Best FinTech Companies in Cape Town, South Africa
The 178 best FinTech companies in Cape Town, South Africa in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Jumo.
Our analysis of 1,006 FinTech companies
$195.5b in tracked funding; 96% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best FinTech companies in Cape Town
| # | Company | Disclosed funding | Last round | Employees | Founded | Tech stack | Web popularity | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | Jumo Online marketplace for consumer & business loans and mobile-based banking channels | $304M | 6 mo ago | 242 | 2015 | WordPressApple iCloud MailMySQL+28 | Top 5M | 1 job opening · 3 partnerships |
| 2 | Britecap Candidate database for blue-collar workforce | $120M | 65 mo ago | 40 | 2003 | SentryApple iCloud MailMicrosoft 365+26 | Top 5M | — |
| 3 | Yoco Provider of point-of-sale systems, card machines, and online payment solutions | $107M | 58 mo ago | 350 | 2015 | StoryblokSentrySalesforce+30 | Top 500k | — |
| 4 | Stitch Provider of payment gateway and API products for online payments | $54M | 14 mo ago | 95 | 2019 | WebflowApple iCloud MailGoogle Workspace+20 | Top 5M | 1 launch · 1 partnership |
| 5 | Retail Capital Provider of flexible, unsecured business funding to small and medium enterprises | $42M | 60 mo ago | 188 | 2011 | WordPressMySQLPHP+32 | Top 5M | 1 launch |
| 6 | Lula Provider of an internet-first bank offering digital banking services for businesses | $42M | 4 mo ago | 145 | 2014 | SentryZendeskApple iCloud Mail+26 | Top 1M | 1 award |
| 7 | Jambo Platform building web3 mobile infrastructure solutions | $38M | 49 mo ago | — | 2022 | Node.jsThree.jsRadix UI+14 | Top 10M | — |
| 8 | Peach Payments Payment gateway solutions for businesses and merchants | $32M | 38 mo ago | 122 | 2013 | Cart FunctionalityWordPressMySQL+40 | Top 5M | — |
| 9 | Cape Town Stock Exchange Stock exchange platform for small- and medium-sized businesses | $16M | 46 mo ago | 14 | 2014 | Chart.jsMicrosoft ASP.NETBootstrap+14 | Top 10M | — |
| 10 | NFTfi Provider of an online platform for NFT-based lending | $15M | 24 mo ago | 19 | 2017 | Radix UITailwind CSSshadcn/ui+9 | Top 50M | — |
| 11 | iiDENTIFii Provider of biometric identity verification and authentication solutions for businesses | $15M | 44 mo ago | 25 | 2019 | WordPressMySQLPHP+32 | Top 1M | — |
| 12 | Nomanini Provider of financial inclusion solutions for banks and retail ecosystems | $8M | 44 mo ago | 28 | 2011 | — | — | — |
| 13 | Precium Provider of online payment solutions for businesses | $6M | 32 mo ago | — | 2020 | WebflowApple iCloud MailGoogle Workspace+20 | Top 50M | — |
| 14 | 10X Investments Retirement planning and saving management platform | $6M | 103 mo ago | 110 | 2007 | SentryBugHerdZendesk+32 | Top 500k | — |
| 15 | Root Online platform providing insurance as a service | $4M | 32 mo ago | 48 | 2016 | WebflowAmazon Web ServicesGSAP+17 | Top 5M | 2 job openings · 1 award |
| 16 | Inclusivity Solutions Insurance software solutions | $4M | 31 mo ago | 22 | 2015 | — | Top 50M | 1 launch · 1 award |
| 17 | Floatpays Cloud-based financial benefits platform for on-demand pay | $4M | 52 mo ago | 19 | 2019 | WebflowAmazon Web ServicesjQuery+8 | Top 10M | — |
| 18 | LifeCheq Provider of railway line gauge conversion and management services | $3M | 48 mo ago | 63 | 2015 | Node.jsFirebaseReact+15 | Top 5M | — |
| 19 | NuvaLaw Online dispute resolution platform | $3M | 31 mo ago | 6 | 2016 | — | — | 1 award |
| 20 | Billionaire Plus Provider of NFT-based multilayer board game | $2M | 53 mo ago | 5 | 2021 | — | — | — |
| 21 | Fintec Labs Cloud-based collection optimization software using machine learning. | $2M | 89 mo ago | 2 | 2015 | — | — | — |
| 22 | Hepstar Online insurance distribution channel | $2M | 123 mo ago | 21 | 2013 | WordPressMySQLPHP+25 | Top 10M | 1 partnership |
| 23 | Happy Pay Provider of a payment gateway solution | $2M | 2 mo ago | 15 | 2021 | Windows ServerMUIYouTube+20 | Top 500k | 5 partnerships |
| 24 | Water Financial Provider of finnancial services for the elderly who are asset rich with insufficient income | $2M | 22 mo ago | 1 | 2010 | — | — | — |
| 25 | Momint NFT-based social platform for sharing photos and videos | $1M | 23 mo ago | 16 | 2021 | TypeScriptGoogle Sign-inIonic+11 | Top 50M | — |
| 26 | Sensor Networks Claim management software provider | $1M | 97 mo ago | 30 | 2014 | WordPressMySQLPHP+15 | Top 50M | — |
| 27 | CompariSure AI-based comparison platform for life insurance | $985K | 52 mo ago | 14 | 2017 | WordPressMySQLPHP+17 | Top 10M | — |
| 28 | Orca Fraud prevention and compliance tools for banks and fintechs | $550K | 3 mo ago | — | 2023 | Webflow EcommerceWebflowSplide+18 | Top 10M | — |
| 29 | Wala African neo bank | $380K | 104 mo ago | 2 | 2015 | — | — | — |
| 30 | TurnStay Payment orchestration platform for businesses | $300K | 23 mo ago | — | 2021 | Framer SitesReactCloudflare+14 | Top 50M | — |
| 31 | Prospa Mobile savings wallet for South African residents | $235K | 91 mo ago | — | 2018 | — | — | — |
| 32 | LayUp Technologies Online platform for point of sale financing | $140K | 108 mo ago | 13 | 2017 | WordPressMySQLPHP+25 | Top 5M | 2 launchs · 2 partnerships |
Top 12 FinTech companies in Cape Town
#1
Series D · Cape Town, Western Cape · founded 2015 · 242 employees$304.5Mraised▾
Jumo is an online marketplace for consumer & business loans and mobile-based banking channels. It offers lending products that enables entrepreneurs to avail loans & asset finance. The loan amount, life cycle, and repayment method can be configured based on the individual's requirements. It offers an AI-powered technology stack that connects banks with traditionally inaccessible customers and enables banks to deploy loans, savings, and insurance services.
- Dec 2025Venture Debt$7.5M
- Nov 2021Series D$120M
- Sep 2020Series C$52M
- Feb 2020Series C$55M
#2
Series B · Cape Town, Western Cape · founded 2014 · 145 employees$41.5Mraised▾
Provider of an internet-first bank offering digital banking services for businesses. It provides users with a platform that offers banking services to freelancers, startups, growing businesses or SMEs, and more, by allowing them to open business accounts with deposits, business bank cards, payments, transfers, receive payments, savings, cash flow management, and more. It also offers multiple business loans, with a repayment calculator on their platform, and allows businesses to offer buy now pay later financing loans to their customers.
- Feb 2026Conventional Debt$20M
- Nov 2025Conventional Debt$10M
- Feb 2023Series B$35M
- Jun 2021Conventional Debt$416.6K
#3
Series B · Cape Town, Western Cape · founded 2019 · 95 employees$53.6Mraised▾
Provider of payment gateway and API products for online payments. The company offers tools for in-person payments via an API and terminal management system. It facilitates payouts, payment orchestration, and various payment methods. The company provides solutions for unified commerce, collections, and account top-ups. It also offers card acquiring and embedded fraud solutions.
- Mar 2025Series B$55M
- Oct 2023Series A$25M
- Jan 2022Series A$22.6M
- Oct 2021Seed$2M
#4
Acquired · Cape Town, Western Cape · founded 2021 · 15 employees$1.8Mraised▾
Provider of a payment gateway solution. It develops payment gateway solutions for making online transactions.
- Mar 2026Seed$5M
- Sep 2024Seed$1.8M
- Sep 2024Conventional Debt—
#5
Seed · Cape Town, Western Cape · founded 2023$550Kraised▾
Fraud prevention and compliance tools for banks and fintechs. It offers a platform that screens transactions, checks users against sanctions and PEP lists, traces cash movements using graph analytics to block AML activity, and automates reporting. The platform provides custom models to detect networks and anomalous behavior, screens users using configurable signals, and helps prevent account takeovers and money laundering. It facilitates real-time alerting by sharing insights across providers to prevent repeat malicious activity. The platform streamlines fraud and compliance tools into a single integration, enabling businesses to mitigate fraud and scale compliance functions.
- Mar 2026Seed$2.4M
- May 2024Seed$550K
#6
Series A · Cape Town, Western Cape · founded 2017 · 19 employees$15Mraised▾
Provider of an online platform for NFT-based lending. It offers a P2P marketplace that enables users to borrow and lend by securing NFTs as collateral. Users can provide ERC-721 tokens as collateral and request loans. Once accepted, ETH is paid to the users and the collaterals are locked in the NFTfi smart contract.
- Jun 2024ICO$70K
- Mar 2024Series A$6M
- Nov 2021Series A$5M
- Feb 2021Seed$890K
#7
Series C · Cape Town, Western Cape · founded 2015 · 350 employees$107Mraised▾
Provider of point-of-sale systems, card machines, and online payment solutions. The company offers tools for businesses to grow revenue and save time. Its products include card machines, point-of-sale systems, and online payment processing. It serves various industries, including food and beverage, retail, health and beauty, and services.
- Jul 2021Series C$83M
- 2020Series B—
- Sep 2018Series B$16M
- Mar 2017Series A$3M
#8
Seed · Cape Town, Western Cape · founded 2010 · 1 employees$1.6Mraised▾
Provider of finnancial services for the elderly who are asset rich with insufficient income. It helps to reduce costs, such as by utilizing solar panels, water saving devices and energy efficient appliances, review financial affairs by examining and optimizing your income statement and balance sheet, investigate generating additional income from your home, focus on your overall well-being by examining your healthcare plan and advising how you can use technology to reduce costs and improve your standard of living.
- Aug 2024Seed$1.6M
#9
Series A · Cape Town, Western Cape · founded 2013 · 122 employees$32Mraised▾
Peach Payments provides payment gateway solutions for businesses and merchants. It offers merchants a state-of-the-art payments solution with the product suite which enables them to accept payments across all their channels including their website, mobile site and their mobile apps. It also offers tools for fraud prevention.
- Apr 2023Series A$31M
- Apr 2021Series A—
- May 2020Series A—
- Feb 2013Seed$1M
#10
Series B · Cape Town, Western Cape · founded 2003 · 40 employees$120Mraised▾
Bride cap is a candidate database for sourcing blue collar workforce. Employers can search for candidates ,shortlist and then request contact info. Candidates register on the platform with their skills. Claims to vet all its candidates. It's free for both job seekers and employers.
- Jan 2021Conventional Debt—
- Sep 2019Series B$20M
- May 2019Conventional Debt$100M
#11
Seed · Cape Town, Western Cape · founded 2021 · 16 employees$1.2Mraised▾
Developer of a digital platform designed for artists, filmmakers, musicians, sportspeople, and creators of all kinds to sell their works as NFTs. The company's platform helps fans to collect and display moments on the application, adding a social element to the offering, alongside standard features such as likes, comments, and follows, enabling local creators a way to monetize their online creations using blockchain technology.
#12
Series A · Cape Town, Western Cape · founded 2022$37.5Mraised▾
Platform building web3 mobile infrastructure solutions. It is building a super app that combines education, gaming, and entertainment with earning opportunities.
- May 2022Series A$30M
- Feb 2022Seed$7.5M
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in South Africa
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 90 South Africa-affiliated papers.
- University of Johannesburg16
- Walter Sisulu University12
- University of South Africa10
- University of the Witwatersrand9
- University of Pretoria7
- Financial services1→13
- Financial inclusion3→9
- Financial services4→23
- Financial inclusion4→18
- Payment2→7
- Mobile payment2→7
- Inclusion (mineral)2→5
Where fintech is researched across South Africa
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Common questions
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.