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Radar · FinTech in Andalusia

Best FinTech Companies in Andalusia, Spain

The 39 best FinTech companies in Andalusia, Spain in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Predictiva.

39companies tracked
$3.2Mdisclosed funding
0unicorns
5have raised
FLIAR INTELLIGENCE · FINTECH × ANDALUSIA

Our analysis of 1,006 FinTech companies

$195.5b in tracked funding; 96% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.

1,006companies analysed
96%cloud-native stacks
2025funding peak (by rounds)
124unicorns
2018median founding year

Ranked: Best FinTech companies in Andalusia

#CompanyDisclosed fundingLast roundStageFounderFoundedTech stackRecent signals
1Predictiva
Anti fraud solution for fintech and ecommerce
$3M59 mo agoSeed—2016——
2MONEI
Payment orchestration solutions for merchants & businesses
$267K41 mo agoFunding Raised—2015PrismicApple iCloud MailGoogle Workspace+282 awards
3Kiota
Online platform provides solutions for startup analysis
$22K33 mo agoFunding RaisedRaul Vu
Co-Founder & CEO
2021——
4Juggernaut DeFi
Decentralized protocol offering a marketplace for NFT collection
—57 mo agoSeedNacho Gallo
Co-Founder
2020——
5Ciclogreen
Online platform for employee commuting benefits
—71 mo agoSeed—2014WordPress Block EditorSiteOrigin Page BuilderWordPress+29—
6Adity
Digital platform providing insurance comparison and procurement services
——UnfundedJavier Perez-Vegas
Co-Founder & Co-CEO
2022WordPressMySQLPHP+32—
7Agrolifecoin
Provider of social networking platform for the agriculture industry
——DeadpooledClaudiu Muntean
Co-Founder
2016——
8Apontoque
Reward-based crowdfunding platform for sports projects.
——UnfundedEmilio Torres
Founder & CEO
2014PHPBootstrapApache HTTP Server+8—

Top 5 FinTech companies in Andalusia

#1
Funding Raised · Malaga, Andalusia · founded 2015 · 14 employees
$266.6Kraised
▾

Payment orchestration solutions for merchants & businesses. It enables businesses to accept payments via credit/debit cards, bank transfers, and more. It offers real-time sales analytics via customer's dashboards. Its routing engine sends payments to multiple acquirers and processors. It also provides tools for the comparison of payment gateways.

LinkedIn Pulse recent public activity · Jul 2026
Audience: 4k LinkedIn followers — 7.6% of this cohort's audience
Activity: 2 partnerships · 2 awards (incl. Visa Innovation Program Europe) announced in 12 mo
Funding rounds
  • Mar 2023Grant (prize money)$266.6K
Investors
European Investment Fund
Tech stack
Amazon CloudfrontAmazon S3Amazon SesAmazon Web ServicesAnt DesignApollo
#2
Seed · Calahonda, Andalusia · founded 2016 · 43 employees
$2.9Mraised
▾

Predictiva provides an anti-fraud solution for fintech and e-commerce. The products offered by the company are CLARA which provides the facility to audit and intercept voice interaction between call center agents and customers. The company also provides fingerprint technology that identifies and verifies the device by leveraging artificial intelligence and collecting information related to the hardware and network. It provides a cross-browser identification facility that can be used to prevent fraud such as the identity of the device and user. The clients of the company are tlmark, ebay, dineo, etc.

Funding rounds
  • Sep 2021Grant (prize money)$58.2K
  • Jul 2019Seed$2.9M
Investors
EIC Fund, Swanlaab Venture Factory, Sabadell Venture Capital
Tech stack
WordpressMysqlPhpBootstrapGoogle Tag Manager For WordpressDraftpress Hfcm
#3
Funding Raised · Chiclana de la Frontera, Andalusia · founded 2021
$21.8Kraised
▾

Online platform provides solutions for startup analysis. It provides an online platform for startups and private companies to manage their legal documentation, cap tables, and stock options before raising funding. Its features include access to a large number of investors, a multidimensional outlier detection system, end-to-end decision-making tools, and more.

LinkedIn Pulse recent public activity · Jul 2026
Audience: 2k LinkedIn followers — 3.6% of this cohort's audience
Funding rounds
  • Nov 2023Grant (prize money)$21.8K
Founders & team
Raul VuCo-Founder & CEO
Investors
Programa Órbita, Lanzadera
#4
Seed · Malaga, Andalusia · founded 2020 · 2 employees
—raised
▾

Decentralized protocol that offers a marketplace for NFT creation and collection. It allows users to transfer NFTs between multiple marketplaces, and games, or they can be minted through yield farming offerings. It offers crypto collectibles in different tiers based on rarities such as God Mode, Elite Beast, and more. It also allows users to create their own BSC NFT collectible or collection.

Funding rounds
  • Dec 2021Seed—
Founders & team
Nacho GalloCo-Founder
Investors
Avatar, Quest Capital, 7 O'clock Capital, K24 Ventures
#5
Seed · Seville, Andalusia · founded 2014 · 15 employees
—raised
▾

Online platform for employee commuting benefits. It provides an application that allows employees to earn redeemable credits via incentives or benefits by adopting a sustainable mode of transportation. It provides tools to track users while they're riding a bike, walking, running, etc., to record users' motions and reward them accordingly. It is available to download from google play and the apple store.

LinkedIn Pulse recent public activity · Jul 2026
Audience: 4k LinkedIn followers — 8.4% of this cohort's audience
Funding rounds
  • Sep 2020Seed—
Investors
Ship2B, Bolsa Social Fund, StartupLabs Spain, Media Investment Partners 3.0, Conected Mobility HUB, SouthUp Ventures
Tech stack
Amazon CloudfrontAmazon S3Amazon SesAmazon Web ServicesAosAws Certificate Manager

Funding & investor landscape

$3.2Mtotal disclosed funding
3companies funded
4disclosed rounds
0rounds last 90 days
Most active investors
Lanzadera3 rounds
Fitalent2 rounds
StartupLabs Spain2 rounds
Tenity2 rounds
7 O'clock Capital1 rounds
Additio Ventures1 rounds
Alhambra Venture1 rounds
Avatar1 rounds
Bolsa Social Fund1 rounds
Bolt Accelerator1 rounds
Prism market signals · Spain · country-scoped Prism corpus, 297,333 docs

Market landscape — 10 sub-themes by coverage

Share of FinTech coverage by sub-theme.

Regulatory-risk over time rising

Funding & growth over time

funding rising · growth rising

RESEARCH SIGNALS · Spain

How research on Fintech is moving in Spain

A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 54 Spain-affiliated papers.

top research entities
  • Universidad de Granada5
  • Universidad de Sevilla5
  • Universidad Rey Juan Carlos4
  • Universidad de Zaragoza4
  • Universitat Jaume I4
leading researchers
Budi Setiawan · Thich Dai Phan · Jennifer Medina · M. Wieriks · Robert Jeyakumar Nathan · Laura Sáez-Ortuño · Santiago Forgas‐Coll · Sánchez-García, Javier
▲ Breakthroughs2 · 4%
0%→0% share
185 median citations100% since 2021mostly empirical
Breakthroughs are cooling (0%→0% of field), led by Remittance.
rising sub-themes (early→recent)
  • Remittance1
  • Competition (biology)1
  • Intermediation1
  • Financial inclusion1
  • Transaction cost1
Landmark Intention to use analytical artificial intelligence (AI) in services – the effect of technology readiness and awareness · 370 cites
◆ Advancements13 · 24%
▲ 0%→28% share
2 median citations85% since 2021mostly empirical
Advancements are rising (0%→28% of field), led by Financial services.
rising sub-themes (early→recent)
  • Financial services8
  • Corporate governance2
  • Payment2
  • Financial inclusion2
  • Sustainability2
Newly emergingFinancial services 0→6
Landmark Sustainability in FinTechs: An Explanation through Business Model Scalability and Market Valuation · 193 cites
▼ Concerns19 · 35%
▲ 0%→40% share
2 median citations68% since 2021mostly empirical
Concerns are rising (0%→40% of field), led by Financial services.
rising sub-themes (early→recent)
  • Financial services9
  • Blockchain5
  • Cryptocurrency3
  • Financial transaction2
  • Sustainability2
Newly emergingFinancial services 0→5
Landmark An Eco-Systematic View of Cross-Sector Fintech: The Case of Alibaba and Tencent · 83 cites
RESEARCH HOTSPOTS · Spain

Where fintech is researched across Spain

Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.

Seville7 · +0.34
Hot · Financial servicesOpportunity · Structural equation modeling
Madrid5 · +0.40
Opportunity · Digital transformation
Granada5 · +0.06
Opportunity · Profitability index

Common questions

How many FinTech companies are there in Andalusia, Spain?
Radar tracks 39 indexable FinTech companies headquartered in Andalusia, Spain that meet our profile-completeness bar.
What is the total funding raised by FinTech companies in Andalusia, Spain?
The FinTech companies in Andalusia, Spain on this list have raised a combined $3.2M in disclosed equity funding across 3 funded companies.
Which is the highest-funded FinTech company in Andalusia, Spain?
Predictiva is the highest-funded FinTech company in Andalusia, Spain, with $2.9M in disclosed equity funding.
How many FinTech companies in Andalusia, Spain are funded?
3 of the 39 FinTech companies in Andalusia, Spain on this list have disclosed at least one equity funding round.
How many FinTech unicorns are there in Andalusia, Spain?
None of the FinTech companies in Andalusia, Spain on this list currently has a disclosed valuation of $1B or more.
Who are the top investors in Andalusia, Spain FinTech companies?
The most active investors in Andalusia, Spain FinTech companies on this list include Lanzadera, Fitalent, StartupLabs Spain, Tenity, 7 O'clock Capital.
Rohit KhannaTrends & Stories

Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.

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