Radar · FinTech in China
Best FinTech Companies in China
The 1663 best FinTech companies in China in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Ant Group.
By Rohit KhannaTrends & Stories
1663companies tracked
$68.8Bdisclosed funding
30unicorns
674have raised
China's FinTech sector is one of the most heavily capitalized in the world, and this directory ranks the best FinTech companies operating there by disclosed equity funding and recent momentum. We're tracking 1,663 companies with a combined $68.8B in disclosed funding and 30 unicorns in the mix. That's not a niche market. The global FinTech market sits at roughly $113.4B in 2025 and is forecast to hit $461.6B by 2034 at a 17.21% CAGR, and China's share of that trajectory is outsized by almost any measure. WeLab leads our directory at $1.5B raised, with FundPark ($321M) and PremiaLab ($220M) showing that institutional appetite runs deep across lending, capital markets, and treasury infrastructure.
So what's actually moving this quarter? Next-gen banking platforms and cloud-based banking infrastructure are the themes drawing the most coverage, and you can see that reflected in where the capital is concentrating. IDG Capital, Sequoia Capital, and Matrix Partners China are the most active backers here, which tells you something about conviction levels. Stringent government regulations remain a structural factor shaping deal timelines, though recent acquisition activity in the broader FinTech space suggests consolidation is accelerating regardless. RedotPay ($194M) and Solomon JFZ (Asia) Holdings ($100M) round out a funding picture that rewards platform-scale plays over point solutions.
Sources & further reading
- Bitcoin Drops Below $67K on Trump Speech
- Arkstream Capital: How Ordinary People Can Properly Participate in Tokenization
- Editorial
FLIAR INTELLIGENCE · FINTECH × CHINA
Our analysis of 50 FinTech companies
$49.1b in tracked funding; 89% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2024.
50companies analysed
89%cloud-native stacks
2024funding peak (by rounds)
15unicorns
2017median founding year
1.1Mcombined LinkedIn audience
51%of audience held by top 3
3companies hiring publicly (12 mo)
Ranked: Best FinTech companies in China
| # | Company | Disclosed funding | Last round | Stage | Employees | Founder | Tech stack | Market signals (1y) | Recent signals |
|---|---|---|---|---|---|---|---|---|---|
| 1 | Ant Group 🦄 Payment processing solution for consumers, small and micro businesses 74Moat top 20%Market top 27%Funding top 29%News top 29% All 10 signals ▾Moattop 20% Markettop 27% Fundingtop 29% Newstop 29% Innovationtop 32% Growthtop 33% Producttop 33% Talenttop 38% Techbottom 41% Globalbottom 38% Moat: Editorial + unicorn rating 10/10 · Decacorn Market: 16,000 employees (top 1% of FinTech) · Top-500,000 web property rank vs industry peers · Fliar Intelligence Index 74/100 | $30.5B | 64 mo ago | Series D | 16,000 | Jack Ma Founder | Node.jsAntV G6Ant Design+10 | 21 signals ▲31% IPO · New product · Earnings | — |
| 2 | Suning Finance 🦄 Online platform for financial products 55Moat top 15%Funding top 27%Market top 41%Talent bottom 49% All 5 signals ▾Moattop 15% Fundingtop 27% Markettop 41% Talentbottom 49% Globalbottom 36% Moat: Editorial + unicorn rating 9/10 · Unicorn Funding: Raised $3.2B across 4 rounds · 4 rounds over 11 yrs (0.4/yr) rank vs industry peers · Fliar Intelligence Index 55/100 | $3.2B | 80 mo ago | Series C | — | Zhang Jindong Founder | — | — | — |
| 3 | Lufax 🦄 Online P2P lending platform for personal loans 79Market top 19%Funding top 27%Talent top 28%Moat top 31% All 6 signals ▾Markettop 19% Fundingtop 27% Talenttop 28% Moattop 31% Newsbottom 38% Globalbottom 38% Market: 71,034 employees (top 1% of FinTech) · Unicorn (valued $38.0B) Funding: Raised $3.0B across 3 rounds · 3 rounds over 11 yrs (0.3/yr) rank vs industry peers · Fliar Intelligence Index 79/100 | $3.0B | 73 mo ago | Public | 71,034 | Xiang Ji Co-CEO | — | — | — |
| 4 | FWD 🦄 Online life and health insurance platform for individuals 78Funding top 20%Market top 25%Moat top 26%Tech top 32% All 10 signals ▾Fundingtop 20% Markettop 25% Moattop 26% Techtop 32% Partnerstop 32% Newstop 35% Producttop 35% Globaltop 36% Growthtop 45% Talentbottom 49% Funding: Raised $1.8B across 3 rounds · 3 rounds over 5 yrs (0.6/yr) Market: 6,824 employees (top 1% of FinTech) · Top-5,000,000 web property rank vs industry peers · Fliar Intelligence Index 78/100 | $1.8B | 41 mo ago | Public | 6,824 | Huynh Phong CEO | Node.jsVideoJSMUI+15 | 18 signals IPO · Announcements · Earnings | 1 internship · 1 award |
| 5 | WeLab 🦄 Online marketplace for financial products 78Funding top 12%Moat top 26%Growth top 35%Market top 38% All 10 signals ▾Fundingtop 12% Moattop 26% Growthtop 35% Markettop 38% Techtop 40% Newstop 41% Producttop 41% AItop 45% Talentbottom 49% Globalbottom 48% Funding: Raised $1.5B across 9 rounds · 9 rounds over 11 yrs (0.8/yr) Moat: Editorial + unicorn rating 9/10 · Unicorn rank vs industry peers · Fliar Intelligence Index 78/100 | $1.5B | 5 mo ago | Series D | 800 | Simon Loong Founder & Group CEO | WagtailApple iCloud MailMicrosoft 365+20 | — | — |
| 6 | Bitfinex 🦄 Online cryptocurrency trading platform 69Tech top 20%Moat top 26%Market top 35%Funding top 36% All 8 signals ▾Techtop 20% Moattop 26% Markettop 35% Fundingtop 36% Customerstop 43% Growthtop 45% Producttop 50% Globalbottom 38% Tech: 79 technologies across 6/8 capability areas · Cloud: Amazon Alb, Amazon S3 Moat: Editorial + unicorn rating 9/10 · Unicorn rank vs industry peers · Fliar Intelligence Index 69/100 | $1.0B | 85 mo ago | Funding Raised | 287 | — | WordPressMySQLPHP+36 | — | — |
| 7 | BITMAIN 🦄 Developer of hardware solutions for crypto mining 64Moat top 20%Funding top 28%Market top 29%Tech top 41% All 9 signals ▾Moattop 20% Fundingtop 28% Markettop 29% Techtop 41% AItop 45% Talentbottom 49% Globalbottom 48% Newsbottom 37% Growthbottom 32% Moat: Editorial + unicorn rating 10/10 · Decacorn Funding: Raised $950M across 3 rounds · 3 rounds over 9 yrs (0.3/yr) rank vs industry peers · Fliar Intelligence Index 64/100 | $950M | 94 mo ago | Series C | 1,000 | Micree Zhan Co-Founder & CEO | Node.jsVue.jsNuxt.js+11 | — | 2 launchs |
| 8 | Qudian 🦄 Online marketplace for purchase financing 22Funding top 26%Moat top 31%Market top 46%Tech bottom 39% All 7 signals ▾Fundingtop 26% Moattop 31% Markettop 46% Techbottom 39% Globalbottom 38% Newsbottom 37% Growthbottom 10% Funding: Raised $929M across 7 rounds · 7 rounds over 12 yrs (0.6/yr) Moat: Editorial + unicorn rating 6/10 · Unicorn rank vs industry peers · Fliar Intelligence Index 22/100 | $929M | 83 mo ago | Public | 215 | — | DrupalPHPZURB Foundation+18 | — | — |
| 9 | Animoca Brands 🦄 Developer of blockchain-based PC and mobile games 67Customers top 19%Funding top 22%Tech top 26%Moat top 26% All 10 signals ▾Customerstop 19% Fundingtop 22% Techtop 26% Moattop 26% Producttop 35% Markettop 36% Talenttop 38% Globaltop 42% Fin. healthbottom 45% Growthbottom 43% Customers: Play-Store rating 4.60★ across 1,233,119 ratings (3 apps) · Review volume +0% in 6 mo Funding: Raised $870M across 20 rounds · 20 rounds over 15 yrs (1.3/yr) rank vs industry peers · Fliar Intelligence Index 67/100 | $870M | 19 mo ago | Series C | 177 177 → 315 (+78%) | David Kim Co-Founder | Wix eCommerceWixSentry+19 | — | 1 partnership |
| 10 | Micro Connect 🦄 Online investment platform for micro and small businesses 57Funding top 21%Moat top 26%Talent top 38%Market top 42% All 8 signals ▾Fundingtop 21% Moattop 26% Talenttop 38% Markettop 42% Growthtop 45% Techbottom 42% Globalbottom 38% Newsbottom 22% Funding: Raised $578M across 2 rounds · 2 rounds over 4 yrs (0.5/yr) Moat: Editorial + unicorn rating 9/10 · Unicorn rank vs industry peers · Fliar Intelligence Index 57/100 | $578M | 19 mo ago | Series C | 350 | Gary Zhang Founder | WordPressApple iCloud MailMySQL+21 | — | 1 partnership |
| 11 | Shuidihuzhu Online platform for P2P health insurance 22Moat top 22%Funding top 27%Growth top 45%Talent bottom 49% All 7 signals ▾Moattop 22% Fundingtop 27% Growthtop 45% Talentbottom 49% Globalbottom 38% Techbottom 30% Marketbottom 17% Moat: Editorial + unicorn rating 8/10 · Soonicorn Funding: Raised $528M across 5 rounds · 5 rounds over 10 yrs (0.5/yr) rank vs industry peers · Fliar Intelligence Index 22/100 | $528M | 71 mo ago | Series D | 19 | Peng Shen Founder & CEO | SentryVue.jsApache APISIX+3 | — | — |
| 12 | Waterdrop Online comparison platform for health insurance 69Growth top 20%Funding top 25%Product top 26%Talent top 28% All 10 signals ▾Growthtop 20% Fundingtop 25% Producttop 26% Talenttop 28% Innovationtop 31% Newstop 33% Markettop 45% Globalbottom 38% Moatbottom 38% Techbottom 25% Funding: Raised $525M across 3 rounds · 3 rounds over 8 yrs (0.4/yr) rank vs industry peers · Fliar Intelligence Index 69/100 | $525M | 66 mo ago | Public | 2,719 | Peng Shen Co-Founder & CEO | Vue.jsApache APISIXcore-js+1 | 28 signals ▲65% Earnings · New product | — |
| 13 | Cloudwalk 🦄 Provider of AI platform, IoT devices, and related industry solutions 48Funding top 27%AI top 30%Moat top 31%Market top 44% All 8 signals ▾Fundingtop 27% AItop 30% Moattop 31% Markettop 44% Talentbottom 49% Globalbottom 36% Newsbottom 22% Techbottom 15% Funding: Raised $504M across 5 rounds · 5 rounds over 11 yrs (0.5/yr) AI: Classified as an AI company · Product described with: ai-powered rank vs industry peers · Fliar Intelligence Index 48/100 | $504M | 73 mo ago | Public | 85 | William Xiaoqing Founder & CEO | — | — | — |
| 14 | FundPark Online marketplace for trade financing 45Funding top 22%Talent top 22%News top 39%Moat top 42% All 7 signals ▾Fundingtop 22% Talenttop 22% Newstop 39% Moattop 42% Marketbottom 41% Techbottom 38% Globalbottom 38% Funding: Raised $321M across 2 rounds · 2 rounds over 6 yrs (0.3/yr) Talent: Analyst team rating 5/5 · 3 named leaders on record rank vs industry peers · Fliar Intelligence Index 45/100 | $321M | 7 mo ago | Series A | 60 | Henry Mok Co-founder & Director | — | — | — |
| 15 | Debeijin Service Technology 🦄 SaaS-driven expense & reimbursement management solutions for businesses 64Moat top 26%Market top 30%Funding top 30%Product top 40% All 7 signals ▾Moattop 26% Markettop 30% Fundingtop 30% Producttop 40% Talentbottom 49% Globalbottom 38% Newsbottom 22% Moat: Editorial + unicorn rating 9/10 · Unicorn Market: 800 employees (top 10% of FinTech) · Unicorn (valued $1.0B) rank vs industry peers · Fliar Intelligence Index 64/100 | $300M | 51 mo ago | Series C | 800 | Lanxi Founder & CEO | — | — | — |
| 16 | BC Group Provider of branding, technology consulting, and digital asset management services 40Funding top 37%Market top 50%Talent bottom 49%Global bottom 36% All 4 signals ▾Fundingtop 37% Markettop 50% Talentbottom 49% Globalbottom 36% Funding: Raised $287M across 4 rounds · 4 rounds over 6 yrs (0.7/yr) Market: 119 employees (top 40% of FinTech) rank vs industry peers · Fliar Intelligence Index 40/100 | $287M | 31 mo ago | Public | 119 | Hugh Madden CEO | — | — | — |
| 17 | Nanjing Yunjiafang Network Technology SaaS-based accounting software 57Moat top 22%Funding top 29%Market top 37%Talent bottom 49% All 5 signals ▾Moattop 22% Fundingtop 29% Markettop 37% Talentbottom 49% Globalbottom 36% Moat: Editorial + unicorn rating 8/10 · Soonicorn Funding: Raised $243M across 5 rounds · 5 rounds over 11 yrs (0.5/yr) rank vs industry peers · Fliar Intelligence Index 57/100 | $243M | 52 mo ago | Series E | 400 | Xue Xinghua Co-Founder | — | — | — |
| 18 | PremiaLab Provider of portfolio performance and risk analytics platform for investors 50Funding top 15%Product top 26%Growth top 40%Innovation top 42% All 10 signals ▾Fundingtop 15% Producttop 26% Growthtop 40% Innovationtop 42% Newstop 45% Moattop 48% Techbottom 49% Talentbottom 49% Globalbottom 36% Marketbottom 34% Funding: Raised $220M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) Product: 3 distinct product lines · Company stage: Series D rank vs industry peers · Fliar Intelligence Index 50/100 | $220M | 6 mo ago | Series D | 35 | Adrien Geliot Co-Founder & CEO | Apple iCloud MailAnimate.cssAstro+15 | 4 signals Funding · Capital raise · Leadership | 1 partnership · 1 award |
| 19 | RedotPay Provider of cryptocurrency payment card and app 80Funding top 15%Customers top 20%Growth top 27%Tech top 31% All 8 signals ▾Fundingtop 15% Customerstop 20% Growthtop 27% Techtop 31% Talenttop 38% Globaltop 45% Producttop 46% Markettop 47% Funding: Raised $194M across 3 rounds · 3 rounds over 1 yrs (3.0/yr) Customers: Play-Store rating 4.57★ across 63,352 ratings (1 apps) rank vs industry peers · Fliar Intelligence Index 80/100 | $194M | 6 mo ago | Series B | — | Jonathan Chan Head of Partnership & Co-founder | Apple iCloud MailRadix UITailwind CSS+14 | — | 1 launch · 2 partnerships |
| 20 | Qupital Online lending platform for eCommerce sellers 50Moat top 22%Funding top 26%Product top 30%Innovation top 34% All 10 signals ▾Moattop 22% Fundingtop 26% Producttop 30% Innovationtop 34% Growthtop 35% Talenttop 38% Globalbottom 38% Marketbottom 35% Techbottom 28% Newsbottom 21% Moat: Editorial + unicorn rating 8/10 · Soonicorn Funding: Raised $167M across 3 rounds · 3 rounds over 9 yrs (0.3/yr) rank vs industry peers · Fliar Intelligence Index 50/100 | $167M | 20 mo ago | Series B | 50 | Andy Chan Co-Founder | WordPressMySQLPHP+19 | — | — |
| 21 | Longbridge Impact consulting and investment business 50Customers top 32%Funding top 35%Tech top 38%Growth bottom 48% All 8 signals ▾Customerstop 32% Fundingtop 35% Techtop 38% Growthbottom 48% Productbottom 45% Marketbottom 41% Globalbottom 29% Newsbottom 21% Customers: App rating 4.1★ (242 reviews) Funding: Raised $150M · 2 rounds over 5 yrs (0.4/yr) rank vs industry peers · Fliar Intelligence Index 50/100 | $150M | 23 mo ago | Seed | 65 | — | Node.jsAnt DesignVue.js+13 | — | — |
| 22 | The Sandbox 🦄 Online platform offering a user-generated metaverse with blockchain games for creative and immersive gaming… 74Tech top 22%Moat top 26%Funding top 31%Market top 33% All 9 signals ▾Techtop 22% Moattop 26% Fundingtop 31% Markettop 33% Talenttop 38% Growthtop 45% Producttop 46% Newsbottom 46% Globalbottom 39% Tech: 57 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon Web Services Moat: Editorial + unicorn rating 9/10 · Unicorn rank vs industry peers · Fliar Intelligence Index 74/100 | $115M | 24 mo ago | Series B | 404 | Sebastien Borget Co-Founder & COO | WordPress Block EditorWordPressMySQL+26 | — | 1 launch |
| 23 | PINTEC Retail financial solutions provider 37Talent top 28%Funding top 31%Moat top 39%Market bottom 45% All 7 signals ▾Talenttop 28% Fundingtop 31% Moattop 39% Marketbottom 45% Techbottom 31% Globalbottom 29% Newsbottom 27% Talent: 3 named leaders on record · 3 C-suite/founder profiles curated Funding: Raised $113M across 3 rounds · 3 rounds over 12 yrs (0.2/yr) rank vs industry peers · Fliar Intelligence Index 37/100 | $113M | 39 mo ago | Public | 83 | Xiaomei Peng Co-Founder & Director | — | — | — |
| 24 | AlloyX Provider of stablecoin payment infrastructure, digital asset custody, and tokenization services 72Funding top 21%Talent top 23%Global top 45% All 3 signals ▾Fundingtop 21% Talenttop 23% Globaltop 45% Funding: Raised $112M across 3 rounds · 3 rounds over 3 yrs (1.0/yr) Talent: 5 named leaders on record · 5 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 72/100 | $112M | 4 mo ago | Acquired | — | Thomas Zhu Co-Founder and Chief Executive Officer | — | — | 8 job openings · 1 award |
| 25 | OneDegree Online platform for P&C insurances 64Tech top 29%Moat top 31%Funding top 33%Talent top 34% All 9 signals ▾Techtop 29% Moattop 31% Fundingtop 33% Talenttop 34% Markettop 44% Growthtop 45% Producttop 49% Globalbottom 38% Newsbottom 27% Tech: 50 technologies across 5/8 capability areas · Cloud: Azure, Cloudflare Moat: Editorial + unicorn rating 8/10 · Soonicorn rank vs industry peers · Fliar Intelligence Index 64/100 | $108M | 28 mo ago | Series B | 300 | Alvin Kwock Co-Founder & CEO | WordPress Site EditorPrismicWordPress+44 | — | — |
| 26 | Hex Trust Custodian service for digital assets 67Growth top 28%Talent top 28%Moat top 31%Funding top 32% All 10 signals ▾Growthtop 28% Talenttop 28% Moattop 31% Fundingtop 32% Producttop 32% Innovationtop 34% Globaltop 46% Techbottom 47% Marketbottom 46% Newsbottom 18% Growth: Web rank 10,000,000 → 5,000,000 YoY · Fresh capital in last 24 mo Talent: 3 named leaders on record · 3 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 67/100 | $104M | 16 mo ago | Series B | 100 | Marc Droz Co-Founder | Webflowcore-jsjQuery+19 | — | 1 award |
| 27 | Solomon JFZ (Asia) Holdings Provider of financial services spanning traditional and digital assets trading 13Funding top 31%Talent bottom 49%Tech bottom 32%Global bottom 25% All 5 signals ▾Fundingtop 31% Talentbottom 49% Techbottom 32% Globalbottom 25% Marketbottom 20% Funding: Raised $100M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) Talent: 1 named leader on record · 1 C-suite/founder profile curated rank vs industry peers · Fliar Intelligence Index 13/100 | $100M | 4 mo ago | Public | 16 | Peter Lok Co-Founder & CEO | toastrAlpine.jsApache HTTP Server+10 | — | — |
| 28 | HashKey 🦄 Cryptocurrency trading and exchange platform 62Funding top 23%Moat top 26%Product top 28%Tech top 31% All 10 signals ▾Fundingtop 23% Moattop 26% Producttop 28% Techtop 31% Talenttop 38% Newstop 42% Markettop 45% Growthtop 45% Customersbottom 42% Globalbottom 36% Funding: Raised $100M across 2 rounds · 2 rounds over 2 yrs (1.0/yr) Moat: Editorial + unicorn rating 9/10 · Unicorn rank vs industry peers · Fliar Intelligence Index 62/100 | $100M | 16 mo ago | Public | — | Xiao Feng Founder & Co-CEO | WixSentryZendesk+14 | — | — |
| 29 | Bowtie Provider of digital insurance policies and preventative health medical services 55Moat top 31%Funding top 32%Tech top 32%Talent top 38% All 10 signals ▾Moattop 31% Fundingtop 32% Techtop 32% Talenttop 38% Growthtop 45% Producttop 45% Markettop 47% Innovationbottom 40% Globalbottom 36% Newsbottom 21% Moat: Editorial + unicorn rating 8/10 · Soonicorn Funding: Raised $87.4M across 4 rounds · 4 rounds over 8 yrs (0.5/yr) rank vs industry peers · Fliar Intelligence Index 55/100 | $87M | 11 mo ago | Series C | 100 | Fred Ngan Co-Founder & Director | Webflow EcommerceWebflowApple iCloud Mail+29 | — | 1 award |
| 30 | Canaan Developer of ASICs for block-chain computing 55Funding top 32%Growth top 35%Talent top 38%Moat top 39% All 7 signals ▾Fundingtop 32% Growthtop 35% Talenttop 38% Moattop 39% Markettop 47% Techbottom 40% Globalbottom 29% Funding: Raised $43.7M across 5 rounds · 5 rounds over 9 yrs (0.6/yr) Growth: Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 55/100 | $44M | 15 mo ago | Public | 541 | Fertil Dieujuste Founder & Director | DrupalPHPZURB Foundation+19 | — | — |
| 31 | SynFutures Decentralized trading platform for synthetic assets 16Funding top 38%Tech top 39%Global bottom 38%Growth bottom 35% All 5 signals ▾Fundingtop 38% Techtop 39% Globalbottom 38% Growthbottom 35% Marketbottom 17% Funding: Raised $38.0M across 3 rounds · 3 rounds over 5 yrs (0.6/yr) Tech: 26 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 rank vs industry peers · Fliar Intelligence Index 16/100 | $38M | 31 mo ago | Series B | 14 | — | SentryAnt DesignReact+16 | — | — |
| 32 | Humanity Protocol 🦄 Developer of a decentralized identity blockchain protocol 64Tech top 22%Moat top 26%Market top 34%Funding top 37% All 7 signals ▾Techtop 22% Moattop 26% Markettop 34% Fundingtop 37% Talentbottom 49% Growthbottom 48% Globalbottom 38% Tech: 50 technologies across 6/8 capability areas · Cloud: Amazon Ses, Amazon Web Services Moat: Editorial + unicorn rating 9/10 · Unicorn rank vs industry peers · Fliar Intelligence Index 64/100 | $30M | 16 mo ago | Seed | — | Terence Kwok CEO | Turbopackstyled-componentsNode.js+23 | — | — |
| 33 | Solv Finance Blockchain-based network for financial institutions 48Talent top 28%Tech top 31%Funding top 32%Growth top 45% All 7 signals ▾Talenttop 28% Techtop 31% Fundingtop 32% Growthtop 45% Moattop 48% Globalbottom 38% Marketbottom 29% Talent: 3 named leaders on record · 3 C-suite/founder profiles curated Tech: 29 technologies across 5/8 capability areas · Cloud: Amazon Cloudfront, Amazon Web Services rank vs industry peers · Fliar Intelligence Index 48/100 | $26M | 20 mo ago | Series B | 19 | Will Wang Co-Founder & CTO | TypeScriptGraphQLNode.js+18 | — | 1 partnership |
| 34 | Data Zoo Provider of KYC and AML solutions 29Tech top 32%Funding top 46%Product bottom 45%Market bottom 37% All 7 signals ▾Techtop 32% Fundingtop 46% Productbottom 45% Marketbottom 37% Globalbottom 36% Growthbottom 35% Newsbottom 27% Tech: 45 technologies across 4/8 capability areas · Cloud: Cloudflare, Google Cloud Funding: Raised $23.1M across 1 rounds · 1 rounds over 2 yrs (0.5/yr) rank vs industry peers · Fliar Intelligence Index 29/100 | $23M | 25 mo ago | Series A | 75 | — | Apple iCloud MailMicrosoft 365Node.js+24 | — | 1 partnership · 1 award |
| 35 | Jan3.com Provider of bitcoin adoption solutions, financial products, and digital asset services 29Tech top 39%Funding top 40%Growth top 45%Talent bottom 49% All 6 signals ▾Techtop 39% Fundingtop 40% Growthtop 45% Talentbottom 49% Globalbottom 38% Marketbottom 18% Tech: 33 technologies across 4/8 capability areas · Cloud: Cloudflare, Google Cloud Funding: Raised $21.0M across 2 rounds · 2 rounds over 4 yrs (0.5/yr) rank vs industry peers · Fliar Intelligence Index 29/100 | $21M | 17 mo ago | Seed | 5 | Samson Mow Founder & CEO | GhostNode.jsMediaElement.js+17 | — | 3 launchs |
| 36 | OneKey Digital wallet for cryptocurrencies 57Tech top 19%Growth top 33%Customers top 38%Funding top 43% All 10 signals ▾Techtop 19% Growthtop 33% Customerstop 38% Fundingtop 43% Talentbottom 49% Productbottom 48% Marketbottom 39% Moatbottom 38% Globalbottom 36% Newsbottom 22% Tech: 65 technologies across 6/8 capability areas · Cloud: Amazon Alb, Amazon Cloudfront Growth: Web rank 5,000,000 → 1,000,000 YoY · App-install growth +40% YoY rank vs industry peers · Fliar Intelligence Index 57/100 | $20M | 12 mo ago | Series A | — | Yishi Wang Founder | Cart FunctionalityShopifySentry+19 | — | — |
| 37 | Mingxinsk Provider of credit risk management solutions utilizing advanced technologies 27Funding top 38%Talent bottom 49%Market bottom 37%Global bottom 36% All 4 signals ▾Fundingtop 38% Talentbottom 49% Marketbottom 37% Globalbottom 36% Funding: Raised $15.5M across 2 rounds · 2 rounds over 5 yrs (0.4/yr) Talent: 1 named leader on record · 1 C-suite/founder profile curated rank vs industry peers · Fliar Intelligence Index 27/100 | $16M | 17 mo ago | Series B | — | Zeng Weijia Founder & CEO | — | — | — |
| 38 | Waffo Digital payment platform for businesses 60Growth top 28%Talent top 28%Funding top 37%Tech top 39% All 7 signals ▾Growthtop 28% Talenttop 28% Fundingtop 37% Techtop 39% AItop 45% Globalbottom 36% Marketbottom 29% Growth: Web rank 50,000,000 → 10,000,000 YoY · Fresh capital in last 24 mo Talent: 4 named leaders on record · 4 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 60/100 | $15M | 5 mo ago | Series A | — | Frankie Fan Co-Founder & CEO | Node.jsRadix UITailwind CSS+13 | — | — |
| 39 | Mocaverse NFT collection and community platform 50Tech top 26%Talent top 38%Funding top 45%Growth top 45% All 8 signals ▾Techtop 26% Talenttop 38% Fundingtop 45% Growthtop 45% Marketbottom 39% Globalbottom 38% Moatbottom 38% Newsbottom 18% Tech: 41 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 Talent: 2 named leaders on record · 2 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 50/100 | $15M | 18 mo ago | Series A | — | Yat Siu Co-Founder | Google Sign-inHeadless UIReact+22 | — | — |
| 40 | OSL Cloud-enabled brokerage trading solutions for cryptocurrencies 69Tech top 22%Funding top 33%Growth top 37%Product top 44% All 11 signals ▾Techtop 22% Fundingtop 33% Growthtop 37% Producttop 44% Markettop 45% AItop 45% Partnerstop 45% Innovationtop 48% Talentbottom 49% Globalbottom 36% Newsbottom 27% Tech: 50 technologies across 7/8 capability areas · Cloud: Amazon Alb, Amazon Web Services Funding: Raised $14.0M across 3 rounds · 3 rounds over 6 yrs (0.5/yr) rank vs industry peers · Fliar Intelligence Index 69/100 | $14M | 4 mo ago | Acquired | 237 | Wayne Trench CEO | SentryAtlassian StatuspageZendesk+28 | — | 1 partnership · 4 awards |
| 41 | SignalPlus AI-enabled trading software suite for digital assets 48Growth top 28%Moat top 39%Funding top 40%AI top 45% All 10 signals ▾Growthtop 28% Moattop 39% Fundingtop 40% AItop 45% Producttop 46% Techtop 47% Talentbottom 49% Globalbottom 38% Marketbottom 26% Newsbottom 18% Growth: Web rank 10,000,000 → 5,000,000 YoY · Fresh capital in last 24 mo Moat: Editorial + unicorn rating 7/10 · 9 curated direct competitors tracked rank vs industry peers · Fliar Intelligence Index 48/100 | $12M | 0 mo ago | Series B | 12 | Chris Yu Co-Founder & CEO | SentryApple iCloud MailGoogle Workspace+14 | — | — |
| 42 | OpenSocial Platform that enables users to create and engage with their own social communities 53AI top 20%Talent top 38%Funding top 39%Global bottom 38% All 5 signals ▾AItop 20% Talenttop 38% Fundingtop 39% Globalbottom 38% Marketbottom 37% AI: Classified as an AI company Talent: 2 named leaders on record · 2 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 53/100 | $11M | 22 mo ago | Series A | — | HsinYa Man Co-Founder | — | — | — |
| 43 | Obita Provider of payment infrastructure for business collections, payouts, and fund management 53Talent top 28%Funding top 37%Market bottom 49%Global bottom 48% All 4 signals ▾Talenttop 28% Fundingtop 37% Marketbottom 49% Globalbottom 48% Talent: 4 named leaders on record · 4 C-suite/founder profiles curated Funding: Raised $10.0M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) rank vs industry peers · Fliar Intelligence Index 53/100 | $10M | 5 mo ago | Seed | — | Vincent Yang Co-Founder & CBO | — | — | 2 job openings |
| 44 | KPay Provider of payment solutions, business accounts, and operational management tools 55Tech top 22%Talent top 28%Moat top 29%Growth top 35% All 10 signals ▾Techtop 22% Talenttop 28% Moattop 29% Growthtop 35% Fundingtop 46% Producttop 47% Marketbottom 42% Globalbottom 36% Newsbottom 35% Customersbottom 15% Tech: 59 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon Web Services Talent: 4 named leaders on record · 4 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 55/100 | $10M | 18 mo ago | Series A | 90 | Martin Xie Co-Founder & CTO & COO | WordPress Block EditorWordPress Site EditorWordPress+31 | — | 1 launch |
| 45 | QED Zero-knowledge blockchain protocol 14News top 44%Funding top 47%Tech bottom 47%Talent bottom 45% All 6 signals ▾Newstop 44% Fundingtop 47% Techbottom 47% Talentbottom 45% Globalbottom 38% Marketbottom 16% News: 2 BI events in 12 mo (of 8 tracked, 4 types) · +100% YoY Funding: Raised $9.2M · 2 rounds over 2 yrs (1.0/yr) rank vs industry peers · Fliar Intelligence Index 14/100 | $9M | 23 mo ago | Seed | — | Carter Feldman Founder & CEO | Node.jsReactNext.js+8 | — | — |
| 46 | Owlto Decentralized cross-rollup bridge and interportability platform 40Tech top 43%Growth top 45%Talent bottom 49%Market bottom 45% All 6 signals ▾Techtop 43% Growthtop 45% Talentbottom 49% Marketbottom 45% Fundingbottom 44% Globalbottom 38% Tech: 23 technologies across 4/8 capability areas · Cloud: Cloudflare Growth: Web rank 500,000 → 5,000,000 YoY · Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 40/100 | $8M | 23 mo ago | Seed | — | Leo Ced Co-Founder | TypeScriptElement UINaive UI+14 | — | — |
| 47 | Metafyed Provider of blockchain tokenization services for real-world assets and private credit 24Funding top 50%Talent bottom 49%Global bottom 36% All 3 signals ▾Fundingtop 50% Talentbottom 49% Globalbottom 36% Funding: Raised $5.5M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) Talent: 1 named leader on record · 1 C-suite/founder profile curated rank vs industry peers · Fliar Intelligence Index 24/100 | $6M | 9 mo ago | Series A | — | Mimi Vong Co-Founder & CEO | — | — | 1 partnership |
| 48 | Mu Digital Platform providing access to credit investments and portfolio management services 48Tech top 34%Talent top 38%Growth top 45%Funding top 46% All 6 signals ▾Techtop 34% Talenttop 38% Growthtop 45% Fundingtop 46% Globalbottom 48% Marketbottom 37% Tech: 38 technologies across 5/8 capability areas · Cloud: Amazon S3, Amazon Web Services Talent: 2 named leaders on record · 2 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 48/100 | $2M | 6 mo ago | Seed | — | Cholo Maputol Co-Founder | Node.jsFirebaseRadix UI+16 | — | — |
| 49 | Kolect Provider of a platform for building and testing crypto trading strategies 24Talent bottom 49%Global bottom 48%Funding bottom 43% All 3 signals ▾Talentbottom 49% Globalbottom 48% Fundingbottom 43% Talent: 1 named leader on record · 1 C-suite/founder profile curated Global: Investors from 1 country beyond China rank vs industry peers · Fliar Intelligence Index 24/100 | $1M | 5 mo ago | Seed | — | Noah Ho Co-Founder & CEO | — | — | — |
| 50 | Coevolved Developer of a copilot system for loan origination processes 57Funding top 45%Talent top 45%Global bottom 48% All 3 signals ▾Fundingtop 45% Talenttop 45% Globalbottom 48% Funding: Raised $500k across 1 rounds · 1 rounds over 1 yrs (1.0/yr) Talent: 2 named leaders on record rank vs industry peers · Fliar Intelligence Index 57/100 | $500K | 5 mo ago | Seed | — | Athan Zhang Co-Founder & CEO | — | — | — |
Top 12 FinTech companies in China
#1
WeLab 🦄Series D · Hong Kong, Hong Kong · founded 2013 · 800 employees$1.5Braised▾
WeLab 🦄
Series D · Hong Kong, Hong Kong · founded 2013 · 800 employees
WeLab provides an online platform for financial products. It uses machine learning, big data technologies, and unstructured data to deliver a risk management solution and customer experience. It offers loans such as personal loans, home loans, microloans, and more. It offers product such as WeLend for digital lending, WeLab Bank for digital banking, and more.
Fliar Intelligence Index™ 78how this company ranks against its industry peers
Funding
top 12%Moat
top 26%Growth
top 35%Market
top 38%Tech
top 40%News
top 41%Funding: Raised $1.5B across 9 rounds · 9 rounds over 11 yrs (0.8/yr) · Last round Series D (Jan 2026)
Moat: Editorial + unicorn rating 9/10 · Unicorn · 9 curated direct competitors tracked
Growth: Fresh capital in last 24 mo
Audience (LinkedIn): 20k LinkedIn followers
Activity (LinkedIn): 1 awards announced in 12 mo
Funding rounds
- Jan 2026Series D$220M
- Jan 2026Conventional Debt—
- Apr 2025Series D—
- Oct 2023Conventional Debt$260M
Founders & team
Investors
Yueke Financial Group, Khazanah Nasional Berhad, ING Ventures, Citi, Allianz X, CCB International
Tech stack
Amazon SesAmazon Web ServicesApple Icloud MailCloudflareCloudflare Bot ManagementGoogle Font Api
#2
Acquired · Hong Kong, Hong Kong · founded 2012$112Mraised▾
Acquired · Hong Kong, Hong Kong · founded 2012
Provider of stablecoin payment infrastructure, digital asset custody, and tokenization services. The company delivers fiat-to-stablecoin solutions, embedded wallets, and multi-chain infrastructure. It supports payments, custody, settlement, investment, and asset tokenization. The platform facilitates sending and receiving stablecoin payments, currency exchange, and integration of crypto payments. It also offers real world asset tokenization.
Fliar Intelligence Index™ 72how this company ranks against its industry peers
Funding
top 21%Talent
top 23%Global
top 45%Funding: Raised $112M across 3 rounds · 3 rounds over 3 yrs (1.0/yr) · Last round Post IPO (Feb 2026)
Talent: 5 named leaders on record · 5 C-suite/founder profiles curated
Global: Investors from 6 countries beyond China
Audience (LinkedIn): 9k LinkedIn followers
Hiring (LinkedIn): 8 hiring posts in 12 mo (public) · momentum +8 · hiring: Director of Information Security (Stablecoin), Stablecoin Product Lead
Activity (LinkedIn): 1 awards announced in 12 mo
Funding rounds
- Feb 2026Post IPO$100M
- Dec 2024Seed$10M
- Jun 2023Seed$2M
Founders & team
Investors
Offchain Labs, PMT, The Arbitrum Foundation, Kiln, Thesolomonfoundation, Fern Network
#3
Series B · Hong Kong, Hong Kong · founded 2023$194Mraised▾
Series B · Hong Kong, Hong Kong · founded 2023
Provider of cryptocurrency payment card and app. It offers a cryptocurrency card for crypto payments. It provides a range of services, including instant approval for virtual and physical cards deposit of crypto, and management of digital assets.
Fliar Intelligence Index™ 80how this company ranks against its industry peers
Funding
top 15%Customers
top 20%Growth
top 27%Tech
top 31%Talent
top 38%Global
top 45%Funding: Raised $194M across 3 rounds · 3 rounds over 1 yrs (3.0/yr) · Last round Series B (Dec 2025)
Customers: Play-Store rating 4.57★ across 63,352 ratings (1 apps)
Growth: App-install growth +86% YoY · Fresh capital in last 24 mo
Audience (LinkedIn): 32k LinkedIn followers — 3.0% of this cohort's audience
Activity (LinkedIn): 1 product launches · 2 partnerships (incl. OpenPayd) announced in 12 mo
Funding rounds
- Dec 2025Series B$107M
- Sep 2025Series B$47M
- Mar 2025Series A$40M
Founders & team
Investors
Lightspeed Venture Partners, HSG, Galaxy, DST Global, Accel, Vertex Ventures
Tech stack
Alpine.JsAmazon SesAmazon Web ServicesApple Icloud MailAstroBamboohr
#4
Series D · Hong Kong, Hong Kong · founded 2016 · 35 employees$220Mraised▾
Series D · Hong Kong, Hong Kong · founded 2016 · 35 employees
Provider of portfolio performance and risk analytics platform for investors. The platform offers tools for asset owners, asset managers, and consultants. It facilitates portfolio monitoring, risk metric access, and risk profile analysis. The platform also provides independent price verification and factor performance benchmarks.
Fliar Intelligence Index™ 50how this company ranks against its industry peers
Funding
top 15%Product
top 26%Growth
top 40%Innovation
top 42%News
top 45%Moat
top 48%Funding: Raised $220M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) · Last round Series D (Dec 2025)
Product: 3 distinct product lines · Company stage: Series D
Growth: Fresh capital in last 24 mo
Audience (LinkedIn): 7k LinkedIn followers
Activity (LinkedIn): 1 partnerships · 1 awards (incl. BBVA CIB) announced in 12 mo
Funding rounds
- Dec 2025Series D$220M
Founders & team
Investors
KKR, Balderton Capital, Communitas Capital
Tech stack
Amazon CloudfrontAmazon S3Amazon SesAmazon Web ServicesAnimate.CssApple Icloud Mail
#5
Series A · Kowloon, Hong Kong · founded 2016 · 60 employees$321Mraised▾
Series A · Kowloon, Hong Kong · founded 2016 · 60 employees
Online marketplace for trade financing. It provides purchase order financing, invoice financing, trade asset-based financing for import and export, supply chain financing, and more. It also cooperates with international trade credit insurance companies to provide trade credit insurance.
Fliar Intelligence Index™ 45how this company ranks against its industry peers
Funding
top 22%Talent
top 22%News
top 39%Moat
top 42%Market
bottom 41%Tech
bottom 38%Funding: Raised $321M across 2 rounds · 2 rounds over 6 yrs (0.3/yr) · Last round Series A (Oct 2025)
Talent: Analyst team rating 5/5 · 3 named leaders on record · 3 C-suite/founder profiles curated
News: 2 BI events in 12 mo (of 9 tracked, 3 types) · Top themes: Funding, Incorporation
Audience (LinkedIn): 7k LinkedIn followers · 56 engagements/post (2.8× cohort median)
Activity (LinkedIn): 2 partnerships (incl. HSBC Innovation Banking, HSBC Commercial Banking and Tatler Asia Gen.T) announced in 12 mo
Funding rounds
- Oct 2025Series A$71M
- Oct 2025Conventional Debt—
- Jan 2024Conventional Debt$250M
- Apr 2022Conventional Debt—
Founders & team
Investors
Indogen Capital, Goldman Sachs, Cypress Capital Management, Integrated Alternative Credit Fund, Alpha Nova Capital Management, Radiant Tech Ventures
Tech stack
Node.JsExpressGoogle Tag ManagerCloudflarePwaHttp/3
#6
Public · Kowloon, Hong Kong · founded 2017 · 16 employees$100Mraised▾
Public · Kowloon, Hong Kong · founded 2017 · 16 employees
Provider of financial services spanning traditional and digital assets trading. The company supports multiple global securities trading markets. It offers trading in equities, bonds, funds, and other financial instruments. The company facilitates account funding and stock transfers. It provides tools for account management and market trend analysis.
Fliar Intelligence Index™ 13how this company ranks against its industry peers
Funding
top 31%Talent
bottom 49%Tech
bottom 32%Global
bottom 25%Market
bottom 20%Funding: Raised $100M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) · Last round Post IPO (Feb 2026)
Talent: 1 named leader on record · 1 C-suite/founder profile curated
Tech: 13 technologies across 2/8 capability areas · Cloud: Cloudflare · Security: Cloudflare Bot Management, Hcaptcha
Funding rounds
- Feb 2026Post IPO$100M
Founders & team
Investors
Streeterville Capital
#7
Series B · Hong Kong, Hong Kong · founded 2021 · 12 employees$12Mraised▾
Series B · Hong Kong, Hong Kong · founded 2021 · 12 employees
AI-enabled trading software suite for digital assets. Provides Trading Toolkit Pro, a dashboard for trading analytics, risk assessment, and backtesting, Market Making Robot, an AI-powered trading bot, and more. Also provides an options trading platform built for retail investors.
Fliar Intelligence Index™ 48how this company ranks against its industry peers
Growth
top 28%Moat
top 39%Funding
top 40%AI
top 45%Product
top 46%Tech
top 47%Growth: Web rank 10,000,000 → 5,000,000 YoY · Fresh capital in last 24 mo
Moat: Editorial + unicorn rating 7/10 · 9 curated direct competitors tracked
Funding: Raised $12.0M across 3 rounds · 3 rounds over 4 yrs (0.8/yr) · Last round Series B (May 2026)
Funding rounds
- May 2026Series B$40M
- Jan 2025Series B$11M
- Aug 2022Series A$12M
Founders & team
Investors
GBV Capital, Incuba, Paradigm, SNZ, CHIRON, HashKey Capital
Tech stack
Amazon CloudfrontAmazon Web ServicesAnt DesignApple Icloud MailCloudflareCloudflare Bot Management
#8
Series C · Kowloon, Hong Kong · founded 2006 · 177 employees$870.2Mraised▾
Series C · Kowloon, Hong Kong · founded 2006 · 177 employees
Developer of blockchain-based PC and mobile games. It develops and publishes blockchain games, traditional games, and other products. The company focuses on the development of racing and strategy-based NFT games which includes the sandbox, crazy kings, and crazy defense heroes. It also provides cloud authentication services and collaborate with formula one to develop blockchain games.
Fliar Intelligence Index™ 67how this company ranks against its industry peers
Customers
top 19%Funding
top 22%Tech
top 26%Moat
top 26%Product
top 35%Market
top 36%Customers: Play-Store rating 4.60★ across 1,233,119 ratings (3 apps) · Review volume +0% in 6 mo · Marquee-customer mentions: top 17% of tracked companies
Funding: Raised $870M across 20 rounds · 20 rounds over 15 yrs (1.3/yr) · Last round Series C (Nov 2024)
Tech: 40 technologies across 6/8 capability areas · Cloud: Cloudflare, Google Cloud · Devops: Nginx
Audience (LinkedIn): 59k LinkedIn followers — 5.6% of this cohort's audience
Activity (LinkedIn): 1 partnerships (incl. Inveo Kripto and Ichain Investment Holding) announced in 12 mo
Funding rounds
- Nov 2024Series C$10M
- Sep 2023Series C$31.9M
- Sep 2022Series C$38M
- Aug 2022Series C$110M
Founders & team
Investors
CMCC Global, Kingsway Capital, Liberty City Ventures, GameFi Ventures, OKX, Foresight Ventures
Tech stack
Apple Icloud MailCloudflareContentsquareGoogle AnalyticsGoogle CloudGoogle Cloud Cdn
#9
Acquired · Hong Kong, Hong Kong · founded 2018 · 237 employees$14Mraised▾
Acquired · Hong Kong, Hong Kong · founded 2018 · 237 employees
Cloud-enabled brokerage trading solutions for cryptocurrencies. It offers solutions such as brokerage trading platform for BTC and ETH, exchange platforms for cryptocurrencies, custodian solutions for digital assets, and more. It also provides cloud-enabled onboarding solutions for investors.
Fliar Intelligence Index™ 69how this company ranks against its industry peers
Tech
top 22%Funding
top 33%Growth
top 37%Product
top 44%Market
top 45%AI
top 45%Tech: 50 technologies across 7/8 capability areas · Cloud: Amazon Alb, Amazon Web Services · Devops: Envoy
Funding: Raised $14.0M across 3 rounds · 3 rounds over 6 yrs (0.5/yr) · Last round Post IPO (Jan 2026)
Growth: 1 acquisition/expansion move in 24 mo · Fresh capital in last 24 mo
Audience (LinkedIn): 105k LinkedIn followers — 9.9% of this cohort's audience
Activity (LinkedIn): 1 partnerships · 4 awards (incl. Jello Card) announced in 12 mo
Funding rounds
- Jan 2026Post IPO$200M
- Jul 2025Post IPO$300M
- Feb 2020Series A$14M
Founders & team
Investors
Fidelity Investments, Yolo Investments
Tech stack
AdaAmazon Web ServicesAnt DesignAtlassian StatuspageBamboohrCloudflare
#10
Series C · Hong Kong, Hong Kong · founded 2018 · 100 employees$87.4Mraised▾
Series C · Hong Kong, Hong Kong · founded 2018 · 100 employees
Provider of digital insurance policies and preventative health medical services. Offerings include medical, life, critical illness, cancer, and accident insurance plans managed through an online platform. Clinical services encompass physical examinations, general practitioner consultations, vaccinations, and eye care assessments. These health services focus on preventative care and diagnostic testing to manage wellness and identify potential health risks.
Fliar Intelligence Index™ 55how this company ranks against its industry peers
Moat
top 31%Funding
top 32%Tech
top 32%Talent
top 38%Growth
top 45%Product
top 45%Moat: Editorial + unicorn rating 8/10 · Soonicorn · 9 curated direct competitors tracked
Funding: Raised $87.4M across 4 rounds · 4 rounds over 8 yrs (0.5/yr) · Last round Series C (Jul 2025)
Tech: 47 technologies across 5/8 capability areas · Cloud: Amazon Alb, Amazon Cloudfront · Devops: Envoy, Varnish
Audience (LinkedIn): 14k LinkedIn followers · 65 engagements/post (3.3× cohort median)
Activity (LinkedIn): 1 awards announced in 12 mo
Funding rounds
- Jul 2025Series C$70M
- Sep 2023Series B$34.9M
- Oct 2021Series B$22.6M
- Dec 2018Series A$29.9M
Founders & team
Investors
Sun Life Financial, Hong Kong X-Tech Startup Platform, Mitsui, Wings Capital Ventures
Tech stack
ActivecampaignAmazon AlbAmazon CloudfrontAmazon Web ServicesAnimate.CssApple Icloud Mail
#11
Series A · Hangzhou, Zhejiang · founded 2023$15Mraised▾
Series A · Hangzhou, Zhejiang · founded 2023
Digital payment platform for businesses. It offers a unified payment solution for digital native businesses, allowing seamless global transactions for products and services. Features include one-click checkout, AI-powered fraud protection, smart routing for payment success optimization, and native adoption.
Fliar Intelligence Index™ 60how this company ranks against its industry peers
Growth
top 28%Talent
top 28%Funding
top 37%Tech
top 39%AI
top 45%Global
bottom 36%Growth: Web rank 50,000,000 → 10,000,000 YoY · Fresh capital in last 24 mo
Talent: 4 named leaders on record · 4 C-suite/founder profiles curated
Funding: Raised $15.0M across 1 rounds · 1 rounds over 2 yrs (0.5/yr) · Last round Series A (Jan 2026)
Audience (LinkedIn): 462 LinkedIn followers
Activity (LinkedIn): 2 partnerships (incl. HSBC) announced in 12 mo
Funding rounds
- Jan 2026Series A$15M
- Apr 2024Seed—
Founders & team
Investors
Illuminate Financial, Gaorong Capital, HSBC, BAI Capital
Tech stack
Amazon Web ServicesAnt DesignApple Icloud MailCart FunctionalityCloudflareCore-Js
#12
Series C · Hong Kong, Hong Kong · founded 2021 · 350 employees$578Mraised▾
Series C · Hong Kong, Hong Kong · founded 2021 · 350 employees
Online investment platform for micro and small businesses. The platform helps connect global capital to micro and small businesses. It enable users to get the benefit of investing in small and micro-businesses to provide granular diversification across multiple sectors.
Fliar Intelligence Index™ 57how this company ranks against its industry peers
Funding
top 21%Moat
top 26%Talent
top 38%Market
top 42%Growth
top 45%Tech
bottom 42%Funding: Raised $578M across 2 rounds · 2 rounds over 4 yrs (0.5/yr) · Last round Series C (Nov 2024)
Moat: Editorial + unicorn rating 9/10 · Unicorn · 9 curated direct competitors tracked
Talent: 2 named leaders on record · 2 C-suite/founder profiles curated
Audience (LinkedIn): 10k LinkedIn followers
Activity (LinkedIn): 1 partnerships · 1 awards (incl. Riverchain) announced in 12 mo
Funding rounds
- Nov 2024Series C—
- Aug 2023Series C$458M
- Mar 2022Series B$70M
- Series A—
Founders & team
Investors
Sequoia Capital China, ABC International, Ausvic Capital, DARA Holdings, Horizons Ventures, Chuangs
Tech stack
Baidu Analytics (百度统计)BootstrapCloudflareContact Form 7Core-JsElementor
Funding & investor landscape
$68.8Btotal disclosed funding
471companies funded
805disclosed rounds
2rounds last 90 days
Most active investors
Gobi Partners18 rounds
Notable founders
Simon Loong
Founder & Group CEO · WeLab
Thomas Zhu
Co-Founder and Chief Executive Officer · AlloyX
Jonathan Chan
Head of Partnership & Co-founder · RedotPay
Michael Gao
Co-Founder & CEO · RedotPay
Adrien Geliot
Co-Founder & CEO · PremiaLab
Pierre Trecourt
Co-Founder · PremiaLab
Henry Mok
Co-founder & Director · FundPark
Anson Suen
Co-Founder & CEO · FundPark
Peter Lok
Co-Founder & CEO · Solomon JFZ (Asia) Holdings
Chris Yu
Co-Founder & CEO · SignalPlus
David Kim
Co-Founder · Animoca Brands
Robby Yung
CEO · Animoca Brands
Prism market signals · China · country-scoped Prism corpus, 765,897 docs
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
RESEARCH SIGNALS · China
How research on Fintech is moving in China
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 510 China-affiliated papers.
research sentiment over time
201920232026
enthusiastic · positive · guarded tone
Tone is overwhelmingly optimistic and steady — the enthusiastic (strongly-positive) share moved 32% → 31% across 2019–2026.
top research entities
- Institute of Finance and Banking17
- Anhui University of Finance and Economics12
- Peking University9
- Central University of Finance and Economics9
- Guangdong University Of Finances and Economics8
leading researchers
Xu, Jiahao · Jiang, Wei · Xiang, Zhang · Gulboyeva Zulfiya Mamatkarim qizi · Farhodjon Kubaevich Xolmamatov · Adesola Oluwatosin Adelaja · Stanley Chidozie Umeorah · Bibitayo Ebunlomo Abikoye
▲
Breakthroughs41 · 8%
▲ 0%→8% share
0 median citations90% since 2021mostly methods-led
Credit risk research is newly emerging as a breakthrough signal — jumping from 0 to 7 papers among China fintech institutions.
rising sub-themes (early→recent)
- Financial services7
- Credit risk7
- Big data5
- Financial transaction5
- Database transaction5
Newly emergingCredit risk 0→7 · Financial services 0→5 · Database transaction 0→5
Landmark Evolutionary Approaches and the Construction of Technology-Driven Regulations · 79 cites
◆
Advancements231 · 45%
▲ 0%→47% share
0 median citations90% since 2021mostly empirical
Financial services advancement papers surged from 4 to 85, driving segment share from 0% to 47% across 510 Chinese fintech studies.
rising sub-themes (early→recent)
- Financial services4→85
- Payment2→28
- Financial inclusion1→27
- China3→28
- Financial innovation1→21
Newly emergingPanel data 0→22 · Context (archaeology) 0→21 · Big data 0→19
Landmark Adoption Intention of Fintech Services for Bank Users: An Empirical Examination with an Extended Technology Acceptance M · 548 cites
▼
Concerns155 · 30%
▲ 0%→29% share
0 median citations83% since 2021mostly empirical
Blockchain concern papers newly emerged at 12, alongside Digital transformation (15) and Payment (18), intensifying China fintech risk discourse.
rising sub-themes (early→recent)
- Financial services5→68
- China2→21
- Financial innovation3→20
- Financial inclusion1→11
- Corporate governance1→11
Newly emergingPayment 0→18 · Digital transformation 0→15 · Blockchain 0→12
Landmark Understanding China’s fintech sector: development, impacts and risks · 175 cites
RESEARCH HOTSPOTS · China
Where fintech is researched across China
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Beijing49 · +0.17
Shanghai38 · +0.34
Nanjing28 · +0.23
Wuhan18 · +0.37
Guangzhou/Shenzhen12 · +0.22
Hangzhou8 · +0.34
Hefei7 · +0.13
Harbin6 · +0.42
PATENT SIGNAL · China
Who's filing fintech patents in China
China fintech patent filing is steady — 1 filings from 1 assignees (2021–2021), led by Twenzhou Business College; annual filings 1→1.
1 filings1 assigneespeak 1/yr2021–2021
filing momentum (YoY 2021–2021)
top patent filers
- Twenzhou Business College1
Common questions
How many FinTech companies are there in China?
Radar tracks 1663 indexable FinTech companies headquartered in China that meet our profile-completeness bar.
What is the total funding raised by FinTech companies in China?
The FinTech companies in China on this list have raised a combined $68.8B in disclosed equity funding across 471 funded companies.
Which is the highest-funded FinTech company in China?
Ant Group is the highest-funded FinTech company in China, with $30.5B in disclosed equity funding.
How many FinTech companies in China are funded?
471 of the 1663 FinTech companies in China on this list have disclosed at least one equity funding round.
How many FinTech unicorns are there in China?
30 FinTech companies in China on this list are valued at $1B or more.
Who are the top investors in China FinTech companies?
The most active investors in China FinTech companies on this list include IDG Capital, Matrix Partners China, Sequoia Capital, Zhen Fund, Lingfeng Capital.
Rohit KhannaTrends & Stories
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.