Best Alternative Lending Companies in Pennsylvania, United States

Online marketplace for home renovation loans. It enables users to obtain loans for renovating residential real estate properties. It offers loans with customized terms, amounts, and repayment options. It provides loans for owned home renovations and renovations for properties that are about to be purchased.

Funding rounds

• Mar 2026Series B$22M
• Dec 2024Series A$12.3M
• Apr 2022Series A$14M
• Jun 2020Series A$6.4M

Founders & team

Justin GoldmanCo-Founder & CEOLee MillerCo-FounderRobert SheddCo-Founder & CTO

Investors

Nyca Partners, CMFG Ventures, Canaan, Comcast Ventures, First Round Capital, Fifth Wall

Tech stack

AccessibeAlgoliaAmazon S3Amazon Web ServicesApolloCdnjs

Embedded lending platform powering financial institutions and merchants with tailored lending programs. It offers a comprehensive suite of solutions designed to facilitate embedded lending programs. The platform, MerchantLinQ, enables businesses to implement lending programs tailored to their specific needs, targeting various retail opportunities and sectors. It provides a configurable and customizable experience, allowing for brand strengthening through a seamless lending portal. The company focuses on collaborative partnerships, assisting clients in designing and optimizing lending programs. It benefits lenders by diversifying portfolios and reaching new customers, while merchants can enhance sales, service, and customer loyalty through better financing options. The platform supports elective medical, home improvement, HVAC, lawn and garden, pool and spa, recreational vehicle, and renewable energy lending. It is a technology-driven solution that connects lenders and merchants, creating a powerful ecosystem for embedded finance.

Funding rounds

• Jan 2026Series B$500K
• Jan 2024Series B$28M
• Nov 2018Series A$2.2M
• Jan 2017Seed$250K

Founders & team

Andrew TurnerCo-Founder & CEOCraig HaynesCo-Founder & President

Investors

Sageview Capital, Launchcu, TruMark Financial Credit Union, Ben Franklin Technology Partners, Monarch Global Strategies, IA Capital Group

Tech stack

Advanced Custom FieldsAnimate.CssBootstrapClickyCloudflareCloudflare Bot Management

Provider of an app-based platform for consumer debt management solutions. It provides cash advances for users before defaulting. It uses data and analytics to assess a borrower's financial health and offers debt repayment solutions. Its app is available for Android and iOS users.

Funding rounds

• Jan 2025Series B$33.8M
• Oct 2023Series A$10M
• Jun 2023Series A$4M
• Jun 2023Conventional Debt—

Founders & team

Ed HaryckiFounder & CEO

Investors

Tippet Venture Partners, Khosla Ventures, Gabriel Investments

Tech stack

Amazon CloudfrontAmazon Web ServicesAmplitudeBootstrapGoogle AnalyticsGoogle Tag Manager

Receivership managing assets and claims related to Par Funding case. This entity was established following a Securities and Exchange Commission complaint and court order. The receiver is responsible for managing the Receivership Entities, communicating with investors and creditors, and providing updates on the proceedings. The process includes establishing a proof of claim form, setting claims bar dates, and administering the determination of claims. The receiver also handles regulatory enforcement matters, fraud-related civil litigation, and internal investigations. The website serves as the primary communication channel for all interested parties, offering access to key court documents, reports, and frequently asked questions.

Funding rounds

• Feb 2019Conventional Debt$227.2M

Founders & team

Lisa McElhoneCEO & President

Tech stack

WordpressMysqlPhpHello ElementorWpformsElementor

Developer of a P2P lending platform. It offers a platform that connects lenders and building owners. It enables banks, credit unions, and CDFIs to offer financing solutions. It also offers financing options for building upgrades and new construction projects.

Funding rounds

• Jun 2025Seed$1.5M
• Feb 2023Convertible Debt$100K

Founders & team

Colin BishoppCEO

Funding Metrics is an analytics-based fintech Through the use of data analytics which provides a data model to itself and to its partners, delivering the knowledge required to advance working capital to qualified merchants. Funding Metrics looks at more than what is visible by analyzing the human element. Through the use of modeling and custom underwriting, Funding Metrics also incorporates forecasts of where the business will stand months from now. Funding Metrics owns two lending brands, Lendini and QuickFix Capital, both of which provide working capital financing to small sub-prime businesses.

Online platform for revenue-based financing. It offers loans to small businesses by obtaining a portion of the future revenue. Businesses must add the required details and apply for the loan. Once approved, the funds are transferred to the registered bank account. It features automated periodic repayments that are deducted from the business checking accounts.

Funding rounds

• Mar 2022Conventional Debt$30M

Founders & team

Bret DunlapFounderGlenn FormanChief Executive Officer

Investors

Bastion Consumer Funding

Tech stack

Amazon S3Amazon Web ServicesBackbone.JsCloudflareCloudflare Bot ManagementContact Form 7

Provider of commercial real estate loans for business and investment purposes. It offers financing solutions including SBA, conventional, and bridge loans. The company focuses on construction and improvement lending for various property types. It provides capital to business owners and property investors, offering flexible terms.

Provider of inventory-based financing solutions for e-commerce business. They help in providing inventory-specific capital solutions by buying inventory as required, optimizing their buying and selling strategies, tracking inventory every month and helping with lost inventory. The sellers are invoiced monthly based on shipments, as per the product sales.

Funding rounds

• Apr 2023Conventional Debt$4.5M

Founders & team

Paul VassilakosCo-FounderQuinn CosgraveCo-Founder

First Progress (a First Equity Corp entity) provides secured loans to those with poor/no credit history to establish/improve their credit history. Loans are provided in the form of 'secured' credit cards. First Progress provides MasterCard credit cards (issued by Synovus Bank, Columbus, Georgia) with a credit line based on a refundable security deposit instead of credit score. The card reports to all three major credit bureaus every month. First Progress secured cards are available to residents of all U.S. states except Arkansas, Iowa, New York, or Wisconsin. As on date, three variants of cards are on offer, with premium one having 11.99% Variable APR for Purchases, $44 Annual Fee, 18.99% Variable APR for Cash Advances and additional cash advance transaction fees.

Funding rounds

• Jan 2004Series A$6.7M
• Dec 2002Series A$2.9M

Founders & team

Tim ClarkeCEO

Investors

Navigation Capital Partners, Venture Capital Fund of New England, Woodbrook Capital

Tech stack

AngularjsAxiosBabelBootstrapCdnjsCloudflare

Provider of online platform connecting borrowers with lenders for financial services. The platform facilitates connections for various loan types, including payday, cash advance, installment, and personal loans. The application process involves submitting personal and financial details for review. If approved, borrowers receive loan offers outlining terms and conditions.

Funding rounds

• Jun 2015Post IPO$8.2M

Founders & team

William MarshCEO

Provider of home mortgage loan and refinancing services to individuals. The company offers resources, loan programs, and a blended rate calculator. It also provides learning series on debt consolidation and home selling secrets. The company connects individuals with loan officers for guidance through the lending process. It also offers resources such as mortgage guides and information on nontraditional lending.