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Radar · FinTech in Chaoyang

Best FinTech Companies in Chaoyang, China

The 33 best FinTech companies in Chaoyang, China in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Shuidihuzhu.

33companies tracked
$2.2Bdisclosed funding
1unicorns
16have raised
FLIAR INTELLIGENCE · FINTECH × CHAOYANG

Our analysis of 50 FinTech companies

$49.1b in tracked funding; 89% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2024.

50companies analysed
89%cloud-native stacks
2024funding peak (by rounds)
15unicorns
2017median founding year

Ranked: Best FinTech companies in Chaoyang

#CompanyDisclosed fundingLast roundStageFounderTech stackWeb popularityRecent signals
1Ain Interactive
AI-based sales & communication solutions for insurers
——DeadpooledHong Qiangning
Co-Founder & CTO
———
2Beijing Brush Face Technology
Online micro-loans platform
——DeadpooledMa Shun
Founder & CEO
———
3Beijing Guancheng Ruifu Information Technology
Platform for salary savings management
——UnfundedZibodi
CEO
———
4Beijing Rongxin Gold Service Technology
Online supply chain financial service platform
——Funding Raised————
5Beijing Weichuang Enterprise Management
Online platform providing banking related courses
——Funding RaisedJin Zhang
Founder
———
6Beijing Zaoshu Technology
Provider of research and alternative data
——DeadpooledHuan Xu
Co-Founder & CTO
———
7Canfreee
Expense claims management platform for SMEs.
——SeedKun Yang
Co-Founder
———
8Fang Ti Technology
Loan servicing solution
——DeadpooledWang Chao
Founder & CEO
———

Top 12 FinTech companies in Chaoyang

#1
Series D · Chaoyang, Beijing · founded 2016 · 19 employees
$528.1Mraised
▾

Online platform for P2P health insurance. It offers plans for high medical fees faced by most patients, especially those with a critical illness like cancer. The platform will crowdfund the medical fees from all of its users. It also offers an insurance plan for cancer. After they are approved, users can get the payout if they are diagnosed with cancer.

Fliar Intelligence Index™ 22how this company ranks against its industry peers
Moat
top 22%
Funding
top 27%
Growth
top 45%
Talent
bottom 49%
Global
bottom 38%
Tech
bottom 30%
Moat: Editorial + unicorn rating 8/10 · Soonicorn
Funding: Raised $528M across 5 rounds · 5 rounds over 10 yrs (0.5/yr) · Last round Series D (Jul 2020)
Funding rounds
  • Jul 2020Series D$230M
  • Jun 2019Series C$147M
  • Mar 2019Series B$74M
  • Aug 2017Series A$24.2M
Founders & team
Peng ShenFounder & CEO
Investors
Tencent, Gaorong Capital, Meituan, Zhen Fund, Lanchi Venture Capital, Chuangxin Innovation Works
Tech stack
Apache ApisixBabelCore-JsSentryVue.JsWebpack
#2
Public · Chaoyang, Beijing · founded 2016 · 2719 employees
$525Mraised
▾

Online comparison platform for health insurance. It offers business solutions including Waterdrop Insurance Marketplace for health and life insurance products, Waterdrop Crowdfunding for fundraising, Waterdrop Medicine for healthcare & pharmaceutical services. It also offers insurance awareness solutions for users.

Fliar Intelligence Index™ 69how this company ranks against its industry peers
Growth
top 20%
Funding
top 25%
Product
top 26%
Talent
top 28%
Innovation
top 31%
News
top 33%
Funding: Raised $525M across 3 rounds · 3 rounds over 8 yrs (0.4/yr) · Last round Series D (Nov 2020)
Product: 7 product launch events in 12 mo · Company stage: Public
Funding rounds
  • Nov 2020Series D$150M
  • Aug 2020Series D$230M
  • Jun 2019Series C$145M
  • Oct 2018Series C—
Founders & team
Peng ShenCo-Founder & CEOGuang YangCo-FounderYao HuCo-Founder
Investors
Dohler Ventures, Boyu Capital, CICC, Tencent, Gaorong Capital, Swiss Re
Tech stack
Apache ApisixCore-JsVue.JsWebpack
#3
Series D · Chaoyang, Beijing · founded 2016
$250.9Mraised
▾

Online crowdfunding platform focused on healthcare and poverty. It offers fundraising services for medical patients along with an internet-based insurance platform. It also offers mutual aid programs such as the young and middle-aged anti-cancer program, the middle-aged and old-age anti-cancer plan, the comprehensive accident mutual aid program, and the children's health mutual aid.

Funding rounds
  • Jul 2020Series D—
  • Jun 2019Series C$144.6M
  • Mar 2019Series B$74.5M
  • Aug 2017Series A$24.2M
Founders & team
Shen PengFounder & CEO
Investors
Boyu Capital, Tencent, CICC, Gaorong Capital, Sinovation Ventures, Meituan
Tech stack
Apache ApisixBabelCore-JsNode.JsNuxt.JsSwiper
#4
Deadpooled · Chaoyang, Beijing · founded 2005
$469Mraised
▾

51credit.com is a P2P platform for consumer and business loans. It offers loans such as personal loans, vehicle loans, healthcare loans, working capital loans, trade financing, and more. It also provides credit cards for online/offline purchases, money transfers, cash withdrawal, bill payments, and more.

Funding rounds
  • Oct 2016Series C$84M
  • Sep 2016Series C$310M
  • Sep 2015Series B$10M
  • Feb 2015Series B$50M
Founders & team
Tu ZhiyunCo-Founder & CEOSunny LeungCo-FounderXu RongqiCEO
Investors
Meridian Capital, Bodhi Investments, SIG China, Yiyuan Investment, Harvest Capital, Yintai Group
Tech stack
Hsts
#5
Series C · Chaoyang, Beijing · founded 2016
$28.8Mraised
▾

Provider of marketing and business support services for the investment and financial industry

Funding rounds
  • Aug 2022Series C—
  • Mar 2019Series B$10M
  • Dec 2017Series A$15.1M
  • Jun 2017Seed$3.7M
Founders & team
Jia GuiCo-Founder
Investors
Fanchuang Capital, Matrix Partners China, Atlas Capital, Yuansheng Capital, Jingweitravel, CICC
#6
Public · Chaoyang, Beijing · founded 2014 · 1364 employees
$267.2Mraised
▾

Risk management and marketing solutions for the financial services industry. It offers solutions based on artificial intelligence, big data, and cloud computing technologies. It offers a risk management solution for banks and lenders that provide features such as precision marketing, credit risk assessment, fraud risk identification, loan monitoring, post loan management, and risk management. Also offers risk management and marketing solutions for the insurance industry.

Funding rounds
  • Apr 2018Series C$159.4M
  • Jan 2016Series B$107.8M
Founders & team
Angela ChangFounderZhang ShaofengCEO
Investors
Sequoia Capital, IDG Capital, Hillhouse, China Guoxin Holding, CICC Qianhai, Linkage Advantage Technology
#7
Series A · Chaoyang, Beijing · founded 2014 · 200 employees
$30Mraised
▾

Decentralized infrastructure for the digital economy and smart cities. Its products include a BNS city node software, a blockchain service network to enable smart city infrastructure software and design a government service platform; a Blockchain service web portal to deploy, promote and sell blockchain apps; and more.

LinkedIn Pulse recent public activity · Jul 2026
Audience: 2k LinkedIn followers — 100.0% of this cohort's audience
Activity: 2 partnerships (incl. Red Date Technology) announced in 12 mo
Funding rounds
  • Jun 2021Series A$30M
Founders & team
Yifan HeCEO
Investors
Pictet Group, Bangkok Bank, Prosperity7 Ventures, Kenetic
#8
Deadpooled · Chaoyang, Beijing · founded 2013
$85.6Mraised
▾

Guangxu Credit is an online P2P for invoice financing. Enables users to invest in different investment products which are used to finance SMEs. Provides financing to SMEs based on invoice or other asset-based guarantee. Offers investment plans and provides users with a bidding tool for automated investing.

Funding rounds
  • Jul 2018Series B$85.6M
Founders & team
Zhang XiaopengCEO
Investors
Xingbang Capital, Shandong Dongfang Ocean Technology
#9
Series A · Chaoyang, Beijing · founded 2017 · 100 employees
$9.5Mraised
▾

Blockchain-based credit data marketplace. The platform leverages Ontology technology to build a network that provides multiple services like credit data exchange, credit scoring, and financial services. It provides zero-knowledge-based authentications, automated trade negotiations, and enforcement via smart contract and data authentication mechanisms.

Funding rounds
  • Mar 2022Series A—
  • Feb 2020Series A—
  • Jul 2018Seed$8M
  • 2017Angel$1.5M
Founders & team
Kate ShenCo-FounderSarah ZhangCo-Founder
Investors
K2VC, Cherubic Ventures, Ceyuan Ventures, Nest Bio Ventures, 4Paradigm, Shenzhen Capital Group
#10
Series B · Chaoyang, Beijing · founded 2016
$1.5Mraised
▾

Qihang Jinfu cloud-based financial planning and analysis solutions for businesses. It features a fund management solution for enterprises that helps in monitoring, report analysis, cash flow budgeting, forecasting, professional analysis, time-saving settlement solutions, and management of accounts. It provides tools and software to improve the financial management level in enterprises.

Funding rounds
  • Mar 2021Series B—
  • 2020Series A—
  • May 2019Seed—
  • Nov 2017Seed$1.5M
Founders & team
Li JingCEO
Investors
AA Investment, Yonghua Capital, Matrix Partners China, Albatross Venture, Seashell Capital
#11
Series A · Chaoyang, Beijing · founded 2019
—raised
▾

Provider of AI-enabled imaging solutions for enterprises. Its product portfolio includes passenger monitors, 3D camera modules, driver monitors, and visual-based positioning systems. Its features include facial recognition, gesture recognition, 3D object scanning, sleep detectors, positioning, and mapping. It caters to automotive, education, robotic, and security industries.

Funding rounds
  • Jan 2025Series A—
  • Jul 2022Series A—
  • Oct 2021Series A—
Founders & team
Xu QingCo-Founder & CEONi XunengCo-Founder & ChairmanXu QingCEO
Investors
Tricolor Technology, Beijing Cultural Investment Development Group
#12
Deadpooled · Chaoyang, Beijing · founded 2017
—raised
▾

Automobile insurance claims risk management platform. It offers an anti-fraud platform for automobile insurance claims. The solution is based on big data and artificial intelligence.

Funding rounds
  • Jan 2019Seed—
  • Apr 2018Seed—
Founders & team
Yuan Qinglin Steven YuanFounder & CEO
Investors
Albatross Venture, Yingdong Capital

Funding & investor landscape

$2.2Btotal disclosed funding
10companies funded
27disclosed rounds
0rounds last 90 days
Most active investors
CICC5 rounds
Zhen Fund5 rounds
IDG Capital4 rounds
Albatross Venture3 rounds
Boyu Capital3 rounds
Gaorong Capital3 rounds
Tencent3 rounds
Inno Angel Fund2 rounds
Matrix Partners China2 rounds
Meituan2 rounds

Notable founders

Peng Shen
Founder & CEO · Shuidihuzhu
Guang Yang
Co-Founder · Waterdrop
Shen Peng
Founder & CEO · Shuidichou
Tu Zhiyun
Co-Founder & CEO · 51credit.com
Sunny Leung
Co-Founder · 51credit.com
Jia Gui
Co-Founder · NewBanker
Angela Chang
Founder · Bairong Yunchuang
Zhang Shaofeng
CEO · Bairong Yunchuang
Yifan He
CEO · Red Date Technology
Zhang Xiaopeng
CEO · Guangxindai
Kate Shen
Co-Founder · Points
Sarah Zhang
Co-Founder · Points
Prism market signals · China · country-scoped Prism corpus, 765,897 docs

Market landscape — 10 sub-themes by coverage

Share of FinTech coverage by sub-theme.

Regulatory-risk over time rising

Funding & growth over time

funding rising · growth rising

RESEARCH SIGNALS · China

How research on Fintech is moving in China

A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 510 China-affiliated papers.

research sentiment over time
201920232026
enthusiastic · positive · guarded tone
Tone is overwhelmingly optimistic and steady — the enthusiastic (strongly-positive) share moved 32% → 31% across 2019–2026.
top research entities
  • Institute of Finance and Banking17
  • Anhui University of Finance and Economics12
  • Peking University9
  • Central University of Finance and Economics9
  • Guangdong University Of Finances and Economics8
leading researchers
Xu, Jiahao · Jiang, Wei · Xiang, Zhang · Gulboyeva Zulfiya Mamatkarim qizi · Farhodjon Kubaevich Xolmamatov · Adesola Oluwatosin Adelaja · Stanley Chidozie Umeorah · Bibitayo Ebunlomo Abikoye
▲ Breakthroughs41 · 8%
▲ 0%→8% share
0 median citations90% since 2021mostly methods-led
Breakthroughs are rising (0%→8% of field), led by Financial services.
rising sub-themes (early→recent)
  • Financial services7
  • Credit risk7
  • Big data5
  • Financial transaction5
  • Database transaction5
Newly emergingCredit risk 0→7 · Financial services 0→5 · Database transaction 0→5
Landmark Evolutionary Approaches and the Construction of Technology-Driven Regulations · 79 cites
◆ Advancements231 · 45%
▲ 0%→47% share
0 median citations90% since 2021mostly empirical
Advancements are rising (0%→47% of field), led by Financial services.
rising sub-themes (early→recent)
  • Financial services4→85
  • Payment2→28
  • Financial inclusion1→27
  • China3→28
  • Financial innovation1→21
Newly emergingPanel data 0→22 · Context (archaeology) 0→21 · Big data 0→19
Landmark Adoption Intention of Fintech Services for Bank Users: An Empirical Examination with an Extended Technology Acceptance M · 548 cites
▼ Concerns155 · 30%
▲ 0%→29% share
0 median citations83% since 2021mostly empirical
Concerns are rising (0%→29% of field), led by Financial services.
rising sub-themes (early→recent)
  • Financial services5→68
  • China2→21
  • Financial innovation3→20
  • Financial inclusion1→11
  • Corporate governance1→11
Newly emergingPayment 0→18 · Digital transformation 0→15 · Blockchain 0→12
Landmark Understanding China’s fintech sector: development, impacts and risks · 175 cites
RESEARCH HOTSPOTS · China

Where fintech is researched across China

Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.

Beijing49 · +0.17
Hot · Financial servicesAdvancing · Technology acceptance modelOpportunity · PaymentConcern · Corporate governance
Shanghai38 · +0.34
Hot · ChinaAdvancing · Transparency (behavior)Opportunity · Financial inclusionConcern · Financial services
Nanjing28 · +0.23
Hot · Corporate governanceAdvancing · EndogeneityOpportunity · Financial innovationConcern · Financial services
Wuhan18 · +0.37
Hot · Financial servicesOpportunity · Sustainability
Guangzhou/Shenzhen12 · +0.22
Hot · Financial innovationAdvancing · Financial servicesOpportunity · PaymentConcern · China
Hangzhou8 · +0.34
Opportunity · Investment (military)
Hefei7 · +0.13
Hot · Financial servicesOpportunity · Blockchain
Harbin6 · +0.42
Opportunity · Financial services
PATENT SIGNAL · China

Who's filing fintech patents in China

China fintech patent filing is steady — 1 filings from 1 assignees (2021–2021), led by Twenzhou Business College; annual filings 1→1.

1 filings1 assigneespeak 1/yr2021–2021
filing momentum (YoY 2021–2021)
top patent filers
  • Twenzhou Business College1

Common questions

How many FinTech companies are there in Chaoyang, China?
Radar tracks 33 indexable FinTech companies headquartered in Chaoyang, China that meet our profile-completeness bar.
What is the total funding raised by FinTech companies in Chaoyang, China?
The FinTech companies in Chaoyang, China on this list have raised a combined $2.2B in disclosed equity funding across 10 funded companies.
Which is the highest-funded FinTech company in Chaoyang, China?
Shuidihuzhu is the highest-funded FinTech company in Chaoyang, China, with $528.1M in disclosed equity funding.
How many FinTech companies in Chaoyang, China are funded?
10 of the 33 FinTech companies in Chaoyang, China on this list have disclosed at least one equity funding round.
How many FinTech unicorns are there in Chaoyang, China?
1 FinTech company in Chaoyang, China on this list is valued at $1B or more.
Who are the top investors in Chaoyang, China FinTech companies?
The most active investors in Chaoyang, China FinTech companies on this list include CICC, Zhen Fund, IDG Capital, Albatross Venture, Boyu Capital.
Rohit KhannaTrends & Stories

Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.

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