111 indexable Alternative Lending companies headquartered in Sao Paulo, Brazil, ranked by total equity funding and recent funding momentum. Combined disclosed equity funding of $943.3M across 50 funded companies.
| # | Company | Funding | Valuation | Stage | Latest round | Employees | Founded | Momentum |
|---|---|---|---|---|---|---|---|---|
| 1 |
A55
Online platform for revenue-based financing |
$63M | — | Series B | Series B Mar 2026 | 72 | 2019 | ↑ Active |
| 2 |
Zippi
Provider of an online personal loans platform for drivers |
$16.1M | — | Series B | Series B Feb 2026 | 58 | 2019 | ↑ Active |
| 3 |
Solfácil
Online marketplace for residential solar financing |
$176.3M | — | Series C | Conventional Debt Feb 2025 | — | 2018 | ↑ Active |
| 4 |
Altis
Provider of embedded lending solutions for businesses |
$12.6M | — | Seed | Conventional Debt Dec 2025 | — | 2023 | ↑ Active |
| 5 |
Core AI
Provider of a platform for businesses to offer customized credit products |
$4.5M | — | Seed | Seed Mar 2026 | — | 2024 | ↑ Active |
| 6 |
CashU
Provider of a lending platform for point-of-sale financing |
$3.8M | — | Series A | Conventional Debt Jan 2026 | 21 | 2019 | ↑ Active |
| 7 |
Ume
Online platform for point of sale financing |
$15M | — | Series B | Series B Sep 2025 | 165 | 2017 | ↑ Active |
| 8 |
Agrolend
Agrolend: Financing Brazilian agribusiness with innovative credit solutions and strategic partnerships |
$96.2M | — | Series C | Series C Oct 2024 | 43 | 2020 | ↑ Active |
| 9 |
PRAVALER
Online lending platform for education loans |
$86.1M | — | Funding Raised | Conventional Debt Nov 2024 | 462 | 2001 | ↑ Active |
| 10 |
Gringo
Online platform for vehicle fines and taxes loans |
$85.5M | — | Acquired | Series C Sep 2024 | 218 | 2019 | ↑ Active |
| 11 |
Educbank
Online lending platform for educational institutions |
$37.1M | — | Series A | Conventional Debt Nov 2024 | 78 | 2020 | ↑ Active |
| 12 |
Sol Agora
A platform providing solar energy financing solutions |
$20M | — | Series B | Series B Dec 2024 | — | 2022 | ↑ Active |
| 13 |
Credituz
Provider of a credit management platform for the real estate sector |
$5M | — | Seed | Angel May 2025 | — | 2023 | ↑ Active |
| 14 |
FlowCredi
Provider of secured loans using real estate and vehicle collateral |
$643.4K | — | Seed | Seed Dec 2025 | — | 2023 | ↑ Active |
| 15 |
Monkey Exchange
Online marketplace for invoice receivables |
$19.9M | — | Series B | Series B Jul 2024 | 347 | 2016 | ↑ Active |
| 16 |
Divibank
Online platform for revenue-based financing |
$3.6M | — | Series A | Series A Apr 2025 | 46 | 2020 | ↑ Active |
| 17 |
HiSofi
Online platform for debt negotiations and settlement |
$98.2K | — | Seed | Seed Apr 2026 | 34 | 2020 | ↑ Active |
| 18 |
Dinie
Online marketplace for business credit lines |
$3.8M | — | Seed | Seed Feb 2025 | 17 | 2018 | ↑ Active |
| 19 |
FinanZero
Provider of an aggregator platform of loans |
$32.5M | — | Series B | Series B Mar 2024 | 70 | 2015 | — |
| 20 |
Koin
Provider of purchase financing solutions |
$11.8M | — | Acquired | Series B Mar 2024 | 200 | 2014 | — |
| 21 |
Agro
Platform offering credit for farmers |
$6.5M | — | Series A | Series A Jan 2024 | 46 | 2015 | — |
| 22 |
Tino
Account receivable solutions for businesses |
$40.5M | — | Series A | Series A Nov 2021 | 120 | 2020 | — |
| 23 |
WEEL
Invoice factoring solution |
$63.1M | — | Acquired | Series B Feb 2020 | 76 | 2014 | — |
| 24 |
EmpreX
Online marketplace offering personal loan refinancing |
$2.2M | — | Seed | Conventional Debt Apr 2024 | 17 | 2021 | — |
| 25 |
Paketa
Online marketplace for payroll loans |
$8.4M | — | Series A | Series A Jan 2023 | 68 | 2018 | — |
| 26 |
AutoBanking
Provider of automotive financing solutions to consumers |
$356K | — | Seed | Angel Sep 2024 | — | 2015 | ↑ Active |
| 27 |
Juvo Credito
Provider of personal credit loan services |
$7.7M | — | Series A | Series A Jan 2023 | — | 2022 | — |
| 28 |
PayHop
Platform offering financing solution for retail merchants |
$2.2M | — | Seed | Seed Jan 2024 | — | 2020 | — |
| 29 |
Pontte
Online platform for property-backed loans |
$29.3M | — | Series B | Series B Aug 2020 | — | 2018 | — |
| 30 |
Bom Pra Credito
Online marketplace for consumer loans |
$29.5M | — | Acquired | Series A Sep 2019 | 78 | 2013 | — |
| 31 |
Scalable
Online marketplace offering loans for SaaS businesses and also allowing lenders to lend |
$3.9M | — | Funding Raised | Conventional Debt Apr 2023 | 6 | 2022 | — |
| 32 |
REBEL
Online lending platform for consumer loans |
$14.1M | — | Series B | Series B Dec 2019 | 15 | 2017 | — |
| 33 |
TuTu Digital
Online P2P lending platform |
$3.8M | — | Seed | Seed Oct 2022 | — | 2017 | — |
| 34 |
Openbox
Provider of an AI-based marketplace for connecting banks and businesses |
$3.8M | — | Series A | Series A Oct 2022 | 5 | 2019 | — |
| 35 |
BLU365
Provider of a debt settlement platform |
$9.2M | — | Seed | Seed Feb 2021 | 41 | 2014 | — |
| 36 |
Supersim
Provider of online personal microloans |
$5M | — | Series A | Series A Jan 2022 | 196 | 2019 | — |
| 37 |
Agroforte
Provider of an online personal credit line platform for farmers |
$2.3M | — | Seed | Seed Oct 2022 | 30 | 2019 | — |
| 38 |
Payssego
Online lending platform offering an on-demand salary |
$294.9K | — | Seed | Seed May 2024 | — | 2023 | — |
| 39 |
Quasar Flash
Dynamic discounting receivables solutions for businesses |
$4.6M | — | Series A | Series A Sep 2020 | — | 2017 | — |
| 40 |
QueroQuitar
Online platform for debt settlement |
$2.6M | — | Seed | Seed Dec 2021 | 64 | 2013 | — |
| 41 |
Finplace
Online lending marketplace offering business loans |
$284.9K | — | Seed | Seed Feb 2024 | 31 | 2020 | — |
| 42 |
Money Money Invest
App-based lending platform for working capital loans |
$1.4M | — | Acquired | Seed Mar 2022 | 38 | 2019 | — |
| 43 |
Adianta
Online invoice factoring platform |
$2.2M | — | Acquired | Series A Feb 2019 | 18 | 2016 | — |
| 44 |
Zen Finance
White-label solution enabling online stores to offer line of credit |
$1.8M | — | Deadpooled | Seed Apr 2019 | — | 2018 | — |
| 45 |
Click Cash
App-based lending solution for personal loans |
$1.3M | — | Deadpooled | Seed Feb 2020 | 13 | 2019 | — |
| 46 |
Creditoo
Online marketplace for payday loans |
$1.2M | — | Acquired | Seed Dec 2018 | 60 | 2016 | — |
| 47 |
Noverde
Mobile-app based installment loans |
$1.2M | — | Acquired | Seed Nov 2017 | 79 | 2016 | — |
| 48 |
Axxes Saúde
Financial solutions for healthcare sectors |
$283.8K | — | Seed | Seed Nov 2021 | 5 | 2020 | — |
| 49 |
Nexoos
P2P lending platform for SME loans |
$518.6K | — | Seed | Seed Jul 2018 | 72 | 2014 | — |
| 50 |
Intoo
Lending platform for Small Businesses |
$126.2K | — | Seed | Seed Apr 2015 | — | 2013 | — |
Online platform for revenue-based financing. It offers financing for SaaS and e-commerce businesses. The businesses can integrate the bank accounts and ad accounts into the system, and the loan amount is based on the analysis performed on the given documents. once approved and signed the funds are directly transferred to the registered bank account.
Provider of an online personal loans platform for drivers. It provides users with a platform where users can apply for loans by submitting an online application. The platform serves Uber, 99, and Cabify application drivers. Loan repayments are made weekly via bank slips.
Online marketplace for residential solar financing. It connects consumers with multiple investors and installers of solar energy. Users can define the photovoltaic solar project on the basis of requirements and pay the monthly installments.
Provider of embedded lending solutions for businesses. The platform provides the integration of lending services directly into a business's operations, allowing them to offer personalized credit options to their customers. The service includes origination, fraud prevention, and customer identification processes, as well as banking infrastructure and asset management. It enables businesses to expand revenue streams, i
Provider of a platform for businesses to offer customized credit products. The platform enables integration of financial products through an application programming interface. It focuses on funding, risk management, and infrastructure. The platform offers credit infrastructure, data platform, risk engine, and embedded funding solutions.
Provider of a lending platform for point-of-sale financing. It provides users with a lending platform which offers personal credit lines on their own balance sheet, whereby a credit limit is assigned and interest is charged only on the used limit. It also provides users with credit analysis, cash flow management, and credit limit management.
Online platform for point of sale financing. It enables users to purchase products and pay in monthly installments within the merchant network. It also provides a merchant portal that allows merchants to register and offer a point of sale financing to the end customers. The application is available on the Android platform.
Agrolend: Financing Brazilian agribusiness with innovative credit solutions and strategic partnerships. The company provides financial solutions to the Brazilian agribusiness sector, offering customized credit and fostering sustainable development. It focuses on delivering agile and innovative financial services to a diverse range of clients, including distributors, industries, cooperatives, and mills. The firm struc
Pravaler provides an online lending platform for education loans. It provides education loans for domestic and international universities. It also provides scholarship programs to reduce tuition loans. Students can apply loans for courses such as Bachelor's programs, Master's programs, non-technical courses, and more.
Online platform for vehicle fine and tax loans. It offers a solution that enables drivers to obtain financing for vehicles fines. It enables users to split fines into monthly payments. It features vehicle monitoring, real-time alerts on repayments, fines, and scores.
Online lending platform for educational institutions. It offers financing solutions to schools by using the tuition fee receipts as a guarantee. The funds can be used for expansion, renovations, and investments.
A platform providing solar energy financing solutions. It finances solar energy projects and promotes the adoption of renewable energy sources. The platform offers a range of products and services for the development of solar energy projects, including financing options and project development services.
Canary
Monashees
Spectra Investments
Valor Capital Group
Apoema Hub
DOMO
Distrito
Global Founders Capital
Itau BBA
SRM Ventures
Village Capital
Accion
Rankings are computed by Radar (Fliar BI) from the Radar company master and are updated periodically. Funding and momentum scores use disclosed equity-funding data only. Figures may lag private rounds. Last updated 2026-06-21.
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