Best FinTech Companies in Detroit, United States
The 38 best FinTech companies in Detroit, United States in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Autobooks.
Biggest earners American Express Co ($10.5B, +9% YoY), Mastercard Inc ($8.3B, +13% YoY), Flex Ltd. ($6.6B, +4% YoY), Fiserv Inc ($5.0B, +10% YoY)
Our analysis of 243 FinTech companies
$56.0b in tracked funding; 98% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best FinTech companies in Detroit
| # | Company | Disclosed funding | Last round | Stage | Founder | Founded | Tech stack | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|---|
| 1 | Autobooks Integrated banking platform offering invoicing, payments, accounting for small businesses | $90M | 16 mo ago | Series C | J Schmid Co-Founder & COO | 2015 | Cart FunctionalityHubSpot CMS HubApple iCloud Mail+24 | — | — |
| 2 | CrowdRise Online fundraising website for charitable and personal causes | $31M | 128 mo ago | Acquired | — | 2010 | — | — | — |
| 3 | Earnity Portfolio management solutions for cryptocurrency | $15M | 57 mo ago | Deadpooled | — | 2014 | — | — | — |
| 4 | InvestNext Online investment platform for managing real estate funds and REITs | $13M | 19 mo ago | Series B | Kevin Heras Co-Founder | 2016 | WordPressMySQLPHP+37 | — | — |
| 5 | FairSide Online platform offering solutions related to DeFi insurance | $4M | 57 mo ago | Series A | Andrew Hogue Co-Founder & CPO | 2021 | SentryNode.jsRadix UI+14 | — | — |
| 6 | PawnGuru Online marketplace for pawn loans | $4M | 102 mo ago | Deadpooled | — | 2014 | — | — | — |
| 7 | International Bancard API-based payment gateway | $1M | 77 mo ago | Funding Raised | David Iafrate Founder | 2001 | — | — | — |
| 8 | Spendji Software-based platform for expense management solutions | $600K | 218 mo ago | Deadpooled | Dan Sterantino Founder | 2005 | — | — | — |
| 9 | Altovista Technology AI-driven behavioral risk management for transparent, real-time insights and safer communities | $265K | 77 mo ago | Funding Raised | Subba Medapati Co-Founder | 2018 | — | — | — |
| 10 | Gravity Software Cloud-based accounting software | $250K | 90 mo ago | Funding Raised | John Silvani President & CEO | 2004 | HubSpot CMS HubEnvoycore-js+20 | — | — |
| 11 | Bankjoy Mobile banking solutions for credit unions | $120K | 42 mo ago | Seed | — | 2014 | WebflowGSAPHubSpot+21 | — | — |
Top 12 FinTech companies in Detroit
#1
Series C · Detroit, Michigan · founded 2015 · 115 employees$90.5Mraised▾
Integrated banking platform offering invoicing, payments, accounting for small businesses. It partners with financial institutions to provide small businesses with tools for invoicing, payment acceptance, accounting, and financial management directly within their existing online and mobile banking platforms. The platform enables businesses to send professional invoices, accept online and in-person payments via various methods like cards, links, and QR codes, and manage their finances with bookkeeping and reporting features. It aims to streamline financial operations, improve cash flow, and reduce reliance on third-party apps by integrating these services directly into the banking experience. This SaaS solution offers a seamless, secure, and credible way for small businesses to handle their finances, get paid faster, and grow their business.
- May 2025Series C$40M
- Jun 2022Series C$50M
- Mar 2021Series B$25M
- Feb 2018Series A$10M
#2
Series B · Detroit, Michigan · founded 2016 · 34 employees$13.2Mraised▾
Online investment platform for managing real estate funds and REITs. The platform offers investors a professional experience and attempts to update how real estate investment businesses raise and administer cash. Additionally, it aids companies in tracking their investment portfolios, setting goals, and effectively managing their finances.
- Jan 2025Series B$15M
- Apr 2023Series A$8.2M
- Sep 2021Seed$4.3M
- Feb 2021Seed$600K
#3
Deadpooled · Detroit, Michigan · founded 2014 · 29 employees$15Mraised▾
Portfolio management solutions for cryptocurrency. It enables users to earn, learn, collect, and gift favorite tokens. It enables users to crypto by participating in the future of finance. It provides a platform to connect with other enthusiasts, share knowledge and grow audiences.
- Dec 2021Series A$15M
#4
Acquired · Detroit, Michigan · founded 2010 · 332 employees$31.3Mraised▾
Crowdrise is a donations-based crowdfunding platform that allows users to raise funds for personal and social projects. These projects could include personal fundraisers, non-profit fundraising and event fundraising. The platform charges 3% of the amount raised as platform fees.
- Dec 2015Series B$5M
- Apr 2014Series B$23M
- Jul 2013Series A$3.3M
- Jan 2011Seed—
#5
Series A · Detroit, Michigan · founded 2021 · 6 employees$4.2Mraised▾
Online platform offering solutions related to DeFi insurance. It offers coverage for multiple blockchains, projects, and types of loss, which extends its use to all crypto investors instead of limiting itself to those in DeFi through its decentralized cost-sharing network, enabling crypto investors to mitigate their risks.
- Nov 2021Series A$4.2M
#6
Deadpooled · Detroit, Michigan · founded 2014 · 6 employees$3.9Mraised▾
Online marketplace for pawn loans. It enables users to post products and obtain financing based on auctions. The posted product is notified to multiple lenders and users can select the offer with the highest bid.
- Feb 2018Series A$2.5M
- Aug 2016Seed$1.4M
#7
Funding Raised · Detroit, Michigan · founded 2001 · 54 employees$1.4Mraised▾
International Bancard provides API-based payment gateway for businesses. It offers solutions for accepting payment through credit & debit cards, ACH, and gift cards.
- Apr 2020Conventional Debt$1.4M
#8
Seed · Detroit, Michigan · founded 2014 · 60 employees$120Kraised▾
Mobile banking solutions for credit unions. Its mobile banking features include check deposits, lost or stolen card blocking, travel notifications, and bill payments. It also has built-in financial goal management that helps users achieve personal goals such as buying a home or car, banks and credit unions can use this data to offer targeted loans and mortgages.
- Mar 2023Seed—
- Dec 2014Seed$120K
#9
Deadpooled · Detroit, Michigan · founded 2005$600Kraised▾
Software-based platform for expense management solutions. It offers solutions for budgeting, expense management, project management, and more.
- 2008Angel$300K
- Angel$300K
#10
Funding Raised · Detroit, Michigan · founded 2018 · 34 employees$265.4Kraised▾
AI-driven behavioral risk management for transparent, real-time insights and safer communities. This company offers a software solution that leverages Artificial Intelligence and machine learning to provide agencies with tools for proactive risk management. The platform aggregates data from various sources to assess key behavioral indicators in real time. Supervisors receive dashboards and alerts, enabling timely intervention and coaching. The goal is to promote accountability, transparency, and remediation, ultimately reducing complaints, litigation, and use-of-force incidents. This SaaS platform provides objective metrics and auditable decision trails, fostering trust and improving community safety. The company's solution is designed to transform raw data into actionable insights for officer wellness and community safety.
- Apr 2020Conventional Debt$265.4K
#11
Seed · Detroit, Michigan · founded 2023 · 2 employees$20Kraised▾
Algo trading platform focused on stock market. Broker agnostic platform that uses blockchain technology to connect the different ecosystems and create a hedge fund like experience. Lets everyday investors copy the decisions of values-aligned seasoned stock traders, gives individuals the power to copy trades from favorite like-minded pros, tools to decide whose trades to copy, and more.
- 2023Seed$20K
#12
Funding Raised · Detroit, Michigan · founded 2004$250Kraised▾
Gravity Software provides cloud-based accounting software for businesses. It features solutions for subscription billing, inventory management, purchase order, auditing, VAT computation, financial management, CRM, invoicing, etc. It offers solutions for multi-company and technology companies.
- Feb 2019Conventional Debt$250K
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in the United States
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 907 United States-affiliated papers.
- Film Independent54
- United States Department of Commerce26
- Community Partners22
- University of Virginia18
- International Monetary Fund12
- Financial services42
- Database transaction16
- Payment15
- Scalability12
- Credit risk11
- Financial services7→190
- Financial inclusion2→74
- Payment2→50
- Mobile payment3→29
- Leverage (statistics)1→21
- Financial services9→149
- Financial inclusion1→56
- Payment2→27
- Investment (military)1→19
- Cryptocurrency1→17
Where fintech is researched across United States
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Who's filing fintech patents in the United States
United States fintech patent filing is accelerating — 20 filings from 16 assignees (2016–2025), led by Mastercard International, Verifone, Financial Cloud Innovations; annual filings 1→7.
- Mastercard International20
- Verifone4
- Financial Cloud Innovations2
- Atombeam Technologies2
- Salah ALI Khalil1
- LNW Gaming1
- Kassetty Nikhil1
- DR Mariappan RAJA1
Common questions
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.