Best FinTech Companies in Auckland, New Zealand
The 215 best FinTech companies in Auckland, New Zealand in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Laybuy.
Our analysis of 1,006 FinTech companies
$195.5b in tracked funding; 96% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best FinTech companies in Auckland
| # | Company | Disclosed funding | Last round | Employees | Founder | Tech stack | Web popularity | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | Laybuy App-based platform for point of sale financing | $159M | 61 mo ago | 43 | Robyn Rohloff Co-Founder | — | — | — |
| 2 | Harmoney Online P2P platform for personal loans | $56M | 77 mo ago | 169 | Neil Roberts Founder | HubSpot CMS HubApple iCloud MailGoogle Workspace+29 | Top 1M | 1 award |
| 3 | Easy Crypto Cryptocurrency trading platform for business, trusts, and self-managed super funds | $29M | 46 mo ago | 74 | Janine Grainger Co-Founder & CEO | Cart FunctionalityShopifyBack In Stock+31 | Top 500k | — |
| 4 | First AML KYC & AML solutions for multiple sectors | $27M | 55 mo ago | 114 | Milan Cooper Co-Founder & CEO | RubyRuby on RailsEnvoy+18 | Top 5M | — |
| 5 | Tradify Provider of job management software for trade businesses and contractors | $10M | 62 mo ago | 109 | Sebastián Šooš FOUNDER | SentryZendeskRaygun+35 | Top 500k | — |
| 6 | Dosh App-based wallet platform for individuals | $9M | 50 mo ago | 9 | James Mceniery Co-Founder Dosh NZ | Webflow EcommerceWebflowEmotion+21 | Top 5M | — |
| 7 | FileInvite Provider of encrypted document collection software | $8M | 47 mo ago | 47 | James Sampson Founder & CEO | HubSpot CMS HubEnvoyAmazon Web Services+21 | Top 5M | 3 launchs |
| 8 | Emerge Provider of a digital-first banking alternative for small and medium-sized enterprises | $7M | 20 mo ago | — | Jamie Jermain Co-Founder | Webflowcore-jsjQuery+14 | Top 5M | 1 partnership |
| 9 | APLY Identity verification solution for anti money laundering and KYC solutions | $5M | 55 mo ago | 34 | Claudia Smith Co-Founder & Co-CEO | SanityApple iCloud MailMicrosoft 365+29 | Top 5M | — |
| 10 | Javln Provider of business software applications | $5M | 47 mo ago | 95 | Dale Smith Founder & CEO | UbuntuApache HTTP ServerAmazon Web Services+1 | Top 50M | — |
| 11 | 0XNODES Cross-chain yield aggregation protocol | $4M | 61 mo ago | 4 | — | — | — | — |
| 12 | LCT Software for lender compliance | $4M | 59 mo ago | 12 | — | — | — | — |
| 13 | Unvest Cross-chain marketplace for locked and NFT crypto tokens | $4M | 57 mo ago | 3 | — | WebflowVerceljQuery+11 | Top 5M | — |
| 14 | Konnect Net Provider of information exchange platform for insurers | $4M | 164 mo ago | 16 | — | WordPressMySQLPHP+24 | Top 50M | — |
| 15 | Akahu Payment management and verification solutions for businesses | $3M | 32 mo ago | 7 | — | WebflowHubSpotcore-js+13 | Top 5M | — |
| 16 | Caruso Provider of fund administration software and outsourced services for private markets | $3M | 2 mo ago | — | Ollie Shaw Co-Founder & Co-CEO | SanityNode.jsRadix UI+25 | Top 10M | 1 job opening · 5 launchs |
| 17 | MetaDojo NFT-based trading platform for digital games | $3M | 52 mo ago | 11 | Echo Guo CEO | — | — | — |
| 18 | LatiPay Payment acceptance solutions for New Zealand merchants targeting Chinese customers | $3M | 112 mo ago | 25 | Fong Gan Co-Founder | WordPress Block EditorwpBakeryElementor+26 | Top 50M | 2 awards |
| 19 | Figured Cloud-based software for farm planning and accounting management | $2M | 102 mo ago | 78 | Andrew Watters Co-Founder | HubSpot CMS HubApple iCloud MailGoogle Workspace+26 | Top 5M | 1 launch · 1 partnership |
| 20 | Jasper Online investment platform for real estate | $2M | 81 mo ago | 26 | Mark Campbell Co-Founder | SanityNode.jsstyled-components+22 | Top 50M | 1 job opening |
| 21 | Kernel Technology focused investment management firm | $2M | 66 mo ago | 31 | Dean Anderson Founder & CEO | SanityApple iCloud MailMicrosoft 365+20 | Top 500k | 2 job openings · 1 expansion · 1 award |
| 22 | Simfuni Simfuni is an AI-powered operational platform for life insurers that unifies policy servicing, billing… | $2M | 35 mo ago | 1 | Shaun Quincey Co-Founder & CEO | — | — | 1 launch · 1 award |
| 23 | Supergenerous Online platform to a claim tax rebate for the donation to charity | $1M | 60 mo ago | 12 | Franco Sabadini Co-Founder | — | — | — |
| 24 | 1Centre Provider of a trade credit customer onboarding platform | $1M | 108 mo ago | 15 | Miriama Lowrie Founder & CEO | WordPress Block EditorWordPressMySQL+18 | Top 5M | — |
| 25 | Single Yield farming and trading platform for cryptocurrency | $1M | 54 mo ago | 1 | — | — | — | — |
| 26 | Wych Provider of open banking API solutions for data holders and recipients | $866K | 8 mo ago | 6 | — | — | — | 1 job opening |
| 27 | Acala Network Smart contract platform for decentralized projects on polkadot | $650K | 55 mo ago | 2 | Ruitao Su Co-Founder | Chakra UIReactEmotion+14 | Top 5M | — |
| 28 | Genoapay Buy now pay later financing provider | $500K | 110 mo ago | 2 | — | — | — | — |
| 29 | MyBitcoinSaver Browser-based hot wallet solutions for cryptocurrency | $400K | 103 mo ago | — | Katie Graham Co-Founder | — | — | — |
| 30 | MyCryptoSaver Online exchange platform for cryptocurrency | $400K | — | — | Sam Blackmore Founder & CEO | — | — | — |
| 31 | AlphaCrowd Equity crowdfunding platform for digital and technology businesses. | $380K | 115 mo ago | 5 | Bart W. Janowski Founder & Director | — | — | — |
| 32 | Ranqx Customer feedback and financial benchmarking tool | $100K | 28 mo ago | — | Dave Lewis Founder & CEO | — | — | — |
| 33 | Snowball Effect New Zealand based equity crowdfunding platform | $54K | 51 mo ago | 27 | Richard Allen Cofounder & Chair | SentryReactInertia.js+16 | Top 5M | — |
Top 12 FinTech companies in Auckland
#1
Series A · Auckland, Auckland · founded 2023$3.2Mraised▾
Provider of fund administration software and outsourced services for private markets. The company delivers integrated software solutions for investor onboarding, capital raising, and fund operations. Fund accounting, registry operations, and investor management are available as outsourced services. The software offers features such as a CRM, investor portal, and fund intelligence tools.
- Apr 2026Series A$6.6M
- Dec 2024Seed$2M
- Nov 2023Seed$3M
#2
Seed · Auckland, Auckland · founded 2018 · 6 employees$865.8Kraised▾
Provider of open banking API solutions for data holders and recipients. The company offers application programming interfaces designed for compliance and financial integration. It facilitates data sharing across platforms, supporting multiple compliance paths. The company's solutions aim to ensure secure access to customer, account, and transaction data.
- Sep 2025Seed$865.8K
#3
Series A · Takanini, Auckland · founded 2021$7.3Mraised▾
Provider of a digital-first banking alternative for small and medium-sized enterprises. It provides users with a platform that allows users to manage expenses effortlessly with features like real-time tracking, automatic receipt capture, and spending limits for team debit cards.
- Oct 2024Series A$7.3M
#4
Public · Auckland, Auckland · founded 2016 · 43 employees$159.2Mraised▾
App-based platform for point of sale financing. It enables customers to purchase online/offline products by making installment payments at partnered merchant outlets. The payments can be made from the application via credit/debit cards. The application is available on iOS and Android devices.
- May 2021Post IPO$35M
- Jul 2020Conventional Debt$124.2M
- Nov 2018Seed—
#5
Acquired · Auckland, Auckland · founded 2013 · 74 employees$28.8Mraised▾
Cryptocurrency trading platform for business, trusts, and self-managed super funds. It enables users to buy, sell, and swap cryptocurrency. It offers trading data tracking solutions. It supports cryptocurrency including Bitcoin, Ethereum, Tron, and many more.
- Jul 2022Series B$17M
- Oct 2021Series A$11.8M
#6
Public · Auckland, Auckland · founded 2013 · 169 employees$56.4Mraised▾
Harmoney is New Zealand-based P2P lending platform for personal loans. Borrowers can avail loans from $1,000 to $70,000 for 3 and 5 year periods. Interest rates are determined by a scorecard and range from 6.99% p.a. to 29.99% p.a. Every loan is processed by the platform before upload to ensure the credit-worthiness of the borrower. The minimum investible amount by a lender is $25. Claims that the average lender on the platform receives 13% p.a. realized return. Charges an up-front, one-off platform fee to borrowers of $500. Lenders are charged a service fee of 1.25% of the principal and interest payments collected on each note.
- Jan 2020Conventional Debt$13.4M
- Oct 2019Conventional Debt$13.7M
- Oct 2019Series C$15.7M
- Nov 2016Series B$670K
#7
Series B · Auckland, Auckland · founded 2017 · 114 employees$27.3Mraised▾
KYC & AML solutions for multiple sectors such as law firms, financial institutions, accountants, real estate agencies, and more. It facilitates transaction monitoring, customer onboarding, identity verification, fraud prevention, and more. It facilitates biometric identity verification.
- Nov 2021Series B$21.5M
- Sep 2020Series A$5.8M
#8
Seed · Auckland, Auckland · founded 2020 · 7 employees$3.4Mraised▾
Payment management and verification solutions for businesses
- Oct 2023Seed$1.4M
- 2020Seed$2M
#9
Series A · Auckland, Auckland · founded 2014 · 47 employees$8.2Mraised▾
Provider of encrypted document collection software. It allows users to request and collect documents, and forms, and upload files and information to a centralized location. It offers tools to request files with, live forms with signatures, files, and data from clients. The offering sector includes finance, education, legal, banking, and more. It is a tool available on the subscription based pricing model.
- Jul 2022Series A$6.2M
- Oct 2019Seed$1M
- Mar 2018Seed$1M
#10
Seed · Auckland, Auckland · founded 2021 · 9 employees$9.4Mraised▾
App-based wallet platform for individuals. The platform lets users pay, send and receive money from anywhere and anyone. Users can add internal notes to payments or transactions they make within the platform. Users can also check their account balance, payment transactions, and more on the platform. The app is available on both Android and iOS platforms.
- Apr 2022Seed$5M
- Mar 2022Seed$1M
- 2021Seed$3.4M
#11
Acquired · Auckland, Auckland · founded 2013 · 109 employees$10Mraised▾
Provider of job management software for trade businesses and contractors. The software helps streamline inquiries, estimates, scheduling, job tracking, and invoicing. It offers tools for managing projects, tracking time and materials, and generating reports. The software integrates with accounting software and provides options for online payments.
- Apr 2021Series B$10M
- 2017Seed—
#12
Series A · Auckland, Auckland · founded 2007 · 95 employees$4.6Mraised▾
Provider of business software applications. It provides business software applications to its customers in the government, utilities, finance, logistics, and insurance industries. Its family of products includes data Integration enabling workflows, insurance solutions including configured term-based insurance products and store documents, online ordering and inventory solutions customer portal for ordering, a dashboard for product deliveries, field services- scheduling, job allocation, quotes, and invoicing, and other financial solutions.
- Jul 2022Series A$4.6M
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in New Zealand
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 13 New Zealand-affiliated papers.
- University of Auckland4
- University of Waikato3
- Massey University3
- Victoria University of Wellington1
- University of Canterbury1
- Typology1
- Originality1
- Financial services1
- Liability1
- Marketing1
- Corporate governance2
- Earnings1
- Financial system1
- Value (mathematics)1
- Originality1
- Credit history2
- Bank credit2
- Credit crunch2
- Credit enhancement2
- Credit card interest2
Where fintech is researched across New Zealand
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Common questions
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.