Radar · Alternative Lending in Australia
Best Alternative Lending Companies in Australia
The 295 best Alternative Lending companies in Australia in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Dynamoney.
By Riya SenguptaFinancials
295companies tracked
$2.6Bdisclosed funding
1unicorns
89have raised
Among the companies competing for capital and borrowers in Australia's non-bank credit space, this directory ranks the best Alternative Lending companies in Australia by disclosed equity funding and recent funding momentum, tracking 295 firms across $2.6B in total disclosed investment. Dynamoney leads the pack at $285M raised, followed by Brighte at $207M. One unicorn sits in the mix. That's not a trivial funding pool, and it tells you this market has moved well past the scrappy-startup phase. Globally, alternative lending is tracking toward meaningful scale at a 14.4% CAGR, driven by demand from both individual borrowers and business clients who've found traditional credit channels too slow or too rigid.
So what's actually moving the needle locally? Strategic partnerships between lenders and distribution platforms are compressing borrower acquisition costs, and investors like National Australia Bank and Investible keep backing the sector's growth. I'd flag that regulatory scrutiny of non-bank credit products is a real force here, not background noise. Recent commentary on whether alternative lenders complement or challenge banks captures the tension well. The funding spread across these 295 companies is wide, with smaller filers like Earlypay Exchange at $6M sitting far below the Dynamoney tier, which means the consolidation story is still being written.
Ranked: Best Alternative Lending companies in Australia
| # | Company | Disclosed funding | Last round | Employees | Founded | Founder | Tech stack | Market signals (1y) | Recent signals |
|---|---|---|---|---|---|---|---|---|---|
| 1 | Dynamoney Provider of business finance including asset, vehicle, equipment, and insurance funding 40Funding top 39%Tech top 40%Growth top 45%Talent bottom 49% All 7 signals ▾Fundingtop 39% Techtop 40% Growthtop 45% Talentbottom 49% Globalbottom 36% Marketbottom 34% Newsbottom 22% Funding: Raised $285M across 1 rounds · 1 rounds over 2 yrs (0.5/yr) Tech: 32 technologies across 5/8 capability areas · Cloud: Cloudflare rank vs industry peers · Fliar Intelligence Index 40/100 | $285M | 27 mo ago | — | 2015 | David Verschoor Chief Executive Officer | WordPressApple iCloud MailMicrosoft 365+26 | — | — |
| 2 | Latitude Financial Services Consumer loans provider | $232M | 132 mo ago | 1,350 | 2015 | Bob Belan CEO & MD | ContentfulApple iCloud MailBootstrap+22 | — | 2 awards |
| 3 | Brighte Provider of payment facility solution in the solar financing segment 67Tech top 16%Funding top 26%Moat top 28%Growth top 35% All 10 signals ▾Techtop 16% Fundingtop 26% Moattop 28% Growthtop 35% Producttop 35% Markettop 46% Talentbottom 49% Fin. healthbottom 48% Newsbottom 46% Globalbottom 37% Tech: 49 technologies across 7/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 Funding: Raised $207M across 8 rounds · 8 rounds over 10 yrs (0.8/yr) rank vs industry peers · Fliar Intelligence Index 67/100 | $207M | 7 mo ago | 125 | 2015 | Katherine Mcconnell Founder & CEO | SentryReactEmotion+19 | — | 1 partnership · 3 awards |
| 4 | Athena Online mortgage platform for home loans 62Moat top 22%Product top 29%Funding top 30%Innovation top 33% All 10 signals ▾Moattop 22% Producttop 29% Fundingtop 30% Innovationtop 33% Techtop 38% Talenttop 38% Growthtop 45% Marketbottom 47% Globalbottom 37% Newsbottom 18% Moat: Editorial + unicorn rating 8/10 · Soonicorn Product: 12 distinct product lines · 1 published app (7.8k installs) rank vs industry peers · Fliar Intelligence Index 62/100 | $200M | 61 mo ago | 152 | 2017 | Michael Starkey Co-Founder & COO | ContentfulSentryApple iCloud Mail+27 | — | — |
| 5 | Prospa Online platform for business loans 60Product top 28%Funding top 30%Tech top 34%Moat top 39% All 8 signals ▾Producttop 28% Fundingtop 30% Techtop 34% Moattop 39% Growthtop 45% Markettop 46% Talentbottom 49% Globalbottom 48% Product: 1 published app (18.3k installs) · Company stage: Public Funding: Raised $122M across 4 rounds · 4 rounds over 11 yrs (0.4/yr) rank vs industry peers · Fliar Intelligence Index 60/100 | $122M | 72 mo ago | 226 | 2011 | Beau B Co-Founder & Chief Revenue Officer | WordPressMySQLSalesforce+29 | — | 1 partnership · 3 awards |
| 6 | TP24 Provider of credit line for businesses 37Funding top 36%Growth top 45%Tech bottom 45%Global bottom 38% All 6 signals ▾Fundingtop 36% Growthtop 45% Techbottom 45% Globalbottom 38% Marketbottom 31% Newsbottom 22% Funding: Raised $120M across 2 rounds · 2 rounds over 7 yrs (0.3/yr) rank vs industry peers · Fliar Intelligence Index 37/100 | $120M | 35 mo ago | 54 | 2016 | — | ReactGatsbyAmazon Web Services+13 | — | — |
| 7 | Tyro Provider of POS solutions for retail stores 60Customers top 13%Product top 17%Tech top 18%Talent top 33% All 11 signals ▾Customerstop 13% Producttop 17% Techtop 18% Talenttop 33% Newstop 34% Fundingtop 36% Growthtop 37% Moattop 39% Marketbottom 46% Globalbottom 36% Fin. healthbottom 30% Customers: App rating 4.7★ (816 reviews) · Marquee-customer mentions: top 30% of tracked companies Product: 4 published apps (56.5k installs) · Company stage: Public rank vs industry peers · Fliar Intelligence Index 60/100 | $103M | 126 mo ago | 600 | 2003 | Paul Wood Co-Founder | WordPressApple iCloud MailMicrosoft 365+38 | 4 signals ▲33% M&A · Leadership | 3 partnerships · 1 award |
| 8 | Midkey A financial services provider offering mortgage financing solutions 60Talent top 28%Funding top 32%Growth top 45%Tech top 48% All 5 signals ▾Talenttop 28% Fundingtop 32% Growthtop 45% Techtop 48% Globalbottom 48% Talent: 3 named leaders on record · 3 C-suite/founder profiles curated Funding: Raised $100M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) rank vs industry peers · Fliar Intelligence Index 60/100 | $100M | 6 mo ago | — | 2021 | Richard Young Founder | WebflowZohoGoogle Maps+26 | — | — |
| 9 | Pepper Money Online platform offering diversified loans | $98M | 138 mo ago | 3,200 | 2000 | — | Adobe Experience ManagerJavaYouTube+26 | — | 3 awards |
| 10 | Earnd Financial wellness program for employees 37Funding top 37%Product top 42%Market top 50%Customers bottom 44% All 6 signals ▾Fundingtop 37% Producttop 42% Markettop 50% Customersbottom 44% Globalbottom 36% Newsbottom 27% Funding: Raised $60.6M across 2 rounds · 2 rounds over 7 yrs (0.3/yr) Product: 1 published app (60.4k installs) · Company stage: Acquired rank vs industry peers · Fliar Intelligence Index 37/100 | $61M | 50 mo ago | 60 | 2018 | — | — | — | — |
| 11 | etika Online platform offering point of sale financing loans for consumers | $60M | 95 mo ago | 38 | 2012 | — | WebflowApple iCloud MailGoogle Workspace+19 | — | — |
| 12 | Incredo Credit assessment solutions provider. 35Talent top 28%Funding top 33%Growth top 45%Tech bottom 42% All 6 signals ▾Talenttop 28% Fundingtop 33% Growthtop 45% Techbottom 42% Globalbottom 38% Marketbottom 25% Talent: 3 named leaders on record · 3 C-suite/founder profiles curated Funding: Raised $60.3M across 7 rounds · 7 rounds over 10 yrs (0.7/yr) rank vs industry peers · Fliar Intelligence Index 35/100 | $60M | 36 mo ago | — | 2014 | Eran Baniel Co-Founder & CEO | Webflowcore-jsjQuery+11 | — | — |
| 13 | MoneyPlace Online platform for unsecured consumer and personal loans 42Talent top 28%Growth top 30%Tech top 43%Funding top 44% All 6 signals ▾Talenttop 28% Growthtop 30% Techtop 43% Fundingtop 44% Globalbottom 36% Marketbottom 21% Talent: Analyst team rating 4/5 Growth: Web rank 5,000,000 → 1,000,000 YoY rank vs industry peers · Fliar Intelligence Index 42/100 | $60M | 29 mo ago | 7 | 2014 | — | Apple iCloud MailPHPSalesforce+20 | — | 1 award |
| 14 | Rapid Loans Online platform for consumer and business loans | $50M | 73 mo ago | 14 | 2003 | — | WordPressMySQLPHP+20 | — | — |
| 15 | Shift Provider of an online platform for business loans 53Funding top 31%Product top 34%Innovation top 41%Tech top 43% All 10 signals ▾Fundingtop 31% Producttop 34% Innovationtop 41% Techtop 43% Partnerstop 45% Markettop 49% Growthtop 50% Talentbottom 49% Globalbottom 37% Newsbottom 29% Funding: Raised $49.1M across 3 rounds · 3 rounds over 6 yrs (0.5/yr) Product: 0 product launch events in 12 mo, 2 the year before · 10 distinct product lines rank vs industry peers · Fliar Intelligence Index 53/100 | $49M | 21 mo ago | 204 | 2014 | Jamie Osborn CEO | WordPressApple iCloud MailMySQL+24 | — | — |
| 16 | Moula Online lending platform for unsecured business loans to SMBs | $45M | 78 mo ago | 64 | 2013 | — | WordPressMySQLPHP+29 | — | — |
| 17 | RDC Lending-as-a-service platform 40Global top 27%Talent top 35%Funding top 38%Market bottom 44% All 8 signals ▾Globaltop 27% Talenttop 35% Fundingtop 38% Marketbottom 44% Growthbottom 42% Techbottom 36% Fin. healthbottom 28% Newsbottom 24% Global: Serving 60+ countries worldwide · Investors from 1 country beyond Australia Talent: 3 named leaders on record rank vs industry peers · Fliar Intelligence Index 40/100 | $42M | 22 mo ago | 53 | 2016 | Ada Guan Co-Founder & CEO | — | — | — |
| 18 | Lumi Online marketplace for business loans 45Funding top 39%Tech top 42%Growth top 45%Talent bottom 49% All 6 signals ▾Fundingtop 39% Techtop 42% Growthtop 45% Talentbottom 49% Marketbottom 43% Globalbottom 36% Funding: Raised $39.5M across 5 rounds · 5 rounds over 8 yrs (0.6/yr) Tech: 40 technologies across 4/8 capability areas · Cloud: Amazon Cloudfront, Amazon Ses rank vs industry peers · Fliar Intelligence Index 45/100 | $40M | 35 mo ago | 94 | 2018 | Yanir Yakutiel Founder & CEO | Apple iCloud MailGoogle WorkspaceBootstrap+34 | — | 1 job opening |
| 19 | Lendi Online home loan platform | $38M | 89 mo ago | 650 | 2013 | — | PrismicGoogle Sign-inGoogle Maps+31 | — | — |
| 20 | Symple Online marketplace for consumer loans | $36M | 63 mo ago | 16 | 2018 | — | — | — | — |
| 21 | Afterpay Provider of buy now, pay later services with flexible options | $35M | 69 mo ago | — | 2014 | Nick Molnar Co-Founder & CEO | Builder.ioSentryZendesk+31 | 5 signals ▲150% IPO · Earnings · Lawsuit | 1 launch · 1 partnership |
| 22 | Enably Online unsecured personal loans | $31M | 114 mo ago | — | 2013 | Andrew Kirkwood CEO | — | — | — |
| 23 | iSelect Financial products aggregator | $30M | 183 mo ago | 300 | 1999 | — | WordPress Block EditorWordPressGetFeedback+38 | — | 5 job openings |
| 24 | CampaignAgent Platform for advertisement financing | $30M | 64 mo ago | 47 | 2016 | Shaun Moriarty Co-Founder & CEO | WordPressApple iCloud MailMicrosoft 365+39 | — | — |
| 25 | SocietyOne Online personal P2P unsecured loans | $30M | 138 mo ago | 77 | 2011 | Andy Taylor Co-Founder & Co-CEO | ContentfulSalesforceMUI+20 | — | — |
| 26 | PayRight Provider of buy now, pay later plans for retail purchases | $24M | 71 mo ago | 64 | 2016 | Myles Redward Co-Founder | Amazon WebstoreWordPressMySQL+38 | — | — |
| 27 | Bridgit Online platform for residential mortgage loans 50Tech top 24%Growth top 25%News top 26%Funding top 41% All 9 signals ▾Techtop 24% Growthtop 25% Newstop 26% Fundingtop 41% Moattop 48% Talentbottom 49% Productbottom 45% Globalbottom 37% Marketbottom 27% Tech: 49 technologies across 6/8 capability areas · Cloud: Amazon Web Services, Cloudflare rank vs industry peers · Fliar Intelligence Index 50/100 | $22M | 24 mo ago | 22 | 2021 | Nick Jacobs Co-Founder & Director | WebflowBootstrapGSAP+25 | 4 signals ▲300% Announcements · Leadership | 2 awards |
| 28 | Finder Online comparison platform for financial products | $22M | 54 mo ago | 480 | 2006 | Fred Schebesta Co-Founder | WordPressMySQLPHP+27 | — | — |
| 29 | Moneytech Payment services, trade finance & debtor finance online for SMEs in Australia | $20M | 54 mo ago | 98 | 2003 | Hugh Evans Founder & Managing Director | — | — | 1 launch · 1 award |
| 30 | Archery Capital Short-term business loans provider | $20M | 122 mo ago | — | 2016 | Prini Acharrie Founder & CEO | — | — | — |
| 31 | Valiant Aggregator of business loans | $17M | 79 mo ago | 163 | 2015 | Alex Molloy Co-Founder | — | 8 signals ▲100% IPO · Earnings · Buyback | — |
| 32 | Banjo Online business loans | $16M | 106 mo ago | 43 | 2014 | — | — | — | 1 award |
| 33 | WLTH Online platform for residential and commercial mortgage loans 24Tech top 40%Growth top 45%Product bottom 48%Funding bottom 45% All 7 signals ▾Techtop 40% Growthtop 45% Productbottom 48% Fundingbottom 45% Newsbottom 27% Marketbottom 25% Globalbottom 25% Tech: 34 technologies across 4/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 rank vs industry peers · Fliar Intelligence Index 24/100 | $16M | 24 mo ago | 28 | 2017 | — | Apple iCloud MailGoogle WorkspaceZoho+31 | — | — |
| 34 | Zip 🦄 Provider of an online platform for point-of-sale financing | $15M | 61 mo ago | 612 612 → 1,031 (+68%) | 2013 | Larry Diamond Co-Founder & CEO | Cart FunctionalityApple iCloud MailGoogle Workspace+37 | 6 signals ▲100% Capital raise · Buyback · Earnings | — |
| 35 | Deferit Provider of app-based deferred bill payment solutions | $15M | 63 mo ago | 60 | 2018 | Jonty Hirsowitz Co-Founder & CEO | HugoSentryZendesk+23 | — | — |
| 36 | Butn Provider of embedded finance platform offering cashflow solutions for businesses | $12M | 37 mo ago | 15 | 2018 | Rael Ross Co-Founder | WebflowApple iCloud MailMicrosoft 365+18 | — | — |
| 37 | Finspo Provider of an app-based platform providing banking solutions and home loans to consumers | $12M | 37 mo ago | 37 | 2019 | Brad Gravell Co-Founder | TypeScriptGraphQLAnt Design+30 | — | 1 award |
| 38 | WeMoney Developer of financial management solutions for consumers 32Funding top 43%Tech top 43%Growth top 45%Moat top 48% All 9 signals ▾Fundingtop 43% Techtop 43% Growthtop 45% Moattop 48% Talentbottom 49% Productbottom 48% Globalbottom 45% Marketbottom 25% Newsbottom 18% Funding: Raised $12.0M across 4 rounds · 4 rounds over 6 yrs (0.7/yr) Tech: 33 technologies across 4/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 rank vs industry peers · Fliar Intelligence Index 32/100 | $12M | 13 mo ago | 19 | 2020 | Dan Jovevski Founder & CEO | WebflowApple iCloud MailGoogle Workspace+23 | — | 8 awards |
| 39 | Simpology Cloud-based loan software | $12M | 60 mo ago | 38 | 2006 | Kate Gubbins Founder & Chief Customer Officer | TypeScriptZone.jsAngular+8 | — | — |
| 40 | Edstart Online platform offering education loans for school students | $10M | 55 mo ago | 68 | 2016 | — | Reactstyled-componentsNginx+17 | — | 2 partnerships |
| 41 | Wagepay Provider of cloud-based employee-on-demand pay solutions for enterprises | $10M | 43 mo ago | 1 | 2020 | — | WordPressMySQLPHP+21 | — | — |
| 42 | Future Rent Provider of lending platform to access home rental loans for landlords 14Tech top 44%Funding top 46%Global bottom 36%Growth bottom 35% All 5 signals ▾Techtop 44% Fundingtop 46% Globalbottom 36% Growthbottom 35% Marketbottom 20% Tech: 33 technologies across 5/8 capability areas · Cloud: Cloudflare Funding: Raised $9.0M across 2 rounds · 2 rounds over 4 yrs (0.5/yr) rank vs industry peers · Fliar Intelligence Index 14/100 | $9M | 29 mo ago | 9 | 2016 | — | WebflowGoogle MapsChart.js+27 | — | 1 launch |
| 43 | Driva Online lending marketplace for auto financing | $9M | 50 mo ago | 56 | 2019 | — | Google MapsBootstrapAmazon Web Services+18 | — | — |
| 44 | Slice Provider of payment management solutions for travel services 42Innovation top 32%Talent top 38%Funding top 45%Growth top 45% All 9 signals ▾Innovationtop 32% Talenttop 38% Fundingtop 45% Growthtop 45% Producttop 45% Newsbottom 49% Techbottom 44% Globalbottom 36% Marketbottom 25% Innovation: 4 new-product events in 24 mo Talent: 2 named leaders on record · 2 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 42/100 | $8M | 22 mo ago | — | 2018 | Farouk Ismail Co-Founder & CEO | Webflowanime.jsThree.js+17 | 5 signals ▼83% Leadership · New product · Capital raise | 1 job opening |
| 45 | Grapple Online marketplace for business loans | $6M | 41 mo ago | 13 | 2018 | — | SentryNode.jsNextAuth.js+19 | — | — |
| 46 | Earlypay Exchange Provider of early payment solutions for construction subcontractors 22Talent top 38%Funding bottom 49%Global bottom 38%Market bottom 32% All 4 signals ▾Talenttop 38% Fundingbottom 49% Globalbottom 38% Marketbottom 32% Talent: 2 named leaders on record · 2 C-suite/founder profiles curated Funding: Raised $6.0M across 2 rounds · 2 rounds over 9 yrs (0.2/yr) rank vs industry peers · Fliar Intelligence Index 22/100 | $6M | 4 mo ago | 32 | 2010 | Piers Symons Chief Operating Officer & Co-founder | — | — | 2 job openings |
| 47 | Timelio Online platform for invoice financing | $6M | 56 mo ago | 18 | 2014 | Andrew Petris Co-Founder | — | — | — |
| 48 | Sherlok Provider of automated mortgage rate tracking and repricing solutions | $3M | 35 mo ago | 19 | 2021 | Adam Grocke Founder & CEO | WordPressZohoMySQL+22 | — | — |
| 49 | Kashcade Provider of R&D loans against future tax incentive refunds | $2M | 25 mo ago | — | 2022 | Alex Simmons Co-Founder & CEO | Webflow EcommerceWebflowAmazon Web Services+17 | — | 2 awards |
| 50 | Upworth Online lending marketplace offering mortgage loans | $650K | 31 mo ago | — | 2023 | Carlos Ríos Co-Founder & CTO | — | — | — |
Top 12 Alternative Lending companies in Australia
#1
Series C · Sydney, New South Wales · founded 2015 · 125 employees$206.5Mraised▾
Series C · Sydney, New South Wales · founded 2015 · 125 employees
Brighte provides payment facility solutions in the solar financing segment. It works on credit analysis and customer payables which follow solar financing and provides consumers with affordable payment plans to pay for solar and smart home technology with 'zero interest'. It provides zero-interest loans and variable repayment terms to customers for buying a product from one of the empanelled vendors by granting instant loan decisions. Its marketplace includes solar systems, flooring, roofing, pool heating system, guttering, etc.
Fliar Intelligence Index™ 67how this company ranks against its industry peers
Tech
top 16%Funding
top 26%Moat
top 28%Growth
top 35%Product
top 35%Market
top 46%Tech: 49 technologies across 7/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 · Devops: Envoy
Funding: Raised $207M across 8 rounds · 8 rounds over 10 yrs (0.8/yr) · Last round Grant (prize money) (Nov 2025)
Moat: Editorial + unicorn rating 8/10 · Soonicorn · 5 curated direct competitors tracked
Audience (LinkedIn): 16k LinkedIn followers — 2.8% of this cohort's audience
Activity (LinkedIn): 1 partnerships · 3 awards (incl. ACT Government, Tasmanian Government, Clean Energy Finance Corporation, Australian Renewable Energy Agency (ARENA) and Commonwealth Bank) announced in 12 mo
Funding rounds
- Nov 2025Grant (prize money)$26M
- Dec 2020Series C$100M
- Oct 2019Series B$10.6M
- Jul 2019Conventional Debt$130M
Founders & team
Investors
AirTree, Skip Capital, Qualgro, Grok Ventures, National Australia Bank, CEFC
Tech stack
Amazon CloudfrontAmazon S3Amazon Web ServicesAmplitudeApolloApple Icloud Mail
#2
Funding Raised · Sydney, New South Wales · founded 2021$100Mraised▾
Funding Raised · Sydney, New South Wales · founded 2021
A financial services provider offering mortgage financing solutions. It is a company offering home loan solution that eliminates monthly payments. The company's loan product utilizes first and second mortgages to unlock equity in residential real estate, empowering homeowners to achieve their financial goals.
Fliar Intelligence Index™ 60how this company ranks against its industry peers
Talent
top 28%Funding
top 32%Growth
top 45%Tech
top 48%Global
bottom 48%Talent: 3 named leaders on record · 3 C-suite/founder profiles curated
Funding: Raised $100M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) · Last round Conventional Debt (Dec 2025)
Growth: Web rank 10,000,000 → 50,000,000 YoY · Fresh capital in last 24 mo
Audience (LinkedIn): 1k LinkedIn followers
Funding rounds
- Dec 2025Conventional Debt$100M
Founders & team
Investors
Insight Investment
Tech stack
CalendlyCdnjsCloudflareCloudflare Bot ManagementCore-JsCrazy Egg
#3
Series A · Sydney, New South Wales · founded 2010 · 32 employees$6Mraised▾
Series A · Sydney, New South Wales · founded 2010 · 32 employees
Provider of early payment solutions for construction subcontractors. It facilitates early payments to subcontractors, improving their cash flow. The platform matches subcontractor discount offers with general contractor excess working capital, generating cost savings. This dynamic discounting program is designed to scale for large construction companies, offering flexible, on-demand payment options. The service aims to improve return on cash for general contractors and enhance financial flexibility for subcontractors.
Fliar Intelligence Index™ 22how this company ranks against its industry peers
Talent
top 38%Funding
bottom 49%Global
bottom 38%Market
bottom 32%Talent: 2 named leaders on record · 2 C-suite/founder profiles curated
Funding: Raised $6.0M across 2 rounds · 2 rounds over 9 yrs (0.2/yr) · Last round Series A (Feb 2026)
Global: Investors from 3 countries beyond Australia
Audience (LinkedIn): 5k LinkedIn followers
Hiring (LinkedIn): 2 hiring posts in 12 mo (public) · momentum +2 · hiring: Senior Integration Engineer, Integration Product Manager
Funding rounds
- Feb 2026Series A$4.1M
- May 2019Series A$6M
- Sep 2017Seed—
Founders & team
Investors
Lion, Shearwater Capital, Slingshot, Foundamental
#4
Series A · Australia · founded 2020 · 19 employees$12Mraised▾
Series A · Australia · founded 2020 · 19 employees
Developer of financial management solutions for consumers. It provides users with a solution for monitoring income and spending, expense tracking, savings management, credit score monitoring, credit reporting, bill payments, and more. Its application is available across Android and IOS devices.
Fliar Intelligence Index™ 32how this company ranks against its industry peers
Funding
top 43%Tech
top 43%Growth
top 45%Moat
top 48%Talent
bottom 49%Product
bottom 48%Funding: Raised $12.0M across 4 rounds · 4 rounds over 6 yrs (0.7/yr) · Last round Series A (Apr 2025)
Tech: 33 technologies across 4/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 · Security: Hsts, Http/3
Growth: App-install growth +27% YoY · Fresh capital in last 24 mo
Audience (LinkedIn): 14k LinkedIn followers — 2.4% of this cohort's audience
Activity (LinkedIn): 8 awards announced in 12 mo
Funding rounds
- Apr 2025Series A$7.7M
- May 2024Series A$3M
- Jul 2022Series A$7M
- Sep 2020Seed$2M
Founders & team
Investors
BetterLabs, Full Circle, Dream Ventures, Lance East Office, Dorado Capital, Eastcourt
Tech stack
Amazon CloudfrontAmazon S3Amazon Web ServicesAmplitudeApple Icloud MailApple Sign-In
#5
Series D · Sydney, New South Wales · founded 2014 · 204 employees$49.1Mraised▾
Series D · Sydney, New South Wales · founded 2014 · 204 employees
Provider of an online platform for business loans. It offers multiple business loan products including term loans, equipment financing, auto financing, and without finance. It is a provider of credit and payment solutions offering platform that assist businesses in trading, paying, and accessing funds. The services include online banking, equipment payment options, trade credit platforms, and business overdrafts to assists with cash flow management and asset finance solution. It serves multiple industries including hospitality, food services, and franchise.
Fliar Intelligence Index™ 53how this company ranks against its industry peers
Funding
top 31%Product
top 34%Innovation
top 41%Tech
top 43%Partners
top 45%Market
top 49%Funding: Raised $49.1M across 3 rounds · 3 rounds over 6 yrs (0.5/yr) · Last round Series D (Aug 2024)
Product: 0 product launch events in 12 mo, 2 the year before · 10 distinct product lines · Company stage: Series D
Innovation: 2 new-product events in 24 mo · 10 product lines
Audience (LinkedIn): 27k LinkedIn followers — 4.6% of this cohort's audience
Funding rounds
- Aug 2024Series D$23.8M
- Feb 2023Series C$18.8M
- Mar 2020Series A$6.5M
Founders & team
Investors
Alto Partners, Peak XV Partners
Tech stack
AosApple Icloud MailAutomatic.CssAzureAzure Front DoorCivictheme
#6
Funding Raised · Sydney, New South Wales · founded 2015$285Mraised▾
Funding Raised · Sydney, New South Wales · founded 2015
Provider of business finance including asset, vehicle, equipment, and insurance funding. It offers specialized products designed to meet the needs of growing businesses. The company provides options to manage cash flow, purchase stock, or invest in business assets. It aims to deliver an easier, faster customer experience through digital platforms.
Fliar Intelligence Index™ 40how this company ranks against its industry peers
Funding
top 39%Tech
top 40%Growth
top 45%Talent
bottom 49%Global
bottom 36%Market
bottom 34%Funding: Raised $285M across 1 rounds · 1 rounds over 2 yrs (0.5/yr) · Last round Conventional Debt (Mar 2024)
Tech: 32 technologies across 5/8 capability areas · Cloud: Cloudflare · Observability: Microsoft Clarity
Funding rounds
- Mar 2024Conventional Debt$188.9M
Founders & team
Investors
Uni-Innovation Group
Tech stack
AngularApple Icloud MailCloudflareCloudflare Bot ManagementCore-JsFacebook Pixel
#7
Series B · North Sydney, New South Wales · founded 2016 · 53 employees$41.5Mraised▾
Series B · North Sydney, New South Wales · founded 2016 · 53 employees
Developer of AI decision-making platform designed to power innovation, growth, efficiency, and uplifted experiences across the credit lifecycle. The company's platform generates advanced credit predictions and projections businesses by leveraging transaction data and algorithms, enabling users to have end-to-end visibility of the data and decision logic through self-describing decisions.
Fliar Intelligence Index™ 40how this company ranks against its industry peers
Global
top 27%Talent
top 35%Funding
top 38%Market
bottom 44%Growth
bottom 42%Tech
bottom 36%Global: Serving 60+ countries worldwide · Investors from 1 country beyond Australia
Talent: 3 named leaders on record
Funding: Raised $41.5M · 3 rounds over 6 yrs (0.5/yr) · Last round round (Aug 2024)
Founders & team
Investors
Acorn Capital, Westpac, nCino, BMY Group, Octava
Tech stack
WordpressMysqlPhpDiviYoast SeoExactmetrics
#8
Seed · Pyrmont, New South Wales · founded 2018$7.5Mraised▾
Seed · Pyrmont, New South Wales · founded 2018
Provider of payment management solutions for travel services. It provides users with a platform that offers features that includes payment management, digital marketing, web development, engine optimization, social media marketing, e-commerce solutions to enable online sales and transactions.
Fliar Intelligence Index™ 42how this company ranks against its industry peers
Innovation
top 32%Talent
top 38%Funding
top 45%Growth
top 45%Product
top 45%News
bottom 49%Innovation: 4 new-product events in 24 mo
Talent: 2 named leaders on record · 2 C-suite/founder profiles curated · 3 leadership moves in 12 mo
Funding: Raised $7.5M across 2 rounds · 2 rounds over 2 yrs (1.0/yr) · Last round Seed (Aug 2024)
Audience (LinkedIn): 3k LinkedIn followers
Hiring (LinkedIn): 1 hiring post in 12 mo (public) · hiring: Growth Marketing Coordinator
Funding rounds
- Aug 2024Conventional Debt$10M
- Aug 2024Seed$7.5M
Founders & team
Investors
Roadnight Capital, Peak XV Partners
Tech stack
Anime.JsCdnjsCloudflareGoogle AnalyticsGoogle Font ApiGoogle Hosted Libraries
#9
Series A · Melbourne, Victoria · founded 2016 · 54 employees$119.7Mraised▾
Series A · Melbourne, Victoria · founded 2016 · 54 employees
Provider of credit line for businesses
Fliar Intelligence Index™ 37how this company ranks against its industry peers
Funding
top 36%Growth
top 45%Tech
bottom 45%Global
bottom 38%Market
bottom 31%News
bottom 22%Funding: Raised $120M across 2 rounds · 2 rounds over 7 yrs (0.3/yr) · Last round Conventional Debt (Jul 2023)
Tech: 16 technologies across 4/8 capability areas · Cloud: Amazon Web Services, Cloudflare · Security: Cloudflare Bot Management, Hsts
Funding rounds
- Jul 2023Conventional Debt$451M
- Feb 2019Series A$119.7M
- Feb 2019Conventional Debt—
Investors
SIX, Berliner Volksbank Ventures, UBS, Redstone, Ruvercap, Barclays
Tech stack
Amazon Web ServicesGatsbyGoogle Tag ManagerGoogle WorkspaceHstsHubspot
#10
Acquired · Melbourne, Victoria · founded 2014 · 7 employees$60Mraised▾
Acquired · Melbourne, Victoria · founded 2014 · 7 employees
MoneyPlace is an online P2P marketplace and will provide consumer loans of between $5000 and $35,000 on three-year fixed terms. Currently it has a credit license, enabling it to lend to borrowers, and is awaiting financial services license, which will enable the company to receive money from investors.
Fliar Intelligence Index™ 42how this company ranks against its industry peers
Talent
top 28%Growth
top 30%Tech
top 43%Funding
top 44%Global
bottom 36%Market
bottom 21%Talent: Analyst team rating 4/5
Growth: Web rank 5,000,000 → 1,000,000 YoY
Tech: 23 technologies across 6/8 capability areas · Cloud: Azure · Devops: Nginx
Audience (LinkedIn): 3k LinkedIn followers
Activity (LinkedIn): 1 awards announced in 12 mo
Funding rounds
- Dec 2023Series B—
- Dec 2015Series A$60M
Investors
Auswide Bank, SKB Kontur, Stone & Chalk
Tech stack
Apple Icloud MailAzureBootstrapBrightedgeFullstoryGoogle Analytics
#11
Series A · Surry Hills, New South Wales · founded 2021 · 22 employees$22.3Mraised▾
Series A · Surry Hills, New South Wales · founded 2021 · 22 employees
Online platform for residential mortgage loans. It enables users to obtain bridge loans for property swaps. Users can purchase new residential property before selling the existing homes. Once the new property is bought and the existing property is sold, the repayment can be done to the platform.
Fliar Intelligence Index™ 50how this company ranks against its industry peers
Tech
top 24%Growth
top 25%News
top 26%Funding
top 41%Moat
top 48%Talent
bottom 49%Tech: 49 technologies across 6/8 capability areas · Cloud: Amazon Web Services, Cloudflare · Devops: Varnish
News: 4 BI events in 12 mo (of 34 tracked, 6 types) · +300% YoY · Top themes: Announcements, Leadership
Audience (LinkedIn): 9k LinkedIn followers
Activity (LinkedIn): 2 awards announced in 12 mo
Funding rounds
- Jun 2024Series A$14.6M
- Mar 2022Series A$7.7M
Founders & team
Investors
OIF Ventures, Perennial, Partners For Growth
Tech stack
Amazon Web ServicesAnimate.CssBootstrapCloudflareCloudflare Bot ManagementCore-Js
#12
Series C · Melbourne, Victoria · founded 2014$60.3Mraised▾
Series C · Melbourne, Victoria · founded 2014
Incredo provides lenders a tool which delivers a secure way to retrieve and assess the customer’s bank statements and overview of their customer’s financial position. It automates the processes for assessing a credit applicants financial position. The borrower's bank account data is retrieved and converted into a customised report that breaks down critical information, relevant to the credit product, into categories. It allows Credit Provider’s to set their high-level lending criteria into its analytical engine which allows for customised and tailored reporting.
Fliar Intelligence Index™ 35how this company ranks against its industry peers
Talent
top 28%Funding
top 33%Growth
top 45%Tech
bottom 42%Global
bottom 38%Market
bottom 25%Talent: 3 named leaders on record · 3 C-suite/founder profiles curated
Funding: Raised $60.3M across 7 rounds · 7 rounds over 10 yrs (0.7/yr) · Last round Series C (May 2023)
Funding rounds
- May 2023Series C$30M
- Jun 2019Series B$22M
- Mar 2019Grant (prize money)$56.7K
- Oct 2018Grant (prize money)$19.2K
Founders & team
Investors
EIC Fund, Pitango, Food Lab Capital, Gil Horsky, BlueRed Partners, Sudzucker
Tech stack
CloudflareCloudflare TurnstileGoogle AnalyticsHstsHttp/3Jquery
Funding & investor landscape
$2.6Btotal disclosed funding
83companies funded
184disclosed rounds
0rounds last 90 days
Most active investors
Notable founders
Katherine Mcconnell
Founder & CEO · Brighte
Richard Young
Founder · Midkey
Christian Drysdale
Founder / Strategy / Data Analytics · Midkey
Piers Symons
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Guy Saxelby
CEO & Co-founder · Earlypay Exchange
Dan Jovevski
Founder & CEO · WeMoney
Jamie Osborn
CEO · Shift
David Verschoor
Chief Executive Officer · Dynamoney
Ada Guan
Co-Founder & CEO · RDC
Gordon Stuart Campbell
Co-Founder · RDC
Farouk Ismail
Co-Founder & CEO · Slice
Yannick D
Co-Founder · Slice
Prism market signals · Australia · country-scoped Prism corpus, 2,972,269 docs
Market landscape — 10 sub-themes by coverage
Share of Alternative Lending coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
Common questions
How many Alternative Lending companies are there in Australia?
Radar tracks 295 indexable Alternative Lending companies headquartered in Australia that meet our profile-completeness bar.
What is the total funding raised by Alternative Lending companies in Australia?
The Alternative Lending companies in Australia on this list have raised a combined $2.6B in disclosed equity funding across 83 funded companies.
Which is the highest-funded Alternative Lending company in Australia?
Dynamoney is the highest-funded Alternative Lending company in Australia, with $285M in disclosed equity funding.
How many Alternative Lending companies in Australia are funded?
83 of the 295 Alternative Lending companies in Australia on this list have disclosed at least one equity funding round.
How many Alternative Lending unicorns are there in Australia?
1 Alternative Lending company in Australia on this list is valued at $1B or more.
Who are the top investors in Australia Alternative Lending companies?
The most active investors in Australia Alternative Lending companies on this list include Partners For Growth, Stone & Chalk, Artiel Ventures, Investible, National Australia Bank.
Riya SenguptaFinancials
Riya reads income statements for fun. She covers the real money in a sector — revenue, growth, who actually earns — and never met a vague claim she didn't want a number for.