Best Alternative Lending Companies in Philippines
The 46 best Alternative Lending companies in Philippines in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Mynt.
- Switzerland Alternative Lending Market Databook 2025-2029
Ranked: Best Alternative Lending companies in Philippines
| # | Company | Disclosed funding | Last round | Stage | Founder | Founded | Tech stack | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | Mynt 🦄 Digital wallet and lending platform for consumers & businesses | $475M | 57 mo ago | Series B | Jose Rubio Co-CEO & President | 2015 | TypeScriptEnvoyZone.js+17 | — |
| 2 | Salmon Developer of a platform offering business and consumer loans | $55M | 3 mo ago | Series B | George Chesakov Co-Founder & President | 2022 | SkolengoTurbopackEmotion+26 | — |
| 3 | First Circle Online platform for trade financing | $36M | 2 mo ago | Series B | — | 2016 | SentryZendeskApple iCloud Mail+18 | 1 partnership |
| 4 | Billease Online platform for point of sale financing | $16M | 23 mo ago | Series C | Huyen Nguyen Co-Founder & COO | 2017 | WordPress Block EditorWordPress Site EditorElementor+18 | 1 award |
| 5 | Advance Provider of salary advance solution for employees | $16M | 40 mo ago | Seed | Addi Guevara Co-Founder | 2019 | RubyRuby on Railsstyled-components+15 | — |
| 6 | SAVii Provider of Payday Loans | $15M | 63 mo ago | Acquired | Benoit Balloy Co-Founder and Chief Operating Officer | 2017 | WebflowApple iCloud MailGoogle Workspace+15 | 1 job opening |
| 7 | PawnHero Online platform for pawn loans | $10M | 107 mo ago | Series A | Nix Nolledo Co-Founder | 2014 | Node.jsFirebaseTailwind CSS+17 | — |
| 8 | Acudeen P2P marketplace for invoice discounting. | $6M | 110 mo ago | Series A | — | 2016 | — | — |
| 9 | ProCredit Provider of SME loans | $4M | 29 mo ago | Seed | Dwaipayan Mitra Co-Founder | 2023 | — | — |
| 10 | Pera247 Mobile app platform for short-term loans | $2M | 97 mo ago | Series A | Adrian Chng Co-Founder & Chairman | 2017 | — | — |
| 11 | LenderLink Provider of a credit data exchange platform for lenders | $1M | 17 mo ago | Seed | Christo Georgiev Co-Founder & CEO | 2024 | — | 1 launch · 1 partnership |
| 12 | AsiaKredit Mobile app-based consumer lending platform | $675K | 97 mo ago | Acquired | Krasnov Grygorii Co-Founder | 2016 | — | — |
| 13 | Tendopay App-based solution for point of sale financing | $150K | 74 mo ago | Acquired | Kacper Marcinkowski Co-Founder/CEO | 2018 | — | 1 award |
| 14 | Uwi Online lead generation platform for home loans | $125K | 50 mo ago | Seed | Joseph Tan Co-Founder & CEO | 2022 | — | — |
| 15 | Mynt 🦄 Provider of financial services, e-wallets, technology, and business solutions | — | 21 mo ago | Series B | Martha Sazon CEO | 2015 | WebflowAmazon Web ServicesTypekit+11 | — |
Top 12 Alternative Lending companies in Philippines
#1
Series B · Taguig, National Capital Region · founded 2022$55Mraised▾
Developer of a platform offering business and consumer loans
- Apr 2026Conventional Debt$40M
- Apr 2026Series B$60M
- Jun 2025Conventional Debt$60M
- Jun 2025Series A$28M
#2
Series B · Taguig, National Capital Region · founded 2016 · 106 employees$35.5Mraised▾
First Circle is an online platform for trade financing. It offers loans such as invoice financing, purchase order financing, and more. Borrowers can register via audited financial statements, proof of sales, bank statements along with invoices & purchase orders, and more. It purchases the invoice on the client's behalf. Funds are transferred to the registered bank account.
#3
Series C · Makati, National Capital Region · founded 2017$16Mraised▾
Online platform for point of sale financing. It enables users to purchase products and repay in monthly installments. The user must create an installment request and choose the order value, cash-out amount, and installment term length by adjusting on the website sliders. After providing the required documents, the approvals are provided and the amount will be credited to the wallet. The application is available on Android and iOS platforms.
#4
Mynt 🦄Series B · Cabanatuan City, Central Luzon · founded 2015$475Mraised▾
Digital wallet and lending platform for consumers & businesses
#5
Seed · Taguig, National Capital Region · founded 2024$1.2Mraised▾
Provider of a credit data exchange platform for lenders. This platform facilitates seamless access, connection, and synchronization of borrower credit data among online lenders, collection agencies, and credit bureaus via a single API. It offers monetary incentives for data sharing, ensuring data quality and access to loan records otherwise unavailable. The platform simplifies credit data exchange through a secure, consent-driven API network, enabling lenders to share and access critical borrower information while maintaining transparency and earning incentives. Features include a high hit rate, cost-effectiveness, a pay-per-hit model, multiple database lookups with a single API call, and daily data refresh. Participation modes cater to various needs, allowing access to extensive credit data for credit reporting, scoring, fraud prevention, account verification, user segmentation, and portfolio monitoring.
- Mar 2025Seed$1.2M
#6
Seed · Taguig, National Capital Region · founded 2019 · 50 employees$16Mraised▾
Provider of salary advance solution for employees. It provides users with payroll deduction loans and earned wage access as well as an instant pay facility to their customers. It also allows users to apply for salary advances with low interest and funds are credited to the payroll account.
#7
Seed · Makati, National Capital Region · founded 2023$4.1Mraised▾
Provider of SME loans
#8
Acquired · Makati, National Capital Region · founded 2017 · 313 employees$15Mraised▾
SAVii is an innovative platform that empowers HR leaders with 360-degree salary-linked wellness services that elevate team members personally and professionally. We are revolutionizing the employee wellness landscape to enhance the degree of employee engagement within enterprise companies across Asia.
- Apr 2021Conventional Debt$15M
#9
Series A · Taguig, National Capital Region · founded 2014 · 41 employees$9.7Mraised▾
Developer of an online banking platform designed to provide short-term loans to small business owners and unbanked people. The company's platform offers a convenient alternative to traditional brick-and-mortar pawnshops, enabling clients to get financial assistance without opening bank accounts.
#10
Series A · Makati, National Capital Region · founded 2016 · 12 employees$6.5Mraised▾
Acudeen provides a P2P marketplace for invoice discounting to businesses. It offers an online platform that bridges the sellers of the receivables to a network of funders who fund those receivables. It features assessment and evaluation for both sellers and payors via accessing the payor payment score and seller reputation score. It collects repayment for the seller on behalf of the funder either by a direct settlement agreement or through an auto-debit arrangement.
#11
Series A · Pasig, Metro Manila · founded 2017$2.5Mraised▾
Pera247 is a mobile app based platform for short-term small amount loans between PHP2500 to PHP15K for terms between 10 to 90 days. The application process is entirely online. Once approved, loans are instantly transferred once the agreement is signed. Charges a daily interest rate of 0.7%-0.8% and a one-time success fee of 5% of loan proceeds.
#12
Acquired · Pasig, Metro Manila · founded 2016 · 50 employees$675Kraised▾
AsiaKredit is a digital consumer lending platform focusing on the SEA region. Currently operates in the Philippines under Pera247 brand, with plans to enter other Southeast Asian markets. Uses digital footprint, predictive analytics, and machine learning to make fast and accurate credit assessments. Users need to apply through a mobile app and get an instant decision. Funds are disbursed within 24 hours. Loan amounts in Philippines range between P2,500 and P15,000.
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of Alternative Lending coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
Common questions
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.