Best Finance & Accounting Tech Companies in State of Sao Paulo, Brazil
The 64 best Finance & Accounting Tech companies in State of Sao Paulo, Brazil in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: CERC.
Our analysis of 100 Finance & Accounting Tech companies
$11.4b in tracked funding; 98% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2021.
Ranked: Best Finance & Accounting Tech companies in State of Sao Paulo
| # | Company | Disclosed funding | Last round | Stage | Employees | Founder | Tech stack | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | CERC Accounts receivable management and credit facilitation platform | $121M | 43 mo ago | Series A | — | Fernando Fontes Founder | Cart FunctionalityWordPressMySQL+34 | — |
| 2 | ArquiveiOficial Cloud-based invoice management solutions for businesses | $76M | 54 mo ago | Series B | 374 | Filipe Grillo Co-Founder & CIO | Apple iCloud MailGoogle WorkspaceNode.js+13 | 1 job opening |
| 3 | Conta Simples Digital bank for businesses | $68M | 29 mo ago | Series B | 218 | Ricardo Gottschalk Co-Founder & Vice President | WordPress Block EditorwpBakeryElementor+37 | — |
| 4 | Qive Provider of e-invoicing and financial automation solutions | $48M | 54 mo ago | Series B | — | Isis Abbud Co-CEO & Co-founder | WordPressMySQLPHP+35 | — |
| 5 | BHub Cloud-based accounting administration solutions for SMBs 55Funding top 26%Moat top 39%Growth top 40%Talent top 44% All 8 signals ▾Fundingtop 26% Moattop 39% Growthtop 40% Talenttop 44% Markettop 49% Newstop 49% Techbottom 48% Globalbottom 38% Funding: Raised $45.9M across 5 rounds · 5 rounds over 5 yrs (1.0/yr) Moat: Editorial + unicorn rating 7/10 · 10 curated direct competitors tracked rank vs industry peers · Fliar Intelligence Index 55/100 | $46M | 6 mo ago | Series B | 221 | Fernando Ricco Co-Founder & Cfo | WordPressMySQLPHP+25 | — |
| 6 | Tino Account receivable solutions for businesses | $40M | 55 mo ago | Series A | 120 | Pedro Oliveira Co-Founder & CEO | WebflowBootstrapcore-js+21 | — |
| 7 | Caju Provider of platform centralizing employee benefits, expenses, and human resources 72Customers top 14%Tech top 26%Funding top 33%Growth top 35% All 8 signals ▾Customerstop 14% Techtop 26% Fundingtop 33% Growthtop 35% Markettop 44% Producttop 46% Moattop 48% Globalbottom 36% Customers: Play-Store rating 4.62★ across 86,494 ratings (1 apps) · Review volume +22% in 6 mo Tech: 74 technologies across 5/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 rank vs industry peers · Fliar Intelligence Index 72/100 | $35M | 18 mo ago | Series B | 190 | — | Cart FunctionalityWordPressMySQL+41 | — |
| 8 | Flash Benefits Prepaid cards for corporate expenses and benefits | $22M | 51 mo ago | Series C | 762 | Guilherme Lane Founder & CTO | Cart FunctionalityHubSpot CMS HubApple iCloud Mail+34 | 1 job opening |
| 9 | Onze Fintech platform for employee benefits management | $20M | 18 mo ago | Series B | 110 | Antonio Rocha Co-Founder & CEO | Cart FunctionalityStoryblokReact+26 | — |
| 10 | Marvin Fintech platform for businesses featuring payment methods | $15M | 49 mo ago | Series A | — | Bernardo Vale Co-Founder | WebflowGSAPAmazon Web Services+12 | — |
| 11 | Neofin Business-to-business payments platform for accounts receivable and billing | $7M | 16 mo ago | Seed | — | Arthur Cunha Co-Founder & CFO | AI | Data | WordPressMySQLPHP+27 | — |
| 12 | Alume Virtual accounting and bookkeeping platform | $7M | 23 mo ago | Series A | — | Felipe Weinfeld Co-Founder | Node.jsRadix UITailwind CSS+17 | — |
| 13 | Quasar Flash Dynamic discounting receivables solutions for businesses | $5M | 69 mo ago | Series A | — | Carlos Maggioli Founder & CEO | — | — |
| 14 | Tiba App-based account and finance management platform | $4M | 43 mo ago | Seed | 20 | Leandro Moura Co-Founder | WordPressMySQLPHP+24 | — |
| 15 | Banco Boreal Provider of digital accounts and financial management solutions for businesses 29Funding bottom 45%Talent bottom 45%Global bottom 33% All 3 signals ▾Fundingbottom 45% Talentbottom 45% Globalbottom 33% Funding: Raised $2.9M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) Talent: 1 named leader on record rank vs industry peers · Fliar Intelligence Index 29/100 | $3M | 3 mo ago | Seed | — | Adryan Alencar Founder | — | — |
| 16 | Gove Cloud-based platform for municipal management | $1M | 67 mo ago | Seed | 67 | Ricardo Ramos Co-Founder | WordPressMySQLPHP+28 | 1 job opening |
| 17 | Loopa Accounts reconciliation software for businesses | $1M | 65 mo ago | Seed | 14 | — | — | — |
| 18 | HUB Financial management platform for businesses | $1M | 65 mo ago | Funding Raised | 64 | — | WordPressMySQLPHP+30 | — |
| 19 | cash.in Payment platform for employee corporate expenses | $1M | 42 mo ago | Seed | 35 | Nani Gordon Founder | CPO & Business Development | WordPressMySQLPHP+26 | 1 award |
| 20 | Turivius Business intelligence tools for tax professionals | $1M | 49 mo ago | Seed | 31 | William Kenzo Co-Founder | WordPressCart FunctionalityMySQL+17 | — |
| 21 | Sinapse Provider of a financial management platform for businesses | $944K | 50 mo ago | Seed | 77 | — | — | — |
| 22 | Smartbill Cloud-based subscription billing management solutions for businesses | $750K | 132 mo ago | Deadpooled | 11 | — | — | — |
| 23 | Uppo Provider of digital loyalty card and rewards program | $257K | 33 mo ago | Seed | — | Daniela Reboucas Co-Founder | WordPressMySQLPHP+34 | — |
| 24 | Taxly Technology-enabled tax compliance and workflow automation platform for individuals and businesses | $214K | 22 mo ago | Seed | — | Caio Balestrin Co-Founder & COO | — | — |
| 25 | Taxcel Fintech company that offers solutions for tax compliance and analytics | $193K | 58 mo ago | Seed | 28 | Leonardo Souza Co-Founder & CTO | styled-componentsReactGatsby+18 | — |
Top 12 Finance & Accounting Tech companies in State of Sao Paulo
#1
Series B · Sao Paulo, State of Sao Paulo · founded 2004 · 221 employees$45.9Mraised▾
Cloud-based accounting administration solutions for SMBs. It features solutions for subscription management, accounting management, tax calculations, bookkeeping, payroll management, and more. It also offers financial reporting solutions.
- Nov 2025Series B$10M
- Sep 2024Series B$13.5M
- Sep 2022Series A$7.8M
- Dec 2021Series A$20M
#2
Seed · Sao Paulo, State of Sao Paulo · founded 2024$2.9Mraised▾
Provider of digital accounts and financial management solutions for businesses. It offers tools for generating invoices, payment processing, and cash flow management. The platform supports automated invoice creation, payment reminders, and reconciliation. It facilitates integration with existing systems through file uploads. The company provides options for managing receivables and payables.
- Mar 2026Seed$2.9M
#3
Series B · Pinheiros, State of Sao Paulo · founded 2019 · 190 employees$35.5Mraised▾
Provider of platform centralizing employee benefits, expenses, and human resources. The platform offers solutions for managing benefits, streamlining expense tracking, and centralizing human resources tasks. It integrates multiple functions into a single system. The platform aims to simplify administrative processes and improve efficiency for businesses.
- Dec 2024Series B$4M
- Aug 2022Series B$25M
- Jun 2022Series A—
- Aug 2021Series A$8M
#4
Series B · Sao Paulo, State of Sao Paulo · founded 2020 · 110 employees$20Mraised▾
Fintech platform for employee benefits management. It offers eleven and eleven manager software for pension planning plans, asset management, consulting, risk management, and more. It allows companies to manage the financial health of employees and help them retain employees.
- Dec 2024Series B$20M
#5
Seed · Sao Paulo, State of Sao Paulo · founded 2022$7Mraised▾
Business-to-business payments platform for accounts receivable and billing
- Feb 2025Seed$7M
#6
Series B · Sao Paulo, State of Sao Paulo · founded 2018 · 218 employees$68.2Mraised▾
Digital bank for businesses. It offers multiple services including checking accounts, money transfers, bill payments, NFC-enabled corporate cards for online/offline purchases, and more. It also offers an app-based platform to manage payroll and payments. The application is available on iOS and Android devices.
- Jan 2024Series B$41.5M
- Dec 2021Series A$24M
- Dec 2020Seed$2.5M
- Aug 2020Seed$150K
#7
Series A · Sao Paulo, State of Sao Paulo · founded 2019$7Mraised▾
Virtual accounting and bookkeeping platform. It offers financial services and solutions tailored for medical professionals like doctors, psychologists, physiotherapists, and more. It also offers lending solutions like education financing and more.
- Jul 2024Series A$7M
#8
Series A · Sao Paulo, State of Sao Paulo · founded 2016$120.8Mraised▾
Accounts receivable management and credit facilitation platform. It enables businesses to use assets for credit operations, securitization, and growth. The company emphasizes data analysis, secure storage, and regulatory compliance to address uncertainties in credit offerings. The platform provides secure evaluation, formalization, and transparency for various receivable types, including commercial invoices for products and services, marketplace and acquirer payments, and real estate assets.
- Oct 2022PE$108M
- Aug 2020Series A$12.8M
#9
Series B · Sao Carlos, State of Sao Paulo · founded 2014 · 374 employees$76.2Mraised▾
Developer of a business platform designed to assist companies in complying with regulations through electronic invoice monitoring. The company's platform automatically downloads, print, search, filter, and create manifestos, and helps in accounting, enabling clients to make electronic invoices and access business intelligence with smart data from fiscal documents, fetch and analyze data.
#10
Series B · Sao Carlos, State of Sao Paulo · founded 2014$48Mraised▾
Provider of e-invoicing and financial automation solutions. It offers a range of features, including automatic invoicing, payment tracking, and financial reporting. It can automate their financial processes and reduce errors.
- Dec 2021Series B$48M
#11
Series A · Sao Paulo, State of Sao Paulo · founded 2020 · 120 employees$40.5Mraised▾
Account receivable solutions for businesses. Provides a platform that allows retailers to get more credit to buy from their suppliers, using card receivables without having to anticipate them, enabling users to avail of working capital. Offers business-to-business payment network that allows industry and distributors to offer more retail credit.
- Nov 2021Series A$32M
- Sep 2021Seed$8.5M
#12
Series C · Sao Paulo, State of Sao Paulo · founded 2018 · 762 employees$22Mraised▾
Prepaid cards for corporate expenses and benefits. It provides tools for expense management, money transfers, and more. It can be used for services such as meal payments, travel expenses, and more. It also offers an app-based platform that is available on iOS and Android devices.
- Mar 2022Series C—
- Jul 2021Series B$22M
- Seed—
- Series A—
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of Finance & Accounting Tech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in Brazil
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 33 Brazil-affiliated papers.
- Fundação Getulio Vargas5
- Universidade de Ribeirão Preto4
- Universidade Federal de Minas Gerais4
- Central Bank of Brazil3
- Universidade de São Paulo2
- Financial services6
- Financial inclusion4
- Blueprint2
- Sentiment analysis2
- Commission2
- Financial services10
- Financial inclusion4
- Payment3
- Competition (biology)3
- Loan3
Where fintech is researched across Brazil
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Common questions
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.