Best FinTech Companies in Beijing, China
The 355 best FinTech companies in Beijing, China in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: JD Finance.
Our analysis of 50 FinTech companies
$49.1b in tracked funding; 89% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2024.
Ranked: Best FinTech companies in Beijing
| # | Company | Disclosed funding | Last round | Stage | Employees | Founded | Founder | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | JD Finance Online platform for consumer and business loans | $1.0B | 125 mo ago | Public | — | 2013 | Richard Liu Founder & CEO | — |
| 2 | BITMAIN 🦄 Developer of hardware solutions for crypto mining 64Moat top 20%Funding top 28%Market top 29%Tech top 41% All 9 signals ▾Moattop 20% Fundingtop 28% Markettop 29% Techtop 41% AItop 45% Talentbottom 49% Globalbottom 48% Newsbottom 37% Growthbottom 32% Moat: Editorial + unicorn rating 10/10 · Decacorn Funding: Raised $950M across 3 rounds · 3 rounds over 9 yrs (0.3/yr) rank vs industry peers · Fliar Intelligence Index 64/100 | $950M | 94 mo ago | Series C | 1,000 | 2013 | Micree Zhan Co-Founder & CEO | 2 launchs |
| 3 | Shuidihuzhu Online platform for P2P health insurance 22Moat top 22%Funding top 27%Growth top 45%Talent bottom 49% All 7 signals ▾Moattop 22% Fundingtop 27% Growthtop 45% Talentbottom 49% Globalbottom 38% Techbottom 30% Marketbottom 17% Moat: Editorial + unicorn rating 8/10 · Soonicorn Funding: Raised $528M across 5 rounds · 5 rounds over 10 yrs (0.5/yr) rank vs industry peers · Fliar Intelligence Index 22/100 | $528M | 71 mo ago | Series D | 19 | 2016 | Peng Shen Founder & CEO | — |
| 4 | Waterdrop Online comparison platform for health insurance 69Growth top 20%Funding top 25%Product top 26%Talent top 28% All 10 signals ▾Growthtop 20% Fundingtop 25% Producttop 26% Talenttop 28% Innovationtop 31% Newstop 33% Markettop 45% Globalbottom 38% Moatbottom 38% Techbottom 25% Funding: Raised $525M across 3 rounds · 3 rounds over 8 yrs (0.4/yr) rank vs industry peers · Fliar Intelligence Index 69/100 | $525M | 66 mo ago | Public | 2,719 | 2016 | Peng Shen Co-Founder & CEO | — |
| 5 | 51credit.com P2P platform for consumer & business loans | $469M | 115 mo ago | Deadpooled | — | 2005 | Tu Zhiyun Co-Founder & CEO | — |
| 6 | Fenqile Online microloan e-commerce | $345M | 120 mo ago | Series D | 3,872 | 2013 | — | — |
| 7 | Debeijin Service Technology 🦄 SaaS-driven expense & reimbursement management solutions for businesses 64Moat top 26%Market top 30%Funding top 30%Product top 40% All 7 signals ▾Moattop 26% Markettop 30% Fundingtop 30% Producttop 40% Talentbottom 49% Globalbottom 38% Newsbottom 22% Moat: Editorial + unicorn rating 9/10 · Unicorn Market: 800 employees (top 10% of FinTech) · Unicorn (valued $1.0B) rank vs industry peers · Fliar Intelligence Index 64/100 | $300M | 52 mo ago | Series C | 800 | 2016 | Lanxi Founder & CEO | — |
| 8 | Bairong Yunchuang 🦄 Risk management and marketing solutions for the financial services industry | $267M | 98 mo ago | Public | 1,364 | 2014 | Angela Chang Founder | — |
| 9 | Rong 360 Financial products comparison platform | $255M | 128 mo ago | Public | 586 | 2011 | Lu Jiayan Co-Founder & COO | — |
| 10 | Shuidichou Online crowdfunding platform focused on healthcare and poverty | $251M | 71 mo ago | Series D | — | 2016 | Shen Peng Founder & CEO | — |
| 11 | 55tuan O2O daily deals platform | $250M | 144 mo ago | Public | 124 | 2010 | Wang Yunming Founder & CEO | — |
| 12 | Ekuaibao Provider of cloud platform for financial expense and income management | $231M | 57 mo ago | Series D | 700 | 2014 | — | — |
| 13 | Jubao Internet Technology Online marketplace for financial products | $200M | 115 mo ago | Deadpooled | — | 2014 | Chen Feng Co-Founder | — |
| 14 | Meili Jirong Purchase finance platform focused at consumers | $195M | 98 mo ago | Deadpooled | 5,343 | 2015 | — | — |
| 15 | AiBee 🦄 Provider of voice recognition, language understanding, and data analysis services | $175M | 51 mo ago | Series B | 20 | 2014 | — | — |
| 16 | PayEgis Big data security solutions and tools | $165M | 121 mo ago | Series B | — | 2000 | Dejia Wang Founder & CEO | — |
| 17 | Baiwang Provider of digital solutions for financial supply chain and tax compliance | $147M | 63 mo ago | Public | 900 | 2015 | Jiangong Zhang | — |
| 18 | Tiger Brokers 🦄 Online trading platform for stocks and securities | $139M | 62 mo ago | Public | 1,000 | 2014 | Ian Leong CEO | — |
| 19 | Jimubox 🦄 US equities market investment trading platform and fintech product marketplace | $131M | 133 mo ago | Series C | 540 | 2013 | Allen Dong Co-Founder & CEO | — |
| 20 | Duanrong P2P lending platform for consumer loans | $114M | 95 mo ago | Series C | 3,000 | 2014 | — | — |
| 21 | PINTEC Retail financial solutions provider 37Talent top 28%Funding top 31%Moat top 39%Market bottom 45% All 7 signals ▾Talenttop 28% Fundingtop 31% Moattop 39% Marketbottom 45% Techbottom 31% Globalbottom 29% Newsbottom 27% Talent: 3 named leaders on record · 3 C-suite/founder profiles curated Funding: Raised $113M across 3 rounds · 3 rounds over 12 yrs (0.2/yr) rank vs industry peers · Fliar Intelligence Index 37/100 | $113M | 39 mo ago | Public | 83 | 2013 | Xiaomei Peng Co-Founder & Director | — |
| 22 | Firstp2p 🦄 P2P lending platform for SMEs | $111M | 116 mo ago | Deadpooled | — | 2013 | — | — |
| 23 | Wiseco Credit assessment solutions | $109M | 84 mo ago | Series A | — | 2014 | Chen Jian Co-Founder | — |
| 24 | Yooli P2P lending company | $106M | 130 mo ago | Series C | 690 | 2013 | — | — |
| 25 | Guangxindai Online P2P platform for invoice financing | $86M | 95 mo ago | Deadpooled | — | 2013 | Zhang Xiaopeng CEO | — |
| 26 | China Chengxin Credit Credit assessment solution for banks and financial institutions | $71M | 96 mo ago | Series A | — | 2005 | MAO Zhenhua Founder | — |
| 27 | QFPay mPOS solution in China. | $70M | 82 mo ago | Series C | 1,000 | 2012 | Tim Lee Founder & COO | — |
| 28 | INK Yinke Group P2P based crowd lending platform for SMEs | $65M | 118 mo ago | Series C | — | 2012 | Lynn Min Co-Founder & President | — |
| 29 | Baoku Enterprise travel management SaaS and Airline IT development solution | $60M | 114 mo ago | Acquired | 14 | 2007 | Wang Xuesong CEO | — |
| 30 | Dadingfang Online accounting and business management software | $58M | 96 mo ago | Series B | 222 | 2014 | — | — |
| 31 | Moqi Technology Provider of AI based fingerprint identification system | $39M | 60 mo ago | Series B | — | 2017 | E Weinan Co-Founder | — |
| 32 | Bicai Comparison platform for financial products | $38M | 73 mo ago | Series B | 100 | 2016 | Ben Shuo CEO | — |
| 33 | Tmeng Crowdfunding platform for movies and short films | $33M | 51 mo ago | Series C | 20 | 2012 | Wang Jinde Co-Founder | — |
| 34 | KnowLeGene Business credit rating platform | $32M | 75 mo ago | Series B | — | 2016 | Ren Liang Founder & CEO | — |
| 35 | Huian Jinke Technology Provider of artificial intelligence and big data analytics services | $30M | 63 mo ago | Series B | 62 | — | Yellow Bell Co-Founder & CEO | — |
| 36 | Red Date Technology Decentralized infrastructure for the digital economy and smart cities | $30M | 60 mo ago | Series A | 200 | 2014 | Yifan He CEO | 1 partnership |
| 37 | IT Orange Online financial database platform focused on private companies | $29M | 64 mo ago | Series B | 6 | 2013 | — | — |
| 38 | NewBanker Provider of marketing and business support services for the investment and financial industry | $29M | 45 mo ago | Series C | — | 2016 | Jia Gui Co-Founder | — |
| 39 | Solv Finance Blockchain-based network for financial institutions 48Talent top 28%Tech top 31%Funding top 32%Growth top 45% All 7 signals ▾Talenttop 28% Techtop 31% Fundingtop 32% Growthtop 45% Moattop 48% Globalbottom 38% Marketbottom 29% Talent: 3 named leaders on record · 3 C-suite/founder profiles curated Tech: 29 technologies across 5/8 capability areas · Cloud: Amazon Cloudfront, Amazon Web Services rank vs industry peers · Fliar Intelligence Index 48/100 | $26M | 20 mo ago | Series B | 19 | 2021 | Will Wang Co-Founder & CTO | 1 partnership |
| 40 | Data Zoo Provider of KYC and AML solutions 29Tech top 32%Funding top 46%Product bottom 45%Market bottom 37% All 7 signals ▾Techtop 32% Fundingtop 46% Productbottom 45% Marketbottom 37% Globalbottom 36% Growthbottom 35% Newsbottom 27% Tech: 45 technologies across 4/8 capability areas · Cloud: Cloudflare, Google Cloud Funding: Raised $23.1M across 1 rounds · 1 rounds over 2 yrs (0.5/yr) rank vs industry peers · Fliar Intelligence Index 29/100 | $23M | 25 mo ago | Series A | 75 | 2003 | — | 1 partnership · 1 award |
| 41 | Tianyancha Data provider of IP rights trademarks and financing history of companies | $23M | 47 mo ago | Deadpooled | — | 2014 | Chao Liu Founder & CEO | — |
| 42 | DiluSense Developer of kernels for facial recognition using computer vision and deep learning technologies | $21M | 29 mo ago | Series B | 120 | 2015 | Lu Lei CEO | — |
| 43 | Xiangji Technology Big data platform to analyze and process data | $18M | 26 mo ago | Series C | 20 | 2014 | Lin Zhong Co-Founder | — |
| 44 | Deep Vision Technology Provider of machine vision systems and intelligent industrial inspection solutions | $16M | 50 mo ago | Series A | — | 2017 | shuailin Wang Founder & CEO | — |
| 45 | Flying Tiger Interactive Technology Communication solutions for financial institutions | $16M | 55 mo ago | Series B | — | 2016 | Shi Haidong CEO | — |
| 46 | Qutke Portfolio management solution for wealth managers | $16M | 63 mo ago | Series C | — | 2014 | Weiping Lin Founder & CEO | — |
| 47 | Shenzhou Yunhe Cloud-based finance and taxation solutions for businesses | $16M | 56 mo ago | Series B | 200 | 2016 | — | — |
| 48 | Galaxy Water Drop Technology Provider of AI-powered multi-modal biometric systems | $14M | 55 mo ago | Series B | — | 2016 | Zhenan Sun Co-Founder | — |
| 49 | Points Blockchain-based credit data marketplace | $10M | 51 mo ago | Series A | 100 | 2017 | Kate Shen Co-Founder | — |
| 50 | RootData Online platform offering cryptocurrency projects database | $1M | 26 mo ago | Seed | — | 2003 | QuanYu Co-Founder & CIO | 2 launchs · 4 partnerships |
Top 12 FinTech companies in Beijing
#1
Series B · Beijing, Beijing · founded 2021 · 19 employees$26Mraised▾
Blockchain-based network for financial institutions. It offers a platform for tokenization and trading of primary market investment certificates. It offers a protocol for splitting and partial-transferring the tokenized allocations so that investors can trade part of tokens on markets.
- Oct 2024Series B$11M
- Jul 2024Series B$4M
- Aug 2023Series B$6M
- Jan 2022Series A—
#2
Series A · Beijing, Beijing · founded 2003 · 75 employees$23.1Mraised▾
Provider of KYC and AML solutions. It provides identity verification solutions, enterprise-grade KYC, PEPs and sanctions, electronic verification, and blockchain verification services. It provides an API-based verification for cryptocurrency wallet addresses to identify criminal and legal activities. It provides a safety score and multiple account flags to wallet addresses.
- May 2024Series A$23.1M
#3
Series C · Beijing, Beijing · founded 2014 · 20 employees$17.8Mraised▾
Xiangji offers a big data platform to analyze and process data. The platform allows users to collect data, process, analyze and visualize data to capture actionable insights from the real-time data. It enables businesses to store data, build reports and extract data from the cloud with the help of queries. It also provides solutions to import and export data, clean and transfer data.
- Apr 2024Series C—
- Jan 2018Series B$17.8M
#4
Public · Beijing, Beijing · founded 2013 · 83 employees$113Mraised▾
PINTEC provides retail financial solutions for financial institutions. Offers a credit decisioning solution; asset allocation solutions; an online mutual fund distribution solution. Also offers insurance services to individual clients and real-time consumer information to insurance companies.
- Mar 2023Post IPO$4M
- Jun 2018Series C$103M
- 2014Series A$10M
#5
Series C · Beijing, Beijing · founded 2016 · 800 employees$300Mraised▾
SaaS-driven expense & reimbursement management solutions for businesses. It provides corporate wallets for enterprise expense management & reimbursement management. It offers three types of accounts such as a business account to pay for travel, car, and meal; a personal account to grant subsidies, benefits, and invoicing; and a corporate account for centralized procurement, payment, and management of transparency. It also features an app-based platform that is available for both Android & iOS devices.
- Feb 2022Series C$140M
- Mar 2021Series C$92.5M
- Mar 2020Series B$36M
- Jul 2019Series B$12.4M
#6
Series B · Beijing, Beijing · founded 2015 · 120 employees$21.1Mraised▾
Developer of kernels for facial recognition using computer vision and deep learning technologies. Offerings include 3D face tracking in real-time, 3D face recognition, 2D face recognition, and virtual reality solutions. The offerings have application in finance and education industry.
- Jan 2024Series B$21.1M
- Jun 2020Series A—
- Jun 2018Series A—
#7
Series D · Beijing, Beijing · founded 2014 · 700 employees$230.5Mraised▾
Provider of cloud platform for financial expense and income management. The platform offers expense control, travel management, payment, and receipt management. It also provides electronic archiving and business intelligence services. The platform delivers solutions for business and financial integration, internal controls, and employee benefits.
- Aug 2021Series D$154M
- Oct 2019Series C$20M
- Sep 2019Series C$30M
- Jan 2019Series B$15M
#8
AiBee 🦄Series B · Haidian, Beijing · founded 2014 · 20 employees$175.4Mraised▾
Provider of voice recognition, language understanding, and data analysis services. The platform leverages AI to analyze customer data, providing insights that support businesses understand their customers. Its marketing automation tools leverage AI algorithms to optimize marketing campaigns, and CRM systems automate tasks, personalize customer interactions, and streamline communication processes.
- Mar 2022Series B—
- Apr 2021Series A—
- Dec 2019Series A$74M
- Nov 2018Series A$60M
#9
Series D · Chaoyang, Beijing · founded 2016 · 19 employees$528.1Mraised▾
Online platform for P2P health insurance. It offers plans for high medical fees faced by most patients, especially those with a critical illness like cancer. The platform will crowdfund the medical fees from all of its users. It also offers an insurance plan for cancer. After they are approved, users can get the payout if they are diagnosed with cancer.
- Jul 2020Series D$230M
- Jun 2019Series C$147M
- Mar 2019Series B$74M
- Aug 2017Series A$24.2M
#10
Public · Chaoyang, Beijing · founded 2016 · 2719 employees$525Mraised▾
Online comparison platform for health insurance. It offers business solutions including Waterdrop Insurance Marketplace for health and life insurance products, Waterdrop Crowdfunding for fundraising, Waterdrop Medicine for healthcare & pharmaceutical services. It also offers insurance awareness solutions for users.
- Nov 2020Series D$150M
- Aug 2020Series D$230M
- Jun 2019Series C$145M
- Oct 2018Series C—
#11
BITMAIN 🦄Series C · Beijing, Beijing · founded 2013 · 1000 employees$950Mraised▾
Developer of hardware solutions for crypto mining. It provides users with a platform that is based on the application-specific integrated chip miner technology for Bitcoin mining. It also offers cloud solutions, for blockchain and artificial intelligence applications.
- Aug 2018Series C$560M
- Jul 2018Series B$340M
- Sep 2017Series A$50M
#12
Public · Beijing, Beijing · founded 2014 · 1000 employees$138.6Mraised▾
Online trading platform for stocks and securities. It is an online platform for stocks, securities, ETFs, futures, warrants, and options. It allows users to buy, sell, and trade multiple assets through app-based trading platforms. Features economic calendar, stock pricing lists, news updates, and trading tools for developing investment strategies. Also, provides guidance and coaching for new brokers.
- Apr 2021Post IPO$90M
- Feb 2021Post IPO$65M
- Jul 2018Series C$80M
- Sep 2017Series B—
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
What Beijing researches in fintech
Beijing Jiaotong, Normal, and Union universities dominate Beijing's fintech research, focusing primarily on crowdfunding and digital finance concerns, with a cautiously neutral-to-contested tone.
- Beijing Jiaotong University7
- Beijing Normal University5
- Beijing Union University3
- Beijing University of Chemical Technology2
- Beijing Technology and Business University2
Common questions
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.