Best FinTech Companies in Philippines
The 235 best FinTech companies in Philippines in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Voyager Innovations.
$1.9 billion in disclosed funding across 235 tracked companies tells you something real about where FinTech is headed in the Philippines. This directory ranks the best FinTech companies in the Philippines by disclosed equity funding and recent funding momentum, and the numbers behind the top names are worth sitting with. Voyager Innovations leads at $712M raised. Mynt follows at $475M. Maya has pulled in $80M. Three of these 235 companies have crossed unicorn status, which isn't a trivial count for a market still working through stringent and sometimes conflicting government regulations on digital financial services.
So what does the global picture add? The FinTech market sits at roughly $113.4B in 2025 and is forecast to reach $461.6B by 2034, compounding at 17.21% annually. The Philippines fits that arc. Hot themes here right now are next-gen banking platforms, cloud-based banking, and platform banking broadly, with coverage of new entrants rising fast. I'd point you especially to the mid-tier filers: Salmon ($55M), First Circle ($36M), and Billease ($16M) show that real capital is moving well below the unicorn line. Active backers include Kaya Founders, Beenext, and Kickstart Ventures. The funding stack here is deeper than it looks at first glance.
- Statista
Our analysis of 1,006 FinTech companies
$195.5b in tracked funding; 96% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best FinTech companies in Philippines
| # | Company | Disclosed funding | Last round | Stage | Employees | Founded | Founder | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | Voyager Innovations 🦄 Payment gateway solutions for businesses | $712M | 50 mo ago | Series F | 81 | 2013 | Orlando Vea Founder & CEO | — |
| 2 | Mynt 🦄 Digital wallet and lending platform for consumers & businesses | $475M | 55 mo ago | Series B | — | 2015 | Jose Rubio Co-CEO & President | — |
| 3 | GCash Provider of a platform for financial transactions and related services | $175M | 65 mo ago | Series D | 10,000 | 2015 | Ernest Cu CEO | — |
| 4 | Maya Online platform offering wallet, digital bank, crypto exchange, and more | $80M | 29 mo ago | Series C | 106 | 2013 | Mahmuda Mim Co-CEO | — |
| 5 | PDAX Online exchange platform for cryptocurrencies | $62M | 52 mo ago | Series B | 101 | 2017 | Nichel Gaba Co-Founder & CEO | 1 job opening |
| 6 | Salmon Developer of a platform offering business and consumer loans | $55M | 1 mo ago | Series B | — | 2022 | George Chesakov Co-Founder & President | — |
| 7 | UNO Digital Bank Digital banking platform offering users a unified interface to manage various financial needs | $48M | 27 mo ago | Series A | 101 | 2021 | Kalidas Ghose Co-Founder | 2 awards |
| 8 | PayMongo Payment acceptance solutions for businesses | $46M | 51 mo ago | Series B | 185 | 2019 | Jaime Hing Co-Founder | 1 expansion |
| 9 | Naga Excursions Social trading platform for cryptocurrency | $45M | 102 mo ago | Funding Raised | — | 2015 | Benjamin Bilski CEO | — |
| 10 | Coins.ph Digital wallet for Bitcoin assets | $40M | 49 mo ago | Acquired | 333 | 2014 | Wei Z CEO | 1 launch · 4 partnerships |
| 11 | First Circle Online platform for trade financing | $36M | 0 mo ago | Series B | 106 | 2016 | — | 1 partnership |
| 12 | Sprout Cloud-based platform for HRMS suite | $19M | 38 mo ago | Series B | 314 | 2015 | Alexandria Gentry Co-Founder | — |
| 13 | Billease Online platform for point of sale financing | $16M | 21 mo ago | Series C | — | 2017 | Huyen Nguyen Co-Founder & COO | 1 award |
| 14 | Advance Provider of salary advance solution for employees | $16M | 38 mo ago | Seed | 50 | 2019 | Addi Guevara Co-Founder | — |
| 15 | SAVii Provider of Payday Loans | $15M | 61 mo ago | Acquired | 313 | 2017 | Benoit Balloy Co-Founder and Chief Operating Officer | 1 job opening |
| 16 | XLD Finance Decentralized platform for financial services | $13M | 47 mo ago | Seed | 48 | 2018 | Ian Estrada Co-Founder & CEO | — |
| 17 | PawnHero Online platform for pawn loans | $10M | 105 mo ago | Series A | 41 | 2014 | Nix Nolledo Co-Founder | — |
| 18 | Hive Health Employee health benefits management tool | $7M | 22 mo ago | Seed | 9 | 2021 | Camille Ang Co-Founder & CEO | 1 partnership |
| 19 | Acudeen P2P marketplace for invoice discounting. | $6M | 108 mo ago | Series A | 12 | 2016 | — | — |
| 20 | Blockchainspace Provider of management tools for play-to-earn communities | $6M | 54 mo ago | Seed | 27 | 2018 | Xing Pengfei Co-Founder & CTO | — |
| 21 | Seedbox Provider of online investment platform for mutual funds, UITFs, and PERAs | $6M | 50 mo ago | Series A | 27 | 2016 | — | — |
| 22 | Astra Guild Ventures Decentralized autonomous organization focused on NFT games | $5M | 54 mo ago | Series A | 200 | 2021 | — | — |
| 23 | Lista App-based bookkeeping solutions for businesses | $5M | 47 mo ago | Series A | 41 | 2021 | Aaron Villegas Co-Founder & CEO | — |
| 24 | ProCredit Provider of SME loans | $4M | 27 mo ago | Seed | — | 2023 | Dwaipayan Mitra Co-Founder | — |
| 25 | Mundo Developer of blockchain-based MMORPG game | $3M | 51 mo ago | Deadpooled | — | 2021 | Joel Garcia CEO | — |
| 26 | Ownly Online marketplace for non-fungible tokens | $3M | 44 mo ago | Seed | — | 2020 | Ismael Jerusalem Founder & Ceo | — |
| 27 | Pera247 Mobile app platform for short-term loans | $2M | 95 mo ago | Series A | — | 2017 | Adrian Chng Co-Founder & Chairman | — |
| 28 | RuralNet Online insurance distribution platform for the insurance and financial sectors | $2M | 32 mo ago | Seed | — | — | Daniel Arcenas CEO | — |
| 29 | Qwikwire Global payment solutions for businesses | $2M | 66 mo ago | Series A | 51 | 2013 | — | — |
| 30 | SquidPay Online payments and remittance platform for businesses | $2M | 66 mo ago | Series A | 41 | 2020 | Marvin Dela Cruz CEO | — |
| 31 | SquidPay App-based platform for consumer payments | $2M | 66 mo ago | Deadpooled | — | 2020 | Marvin Dela Cruz Founder | — |
| 32 | NextPay Accounts payable, receivable management, and payment automation solutions for businesses | $2M | 58 mo ago | Seed | 77 | 2019 | Don Pansacola Co-Founder & CEO | — |
| 33 | Salarium Cloud-based platform for payroll management | $2M | 119 mo ago | Deadpooled | 100 | 2013 | — | — |
| 34 | Maria Health Online health insurance comparison platform provider | $2M | 55 mo ago | Series A | 17 | 2015 | Anna Yu Co-Founder | — |
| 35 | ztock Online investment platform focused on multiple markets | $2M | 41 mo ago | Seed | 2 | 2022 | Michael Bantigue Co-Founder & CEO | — |
| 36 | LenderLink Provider of a credit data exchange platform for lenders | $1M | 15 mo ago | Seed | — | 2024 | Christo Georgiev Co-Founder & CEO | 1 launch · 1 partnership |
| 37 | AsiaKredit Mobile app-based consumer lending platform | $675K | 95 mo ago | Acquired | 50 | 2016 | Krasnov Grygorii Co-Founder | — |
| 38 | JazzyPay Mobile payment gateway | $500K | 69 mo ago | Acquired | 8 | 2018 | — | — |
| 39 | Taxumo Web and mobile-based platform to calculate taxes and file taxes | $214K | 78 mo ago | Seed | 28 | 2016 | Ginger Arboleda Co-Founder & COO | 1 partnership |
| 40 | Paytaca Blockchain-based financial products | $189K | 40 mo ago | Seed | — | 2017 | — | 2 launchs |
| 41 | Tendopay App-based solution for point of sale financing | $150K | 72 mo ago | Acquired | 43 | 2018 | Kacper Marcinkowski Co-Founder/CEO | 1 award |
| 42 | Uwi Online lead generation platform for home loans | $125K | 48 mo ago | Seed | — | 2022 | Joseph Tan Co-Founder & CEO | — |
| 43 | Satoshi Citadel Industries Online crypto exchange platform | $100K | 120 mo ago | Seed | 11 | 2014 | Jardine Gerodias Co-founder and Chief Strategy Officer | — |
Top 12 FinTech companies in Philippines
#1
Series B · Taguig, National Capital Region · founded 2022$55Mraised▾
Developer of a platform offering business and consumer loans
- Apr 2026Conventional Debt$40M
- Apr 2026Series B$60M
- Jun 2025Conventional Debt$60M
- Jun 2025Series A$28M
#2
Series B · Taguig, National Capital Region · founded 2016 · 106 employees$35.5Mraised▾
First Circle is an online platform for trade financing. It offers loans such as invoice financing, purchase order financing, and more. Borrowers can register via audited financial statements, proof of sales, bank statements along with invoices & purchase orders, and more. It purchases the invoice on the client's behalf. Funds are transferred to the registered bank account.
#3
Series C · Makati, National Capital Region · founded 2017$16Mraised▾
Online platform for point of sale financing. It enables users to purchase products and repay in monthly installments. The user must create an installment request and choose the order value, cash-out amount, and installment term length by adjusting on the website sliders. After providing the required documents, the approvals are provided and the amount will be credited to the wallet. The application is available on Android and iOS platforms.
#4
Series F · Mandaluyong, National Capital Region · founded 2013 · 81 employees$712Mraised▾
Payment gateway solutions to businesses. Its platforms include a payment app for millennials, enables enterprises to accept cashless payments, remittance services, and more. It facilitates payments via bank transfers, wallets, and credit or debit cards.
#5
Series C · Mandaluyong, National Capital Region · founded 2013 · 106 employees$80Mraised▾
Online platform offering wallet, digital bank, crypto exchange, and more. The platform offers a mobile-based application that offers multiple crypto services including crypto exchange, crypto banking, gaming ecosystem, payment gateway solutions, cards, and more. The app can be downloaded on both Android and iOS devices.
- Jan 2024Series C$80M
#6
Mynt 🦄Series B · Cabanatuan City, Central Luzon · founded 2015$475Mraised▾
Digital wallet and lending platform for consumers & businesses
#7
Series A · Taguig, National Capital Region · founded 2021 · 101 employees$47.5Mraised▾
Digital banking platform offering users a unified interface to manage various financial needs. It provides users with a digital bank that offers a range of banking services and products to customers. It also provides users with a comprehensive and convenient banking solution for its customers, emphasizing accessibility, security, and financial growth opportunities.
#8
Seed · Philippines · founded 2021 · 9 employees$6.6Mraised▾
Employee health benefits management tool. The company has developed software that assists with health plans and management. The system enables employees to digitally access healthcare plans, teleconsultation, and other health management services.
- Jul 2024Seed$6.5M
- 2021Seed$125K
#9
Seed · Taguig, National Capital Region · founded 2024$1.2Mraised▾
Provider of a credit data exchange platform for lenders. This platform facilitates seamless access, connection, and synchronization of borrower credit data among online lenders, collection agencies, and credit bureaus via a single API. It offers monetary incentives for data sharing, ensuring data quality and access to loan records otherwise unavailable. The platform simplifies credit data exchange through a secure, consent-driven API network, enabling lenders to share and access critical borrower information while maintaining transparency and earning incentives. Features include a high hit rate, cost-effectiveness, a pay-per-hit model, multiple database lookups with a single API call, and daily data refresh. Participation modes cater to various needs, allowing access to extensive credit data for credit reporting, scoring, fraud prevention, account verification, user segmentation, and portfolio monitoring.
- Mar 2025Seed$1.2M
#10
Series D · Taguig, National Capital Region · founded 2015 · 10000 employees$175Mraised▾
Provider of a platform for financial transactions and related services. The platform facilitates sending and receiving money, bill payments, and online shopping. It also provides access to services such as loans, investments, and insurance. The platform aims to offer users a range of options for managing their finances.
#11
Series B · Makati, National Capital Region · founded 2017 · 101 employees$62.5Mraised▾
PDAX is an online exchange platform for cryptocurrencies. Allows users to buy, sell, and manage cryptocurrencies and utility tokens. Supports Bitcoin, Ethereum, Ripple, Bitcoin Cash, and Litecoin.
#12
Series B · Manila, Metro Manila · founded 2015 · 314 employees$18.5Mraised▾
Cloud-based platform for HRMS suite. The platform offers tools for managing onboarding, recruitment, payroll, training, employee, performance, and more. It allows users to manage attendance and time. It also enables employee engagement.
- Apr 2023Series B$10.9M
- Oct 2019Series A$6M
- 2017Seed$1.6M
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in the Philippines
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 45 Philippines-affiliated papers.
- Mindanao State University3
- University of Santo Tomas3
- Far Eastern University3
- Lyceum of the Philippines University3
- Cebu Technological University3
- Financial services2
- Key (lock)1
- Domain (mathematical analysis)1
- Credit card fraud1
- Big data1
- Financial services5
- Financial literacy4
- Financial inclusion3
- Payment3
- Islam2
- Financial inclusion7
- Financial services5
- Financial literacy4
- Investment (military)3
- Inclusion (mineral)3
Where fintech is researched across Philippines
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Common questions
Riya reads income statements for fun. She covers the real money in a sector — revenue, growth, who actually earns — and never met a vague claim she didn't want a number for.