Radar · Alternative Lending in Texas
Best Alternative Lending Companies in Texas, United States
The 171 best Alternative Lending companies in Texas, United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Beyond Finance.
By Rohit KhannaTrends & Stories
171companies tracked
$4Bdisclosed funding
0unicorns
57have raised
Ranked: Best Alternative Lending companies in Texas
| # | Company | Disclosed funding | Last round | Employees | Founded | Founder | Tech stack | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|---|
| 1 | Beyond Finance Provider of debt settlement services 80Customers top 21%Growth top 25%Funding top 26%Market top 37% All 7 signals ▾Customerstop 21% Growthtop 25% Fundingtop 26% Markettop 37% Producttop 47% Techbottom 47% Globalbottom 32% Customers: Play-Store rating 4.76★ across 8,936 ratings (1 apps) · Review volume +64% in 6 mo Growth: Headcount 100 → 384 (+284%) across vintages · App-install growth +43% YoY rank vs industry peers · Fliar Intelligence Index 80/100 | $1.2B | 33 mo ago | 384 | 2004 | — | Apple iCloud MailGoogle WorkspaceRuby+23 | — | 2 awards |
| 2 | inKind Digital dining rewards platform that allows users to earn cashback and perks when paying 60Customers top 20%Funding top 23%Tech top 33%News top 36% All 10 signals ▾Customerstop 20% Fundingtop 23% Techtop 33% Newstop 36% Growthtop 37% Talenttop 38% Producttop 40% Marketbottom 39% Moatbottom 38% Globalbottom 32% Customers: Play-Store rating 4.86★ across 13,870 ratings (2 apps) · Review volume +110% in 6 mo Funding: Raised $455M across 2 rounds · 2 rounds over 8 yrs (0.2/yr) rank vs industry peers · Fliar Intelligence Index 60/100 | $455M | 4 mo ago | 65 | 2018 | Jonathan De Wolff Co-Founder & Chief Sustainability Officer | Cart FunctionalityApple iCloud MailGoogle Workspace+30 | — | 1 job opening |
| 3 | Above Lending Provider of a platform brokering and originating unsecured consumer installment loans 37Funding top 25%Growth top 45%Tech top 49%Market bottom 34% All 5 signals ▾Fundingtop 25% Growthtop 45% Techtop 49% Marketbottom 34% Globalbottom 32% Funding: Raised $420M across 4 rounds · 4 rounds over 5 yrs (0.8/yr) rank vs industry peers · Fliar Intelligence Index 37/100 | $420M | 31 mo ago | 44 44 → 104 (+136%) | 2019 | — | RubyTailwind CSSRuby on Rails+15 | — | — |
| 4 | 8fig Provider of funding solutions for e-commerce businesses | $196M | 37 mo ago | 98 | 2020 | Assaf Dagan Co-Founder & Cto | WordPressApple iCloud MailGoogle Workspace+48 | — | — |
| 5 | Centra Leasing Provider of equipment financing and leasing solutions for businesses 45Innovation top 20%Funding top 25%Product top 37%Growth top 43% All 8 signals ▾Innovationtop 20% Fundingtop 25% Producttop 37% Growthtop 43% Techbottom 48% Globalbottom 32% Newsbottom 22% Marketbottom 17% Innovation: 12 product lines Funding: Raised $175M across 1 rounds · 1 rounds over 5 yrs (0.2/yr) rank vs industry peers · Fliar Intelligence Index 45/100 | $175M | 1 mo ago | 1 | 2013 | — | WordPressMySQLPHP+25 | — | — |
| 6 | 1st Commercial Credit Invoice factoring and asset-based lending solutions for business growth | $170M | 34 mo ago | 5 | 2001 | Raul Esqueda Founder & President | WebflowReactstyled-components+21 | — | — |
| 7 | Elevate Provider of online credit solutions to consumers | $170M | 118 mo ago | 432 | 2014 | Jason Harvison Chief Executive Officer | ContentstackScullyApple iCloud Mail+11 | — | — |
| 8 | Tomo Online marketplace for residential mortgages loans | $150M | 51 mo ago | 173 | 2020 | Greg Schwartz Co-Founder & CEO | — | — | — |
| 9 | Billd SaaS-driven financing solution for construction material suppliers 62Funding top 24%Talent top 28%Moat top 31%Tech top 33% All 11 signals ▾Fundingtop 24% Talenttop 28% Moattop 31% Techtop 33% Producttop 39% Innovationtop 40% Patentstop 44% Growthtop 47% Marketbottom 45% Newsbottom 41% Globalbottom 33% Funding: Raised $134M across 7 rounds · 7 rounds over 8 yrs (0.9/yr) Talent: 3 named leaders on record · 3 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 62/100 | $134M | 7 mo ago | 63 63 → 104 (+65%) | 2018 | Jesse Weissburg Cofounder & Chief Commercial Officer | WordPressApple iCloud MailGoogle Workspace+34 | 12 patents AI-driven project management and contractor risk analytics software | — |
| 10 | Self Online marketplace for credit builder loans | $127M | 57 mo ago | 206 | 2015 | Anthony Dichiara Co-Founder | Amazon WebstoreContentfulApple iCloud Mail+44 | — | — |
| 11 | BorrowersFirst Online lending platform for personal loans. | $100M | 113 mo ago | 14 | 2013 | — | — | — | — |
| 12 | Balance Credit Online lender providing quick, flexible installment loans for life's unexpected expenses | $100M | 128 mo ago | 18 | 2013 | Stephanie Klein CEO | WordPressMySQLMariaDB+29 | — | — |
| 13 | Credit Cards Provider of credit card information and comparison services | $77M | 197 mo ago | 56 | 2004 | Elisabeth Demarse ex-CEO | WordPressMySQLMariaDB+21 | — | — |
| 14 | Onramp Funds Online lending platform providing working capital loans for e-commerce sellers | $66M | 36 mo ago | 33 | 2019 | Eric Youngstrom Founder and CEO | WebflowApple iCloud MailGoogle Workspace+34 | — | — |
| 15 | Think Finance Analytics and technology services for lenders | $60M | 161 mo ago | 91 | 2001 | — | — | — | — |
| 16 | Vyze Digital financial services company offering banking, investing, and auto finance solutions | $50M | 106 mo ago | 73 | 2008 | — | — | 2 patents Financial transaction processing and settlement platform infrastructure | — |
| 17 | Hello Alice Online networking platform for businesses to launch and grow | $43M | 26 mo ago | 59 | 2015 | Elizabeth Gore Co-Founder | WordPressApple iCloud MailMicrosoft 365+25 | — | — |
| 18 | LeasePoint Funding Group Online lending platform for business loans 27Product top 42%Innovation top 43%Funding top 47%Talent bottom 49% All 7 signals ▾Producttop 42% Innovationtop 43% Fundingtop 47% Talentbottom 49% Marketbottom 37% Globalbottom 30% Techbottom 28% Product: 2 distinct product lines · Company stage: Conventional Debt Innovation: 2 product lines rank vs industry peers · Fliar Intelligence Index 27/100 | $40M | 20 mo ago | — | 2016 | Jeff Markim CEO & MD | — | — | — |
| 19 | Optimal Blue Product pricing and secondary marketing automation platform. | $28M | 27 mo ago | 2 | 2002 | — | — | — | 1 launch · 1 award |
| 20 | StellarFi Online platform offering credit repair solutions for consumers by reporting bill payments 42Tech top 30%Funding top 34%Growth top 45%Global bottom 36% All 5 signals ▾Techtop 30% Fundingtop 34% Growthtop 45% Globalbottom 36% Marketbottom 32% Tech: 43 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 Funding: Raised $25.7M across 3 rounds · 3 rounds over 4 yrs (0.8/yr) rank vs industry peers · Fliar Intelligence Index 42/100 | $26M | 22 mo ago | 47 | 2021 | — | SentryZendeskApple iCloud Mail+18 | — | — |
| 21 | AHC Lending Online platform for housing loan | $25M | 229 mo ago | — | 2002 | Nashuad Prasla CEO & President | — | — | — |
| 22 | FloatMe Online platform for cash advance loans | $20M | 52 mo ago | 39 39 → 43 (+10%) | 2018 | Caleb Scott Co-Founder | WebflowApple iCloud MailGoogle Workspace+13 | — | 1 job opening |
| 23 | Meritize Online education loans platform | $20M | 47 mo ago | 56 | 2016 | Chris Keaveney Founder & CEO | WordPressBetterDocsMySQL+32 | — | — |
| 24 | Founderpath Online lending solutions for business loans | $20M | 46 mo ago | 9 | 2018 | — | SentryNode.jsYouTube+19 | — | — |
| 25 | Element SaaS Finance Boutique growth finance company specializing in lending to SaaS and recurring revenue companies | $18M | 64 mo ago | — | 2016 | John Gallagher Co-Founder & CEO | — | — | — |
| 26 | Turnkey Lender AI-driven loan origination and management software for banks and non-bank lenders 55Moat top 39%Funding top 41%Tech top 42%Growth top 45% All 10 signals ▾Moattop 39% Fundingtop 41% Techtop 42% Growthtop 45% AItop 45% Talentbottom 49% Marketbottom 47% Productbottom 45% Globalbottom 39% Newsbottom 32% Moat: Editorial + unicorn rating 7/10 · 9 curated direct competitors tracked Funding: Raised $18.1M across 3 rounds · 3 rounds over 10 yrs (0.3/yr) rank vs industry peers · Fliar Intelligence Index 55/100 | $18M | 9 mo ago | 144 | 2014 | Elena Ionenko Co-Founder | Windows ServerGoogle Sign-inMicrosoft ASP.NET+21 | — | 1 job opening |
| 27 | Able Lending Online platform for business term loans | $15M | 112 mo ago | 20 | 2011 | — | — | — | — |
| 28 | Visio Leading DSCR lender empowering real estate investors with tailored financing solutions | $13M | 69 mo ago | 148 148 → 140 (-5%) | 2011 | — | WordPressMySQLPHP+32 | — | — |
| 29 | Lendflow Provider of cloud-based lending solutions 53Growth top 35%Tech top 36%Funding top 38%Talent top 38% All 10 signals ▾Growthtop 35% Techtop 36% Fundingtop 38% Talenttop 38% Moattop 39% Innovationtop 46% Producttop 46% Newsbottom 45% Marketbottom 37% Globalbottom 32% Growth: Fresh capital in last 24 mo Tech: 31 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 rank vs industry peers · Fliar Intelligence Index 53/100 | $13M | 13 mo ago | 68 | 2019 | Matthew Watts Co-Founder & CTO | WebflowSalesforceAmazon Web Services+16 | — | — |
| 30 | Vault Student loan benefits platform | $13M | 76 mo ago | 16 | 2013 | Joshua Pierce Co-Founder | — | 3 patents Antimicrobial and anti‑inflammatory drug formulations for infectious and age‑related diseases | — |
| 31 | Car Capital Technologies Online platform to streamline purchase and finance of car 40Growth top 13%Talent bottom 49%Funding bottom 48%Tech bottom 43% All 6 signals ▾Growthtop 13% Talentbottom 49% Fundingbottom 48% Techbottom 43% Globalbottom 32% Marketbottom 26% Growth: Headcount 17 → 45 (+165%) across vintages · Fresh capital in last 24 mo Talent: 1 named leader on record · 1 C-suite/founder profile curated rank vs industry peers · Fliar Intelligence Index 40/100 | $12M | 14 mo ago | 45 | 2020 | Justin Tisler Founder/President/Chief Capital Officer | Node.jsTailwind CSSReact+12 | — | — |
| 32 | Upside Online marketplace for inventory financing | $10M | 55 mo ago | 23 | 2021 | — | — | 14 patents Patents concentrated in computing, sensing & instrumentation | — |
| 33 | LiftFund Empowers entrepreneurs with funding, business support, and community impact | $9M | 152 mo ago | 173 | 1994 | — | WordPressApple iCloud MailMySQL+38 | — | — |
| 34 | AuctionCredit Inventory financing solutions for car dealers with flexible credit lines | $8M | 126 mo ago | 26 | 2006 | — | — | — | — |
| 35 | Chipper Student debt management solution | $7M | 51 mo ago | 7 | 2017 | Tony Aguilar Founder & CEO | — | — | — |
| 36 | Equabli Provider of cloud-based debt collection and recovery solutions | $6M | 27 mo ago | 24 | 2020 | Blake Hogan Co-Founder | Cart FunctionalitySquarespace CommerceSquarespace+25 | — | 1 job opening · 1 partnership |
| 37 | Fig Loans Offers installment loans as a payday loan alternative | $5M | 78 mo ago | 10 | 2014 | — | BootstrapAmazon ALBReact+14 | — | — |
| 38 | Zirtue Developer of an online platform for relationship-based lending | $4M | 59 mo ago | 21 | 2018 | Michael Seay Co-Founder | WebflowFirebaseAmazon Web Services+16 | 2 patents Peer-to-peer payment systems leveraging relationship-based transaction processing | — |
| 39 | iPawn Sell gold online safely, securely, and quickly for cash | $4M | 159 mo ago | 11 | 2011 | Benny De-Kalo Founder & CEO | — | — | — |
| 40 | RateGenius Auto refinance loans | $2M | 99 mo ago | 243 | 1999 | Christopher Brown Co-Founder | Amazon WebstoreWordPressRollbar+33 | — | — |
| 41 | Credit Mountain Online platform for credit repair | $2M | 24 mo ago | 21 | 2020 | — | Webflow EcommerceWebflowAmazon Web Services+11 | — | — |
| 42 | Next Seed P2B Marketplace for revenue sharing based business financing in Texas | $1M | 81 mo ago | 24 | 2014 | — | Google MapsReactAmazon Web Services+28 | — | — |
| 43 | ZeusLending.com Provider of financial services for international trade and acquisition financing | $1M | 95 mo ago | 31 | 2004 | Steven Kaufman Founder & Chief Acceleration Officer | WordPressMySQLPHP+20 | — | — |
| 44 | Smart Payment Plan Automating bill payments by matching payments to paydays for financial ease | $602K | 62 mo ago | 58 | 2003 | David Engelman CEO | — | — | — |
| 45 | The Comparison Company Online financial services comparison platform for individuals | $545K | 72 mo ago | 3 | 2018 | — | — | — | — |
| 46 | CoolMellon Crowdlending platform for accredited investors | $500K | 125 mo ago | — | 2014 | Charlie Uchill Co-Founder & Managing Partner | — | — | — |
| 47 | AGORA Data P2P exchange marketplace for automotive financing 40Talent top 38%Innovation top 39%Tech top 39%Product top 48% All 9 signals ▾Talenttop 38% Innovationtop 39% Techtop 39% Producttop 48% Fundingbottom 42% Growthbottom 42% Marketbottom 37% Globalbottom 32% Newsbottom 29% Talent: 2 named leaders on record · 2 C-suite/founder profiles curated Innovation: 8 product lines rank vs industry peers · Fliar Intelligence Index 40/100 | $191K | 3 mo ago | 80 | 2017 | Christopher Hawke Co-Founder & CLO | WordPressApple iCloud MailMicrosoft 365+30 | — | 1 job opening · 1 partnership |
| 48 | Grad Joy Debt management platform | $150K | 25 mo ago | — | 2019 | Marco Carmen Co-Founder & CTO | — | — | — |
| 49 | SpenDebt Automating debt payments through micro-transactions, empowering financial freedom | $150K | 44 mo ago | 2 | 2015 | Kiley Summers Founder | — | — | — |
Top 12 Alternative Lending companies in Texas
#1
Series B · Austin, Texas · founded 2018 · 65 employees$455.3Mraised▾
Series B · Austin, Texas · founded 2018 · 65 employees
Digital dining rewards platform that allows users to earn cashback and perks when paying. It allows seamless bill payments through an app, while offering rewards, bonuses, and promotional offers across a large network of partner locations. Users can discover venues, unlock dining benefits, and enhance their restaurant experience through integrated payment and loyalty features, all managed within a single digital interface.
Fliar Intelligence Index™ 60how this company ranks against its industry peers
Customers
top 20%Funding
top 23%Tech
top 33%News
top 36%Growth
top 37%Talent
top 38%Customers: Play-Store rating 4.86★ across 13,870 ratings (2 apps) · Review volume +110% in 6 mo
Funding: Raised $455M across 2 rounds · 2 rounds over 8 yrs (0.2/yr) · Last round Series B (Feb 2026)
Tech: 44 technologies across 5/8 capability areas · Cloud: Amazon Cloudfront, Amazon Web Services · Devops: Envoy, Nginx
Audience (LinkedIn): 6k LinkedIn followers — 2.2% of this cohort's audience · 35 engagements/post (2.8× cohort median)
Hiring (LinkedIn): 1 hiring post in 12 mo (public) · hiring: Sales, Onboarding
Funding rounds
- Feb 2026Series B$450M
- Feb 2026Conventional Debt—
- Apr 2018Conventional Debt—
- Apr 2018Series A$5.3M
Founders & team
Investors
Firebrand Ventures, Hammerstone Capital, Fabrice Grinda
Tech stack
Amazon CloudfrontAmazon Web ServicesApache Http ServerApexcharts.JsApple Icloud MailAws Certificate Manager
#2
Funding Raised · Plano, Texas · founded 2013 · 1 employees$175Mraised▾
Funding Raised · Plano, Texas · founded 2013 · 1 employees
Provider of equipment financing and leasing solutions for businesses. It offers direct lending capabilities to finance equipment for small- and medium-sized businesses across various industry sectors. The company provides options for customers’ equipment financing needs through its vendor programs, online finance center, and broker program.
Fliar Intelligence Index™ 45how this company ranks against its industry peers
Innovation
top 20%Funding
top 25%Product
top 37%Growth
top 43%Tech
bottom 48%Global
bottom 32%Innovation: 12 product lines
Funding: Raised $175M across 1 rounds · 1 rounds over 5 yrs (0.2/yr) · Last round Conventional Debt (May 2026)
Product: 12 distinct product lines · 1 published app (750 installs) · Company stage: Conventional Debt
Audience (LinkedIn): 2k LinkedIn followers
Funding rounds
- May 2026Conventional Debt$175M
- Mar 2021Conventional Debt—
Investors
Capital One
Tech stack
AosBootstrapCdnjsCloudflareCloudflare Bot ManagementCore-Js
#3
Series B · Austin, Texas · founded 2018 · 63 employees$134.1Mraised▾
Series B · Austin, Texas · founded 2018 · 63 employees
SaaS-driven financing solution for construction material suppliers. The platform enables material suppliers and contractors to register and buy materials by making online payments. It also facilitates users to make payments, cash flow management for projects, project completion management, and more.
Fliar Intelligence Index™ 62how this company ranks against its industry peers
Funding
top 24%Talent
top 28%Moat
top 31%Tech
top 33%Product
top 39%Innovation
top 40%Funding: Raised $134M across 7 rounds · 7 rounds over 8 yrs (0.9/yr) · Last round Series B (Nov 2025)
Talent: 3 named leaders on record · 3 C-suite/founder profiles curated
Moat: Editorial + unicorn rating 8/10 · IP moat: 12 patents · Soonicorn
Audience (LinkedIn): 9k LinkedIn followers — 3.2% of this cohort's audience
Funding rounds
- Nov 2025Series B—
- Jul 2025Series B$7.5M
- Apr 2024Series B$17.5M
- May 2023Series B$18.2M
Founders & team
Investors
LL Funds, MissionOG, Ulysses Management, Highsage, RJT Credit
Tech stack
Apple Icloud MailBootstrapCloudflareCloudflare Bot ManagementCookieyesCore-Js
#4
Series A · Austin, Texas · founded 2014 · 144 employees$18.1Mraised▾
Series A · Austin, Texas · founded 2014 · 144 employees
Turnkey Lender offers AI-driven loan origination and management software for banks and non-bank lenders. It features cloud-based lending software with credit application processing and loan management for banks, financial institutions, and online lending businesses. It provides solutions such as customer onboarding, loan origination, fraud prevention, loan servicing, risk management, and debt collection. It uses AI for alternative scoring in order to calculate portfolio credit quality and risk of the lending operation.
Fliar Intelligence Index™ 55how this company ranks against its industry peers
Moat
top 39%Funding
top 41%Tech
top 42%Growth
top 45%AI
top 45%Talent
bottom 49%Moat: Editorial + unicorn rating 7/10 · 9 curated direct competitors tracked
Funding: Raised $18.1M across 3 rounds · 3 rounds over 10 yrs (0.3/yr) · Last round Series A (Aug 2025)
Tech: 44 technologies across 4/8 capability areas · Cloud: Cloudflare · Observability: New Relic
Audience (LinkedIn): 14k LinkedIn followers — 5.1% of this cohort's audience
Hiring (LinkedIn): 1 hiring post in 12 mo (public)
Funding rounds
- Aug 2025Series A—
- Jul 2022Conventional Debt—
- Jun 2022Series A$10M
- Apr 2021Series A$6.1M
Founders & team
Investors
OTB Ventures, DEG, Vertex Ventures, OSK Ventures International Berhad, Majuven, SEEDS Capital
Tech stack
AngularjsBootstrapBricksChart.JsCloudflareCloudflare Bot Management
#5
Series A · Houston, Texas · founded 2019 · 68 employees$13Mraised▾
Series A · Houston, Texas · founded 2019 · 68 employees
Provider of cloud-based lending solutions. It offers a solution that enables lenders to provide customized lending options to the end customers. It features APIs for integrations, insights on performance, and proprietary decision engines.
Fliar Intelligence Index™ 53how this company ranks against its industry peers
Growth
top 35%Tech
top 36%Funding
top 38%Talent
top 38%Moat
top 39%Innovation
top 46%Growth: Fresh capital in last 24 mo
Tech: 31 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 · Devops: Nginx
Funding: Raised $13.0M across 4 rounds · 4 rounds over 5 yrs (0.8/yr) · Last round Conventional Debt (May 2025)
Audience (LinkedIn): 8k LinkedIn followers — 2.9% of this cohort's audience
Funding rounds
- May 2025Conventional Debt$15M
- Oct 2021Series A$10.8M
- Nov 2020Seed$750K
- Seed$125K
Founders & team
Investors
Underscore VC, Uncorrelated Ventures, 2048 Ventures, Y Combinator, Knoll Ventures, Navitas Capital
Tech stack
Amazon CloudfrontAmazon S3Amazon SesAmazon Web ServicesCloudflareCookieyes
#6
Funding Raised · Houston, Texas · founded 2004 · 384 employees$1.2Braised▾
Funding Raised · Houston, Texas · founded 2004 · 384 employees
Provider of debt settlement services
Fliar Intelligence Index™ 80how this company ranks against its industry peers
Customers
top 21%Growth
top 25%Funding
top 26%Market
top 37%Product
top 47%Tech
bottom 47%Customers: Play-Store rating 4.76★ across 8,936 ratings (1 apps) · Review volume +64% in 6 mo
Growth: Headcount 100 → 384 (+284%) across vintages · App-install growth +43% YoY
Funding: Raised $1.2B across 4 rounds · 4 rounds over 7 yrs (0.6/yr) · Last round Conventional Debt (Aug 2023)
Audience (LinkedIn): 112k LinkedIn followers — 39.5% of this cohort's audience
Hiring (LinkedIn): 2 hiring posts in 12 mo (public) · momentum -2 · hiring: Application Security Engineer, Human Resources Business Parnter
Activity (LinkedIn): 5 awards announced in 12 mo
Funding rounds
- Aug 2023Conventional Debt$635M
- Oct 2022Conventional Debt$400M
- Feb 2021Conventional Debt$110M
- Apr 2019Conventional Debt$60M
Investors
Comvest Partners
Tech stack
Apple Icloud MailBootstrapCloudflareCloudflare Bot ManagementCloudflare Browser InsightsDatadog
#7
Series A · Grapevine, Texas · founded 2020 · 45 employees$12.5Mraised▾
Series A · Grapevine, Texas · founded 2020 · 45 employees
Online platform to streamline purchase and finance of car. The platform allows customers on selecting the ideal car by managing financing concerns, as pre-approval can be obtained through the online system.
Fliar Intelligence Index™ 40how this company ranks against its industry peers
Growth
top 13%Talent
bottom 49%Funding
bottom 48%Tech
bottom 43%Global
bottom 32%Market
bottom 26%Growth: Headcount 17 → 45 (+165%) across vintages · Fresh capital in last 24 mo
Talent: 1 named leader on record · 1 C-suite/founder profile curated
Funding: Raised $12.5M across 4 rounds · 4 rounds over 5 yrs (0.8/yr) · Last round Series A (Mar 2025)
Funding rounds
- Mar 2025Series A$73.2K
- Aug 2023Series A$3.7M
- Apr 2021Conventional Debt$20M
- Mar 2021Series A$8.8M
Founders & team
Investors
Medalist Partners, Automotive Ventures, FM Capital
#8
Funding Raised · Austin, Texas · founded 2016$40Mraised▾
Funding Raised · Austin, Texas · founded 2016
Online lending platform for business loans
Fliar Intelligence Index™ 27how this company ranks against its industry peers
Product
top 42%Innovation
top 43%Funding
top 47%Talent
bottom 49%Market
bottom 37%Global
bottom 30%Product: 2 distinct product lines · Company stage: Conventional Debt
Innovation: 2 product lines
Funding: Raised $40.0M across 1 rounds · 1 rounds over 2 yrs (0.5/yr) · Last round Conventional Debt (Oct 2024)
Audience (LinkedIn): 3k LinkedIn followers
Funding rounds
- Oct 2024Conventional Debt$40M
Founders & team
Investors
Altriarch
Tech stack
WordpressMysqlPhpHello ElementorElementorJquery Migrate
#9
Funding Raised · Houston, Texas · founded 2019 · 44 employees$420Mraised▾
Funding Raised · Houston, Texas · founded 2019 · 44 employees
Provider of a platform brokering and originating unsecured consumer installment loans. The platform facilitates personalized offers based on limited user information. Approval and loan terms are subject to credit determination and legal requirements. By applying, users consent to information sharing with lending partners and affiliates. Products and services may not be available everywhere. The platform may report account information to credit bureaus.
Fliar Intelligence Index™ 37how this company ranks against its industry peers
Funding
top 25%Growth
top 45%Tech
top 49%Market
bottom 34%Global
bottom 32%Funding: Raised $420M across 4 rounds · 4 rounds over 5 yrs (0.8/yr) · Last round Conventional Debt (Oct 2023)
Tech: 19 technologies across 5/8 capability areas · Cloud: Cloudflare · Observability: Datadog, New Relic
Audience (LinkedIn): 14k LinkedIn followers — 4.9% of this cohort's audience
Activity (LinkedIn): 1 awards announced in 12 mo
Funding rounds
- Oct 2023Conventional Debt$200M
- May 2023Conventional Debt$95M
- 2022Conventional Debt$75M
- 2021Conventional Debt$50M
Investors
ATLAS SP Partners, Comvest Partners
Tech stack
CloudflareCloudflare Bot ManagementCloudflare Browser InsightsContentsquareCore-JsDatadog
#10
Series A · Austin, Texas · founded 2021 · 47 employees$25.7Mraised▾
Series A · Austin, Texas · founded 2021 · 47 employees
Online platform offering credit repair solutions for consumers by reporting bill payments. It allows users to link their bank account which enables the platform to fetch data regarding their bill and rent payments. It also allows it to report the same to the credit bureaus and helps in building the credit score of an individual.
Fliar Intelligence Index™ 42how this company ranks against its industry peers
Tech
top 30%Funding
top 34%Growth
top 45%Global
bottom 36%Market
bottom 32%Tech: 43 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 · Devops: Envoy
Funding: Raised $25.7M across 3 rounds · 3 rounds over 4 yrs (0.8/yr) · Last round Series A (Aug 2024)
Growth: Web rank 5,000,000 → 10,000,000 YoY · Fresh capital in last 24 mo
Audience (LinkedIn): 3k LinkedIn followers
Funding rounds
- Aug 2024Series A$3.5M
- Mar 2023Series A$15M
- Mar 2022Seed$7.2M
Investors
Acrew Capital, Trust Ventures, ATX Venture Partners, Dream Ventures, Interplay, Accomplice
Tech stack
Amazon CloudfrontAmazon S3Amazon SesAmazon Web ServicesApple Icloud MailApple Sign-In
#11
Seed · Arlington, Texas · founded 2017 · 80 employees$191.2Kraised▾
Seed · Arlington, Texas · founded 2017 · 80 employees
AGORA Data is an online peer-to-peer exchange marketplace for automotive loans/financing. It provides data-based financial insights to users by accumulating & structuring the aggregated data from buyers, sellers, and 3rd party systems across the stages of a loan cycle. It matches sellers with buyers based on the analytical insights and a bidding engine to facilitate the transaction. AGORA Data advances the trading/exchange of auto loans and auto retail installment contracts consisting of prime, near-prime, subprime, and BHPH.
Fliar Intelligence Index™ 40how this company ranks against its industry peers
Talent
top 38%Innovation
top 39%Tech
top 39%Product
top 48%Funding
bottom 42%Growth
bottom 42%Talent: 2 named leaders on record · 2 C-suite/founder profiles curated · 3 leadership moves in 12 mo
Innovation: 8 product lines
Tech: 36 technologies across 4/8 capability areas · Cloud: Amazon Alb, Amazon Web Services · Security: Cloudflare Bot Management, Hsts
Audience (LinkedIn): 6k LinkedIn followers — 2.1% of this cohort's audience
Hiring (LinkedIn): 1 hiring post in 12 mo (public) · hiring: team members
Activity (LinkedIn): 1 partnerships (incl. Figure Technologies) announced in 12 mo
Funding rounds
- Feb 2026Seed—
- Apr 2020Conventional Debt$191.2K
Founders & team
Investors
Figure, GarageCap, Dorm Room Fund
Tech stack
WordpressMysqlPhpAstraZurb FoundationGravity Forms
#12
Acquired · Austin, Texas · founded 2020 · 98 employees$196.5Mraised▾
Acquired · Austin, Texas · founded 2020 · 98 employees
Provider of funding solutions for e-commerce businesses. Its features include inventory analysis, freight, shipping, marketing, cash flow management, repayment cycles, and more.
LinkedIn Pulse recent public activity · Jul 2026
Audience: 7k LinkedIn followers — 2.3% of this cohort's audience
Funding rounds
- May 2023Conventional Debt—
- Apr 2023Series B$140M
- Nov 2021Conventional Debt—
- Oct 2021Series A$50M
Founders & team
Investors
Battery Ventures, Hetz Ventures, LocalGlobe, Koch Disruptive Technologies, Jesselson.com, SVB
Tech stack
Amazon CloudfrontAmazon S3Amazon Web ServicesApple Icloud MailApple Sign-InBootstrap
Funding & investor landscape
$4Btotal disclosed funding
54companies funded
147disclosed rounds
1rounds last 90 days
Most active investors
Techstars5 rounds
Notable founders
Jonathan De Wolff
Co-Founder & Chief Sustainability Officer · inKind
Johann Moonesinghe
Co-Founder & CEO · inKind
Jesse Weissburg
Cofounder & Chief Commercial Officer · Billd
Julia Kahky
Chief of Staff to the CEO · Billd
Elena Ionenko
Co-Founder · Turnkey Lender
Matthew Watts
Co-Founder & CTO · Lendflow
Jon Fry
Co-Founder & CEO · Lendflow
Justin Tisler
Founder/President/Chief Capital Officer · Car Capital Technologies
Jeff Markim
CEO & MD · LeasePoint Funding Group
Christopher Hawke
Co-Founder & CLO · AGORA Data
Steve Burke
Co-Founder & CEO · AGORA Data
Assaf Dagan
Co-Founder & Cto · 8fig
Prism market signals · United States · country-scoped Prism corpus, 12,321,951 docs
Market landscape — 10 sub-themes by coverage
Share of Alternative Lending coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
Common questions
How many Alternative Lending companies are there in Texas, United States?
Radar tracks 171 indexable Alternative Lending companies headquartered in Texas, United States that meet our profile-completeness bar.
What is the total funding raised by Alternative Lending companies in Texas, United States?
The Alternative Lending companies in Texas, United States on this list have raised a combined $4B in disclosed equity funding across 54 funded companies.
Which is the highest-funded Alternative Lending company in Texas, United States?
Beyond Finance is the highest-funded Alternative Lending company in Texas, United States, with $1.2B in disclosed equity funding.
How many Alternative Lending companies in Texas, United States are funded?
54 of the 171 Alternative Lending companies in Texas, United States on this list have disclosed at least one equity funding round.
How many Alternative Lending unicorns are there in Texas, United States?
None of the Alternative Lending companies in Texas, United States on this list currently has a disclosed valuation of $1B or more.
Who are the top investors in Texas, United States Alternative Lending companies?
The most active investors in Texas, United States Alternative Lending companies on this list include Capital Factory, Techstars, Right Side Capital Management, Village Capital, SVB.
Rohit KhannaTrends & Stories
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.