Radar · FinTech in State of Sao Paulo
Best FinTech Companies in State of Sao Paulo, Brazil
The 497 best FinTech companies in State of Sao Paulo, Brazil in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Nubank.
By Rohit KhannaTrends & Stories
497companies tracked
$10Bdisclosed funding
9unicorns
185have raised
FLIAR INTELLIGENCE · FINTECH × STATE OF SAO PAULO
Our analysis of 50 FinTech companies
$3.7b in tracked funding; 98% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
50companies analysed
98%cloud-native stacks
2025funding peak (by rounds)
3unicorns
2020median founding year
8.7Mcombined LinkedIn audience
84%of audience held by top 3
12companies hiring publicly (12 mo)
Ranked: Best FinTech companies in State of Sao Paulo
| # | Company | Disclosed funding | Last round | Stage | Employees | Founder | Tech stack | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | Nubank 🦄 Provider of digital banking services, including credit cards and accounts | $2.3B | 60 mo ago | Public | 8,049 | Edward Wible Co-Founder & Software Engineer | DatoCMSCart FunctionalitySentry+31 | 1 internship · 1 expansion · 1 award |
| 2 | Investidores.nu Online platform provides financial solutions and experiences for individuals and SMEs | $1.8B | 60 mo ago | Series D | — | Edward Wible Co-Founder | WordPressMySQLPHP+18 | — |
| 3 | Neon 🦄 Provider of an online bank for consumers 74Customers top 12%Funding top 13%Market top 25%Moat top 26% All 9 signals ▾Customerstop 12% Fundingtop 13% Markettop 25% Moattop 26% Techtop 31% Producttop 36% Talentbottom 49% Growthbottom 41% Globalbottom 38% Customers: Play-Store rating 4.64★ across 1,342,636 ratings (1 apps) · Review volume +11% in 6 mo Funding: Raised $908M across 8 rounds · 8 rounds over 10 yrs (0.8/yr) rank vs industry peers · Fliar Intelligence Index 74/100 | $908M | 11 mo ago | Series E | 2,320 | Pedro Conrade Co-Founder & CEO | Cart FunctionalityApple iCloud MailGoogle Workspace+24 | 2 job openings |
| 4 | Creditas 🦄 Online platform for asset-backed consumer loans 93Tech top 10%Funding top 13%Market top 17%Moat top 26% All 6 signals ▾Techtop 10% Fundingtop 13% Markettop 17% Moattop 26% Growthtop 35% Globaltop 44% Tech: 70 technologies across 7/8 capability areas · Cloud: Cloudflare, Netlify Funding: Raised $873M across 10 rounds · 10 rounds over 11 yrs (0.9/yr) rank vs industry peers · Fliar Intelligence Index 93/100 | $873M | 6 mo ago | Series G | 2,899 | — | Cart FunctionalityContentfulApple iCloud Mail+34 | 1 internship |
| 5 | Unico 🦄 Provider of digital identity verification and authentication solutions for businesses | $337M | 50 mo ago | Series D | 1,034 | Diego Martins Founder & CEO | WordPressApple iCloud MailGoogle Workspace+36 | — |
| 6 | QI Tech 🦄 Provider of open banking API solutions 76Funding top 18%News top 19%Growth top 25%Tech top 26% All 11 signals ▾Fundingtop 18% Newstop 19% Growthtop 25% Techtop 26% Moattop 28% Talenttop 28% Producttop 34% Markettop 44% Innovationtop 49% Patentstop 50% Globalbottom 36% Funding: Raised $311M across 5 rounds · 5 rounds over 5 yrs (1.0/yr) News: 6 BI events in 12 mo (of 29 tracked, 6 types) · 5 high-value events (IPO/M&A/funding/contracts) in 12 mo rank vs industry peers · Fliar Intelligence Index 76/100 | $311M | 10 mo ago | Series B | 122 | Marcelo Buosi Co-Founder | Cart FunctionalityNode.jsEnvoy+29 | 1 job opening · 1 partnership |
| 7 | Dock 🦄 Developer of open banking API solutions | $280M | 49 mo ago | Acquired | 1,400 | Diogo Frenkel Co-Founder | Cart FunctionalityWordPressMySQL+39 | 2 expansions |
| 8 | Solfácil Online marketplace for residential solar financing 60Funding top 22%Moat top 22%Tech top 26%Growth top 35% All 8 signals ▾Fundingtop 22% Moattop 22% Techtop 26% Growthtop 35% Talenttop 38% Globalbottom 38% Marketbottom 37% Newsbottom 21% Funding: Raised $176M across 7 rounds · 7 rounds over 8 yrs (0.9/yr) Moat: Editorial + unicorn rating 8/10 · Soonicorn rank vs industry peers · Fliar Intelligence Index 60/100 | $176M | 15 mo ago | Series C | — | Roger Alves Co-Founder | WordPressApple iCloud MailGoogle Workspace+32 | — |
| 9 | Open Co Loan life cycle management software for financial institutions | $115M | 27 mo ago | Series D | 244 | Sandro Reiss Founder & CEO | Node.jsSalesforceSvelte+10 | 2 job openings · 1 internship |
| 10 | Matera Developer of core banking, mobile wallet technology, and embedded finance 74Product top 25%Funding top 27%Innovation top 33%Tech top 34% All 7 signals ▾Producttop 25% Fundingtop 27% Innovationtop 33% Techtop 34% Growthtop 35% Markettop 41% Globalbottom 36% Product: 12 distinct product lines · Company stage: Series C Funding: Raised $100M across 1 rounds · 1 rounds over 2 yrs (0.5/yr) rank vs industry peers · Fliar Intelligence Index 74/100 | $100M | 23 mo ago | Series C | 1,000 | — | Apple iCloud MailGoogle WorkspaceNode.js+22 | — |
| 11 | Agrolend Agrolend: Financing Brazilian agribusiness with innovative credit solutions and strategic partnerships 32Talent top 23%Funding top 26%Growth bottom 42%Global bottom 38% All 7 signals ▾Talenttop 23% Fundingtop 26% Growthbottom 42% Globalbottom 38% Techbottom 33% Marketbottom 31% Newsbottom 21% Talent: 5 named leaders on record · 5 C-suite/founder profiles curated Funding: Raised $96.2M across 4 rounds · 4 rounds over 5 yrs (0.8/yr) rank vs industry peers · Fliar Intelligence Index 32/100 | $96M | 19 mo ago | Series C | 43 | Carlos Fagundes Co-Founder & CSO | WordPressApple iCloud MailGoogle Workspace+19 | — |
| 12 | PRAVALER Online lending platform for education loans 72Tech top 21%Funding top 31%Growth top 35%Market top 36% All 8 signals ▾Techtop 21% Fundingtop 31% Growthtop 35% Markettop 36% Producttop 47% Talentbottom 49% Globalbottom 36% Newsbottom 35% Tech: 72 technologies across 5/8 capability areas · Cloud: Amazon S3, Amazon Web Services Funding: Raised $86.1M across 2 rounds · 2 rounds over 4 yrs (0.5/yr) rank vs industry peers · Fliar Intelligence Index 72/100 | $86M | 18 mo ago | Funding Raised | 462 | Carlos Furlan Chief Executive Officer | Apple iCloud MailMicrosoft 365Node.js+28 | 1 internship · 1 award |
| 13 | Gringo Online platform for vehicle fines and taxes loans 69Customers top 7%Tech top 26%Funding top 28%Market top 37% All 9 signals ▾Customerstop 7% Techtop 26% Fundingtop 28% Markettop 37% Talenttop 38% Producttop 42% Growthbottom 46% Globalbottom 38% Newsbottom 21% Customers: Play-Store rating 4.86★ across 943,779 ratings (1 apps) Tech: 53 technologies across 5/8 capability areas · Cloud: Cloudflare, Google Cloud rank vs industry peers · Fliar Intelligence Index 69/100 | $86M | 21 mo ago | Acquired | 218 | Marcelo Lemos Co-Founder | WordPressMySQLPHP+28 | — |
| 14 | Conta Simples Digital bank for businesses | $68M | 29 mo ago | Series B | 218 | Ricardo Gottschalk Co-Founder & Vice President | WordPress Block EditorwpBakeryElementor+37 | — |
| 15 | Belvo Developer of open banking API solutions 69Innovation top 20%Tech top 24%Growth top 28%Funding top 30% All 10 signals ▾Innovationtop 20% Techtop 24% Growthtop 28% Fundingtop 30% Moattop 31% Talenttop 38% Producttop 43% Globalbottom 45% Marketbottom 27% Newsbottom 24% Innovation: 8 product lines · Deep-tech classification: Blockchain Tech: 51 technologies across 5/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 rank vs industry peers · Fliar Intelligence Index 69/100 | $59M | 14 mo ago | Series A | 4 | Uri Tintore Co-Founder & Co-CEO | WordPress Block EditorWordPressMySQL+24 | 2 job openings |
| 16 | BHub Cloud-based accounting administration solutions for SMBs 55Funding top 26%Moat top 39%Growth top 40%Talent top 44% All 8 signals ▾Fundingtop 26% Moattop 39% Growthtop 40% Talenttop 44% Markettop 49% Newstop 49% Techbottom 48% Globalbottom 38% Funding: Raised $45.9M across 5 rounds · 5 rounds over 5 yrs (1.0/yr) Moat: Editorial + unicorn rating 7/10 · 10 curated direct competitors tracked rank vs industry peers · Fliar Intelligence Index 55/100 | $46M | 6 mo ago | Series B | 221 | Fernando Ricco Co-Founder & Cfo | WordPressMySQLPHP+25 | — |
| 17 | Justos Provider of an app-based auto insurance platform for individuals 50Tech top 25%Funding top 28%Customers top 28%Moat top 39% All 10 signals ▾Techtop 25% Fundingtop 28% Customerstop 28% Moattop 39% Talentbottom 49% Productbottom 48% Marketbottom 45% Globalbottom 38% Growthbottom 37% Newsbottom 21% Tech: 48 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 Funding: Raised $45.0M across 4 rounds · 4 rounds over 5 yrs (0.8/yr) rank vs industry peers · Fliar Intelligence Index 50/100 | $45M | 11 mo ago | Series A | 84 | Jorge Soto Co-Founder & CTO | WebflowGSAPAmazon Web Services+23 | — |
| 18 | Educbank Online lending platform for educational institutions 55Tech top 28%Funding top 34%Growth top 35%Talent bottom 49% All 7 signals ▾Techtop 28% Fundingtop 34% Growthtop 35% Talentbottom 49% Marketbottom 40% Globalbottom 36% Newsbottom 18% Tech: 53 technologies across 5/8 capability areas · Cloud: Amazon Cloudfront, Amazon Ses Funding: Raised $37.1M across 3 rounds · 3 rounds over 4 yrs (0.8/yr) rank vs industry peers · Fliar Intelligence Index 55/100 | $37M | 19 mo ago | Series A | 78 | Danilo Costa Co-Founder | WordPressBetterDocsApple iCloud Mail+38 | — |
| 19 | Caju Provider of platform centralizing employee benefits, expenses, and human resources 72Customers top 14%Tech top 26%Funding top 33%Growth top 35% All 8 signals ▾Customerstop 14% Techtop 26% Fundingtop 33% Growthtop 35% Markettop 44% Producttop 46% Moattop 48% Globalbottom 36% Customers: Play-Store rating 4.62★ across 86,494 ratings (1 apps) · Review volume +22% in 6 mo Tech: 74 technologies across 5/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 rank vs industry peers · Fliar Intelligence Index 72/100 | $35M | 17 mo ago | Series B | 190 | — | Cart FunctionalityWordPressMySQL+41 | — |
| 20 | Velotax Online tax calculator platform for individuals 62Growth top 20%Tech top 24%News top 36%Talent top 38% All 8 signals ▾Growthtop 20% Techtop 24% Newstop 36% Talenttop 38% Fundingtop 40% Productbottom 48% Marketbottom 36% Globalbottom 36% Growth: Web rank 1,000,000 → 500,000 YoY · App-install growth +154% YoY Tech: 51 technologies across 5/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 rank vs industry peers · Fliar Intelligence Index 62/100 | $23M | 7 mo ago | Series A | 33 | Victor Savioli Co-Founder | BootstrapAnt DesignAmazon Web Services+27 | 1 award |
| 21 | Crown Provider of infrastructure for institutions to transact with digital currency 55Funding top 32%Talent top 38%Global bottom 48% All 3 signals ▾Fundingtop 32% Talenttop 38% Globalbottom 48% Funding: Raised $21.6M across 2 rounds · 2 rounds over 1 yrs (2.0/yr) Talent: 2 named leaders on record · 2 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 55/100 | $22M | 6 mo ago | Series A | — | John Delaney Co-Founder & CEO | — | 1 launch |
| 22 | Zig Provider of cashless payment, event ticketing, and access management solutions | $21M | 18 mo ago | Series B | 200 | Carlos Lino Founder Turned VC | WordPressApple iCloud MailMicrosoft 365+25 | 3 job openings |
| 23 | Sol Agora A platform providing solar energy financing solutions | $20M | 17 mo ago | Series B | — | Flavio Suchek CEO | WordPressApple iCloud MailMicrosoft 365+30 | 1 internship |
| 24 | Onze Fintech platform for employee benefits management | $20M | 18 mo ago | Series B | 110 | Antonio Rocha Co-Founder & CEO | Cart FunctionalityStoryblokReact+26 | — |
| 25 | Avenia Provider of infrastructure for cross-border payments, connecting traditional finance with stablecoins 24Funding top 40%Talent bottom 49%Global bottom 48%Tech bottom 43% All 5 signals ▾Fundingtop 40% Talentbottom 49% Globalbottom 48% Techbottom 43% Marketbottom 31% Funding: Raised $19.1M across 2 rounds · 2 rounds over 1 yrs (2.0/yr) Talent: 1 named leader on record · 1 C-suite/founder profile curated rank vs industry peers · Fliar Intelligence Index 24/100 | $19M | 4 mo ago | Series A | — | Matheus Moura Co-Founder | Framer SitesVimeoReact+9 | — |
| 26 | Facio App-based platform for payroll loans | $18M | 22 mo ago | Series B | 38 | Ticiano Vieira Co-Founder | MUIBootstrapReact+21 | — |
| 27 | Azos Online life insurance platform for individuals 64Tech top 24%Funding top 29%News top 29%Product top 35% All 8 signals ▾Techtop 24% Fundingtop 29% Newstop 29% Producttop 35% Talenttop 35% Growthtop 43% Marketbottom 49% Globalbottom 39% Tech: 63 technologies across 5/8 capability areas · Cloud: Cloudflare, Google Cloud Funding: Raised $16.0M across 4 rounds · 4 rounds over 5 yrs (0.8/yr) rank vs industry peers · Fliar Intelligence Index 64/100 | $16M | 3 mo ago | Series C | 123 | Bernardo Correa Ribeiro Co-Founder | Apple iCloud MailGoogle WorkspaceNode.js+30 | 2 job openings · 1 expansion |
| 28 | Ume Online platform for point of sale financing 64Tech top 29%Funding top 33%Growth top 38%Talent top 38% All 10 signals ▾Techtop 29% Fundingtop 33% Growthtop 38% Talenttop 38% Customerstop 40% Markettop 46% Producttop 46% Moattop 48% Globalbottom 36% Newsbottom 35% Tech: 44 technologies across 6/8 capability areas · Cloud: Cloudflare Funding: Raised $15.0M across 2 rounds · 2 rounds over 2 yrs (1.0/yr) rank vs industry peers · Fliar Intelligence Index 64/100 | $15M | 9 mo ago | Series B | 165 | Theo Ramalho Co-Founder & COO | SentryAnimate.cssEnvoy+18 | — |
| 29 | Altis Provider of embedded lending solutions for businesses 37Growth top 35%Tech top 44%Funding top 45%Talent bottom 49% All 6 signals ▾Growthtop 35% Techtop 44% Fundingtop 45% Talentbottom 49% Globalbottom 48% Marketbottom 25% Growth: Fresh capital in last 24 mo Tech: 24 technologies across 5/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 rank vs industry peers · Fliar Intelligence Index 37/100 | $13M | 5 mo ago | Seed | — | Luiz Bettega Co-Founder | SentryRadix UITailwind CSS+13 | — |
| 30 | Barte Provider of payment ecosystem offering omnichannel sales and receivable management | $12M | 20 mo ago | Series A | 41 | Raphael Dyxklay Co-Founder | WebflowAmazon Web ServicesHubSpot+22 | — |
| 31 | klubi Online platform offering group lending for purchasing cars | $11M | 18 mo ago | Series A | 77 | Eduardo Rocha Fundador e CEO | Node.jsReactNext.js App Router+17 | 1 job opening · 1 partnership |
| 32 | Darwin Seguros Online platform offering usage-based insurance to individuals 48News top 32%Growth top 35%Tech top 35%Talent top 44% All 8 signals ▾Newstop 32% Growthtop 35% Techtop 35% Talenttop 44% Producttop 46% Fundingbottom 49% Marketbottom 38% Globalbottom 36% News: 4 BI events in 12 mo (of 6 tracked, 2 types) · Top themes: Leadership Growth: Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 48/100 | $10M | 7 mo ago | Series B | 75 | Firmino Freitas Founder & Co-Ceo | WordPressApple iCloud MailMicrosoft 365+21 | 1 award |
| 33 | Lerian Cloud-based platform offering payment solutions for fintechs, and BaaS companies 19Funding bottom 49%Talent bottom 49%Global bottom 48%Tech bottom 47% All 5 signals ▾Fundingbottom 49% Talentbottom 49% Globalbottom 48% Techbottom 47% Marketbottom 25% Funding: Raised $8.9M across 2 rounds · 2 rounds over 2 yrs (1.0/yr) Talent: 1 named leader on record · 1 C-suite/founder profile curated rank vs industry peers · Fliar Intelligence Index 19/100 | $9M | 4 mo ago | Seed | — | Fred Amaral Founder & CEO | Framer SitesReactAmazon Web Services+14 | — |
| 34 | Segura Provider of insurance broker tools, connecting brokers to insurers with sales support 45Talent top 28%Tech top 41%Funding top 43%Global bottom 48% All 5 signals ▾Talenttop 28% Techtop 41% Fundingtop 43% Globalbottom 48% Marketbottom 37% Talent: 3 named leaders on record · 3 C-suite/founder profiles curated Tech: 32 technologies across 4/8 capability areas · Cloud: Cloudflare, Vercel rank vs industry peers · Fliar Intelligence Index 45/100 | $8M | 1 mo ago | Seed | — | Lucca Almeida Co-Founder & CTO | WebflowApple iCloud MailGSAP+19 | 1 job opening |
| 35 | Neofin Business-to-business payments platform for accounts receivable and billing | $7M | 16 mo ago | Seed | — | Arthur Cunha Co-Founder & CFO | AI | Data | WordPressMySQLPHP+27 | — |
| 36 | Hero Seguros Provider of travel and mobile phone insurance products and services 57Tech top 31%Talent top 38%Growth top 45%Market top 47% All 6 signals ▾Techtop 31% Talenttop 38% Growthtop 45% Markettop 47% Fundingbottom 49% Globalbottom 48% Tech: 42 technologies across 5/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 Talent: 2 named leaders on record · 2 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 57/100 | $7M | 2 mo ago | Series A | — | Guilherme Wroclawski Co-Founder | Cart FunctionalityNode.jsTailwind CSS+25 | 1 expansion |
| 37 | Kamino Providing startups toolkit for early stage companies 48Tech top 30%Growth top 35%Funding top 41%Talent bottom 49% All 7 signals ▾Techtop 30% Growthtop 35% Fundingtop 41% Talentbottom 49% Productbottom 48% Globalbottom 36% Marketbottom 34% Tech: 56 technologies across 5/8 capability areas · Cloud: Cloudflare Growth: Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 48/100 | $6M | 9 mo ago | Series A | 45 | Gonzalo Navajas Founder & CEO | Cart FunctionalityWordPressMySQL+36 | — |
| 38 | Magie AI-based digital payment account platform for individuals 48Growth top 35%Funding top 38%AI top 45%Talent bottom 49% All 9 signals ▾Growthtop 35% Fundingtop 38% AItop 45% Talentbottom 49% Productbottom 48% Techbottom 47% Globalbottom 36% Marketbottom 34% Newsbottom 17% Growth: Fresh capital in last 24 mo Funding: Raised $5.1M across 2 rounds · 2 rounds over 2 yrs (1.0/yr) rank vs industry peers · Fliar Intelligence Index 48/100 | $5M | 5 mo ago | Series A | — | João Camargo Co-Founder | Framer SitesThree.jsReact+14 | — |
| 39 | Credituz Provider of a credit management platform for the real estate sector | $5M | 13 mo ago | Seed | — | Pedro Braz Co-Founder | — | — |
| 40 | Core AI Provider of a platform for businesses to offer customized credit products 55Talent top 25%Global bottom 48%Funding bottom 46%Tech bottom 41% All 4 signals ▾Talenttop 25% Globalbottom 48% Fundingbottom 46% Techbottom 41% Talent: 6 named leaders on record Global: Investors from 2 countries beyond Brazil rank vs industry peers · Fliar Intelligence Index 55/100 | $4M | 2 mo ago | Seed | — | Kyle T Founder | Framer SitesApple iCloud MailGoogle Workspace+10 | — |
| 41 | Trace Finance Online platform providing international bnking services for startups 16Talent top 38%Funding top 46%Tech bottom 36%Global bottom 36% All 5 signals ▾Talenttop 38% Fundingtop 46% Techbottom 36% Globalbottom 36% Marketbottom 24% Talent: 2 named leaders on record · 2 C-suite/founder profiles curated Funding: Raised $4.3M across 1 rounds · 1 rounds over 4 yrs (0.2/yr) rank vs industry peers · Fliar Intelligence Index 16/100 | $4M | 0 mo ago | Series A | 23 | Raphael Light Co-Founder | WebflowMailjetGoogle Workspace+8 | — |
| 42 | CashU Provider of a lending platform for point-of-sale financing 9Funding top 41%Tech bottom 41%Global bottom 36%Market bottom 18% All 4 signals ▾Fundingtop 41% Techbottom 41% Globalbottom 36% Marketbottom 18% Funding: Raised $3.8M across 5 rounds · 5 rounds over 5 yrs (1.0/yr) Tech: 24 technologies across 3/8 capability areas · Cloud: Cloudflare rank vs industry peers · Fliar Intelligence Index 9/100 | $4M | 4 mo ago | Series A | 21 | — | WordPress Block EditorElementorWordPress+21 | — |
| 43 | Dinie Online marketplace for business credit lines | $4M | 16 mo ago | Seed | 17 | Andrea Burattini Founder | SentryNode.jsJava+18 | — |
| 44 | Divibank Online platform for revenue-based financing | $4M | 14 mo ago | Series A | 46 | Jaime Taboada Co-Founder & CEO | WebflowAmazon Web ServicesSvelte+21 | — |
| 45 | Banco Boreal Provider of digital accounts and financial management solutions for businesses 29Funding bottom 45%Talent bottom 45%Global bottom 33% All 3 signals ▾Fundingbottom 45% Talentbottom 45% Globalbottom 33% Funding: Raised $2.9M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) Talent: 1 named leader on record rank vs industry peers · Fliar Intelligence Index 29/100 | $3M | 2 mo ago | Seed | — | Adryan Alencar Founder | — | — |
| 46 | Bull Cred Tech Provider of a white-label platform for worker credit origination and management | $2M | 8 mo ago | Seed | — | Marcia Torres Co-Founder & CFO | TurbopackSentryNode.js+20 | — |
| 47 | Silverguard App-based platform providing cybersecurity and financial insurance technological solutions | $2M | 13 mo ago | Seed | 8 | Flavio Rabelo Barros Co-Founder | Squarespace CommerceCart FunctionalitySquarespace+17 | — |
| 48 | FlowCredi Provider of secured loans using real estate and vehicle collateral | $643K | 6 mo ago | Seed | — | Rodrigo Gordinho co-CEO e co-Founder | WordPressMySQLPHP+19 | 1 job opening |
| 49 | Vitrify Provider of real-time data and alerts for capital market securities | $190K | 3 mo ago | Seed | — | Daniel Magalhaes Co-Founder & Head of Strategy and Sales | Amazon Web ServicesWhatsApp Business ChatGoogle Font API+4 | — |
Top 12 FinTech companies in State of Sao Paulo
#1
Creditas 🦄Series G · Itaim Bibi, State of Sao Paulo · founded 2012 · 2899 employees$873.4Mraised▾
Creditas 🦄
Series G · Itaim Bibi, State of Sao Paulo · founded 2012 · 2899 employees
Online platform for asset-backed consumer loans. It offers various loans including such as vehicle-backed loans, property-backed loans, personal loans, payroll loans, salary advances, and more. The asset-backed loans are provided on the basis of collateral evaluation. The platform is integrated into the company's existing payroll software in order to provide payroll loans to employees. It also enables users to exchange debts for a secured loan. It provides an app-based platform that is available on iOS and Android devices.
Fliar Intelligence Index™ 93how this company ranks against its industry peers
Tech
top 10%Funding
top 13%Market
top 17%Moat
top 26%Growth
top 35%Global
top 44%Tech: 70 technologies across 7/8 capability areas · Cloud: Cloudflare, Netlify · Devops: Nginx
Funding: Raised $873M across 10 rounds · 10 rounds over 11 yrs (0.9/yr) · Last round Series G (Dec 2025)
Market: 2,899 employees (top 2% of FinTech) · Top-50,000 web property · Unicorn (valued $4.8B)
Audience (LinkedIn): 354k LinkedIn followers — 4.1% of this cohort's audience
Funding rounds
- Dec 2025Series G$108M
- Jul 2022Series F$50M
- Jan 2022Series F$260M
- Feb 2021Conventional Debt$28.3M
Investors
Redpoint Ventures, Kaszek, Quona, QED Investors, IFC, Naspers
Tech stack
AcuityadsAdobe Audience ManagerApolloApple Icloud MailAppnexusCart Functionality
#2
Neon 🦄Series E · Sao Paulo, State of Sao Paulo · founded 2016 · 2320 employees$908Mraised▾
Neon 🦄
Series E · Sao Paulo, State of Sao Paulo · founded 2016 · 2320 employees
Provider of an online bank for consumers. Its services include deposit accounts, money transfers, bill payments, NFC-enabled debit cards for online/offline purchases, and cash withdrawals. It offers an app-based platform that is available on iOS and Android stores.
Fliar Intelligence Index™ 74how this company ranks against its industry peers
Customers
top 12%Funding
top 13%Market
top 25%Moat
top 26%Tech
top 31%Product
top 36%Customers: Play-Store rating 4.64★ across 1,342,636 ratings (1 apps) · Review volume +11% in 6 mo · Marquee-customer mentions: top 17% of tracked companies
Funding: Raised $908M across 8 rounds · 8 rounds over 10 yrs (0.8/yr) · Last round Series E (Jul 2025)
Market: 2,320 employees (top 3% of FinTech) · Top-100,000 web property · Unicorn (valued $1.6B)
Audience (LinkedIn): 998k LinkedIn followers — 11.4% of this cohort's audience
Hiring (LinkedIn): 2 hiring posts in 12 mo (public) · momentum +2 · hiring: RH, Departamento Pessoal
Funding rounds
- Jul 2025Series E$25M
- Aug 2024Series E$38M
- Dec 2023Series E$64M
- Jul 2022Series D$80M
Founders & team
Investors
General Atlantic, Vulcan Capital, PayPal, Endeavor, BBVA, Monashees
Tech stack
AdoptAmazon CloudfrontAmazon Web ServicesAngularApple Icloud MailCart Functionality
#3
QI Tech 🦄Series B · Sao Paulo, State of Sao Paulo · founded 2018 · 122 employees$311.3Mraised▾
QI Tech 🦄
Series B · Sao Paulo, State of Sao Paulo · founded 2018 · 122 employees
Provider of open banking API solutions. It offers a solution that enables businesses to build financial products using APIs. It features debt management solutions, credit analysis, escrow accounts for secured payments, statement issuance, and more.
Fliar Intelligence Index™ 76how this company ranks against its industry peers
Funding
top 18%News
top 19%Growth
top 25%Tech
top 26%Moat
top 28%Talent
top 28%Funding: Raised $311M across 5 rounds · 5 rounds over 5 yrs (1.0/yr) · Last round Series B (Jul 2025)
News: 6 BI events in 12 mo (of 29 tracked, 6 types) · 5 high-value events (IPO/M&A/funding/contracts) in 12 mo · Top themes: Funding, Capital raise, M&A
Growth: Web rank 5,000,000 → 1,000,000 YoY · 1 acquisition/expansion move in 24 mo · Fresh capital in last 24 mo
Audience (LinkedIn): 125k LinkedIn followers
Hiring (LinkedIn): 1 hiring post in 12 mo (public)
Activity (LinkedIn): 1 partnerships announced in 12 mo
Funding rounds
- Jul 2025Series B$63M
- Apr 2024Series B$50M
- Oct 2023Series B$199.3M
- Oct 2022Series A$12M
Founders & team
Investors
Across Capital, General Atlantic, GIC
Tech stack
Amazon SesAmazon Web ServicesAosCart FunctionalityCloudflareCloudflare Bot Management
#4
Series C · Sao Paulo, State of Sao Paulo · founded 2020 · 123 employees$16Mraised▾
Series C · Sao Paulo, State of Sao Paulo · founded 2020 · 123 employees
Online life insurance platform for individuals. It offers life insurance including disability coverage, accidental death protection, natural death. It also offers serious illness protection including cancer, stroke, organ transplant, and end-stage renal failure.
Fliar Intelligence Index™ 64how this company ranks against its industry peers
Tech
top 24%Funding
top 29%News
top 29%Product
top 35%Talent
top 35%Growth
top 43%Tech: 63 technologies across 5/8 capability areas · Cloud: Cloudflare, Google Cloud · Observability: Datadog, Sentry
Funding: Raised $16.0M across 4 rounds · 4 rounds over 5 yrs (0.8/yr) · Last round Series C (Mar 2026)
News: 4 BI events in 12 mo (of 15 tracked, 4 types) · +300% YoY · Top themes: Funding, Leadership
Audience (LinkedIn): 30k LinkedIn followers
Hiring (LinkedIn): 2 hiring posts in 12 mo (public) · momentum +2 · hiring: Coordenador(a) de Eficiência Operacional
Activity (LinkedIn): 1 expansions announced in 12 mo
Funding rounds
- Mar 2026Series C$24M
- Feb 2025Series B$31M
- May 2022Series A$6M
- Dec 2021Series A$10M
Founders & team
Investors
Prosus, Kaszek, Maya Capital, Propel Venture Partners, Munich Re, Lightrock
Tech stack
Apple Icloud MailAtlassian StatuspageClearsaleCloudflareCloudflare Bot ManagementCloudflare Browser Insights
#5
Series B · Sao Paulo, State of Sao Paulo · founded 2004 · 221 employees$45.9Mraised▾
Series B · Sao Paulo, State of Sao Paulo · founded 2004 · 221 employees
Cloud-based accounting administration solutions for SMBs. It features solutions for subscription management, accounting management, tax calculations, bookkeeping, payroll management, and more. It also offers financial reporting solutions.
Fliar Intelligence Index™ 55how this company ranks against its industry peers
Funding
top 26%Moat
top 39%Growth
top 40%Talent
top 44%Market
top 49%News
top 49%Funding: Raised $45.9M across 5 rounds · 5 rounds over 5 yrs (1.0/yr) · Last round Series B (Nov 2025)
Moat: Editorial + unicorn rating 7/10 · 10 curated direct competitors tracked
Growth: Fresh capital in last 24 mo
Audience (LinkedIn): 39k LinkedIn followers
Funding rounds
- Nov 2025Series B$10M
- Sep 2024Series B$13.5M
- Sep 2022Series A$7.8M
- Dec 2021Series A$20M
Founders & team
Investors
IFC, Monashees, Latitud, Valor Capital Group, Moore Capital Management, Endeavor Brasil
Tech stack
Amazon Web ServicesContact Form 7CookieyesCore-JsElementorFacebook Pixel
#6
Series A · Sao Paulo, State of Sao Paulo · founded 2022$19.1Mraised▾
Series A · Sao Paulo, State of Sao Paulo · founded 2022
Provider of infrastructure for cross-border payments, connecting traditional finance with stablecoins. The infrastructure facilitates money movement across international entities. It offers tools to convert between currencies and access yield opportunities. The infrastructure provides an interface for managing international treasury operations.
Fliar Intelligence Index™ 24how this company ranks against its industry peers
Funding
top 40%Talent
bottom 49%Global
bottom 48%Tech
bottom 43%Market
bottom 31%Funding: Raised $19.1M across 2 rounds · 2 rounds over 1 yrs (2.0/yr) · Last round Series A (Feb 2026)
Talent: 1 named leader on record · 1 C-suite/founder profile curated
Global: Investors from 2 countries beyond Brazil
Audience (LinkedIn): 5k LinkedIn followers
Funding rounds
- Feb 2026Series A$17M
- May 2025Seed$2.1M
Founders & team
Investors
Fluent Ventures, Grao, big_bets, Quona, Tomorrow Capital, Endeavor
Tech stack
Apache Http ServerCloudflareCloudflare Bot ManagementDocusaurusFramer SitesGoogle Font Api
#7
Series A · Sao Paulo, State of Sao Paulo · founded 2020 · 23 employees$4.3Mraised▾
Series A · Sao Paulo, State of Sao Paulo · founded 2020 · 23 employees
It provides a platform for startups and private companies to open international bank accounts to seamlessly receive and make cross-border payments from Latam. The company is focused on reducing the transaction cost and time for international transactions made by startups and businesses in the region.
Fliar Intelligence Index™ 16how this company ranks against its industry peers
Talent
top 38%Funding
top 46%Tech
bottom 36%Global
bottom 36%Market
bottom 24%Talent: 2 named leaders on record · 2 C-suite/founder profiles curated
Funding: Raised $4.3M across 1 rounds · 1 rounds over 4 yrs (0.2/yr) · Last round Series A (2026)
Tech: 11 technologies across 3/8 capability areas · Cloud: Cloudflare · Security: Hsts, Http/3
Audience (LinkedIn): 6k LinkedIn followers
Funding rounds
- Feb 2022Seed$4.3M
Founders & team
Investors
HOF Capital, Circle, THE CHAINSMOKERS, Stellar, 2TM, BlockFi
Tech stack
CloudflareGoogle Font ApiGoogle Hosted LibrariesGoogle WorkspaceHstsHttp/3
#8
Seed · Sao Paulo, State of Sao Paulo · founded 2023$8Mraised▾
Seed · Sao Paulo, State of Sao Paulo · founded 2023
Provider of insurance broker tools, connecting brokers to insurers with sales support. It offers a platform that connects insurance brokers with various insurance providers. The platform provides tools to facilitate sales, including a CRM for sales management, marketing content, and a lead generation system. It also offers an AI assistant for product information and sales argument structuring, along with reports on client delinquency.
Fliar Intelligence Index™ 45how this company ranks against its industry peers
Talent
top 28%Tech
top 41%Funding
top 43%Global
bottom 48%Market
bottom 37%Talent: 3 named leaders on record · 3 C-suite/founder profiles curated
Tech: 32 technologies across 4/8 capability areas · Cloud: Cloudflare, Vercel · Security: Hsts, Http/3
Funding: Raised $8.0M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) · Last round Seed (Apr 2026)
Audience (LinkedIn): 4k LinkedIn followers
Hiring (LinkedIn): 1 hiring post in 12 mo (public)
Funding rounds
- Apr 2026Seed$8M
Founders & team
Investors
Andreessen Horowitz, Kaszek, big_bets, Almeida Braga family of Icatu
Tech stack
Apple Icloud MailCdnjsCloudflareCloudflare Browser InsightsCore-JsFacebook Pixel
#9
Series C · Sao Paulo, State of Sao Paulo · founded 2018$176.3Mraised▾
Series C · Sao Paulo, State of Sao Paulo · founded 2018
Online marketplace for residential solar financing. It connects consumers with multiple investors and installers of solar energy. Users can define the photovoltaic solar project on the basis of requirements and pay the monthly installments.
Fliar Intelligence Index™ 60how this company ranks against its industry peers
Funding
top 22%Moat
top 22%Tech
top 26%Growth
top 35%Talent
top 38%Global
bottom 38%Funding: Raised $176M across 7 rounds · 7 rounds over 8 yrs (0.9/yr) · Last round Conventional Debt (Feb 2025)
Moat: Editorial + unicorn rating 8/10 · Soonicorn
Tech: 57 technologies across 4/8 capability areas · Cloud: Cloudflare · Security: Cloudflare Bot Management, Hsts
Audience (LinkedIn): 66k LinkedIn followers
Funding rounds
- Feb 2025Conventional Debt$170M
- Oct 2024Series C$11.2M
- Sep 2022Series C$30M
- Apr 2022Series C$100.3M
Founders & team
Investors
QED Investors, Valor Capital Group, SoftBank Group, VEF, Fifth Wall, Distrito
Tech stack
AdoptApple Icloud MailCloudflareCloudflare Bot ManagementCore-JsElementor
#10
Series A · Sao Paulo, State of Sao Paulo · founded 2024$21.6Mraised▾
Series A · Sao Paulo, State of Sao Paulo · founded 2024
Provider of infrastructure for institutions to transact with digital currency. It facilitates compliant and secure transactions using blockchain technology. The platform offers tools for asset tokenization and settlement. It focuses on providing a safe and scalable environment for digital finance.
Fliar Intelligence Index™ 55how this company ranks against its industry peers
Funding
top 32%Talent
top 38%Global
bottom 48%Funding: Raised $21.6M across 2 rounds · 2 rounds over 1 yrs (2.0/yr) · Last round Series A (Dec 2025)
Talent: 2 named leaders on record · 2 C-suite/founder profiles curated
Global: Investors from 2 countries beyond Brazil
Audience (LinkedIn): 2k LinkedIn followers
Activity (LinkedIn): 2 product launches announced in 12 mo
Funding rounds
- Dec 2025Series A$13.5M
- Oct 2025Seed$8.1M
Founders & team
Investors
Framework Ventures, Valor Capital Group, Coinbase, Norte Ventures, Paxos, Paradigm
#11
Series A · Sao Paulo, State of Sao Paulo · founded 2021$6.7Mraised▾
Series A · Sao Paulo, State of Sao Paulo · founded 2021
Provider of travel and mobile phone insurance products and services. The company offers travel insurance with benefits such as telemedicine access and discounts. It also provides mobile phone insurance. The business facilitates direct sales channels, including an API for partners and a whitelabel solution. It offers a backoffice system for insurance issuance.
Fliar Intelligence Index™ 57how this company ranks against its industry peers
Tech
top 31%Talent
top 38%Growth
top 45%Market
top 47%Funding
bottom 49%Global
bottom 48%Tech: 42 technologies across 5/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 · Devops: Nginx
Talent: 2 named leaders on record · 2 C-suite/founder profiles curated
Growth: Web rank 500,000 → 5,000,000 YoY · Fresh capital in last 24 mo
Audience (LinkedIn): 11k LinkedIn followers
Activity (LinkedIn): 1 expansions announced in 12 mo
Funding rounds
- Mar 2026Series A$6.7M
Founders & team
Investors
Headline, Actyus
Tech stack
AdmitadAmazon CloudfrontAmazon S3Amazon Web ServicesApache Http ServerAwin
#12
Seed · Sao Paulo, State of Sao Paulo · founded 2024$8.9Mraised▾
Seed · Sao Paulo, State of Sao Paulo · founded 2024
Cloud-based platform offering payment solutions for fintechs, and BaaS companies. The company provides solutions such for money transactions, white label and open source solutions, payment API, multi-currency, and more.
Fliar Intelligence Index™ 19how this company ranks against its industry peers
Funding
bottom 49%Talent
bottom 49%Global
bottom 48%Tech
bottom 47%Market
bottom 25%Funding: Raised $8.9M across 2 rounds · 2 rounds over 2 yrs (1.0/yr) · Last round Seed (Jan 2026)
Talent: 1 named leader on record · 1 C-suite/founder profile curated
Global: Investors from 2 countries beyond Brazil
Audience (LinkedIn): 5k LinkedIn followers
Funding rounds
- Jan 2026Seed$5.7M
- Nov 2024Seed$3.2M
Founders & team
Investors
Maya Capital, Quartz, Supera Capital, Norte Ventures, Crivo Ventures, BLUSTONE
Funding & investor landscape
$10Btotal disclosed funding
171companies funded
309disclosed rounds
5rounds last 90 days
Most active investors
Y Combinator9 rounds
Notable founders
Pedro Conrade
Co-Founder & CEO · Neon
Marcelo Buosi
Co-Founder · QI Tech
Marcelo Bentivoglio
Co-Founder · QI Tech
Bernardo Correa Ribeiro
Co-Founder · Azos
Rafael Clo
Co-Founder & CEO · Azos
Fernando Ricco
Co-Founder & Cfo · BHub
Jorge Neto
Co-Founder & CEO · BHub
Matheus Moura
Co-Founder · Avenia
Raphael Light
Co-Founder · Trace Finance
Bernardo Brites
Co-Founder & CEO · Trace Finance
Lucca Almeida
Co-Founder & CTO · Segura
Pedro Nobrega
Co-Founder & CPO · Segura
Prism market signals · Brazil · country-scoped Prism corpus, 1,555,783 docs
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
RESEARCH SIGNALS · Brazil
How research on Fintech is moving in Brazil
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 33 Brazil-affiliated papers.
top research entities
- Fundação Getulio Vargas5
- Universidade de Ribeirão Preto4
- Universidade Federal de Minas Gerais4
- Central Bank of Brazil3
- Universidade de São Paulo2
leading researchers
Luiz Antônio Jóia · Davi Ferreira Veronese · Luiz Felipe Meier · Adalto Acir Althaus · Hanene Ezzine · Omayma Dammak · Ines Abdelkefi · Aida Smaoui
◆
Advancements14 · 42%
▲ 0%→55% share
0 median citations93% since 2021mostly empirical
Financial inclusion research is rising steadily, contributing 4 papers across both advancements and concerns segments.
rising sub-themes (early→recent)
- Financial services6
- Financial inclusion4
- Blueprint2
- Sentiment analysis2
- Commission2
Newly emergingFinancial services 0→5
Landmark Unlocking the Potential of Fintechs for Financial Inclusion: A Delphi-Based Approach · 62 cites
▼
Concerns13 · 39%
▲ 0%→36% share
0 median citations92% since 2021mostly empirical
Financial services concerns intensified from 0% to 36% field-share, with 9 brand-new problem-focused papers flagged.
rising sub-themes (early→recent)
- Financial services10
- Financial inclusion4
- Payment3
- Competition (biology)3
- Loan3
Newly emergingFinancial services 0→9
Landmark Facilitators and Barriers faced by Mobile Payment Fintechs in the Brazilian Context · 24 cites
RESEARCH HOTSPOTS · Brazil
Where fintech is researched across Brazil
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Rio de Janeiro5 · +0.06
Common questions
How many FinTech companies are there in State of Sao Paulo, Brazil?
Radar tracks 497 indexable FinTech companies headquartered in State of Sao Paulo, Brazil that meet our profile-completeness bar.
What is the total funding raised by FinTech companies in State of Sao Paulo, Brazil?
The FinTech companies in State of Sao Paulo, Brazil on this list have raised a combined $10B in disclosed equity funding across 171 funded companies.
Which is the highest-funded FinTech company in State of Sao Paulo, Brazil?
Nubank is the highest-funded FinTech company in State of Sao Paulo, Brazil, with $2.3B in disclosed equity funding.
How many FinTech companies in State of Sao Paulo, Brazil are funded?
171 of the 497 FinTech companies in State of Sao Paulo, Brazil on this list have disclosed at least one equity funding round.
How many FinTech unicorns are there in State of Sao Paulo, Brazil?
9 FinTech companies in State of Sao Paulo, Brazil on this list are valued at $1B or more.
Who are the top investors in State of Sao Paulo, Brazil FinTech companies?
The most active investors in State of Sao Paulo, Brazil FinTech companies on this list include Spectra Investments, Endeavor, Kaszek, Valor Capital Group, DOMO.
Rohit KhannaTrends & Stories
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.