumption and provide visibility on cost and emissions, thereby enabling data-driven planning processes. It provides a self-learning algorithm that accurately predicts electricity consumption and costs days and weeks ahead.
- May 2025Series A$27.2M
- May 2024Seed$10.8M
- Mar 2023Seed$2.6M
#7
Series A · Munich, Bavaria · founded 2012 · 51 employees$26.3Mraised▾
QPLIX provides SaaS-based wealth management software for single & multi-family offices, asset managers, advisors, and others. It features solutions for portfolio analytics, document management, portfolio reporting, accounting, client management, portfolio management, and more. It offers an API-based platform for data consolidation from banks, custodians and accounting systems.
- Nov 2024Series A$26.3M
- Feb 2020Seed—
#8
Series C · Berlin, Berlin · founded 2015 · 457 employees$1.2Braised▾
Broker-based multi asset trading and investment platform. It is a German online broker and bank offering a range of financial services, including investing, spending, and banking. Its platform allows users to start invest and features a subscription-free card for spending and earning rewards. It allows users to buy, sell & trade stocks, ETFs and cryptos and more through multiple trading platforms. Provides trading tools, economic calendar, market analysis, market news, Islamic account and more to assist brokers. The app is available for Android and iOS platforms.
- Jun 2022Series C$267.5M
- May 2021Series C$900M
- Apr 2020Series B$67.4M
- Jul 2019Series A$11.3M
#9
Seed · Munich, Bavaria · founded 2021 · 3 employees$869.8Kraised▾
Provider of a pension management and investment app. Its offering includes pension consolidation, expenses management, insurance protection, investment opportunities, saving plans, risk management, and professional advisory services. Its features include automated asset accumulation, a digital household book, and a contract optimizer. It caters to brokers, financial advisors and sales departments-
- Oct 2025Seed$4.1M
- Oct 2025Grant (prize money)$815.9K
- Apr 2024Seed$1.1M
- 2022Seed$121.6K
#10
Series A · Munich, Bavaria · founded 2020$5.5Mraised▾
Data and rating platform for tokenized assets empowering innovative companies in the digital asset ecosystem. Offers platform that delivers tailored insights and resources for customer segments, as well as a rating and data platform for tokenized real-world assets.
- Apr 2025Series A$5.5M
- Mar 2024Seed—
#11
Seed · Cologne, North Rhine Westphalia · founded 2022$3Mraised▾
White-labelled trading platform for businesses. Offers infrastructure funding for fair fund earnings. Focused on redistributing fund earnings that enables companies to build their own ETFs and funds, without any operational and regulatory burden, while receiving fair share of the fund market. Enables to integrate solutions into current offerings to promote product engagement, daily-flexible capital storage with no counterparty risk, moving beyond transaction-based earnings, and more.
- Jun 2025Seed$6.7M
- Mar 2024Seed$3M
#12
Seed · Berlin, Berlin · founded 2021 · 19 employees$6.3Mraised▾
Wallet-enabled prepaid reloadable card with investment solutions
- Oct 2024Seed$5.1M
- Apr 2023Seed—
- Sep 2021Angel$1.2M
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of Investment Tech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in Germany
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 74 Germany-affiliated papers.
- Max Planck Institute for Innovation and Competition5
- Max Planck Society5
- International School of Management5
- Goethe University Frankfurt4
- European Central Bank4
- Transformative learning2
- Snowball sampling1
- Financial literacy1
- Quality (philosophy)1
- Entrepreneurship1
- Financial services1→9
- Financial innovation2→6
- Financial services2→13
- Financial inclusion1→7