Best FinTech Companies in Czech Republic
The 190 best FinTech companies in Czech Republic in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Twisto.
Ranking the best FinTech companies in Czech Republic by disclosed equity funding gives you a sharper lens than press releases ever could. We're tracking 190 companies here, with $138M in total disclosed funding across the directory. The global FinTech market sits at roughly $113.4B in 2025 and is forecast to reach $461.6B by 2034, compounding at 17.21% annually, driven by OEM-Pay adoption, Apple Pay integration, and the SCA requirements baked into PSD2. That regulatory pressure cuts both ways, though. Stringent and sometimes conflicting government rules shape which Czech players can scale and how fast.
So who's actually pulling weight here? Resistant AI leads the directory at $30M in disclosed funding, well clear of the next tier. BillionAir has filed $18M. Below them, Wultra, Flowpay, Patron, and EVAA cluster in the $2M-$3M range. One unicorn sits in the mix. The most active capital in this market flows from J&T Ventures, Rockaway Capital, and Lighthouse Ventures, among others. Hot themes right now are next-gen banking platforms and cloud-based banking infrastructure, and coverage of Czech FinTech is genuinely rising. The funding concentration tells you something real: a handful of companies are capturing most of the momentum, and the gap between them and the rest is wide.
- Statista
Our analysis of 1,006 FinTech companies
$195.5b in tracked funding; 96% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best FinTech companies in Czech Republic
| # | Company | Disclosed funding | Last round | Employees | Founder | Tech stack | Web popularity | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | Twisto Online lenders for personal credit lines loans | $44M | 65 mo ago | 180 | — | SentryZendeskApple iCloud Mail+19 | Top 500k | — |
| 2 | Resistant AI Developer of software detecting document fraud and financial crime patterns | $30M | 8 mo ago | 80 | Lukas Machlica Co-Founder | HubSpot CMS HubApple iCloud MailGoogle Workspace+21 | Top 5M | — |
| 3 | BillionAir Platform offering raffle and gaming platform that utilizes NFT-based tickets | $18M | 32 mo ago | — | Radovan Voda Co-Founder | — | — | — |
| 4 | Lemonero Cloud-based platform for loan life cycle management | $10M | 35 mo ago | — | Lubos Malik Co-Founder & Chief Product Officer | — | — | — |
| 5 | BudgetBakers App-based expense management platform for individuals | $8M | 62 mo ago | 2 | Jan Muller Founder | WordPressMySQLPHP+24 | Top 500k | — |
| 6 | Digitoo AI-based platform for data processing | $4M | 30 mo ago | 28 | Karin Fuentesova Founder & CEO | TurbopackSentryNode.js+26 | Top 5M | — |
| 7 | Wultra Provider of authentication solutions for financial institutions and fintech companies | $3M | 17 mo ago | 20 | Petr Dvorak Founder & CEO | WebflowApple iCloud MailGoogle Workspace+27 | Top 5M | — |
| 8 | Qerko App-based platform for dining payments | $3M | 50 mo ago | 35 | Lukas Kovac Co-Founder | WebflowStripeTypekit+18 | Top 5M | 2 partnerships |
| 9 | EVAA Decentralized lending protocol on TON blockchain | $2M | 16 mo ago | — | Alexander Sudeykin Co-Founder | SentryTypeScriptGraphQL+15 | Top 5M | — |
| 10 | Flowpay Developer of an online marketplace platform for POS lending | $2M | 7 mo ago | 13 | Daniel Hastik Co-Founder & Chairman of the Board | WixSentryZendesk+21 | Top 5M | 1 award |
| 11 | Leadspicker Startup discovery and sourcing platform | $2M | 72 mo ago | 25 | Vlastimil Vodicka Co-Founder & CEO | Webflow EcommerceWebflowGSAP+14 | Top 5M | — |
| 12 | Trivi Online accounting and bookkeeping services for traders and businesses | $2M | 54 mo ago | — | Juraj Cienik CEO | WordPressMySQLPHP+29 | Top 5M | — |
| 13 | Patron Online platform for monitoring payments | $2M | 2 mo ago | 14 | Lukáš Vršecký Founder | LovableRadix UITailwind CSS+15 | Top 5M | 1 launch |
| 14 | Birdwingo Online trading platform for stocks, ETFs, and forex | $1M | 25 mo ago | 10 | Andrej Hano Co-Founder & CEO | Google Font APIMailChimpGoogle Workspace+2 | Top 50M | — |
| 15 | PalmApp Software and app-based platform for payroll management | $1M | 52 mo ago | — | Vojtech Pihrt Co-Founder & Cto | — | — | — |
| 16 | Somnium Space Provider of a metaverse platform with an online marketplace of NFT-based in-game assets | $1M | 63 mo ago | 16 | Artur Sychov Founder & CEO | Cart FunctionalityShopifyVideoJS+21 | Top 5M | — |
| 17 | Mutumutu Internet first life insurer | $1M | 76 mo ago | 4 | Jindrich Lenz Founder | SentryNode.jsstyled-components+14 | Top 5M | — |
| 18 | Talsec Cloud-based mobile application security solutions provider | $1M | 25 mo ago | 216 | — | WebflowGSAPMicrosoft Advertising+21 | Top 10M | — |
| 19 | Brikkapp Crowdfunding platform for real estate investments | $540K | 67 mo ago | 5 | Jan Vecerka Co-Founder & CEO | NginxOpenRestyMoment.js+13 | Top 10M | — |
| 20 | Trisbee App based mobile wallet | $347K | 76 mo ago | 25 | Frantisek Havlin Co-Founder & CEO | SentryNode.jsMUI+21 | Top 50M | — |
| 21 | Dateio Platform Provider of platform connecting banks and retailers through purchase data | $318K | 44 mo ago | — | Ondrej Knot Co-Founder & Co-CEO | Webflow EcommerceWebflowPlausible+10 | Top 50M | — |
| 22 | TREZOR A Bitcoin Hardware Wallet | $106K | 147 mo ago | 2 | Pavol Rusnak Co-Founder & CTO | WebflowCart FunctionalityAmazon Web Services+22 | Top 500k | 2 launchs |
| 23 | Busy DAO Blockchain-based platform offering infrastructure and DAO engine | — | 61 mo ago | — | Vladimir Lieger Co-Founder & CEO | — | — | — |
| 24 | Dateio Platform offering card linked marketing solution | — | 121 mo ago | 9 | — | Webflow EcommerceWebflowPlausible+9 | Top 50M | — |
| 25 | W.A.G. payment solutions 🦄 Provider of payment and integrated mobility solutions for commercial road transport | — | 125 mo ago | 926 926 → 1,351 (+46%) | — | Concrete CMSApple iCloud MailMicrosoft 365+16 | Top 500k | 1 partnership |
Top 12 FinTech companies in Czech Republic
#1
Series B · Prague, Prague · founded 2019 · 80 employees$30.4Mraised▾
Developer of software detecting document fraud and financial crime patterns. This technology identifies tampered, fake, or generated files by analyzing images and documents for authenticity. The system integrates with existing transaction monitoring infrastructure to flag suspicious activities and potential money laundering behaviors. It provides automated verification processes to assist in onboarding and underwriting workflows. The software evaluates documents and transaction data to identify risks without requiring a complete replacement of current technical systems.
#2
Seed · Hodkovice, Hlavni mesto Praha · founded 2020 · 14 employees$1.7Mraised▾
Online platform for monitoring payments. It offers monitoring and detection of overpriced payments for loans, bills, purchases, and online transactions. It also provides rewards and points for payments, real-time updates on financial news, and more. The mobile application is available on the Android and iOS platforms.
- Apr 2026Grant (prize money)$927.1K
- Apr 2026Seed$1.4M
- Apr 2022Seed$1.7M
#3
Seed · Prague, Prague · founded 2021 · 13 employees$2.3Mraised▾
Developer of an online marketplace platform for POS lending. It provides users with financing solutions are designed for small and medium-sized enterprises. Its financing solutions can be used for various purposes, such as investing in advertising, stock, or expanding premises.
- Nov 2025Conventional Debt$34.7M
- Mar 2025Conventional Debt$32.7M
- Mar 2024Seed$2.3M
- 2022Seed$20K
#4
Series A · Prague, Prague · founded 2014 · 20 employees$3.1Mraised▾
Provider of authentication solutions for financial institutions and fintech companies. The company delivers multi-factor authentication, mobile in-app protection, and advanced facial biometrics. It offers tools to protect digital identities from quantum threats and prevent fraud. The company provides resources, including case studies, blogs, webinars, and events.
- Jan 2025Series A$3.1M
- Dec 2021Seed—
#5
Seed · Prague, Prague · founded 2022$2.5Mraised▾
Decentralized lending protocol on TON blockchain. It offers a platform for borrowing assets. The platform supports Telegram Messenger for managing finances transparently.
- Jan 2025Seed$2.5M
#6
Funding Raised · Prague, Prague · founded 2022$17.6Mraised▾
Platform offering raffle and gaming platform that utilizes NFT-based tickets. It enables players to enter into raffles, by using NFT tickets. It offers solutions for staking, buybacks, games, and more.
- Oct 2023ICO$17.6M
#7
Seed · Prague, Hlavni mesto Praha · founded 2019$10.4Mraised▾
Cloud-based platform for loan life cycle management. It offers a solution that enables payment providers, marketplaces, and e-commerce businesses to provide revenue-based financing to the end customers. It features artificial intelligence-based analytics tools for monitoring and predicting business performance.
- Jul 2023Seed—
- Jun 2022Conventional Debt—
- Jun 2022Seed$10.4M
#8
Acquired · Prague, Prague · founded 2013 · 180 employees$44.2Mraised▾
Twisto provides personal credit line loans to consumers. It allows users to pay after confirmation of goods or services. Its services can also be accessed via an app that is available on iOS and Android devices.
#9
Seed · Prague, Prague · founded 2019 · 28 employees$3.6Mraised▾
Developer of all-in-one cloud accounting platform intended to automate and digitalize the accounting process. It allows you to sort and store incoming invoices, use multi-level electronic approvals, and use AI(Artificial intelligence) to automatically extract data from incoming invoices and prepare them to be sent to the accounting system, enabling businesses to avail of paperless accounting services and focus on its prime function.
#10
Seed · Prague, Prague · founded 2021 · 10 employees$1.3Mraised▾
Online trading platform for stocks, ETFs, and forex. It offers an investing app where users can invest in stocks and ETFs like Apple, Tesla, S&P 500 ETF and more. It features robo-advisory, auto investments, personalized portfolios, and more.
- May 2024Seed$1.3M
#11
Seed · Brno, South Moravian Region · founded 2020 · 216 employees$1.1Mraised▾
Cloud-based mobile application security solutions provider. The features of the product include run-time application self-protection, user protection, security monitoring, debugging, dashboards, device lock status, incident detection, threat monitoring, app analyzing and decryption, attack prevention, etc. It provides app for iOS and android users.
#12
Seed · Prague, Prague · founded 2010 · 2 employees$7.8Mraised▾
Developer of an online money management platform designed to offer technical advice to people on saving money. The company's platform offers a mobile application that assists people to track and manage their expenses online, including insurance shopping lists to loan payments, enabling users to keep their spending in control and achieve their financial goals.
Funding & investor landscape
Notable founders
How research on Fintech is moving in the Czech Republic
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 26 Czech Republic-affiliated papers.
- Ministry of Industry and Trade3
- Tomas Bata University in Zlín3
- VSB - Technical University of Ostrava3
- University of Hradec Králové2
- Advanced Engineering2
- Financial services5
- Incentive3
- Investment (military)3
- Digital media3
- Social media3
- Financial services4
- Financial innovation2
- Financial risk1
- Outsourcing1
- Emerging technologies1
Common questions
Riya reads income statements for fun. She covers the real money in a sector — revenue, growth, who actually earns — and never met a vague claim she didn't want a number for.