Best FinTech Companies in Edinburgh, United Kingdom
The 71 best FinTech companies in Edinburgh, United Kingdom in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Bravura Solutions.
Biggest earners Jcb ($7.4B, -11% YoY), Marex ($2.0B, +11% YoY), Plus500 Ltd. ($792M, +3% YoY), Capital Limited ($346M, -1% YoY)
Our analysis of 55 FinTech companies
$15.5b in tracked funding; 100% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best FinTech companies in Edinburgh
| # | Company | Disclosed funding | Last round | Stage | Employees | Founder | Tech stack | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | Bravura Solutions Software solutions for life insurance and wealth management | $28M | 152 mo ago | Acquired | 17 | — | WordPress Block EditorWordPressApple iCloud Mail+29 | 1 job opening |
| 2 | Recast Online platform offering to stream sports and entertainment content 62Growth top 28%Tech top 37%Funding top 39%Product top 46% All 8 signals ▾Growthtop 28% Techtop 37% Fundingtop 39% Producttop 46% Moattop 48% Markettop 50% Globalbottom 37% Newsbottom 34% Growth: Web rank 5,000,000 → 1,000,000 YoY · Fresh capital in last 24 mo Tech: 39 technologies across 5/8 capability areas · Cloud: Amazon Cloudfront, Amazon Web Services rank vs industry peers · Fliar Intelligence Index 62/100 | $24M | 23 mo ago | Acquired | 54 | — | WebflowAmazon Web ServicesHubSpot+21 | — |
| 3 | FreeAgent Cloud-based accounting software for small businesses, freelancers, and accountants | $22M | 133 mo ago | Acquired | 264 264 → 406 (+54%) · sector median +54% | — | SentryZendeskApple iCloud Mail+20 | — |
| 4 | Money Dashboard Online platform for personal finance management | $19M | 63 mo ago | Series B | 39 | — | Webflowcore-jsjQuery+11 | — |
| 5 | Atto Transaction data platform for businesses | $15M | 40 mo ago | Acquired | 37 37 → 36 (-3%) · sector median +54% | Robert Knight CEO | WebflowGSAPAzure+23 | — |
| 6 | The ID Co. Financial assessment and on boarding solution | $11M | 85 mo ago | Seed | 28 | James Varga Co-Founder & CEO | — | — |
| 7 | Malted Provider of specialised intelligence solutions for the financial services sector | $9M | 25 mo ago | Seed | — | Carlos G. Co-Founder & CTO | WordPress Block EditorWordPressApple iCloud Mail+12 | 3 job openings |
| 8 | Grafterr In-person and online payment processing for businesses | $4M | 39 mo ago | Seed | 12 12 → 29 (+142%) · sector median +54% | Bhas Kalangi Founder and CEO | Node.jsFirebaseUbuntu+20 | 1 launch |
| 9 | Level E Research AI-based software solutions for developing trading strategies | $3M | 39 mo ago | Seed | 12 12 → 27 (+125%) · sector median +54% | Sonia Schulenburg Chief Executive Officer | — | 1 internship |
| 10 | BR-DGE Provider of payment orchestration solutions for merchants, providers, and platforms | $3M | 70 mo ago | Series A | 40 40 → 96 (+140%) · sector median +54% | Thomas Gillan CEO | WordPress Block EditorWordPressMySQL+30 | — |
| 11 | Nova Online portfolio management solutions for cryptocurrency | $3M | 54 mo ago | Deadpooled | 55 | Adam Greenberg Co-Founder | — | — |
| 12 | LendingCrowd Online platform for business lending | $3M | 52 mo ago | Series A | 35 35 → 42 (+20%) · sector median +54% | — | WordPressZohoIntercom+22 | 1 award |
| 13 | Float Cashflow Forecasting Float - Real time Financial Forecasting | $3M | 77 mo ago | Seed | 19 19 → 16 (-16%) · sector median +54% | — | WebflowTwitter AdsMicrosoft Advertising+19 | — |
| 14 | MarktoMarket Private company valuation solutions | $2M | 82 mo ago | Seed | 36 36 → 34 (-6%) · sector median +54% | Bertie Wilson Co-Founder & CMO | — | — |
| 15 | Payfont Payment fraud & theft prevention solution | $2M | 127 mo ago | Series A | 6 | — | — | — |
| 16 | Sustainably Online fundraising platform through charitable e-commerce | $2M | 47 mo ago | Deadpooled | 9 | Loral Quinn Co-Founder & CEO | — | — |
| 17 | Orca Money Aggregator of P2P lending platforms. | $1M | 93 mo ago | Deadpooled | 4 | — | — | — |
| 18 | ShareIn White-label crowdfunding platform provider | $1M | 134 mo ago | Seed | 20 | — | — | — |
| 19 | Intelligent PoS mPoS app/software provider. | $849K | 117 mo ago | Acqui-Hired | 72 | — | — | — |
| 20 | Visible Capital Provider of loans secured by real estate and other assets | $653K | 78 mo ago | Seed | 5 | Richard Braidwood Co-Founder | — | — |
| 21 | Kore Digital Mining Blockchain-based Bitcoin mining platform | $250K | 26 mo ago | Seed | — | Derek Nisbet Founder & CEO | — | — |
| 22 | ArcTaurus Online platform for trading in cryptocurrency | $156K | 50 mo ago | Seed | 2 | Jonathan Small Founder & CEO | — | — |
Top 12 FinTech companies in Edinburgh
#1
Acquired · Edinburgh, Scotland · founded 2018 · 54 employees$24.3Mraised▾
Online platform offering to stream sports and entertainment content. It enables users to stream live and VOD sports on a pay-per-view basis. It also enables users to invite friends to watch and share content and data.
- Jul 2024Series A$5M
- Feb 2022Series A$9.5M
- May 2021Series A$8.3M
- Jun 2020Seed$1.6M
#2
Seed · Edinburgh, Scotland · founded 2023$8.8Mraised▾
Provider of specialised intelligence solutions for the financial services sector. It offers technology designed for financial services, uncovering signals that generic artificial intelligence misses. The technology distills intelligence into insights faster, more efficiently, and more securely. It analyses customer interactions in real time, across calls, chats, emails, and more. The company builds specialised small language models for financial services. The technology creates models that deliver lower cost, faster insights, and enterprise-grade security.
- May 2024Seed$7.5M
- Aug 2023Seed—
#3
Acquired · Edinburgh, Scotland · founded 2010 · 37 employees$14.6Mraised▾
Transaction data platform for businesses. It offers fraud detection technology to banks, wealth management firms, and online lenders. It verifies a customers identity and financial profile online by combining bank-verified identities with live financial transaction history and bureau data to remove fraud and credit risk. It provides instant insights into the financial behaviors of borrowers through real-time transaction data.
- Feb 2023Series A$9.6M
- Jan 2022Seed$3M
- May 2019Seed$2M
#4
Series B · Edinburgh, Scotland · founded 2009 · 39 employees$18.9Mraised▾
Online platform for personal finance management. It offers a web-based, mobile platform with tools for customers to manage their personal finances. Users can sign up on the website and connect as many bank accounts as they like to the app. The website enables customers to examine all of their current accounts, savings accounts, and credit cards from all of their banking institutions in one safe location. The website helps users keep track of daily expenses, savings, emergency cash, and financial advice depending on the goals that the consumer inputs.
- Mar 2021Series B$1.3M
- Aug 2019Series B$5.6M
- May 2019Series A$2.2M
- Aug 2017Series A$1.7M
#5
Seed · Edinburgh, Scotland · founded 2017 · 12 employees$3.9Mraised▾
In-person and online payment processing for businesses. Takes payments in-person, online, or over the phone, integrated card payments, POS hardware and software, self-service kiosks, online ordering, QR-code and links, and more solutions for businesses.
- Mar 2023Seed$120.3K
- Jul 2022Seed$2.1M
- May 2022Seed$775.5K
- Mar 2020Seed$444.6K
#6
Seed · Edinburgh, Scotland · founded 2018 · 12 employees$3.5Mraised▾
AI-based software solutions for developing trading strategies. It offers solutions enabling firms to develop, test and implement investment strategies through automation. It offers E-platform, an autonomous investment management system for agents to perform large-scale data analysis tasks and processing in order to increase operational efficiencies across the entire investment management cycle.
- Mar 2023Seed—
- Apr 2021Seed$1.7M
- Jul 2020Seed$1.7M
- Aug 2019Seed$92K
#7
Acquired · Edinburgh, Scotland · founded 2007 · 264 employees$21.9Mraised▾
Cloud-based accounting software for small businesses, freelancers, and accountants. It offers solutions to manage log expenses, create and send invoices, track time and forecast tax bills. It also provides solutions for RTI-compliant payroll, invoice and estimate management, expense management, cash flow tracking, and more.
- May 2015Series A$2.7M
- Apr 2015Conventional Debt$5M
- Mar 2013Series A$164.1K
- Mar 2012Series A$2.4M
#8
Acquired · Edinburgh, Scotland · founded 2004 · 17 employees$28.4Mraised▾
Bravura Solutions provides software solutions for the wealth management, life insurance and transfer agency industries. Its core offering includes: superannuation and pension, life insurance, investment and portfolio administration software. In 2013, it is acquired by Ironbridge.
- Oct 2013Series B—
- Sep 2009Series B$28.4M
#9
Seed · Edinburgh, Scotland · founded 2010 · 28 employees$11.1Mraised▾
Financial assessment and onboarding solutions. Offers DirectID, that credit risk assessment such as compliance, fraud, and regulations. DirectID Dashboard is an online decision-making tool for fraud analysts and credit risk officers. It provides all the necessary information lenders need to grant or deny a loan application. DirectID Banking Data API allows quick development of financial service products and access to enhanced data insights. DirectID Categories and Classifications engine uses cloud-based machine learning and big data analytics algorithms to obtain deeper insights from transaction data to enable financial services providers and existing lenders to calculate affordability and detect fraud risks. Also offers Nomo, a personal financial management app. The app is available for the iOS platform.
- May 2019Seed$2M
- Dec 2014Seed$3.5M
- Jan 2014Seed$1.7M
- Apr 2012Seed$2.5M
#10
Series A · Edinburgh, Scotland · founded 2014 · 35 employees$2.8Mraised▾
LendingCrowd is an online lending platform for business loans in the range of GBP 5,000 to GBP 250,000 for a tenure of up to 5 years. Once a user uploads the loan application a credit check is performed on the user and, if approved, the loan is listed on the marketplace where investors bid on the loan. Investors have an options of bidding on a loan or invest in loan parts that are available to buy immediately in the loan exchange, secondary marketplace where LendingCrowd Investors can buy and sell their loan parts.Once a loan reaches its target, the most competitive bids are accepted or if an investor bought a loan part then the investment is instantly processed. The investor has an option of diversifying the portfolio by investing across loans in different risk bands which range from A+ to C-. It charges an origination fee from the borrowers and a 1% annual fee from the investors.
- Feb 2022Conventional Debt$135.5M
- Mar 2018Series A$2.8M
#11
Deadpooled · Edinburgh, Scotland · founded 2020 · 55 employees$3Mraised▾
Online portfolio management solutions for cryptocurrency. It allows users to access and control even more assets across multiple blockchains. It offers asset management tools. It also offers Defi and investment management tools to the wider retail audience.
- Dec 2021ICO$3.3M
- Oct 2021Seed$3M
#12
Deadpooled · Edinburgh, Scotland · founded 2015 · 9 employees$1.9Mraised▾
Online fundraising platform through charitable e-commerce. The platform is used to collect micro-donations by rounding-up everyday purchases at shops and events and transferring the amount directly to charities. It is also used by the business for corporate social responsibility and it matches employees to the causes and nonprofits. The application can be accessed on iOS and Android devices.
- Jul 2022Seed$459.5K
- Feb 2021Seed$1.5M
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in the United Kingdom
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 292 United Kingdom-affiliated papers.
- Department of Finance16
- University College London12
- University of Oxford12
- University of Greenwich8
- Durham University7
- Credit risk4
- Financial services3
- Scalability3
- Digital currency3
- Analytics3
- Financial services2→34
- Financial inclusion1→12
- Mobile payment1→4
- Financial services5→59
- Financial inclusion1→25
- Payment1→22
- Financial innovation2→8
- Blockchain1→5
Where fintech is researched across United Kingdom
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Who's filing fintech patents in the United Kingdom
United Kingdom fintech patent filing is cooling — 4 filings from 3 assignees (2020–2024), led by Unlisted, IL Marchese Diamonds, Obrien Patrick Damien; annual filings 2→1.
- Unlisted2
- IL Marchese Diamonds1
- Obrien Patrick Damien1
Common questions
Riya reads income statements for fun. She covers the real money in a sector — revenue, growth, who actually earns — and never met a vague claim she didn't want a number for.