62 indexable Alternative Lending companies headquartered in Austin, United States, ranked by total equity funding and recent funding momentum. Combined disclosed equity funding of $1.7B across 27 funded companies.
| # | Company | Funding | Valuation | Stage | Latest round | Employees | Founded | Momentum |
|---|---|---|---|---|---|---|---|---|
| 1 |
inKind
Digital dining rewards platform that allows users to earn cashback and perks when paying |
$455.3M | — | Series B | Series B Feb 2026 | 65 | 2018 | ↑ Active |
| 2 |
Billd
SaaS-driven financing solution for construction material suppliers |
$134.1M | — | Series B | Series B Nov 2025 | 63 | 2018 | ↑ Active |
| 3 |
Turnkey Lender
AI-driven loan origination and management software for banks and non-bank lenders |
$18.1M | — | Series A | Series A Aug 2025 | 144 | 2014 | ↑ Active |
| 4 |
LeasePoint Funding Group
Online lending platform for business loans |
$40M | — | Funding Raised | Conventional Debt Oct 2024 | — | 2016 | ↑ Active |
| 5 |
StellarFi
Online platform offering credit repair solutions for consumers by reporting bill payments |
$25.7M | — | Series A | Series A Aug 2024 | 47 | 2021 | ↑ Active |
| 6 |
8fig
Provider of funding solutions for e-commerce businesses |
$196.5M | — | Acquired | Conventional Debt May 2023 | 98 | 2020 | — |
| 7 |
1st Commercial Credit
Invoice factoring and asset-based lending solutions for business growth |
$170M | — | Funding Raised | Conventional Debt Aug 2023 | 5 | 2001 | — |
| 8 |
Onramp Funds
Online lending platform providing working capital loans for e-commerce sellers |
$66.3M | — | Series C | Series C May 2023 | 33 | 2019 | — |
| 9 |
Self
Online marketplace for credit builder loans |
$127M | — | Series E | Series E Sep 2021 | 206 | 2015 | — |
| 10 |
Tomo
Online marketplace for residential mortgages loans |
$150M | $640M as of 2022 |
Series A | Mar 2022 | 173 | 2020 | — |
| 11 |
Equabli
Provider of cloud-based debt collection and recovery solutions |
$6.3M | — | Series A | Series A Mar 2024 | 24 | 2020 | — |
| 12 |
Founderpath
Online lending solutions for business loans |
$20M | — | Series A | Series A Aug 2022 | 9 | 2018 | — |
| 13 |
BorrowersFirst
Online lending platform for personal loans. |
$100M | — | Deadpooled | Conventional Debt Jan 2017 | 14 | 2013 | — |
| 14 |
Vyze
Digital financial services company offering banking, investing, and auto finance solutions |
$50.2M | — | Acquired | Series C Aug 2017 | 73 | 2008 | — |
| 15 |
Credit Cards
Provider of credit card information and comparison services |
$77.1M | — | Acquired | Series B Dec 2009 | 56 | 2004 | — |
| 16 |
Visio
Leading DSCR lender empowering real estate investors with tailored financing solutions |
$13.1M | — | Series B | Conventional Debt Sep 2020 | 148 | 2011 | — |
| 17 |
Upside
Online marketplace for inventory financing |
$10.5M | — | Acquired | Seed Nov 2021 | 23 | 2021 | — |
| 18 |
Chipper
Student debt management solution |
$6.6M | — | Seed | Seed Mar 2022 | 7 | 2017 | — |
| 19 |
Vault
Student loan benefits platform |
$12.8M | — | Series A | Series A Jan 2020 | 16 | 2013 | — |
| 20 |
Able Lending
Online platform for business term loans |
$15.1M | — | Series B | Series B Feb 2017 | 20 | 2011 | — |
| 21 |
Grad Joy
Debt management platform |
$150K | — | Series B | Series B May 2024 | — | 2019 | — |
| 22 |
RateGenius
Auto refinance loans |
$2.1M | — | Early Stage | Conventional Debt Mar 2018 | 243 | 1999 | — |
| 23 |
Next Seed
P2B Marketplace for revenue sharing based business financing in Texas |
$1.2M | — | Acquired | Seed Sep 2019 | 24 | 2014 | — |
| 24 |
Smart Payment Plan
Automating bill payments by matching payments to paydays for financial ease |
$601.9K | — | Funding Raised | Conventional Debt Mar 2021 | 58 | 2003 | — |
| 25 |
CoolMellon
Crowdlending platform for accredited investors |
$500K | — | Seed | Seed Dec 2015 | — | 2014 | — |
| 26 |
OneLogos
Connecting students, lenders, schools, and foundations in the financial aid community |
$350K | — | Seed | Seed Feb 2011 | 7 | 2008 | — |
| 27 |
HonestDeed
Provider of a safe seller financing platform for home buyers and sellers |
$20K | — | Seed | Seed 2022 | 8 | 2020 | — |
| 28 |
Avtal
B2B digital collections and debt‑recovery platform designed for collection agencies |
— | — | Series A | Series A Mar 2026 | — | 2023 | ↑ Active |
| 29 |
CU LIFT Fund
Lending as a service platform for credit unions |
— | — | Seed | Seed Mar 2024 | — | 2023 | — |
| 30 |
360 Mortgage Group
Online mortgage platform |
— | — | Deadpooled | — | 29 | 2007 | — |
| 31 |
4ToldFintech
Lending-as-a-service platform |
— | — | Funding Raised | — | 29 | 2017 | — |
| 32 |
Ant Money
Provider of cash advances and budgeting tools via subscription service |
— | — | Funding Raised | — | 55 | 2014 | — |
| 33 |
backd
Backd specializes in financial solutions for small and medium-sized business enterprises. |
— | — | Private | — | 52 | 2018 | — |
| 34 |
Backd
Online lending platform offering business financing |
— | — | Funding Raised | — | — | 2018 | — |
| 35 |
CarDestination
Bad credit auto loan expert, offering affordable financing solutions |
— | — | Unfunded | — | — | 2009 | — |
| 36 |
Chipper
Platform offering debt repayment solutions |
— | — | Funding Raised | — | — | 2017 | — |
| 37 |
Diversity Fund
Rewards, debt and equity crowdfunding platform for LGBT, women and minority-led businesses. |
— | — | Unfunded | — | — | 2015 | — |
| 38 |
eCommission
Online platform for commission advance loans |
— | — | Acquired | — | 36 | 1999 | — |
| 39 |
ePayment Systems
Domain name sales and pricing services with expert support |
— | — | Deadpooled | — | — | 1999 | — |
| 40 |
Fay Servicing
Online marketplace offering diversified residential mortgage loans |
— | — | Unfunded | — | 748 | 2008 | — |
| 41 |
GetBackd
Online platform for working capital loans |
— | — | Funding Raised | — | 63 | 2018 | — |
| 42 |
Gravity Lending
Provider of auto loan refinancing and related financial products |
— | — | Unfunded | — | 62 | 2015 | — |
| 43 |
IDnotify
Cloud-based credit repairing platform for individuals |
— | — | Unfunded | — | — | 2009 | — |
| 44 |
Innovative Funding Services
Online platform for auto refinancing and loans |
— | — | Unfunded | — | 146 | 2007 | — |
| 45 |
JP and Associates REALTORS
I bought my first property in 1997. |
— | — | — | — | 100 | 2017 | — |
| 46 |
LIFT Network
Provider of an AI-assisted platform connecting auto buyers, lenders, and dealers |
— | — | Unfunded | — | — | 2023 | — |
| 47 |
loan science
Loan Science increases the profitability of loan portfolios we support and manage |
— | — | Private | — | 57 | 2008 | — |
| 48 |
LoanBack
Personal loan agreements and contracts for friends and family lending |
— | — | Unfunded | — | — | 2005 | — |
| 49 |
loanpeople
LoanPeople specializes in conventional loans and commercial lending services. |
— | — | Private | — | 37 | 2019 | — |
| 50 |
MiraLend
Provider of a peer-to-peer lending marketplace for personal loans |
— | — | Funding Raised | — | — | 2017 | — |
Digital dining rewards platform that allows users to earn cashback and perks when paying. It allows seamless bill payments through an app, while offering rewards, bonuses, and promotional offers across a large network of partner locations. Users can discover venues, unlock dining benefits, and enhance their restaurant experience through integrated payment and loyalty features, all managed within a single digital inte
SaaS-driven financing solution for construction material suppliers. The platform enables material suppliers and contractors to register and buy materials by making online payments. It also facilitates users to make payments, cash flow management for projects, project completion management, and more.
Turnkey Lender offers AI-driven loan origination and management software for banks and non-bank lenders. It features cloud-based lending software with credit application processing and loan management for banks, financial institutions, and online lending businesses. It provides solutions such as customer onboarding, loan origination, fraud prevention, loan servicing, risk management, and debt collection. It uses AI f
Online lending platform for business loans
Online platform offering credit repair solutions for consumers by reporting bill payments. It allows users to link their bank account which enables the platform to fetch data regarding their bill and rent payments. It also allows it to report the same to the credit bureaus and helps in building the credit score of an individual.
Provider of funding solutions for e-commerce businesses. Its features include inventory analysis, freight, shipping, marketing, cash flow management, repayment cycles, and more.
Invoice factoring and asset-based lending solutions for business growth. They provide working capital solutions through accounts receivable financing, purchase order financing, and export-import financing. They cater to diverse industries, offering financial tools to manage cash flow, fund operations, and support expansion. Their services include invoice factoring, which converts credit sales into immediate cash, and
Online lending platform providing working capital loans for e-commerce sellers. Businesses need to create an account in order to fund inventories by applying for working capital loans via connecting with multiple lending partners. Repayment of loans begins when the business starts selling inventory products to customers.
Online marketplace for credit builder loans. It enables users to access loans for building credit scores in order to avail loans and financial products. It features a digital account for accessing loans, building payment history, credit, and more. The application is available on Android and iOS platforms.
Developer of mortgage and transaction platform designed to overcome the hassle of owning a home. The company's platform focuses on data, automation, and third-party API integrations, enabling clients to carry out real estate transactions with ease and in less than average industry time.
Provider of cloud-based debt collection and recovery solutions. It offers a suite of tools encompassing the entire debt management process, from intelligent digital collections and streamlined workflows to predictive analytics and comprehensive document management. These solutions aim to improve efficiency, optimize outcomes, and empower borrowers with self-service repayment options. The platform facilitates robust a
Founderpath provides online lending solutions for business loans. It provides capital for SaaS founders including term loans, revenue-based financing, and merchant cash advances. It offers a tool for SaaS debt calculation to generate a credit score for borrowers.
Capital Factory
Austin Ventures
Dream Ventures
FJ Labs
Fabrice Grinda
Inclusive Fintech 50
SVB
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Techstars
Tritium Partners
37 Angels
500 Global
Rankings are computed by Radar (Fliar BI) from the Radar company master and are updated periodically. Funding and momentum scores use disclosed equity-funding data only. Figures may lag private rounds. Last updated 2026-06-25.
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