Best FinTech Companies in Espoo, Finland
The 31 best FinTech companies in Espoo, Finland in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: ICEYE.
Our analysis of 1,006 FinTech companies
$195.5b in tracked funding; 96% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best FinTech companies in Espoo
| # | Company | Disclosed funding | Last round | Stage | Founder | Founded | Tech stack | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|---|
| 1 | ICEYE 🦄 Manufacturer of radar satellite constellations providing persistent earth observation imagery | $438M | 11 mo ago | Series E | Pekka Laurila Co-Founder & CSO | 2014 | HubSpot CMS HubApple iCloud MailGoogle Workspace+17 | 320 patents SAR satellite imaging, thermal control, and AI-driven Earth observation analytics | — |
| 2 | Enfuce Provider of open banking API solutions | $74M | 35 mo ago | Series C | Tom Grahn Co-Founder | 2016 | WordPressApple iCloud MailGoogle Workspace+31 | — | — |
| 3 | ePassi Online payment solution for businesses | $45M | 85 mo ago | Acquired | Risto Virkkala Co-Founder | 2007 | HubSpot CMS HubApple iCloud MailMicrosoft 365+22 | — | — |
| 4 | Zervant Invoice management software for businesses | $22M | 89 mo ago | Acquired | — | 2010 | WordPress Block EditorWordPressMySQL+26 | — | — |
| 5 | Zevoy Cloud-based expense management & cards solution for businesses | $21M | 55 mo ago | Series A | Joakim Lundborg Founder & CTO | 2020 | SentryTypeScriptGraphQL+13 | — | — |
| 6 | ZirooPay POS terminal for businesses | $11M | 55 mo ago | Series A | — | 2014 | — | — | — |
| 7 | enable:Banking Provider of API enabling secure open banking connectivity for businesses | $595K | 49 mo ago | Seed | Joonas Tomperi Co-Founder & CEO | 2018 | Squarespace CommerceCart FunctionalitySquarespace+31 | — | — |
| 8 | Aico Financial close accounting solutions for large enterprises | — | 31 mo ago | Late Stage | — | 2008 | HubSpot CMS HubWistiaEnvoy+19 | — | — |
| 9 | Basware Provider of cloud-based solutions for invoice automation and financial processes | — | 52 mo ago | Late Stage | Klaus Andersen CEO | 1985 | WordPressHubSpot CMS HubApple iCloud Mail+29 | 5 patents Patents concentrated in electrical & electronics | — |
| 10 | OpusCapita Provider of business network, accounts payable, and procurement process solutions | — | 91 mo ago | Acquired | — | 1984 | WordPress Block EditorCart FunctionalityWordPress+30 | — | — |
Top 10 FinTech companies in Espoo
#1
ICEYE 🦄Series E · Espoo, Uusimaa · founded 2014 · 492 employees$438Mraised▾
Manufacturer of radar satellite constellations providing persistent earth observation imagery. These systems deliver radar data to detect and monitor physical changes on the surface of the planet. The technology functions through cloud cover and darkness to provide imagery for environmental monitoring, infrastructure assessment, and disaster impact analysis. The hardware enables the collection of radar intelligence for various monitoring requirements.
- Dec 2025Series E$174.9M
- Aug 2025Series D$11M
- Dec 2024Series D$65M
- Dec 2024Conventional Debt—
#2
Series C · Espoo, Uusimaa · founded 2016 · 145 employees$74.2Mraised▾
Provider of open banking API solutions. It features My Carbon Action tool for tracking CO2 emissions of the purchases. It offers a cloud-based open banking platform for banks and financial institutions. It offers a regulatory compliance platform and an open banking hub that provides a platform for third parties to access data and initiate payments. It also offers the Enfuce Payment Platform that provides card issuing services for card products like consumer credit cards, prepaid cards, and prepaid cards.
- Nov 2023Series C$9.3M
- Dec 2021Series C$50.9M
- Mar 2021Series B$8.3M
- Nov 2019Venture Debt$5.5M
#3
Series A · Espoo, Uusimaa · founded 2020 · 61 employees$20.9Mraised▾
The company provides expense management solutions for businesses. It features a business card that is designed and priced to be used by all employees.
- Apr 2022Series A$16.4M
- Sep 2021Series A$4.5M
#4
Acquired · Espoo, Uusimaa · founded 2007 · 196 employees$45.4Mraised▾
ePassi provides online payment solutions for businesses. It features solutions for employee payments including, meals, transportation, healthcare, training, etc, and mobile payments for merchants via QR code scanning. ePassi app, and POS integration.
- Sep 2019Series C$45.4M
#5
Acquired · Espoo, Uusimaa · founded 2010 · 40 employees$22Mraised▾
Zervant provides invoice management software for businesses. Its features include recurring invoice management, payment tracking, quotation management, invoice delivery note management, payment reminder, time tracking, and more. It is available for multiple subscription plans depending on the number of invoices and customers. It also provides an app-based platform for Android devices.
- Jun 2019Series A$6.8M
- Feb 2018Series A$7.4M
- Aug 2016Series A$4.5M
- Mar 2015Seed$1.7M
#6
Series A · Espoo, Uusimaa · founded 2014 · 14 employees$11.4Mraised▾
POS terminals to businesses. It provides a portable card reader for accepting card payments. It uses DUKPT encryption for securing payment data. It also offers a mobile app for accepting payments and managing the business. It is PCI DSS compliant. The mobile app is available on Android devices.
- Apr 2022Series A$11.4M
#7
Seed · Espoo, Uusimaa · founded 2018 · 13 employees$595.1Kraised▾
Provider of API enabling secure open banking connectivity for businesses. The API facilitates access to real-time data and streamlines operations, eliminating multiple agreements. It supports business and personal accounts, offering comprehensive access across various banks. The API handles backend complexities, updates, and maintenance, allowing businesses to focus on core activities.
- Oct 2022Seed$595.1K
#8
Late Stage · Espoo, Uusimaa · founded 2008 · 50 employees—raised▾
Financial close accounting solutions for large enterprises. It provides technological solutions for automating the record-to-report accounting processes. It features solutions for accounts reconciliation, journal entries, financial closing, payment requests, and invoicing requests. It offers partnership programs for referral, reseller, and system integrator partners.
- Apr 2024PE—
- Dec 2016PE—
#9
Late Stage · Espoo, Uusimaa · founded 1985 · 94 employees—raised▾
Provider of cloud-based solutions for invoice automation and financial processes. The company offers accounts payable automation, procure-to-pay automation, and an e-invoicing network. These solutions help organisations digitise financial processes, reduce paper use, and improve supply chain transparency. The company’s products include features for invoice matching, compliance, and analytics.
#10
Acquired · Espoo, Uusimaa · founded 1984 · 250 employees—raised▾
Provider of business network, accounts payable, and procurement process solutions. The company offers solutions for invoice sending, order-to-cash, invoice receiving, and purchase-to-pay processes. It facilitates network interoperability, invoice automation, and e-procurement. The company provides resources such as news, blogs, webinars, and events related to its offerings.
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in Finland
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 16 Finland-affiliated papers.
- Tampere University3
- Finland University2
- University of Eastern Finland2
- Vaasa University of Applied Sciences2
- Häme University of Applied Sciences1
- Investment (military)1
- Service (business)1
- Financial services1
- Financial literacy1
- Digital literacy1
- Financial inclusion1
- Financial management1
- Financial literacy1
- Tanzania1
- Financial transaction1
- Financial services6
- Payment2
- Scholarship2
- Intersection (aeronautics)2
- Scalability2
Common questions
Riya reads income statements for fun. She covers the real money in a sector — revenue, growth, who actually earns — and never met a vague claim she didn't want a number for.