Best FinTech Companies in Copenhagen, Denmark
The 234 best FinTech companies in Copenhagen, Denmark in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: CardLab.
Our analysis of 1,006 FinTech companies
$195.5b in tracked funding; 96% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best FinTech companies in Copenhagen
| # | Company | Disclosed funding | Last round | Employees | Founded | Founder | Tech stack | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | CardLab Platform offering biometric identification solutions | $5.1B | 60 mo ago | 1 | 2006 | — | Google MapsBootstrapNginx+10 | — |
| 2 | Saxo Bank 🦄 Provider of online trading platforms for stocks bonds and derivatives | $548M | 80 mo ago | 734 | 1992 | Kim Fournais Founder & CEO | SitecoreMicrosoft ASP.NETAdobe Client Data Layer+20 | — |
| 3 | Pleo 🦄 Provider of spend management platform with virtual and physical card options | $434M | 25 mo ago | 1,422 1,422 → 939 (-34%) · sector median +31% | 2015 | Thorbjorn Fink COO | PrismicApple iCloud MailGoogle Workspace+31 | 1 launch |
| 4 | Moneyflow Invoice payment solutions | $251M | 45 mo ago | 27 | 2018 | — | — | — |
| 5 | Acubiz Cloud-based expense management solutions for businesses | $118M | 103 mo ago | 30 30 → 65 (+117%) · sector median +31% | 2005 | — | WordPressMySQLPHP+34 | — |
| 6 | Dinero Cloud-based software for accounting solutions for SMBs | $98M | 113 mo ago | 54 | 2010 | Martin Thorborg CoFounder & CEO | WordPress Block EditorWordPressMySQL+29 | 1 job opening |
| 7 | Samlino.dk Financial products comparison platform | $46M | 113 mo ago | 4 | 2014 | Kristian Pitzner Jorgensen Co-Founder & MD | JavaBootstrapOpenSSL+18 | — |
| 8 | Insurance Business Applications SaaS-based software suite for insurance industry | $26M | 59 mo ago | 23 23 → 52 (+126%) · sector median +31% | 2010 | Anders Engdal Co-Founder & Board Member | WordPress Block EditorWordPressApple iCloud Mail+34 | — |
| 9 | Female Invest Personal finance and investment training digital platform for women | $25M | 23 mo ago | 13 | 2019 | Anna-Sophie Hartvigsen Co-Founder | Webflow EcommerceCart FunctionalityWebflow+34 | 1 expansion |
| 10 | Coinify Crypto-based payment solution for consumers and businesses | $18M | 58 mo ago | 42 42 → 26 (-38%) · sector median +31% | 2014 | Mark Hojgaard Co-Founder & CEO | Cart FunctionalitySquarespace CommerceSquarespace+30 | — |
| 11 | Bancore Payment gateway solution for businesses | $17M | 135 mo ago | 10 | 2005 | Brian Larsen Founder & CEO | — | — |
| 12 | Scaleup Finance Financial management and virtual CFO platform for businesses | $16M | 7 mo ago | 19 | 2021 | Thorbjorn Ronje Co-Founder | WebflowVimeoYouTube+26 | — |
| 13 | Pie VAT VAT refund management system | $16M | 6 mo ago | 2 | 2018 | — | Framer SitesReactHubSpot+13 | 1 partnership |
| 14 | Aiia Open banking solutions | $14M | 73 mo ago | 63 | 2010 | Gudmundur Hreidarsson Co-Founder | Apple iCloud MailTypeScriptAzure Front Door+8 | — |
| 15 | Norm Invest Digital investment solution for individuals and businesses looking to invest pension in funds | $13M | 62 mo ago | — | 2015 | Anders Hartmann Founder & CEO | WebflowBootstrapReact+25 | — |
| 16 | Light Provider of general ledger, accounts receivable, and payables solutions | $13M | 8 mo ago | — | 2022 | Filip Kozjak Co-Founder & CTO | Framer SitesReactAmazon Web Services+17 | 1 partnership |
| 17 | Monthio Provider of real-time creditworthiness assessment solutions for lenders | $13M | 20 mo ago | 24 | 2018 | Rune Heinrichson Co-Founder | WebflowAzurecore-js+18 | — |
| 18 | Januar Financial infrastructure provider for crypto businesses | $11M | 27 mo ago | 28 28 → 32 (+14%) · sector median +31% | 2017 | Mikael Smedegaard Co-Founder & COO | WebflowApple iCloud MailGoogle Workspace+24 | 2 partnerships |
| 19 | MyC4 A microlending platform for business loans in Africa. | $9M | 155 mo ago | — | 2006 | Mads Kjær Co-Founder | — | — |
| 20 | Penni.io Cloud-based software for the digital distribution of P&C insurances | $9M | 65 mo ago | 33 | 2016 | — | — | — |
| 21 | Growblocks Revenue management platform for businesses | $9M | 40 mo ago | 22 | 2021 | Toni Hohlbein CEO & Co-Founder | — | — |
| 22 | Shopbox Provider of cloud-based POS and checkout solutions for businesses | $8M | 65 mo ago | 16 | 2011 | Ramy Selim Co-Founder | HubSpot CMS HubBootstrapTikTok Pixel+25 | 1 partnership |
| 23 | Flex Funding Online P2P lending platform for working capital loans | $8M | 87 mo ago | 13 13 → 17 (+31%) · sector median +31% | 2013 | — | Cart FunctionalitySquarespace CommerceSquarespace+28 | 1 job opening |
| 24 | MXNEY Online fundraising platform for startups | $8M | 36 mo ago | 38 | 2020 | Mads Olesen Co-Founder | — | — |
| 25 | The Many Online alternative investment platform for real estate, wind projects, and solar projects | $7M | 63 mo ago | 11 | 2016 | — | — | — |
| 26 | Grandhood Employer-enabled retirement planning solution for small businesses | $6M | 60 mo ago | 14 14 → 9 (-36%) · sector median +31% | 2016 | Mathias Bredkjaer Co-Founder | — | — |
| 27 | Performativ Cloud-based platform for wealth management, API aggregation, and while label solutions for institutions | $6M | 1 mo ago | 19 | 2020 | — | Webflow EcommerceWebflowApple iCloud Mail+21 | — |
| 28 | Leneo Provider of loan life cycle management solutions for equipment lenders | $6M | 48 mo ago | 4 | 2016 | Kristian Juhler Co-Founder & CPO | — | — |
| 29 | Responsibly Artificial intelligence-based supplier data platform for the supply chain industry | $5M | 32 mo ago | 13 13 → 19 (+46%) · sector median +31% | 2021 | Thomas Andersson Co-Founder & CEO | — | 1 award |
| 30 | Matter Provider of sustainability data and analytics for investment decision-making | $5M | 67 mo ago | 38 | 2017 | Emil Stigsgaard Fuglsang Co-Founder & COO | — | — |
| 31 | ZTLment Smart contract-enabled payment solutions for cross-border trades | $5M | 24 mo ago | 3 | 2020 | Mads Larsen Co-Founder | — | — |
| 32 | Embankment Fund service provider | $4M | 19 mo ago | — | 2022 | David Svante Hansen CEO | — | 1 job opening · 1 internship |
| 33 | Likvido Cloud-based accounts receivable and account payable solutions platform | $4M | 76 mo ago | 32 | 2018 | — | SentryYouTubeMicrosoft ASP.NET+26 | — |
| 34 | Grant Compass Cloud-based fund management platform | $3M | 71 mo ago | 14 | 2016 | David Dencker Co-Founder & CEO | TurbopackEmotionNode.js+12 | — |
| 35 | Uniify Provider of financial data collection platform | $3M | 41 mo ago | 5 | 2019 | — | AlgoliaAcePHP+23 | — |
| 36 | Northstake Developer of crypto-focused staking solutions | $3M | 35 mo ago | 5 | 2021 | — | — | 2 launchs |
| 37 | Pluto Provider of a social trading platform for individual investors | $3M | 4 mo ago | 4 | 2021 | Joakim Bruchmann Co-Founder & CEO | Framer SitesReactAmazon Web Services+14 | — |
| 38 | CrediWire Cloud-based financial data optimization platform for SMEs | $3M | 74 mo ago | 15 15 → 24 (+60%) · sector median +31% | 2015 | — | — | — |
| 39 | Fellow Pay Online platform for invoice factoring | $3M | 48 mo ago | 2 | 2017 | Lars Andersen Co-Founder & CPO | — | — |
| 40 | Young Money Prepaid payment cards for children | $3M | 60 mo ago | — | 2012 | Lasse Nyby CEO | Node.jsVue.jsNuxt.js+8 | — |
| 41 | Lendino Developer of a P2P platform for business loans | $2M | 58 mo ago | 9 | 2013 | Esben Bistrup Halvorsen CEO | ErlangElmAmazon Web Services+10 | — |
| 42 | Leaf Insurance Diversified property and casualty insurance platform for businesses | $2M | 11 mo ago | — | 2023 | Albert Nygard Co-Founder | — | — |
| 43 | ARYZE Payment infrastructure for money transfer solutions | $2M | 1 mo ago | 5 | 2017 | Jodi Usama Husain Founder & Chief Technology Officer | Node.jsRadix UITailwind CSS+17 | — |
| 44 | Kassio Financial services platform offering crypto wallet, trading and borrowing solutions | $2M | 52 mo ago | 1 | 2020 | Bharat Vivek Co-Founder | — | — |
| 45 | MyMonii App-based expense management platform for children | $1M | 54 mo ago | 6 | 2015 | — | — | — |
| 46 | Frankly Insure Platform offering insurance policies for household, wellness, electronics, transport, and fashion | $912K | 13 mo ago | 11 | 2021 | Ivar Sperling Co-Founder & CIO | WebflowGSAPMicrosoft Advertising+11 | 1 launch · 1 partnership |
| 47 | OWND Decentralized platform intended to offer an NFT marketplace and wallet | $750K | 39 mo ago | 9 | 2021 | — | — | — |
| 48 | TaxHelper Online platform for tax management solutions | $736K | 34 mo ago | 2 | 2020 | Aske Buemann CEO & Co-founder | WebflowBootstrapStripe+18 | — |
| 49 | Signal Analytics Provider of data-driven investment intelligence platform | $600K | 14 mo ago | — | 2024 | Jacob Houlberg Co-Founder | — | — |
| 50 | ReBloom AI platform enhancing the secondary market for private investments | $413K | 16 mo ago | — | 2024 | Daniel Bobruk Co-Founder & CTO | — | — |
Top 12 FinTech companies in Copenhagen
#1
Series A · Copenhagen, Capital Region of Denmark · founded 2020 · 19 employees$5.9Mraised▾
Cloud-based platform for wealth management, API aggregation, and while label solutions for institutions
- Apr 2026Series A$14M
- Nov 2023Seed$5.9M
- 2022Seed—
#2
Series A · Copenhagen, Capital Region of Denmark · founded 2018 · 2 employees$15.5Mraised▾
PIE VAT provides an online VAT refund management system. It enables users to claim a refund through QR code scanning. It offers an app-based platform for Android and IOS platforms.
- Nov 2025Series A$15.5M
#3
Seed · Copenhagen, Capital Region of Denmark · founded 2017 · 5 employees$1.6Mraised▾
Payment infrastructure for money transfer solutions. Uses blockchain technology to provide digital cash backed by government risk which facilitates money transfer through smart contracts. It offers multi-asset modular application for consumers which allows storage and transfer of digital cash, e-commerce, and virtual or physical debit card integrations. It offers business solution account management for SMEs and large corporations, analytical tools, and financial data.
- May 2026Seed$3.5M
- Jan 2019Seed$1.6M
#4
Seed · Copenhagen, Capital Region of Denmark · founded 2021 · 19 employees$16Mraised▾
Financial management and virtual CFO platform for businesses. It offers solutions for accounting, management reporting, cap table management, business budgeting, cashflow forecasting, financial analysis, and more. It also offers virtual CFO services for businesses.
- Oct 2025Seed$4M
- Mar 2024Seed$8M
- Oct 2022Seed$8M
#5
Seed · Copenhagen, Capital Region of Denmark · founded 2021 · 4 employees$2.7Mraised▾
Provider of a social trading platform for individual investors. It offers a platform enabling users to invest in stocks along with their friends. Users need to form a club and invite their friends to participate and share ideas, view others' portfolios and follow each other’s trades. The platform offers biometric login facilities to ensure a safe trading experience.
- Feb 2026Seed$6M
- Feb 2024Seed$2.6M
- Mar 2022Seed$500K
#6
Series A · Copenhagen, Capital Region of Denmark · founded 2022$13Mraised▾
Provider of general ledger, accounts receivable, and payables solutions. They offer a cloud-based platform to automate and streamline finance operations for multinational companies.
- Sep 2025Series A$30M
- May 2024Seed$13M
#7
Pleo 🦄Series C · Copenhagen, Capital Region of Denmark · founded 2015 · 1422 employees$434Mraised▾
Provider of spend management platform with virtual and physical card options. The platform offers tools for business cards, expense management, accounts payable, and reimbursements. It provides features such as spend limitations and vendor cards for managing recurring payments. The platform also integrates with other business tools to streamline workflows.
- May 2024Conventional Debt$42.7M
- Nov 2021Series C$200M
- Jun 2021Series C$150M
- May 2019Series B$56M
#8
Series B · Copenhagen, Capital Region of Denmark · founded 2006 · 1 employees$5.1Braised▾
Platform offering biometric identification solutions. It is a technology company featuring in biometric smart cards and digital access solutions for businesses and governments. It focuses on fingerprint-based biometric authentication stored on the card, enabling password-free and offline user verification that manages security, privacy, and convenience. Its products are designed to integrate with existing infrastructure and offers tokenization features to minimize cyber risks and ensure GDPR and PCI DSS compliance.
- Jun 2021Series B$10M
- May 2017Series A$181.9K
- Feb 2017Grant (prize money)$981.3K
- Jan 2017Grant (prize money)$953.2K
#9
Series A · Copenhagen, Capital Region of Denmark · founded 2019 · 13 employees$25Mraised▾
Personal finance and investment training digital platform for women. The platform provides a boot camp on personal finance and investment training to women on a monthly and yearly subscription model. The platform contains e-learning videos, online magazines, guest articles, live and expert webinars, master classes on various aspects of investment.
- Jul 2024Series A$15.8M
- Nov 2022Seed$3M
- Nov 2021Seed$4.5M
- 2021Seed$125K
#10
Series A · Copenhagen, Capital Region of Denmark · founded 2018 · 24 employees$12.8Mraised▾
Provider of real-time creditworthiness assessment solutions for lenders. It offers income and expense verification, risk analysis, and debt insights using Open Banking data. The solutions streamline loan application processes, enabling faster and more accurate credit decisions. This helps lenders improve efficiency, reduce risk, and enhance customer experience. The platform provides categorized financial data, automating processes and reducing manual effort. It also helps lenders identify potential fraud and default risks.
- Oct 2024Series A$12.4M
- Dec 2018Seed$452K
#11
Seed · Copenhagen, Capital Region of Denmark · founded 2023$2Mraised▾
Diversified property and casualty insurance platform for businesses. Manages and administers business insurance policies based on data from the company. Offers tailored insurance solutions to ensure that businesses have the best coverage. Talks to the companies accounting system to help with data-driven recommendations for the best insurance policies, coverage is continuously updated, and more.
- Jun 2025Seed$2M
#12
Seed · Copenhagen, Capital Region of Denmark · founded 2022$4.3Mraised▾
Embankment is a fin-tech company that offers fund administration services to alternative investment fund managers. They combine technology and domain expertise to provide their services.
- Nov 2024Seed$4.3M
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in Denmark
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 4 Denmark-affiliated papers.
- Copenhagen Business School2
- Aarhus University1
- Roskilde University1
- Financial inclusion1
- Financial services1
- Leverage (statistics)1
- China1
- Payment1
- Payment1
- Mobile payment1
- Cash1
- USable1
- Digital ecosystem1
Common questions
Riya reads income statements for fun. She covers the real money in a sector — revenue, growth, who actually earns — and never met a vague claim she didn't want a number for.