Best FinTech Companies in Boulder, United States
The 66 best FinTech companies in Boulder, United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Neat Loans.
Biggest earners American Express Co ($10.5B, +9% YoY), Mastercard Inc ($8.3B, +13% YoY), Flex Ltd. ($6.6B, +4% YoY), Fiserv Inc ($5.0B, +10% YoY)
Our analysis of 243 FinTech companies
$56.0b in tracked funding; 98% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best FinTech companies in Boulder
| # | Company | Disclosed funding | Last round | Stage | Employees | Founded | Tech stack | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|---|
| 1 | Neat Loans Online platform for residential mortgage loans | $37M | 50 mo ago | Series B | 5 | 2017 | — | — | — |
| 2 | Tilled Provider of payment facilitation platform for software vendors and SaaS companies 45Funding top 22%Moat top 39%Market top 48%Talent bottom 49% All 7 signals ▾Fundingtop 22% Moattop 39% Markettop 48% Talentbottom 49% Techbottom 42% Globalbottom 32% Newsbottom 18% Funding: Raised $36.7M across 9 rounds · 9 rounds over 6 yrs (1.5/yr) Moat: Editorial + unicorn rating 7/10 · 9 curated direct competitors tracked rank vs industry peers · Fliar Intelligence Index 45/100 | $37M | 3 mo ago | Series B | 60 | 2005 | — | — | — |
| 3 | Aidium Provider of software platform offering CRM solutions for mortgages | $28M | 27 mo ago | Series A | 34 | 2019 | WebflowAmazon Web ServicesPostHog+18 | — | 2 launchs · 1 partnership |
| 4 | Odyssey Energy Solutions Provider of end-to-end platform for distributed renewable energy finance | $28M | 18 mo ago | Series A | 8 | 2017 | SentryTypeScriptKaTeX+19 | — | 1 job opening |
| 5 | Brightwave AI-based financial management platform | $21M | 19 mo ago | Series A | — | 2023 | SentryApple iCloud MailGoogle Workspace+23 | — | 5 launchs · 1 partnership |
| 6 | DigniFi Provider of financing options for automotive, powersport, and RV industries | $14M | 25 mo ago | Series A | 97 | 2012 | WordPressApple iCloud MailMicrosoft 365+20 | — | 3 job openings |
| 7 | Dakota Provider of a stablecoin platform for storing and moving money | $12M | 11 mo ago | Series A | — | 2022 | SentryNode.jsThree.js+12 | 10 patents Fluorescence-based optical analysis instruments for sediments, nucleic acids, and target analytes | — |
| 8 | Gitcoin Operator of a platform for funding community projects on Ethereum | $11M | 62 mo ago | Acquired | 11 | 2017 | TurbopackNode.jsThree.js+19 | — | — |
| 9 | IDmission KYC solutions for multiple sectors 62AI top 15%Tech top 28%Moat top 31%Talent top 35% All 13 signals ▾AItop 15% Techtop 28% Moattop 31% Talenttop 35% Producttop 41% Fundingtop 46% Growthtop 47% Markettop 49% Innovationbottom 44% Customersbottom 44% Patentsbottom 41% Globalbottom 37% Newsbottom 22% AI: Holds AI/ML patents (G06N-family CPC) Tech: 43 technologies across 5/8 capability areas · Cloud: Amazon Alb, Amazon Web Services rank vs industry peers · Fliar Intelligence Index 62/100 | $11M | 7 mo ago | Series A | 176 176 → 116 (-34%) | 2011 | Google MapsAmazon ELBAmazon Web Services+16 | 6 patents Biometric liveness detection and AI‑driven KYC for secure payment and POS systems | — |
| 10 | Swell Digital bank for individuals | $10M | 52 mo ago | Series A | 11 | 2021 | — | 13 patents Hydrodynamic flow‑deflection systems for marine vessels and watercraft propulsion control. | — |
| 11 | Entelligent Provider of climate data analytics for financial market participants and enterprises | $7M | 10 mo ago | Series B | 31 | 2011 | WordPressApple iCloud MailMicrosoft 365+19 | 4 patents Climate data analytics platforms for impact prediction and decision support | — |
| 12 | Kickfurther Online crowdfunding portal to finance business inventory | $6M | 61 mo ago | Seed | 47 | 2014 | WordPressMySQLPHP+24 | — | — |
| 13 | Kula Causes Decentralized impact investment firm empowering communities through tokenization of real-world assets | $6M | 124 mo ago | Deadpooled | 12 | 2010 | WebflowApple iCloud MailMicrosoft 365+16 | — | — |
| 14 | Daily Ai AI-based platform offering CRM solutions for mortgage lenders | $5M | 39 mo ago | Series A | 34 | 2019 | — | — | — |
| 15 | NiftyApes Online platform offering crypto-based consumer lending solutions | $4M | 52 mo ago | Seed | 8 | 2021 | — | — | — |
| 16 | LicenseLead Online platform for the private market data | $2M | 20 mo ago | Seed | 3 | 2022 | — | — | — |
| 17 | Shelfx Provider of self-checkout and shelf management solutions for micro markets | $2M | 161 mo ago | Seed | 11 | 2011 | — | — | — |
| 18 | GoodBread Provider of small business loans focusing on relationship-building and alternative credit assessment | $1M | 2 mo ago | Funding Raised | — | 2023 | — | — | — |
| 19 | Skry NFT rating and grading platform | $1M | 50 mo ago | Seed | 5 | 2022 | — | — | — |
| 20 | Phood Online payment solution for schools | $1M | 44 mo ago | Seed | 15 | 2018 | — | — | — |
| 21 | FundBoard Provider of investor list and related information for fundraising | $1M | 69 mo ago | Seed | 1 | 2020 | — | — | — |
| 22 | The Cotery Industrial equipment repair, redesign, and field service solutions provider | $766K | 135 mo ago | Deadpooled | — | 2013 | — | — | — |
| 23 | Allium Data Insurtech startup focused on providing proprietary insurance database | $750K | 32 mo ago | Seed | 4 | 2023 | — | — | — |
| 24 | Inspire Commerce Provider of online payment solutions for businesses | $500K | 165 mo ago | Seed | 2 | 2008 | — | — | — |
| 25 | Intellabridge Provider of Blockchain protocols for finance | $460K | 64 mo ago | Public | 183 | 2016 | — | — | — |
| 26 | Main Street Exchange Platform for managing fundraising rounds | $133K | 114 mo ago | Seed | 8 | 2015 | — | — | — |
| 27 | Andia Provider of access management solutions for biometrics through blockchain | $120K | 84 mo ago | Deadpooled | 6 | 2017 | — | — | — |
Top 12 FinTech companies in Boulder
#1
Series B · Boulder, Colorado · founded 2005 · 60 employees$36.7Mraised▾
Provider of payment facilitation platform for software vendors and SaaS companies. The platform offers tools and programs designed to enable revenue generation from credit card acceptance. It provides application programming interfaces for payment processing. The company focuses on providing payment solutions, allowing businesses to concentrate on their primary activities.
- Mar 2026Series B$1M
- Oct 2025Series B$1.7M
- Apr 2025Series B$1.2M
- Jul 2024Series B$16.5M
#2
Series A · Boulder, Colorado · founded 2011 · 176 employees$11.1Mraised▾
IDmission provides KYC solutions for multiple sectors. It offers solutions such as onboarding, document authentication, identity verification, employee onboarding, merchant acquiring, and more. It offers solutions to financial institutions, hospitality, government, and more.
- Nov 2025Series A$1000K
- May 2025Series A$1000K
- Apr 2022Series A$500K
- Apr 2022Conventional Debt—
#3
Funding Raised · Boulder, Colorado · founded 2023$1.4Mraised▾
Provider of small business loans focusing on relationship-building and alternative credit assessment. It offers loans to small businesses, prioritizing understanding the applicant's overall profile beyond traditional credit scores. The lending process emphasizes transparency and aims to provide faster decisions than traditional banks. The company is currently in a beta program, refining its products and expanding its loan capacity. It seeks to build partnerships with businesses, going beyond simply providing capital.
- Apr 2026Grant (prize money)$1.4M
#4
Series A · Boulder, Colorado · founded 2022$12.5Mraised▾
Provider of a stablecoin platform for storing and moving money. This infrastructure enables the storage of digital assets and facilitates the transfer of funds. The system provides operational accounts for managing financial transactions and offers tools for developers to integrate these capabilities into other applications.
- Jul 2025Series A$12.5M
#5
Series A · Boulder, Colorado · founded 2017 · 8 employees$27.6Mraised▾
Provider of end-to-end platform for distributed renewable energy finance. It accelerates capital deployment for renewable energy projects. The platform offers tools for portfolio management, supply chain credit, asset analytics, and results-based finance. It serves financiers, renewable energy companies, and equipment suppliers, streamlining project development and improving access to capital. The platform facilitates various aspects of project lifecycle, from initial financing to operational monitoring. It provides solutions to overcome bottlenecks in distributed renewable energy project development.
- Dec 2024Series A$11.3M
- May 2023Series A$15M
- Sep 2022Seed$5.3M
- Jul 2022Seed$7.2M
#6
Series B · Boulder, Colorado · founded 2011 · 31 employees$6.8Mraised▾
Provider of climate data analytics for financial market participants and enterprises. The company offers data-driven solutions designed for risk management, alpha generation, financial product development, and regulatory compliance. Its energy factor model aims to uncover opportunities and risks related to the energy transition. The company’s methodology brings trust and verifiability to environmental, social, and governance reporting.
- Jul 2025Series B$10.3M
- May 2023Series A$1.1M
- Jan 2022Series A$5.7M
#7
Series A · Boulder, Colorado · founded 2023$21Mraised▾
AI-based financial management platform. It offers an AI-based research assistant that provides economic analysis on demand. It offers solutions for financial insights, scenario analysis, and thoughtful analysis on various financial topics, including macroeconomic trends, breaking news, and individual equities.
- Oct 2024Series A$15M
- Jun 2024Seed$6M
#8
Series A · Boulder, Colorado · founded 2019 · 34 employees$28.1Mraised▾
Provider of software platform offering CRM solutions for mortgages. It provides users with a platform that offers solutions for mortgage lead conversion, mortgage marketing, mortgage referrals, workflow automation, loan life cycle management, and more. It also offers enterprise management and communication solutions.
- Feb 2024Series A$19M
- Jul 2023Series A$9.1M
#9
Series A · Boulder, Colorado · founded 2012 · 97 employees$14Mraised▾
Provider of financing options for automotive, powersport, and RV industries. The company offers financing solutions for both businesses and consumers. It provides access to financing for vehicle repairs, parts, and accessories. The company facilitates financing options through installment loans and lines of credit.
- May 2024Conventional Debt$175M
- Aug 2022Series A—
- Jun 2020Series A$14M
#10
Seed · Boulder, Colorado · founded 2022 · 3 employees$1.7Mraised▾
Online platform for the private market data. It uses an IP license scouting algorithm that provides a search engine to find risk-tolerant companies with scores and multiple information for meeting investments and technology criteria. It allows users to download or store the data in different formats.
- Oct 2024Seed$140K
- Dec 2023Seed$1.5M
#11
Series B · Boulder, Colorado · founded 2017 · 5 employees$37.2Mraised▾
Online platform for residential mortgage loans. It is a direct lender offering loans that enable consumers to purchase residential real estate properties. It offers loans with customized terms, amounts, and repayment options. Users can check the eligibility criteria by adding the required details and documents. It also features refinance and affordability calculators.
- Apr 2022Series B—
- Jan 2022Series B$22.5M
#12
Series A · Boulder, Colorado · founded 2019 · 34 employees$5.1Mraised▾
AI-based platform offering CRM solutions for mortgage lenders. The platform enables members to manage the leads, streamline business, increase communication, improve conversion and pull-through ratios, automatically route leads to drip campaigns as soon as a lead is created in the CRM, auto-sync lead sources, manage all contacts and transactions, upload documents and files for each contact and transaction, and more.
- Mar 2023Series A$5.1M
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in the United States
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 907 United States-affiliated papers.
- Film Independent54
- United States Department of Commerce26
- Community Partners22
- University of Virginia18
- International Monetary Fund12
- Financial services42
- Database transaction16
- Payment15
- Scalability12
- Credit risk11
- Financial services7→190
- Financial inclusion2→74
- Payment2→50
- Mobile payment3→29
- Leverage (statistics)1→21
- Financial services9→149
- Financial inclusion1→56
- Payment2→27
- Investment (military)1→19
- Cryptocurrency1→17
Where fintech is researched across United States
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Who's filing fintech patents in the United States
United States fintech patent filing is accelerating — 20 filings from 16 assignees (2016–2025), led by Mastercard International, Verifone, Financial Cloud Innovations; annual filings 1→7.
- Mastercard International20
- Verifone4
- Financial Cloud Innovations2
- Atombeam Technologies2
- Salah ALI Khalil1
- LNW Gaming1
- Kassetty Nikhil1
- DR Mariappan RAJA1
Common questions
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.