Alternative Lending · Singapore, India

Best Alternative Lending Companies in Singapore

Updated 2026-06-19 · Ranked by funding & momentum

165 indexable Alternative Lending companies headquartered in Singapore, ranked by total equity funding and recent funding momentum. Combined disclosed equity funding of $2.3B across 57 funded companies, including 1 unicorn.

165
Companies
$2.3B
Total Funding
57
Funded
1
Unicorns
0
Rounds (90d)

Ranked: Best Alternative Lending companies in Singapore

#CompanyFundingValuationStage Latest roundEmployeesFoundedMomentum
1 Atome Unicorn
Online marketplace offering multi-category products on purchase finance
$170M $2B
as of 2022
Series B Conventional Debt Jan 2026 601 2016 ↑ Active
2 Validus Group
Online platform providing digital lending solutions for small and medium-sized enterprises (SMEs), aiming to bridge the funding gap in the market
$197.8M Series D Series D Dec 2025 2015 ↑ Active
3 Olea
Provider of digital trade finance platform connecting businesses with investors
$30M Series A Series A Dec 2025 42 2003 ↑ Active
4 Funding Societies
Digital platform providing financing solutions for small businesses
$216.5M Series D Series D Mar 2025 176 2015 ↑ Active
5 Validus
Provides of a P2P lending platform for business loans
$108.5M $85.5M
as of 2023
Unfunded Sep 2024 163 2015 ↑ Active
6 VoloFin
Blockchain-based platform for invoice financing
$50M Funding Raised Conventional Debt Nov 2024 33 2020 ↑ Active
7 Capital C Corporation
Provider of a financial solutions for lending management
$53.8M Seed Seed Nov 2024 60 2011 ↑ Active
8 Credi Linq
Developer of AI-enabled credit assessment and underwriting solutions for individuals and businesses
$3.6M Series A Series A May 2025 20 2021 ↑ Active
9 Advance Intelligence Group
Provides loans, risk management solutions and merchant service platform
$700M Series E Series E May 2023 1,690 2016
10 Seedflex Technologies
Provider of embedded lending and cashflow-based credit to small businesses
$3.5M Seed Seed Mar 2025 2023 ↑ Active
11 TrustingSocial
Software for loan lifecycle management
$84M Series C Series C Feb 2023 17 2013
12 TSLC
Developer of an AI-powered technology transforming financial systems for underserved markets
$225M Series B Series B Dec 2021 2016
13 Jenfi
Revenue-based financing platform
$37.9M Series A Series A May 2023 46 2019
14 Fluid
Provider of B2B buy now, pay later payment solutions
$7M Series A Series A Feb 2024 2023
15 Lendela
Provider of personal loans
$7.9M Series A Series A Nov 2023 36 2018
16 GoBear
Comparison portal of financial products
$97M Acquired Series C May 2020 165 2014
17 Edufi
Developer of an education loan marketplace platform
$6.1M Seed Seed Nov 2023
18 Rely
Online platform for purchase financing
$74.8M Acquired Conventional Debt Dec 2020 15 2014
19 Pace
Provider of purchase financing for store owners and customers
$40M Deadpooled Series A Nov 2021 118 2020
20 Qiro
Decentralized platform that connects stablecoin investors with emerging market borrowers
$1.2M Seed Seed Jun 2024 2023
21 Incomlend
Operator of invoice financing marketplace connecting businesses with working capital
$21M Series A Conventional Debt Oct 2021 69 2016
22 Pilon
Provider of supply chain financing solutions for multinational corporations
$5.2M Seed Seed Jun 2023 11 2020
23 Lend East
Provider of debt capital to technology and financial technology companies
$50M Funding Raised Conventional Debt Nov 2019 2018
24 Klub
Online marketplace for revenue-based financing
$12M Seed Dec 2021 2019
25 Optty
Software for point of sale financing
$9M Series A Series A Apr 2022 18 2015
26 RootAnt
Provider of SaaS-based investment platform for financial institution
$6M Series A Series A Aug 2022 41 2019
27 Bizbaz
Provider of business intelligence solutions
$4.3M Seed Seed Sep 2022 14 2019
28 FintruX
P2P lending platform
$25M Funding Raised ICO Mar 2018 2017
29 Flow Tech AI
AI-enabled debt collection solutions
$11.5M Series A Conventional Debt Sep 2020 75 2015
30 Boost Capital
Online marketplace for business microloans
$2.5M Seed Seed Mar 2023 21 2018
31 CredoLab
Credit assessment & decisioning solutions provider
$10.1M Series A Series A Aug 2020 46 2016
32 Refy Cap
Online lending platform offering green financing
$525K Seed Seed Feb 2024 2023
33 Crowdo
Equity crowdfunding for business loans
$5.9M Series A Series A Jan 2022 64 2012
34 ErudiFi
Operator of platforms providing financial access for students pursuing education
$5M Series A Conventional Debt Jan 2022 180 2019
35 CCRManager
Online platform for secondary trade finance
$8.6M Series A Series A May 2020 8 2016
36 MoneySmart Group
Provider of financial comparison and advisory services
$12.4M Series B Series B Jun 2017 2009
37 Sentinel Chain
Blockchain-based marketplace for cross-border financial services
$14.4M Funding Raised ICO Mar 2018 2017
38 Kudo Money
Blockchain-based network for the metaverse
$4M Series A Series A Dec 2021 5 2021
39 Finbots Ai
Developer of a credit assessment platform for loan life cycle management
$3M Series A Series A Apr 2022 44 2017
40 Robocash
Online P2P loan platform
$5M Series A Series A Jul 2020 256 2013
41 Cash In Asia
App-based platform for business loans
$3.7M Series A Series A Nov 2020 10 2016
42 360tf
Online marketplace for trade financing
$1.5M Seed Seed Jan 2022 34 2021
43 GetPaid
Provider of on-demand salary solutions
$1.5M Seed Seed Jan 2022 2020
44 Moneyyapp
Online lending platform for content creators
$600K $1M
as of 2021
Seed Seed Dec 2022 27 2021
45 Friz
Online platform providing credit lines to freelancers
$1.5M Seed Seed Sep 2021 7 2020
46 Mortgage Master
Mortgage broker connecting clients with optimal home loan rates
$1.1M Seed Seed Apr 2021 9 2018
47 Distributed Energy
Provider of solar energy solutions for commercial and industrial clients
$1.4M Seed Seed Nov 2019 24 2019
48 FundedHere
Equity crowdfunding and lending-based crowdfunding in Singapore
$1.3M Acquired Seed Apr 2016 12 2015
49 ConfirmU
Alternative credit score for risk profiling to institutions
$150K Seed Seed Sep 2022 10 2018
50 Everex
Blockchain-based microfinance and remittance platform
$500K Seed ICO Aug 2017 11 2016

Top 12 Alternative Lending companies in Singapore

#1
Atome Unicorn Series B
$170M Raised
expand_more
location_onSingapore, Singapore
Founded
2016
Employees
601
Funding raised
$170M
Valuation
$2B · 2022
Stage
Series B

Online marketplace offering multi-category products on purchase finance. The platform offers solutions for buy now pay later and consumer financing. The product catalog includes beauty, fashion, home decor, babycare, electronics, and more. Its mobile application is available on Android and iOS platforms.

Funding rounds (5 disclosed of 6)
Round Date Amount
Conventional Debt Jan 2026 $345M
Venture Debt Jun 2025 $75M
Conventional Debt Feb 2025 $80M
Venture Debt Jun 2024 Undisclosed
Conventional Debt Aug 2022 $100M
Series B 2022 $31M
Tech stack
amazon web servicesant designapollocloudflarecloudflare bot managementcore-js+14
#2
Validus Group Series D
$197.8M Raised
expand_more
location_onSingapore, Singapore
Founded
2015
Funding raised
$197.8M
Stage
Series D

Online platform providing digital lending solutions for small and medium-sized enterprises (SMEs), aiming to bridge the funding gap in the market. The company has secured significant funding and partnered with major financial institutions to offer flexible and accessible financing options to its clients. With a strong focus on innovation and customer service, Validus aims to bridge the funding gap for SMEs and suppor

Funding rounds (10 disclosed of 11)
Round Date Amount
Series D Dec 2025 $30M
Conventional Debt Sep 2024 $50M
Conventional Debt Jan 2024 $10M
Series C Dec 2023 $20M
Series C Dec 2022 Undisclosed
Series B May 2021 $37.5M
5 earlier rounds — sign up free
Tech stack
aoscdnjsclevertapcloudflarecloudflare browser insightscontact form 7+14
#3
Olea Series A
$30M Raised
expand_more
location_onSingapore, Singapore
Founded
2003
Employees
42
Funding raised
$30M
Stage
Series A

Provider of digital trade finance platform connecting businesses with investors. This platform facilitates supply chain financing by bringing together businesses needing working capital and investors seeking alternative asset classes in trade finance. It leverages technology to streamline processes, improve transparency, and accelerate access to funding for businesses of all sizes. The platform offers solutions for s

Funding rounds (1 disclosed of 1)
Round Date Amount
Series A Dec 2025 $30M
Founders & key people
Tech stack
amazon cloudfrontamazon web servicesaosapple icloud mailfastlygithub pages+14
#4
$216.5M Raised
expand_more
location_onSingapore, Singapore
Founded
2015
Employees
176
Funding raised
$216.5M
Stage
Series D

Digital platform providing financing solutions for small businesses. It offers various financing options, including micro loans, term loans, and invoice financing. It aims to provide accessible and reliable financing to support business growth. The platform also facilitates debt investments for individual and institutional investors.

Funding rounds (13 disclosed of 20)
Round Date Amount
Series D Mar 2025 Undisclosed
Series D Dec 2024 $25M
Series D Sep 2024 Undisclosed
Series D Jan 2024 Undisclosed
Conventional Debt Nov 2023 $7.5M
Conventional Debt Sep 2023 $27M
14 earlier rounds — sign up free
Tech stack
amazon cloudfrontamazon web servicescdnjscloudflarecloudflare bot managementcontentful+14
#5
Validus Unfunded
$108.5M Raised
expand_more
location_onSingapore, Singapore
Founded
2015
Employees
163
Funding raised
$108.5M
Valuation
$85.5M · 2023
Stage
Unfunded

Provides of a P2P lending platform for business loans. It provides users with a marketplace connecting borrowers with lenders for multiple business loan products including invoice financing, purchase order financing, working capital loans, and enterprise financing schemes. It also provides financial news and a loan calculator. Its app is available for Android and iOS users.

Tech stack
wordpressmysqlphpwpbakeryelementorcontact form 7+14
#6
VoloFin Funding Raised
$50M Raised
expand_more
location_onSingapore, Singapore
Founded
2020
Employees
33
Funding raised
$50M
Stage
Funding Raised

VoloFin is a blockchain-based platform for invoice financing. It uses AI-based credit assessment tools. It facilitates user registrations, customer onboarding, loan approval, loan disbursement, and more. Loans are provided on the basis of credit scores, invoice amounts, and loan terms.

Funding rounds (1 disclosed of 1)
Round Date Amount
Conventional Debt Nov 2024 $50M
Tech stack
amazon cloudfrontamazon s3amazon web servicesangulargoogle workspacetypescript+1
#7
$53.8M Raised
expand_more
location_onSingapore, Singapore
Founded
2011
Employees
60
Funding raised
$53.8M
Stage
Seed

Provider of a financial solutions for lending management. It provides users with a fintech company that focuses on modern finance through digital microfinancing and emerging technologies. It also provides users with loans for individuals, including emerging financial products like earned wage access and business loans and lending products for SMEs.

Funding rounds (1 disclosed of 3)
Round Date Amount
Seed Nov 2024 Undisclosed
Seed Jun 2022 $53.8M
Conventional Debt Jun 2022 Undisclosed
Tech stack
all in one seoapple icloud mailcloudflarecloudflare browser insightsgoogle analyticsgoogle workspace+12
#8
Credi Linq Series A
$3.6M Raised
expand_more
location_onSingapore
Founded
2021
Employees
20
Funding raised
$3.6M
Stage
Series A

Developer of AI-enabled credit assessment and underwriting solutions for individuals and businesses. It also provides portfolio management across borrowers and the portfolio for distribution and scaling. It features ESG screening for borrowers and is in compliance with UN Principles.

Funding rounds (3 disclosed of 6)
Round Date Amount
Series A May 2025 $8.5M
Seed Feb 2023 Undisclosed
Seed Jul 2022 $2.6M
Seed May 2022 Undisclosed
Seed Jul 2021 $996.6K
Seed 2021 Undisclosed
Tech stack
amazon web servicesastracore-jselementoremotionfacebook pixel+14
#9
$700M Raised
expand_more
location_onSingapore, Singapore
Founded
2016
Employees
1,690
Funding raised
$700M
Stage
Series E

Provider of big data and AI development services. It provides services to digital transformation, fraud prevention, and process automation solutions for enterprise clients in banking, fintech, retail, and e-commerce. It is the parent company of Atome. They also offer E-KYC solutions under their own umbrella of products.

Funding rounds (2 disclosed of 2)
Round Date Amount
Series E May 2023 $80M
Series D Sep 2021 $400M
Tech stack
ant designbaidu analytics (百度统计)cloudflarecore-jselement uigoogle analytics+7
#10
$3.5M Raised
expand_more
location_onSingapore, Singapore
Founded
2023
Funding raised
$3.5M
Stage
Seed

Provider of embedded lending and cashflow-based credit to small businesses. It offers pay-as-you-sell, Shariah-compliant working-capital financing for cashless MSMEs, with repayments linked to merchant sales and distribution through a commerce partner. It generates additional fee revenue for partner platforms and attractive risk-adjusted returns for capital providers.

Funding rounds (1 disclosed of 2)
Round Date Amount
Seed Mar 2025 $3.5M
Seed Apr 2024 Undisclosed
Tech stack
amazon cloudfrontamazon web servicescloudflarecloudflare bot managementcore-jsemotion+14
#11
TrustingSocial Series C
$84M Raised
expand_more
location_onSingapore, Singapore
Founded
2013
Employees
17
Funding raised
$84M
Stage
Series C

Software for loan lifecycle management. It offers trust scores of individuals by using artificial intelligence and alternate data with underwriting and fraud management insights, digital onboarding of customers with secure transactions by using facial recognition and AI models, segmentation of customers for multiple consumer loan products, and more.

Funding rounds (2 disclosed of 4)
Round Date Amount
Series C Feb 2023 Undisclosed
Series C Apr 2022 $65M
Series B Jun 2020 $19M
Series A Jul 2019 Undisclosed
Tech stack
amazon web servicesant designapple icloud mailcloudflarecloudflare browser insightscore-js+14
#12
TSLC Series B
$225M Raised
expand_more
location_onSingapore, Singapore
Founded
2016
Funding raised
$225M
Stage
Series B

Developer of an AI-powered technology transforming financial systems for underserved markets. The company focuses on making financial inclusion scalable through its technology. It aims to provide opportunities for individuals by revolutionizing access to money. The company is customer-centric, with the goal of improving lives.

Funding rounds (2 disclosed of 2)
Round Date Amount
Series B Dec 2021 $200M
Series A Nov 2021 $25M

Recent signals in Singapore Alternative Lending

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Funding & investor landscape

Total raised
$2.3B
across these companies
Companies funded
57
with disclosed funding
Highest-funded
$700M raised

Most active investors

500 Global 500 Global 6 investments in Alternative Lending HSBC HSBC 5 investments in Alternative Lending Iterative Iterative 5 investments in Alternative Lending Antler Antler 4 investments in Alternative Lending GTR Ventures GTR Ventures 4 investments in Alternative Lending RISE RISE 4 investments in Alternative Lending Y Combinator Y Combinator 4 investments in Alternative Lending EDBI EDBI 3 investments in Alternative Lending Genesis Ventures Genesis Ventures 3 investments in Alternative Lending Golden Gate Ventures Golden Gate Ventures 3 investments in Alternative Lending Innoven Capital Innoven Capital 3 investments in Alternative Lending K3 K3 3 investments in Alternative Lending

Notable founders in Singapore Alternative Lending

NG Nikhilesh Goel Co-Founder & Group CEO Validus Group · $197.8M raised
SS Swaroop Shah Co-CEO Validus Group · $197.8M raised
AN Amelia Ng Founder & CEO Olea · $30M raised
Kah Wong Kah Wong Co-Founder & CEO & Group COO Funding Societies · $216.5M raised
Reynold Wijaya Reynold Wijaya Co-Founder Funding Societies · $216.5M raised
Kelvin Teo Kelvin Teo Co-Founder Funding Societies · $216.5M raised
Ajit Raikar Ajit Raikar Co-Founder & Advisor Validus · $108.5M raised
VA Vineet Agarwal Co-CEO Validus · $108.5M raised
AT Anand Tiwari Co-Founder VoloFin · $50M raised
MA Mohit Agarwal Co-Founder & CEO VoloFin · $50M raised
RS Roshan Shah Co-Founder & CEO VoloFin · $50M raised
JC Jeames Cheow Co-Founder & CEO Capital C Corporation · $53.8M raised

Frequently asked questions

How many Alternative Lending companies are there in Singapore?
Radar tracks 165 indexable Alternative Lending companies headquartered in Singapore that meet our profile-completeness bar.
What is the total funding raised by Alternative Lending companies in Singapore?
The Alternative Lending companies in Singapore on this list have raised a combined $2.3B in disclosed equity funding across 57 funded companies.
Which is the highest-funded Alternative Lending company in Singapore?
Advance Intelligence Group is the highest-funded Alternative Lending company in Singapore, with $700M in disclosed equity funding.
How many Alternative Lending companies in Singapore are funded?
57 of the 165 Alternative Lending companies in Singapore on this list have disclosed at least one equity funding round.
How many Alternative Lending unicorns are there in Singapore?
1 Alternative Lending company in Singapore on this list is valued at $1B or more.
Who are the top investors in Singapore Alternative Lending companies?
The most active investors in Singapore Alternative Lending companies on this list include 500 Global, HSBC, Iterative, Antler, GTR Ventures.

Rankings are computed by Radar (Fliar BI) from the Radar company master and are updated periodically. Funding and momentum scores use disclosed equity-funding data only. Figures may lag private rounds. Last updated 2026-06-19.

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