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Radar · FinTech in Florianopolis

Best FinTech Companies in Florianopolis, Brazil

The 31 best FinTech companies in Florianopolis, Brazil in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Franq.

31companies tracked
$37.2Mdisclosed funding
0unicorns
11have raised
FLIAR INTELLIGENCE · FINTECH × FLORIANOPOLIS

Our analysis of 50 FinTech companies

$3.7b in tracked funding; 98% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.

50companies analysed
98%cloud-native stacks
2025funding peak (by rounds)
3unicorns
2020median founding year
194kcombined LinkedIn audience
54%of audience held by top 3
2companies hiring publicly (12 mo)

Ranked: Best FinTech companies in Florianopolis

#CompanyDisclosed fundingLast roundStageFounderFoundedTech stackRecent signals
1Franq
Online marketplace for personal bankers
67Tech top 25%Talent top 28%Moat top 29%Funding top 33%
All 9 signals ▾
Techtop 25%
Talenttop 28%
Moattop 29%
Fundingtop 33%
Markettop 44%
Growthtop 45%
Producttop 46%
Globalbottom 37%
Newsbottom 22%
Tech: 48 technologies across 5/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3
Talent: 3 named leaders on record · 3 C-suite/founder profiles curated
rank vs industry peers · Fliar Intelligence Index 67/100
$16M6 mo agoSeries BPaulo Silva
Founder e CEO
2019WordPressMySQLPHP+27—
2PayFace
Online platform for payments in restaurants
$10M40 mo agoSeries AEladio Isoppo
Co-Founder & CEO
2018Cart FunctionalityWebflowApple iCloud Mail+16—
3Parcela Mais
Online lending platform for healthcare financing
$9M36 mo agoSeries AAndre Martini
Founder
2020AlgoliaNode.jsBubble+18—
4payfy
Virtual corporate cards for businesses
$1M43 mo agoSeedAndre Apollaro
Co-Founder & CEO
2020WebflowCart FunctionalityAmazon Web Services+27—
5Beepay
Developer of self-service technology for autonomous retail and event operations
42Growth top 35%Talent top 35%Tech top 44%Funding bottom 43%
All 6 signals ▾
Growthtop 35%
Talenttop 35%
Techtop 44%
Fundingbottom 43%
Globalbottom 33%
Marketbottom 26%
Growth: Fresh capital in last 24 mo
Talent: 4 named leaders on record
rank vs industry peers · Fliar Intelligence Index 42/100
$774K6 mo agoSeedLionel Zhu
Founder
2017PHPLeafletCodeIgniter+28—
6DataRisk
Data analytics and predictive intelligence platfom
$610K73 mo agoSeedJhonata Emerick
Co-Founder & CEO
2015Beehiiv RSS feedWordPressMySQL+32—
7Navarra Technologies
Provider of online energy trading platform
$120K86 mo agoSeedDaniel Barra
Co-Founder & CEO
2016——
8Akropoli
Provider of Open Banking solutions for financial institutions
—42 mo agoAcquiredFlavio Ceci
Co-Founder
2020——

Top 11 FinTech companies in Florianopolis

#1
Series B · Florianopolis, State of Santa Catarina · founded 2019 · 190 employees
$15.8Mraised
▾

Online marketplace for personal bankers. It enables individuals to avail banking operations including loans and financing, investment platforms, digital accounts, and cards from multiple banking partners with the assistance of personal bankers. It also enables individuals with experience in the sector to enroll as personal bankers.

Fliar Intelligence Index™ 67how this company ranks against its industry peers
Tech
top 25%
Talent
top 28%
Moat
top 29%
Funding
top 33%
Market
top 44%
Growth
top 45%
Tech: 48 technologies across 5/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 · Observability: Microsoft Clarity, Sentry
Talent: 3 named leaders on record · 3 C-suite/founder profiles curated
Moat: Editorial + unicorn rating 7/10 · 1 curated direct competitors tracked
Audience (LinkedIn): 33k LinkedIn followers — 16.9% of this cohort's audience
Funding rounds
  • May 2026Series B$12.4M
  • Oct 2022Series A$12M
  • Jun 2021Series A$3.8M
Founders & team
Paulo SilvaFounder e CEOFelipe GiroletiCo-FounderDaniel FerrettiCo Founder | Head of Product & Design
Investors
Grupoglobo, Valor Capital Group, Quona, Broadhaven Ventures, Spectra Investments, FJ Labs
Tech stack
Amazon CloudfrontAmazon S3Amazon Web ServicesAmplitudeCalendlyCloudflare
#2
Seed · Florianopolis, State of Santa Catarina · founded 2017 · 16 employees
$773.6Kraised
▾

Developer of self-service technology for autonomous retail and event operations. They provide solutions for unattended stores, neighborhood markets, and convenience stores seeking autonomous operation. The company offers options for branded or unbranded implementations. Additionally, they provide cashless systems for events, including order capture, payment processing, and sales management tools.

Fliar Intelligence Index™ 42how this company ranks against its industry peers
Growth
top 35%
Talent
top 35%
Tech
top 44%
Funding
bottom 43%
Global
bottom 33%
Market
bottom 26%
Growth: Fresh capital in last 24 mo
Talent: 4 named leaders on record
Tech: 46 technologies across 4/8 capability areas · Cloud: Amazon Web Services, Cloudflare · Devops: Nginx
Audience (LinkedIn): 1k LinkedIn followers
Funding rounds
  • May 2026Seed$405.7K
  • Sep 2020Conventional Debt$367.9K
Founders & team
Lionel ZhuFounderAlexandre RonchiCo-Founder & CFOLionel ZhuCo-Founder
Investors
Wiztartup, Sicredi, Acate, VENTIUR, Anjos do Brasil
Tech stack
Amazon Web ServicesApache Http ServerElementorEndurance Page CacheFont AwesomeGoogle Analytics
#3
Series A · Florianopolis, State of Santa Catarina · founded 2020 · 11 employees
$9Mraised
▾

Online lending platform for healthcare financing. It offers a platform that enables users to pay for healthcare surgeries such as plastic surgery and in vitro fertilization in installments. It also helps healthcare institutions to reduce credit risk.

LinkedIn Pulse recent public activity · Jul 2026
Audience: 4k LinkedIn followers — 2.2% of this cohort's audience
Funding rounds
  • Oct 2023Series A$9M
Founders & team
Andre MartiniFounder
Investors
SRM Ventures
#4
Series A · Florianopolis, State of Santa Catarina · founded 2018 · 87 employees
$9.8Mraised
▾

Online platform for payments in restaurants. It provides a dashboard to monitor transactions. Payment solutions integrated with retail automation software. The payment process does not require cards, cell phones, smartwatches, and other accessories. It can be accessed through the app available on iOS and Android devices.

LinkedIn Pulse recent public activity · Jul 2026
Audience: 11k LinkedIn followers — 5.7% of this cohort's audience
Funding rounds
  • Jul 2023Series A$9.2M
  • Jun 2022Series A—
  • Jun 2020Seed$580K
Founders & team
Eladio IsoppoCo-Founder & CEO
Investors
BTG Pactual, HiPartners Capital & Work, Oikos, HBS Alumni Angels Association, BRQ, Darwin Startups
#5
Seed · Florianopolis, State of Santa Catarina · founded 2020
$1.1Mraised
▾

Virtual corporate cards for businesses

LinkedIn Pulse recent public activity · Jul 2026
Audience: 41k LinkedIn followers — 21.1% of this cohort's audience
Hiring: 1 hiring post in 12 mo (public) · hiring: specialista
Funding rounds
  • Apr 2023Seed$790.9K
  • 2021Seed$302.8K
Founders & team
Andre ApollaroCo-Founder & CEO
Investors
Banco do Brasil, MSW Capital
Tech stack
Amazon S3Amazon SesAmazon Web ServicesCart FunctionalityCloudflareCloudflare Bot Management
#6
Seed · Florianopolis, State of Santa Catarina · founded 2015 · 76 employees
$609.8Kraised
▾

Datarisk offers data analytics and predictive intelligence platform. It allows users to collect data, analyze and identify outliers and build predictive models. It also provides reports and automates the process. It offers a licence-based pricing model.

LinkedIn Pulse recent public activity · Jul 2026
Audience: 10k LinkedIn followers — 5.4% of this cohort's audience
Funding rounds
  • Sep 2020Seed—
  • May 2019Seed$609.8K
Founders & team
Jhonata EmerickCo-Founder & CEO
Investors
Criatec 2, Finnovista, Oxygen Accelerator, Plug and Play Tech Center, Triaxis Capital, Crescera Capital
Tech stack
Amazon Web ServicesApache Http ServerBeehiiv Rss FeedBootstrapCloudflareCloudflare Bot Management
#7
Seed · Florianopolis, State of Santa Catarina · founded 2016
$120Kraised
▾

Navarra Technologies provider of online energy trading platform. It also provides solutions to manage and automate the short-term demands.

Funding rounds
  • Aug 2019Seed$120K
Founders & team
Daniel BarraCo-Founder & CEORodrigo GruberCo-FounderMarcio WeckCo-Founder
Investors
Techstars, Darwin Startups
#8
Acquired · Florianopolis, State of Santa Catarina · founded 2020 · 12 employees
—raised
▾

Provider of Open Banking solutions for financial institutions. It offers a unified view of customer accounts and cards, enabling personalized product offerings and financial recommendations. The platform facilitates improved customer financial management through an intuitive interface, enhancing customer experience and increasing conversion rates. The solutions are designed with compliance in mind, adhering to relevant regulations regarding data privacy and security. This allows financial institutions to offer a more complete and personalized financial management experience to their customers.

Funding rounds
  • May 2023Angel—
Founders & team
Flavio CeciCo-FounderPaulo ValadaresCo-Founder & CEO
Investors
Supply Chain Angels
#9
Seed · Florianopolis, State of Santa Catarina · founded 2006 · 33 employees
—raised
▾

IBID is an e-procurement solutions provider. The company offers solutions for supplier management, RFX services (request for information, proposal, quote & bid), negotiations, order management, contract management, and more. Clients include Medabil, Veracel, KeplerWeber, Fallgatter Group, and more. Additionally, the company also provides business intelligence through KPIs.

Funding rounds
  • Dec 2021Seed—
Founders & team
Fabio HoinaskiCEO- IBID - Sistema de E-procurement e desenvolvimento de software - [email protected]
Investors
Hurst Capital
Tech stack
Apache Http ServerAzureBootstrapDrupalFont AwesomeGoogle Maps
#10
Seed · Florianopolis, State of Santa Catarina · founded 2015 · 41 employees
—raised
▾

Nextcode provides identity verification solution. The solution offered by the company leverages computer vision image processing, OCR data collection, machine learning, text mining to provide authentication solution.

LinkedIn Pulse recent public activity · Jul 2026
Audience: 4k LinkedIn followers
Funding rounds
  • Dec 2018Seed—
Founders & team
Juliano IzaguirreCo-Founder
Investors
Darwin Startups, Plug and Play Tech Center
Tech stack
AdoptAstroBootstrapCloudflareCloudflare Browser InsightsGoogle Analytics
#11
Seed · Florianopolis, State of Santa Catarina · founded 2016 · 21 employees
—raised
▾

O2OBOTS provides AI-based insurance sales platform for brokers. It offers chatbots for online chat and lead generation. Also features solutions for creating & sending quotes, analyzing social profile, online contract management, and sales funnel management.

LinkedIn Pulse recent public activity · Jul 2026
Audience: 6k LinkedIn followers — 3.2% of this cohort's audience
Activity: 2 partnerships (incl. Staff AI Startups Hub) announced in 12 mo
Funding rounds
  • Oct 2017Seed—
Founders & team
Vitor HenckelCo-FounderLeonardo RochadelCEO & Founder
Investors
WOW, Bossa Invest, Darwin Startups
Tech stack
NginxCloudflareLozad.JsJquery MigrateJqueryGoogle Analytics

Funding & investor landscape

$37.2Mtotal disclosed funding
7companies funded
12disclosed rounds
0rounds last 90 days
Most active investors
Darwin Startups10 rounds
Plug and Play Tech Center2 rounds
Acate1 rounds
Anjos do Brasil1 rounds
B Venture Capital1 rounds
BRQ1 rounds
BTG Pactual1 rounds
Banco do Brasil1 rounds
Bossa Invest1 rounds
Brazil Venture Capital1 rounds

Notable founders

Paulo Silva
Founder e CEO · Franq
Felipe Giroleti
Co-Founder · Franq
Lionel Zhu
Founder · Beepay
Alexandre Ronchi
Co-Founder & CFO · Beepay
Andre Martini
Founder · Parcela Mais
Eladio Isoppo
Co-Founder & CEO · PayFace
Andre Apollaro
Co-Founder & CEO · payfy
Jhonata Emerick
Co-Founder & CEO · DataRisk
Daniel Barra
Co-Founder & CEO · Navarra Technologies
Rodrigo Gruber
Co-Founder · Navarra Technologies
Flavio Ceci
Co-Founder · Akropoli
Paulo Valadares
Co-Founder & CEO · Akropoli
Prism market signals · Brazil · country-scoped Prism corpus, 1,555,783 docs

Market landscape — 10 sub-themes by coverage

Share of FinTech coverage by sub-theme.

Regulatory-risk over time rising

Funding & growth over time

funding rising · growth rising

RESEARCH SIGNALS · Brazil

How research on Fintech is moving in Brazil

A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 33 Brazil-affiliated papers.

top research entities
  • Fundação Getulio Vargas5
  • Universidade de Ribeirão Preto4
  • Universidade Federal de Minas Gerais4
  • Central Bank of Brazil3
  • Universidade de São Paulo2
leading researchers
Luiz Antônio Jóia · Davi Ferreira Veronese · Luiz Felipe Meier · Adalto Acir Althaus · Hanene Ezzine · Omayma Dammak · Ines Abdelkefi · Aida Smaoui
◆ Advancements14 · 42%
▲ 0%→55% share
0 median citations93% since 2021mostly empirical
Advancements are rising (0%→55% of field), led by Financial services.
rising sub-themes (early→recent)
  • Financial services6
  • Financial inclusion4
  • Blueprint2
  • Sentiment analysis2
  • Commission2
Newly emergingFinancial services 0→5
Landmark Unlocking the Potential of Fintechs for Financial Inclusion: A Delphi-Based Approach · 62 cites
▼ Concerns13 · 39%
▲ 0%→36% share
0 median citations92% since 2021mostly empirical
Concerns are rising (0%→36% of field), led by Financial services.
rising sub-themes (early→recent)
  • Financial services10
  • Financial inclusion4
  • Payment3
  • Competition (biology)3
  • Loan3
Newly emergingFinancial services 0→9
Landmark Facilitators and Barriers faced by Mobile Payment Fintechs in the Brazilian Context · 24 cites
RESEARCH HOTSPOTS · Brazil

Where fintech is researched across Brazil

Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.

Rio de Janeiro5 · +0.06
Opportunity · Financial services

Common questions

How many FinTech companies are there in Florianopolis, Brazil?
Radar tracks 31 indexable FinTech companies headquartered in Florianopolis, Brazil that meet our profile-completeness bar.
What is the total funding raised by FinTech companies in Florianopolis, Brazil?
The FinTech companies in Florianopolis, Brazil on this list have raised a combined $37.2M in disclosed equity funding across 7 funded companies.
Which is the highest-funded FinTech company in Florianopolis, Brazil?
Franq is the highest-funded FinTech company in Florianopolis, Brazil, with $15.8M in disclosed equity funding.
How many FinTech companies in Florianopolis, Brazil are funded?
7 of the 31 FinTech companies in Florianopolis, Brazil on this list have disclosed at least one equity funding round.
How many FinTech unicorns are there in Florianopolis, Brazil?
None of the FinTech companies in Florianopolis, Brazil on this list currently has a disclosed valuation of $1B or more.
Who are the top investors in Florianopolis, Brazil FinTech companies?
The most active investors in Florianopolis, Brazil FinTech companies on this list include Darwin Startups, Plug and Play Tech Center, Acate, Anjos do Brasil, B Venture Capital.
Rohit KhannaTrends & Stories

Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.

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