Best FinTech Companies in Adelaide, Australia
The 43 best FinTech companies in Adelaide, Australia in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Sherlok.
Biggest earners Computershare Limited. ($1.6B, -6% YoY), Iress ($562M), HMC Capital ($155M), Wisr ($92M, -2% YoY)
Our analysis of 67 FinTech companies
$6.0b in tracked funding; 93% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2021.
Ranked: Best FinTech companies in Adelaide
| # | Company | Disclosed funding | Last round | Stage | Founder | Founded | Tech stack | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | Sherlok Provider of automated mortgage rate tracking and repricing solutions | $3M | 37 mo ago | Seed | Adam Grocke Founder & CEO | 2021 | WordPressZohoMySQL+22 | — |
| 2 | Joust Online marketplace for residential mortgage financing | $2M | 114 mo ago | Acquired | Nicolas Moureaux Co-Founder | 2015 | WebflowStripeRxJS+26 | — |
| 3 | Fluidity Crypto-based peer-to-peer money transfer platform | $1M | 29 mo ago | Seed | Shahmeer Chaudhry Co-Founder | 2021 | Framer SitesReactAmazon Web Services+7 | — |
| 4 | Subble Provider of SaaS-enabled spend management solutions | $1M | 26 mo ago | Seed | Jaedon Farrugia Co-founder / COO | 2023 | Node.jsVimeoHeadless UI+22 | — |
| 5 | Payhero Billing software for recurring revenue businesses | — | 134 mo ago | Public | Chhai Thach Cofounder & CTO | 2014 | — | — |
| 6 | accesspay AccessPay provides salary packaging and employee benefits to the not-for-profit sector. | — | — | Acquired | — | 2001 | WordPressApple iCloud MailMicrosoft 365+22 | — |
| 7 | AccountKit Cloud accounting solutions for accountants | — | — | Unfunded | Paul Murray Founder | 2015 | HubSpot CMS HubSplidecore-js+16 | — |
| 8 | Acumen Data Solution for automated accounts payable and receivable | — | — | Unfunded | Richard Bates CEO | 1996 | — | — |
Top 5 FinTech companies in Adelaide
#1
Seed · Adelaide, South Australia · founded 2023$1Mraised▾
Provider of SaaS-enabled spend management solutions. It is a SaaS management company, helping customers manage time and spendings on software subscriptions. Their platform offers a range of solutions for software management.
- Jun 2024Seed$1M
#2
Seed · Adelaide, South Australia · founded 2021 · 14 employees$1.3Mraised▾
Crypto-based peer-to-peer money transfer platform. The platform allows users to make purchases and send money while earning rewards.
- Mar 2024ICO$750K
- Oct 2022Seed$1.3M
#3
Seed · Adelaide, South Australia · founded 2021 · 19 employees$3.4Mraised▾
Provider of automated mortgage rate tracking and repricing solutions. This platform uses AI to predict client churn and proactively reprices loans to lower interest rates, maximizing client retention. It also identifies refinance opportunities, generating leads for brokers. The system streamlines client retention processes, allowing brokers to focus on higher-value tasks. The platform offers a comprehensive suite of tools for managing and optimizing a mortgage loan book.
- Jun 2023Seed$3.4M
#4
Acquired · Adelaide, South Australia · founded 2015$1.8Mraised▾
Online marketplace for residential mortgage financing. It offers a solution that enables users to request home loan products from multiple lenders using an auction platform. Users must add the required information and apply for the loan. The request is sent to multiple lenders, and the user is matched with a lender with the most affordable offer.
- Feb 2017Seed$400K
#5
Public · Adelaide, South Australia · founded 2014 · 4 employees—raised▾
Payhero software offers subscription billing for small businesses. It allows users to sell online by getting a profile page to showcase their products and services online. Users can accept card payments from their customers. No merchant account is required. Automate customer billing and send automatic payment reminders and manage billing schedules. It charges per transaction fees.
- 2015Seed—
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in Australia
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 333 Australia-affiliated papers.
- Department of Commerce187
- Department of Finance16
- University College London12
- UNSW Sydney12
- Griffith University7
- Financial services7
- Leverage (statistics)5
- Financial inclusion4
- Payment4
- Database transaction4
- Financial services2→52
- Financial inclusion2→35
- Payment1→14
- Mobile payment1→11
- Unbanked1→6
- Financial services7→58
- Financial inclusion1→48
- Payment1→25
- Transformative learning1→7
- Financial regulation2→5
Where fintech is researched across Australia
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Common questions
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.