Best FinTech Companies in Andalusia, Spain
The 39 best FinTech companies in Andalusia, Spain in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Predictiva.
Our analysis of 1,006 FinTech companies
$195.5b in tracked funding; 96% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best FinTech companies in Andalusia
| # | Company | Disclosed funding | Last round | Stage | Founder | Founded | Tech stack | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | Predictiva Anti fraud solution for fintech and ecommerce | $3M | 59 mo ago | Seed | — | 2016 | — | — |
| 2 | MONEI Payment orchestration solutions for merchants & businesses | $267K | 41 mo ago | Funding Raised | — | 2015 | PrismicApple iCloud MailGoogle Workspace+28 | 2 awards |
| 3 | Kiota Online platform provides solutions for startup analysis | $22K | 33 mo ago | Funding Raised | Raul Vu Co-Founder & CEO | 2021 | — | — |
| 4 | Juggernaut DeFi Decentralized protocol offering a marketplace for NFT collection | — | 57 mo ago | Seed | Nacho Gallo Co-Founder | 2020 | — | — |
| 5 | Ciclogreen Online platform for employee commuting benefits | — | 71 mo ago | Seed | — | 2014 | WordPress Block EditorSiteOrigin Page BuilderWordPress+29 | — |
| 6 | Adity Digital platform providing insurance comparison and procurement services | — | — | Unfunded | Javier Perez-Vegas Co-Founder & Co-CEO | 2022 | WordPressMySQLPHP+32 | — |
| 7 | Agrolifecoin Provider of social networking platform for the agriculture industry | — | — | Deadpooled | Claudiu Muntean Co-Founder | 2016 | — | — |
| 8 | Apontoque Reward-based crowdfunding platform for sports projects. | — | — | Unfunded | Emilio Torres Founder & CEO | 2014 | PHPBootstrapApache HTTP Server+8 | — |
Top 5 FinTech companies in Andalusia
#1
Funding Raised · Malaga, Andalusia · founded 2015 · 14 employees$266.6Kraised▾
Payment orchestration solutions for merchants & businesses. It enables businesses to accept payments via credit/debit cards, bank transfers, and more. It offers real-time sales analytics via customer's dashboards. Its routing engine sends payments to multiple acquirers and processors. It also provides tools for the comparison of payment gateways.
- Mar 2023Grant (prize money)$266.6K
#2
Seed · Calahonda, Andalusia · founded 2016 · 43 employees$2.9Mraised▾
Predictiva provides an anti-fraud solution for fintech and e-commerce. The products offered by the company are CLARA which provides the facility to audit and intercept voice interaction between call center agents and customers. The company also provides fingerprint technology that identifies and verifies the device by leveraging artificial intelligence and collecting information related to the hardware and network. It provides a cross-browser identification facility that can be used to prevent fraud such as the identity of the device and user. The clients of the company are tlmark, ebay, dineo, etc.
- Sep 2021Grant (prize money)$58.2K
- Jul 2019Seed$2.9M
#3
Funding Raised · Chiclana de la Frontera, Andalusia · founded 2021$21.8Kraised▾
Online platform provides solutions for startup analysis. It provides an online platform for startups and private companies to manage their legal documentation, cap tables, and stock options before raising funding. Its features include access to a large number of investors, a multidimensional outlier detection system, end-to-end decision-making tools, and more.
- Nov 2023Grant (prize money)$21.8K
#4
Seed · Malaga, Andalusia · founded 2020 · 2 employees—raised▾
Decentralized protocol that offers a marketplace for NFT creation and collection. It allows users to transfer NFTs between multiple marketplaces, and games, or they can be minted through yield farming offerings. It offers crypto collectibles in different tiers based on rarities such as God Mode, Elite Beast, and more. It also allows users to create their own BSC NFT collectible or collection.
- Dec 2021Seed—
#5
Seed · Seville, Andalusia · founded 2014 · 15 employees—raised▾
Online platform for employee commuting benefits. It provides an application that allows employees to earn redeemable credits via incentives or benefits by adopting a sustainable mode of transportation. It provides tools to track users while they're riding a bike, walking, running, etc., to record users' motions and reward them accordingly. It is available to download from google play and the apple store.
- Sep 2020Seed—
Funding & investor landscape
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in Spain
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 54 Spain-affiliated papers.
- Universidad de Granada5
- Universidad de Sevilla5
- Universidad Rey Juan Carlos4
- Universidad de Zaragoza4
- Universitat Jaume I4
- Remittance1
- Competition (biology)1
- Intermediation1
- Financial inclusion1
- Transaction cost1
- Financial services8
- Corporate governance2
- Payment2
- Financial inclusion2
- Sustainability2
- Financial services9
- Blockchain5
- Cryptocurrency3
- Financial transaction2
- Sustainability2
Where fintech is researched across Spain
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.