Radar · Banking Tech in England
Best Banking Tech Companies in England, United Kingdom
The 636 best Banking Tech companies in England, United Kingdom in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Finastra.
By Riya SenguptaFinancials
636companies tracked
$20.3Bdisclosed funding
12unicorns
253have raised
FLIAR INTELLIGENCE · BANKING TECH × ENGLAND
Our analysis of 50 Banking Tech companies
$7.7b in tracked funding; 98% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
50companies analysed
98%cloud-native stacks
2025funding peak (by rounds)
12unicorns
2016median founding year
4.8Mcombined LinkedIn audience
64%of audience held by top 3
7companies hiring publicly (12 mo)
Ranked: Best Banking Tech companies in England
| # | Company | Revenue | Disclosed funding | Employees | Founder | Tech stack | App-install YoY | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|---|
| 1 | Revolut 🦄 Provider of banking solutions for retail customers and businesses 97Market top 9%Fin. health top 11%Customers top 14%Funding top 17% All 13 signals ▾Markettop 9% Fin. healthtop 11% Customerstop 14% Fundingtop 17% Talenttop 19% Moattop 20% Innovationtop 22% Globaltop 22% Growthtop 23% Producttop 25% Partnerstop 27% Newstop 30% Techtop 33% Market: 8,308 employees (top 1% of FinTech) · Revenue ~$6.0B Fin. health: Revenue ~$6.0B · Revenue +46% YoY rank vs industry peers · Fliar Intelligence Index 97/100 | $6.0B FY2025 | $2.1B | 8,308 8,308 → 18,958 (+128%) · sector median +56% | Vladyslav Yatsenko Co-Founder & CTO | SentryZendeskApple iCloud Mail+19 | +45% | — | 1 job opening |
| 2 | Finastra Provider of financial software solutions for lending, payments, and universal banking 83Partners top 14%Talent top 17%Innovation top 27%Market top 28% All 13 signals ▾Partnerstop 14% Talenttop 17% Innovationtop 27% Markettop 28% Fundingtop 28% Techtop 29% Newstop 33% Producttop 33% Fin. healthtop 39% AItop 45% Moattop 48% Globalbottom 45% Growthbottom 43% Partners: 6 contract events in 12 mo · Named contractor/client in 6 deals Talent: 5 named leaders on record · 4 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 83/100 | $2.1B FY2023 | $5.3B | 1,890 | Kevin Lomax Co-Founder | DrupalApple iCloud MailMicrosoft 365+33 | — | — | — |
| 3 | Starling Bank 🦄 Provider of digital banking services including savings and payment accounts | $813M FY2024 | $1.1B | 3,231 3,231 → 2,899 (-10%) · sector median +56% | Anne Boden Co-Founder | Node.jsSalesforceRadix UI+17 | +18% | — | 1 partnership · 1 award |
| 4 | Zopa 🦄 Digital bank offering accounts, loans, credit cards, savings, finance. 67Tech top 21%Funding top 22%Market top 31%Product top 32% All 12 signals ▾Techtop 21% Fundingtop 22% Markettop 31% Producttop 32% Moattop 32% Fin. healthtop 41% Newstop 43% Growthtop 48% Talentbottom 49% Innovationbottom 44% Globalbottom 42% Patentsbottom 39% Tech: 53 technologies across 6/8 capability areas · Cloud: Amazon S3, Amazon Ses Funding: Raised $882M across 14 rounds · 14 rounds over 20 yrs (0.7/yr) rank vs industry peers · Fliar Intelligence Index 67/100 | $381M FY2024 | $882M | 135 | Jaidev Janardana CEO | DatoCMSTurbopackstyled-components+23 | +46% | 4 patents Digital contract signing and peer-to-peer lending matchmaking platform | 1 award |
| 5 | Tide 🦄 Provider of digital business banking accounts and financial management tools 90Tech top 14%Funding top 21%Customers top 21%Market top 22% All 11 signals ▾Techtop 14% Fundingtop 21% Customerstop 21% Markettop 22% Moattop 26% Producttop 29% Growthtop 31% Innovationtop 33% Globaltop 33% Fin. healthtop 33% Talenttop 38% Tech: 69 technologies across 7/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 Funding: Raised $196M across 6 rounds · 6 rounds over 9 yrs (0.7/yr) rank vs industry peers · Fliar Intelligence Index 90/100 | $243M FY2024 | $196M | 812 | Gurjodhpal CEO India | Apple iCloud MailZohoGraphQL+40 | +63% | — | 1 launch · 2 expansions · 1 award |
| 6 | Allica Bank 🦄 Provider of business banking platform for current accounts and lending 78Funding top 17%Fin. health top 23%Growth top 25%Moat top 26% All 12 signals ▾Fundingtop 17% Fin. healthtop 23% Growthtop 25% Moattop 26% Techtop 28% Newstop 31% Markettop 32% Partnerstop 41% Producttop 43% Globalbottom 49% Talentbottom 49% Innovationbottom 40% Funding: Raised $348M across 6 rounds · 6 rounds over 6 yrs (1.0/yr) Fin. health: Revenue ~$209M · Revenue +32% YoY rank vs industry peers · Fliar Intelligence Index 78/100 | $209M FY2025 | $348M | 180 | Jason Scott Founder | HubSpot CMS HubVideoJSBootstrap+33 | — | — | 2 awards |
| 7 | ClearBank Provider of cloud based banking infrastructure and real time payments | $169M FY2025 | $477M | 238 | Charles Mcmanus Co-Founder | Craft CMSPHPSalesforce+22 | — | — | 2 expansions |
| 8 | Tandem Provider of digital savings accounts and personal lending financial products | $103M FY2024 | $309M | 4 | Carl Dalby Co Founder & Shareholder | WebflowSentryApple iCloud Mail+24 | +9% | — | 2 job openings · 1 partnership · 2 awards |
| 9 | Thought Machine 🦄 Developer of cloud native core banking and payment processing software | $61M FY2024 | $706M | 611 | Paul Taylor Co-Founder & CEO | WebflowApple iCloud MailGoogle Workspace+25 | — | — | 1 partnership · 2 expansions |
| 10 | Monese Provider of digital bank solutions for individuals and businesses | $61M FY2023 | $269M | 316 | Norris Koppel Founder & CEO | WordPress Block EditorWordPressContentful+36 | +14% | — | 1 partnership · 1 award |
| 11 | Form3 Provider of cloud-based merchant acquiring solutions for banks 64Funding top 30%Moat top 31%Innovation top 33%Product top 36% All 11 signals ▾Fundingtop 30% Moattop 31% Innovationtop 33% Producttop 36% Fin. healthtop 39% Markettop 40% Growthtop 40% Techbottom 49% Talentbottom 49% Newsbottom 39% Globalbottom 39% Funding: Raised $278M across 8 rounds · 8 rounds over 9 yrs (0.9/yr) Moat: Editorial + unicorn rating 8/10 · Soonicorn rank vs industry peers · Fliar Intelligence Index 64/100 | $28M FY2024 | $278M | 217 217 → 229 (+6%) · sector median +56% | Michael Mueller Founder and Executive Chair | PrismicSentryApple iCloud Mail+15 | — | — | 2 awards |
| 12 | 10x Developer of a cloud-native SaaS platform for core banking services | $27M FY2023 | $349M | 385 | Antony Jenkins Founder & CEO | HubSpot CMS HubApple iCloud MailSalesforce+19 | — | — | — |
| 13 | Ripjar Provider of risk management intelligence products for screening and threat investigation 57Talent top 28%Moat top 31%Funding top 34%Product top 41% All 12 signals ▾Talenttop 28% Moattop 31% Fundingtop 34% Producttop 41% Growthtop 43% Newstop 44% Fin. healthtop 44% AItop 45% Techtop 50% Marketbottom 49% Globalbottom 43% Innovationbottom 37% Talent: 3 named leaders on record · 3 C-suite/founder profiles curated Moat: Editorial + unicorn rating 8/10 · Soonicorn rank vs industry peers · Fliar Intelligence Index 57/100 | $23M FY2024 | $60M | 95 95 → 104 (+9%) · sector median +56% | Jeremy Laycock Co-Founder | WordPressApple iCloud MailMicrosoft 365+29 | — | — | 1 award |
| 14 | TrueLayer 🦄 Open banking platform enabling secure bank-to-bank payments and payouts 82Tech top 20%Funding top 21%Moat top 26%Market top 27% All 11 signals ▾Techtop 20% Fundingtop 21% Moattop 26% Markettop 27% Growthtop 28% Newstop 30% Fin. healthtop 33% Producttop 33% Globaltop 42% Innovationbottom 46% Partnersbottom 46% Tech: 55 technologies across 6/8 capability areas · Cloud: Amazon S3, Amazon Ses Funding: Raised $322M across 8 rounds · 8 rounds over 10 yrs (0.8/yr) rank vs industry peers · Fliar Intelligence Index 82/100 | $23M FY2024 | $322M | 372 | — | StoryblokRadix UIReact+30 | — | — | — |
| 15 | AccessPay Cloud based payment automation and cash management solutions for businesses 60Innovation top 34%Funding top 34%Tech top 37%Product top 37% All 10 signals ▾Innovationtop 34% Fundingtop 34% Techtop 37% Producttop 37% Moattop 39% Newstop 42% Fin. healthtop 46% Markettop 48% Growthtop 49% Globalbottom 37% Innovation: 8 product lines Funding: Raised $44.4M across 9 rounds · 9 rounds over 13 yrs (0.7/yr) rank vs industry peers · Fliar Intelligence Index 60/100 | $13M FY2025 | $44M | 74 74 → 154 (+108%) · sector median +56% | — | WordPressSentryZendesk+34 | — | — | 1 partnership · 1 award |
| 16 | Pulse AI powered visual data analytics platform 74Growth top 25%Innovation top 27%Tech top 33%AI top 35% All 10 signals ▾Growthtop 25% Innovationtop 27% Techtop 33% AItop 35% Patentstop 36% Fundingtop 37% Fin. healthtop 43% Talentbottom 49% Globalbottom 48% Marketbottom 39% Growth: Revenue +79% YoY · Fresh capital in last 24 mo Innovation: 31 patents (top 16% of patent-holders) rank vs industry peers · Fliar Intelligence Index 74/100 | $6M FY2025 | $131M | — | Chirag Shah Founder & CEO | WordPressZohoSalesforce+31 | — | 31 patents Patents concentrated in mechanical & energy engineering | — |
| 17 | Monument Developer of an internet-first bank | $4M FY2023 | $200M | 85 85 → 142 (+67%) · sector median +56% | Mintoo Bhandari Founder of Monument Bank Limited | WebflowSalesforceBootstrap+20 | — | — | 1 award |
| 18 | Traydstream Trade finance document processing solution to lenders | $4M FY2022 | $55M | 19 | Samir Sehgal CEO | WordPressMySQLPHP+30 | — | — | — |
| 19 | Railsr Provider of embedded finance platform solutions | $3M FY2021 | $177M | 221 | Philippe Morel CEO | Wix eCommerceWixSentry+18 | — | — | 1 partnership |
| 20 | Griffin Provider of banking infrastructure and embedded financial product software interfaces | $3M FY2025 | $66M | 63 | David Jarvis Co-Founder & CEO | Apple iCloud MailGoogle WorkspaceNode.js+14 | — | — | — |
| 21 | Quantexa 🦄 Developer of decision intelligence software for data analysis and management 78AI top 25%Funding top 26%Tech top 28%News top 28% All 14 signals ▾AItop 25% Fundingtop 26% Techtop 28% Newstop 28% Moattop 28% Growthtop 30% Producttop 30% Talenttop 31% Innovationtop 36% Patentstop 36% Markettop 40% Globaltop 40% Partnersbottom 35% Fin. healthbottom 29% AI: Classified as an AI company · Holds AI/ML patents (G06N-family CPC) Funding: Raised $371M across 6 rounds · 6 rounds over 9 yrs (0.7/yr) rank vs industry peers · Fliar Intelligence Index 78/100 | $1M FY2025 | $371M | 552 552 → 893 (+62%) · sector median +56% | Laura Hutton Co-Founder& CCO | StoryblokApple iCloud MailMicrosoft 365+30 | — | 7 patents Graph-based AI for taxonomy induction and knowledge‑graph perspective generation | 1 partnership · 3 awards |
| 22 | Fintech Farm Digital bank for individuals 35Moat top 22%Funding top 25%Talent top 38%Growth top 45% All 9 signals ▾Moattop 22% Fundingtop 25% Talenttop 38% Growthtop 45% Producttop 49% Techbottom 48% Globalbottom 39% Marketbottom 22% Newsbottom 22% Moat: Editorial + unicorn rating 8/10 · Soonicorn Funding: Raised $61.4M across 4 rounds · 4 rounds over 4 yrs (1.0/yr) rank vs industry peers · Fliar Intelligence Index 35/100 | — | $61M | 3 | Dmytro Dubilet Co-Founder | Turbopackstyled-componentsNode.js+11 | — | — | 3 job openings |
| 23 | Ethos Provider of AI-driven research platform complemented by human expert consultations 64AI top 23%Funding top 28%Market bottom 49%Talent bottom 49% All 5 signals ▾AItop 23% Fundingtop 28% Marketbottom 49% Talentbottom 49% Globalbottom 45% AI: Classified as an agentic-AI company · Product described with: ai-driven Funding: Raised $26.0M across 2 rounds · 2 rounds over 1 yrs (2.0/yr) rank vs industry peers · Fliar Intelligence Index 64/100 | — | $26M | — | Daniel Mankowitz Co-Founder & CTO | — | — | — | — |
| 24 | Moniepoint 🦄 Provider of integrated financial services for businesses and individuals 89Customers top 8%Tech top 9%Funding top 21%Market top 25% All 11 signals ▾Customerstop 8% Techtop 9% Fundingtop 21% Markettop 25% Moattop 26% Innovationtop 31% Newstop 31% Producttop 31% Talenttop 38% Growthtop 40% Globalbottom 47% Customers: Play-Store rating 4.65★ across 492,525 ratings (3 apps) Tech: 80 technologies across 7/8 capability areas · Cloud: Cloudflare, Google Cloud rank vs industry peers · Fliar Intelligence Index 89/100 | — | $166M | 1,000 | Felix Ike Co-Founder & CTO | Apple iCloud MailGoogle WorkspaceTypeScript+28 | — | — | — |
| 25 | Round Treasury Cloud-based treasury management platform 57Growth top 28%Tech top 34%Talent top 38%Funding top 39% All 6 signals ▾Growthtop 28% Techtop 34% Talenttop 38% Fundingtop 39% Globalbottom 48% Marketbottom 35% Growth: Web rank 50,000,000 → 10,000,000 YoY · Fresh capital in last 24 mo Tech: 35 technologies across 5/8 capability areas · Cloud: Amazon S3, Amazon Web Services rank vs industry peers · Fliar Intelligence Index 57/100 | — | $11M | — | Pac O'Shea Co-Founder & CEO | SentryNode.jsClerk+22 | — | — | 1 launch |
| 26 | BKN301 Provider of Banking-as-a-Service orchestration platform | — | $19M | — | Federico Zambelli Hosmer Co-Founder & Board Member | WordPressApple iCloud MailMySQL+20 | — | — | — |
| 27 | Hyperlayer Provider of a hyper-personalization platform for financial services. | — | $40M | — | Paul Rolles Co-founder | Architect | Apple iCloud MailMicrosoft 365Radix UI+18 | — | — | 7 job openings · 1 partnership |
| 28 | Fimple Provider of cloud-native platform for core banking and financial services | — | $8M | 56 | Mucahit Gundebahar Co-Founder & CEO | WordPressMySQLPHP+31 | — | — | 1 job opening · 1 partnership |
| 29 | Token Provider of account-to-account payment infrastructure, variable recurring payments, and data solutions 60Funding top 26%Moat top 31%Market top 36%Global top 39% All 9 signals ▾Fundingtop 26% Moattop 31% Markettop 36% Globaltop 39% Techtop 40% Producttop 40% Talentbottom 49% Growthbottom 48% Customersbottom 22% Funding: Raised $90.2M across 4 rounds · 4 rounds over 9 yrs (0.4/yr) Moat: Editorial + unicorn rating 8/10 · Soonicorn rank vs industry peers · Fliar Intelligence Index 60/100 | — | $90M | 98 | Todd Clyde CEO | SentryAtlassian StatuspageZendesk+13 | — | — | 2 awards |
| 30 | REG UK Risk management and reporting solutions for the insurance industry | — | $3M | 28 28 → 42 (+50%) · sector median +56% | Michael Phair Founder | — | — | — | — |
| 31 | Ozone Provider of open source API platform for financial services 40Growth top 35%Talent top 38%Funding top 39%Tech top 50% All 7 signals ▾Growthtop 35% Talenttop 38% Fundingtop 39% Techtop 50% Globalbottom 32% Marketbottom 29% Newsbottom 22% Growth: Fresh capital in last 24 mo Talent: 2 named leaders on record · 2 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 40/100 | — | $11M | — | Freddi Gyara Co-Founder & CTO | WordPressApple iCloud MailGoogle Workspace+27 | — | — | 1 launch |
| 32 | Clove Developer of a financial institution combining human expertise with technology | — | $14M | — | Alex Loizou Co-Founder & CPO | TurbopackApple iCloud MailNode.js+13 | — | — | — |
| 33 | Bank of London 🦄 Provider of clearing, commercial banking, embedded banking, and deposit solutions | — | $185M | — | Christopher Horne Group Director at the Bank of London's Holding Companies | WebflowGSAPMicrosoft Advertising+15 | — | — | — |
| 34 | The Bank of London 🦄 Provider of clearing houses, digital and financial services | — | $185M | 9 | Anthony Watson Founder & CEO | — | — | — | — |
| 35 | ClearScore Group Financial marketplace that provides consumers with access to credit scores | — | $38M | — | Justin Basini Co-Founder & CEO | Radix UIReactReact Router+6 | — | — | — |
| 36 | Keyless Developer of biometric authentication platform providing passwordless multi-factor authentication solutions 48Funding top 32%Innovation top 33%Product top 33%Global top 42% All 10 signals ▾Fundingtop 32% Innovationtop 33% Producttop 33% Globaltop 42% Talenttop 43% Growthtop 48% Moattop 48% Newsbottom 47% Techbottom 46% Marketbottom 29% Funding: Raised $26.0M across 8 rounds · 8 rounds over 8 yrs (1.0/yr) Innovation: 10 product lines rank vs industry peers · Fliar Intelligence Index 48/100 | — | $26M | 15 | Lucio Costanzo Founder | StoryblokZohoNode.js+17 | — | — | — |
| 37 | Atom bank Provider of digital savings accounts mortgages and commercial business loans | — | $852M | 402 402 → 562 (+40%) · sector median +56% | Mark Mullen Co-Founder & CEO | Apple iCloud MailTailwind CSSNginx+12 | — | 10 patents Personalized UI themes and secure communication/notification systems for digital banking apps. | 4 awards |
| 38 | Datamaran Provider of an AI platform for environmental, social, and governance insights 67Innovation top 13%AI top 20%Funding top 25%Product top 34% All 11 signals ▾Innovationtop 13% AItop 20% Fundingtop 25% Producttop 34% Talenttop 38% Moattop 39% Techtop 47% Newsbottom 48% Growthbottom 47% Globalbottom 37% Marketbottom 32% Innovation: 13 new-product events in 24 mo · Deep-tech classification: Artificial Intelligence AI: Classified as an AI company rank vs industry peers · Fliar Intelligence Index 67/100 | — | $54M | 23 | Jerome Basdevant Co-Founder | HubSpot CMS HubSalesforceFacebook Login+28 | — | — | 1 launch |
| 39 | ClearStake Open banking aggregation solution for individuals and businesses | — | $2M | — | Martin Burt Founder & CEO | Node.jsTailwind CSSReact+10 | — | — | — |
| 40 | FintechOS Provider of AI-based software suite for the banking and insurance industry | — | $146M | 49 | Sergiu Negut Co-Founder | WordPressApple iCloud MailMicrosoft 365+33 | — | — | 1 award |
| 41 | Flagstone Platform providing access to multiple high-interest savings accounts from various banks | — | $172M | 89 | Natalie Solis EA to CEO & Founder | SalesforceBootstrapAzure Front Door+20 | — | — | 1 partnership |
| 42 | Twenty7Tec Provider of technology and data solutions for financial service businesses 50Innovation top 34%Tech top 40%Product top 43%News top 48% All 9 signals ▾Innovationtop 34% Techtop 40% Producttop 43% Newstop 48% Fundingtop 49% Growthbottom 47% Marketbottom 46% Partnersbottom 43% Globalbottom 37% Innovation: 7 product lines Tech: 46 technologies across 4/8 capability areas · Cloud: Cloudflare rank vs industry peers · Fliar Intelligence Index 50/100 | — | $22M | 120 | — | WordPressPleskApple iCloud Mail+32 | — | — | — |
| 43 | Inicio.AI SaaS-based platform for debt collection and financial analysis | — | $4M | — | Andy Smy Co-Founder | — | — | — | 1 award |
| 44 | OpenPayd Platform providing businesses with access to banking and payment solutions 64Tech top 28%News top 34%Growth top 35%Funding top 42% All 7 signals ▾Techtop 28% Newstop 34% Growthtop 35% Fundingtop 42% Talenttop 42% Markettop 44% Globalbottom 30% Tech: 43 technologies across 5/8 capability areas · Cloud: Cloudflare News: 2 BI events in 12 mo (of 12 tracked, 2 types) · Top themes: Leadership rank vs industry peers · Fliar Intelligence Index 64/100 | — | $25M | 89 89 → 211 (+137%) · sector median +56% | Ozan Ozerk Founder | WordPressApple iCloud MailMicrosoft 365+27 | — | — | 2 partnerships · 2 awards |
| 45 | Heron Data Open banking APIs for banks & financial institutions | — | $1M | 13 | Jamie Parker Co-Founder & COO | WebflowApple iCloud MailGoogle Workspace+19 | — | — | 3 job openings |
| 46 | Quantopay Digital bank for consumers 14Funding top 29%Talent top 38%Global bottom 37%Market bottom 14% All 4 signals ▾Fundingtop 29% Talenttop 38% Globalbottom 37% Marketbottom 14% Funding: Raised $165M across 1 rounds · 1 rounds over 3 yrs (0.3/yr) Talent: 2 named leaders on record · 2 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 14/100 | — | $165M | 4 | Alexander Brexendorff Co-Founder | — | — | — | — |
| 47 | OakNorth Bank 🦄 Digital bank empowering entrepreneurs and savers with smart tools | — | $962M | 461 | Rishi Khosla Co-Founder & CEO | WordPressApple iCloud MailMicrosoft 365+40 | — | — | 2 awards |
| 48 | Kroo Provider of digital banking services for individuals | — | $88M | 30 | Tim Brown Co-Founder & CCO | Apple iCloud MailGoogle WorkspaceNode.js+21 | +20% | — | 1 partnership · 1 award |
| 49 | Treasy Provider of cloud-based treasury management system for banks and financial institutions | — | $1M | — | Melih Yurtsever Co-Founder & CTO | WordPressMySQLPHP+22 | — | — | 1 job opening |
| 50 | Selfin Developer of an AI platform for automated financial product management | — | $500K | — | Joel Pimentel Co-Founder | Radix UITailwind CSSshadcn/ui+11 | — | — | — |
Top 12 Banking Tech companies in England
#1
Series D · London, England · founded 2019 · 180 employees$347.8Mraised▾
Series D · London, England · founded 2019 · 180 employees
Provider of business banking platform for current accounts and lending. Offerings include commercial mortgages, asset finance, growth finance, and bridging finance for established business entities. The institution provides cash management tools, expense cards, and accounting software integrations to facilitate financial operations. Customers receive access to dedicated relationship managers for support with banking requirements. Deposits are protected through a national compensation scheme.
Fliar Intelligence Index™ 78how this company ranks against its industry peers
Funding
top 17%Fin. health
top 23%Growth
top 25%Moat
top 26%Tech
top 28%News
top 31%Funding: Raised $348M across 6 rounds · 6 rounds over 6 yrs (1.0/yr) · Last round Series D (Feb 2026)
Fin. health: Revenue ~$209M · Revenue +32% YoY
Growth: Headcount 110 → 180 (+64%) across vintages · Revenue +32% YoY · Web rank 5,000,000 → 1,000,000 YoY
Audience (LinkedIn): 292k LinkedIn followers — 6.1% of this cohort's audience
Activity (LinkedIn): 2 awards announced in 12 mo
Funding rounds
- Feb 2026Series D$155M
- Dec 2022Series C$122.9M
- Jun 2022Conventional Debt$36.6M
- Jun 2022Series B$30.5M
Founders & team
Investors
Warwick Capital Partners, Atalaya Capital Management, TCV, British Business Investments, Ventura Capital, Sona Asset Management
Tech stack
6SenseAzureAzure Front DoorBootstrapCdnjsChakra Ui
#2
Series E · London, England · founded 2016 · 372 employees$322.5Mraised▾
Series E · London, England · founded 2016 · 372 employees
Open banking platform enabling secure bank-to-bank payments and payouts. It helps merchants reduce reliance on card networks by offering direct bank payment solutions, improving transaction success rates, lowering processing costs, and supporting seamless checkout and payout experiences across industries such as ecommerce, travel, gaming, and financial services.
Fliar Intelligence Index™ 82how this company ranks against its industry peers
Tech
top 20%Funding
top 21%Moat
top 26%Market
top 27%Growth
top 28%News
top 30%Tech: 55 technologies across 6/8 capability areas · Cloud: Amazon S3, Amazon Ses · Devops: Envoy
Funding: Raised $322M across 8 rounds · 8 rounds over 10 yrs (0.8/yr) · Last round Series E (Feb 2026)
Moat: Editorial + unicorn rating 9/10 · Unicorn · 9 curated direct competitors tracked
Audience (LinkedIn): 64k LinkedIn followers
Funding rounds
- Feb 2026Series E—
- Oct 2024Series E$50M
- Sep 2021Series E$130M
- Apr 2021Series D$70M
Investors
Tencent, Temasek, Northzone, Anthemis Group, Visa, Connect Ventures
Tech stack
AhrefsAmazon S3Amazon SesAmazon Web ServicesCloudflareCloudflare Bot Management
#3
Series B · London, England · founded 2020 · 3 employees$61.4Mraised▾
Series B · London, England · founded 2020 · 3 employees
Digital bank for individuals. Its services include savings accounts, prepaid cards for online/offline purchases, bill payments, money transfers, and more. It also features consumer loans and more.
Fliar Intelligence Index™ 35how this company ranks against its industry peers
Moat
top 22%Funding
top 25%Talent
top 38%Growth
top 45%Product
top 49%Tech
bottom 48%Moat: Editorial + unicorn rating 8/10 · Soonicorn
Funding: Raised $61.4M across 4 rounds · 4 rounds over 4 yrs (1.0/yr) · Last round Conventional Debt (May 2026)
Talent: 2 named leaders on record · 2 C-suite/founder profiles curated
Audience (LinkedIn): 16k LinkedIn followers
Hiring (LinkedIn): 10 hiring posts in 12 mo (public) · momentum -1 · hiring: Sparings Product Owner, Data Scientist
Funding rounds
- May 2026Conventional Debt$15M
- May 2024Series B$32M
- Apr 2023Series B$22M
- Jan 2022Seed$7.4M
Founders & team
Investors
Bank of Georgia, Nordstar, Chrome Capital, Flyer One Ventures, SolidFire, TA Ventures
Tech stack
Amazon CloudfrontAmazon Web ServicesGoogle AnalyticsGoogle WorkspaceHttp/3Next.Js
#4
Series B · London, England · founded 2012 · 95 employees$60Mraised▾
Series B · London, England · founded 2012 · 95 employees
Provider of risk management intelligence products for screening and threat investigation. The company offers solutions for adverse media screening and anti-money laundering name screening and monitoring. It also provides features such as a screening assistant, dynamic risk profiles, and artificial intelligence summaries. The company’s tools help organizations detect risks and uncover hidden threats.
Fliar Intelligence Index™ 57how this company ranks against its industry peers
Talent
top 28%Moat
top 31%Funding
top 34%Product
top 41%Growth
top 43%News
top 44%Talent: 3 named leaders on record · 3 C-suite/founder profiles curated · 4 leadership moves in 12 mo
Moat: Editorial + unicorn rating 8/10 · Soonicorn · 10 curated direct competitors tracked
Funding: Raised $60.0M across 3 rounds · 3 rounds over 11 yrs (0.3/yr) · Last round Series B (May 2026)
Audience (LinkedIn): 15k LinkedIn followers
Activity (LinkedIn): 1 awards announced in 12 mo
Funding rounds
- May 2026Series B—
- Nov 2024Series B—
- Jan 2023Series B—
- Sep 2020Series B$36.8M
Founders & team
Investors
Long Ridge, Accenture, Winton, CyLon, FinTech Innovation Lab, Dow Jones
Tech stack
AdrollAdroll Cmp SystemAmazon SesAmazon Web ServicesApple Icloud MailCloudflare
#5
Revolut 🦄Series E · London, England · founded 2015 · 8308 employees$2.1Braised▾
Revolut 🦄
Series E · London, England · founded 2015 · 8308 employees
Provider of banking solutions for retail customers and businesses. It provides users with a platform that offers a comprehensive suite of features designed to simplify financial management and enhance user experience.
Fliar Intelligence Index™ 97how this company ranks against its industry peers
Market
top 9%Fin. health
top 11%Customers
top 14%Funding
top 17%Talent
top 19%Moat
top 20%Market: 8,308 employees (top 1% of FinTech) · Revenue ~$6.0B · Top-50,000 web property
Fin. health: Revenue ~$6.0B · Revenue +46% YoY · Revenue 2.8x total funding
Customers: Play-Store rating 4.46★ across 4,083,856 ratings (6 apps) · Review volume +10% in 6 mo · Marquee-customer mentions: top 5% of tracked companies
Audience (LinkedIn): 2.1M LinkedIn followers — 43.0% of this cohort's audience
Hiring (LinkedIn): 1 hiring post in 12 mo (public) · hiring: Product Designer
Funding rounds
- Feb 2025Series E$1M
- Sep 2024Series E—
- Aug 2021Series E$13.7M
- Jul 2021Series E$800M
Founders & team
Investors
Lakestar, TCV, Ribbit Capital, JPMorgan Chase, Bond Capital, DST Global
Tech stack
AlgoliaApple Icloud MailCart FunctionalityCloudflareCloudflare Bot ManagementCore-Js
#6
Series A · London, England · founded 2024$26Mraised▾
Series A · London, England · founded 2024
Provider of AI-driven research platform complemented by human expert consultations. The company develops autonomous agents that leverage a network of human experts to conduct research. Its initial agent focuses on investment research, analyzing companies and markets, and facilitating expert consultations. The company plans to expand its agent offerings to include market research, competitive analysis, recruitment, business development, and enterprise intelligence. The platform offers subscription-based access to AI insights and expert connections.
Fliar Intelligence Index™ 64how this company ranks against its industry peers
AI
top 23%Funding
top 28%Market
bottom 49%Talent
bottom 49%Global
bottom 45%AI: Classified as an agentic-AI company · Product described with: ai-driven
Funding: Raised $26.0M across 2 rounds · 2 rounds over 1 yrs (2.0/yr) · Last round Series A (May 2026)
Audience (LinkedIn): 52k LinkedIn followers
Funding rounds
- May 2026Series A$22.8M
- Mar 2025Seed$3.2M
Founders & team
Investors
General Catalyst, 8VC, Conviction, Commonmagic, Interface Capital, Andreessen Horowitz
#7
Tide 🦄Series C · London, England · founded 2015 · 812 employees$196.1Mraised▾
Tide 🦄
Series C · London, England · founded 2015 · 812 employees
Provider of digital business banking accounts and financial management tools. Services include company registration, invoicing, expense tracking, and accounting integrations. The platform facilitates payment processing, payroll management, and access to various credit and financing options for commercial entities. Users manage business finances through an online interface and mobile application.
Fliar Intelligence Index™ 90how this company ranks against its industry peers
Tech
top 14%Funding
top 21%Customers
top 21%Market
top 22%Moat
top 26%Product
top 29%Tech: 69 technologies across 7/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 · Devops: Envoy
Funding: Raised $196M across 6 rounds · 6 rounds over 9 yrs (0.7/yr) · Last round Series C (Sep 2025)
Customers: Play-Store rating 4.59★ across 102,398 ratings (3 apps) · Review volume +13% in 6 mo · Marquee-customer mentions: top 30% of tracked companies
Audience (LinkedIn): 637k LinkedIn followers — 13.3% of this cohort's audience
Activity (LinkedIn): 1 product launches · 1 awards · 2 expansions announced in 12 mo
Funding rounds
- Sep 2025Series C—
- May 2025Conventional Debt$133.6M
- Jul 2021Series C$100M
- Sep 2020Grant (prize money)—
Founders & team
Investors
Capability and Innovation Fund UK Government, Anthemis Group, Creandum, Passion Capital, LocalGlobe, Apax
Tech stack
Amazon CloudfrontAmazon S3Amazon SesAmazon Web ServicesAngularApollo
#8
Series C · London, England · founded 2019 · 1000 employees$165.5Mraised▾
Series C · London, England · founded 2019 · 1000 employees
Provider of integrated financial services for businesses and individuals. It offers a comprehensive platform encompassing payments processing, banking solutions, credit facilities, and business management tools. These services are designed to streamline financial operations and facilitate growth for its clientele. The platform aims to provide seamless access to essential financial resources.
Fliar Intelligence Index™ 89how this company ranks against its industry peers
Customers
top 8%Tech
top 9%Funding
top 21%Market
top 25%Moat
top 26%Innovation
top 31%Customers: Play-Store rating 4.65★ across 492,525 ratings (3 apps)
Tech: 80 technologies across 7/8 capability areas · Cloud: Cloudflare, Google Cloud · Devops: Envoy
Funding: Raised $166M across 4 rounds · 4 rounds over 7 yrs (0.6/yr) · Last round Series C (Oct 2025)
Audience (LinkedIn): 229k LinkedIn followers — 4.8% of this cohort's audience
Funding rounds
- Oct 2025Series C$90M
- Jan 2025Series C—
- Oct 2024Series C$110M
- Aug 2022Series B$50M
Founders & team
Investors
Novastar Ventures, Global Ventures, Oui Capital, Soma Capital, FMO, Kepple Africa Ventures
Tech stack
AngularAnimate.CssAnt DesignApolloApple Icloud MailBootstrap
#9
Funding Raised · London, England · founded 2016$131.1Mraised▾
Funding Raised · London, England · founded 2016
AI powered visual data analytics platform. It is a financial analytics platform that provides businesses, advisors, and lenders with AI-driven analytics to identify insights from financial data. The analysis provides insights to support the decision making process. The platform enables users to track KPIs and generate automated monthly reports.
Fliar Intelligence Index™ 74how this company ranks against its industry peers
Growth
top 25%Innovation
top 27%Tech
top 33%AI
top 35%Patents
top 36%Funding
top 37%Growth: Revenue +79% YoY · Fresh capital in last 24 mo
Innovation: 31 patents (top 16% of patent-holders)
Tech: 51 technologies across 4/8 capability areas · Cloud: Amazon Ses, Amazon Web Services · Security: Hsts
Audience (LinkedIn): 2k LinkedIn followers
Funding rounds
- Nov 2025Conventional Debt$131.1M
Founders & team
Investors
Castlelake, Areeza India Strategy Partners
Tech stack
Amazon SesAmazon Web ServicesAosApache Http ServerBootstrapGodaddy
#10
Zopa 🦄Series H · London, England · founded 2005 · 135 employees$881.7Mraised▾
Zopa 🦄
Series H · London, England · founded 2005 · 135 employees
Digital bank offering accounts, loans, credit cards, savings, finance. It offers a full suite of financial products including current accounts, personal loans, credit cards, savings accounts, and car finance. Combining the reliability of traditional banking with the convenience of an intuitive app, it helps customers manage, grow, and access their money efficiently while providing competitive rates, cashback, and seamless digital experiences.
Fliar Intelligence Index™ 67how this company ranks against its industry peers
Tech
top 21%Funding
top 22%Market
top 31%Product
top 32%Moat
top 32%Fin. health
top 41%Tech: 53 technologies across 6/8 capability areas · Cloud: Amazon S3, Amazon Ses · Devops: Nginx, Varnish
Funding: Raised $882M across 14 rounds · 14 rounds over 20 yrs (0.7/yr) · Last round Series H (Dec 2024)
Market: 135 employees (top 36% of FinTech) · Revenue ~$381M · Top-500,000 web property
Audience (LinkedIn): 62k LinkedIn followers
Activity (LinkedIn): 2 awards announced in 12 mo
Funding rounds
- Dec 2024Series H$86.6M
- Sep 2023Conventional Debt$95M
- Feb 2023Series H$92.5M
- Oct 2021Series H$303M
Founders & team
Investors
Arrowgrass, SilverStripe, JPMorgan Chase, Benchmark, Wellington Partners Venture Capital, Bessemer Venture Partners
Tech stack
Amazon S3Amazon SesAmazon Web ServicesCart FunctionalityCdnjsCloudflare
#11
Seed · London, England · founded 2023$10.7Mraised▾
Seed · London, England · founded 2023
Cloud-based treasury management platform. It provides a treasury management platform for startups, streamlining financial management and optimization. The platform centralizes all finances.
Fliar Intelligence Index™ 57how this company ranks against its industry peers
Growth
top 28%Tech
top 34%Talent
top 38%Funding
top 39%Global
bottom 48%Market
bottom 35%Growth: Web rank 50,000,000 → 10,000,000 YoY · Fresh capital in last 24 mo
Tech: 35 technologies across 5/8 capability areas · Cloud: Amazon S3, Amazon Web Services · Observability: Sentry
Talent: 2 named leaders on record · 2 C-suite/founder profiles curated
Audience (LinkedIn): 4k LinkedIn followers
Activity (LinkedIn): 1 product launches announced in 12 mo
Funding rounds
- Apr 2026Seed$6M
- Oct 2024Seed$2.1M
- Aug 2023Seed$2.6M
- Seed—
Founders & team
Investors
Passion Capital, Tiny, Samos Investments, Entrepreneur First, Ascension, Alstin Capital
Tech stack
CloudflareCloudflare Bot ManagementCore-JsGoogle AnalyticsGoogle Tag ManagerGoogle Workspace
#12
Quantexa 🦄Series F · London, England · founded 2016 · 552 employees$371.1Mraised▾
Quantexa 🦄
Series F · London, England · founded 2016 · 552 employees
Developer of decision intelligence software for data analysis and management. This platform connects fragmented data sources to reveal relationships between entities. It utilizes graph analytics and artificial intelligence to automate decision-making processes across various sectors. The software assists in financial crime prevention, risk management, and customer intelligence by unifying siloed datasets into a single foundation. It provides tools for data quality assessment, lineage tracking, and the creation of reusable data products to support analytical models. The technology enables organizations to ground automated agents in real-world context for improved operational efficiency and investigation accuracy.
Fliar Intelligence Index™ 78how this company ranks against its industry peers
AI
top 25%Funding
top 26%Tech
top 28%News
top 28%Moat
top 28%Growth
top 30%AI: Classified as an AI company · Holds AI/ML patents (G06N-family CPC) · Product described with: artificial intelligence
Funding: Raised $371M across 6 rounds · 6 rounds over 9 yrs (0.7/yr) · Last round Series F (Mar 2025)
Tech: 42 technologies across 5/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 · Observability: Microsoft Clarity, Sentry
Audience (LinkedIn): 124k LinkedIn followers — 2.6% of this cohort's audience
Activity (LinkedIn): 1 partnerships · 3 awards (incl. Databricks) announced in 12 mo
Funding rounds
- Mar 2025Series F$175M
- Mar 2023Series E$129M
- Jul 2021Series D$154.1M
- Jul 2020Series C$64.7M
Founders & team
Investors
Albion Capital Group, HSBC, Accenture, Warburg Pincus, Dawn Capital, AlbionVC
Tech stack
Amazon CloudfrontAmazon S3Amazon Web ServicesApple Icloud MailBabelCloudflare
Funding & investor landscape
$20.3Btotal disclosed funding
224companies funded
725disclosed rounds
5rounds last 90 days
Most active investors
Techstars13 rounds
Startupbootcamp9 rounds
Notable founders
Jason Scott
Founder · Allica Bank
Richard Davies
Chief Executive Officer · Allica Bank
Dmytro Dubilet
Co-Founder · Fintech Farm
Nick Bezkrovnyy
Co-Founder · Fintech Farm
Jeremy Laycock
Co-Founder · Ripjar
Tom Griffin
Co-Founder · Ripjar
Vladyslav Yatsenko
Co-Founder & CTO · Revolut
Nikolay Storonsky
Co-Founder & CEO · Revolut
Daniel Mankowitz
Co-Founder & CTO · Ethos
Gurjodhpal
CEO India · Tide
Oliver Prill
CEO · Tide
Felix Ike
Co-Founder & CTO · Moniepoint
Prism market signals · United Kingdom · country-scoped Prism corpus, 3,605,973 docs
Market landscape — 10 sub-themes by coverage
Share of Banking Tech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
RESEARCH SIGNALS · United Kingdom
How research on Fintech is moving in the United Kingdom
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 292 United Kingdom-affiliated papers.
research sentiment over time
201920232026
enthusiastic · positive · guarded tone
Tone is overwhelmingly optimistic and intensifying — the enthusiastic (strongly-positive) share moved 16% → 26% across 2019–2026.
top research entities
- Department of Finance16
- University College London12
- University of Oxford12
- University of Greenwich8
- Durham University7
leading researchers
Padhiar, Janak · Christiaen, Christophe · Lerong Lu · Hanene Ezzine · Omayma Dammak · Aida Smaoui · Bassiouni, Mohamed Abdelrahman Abdelghafar · Franklin Allen
▲
Breakthroughs13 · 4%
▲ 0%→5% share
0 median citations92% since 2021mostly methods-led
Credit risk research is rising — UK fintech breakthrough papers grew from 0% to 5% field-share across 4 credit risk studies.
rising sub-themes (early→recent)
- Credit risk4
- Financial services3
- Scalability3
- Digital currency3
- Analytics3
Landmark FinTech ecosystem practices shaping financial inclusion: the case of mobile money in Ghana · 116 cites
◆
Advancements108 · 37%
▲ 0%→41% share
0 median citations95% since 2021mostly empirical
Financial services advancements are surging — UK papers jumped from 2 to 34, with Payment and Mobile banking newly emerging at 12 and 10 papers.
rising sub-themes (early→recent)
- Financial services2→34
- Financial inclusion1→12
- Mobile payment1→4
Newly emergingPayment 0→12 · Database transaction 0→11 · Mobile banking 0→10
Landmark Current practices, new insights, and emerging trends of financial technologies · 99 cites
▼
Concerns123 · 42%
▲ 0%→39% share
0 median citations81% since 2021mostly empirical
Financial services concern research intensified sharply — UK papers rose from 5 to 59, with Financial inclusion concerns growing from 1 to 25.
rising sub-themes (early→recent)
- Financial services5→59
- Financial inclusion1→25
- Payment1→22
- Financial innovation2→8
- Blockchain1→5
Newly emergingInclusion (mineral) 0→9 · Transformative learning 0→9 · Mobile payment 0→7
Landmark The digital revolution in financial inclusion: international development in the fintech era · 716 cites
RESEARCH HOTSPOTS · United Kingdom
Where fintech is researched across United Kingdom
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
London41 · +0.06
Oxford17 · +0.32
Manchester8 · -0.01
Edinburgh8 · -0.01
Bristol7 · -0.01
PATENT SIGNAL · United Kingdom
Who's filing fintech patents in the United Kingdom
United Kingdom fintech patent filing is cooling — 4 filings from 3 assignees (2020–2024), led by Unlisted, IL Marchese Diamonds, Obrien Patrick Damien; annual filings 2→1.
4 filings3 assigneespeak 2/yr2020–2024
filing momentum (YoY 2020–2024)
top patent filers
- Unlisted2
- IL Marchese Diamonds1
- Obrien Patrick Damien1
Common questions
How many Banking Tech companies are there in England, United Kingdom?
Radar tracks 636 indexable Banking Tech companies headquartered in England, United Kingdom that meet our profile-completeness bar.
What is the total funding raised by Banking Tech companies in England, United Kingdom?
The Banking Tech companies in England, United Kingdom on this list have raised a combined $20.3B in disclosed equity funding across 224 funded companies.
Which is the highest-funded Banking Tech company in England, United Kingdom?
Finastra is the highest-funded Banking Tech company in England, United Kingdom, with $5.3B in disclosed equity funding.
How many Banking Tech companies in England, United Kingdom are funded?
224 of the 636 Banking Tech companies in England, United Kingdom on this list have disclosed at least one equity funding round.
How many Banking Tech unicorns are there in England, United Kingdom?
12 Banking Tech companies in England, United Kingdom on this list are valued at $1B or more.
Who are the top investors in England, United Kingdom Banking Tech companies?
The most active investors in England, United Kingdom Banking Tech companies on this list include Techstars, BCR, Seedcamp, Startupbootcamp, Barclays.
Riya SenguptaFinancials
Riya reads income statements for fun. She covers the real money in a sector — revenue, growth, who actually earns — and never met a vague claim she didn't want a number for.