Best FinTech Companies in Bogota, Colombia
The 134 best FinTech companies in Bogota, Colombia in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Lulo bank.
Our analysis of 1,006 FinTech companies
$195.5b in tracked funding; 96% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best FinTech companies in Bogota
| # | Company | Disclosed funding | Last round | Stage | Employees | Founder | Tech stack | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | Lulo bank Internet-first digital bank offering banking services | $200M | 44 mo ago | Series D | 231 | Benjamin Gilinski Founder | Apple iCloud MailLeafletVuetify+23 | — |
| 2 | Simetrik Provider of a platform for financial reconciliation, automation, and regulatory reporting | $85M | 12 mo ago | Series B | 282 | Santiago Gonzalez Co-Founder & COO | WordPressMySQLPHP+22 | — |
| 3 | Treinta App-based accounting, inventory management, and financial monitoring solution for small businesses | $61M | 50 mo ago | Series A | 231 | Lluís Cañadell Co-Founder & Ceo | Apple iCloud MailGoogle WorkspaceNode.js+16 | — |
| 4 | Cobre Provider of platform for businesses to manage and automate financial payments | $48M | 23 mo ago | Series B | 129 | Alberto Chejne Co-Founder | Apple iCloud MailGoogle WorkspaceSalesforce+17 | — |
| 5 | Minka Provider of infrastructure for real-time payment networks and financial services | $39M | 49 mo ago | Series C | 49 | — | Webflowcore-jsjQuery+10 | — |
| 6 | Yuno Payment routing APIs for businesses | $35M | 27 mo ago | Series A | 100 | Juan Ortega Co-Founder and CEO | Webflow EcommerceCart FunctionalityWebflow+26 | — |
| 7 | Credivalores Consumer loans provider | $35M | 132 mo ago | Series B | 756 | David Seinjet Neirus Founder & CEO | DrupalPHPUbuntu+14 | — |
| 8 | MOVii Card-linked and app-based wallet for individuals | $32M | 52 mo ago | Series C | 143 | Julian Montejo Co-Founder | WordPressMySQLPHP+40 | — |
| 9 | KLYM Provider of crowdfunding software for non-profits, education institutes, and SMBs | $29M | 41 mo ago | Series B | 411 | Andres Abumohor Co-Founder | WordPressMySQLPHP+34 | — |
| 10 | Finkargo Online platform for purchase order financing | $28M | 31 mo ago | Series A | 80 | Andres Ferrer Co-Founder & Coo | WordPressMySQLPHP+28 | 2 expansions |
| 11 | FinMaq Online lending platform for asset backed loans | $24M | 36 mo ago | Series B | 32 | Diego Sanz de Santamaria CEO | Tailwind CSSGSAPReact+10 | — |
| 12 | Koibanx Digital payments infrastructure with web3 | $22M | 46 mo ago | Series A | 84 | Edy Weber Co-Founder & CTO | Cart FunctionalityNode.jsReact+12 | — |
| 13 | Tpaga Online payment gateway provider | $15M | 51 mo ago | Series A | 60 | Juan Salcedo Co-Founder | WordPress Block EditorElementorWordPress+26 | — |
| 14 | Rapicredit Online lending platform for payday loans. | $12M | 10 mo ago | Seed | 96 | — | WordPressMySQLPHP+36 | — |
| 15 | Zinobe Customer onboarding, credit risk assessment and debt collection solution provider | $10M | 73 mo ago | Series A | 143 | — | TypeScriptZone.jsAngular+11 | — |
| 16 | Trii App-based platform for trading in stock market | $8M | 43 mo ago | Seed | 51 | Esteban Penaloza Co-Founder & CEO | TurbopackEmotionNode.js+16 | — |
| 17 | Grupo R5 Online platform for consumer loans and car insurance | $7M | 31 mo ago | Series A | 91 | Pablo Armida Co-Founder | HubSpot CMS HubZohoIntercom+31 | 2 job openings |
| 18 | Valiu Online remittance platform | $7M | 66 mo ago | Seed | 17 | Alejandra Dormois Co-Founder & CRO | Node.jsMUIAmazon Web Services+21 | — |
| 19 | Mono Internet first bank for business banking | $6M | 48 mo ago | Seed | — | Juan Poveda Co-Founder | — | — |
| 20 | Kala API-enabled online lending-as-a-service platform for lenders | $6M | 6 mo ago | Series A | 28 | Manuel Aleman Co-Founder & CEO | — | — |
| 21 | Koggi Online platform offering mortgage loan for residential purchases to consumers | $6M | 21 mo ago | Seed | 15 | Juan Diaz Co-Founder & CEO | Cart FunctionalityWordPressMySQL+20 | — |
| 22 | Fanki Fan engagement platform for the sports industry | $6M | 36 mo ago | Seed | 38 | Nicholas Perez Founder | Cart FunctionalityNode.jsMapbox GL JS+18 | — |
| 23 | Mezubo Online marketplace for car title loans | $6M | 51 mo ago | Seed | 20 | Juan Pardo Co-Founder | — | — |
| 24 | Zulu Cross-border remittance solution for individuals and businesses | $5M | 43 mo ago | Seed | 43 | Julian Delgado Co-Founder & CPO | WebflowSplidecore-js+16 | — |
| 25 | Minteo Online marketplace for buying & selling NFTs | $4M | 44 mo ago | Seed | — | Sebastian Salazar Co-Founder | — | — |
| 26 | Kravata Platform for buying and selling cryptocurrencies | $4M | 27 mo ago | Seed | 23 | — | WordPressMySQLPHP+18 | — |
| 27 | Glim Provider of financial wellness tools for employees | $3M | 16 mo ago | Seed | 13 | Alex Robbio CEO | Cart FunctionalityTurbopackNode.js+16 | — |
| 28 | Trebol Open banking aggregation API | $3M | 36 mo ago | Seed | 7 | Luis Sebastian Buitrago León Co-Founder and CTO | WebflowSwipercore-js+16 | — |
| 29 | Plataform Online lending marketplace offering invoice factoring | $3M | 28 mo ago | Seed | — | Felipe T Co-Founder & CEO | Google CloudtoastrNginx+11 | 1 job opening |
| 30 | Puntored Provider of digital payment platform and financial inclusion services | $2M | 21 mo ago | Seed | 283 | — | WordPressApple iCloud MailGoogle Workspace+30 | — |
| 31 | BackStartup Tech-enabled accounting and legal services for startups and businesses | $2M | 61 mo ago | Seed | 40 | Juana Barco Co-Founder / CEO | TypeScriptQuillCKEditor+22 | — |
| 32 | Mesfix Marketplace for selling unpaid invoices. | $1M | 104 mo ago | Seed | 46 | Felipe Tascon Ortiz Founder & CEO | Google CloudtoastrNginx+24 | — |
| 33 | Linxe Online lending platform for salary advance loans | $1M | 59 mo ago | Seed | 9 | Cesar Julio Cuevas Chief Financial Officer Founder | DrupalPHPUbuntu+16 | — |
| 34 | Supra Cross-border payments and collections for importers and exporters of goods and services | $1M | 13 mo ago | Seed | — | Emilio Caicedo Founder and CEO | WordPressMySQLPHP+30 | — |
| 35 | Konvex AI-based financial data management platform | $700K | 28 mo ago | Seed | — | Cristian Martinez Co-Founder | — | — |
| 36 | Littio App-based money management and payment card for individuals | $500K | 32 mo ago | Seed | 29 | Ivan Torroledo Pena Co-Founder | Framer SitesReactAmazon Web Services+19 | — |
| 37 | Milio Platform that integrates and manages business payment processors | $500K | 36 mo ago | Seed | 10 | Daniel Gómez Co-Founder | — | — |
| 38 | IncluirTec Provider of a loan origination solutions for financial institutions | $420K | 3 mo ago | Series A | — | Angelica Quiroga Co-Founder & CEO | — | — |
| 39 | Biocredit Lead generation platform | $200K | 24 mo ago | Seed | — | Oscar Giovanny Gutierrez Moreno Founder & CEO | WordPressMySQLPHP+20 | — |
| 40 | Mejores CDT Online platform for CDT comparison | $125K | 57 mo ago | Seed | 37 | Charlie Correa Ceo & Co-Founder | TypeScriptEnvoyBootstrap+21 | — |
Top 12 FinTech companies in Bogota
#1
Series B · Bogota, Bogota · founded 2008 · 282 employees$85Mraised▾
Provider of a platform for financial reconciliation, automation, and regulatory reporting. The platform offers tools for transaction fee management, dispute resolution, and handling of foreign exchange and cryptocurrency transactions. It also supports liquidity and cash flow monitoring, merchant reporting, and fraud and risk mitigation. The platform caters to finance operations, accounting, and platform operations teams across various industries. These industries include payment service providers, marketplaces, acquirers, issuers, neobanks, banks, and retailers.
#2
Series A · Bogota, Bogota · founded 2021 · 28 employees$6Mraised▾
API-enabled online lending-as-a-service platform for lenders. It allows lenders to offer and manage different loan products to customers such as working capital loans, revenue-based financing, buy now pay later loans, asset-backed loans, and more, and also offers various integration tools to determine the risk acceptance criteria of lenders, access to prequalified borrowers that meet the specific risk criteria, lead evaluation, and more.
#3
Seed · Bogota, Bogota · founded 2013 · 96 employees$12Mraised▾
Rapicredit is an online lending platform offering payday loans. It offers loans for a tenure of 5 to 30 days. The interest rate charged by the company is 25% pa.
- Jul 2025Convertible Debt$5M
- Nov 2023Conventional Debt$7M
- Nov 2017Seed—
#4
Series B · Bogota, Bogota · founded 2019 · 129 employees$48Mraised▾
Provider of platform for businesses to manage and automate financial payments. The platform offers cross-border, local, and Bre-B payment processing. It centralizes accounts, visualizes balances, and automates reconciliation and reporting. The platform integrates with banks, enabling payment initiation, balance consultation, and real-time movement tracking. It is designed for businesses with high transaction volumes, fintechs, and PSPs. The platform offers security and compliance features.
#5
Series A · Bogota, Bogota · founded 2016$420Kraised▾
Provider of a loan origination solutions for financial institutions. It provides solutions for transforming credit origination into digital process. It features financial history validation, validation against market information, cash flow management, potential customer characterization, document management, and more.
- Feb 2026Series A—
- Feb 2023Seed$420K
#6
Seed · Bogota, Bogota · founded 2022 · 13 employees$3.5Mraised▾
Provider of financial wellness tools for employees. It offers tools and education to employees to enhance the financial well-being. It provides solutions for automated savings, non salary payments, and attraction of talent. It help companies attract talent by offering competitive financial benefits and user experience for the employees. Users can manage their finances, make payments, save, invest, and even receive cashbacks and advance payments. The app is available on both the google play store and apple store for download.
- Feb 2025Seed$3.5M
- Nov 2023Seed—
#7
Seed · Bogota, Bogota · founded 2021 · 15 employees$6Mraised▾
Online platform offering mortgage loans for residential purchases to consumers. It offers home loans through its bank partners and other lending partners, and also partners with construction companies to facilitate home loans and financing to their customers. It process and disburses loans to consumer completely online through its platform.
- Sep 2024Seed$3M
- Apr 2024Seed$3M
#8
Series A · Bogota, Bogota · founded 2022 · 100 employees$35Mraised▾
Payment routing APIs for businesses. Offers hyper-customizable routing with no code, access comprehensive dashboards for instant insights into holistic payment health, transaction details, conversion rate, costs, payment sources, trends and revenue streams, compare the true performance of different providers, benefit from real-time analytics, live updates, custom alerts, predictive insights, and more.
- Mar 2024Series A$25M
- Mar 2022Seed$10M
#9
Series D · Bogota, Bogota · founded 2019 · 231 employees$200Mraised▾
Internet-first digital bank offering banking services. It provides its users with savings accounts, no-cost transfers and withdrawals, debit card with cashback options, savings yield, instant credit with flexible installment options. The app is available at Google playstore and iOS app store.
- Oct 2022Series D$200M
#10
Seed · Bogota, Bogota · founded 2022$1Mraised▾
Cross-border payments and collections for importers and exporters of goods and services. Focused on revolutionizing cross-border payments between companies of all sizes and sectors, solution to pay or be paid, international treasury management, competitive conversion rates, optimize money flows, and more.
- Apr 2025Seed—
- Nov 2024Conventional Debt$1M
- Dec 2023Seed—
#11
Series A · Bogota, Bogota · founded 2021 · 80 employees$27.5Mraised▾
Online platform for purchase order financing. It offers a solution that enables small and medium-sized businesses to obtain loans by using the purchase orders. Users must add the required details and apply for the loans. Once approved, the funds are transferred to the registered bank account.
#12
Seed · Bogota, Bogota · founded 2004 · 283 employees$2Mraised▾
Provider of digital payment platform and financial inclusion services. The platform offers physical and digital payment solutions designed for efficient money movement. It integrates physical and digital channels to reach a broad user base. The company provides solutions for businesses and banking correspondents, facilitating financial service connections.
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in Colombia
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 15 Colombia-affiliated papers.
- Universidad de Antioquia3
- Instituto Tecnológico Metropolitano2
- Technological University of Pereira2
- Universidad Externado de Colombia2
- Centro de Investigación de la Caña de Azúcar de Colombia1
- Blockchain1
- Corporate governance1
- Stakeholder1
- Context (archaeology)1
- Integrated reporting1
- Financial services3
- Financial inclusion1
- Financial literacy1
- Payment1
- Inclusion (mineral)1
Where fintech is researched across Colombia
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.