Best FinTech Companies in Costa Rica
The 37 best FinTech companies in Costa Rica in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: 41st Parameter.
- Statista
Our analysis of 1,006 FinTech companies
$195.5b in tracked funding; 96% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best FinTech companies in Costa Rica
| # | Company | Disclosed funding | Employees | Last round | Stage | Founded | Founder | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | 41st Parameter Fraud detection & prevention across multiple channel | $43M | 65 | 171 mo ago | Acquired | 2004 | — | — |
| 2 | namutek fintech Namutek Fintech is a fintech solution firm that offers and develops tools for facilitating consumer financial… | — | 58 | — | Private | 2018 | — | — |
| 3 | Rayo Provider of personal loans | — | 54 | — | Funding Raised | 2013 | — | — |
| 4 | IMPESA Provider of AI-based B2B financial technology solution | — | 44 | 104 mo ago | Seed | 2013 | Mario Hernandez Founder & CEO | — |
| 5 | SCRiesgo Financial database focused on credit ratings | — | 28 | — | Acquired | 1997 | Gary Arce CEO | — |
| 6 | snap compliance Snap Compliance is a RegTech transforming Risk Management and Regulatory Compliance in Latin America | — | 28 | — | Private | 2019 | — | — |
| 7 | Bitrue Operator of a platform for trading various digital and crypto assets | — | 24 | — | Funding Raised | 2018 | Tushar Lohani Co-Founder | — |
| 8 | Nimiq Browser based blockchain solution for payments | — | 22 | — | Funding Raised | 2017 | Robin Linus Co-Founder | — |
Top 6 FinTech companies in Costa Rica
#1
Acquired · San Jose, San Jose Province · founded 2004 · 65 employees$43.5Mraised▾
41st Parameter provides solutions for detecting and preventing fraud across multiple channels for the world’s most valued and recognizable brands. Technology protects from cybercrime threats including card not present fraud, new account origination fraud, phishing and account compromise, credit bust outs, and fraud ring attacks. Acquired by Experian in 2013.
#2
Seed · San Jose, San Jose Province · founded 2021—raised▾
Diversified payment acceptance solution for businesses. Offers secure and scalable solution for accepting online payments. It offers an integrated payment system for businesses to optimize the customer experience. Also provides API documentation for developers to integrate the payment system into their websites. Provides paymentt acceptance through digital POS, payment links, checkout payments, subscription payments, and more.
#3
Seed · Santa Ana, San Jose Province · founded 2007 · 14 employees—raised▾
Developer of a financial software designed to monitor online transactions.. The company's platform creates a parameterizable system for different business rules and peripheral applications to streamline the system, such as monitoring and control, reporting, audit trails, management of encryption keys and anti-fraud detection, enabling banks and other financial institutions to make secure transactions online.
#4
Seed · San Jose, San Jose Province · founded 2017—raised▾
Online invoice management
#5
Deadpooled · San Jose, San Jose Province · founded 2019 · 5 employees—raised▾
Developer of a robotic process technology intended to create customized products and simplify manual processes in financial institutions. The company's technology implements the use of software robots to handle repetitive rule-based digital tasks, that is specialized in the automation processes through RPA (Robotic Process Automation), through a technology that reduces human intervention in information application, enabling business employees to get free from tedious and repetitive tasks, giving them more time to use their intellect and creativity to solve business challenges.
#6
Seed · San Jose, San Jose Province · founded 2013 · 44 employees—raised▾
Developer of fintech software intended to offer clients a competitive advantage and automate their finances. The company's software allows corporate bank business customers to manage and control the way their credit cards are used, implement security restrictions, control of transactions, change authorization parameters, generate reporting and data mining for the companies' projections, enabling clients to integrate their transactions with enterprise resource planning facility.
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in Costa Rica
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 2 Costa Rica-affiliated papers.
- Instituto Centroamericano de Administración de Empresas2
Common questions
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.