Best FinTech Companies in Frankfurt, Germany
The 56 best FinTech companies in Frankfurt, Germany in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Pactum Securities.
Our analysis of 50 FinTech companies
$5.4b in tracked funding; 95% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best FinTech companies in Frankfurt
| # | Company | Disclosed funding | Last round | Stage | Founder | Founded | Tech stack | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | Pactum Securities Pactum Securities offers automated, cost-efficient, high-frequency securitization for single assets and asset… | $6M | 80 mo ago | Series A | Daniel Wigbers Co-Founder & Managing Director | 2016 | — | — |
| 2 | Regnology Provider of regulatory reporting solutions for financial institutions and regulators | $4M | 206 mo ago | Acquired | Rob Mackay CEO | 1993 | Apple iCloud MailMicrosoft 365PHP+16 | — |
| 3 | RISE Financial Technologies Post trade software for financial institutions | $4M | 82 mo ago | Series A | — | 2015 | — | — |
| 4 | BITA AI-based research platform | $1M | 84 mo ago | Seed | — | 2017 | MUIReactReact Router+15 | — |
| 5 | Bettervest Developer of a P2P lending platform for energy efficiency projects | $224K | 126 mo ago | Funding Raised | Marilyn Heib Mitbegründer und CEO | 2006 | WordPressMySQLPHP+26 | — |
| 6 | Ginmon Provider of digital wealth management services using exchange-traded funds | — | 118 mo ago | Seed | Raphael Vosen Co-Founder | 2014 | Framer SitesReactAmazon Web Services+11 | — |
| 7 | BusyLamp Enterprise legal management solutions | — | 129 mo ago | Acquired | — | 2012 | — | — |
| 8 | Cashcloud Electronical wallet | — | 156 mo ago | Public | Moritz Hunzinger CEO | 2012 | — | — |
Top 8 FinTech companies in Frankfurt
#1
Series A · Frankfurt, State of Hessen · founded 2016 · 19 employees$6.1Mraised▾
Pactum Securities is a financial services company that specializes in securitization, converting loans and other financial assets into fungible securities. They aim to provide automated and cost-efficient solutions for originators and investors in real-time.
- Nov 2019Series A$6.1M
#2
Series A · Frankfurt, State of Hessen · founded 2015 · 5 employees$3.5Mraised▾
RISE addresses the needs of the post-trade industry by providing a B2B open source ledger software and network to be hosted by RISE clients. They also provide 1) Ledger API that allows integration with legacy platforms via traditional programming languages 2) Cryptographic Rights to perform business functions on the ledger. They have developed an underlying multi-asset class, multi-currency distributed financial ledger technology built for the post-trade securities industry. Regulated financial institutions can join and run their permissioned settlement and safekeeping network. Their website is credential protected as of June 2016. In September 2016, the company was awarded by SWIFT at the Sibos conference for its post-trade distributed ledger.
- Sep 2019Series A$3.5M
- Feb 2018Seed—
#3
Seed · Frankfurt, State of Hessen · founded 2017 · 8 employees$1.4Mraised▾
BITA provides AI-based investment data analysis for investors. It features research, algorithms, calculation, portfolio creation & optimization, and backtesting based on big data technology. It enables users to create quantitative investment strategies & financial indexes. It offers cloud-based software such as BITA ACE for the high-performance index calculation and BITACORE for construction of indexes and quantitative strategies.
- Jul 2019Seed$1.4M
#4
Funding Raised · Frankfurt, State of Hessen · founded 2006 · 12 employees$224.5Kraised▾
Developer of a P2P lending platform for energy efficiency projects. Every single crowd investor is a party to the loan contract with the project owner. The investor receives an annual payment, consisting of interest and repayment. The platform charges a commission based on the initial investment sum and an annual handling fee from the project owner.
- Jan 2016Grant (prize money)$107.2K
- Mar 2015Grant (prize money)$54.3K
- Jan 2014Grant (prize money)$63.1K
#5
Acquired · Frankfurt, State of Hessen · founded 1993 · 950 employees$4Mraised▾
Provider of regulatory reporting solutions for financial institutions and regulators. The company delivers technology for compliance, risk management, and finance transformation. It offers solutions for regulators, including supervisory lifecycle automation and improved data quality. For regulated entities, the company provides workflow efficiencies and technology with regulatory know-how. The company’s platform offers standardization, mutualization, automation, and cloud-based architecture.
- Apr 2009Grant (prize money)$4M
#6
Seed · Frankfurt, State of Hessen · founded 2014 · 42 employees—raised▾
Provider of digital wealth management services using exchange-traded funds. The company offers automated portfolio management with risk management and tax optimization. It provides goal-based financial planning solutions and customer service. The company offers various investment options, including wealth accumulation, high-interest savings, and investments for children.
- Aug 2016Seed—
#7
Acquired · Frankfurt, State of Hessen · founded 2012 · 38 employees—raised▾
Enterprise legal management solutions. It offers legal matter management, spending management, and sourcing solutions for law firms. It helps in collaboration & communication with inside & outside counsel through its matter management features, tracking information on items such as courts, opposing counsel, issues, budgets, and invoices associated with legal matters. It also offers e-billing and invoicing solutions.
- Oct 2015Seed—
#8
Public · Frankfurt, State of Hessen · founded 2012—raised▾
Cashcloud offers a mobile wallet solution that links to credit and debit accounts usable to send money and pay at retail and online shops. Users can access cashcredits, a virtual currency, every time they pay for services using their Cashcloud wallets. Advertisers and partners can access the wallet to deliver coupons and vouchers to account holders. The company also offers an NFC payment sticker to users to enable contactless payments in various stores. Company secured undisclosed funding from private European investment firm in 2013.
- Jul 2013Series B—
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in Germany
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 74 Germany-affiliated papers.
- Max Planck Institute for Innovation and Competition5
- Max Planck Society5
- International School of Management5
- Goethe University Frankfurt4
- European Central Bank4
- Transformative learning2
- Snowball sampling1
- Financial literacy1
- Quality (philosophy)1
- Entrepreneurship1
- Financial services1→9
- Financial innovation2→6
- Financial services2→13
- Financial inclusion1→7
Common questions
Riya reads income statements for fun. She covers the real money in a sector — revenue, growth, who actually earns — and never met a vague claim she didn't want a number for.