Radar · FinTech in Germany
Best FinTech Companies in Germany
The 1826 best FinTech companies in Germany in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: N26.
By Riya SenguptaFinancials
1826companies tracked
$12.6Bdisclosed funding
5unicorns
457have raised
Germany's FinTech sector has real money behind it. Our directory tracks 1,826 companies with $12.6B in total disclosed funding, five unicorns, and a funding leader in Solaris at $591M — a figure that tells you exactly where institutional capital is concentrating. The global FinTech market sits at roughly $113.4B in 2025 and is forecast to reach $461.6B by 2034, a 17.21% CAGR that makes Germany's density of activity look less like coincidence and more like structural inevitability. Demand is flowing through next-gen banking platforms, cloud-based banking infrastructure, and OEM-Pay integrations, while PSD2's SCA requirement keeps compliance pressure real for every player in the stack.
So what separates the companies worth your attention? Funding concentration is stark: Solaris at $591M dwarfs the next tier, with Mondu at $70M and Upvest at $92M occupying a credible mid-range. I'd note that stringent regulatory frameworks here cut both ways, filtering out weaker operators while rewarding those built for compliance from day one. Active backers including HV Capital and Speedinvest signal this isn't a market running on hope alone. The best FinTech companies in Germany ranked here reflect disclosed equity and recent momentum, giving you a starting point grounded in what's actually been raised, not what's been promised.
Sources & further reading
- Daily IndianFunding Roundup & Key News
- Building a Mobile Wallet for the World
- From IPOs to T+1 and AI: Six Key Takeaways from SIX at SIBOS 2025
FLIAR INTELLIGENCE · FINTECH × GERMANY
Our analysis of 50 FinTech companies
$5.4b in tracked funding; 95% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
50companies analysed
95%cloud-native stacks
2025funding peak (by rounds)
3unicorns
2020median founding year
1.1Mcombined LinkedIn audience
52%of audience held by top 3
5companies hiring publicly (12 mo)
Ranked: Best FinTech companies in Germany
| # | Company | Disclosed funding | Last round | Employees | Founder | Tech stack | Market signals (1y) | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|---|
| 1 | N26 🦄 Provider of mobile banking services, including savings, investment, and crypto 82Market top 19%Talent top 20%Fin. health top 25%Moat top 26% All 12 signals ▾Markettop 19% Talenttop 20% Fin. healthtop 25% Moattop 26% Newstop 27% Fundingtop 29% Techtop 33% Customerstop 40% Producttop 43% Growthtop 47% Innovationtop 48% Globaltop 48% Market: 1,426 employees (top 5% of FinTech) · Revenue ~$216M Talent: 4 named leaders on record · 4 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 82/100 | $1.7B | 56 mo ago | 1,426 1,426 → 1,944 (+36%) | Maximilian Tayenthal Founder & Co-CEO | ContentfulApple iCloud MailGoogle Workspace+17 | 32 signals ▲357% Leadership · Regulatory | — | 2 launchs |
| 2 | Trade Republic 🦄 Broker-based multi asset trading and investment platform 82News top 21%Tech top 22%Growth top 24%Customers top 26% All 11 signals ▾Newstop 21% Techtop 22% Growthtop 24% Customerstop 26% Moattop 26% Markettop 33% Fundingtop 33% Fin. healthtop 34% Talenttop 42% Producttop 46% Globalbottom 39% News: 9 BI events in 12 mo (of 31 tracked, 6 types) · 5 high-value events (IPO/M&A/funding/contracts) in 12 mo Tech: 35 technologies across 7/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 rank vs industry peers · Fliar Intelligence Index 82/100 | $1.2B | 48 mo ago | 457 | Sinos Maslow Founder | MediumApple iCloud MailGoogle Workspace+19 | 9 signals Funding · Announcements · Leadership | — | 1 launch · 1 award |
| 3 | Solaris 🦄 Provider of banking-as-a-service platform offering digital banking and payment solutions 57Partners top 23%Funding top 25%Growth top 32%Moat top 32% All 11 signals ▾Partnerstop 23% Fundingtop 25% Growthtop 32% Moattop 32% Techtop 36% Globaltop 37% Newstop 39% Markettop 47% Fin. healthbottom 43% Innovationbottom 39% Patentsbottom 34% Partners: 4 contract events in 12 mo · Named contractor/client in 4 deals Funding: Raised $591M across 9 rounds · 9 rounds over 10 yrs (0.9/yr) rank vs industry peers · Fliar Intelligence Index 57/100 | $591M | 16 mo ago | 317 317 → 600 (+89%) | — | Apple iCloud MailGoogle WorkspaceSalesforce+19 | 13 signals ▼28% Leadership · Contracts · Layoffs | 4 patents Fire‑resistant transparent hollow building elements and fire‑retarding wall systems | 1 partnership |
| 4 | Raisin Comparison platform for bank accounts 53Funding top 25%Tech top 27%Talent top 28%Moat top 31% All 11 signals ▾Fundingtop 25% Techtop 27% Talenttop 28% Moattop 31% Producttop 40% Globaltop 42% Customerstop 44% Growthtop 45% Innovationbottom 40% Marketbottom 33% Newsbottom 24% Funding: Raised $304M across 7 rounds · 7 rounds over 13 yrs (0.5/yr) Tech: 50 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 rank vs industry peers · Fliar Intelligence Index 53/100 | $304M | 40 mo ago | 8 | Michael Stephan Co-Founder & COO | ContentstackApple iCloud MailGoogle Workspace+33 | — | — | — |
| 5 | Auxmoney Online P2P lending platform for personal loans 40Funding top 27%Product top 42%Market top 43%Fin. health top 46% All 8 signals ▾Fundingtop 27% Producttop 42% Markettop 43% Fin. healthtop 46% Globalbottom 39% Growthbottom 37% Techbottom 31% Newsbottom 27% Funding: Raised $223M across 7 rounds · 7 rounds over 13 yrs (0.5/yr) Product: 1 published app (335k installs) · Company stage: Acquired rank vs industry peers · Fliar Intelligence Index 40/100 | $223M | 24 mo ago | 278 278 → 206 (-26%) | — | Apple iCloud MailMicrosoft 365Salesforce+3 | — | — | 1 expansion |
| 6 | Cognigy Provider of AI-powered customer service automation platform and agent assistance 78Growth top 23%Tech top 24%AI top 25%News top 31% All 13 signals ▾Growthtop 23% Techtop 24% AItop 25% Newstop 31% Moattop 31% Fundingtop 34% Talenttop 34% Fin. healthtop 35% Producttop 46% Marketbottom 49% Innovationbottom 47% Patentsbottom 46% Globalbottom 39% Growth: Headcount 59 → 98 (+66%) across vintages · Revenue +79% YoY Tech: 50 technologies across 6/8 capability areas · Cloud: Amazon Web Services, Cloudflare rank vs industry peers · Fliar Intelligence Index 78/100 | $165M | 24 mo ago | 98 | Sascha Poggemann Founder - COGNIGY.AI - Conversational Process Automation Technology | Node.jsRadix UITailwind CSS+19 | 4 signals ▲100% M&A | 6 patents Conversational AI dialog management platforms with integrated process optimization algorithms | — |
| 7 | Moss Provider of a platform for managing company spending and automating finance 64Growth top 20%Moat top 21%Tech top 22%Talent top 28% All 11 signals ▾Growthtop 20% Moattop 21% Techtop 22% Talenttop 28% Innovationtop 31% Fundingtop 33% Patentstop 35% Producttop 46% Globalbottom 44% Marketbottom 35% Fin. healthbottom 25% Growth: Headcount 10 → 26 (+160%) across vintages Moat: Editorial + unicorn rating 8/10 · IP moat: 21 patents rank vs industry peers · Fliar Intelligence Index 64/100 | $148M | 24 mo ago | 26 | Harald Wendel Technical Co-Founder & Svp Engineering | SentryFroala EditorAce+31 | — | 21 patents Decorative printed media with pop‑up and special‑effect greeting card technologies | — |
| 8 | Element Insurance as a service platform offering private property and casualty insurance 64Moat top 21%Patents top 22%Innovation top 25%Product top 25% All 9 signals ▾Moattop 21% Patentstop 22% Innovationtop 25% Producttop 25% Fundingtop 26% Growthtop 30% Techbottom 45% Marketbottom 42% Globalbottom 42% Moat: Editorial + unicorn rating 8/10 · IP moat: 56 patents Patents: 56 patents matched (strict assignee match) · 32 filings since 2022 vs 23 in 2017-21 rank vs industry peers · Fliar Intelligence Index 64/100 | $139M | 26 mo ago | 115 | — | WebflowSalesforceAmazon Web Services+18 | — | 56 patents Advanced titanium‑based layered composites for PEM electrolyzer and fuel‑cell electrodes | — |
| 9 | Upvest Trade management suite for fiat and digital assets 62Funding top 20%Growth top 25%News top 28%Moat top 31% All 9 signals ▾Fundingtop 20% Growthtop 25% Newstop 28% Moattop 31% Talenttop 42% Marketbottom 48% Techbottom 48% Partnersbottom 43% Globalbottom 39% Funding: Raised $92.1M across 8 rounds · 8 rounds over 9 yrs (0.9/yr) Growth: Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 62/100 | $92M | 3 mo ago | 120 | Tobias Auferoth Co-Founder & Managing Director | WebflowApple iCloud MailGoogle Workspace+17 | 10 signals ▲150% Funding · Capital raise · Leadership | — | 2 launchs · 1 partnership |
| 10 | pliant Provider of payment and card management solutions for business optimisation 64Moat top 22%Funding top 25%Tech top 34%Product top 34% All 8 signals ▾Moattop 22% Fundingtop 25% Techtop 34% Producttop 34% Growthtop 35% Talenttop 38% Marketbottom 47% Globalbottom 39% Moat: Editorial + unicorn rating 8/10 · Soonicorn Funding: Raised $82.3M across 7 rounds · 7 rounds over 5 yrs (1.4/yr) rank vs industry peers · Fliar Intelligence Index 64/100 | $82M | 13 mo ago | 141 | Malte Rau Co-Founder & CEO | StoryblokTurbopackApple iCloud Mail+34 | — | — | 1 job opening · 1 expansion |
| 11 | Mondu Provider of financial management solutions for SMBs 64Funding top 26%Moat top 28%Tech top 33%Talent top 38% All 9 signals ▾Fundingtop 26% Moattop 28% Techtop 33% Talenttop 38% Growthtop 40% Newstop 45% Markettop 49% Productbottom 48% Globalbottom 46% Funding: Raised $70.0M across 6 rounds · 6 rounds over 5 yrs (1.2/yr) Moat: Editorial + unicorn rating 8/10 · Soonicorn rank vs industry peers · Fliar Intelligence Index 64/100 | $70M | 6 mo ago | 147 | Philipp Povel Co-Founder & Co-CEO | Cart FunctionalityWordPressApple iCloud Mail+31 | 4 signals Funding | — | 4 partnerships |
| 12 | MODIFI Provider of a platform for managing and financing international trade 45Moat top 22%Funding top 28%Talent top 38%Tech top 43% All 9 signals ▾Moattop 22% Fundingtop 28% Talenttop 38% Techtop 43% Producttop 45% Globalbottom 48% Marketbottom 41% Growthbottom 40% Newsbottom 24% Moat: Editorial + unicorn rating 8/10 · Soonicorn Funding: Raised $48.6M across 7 rounds · 7 rounds over 8 yrs (0.9/yr) rank vs industry peers · Fliar Intelligence Index 45/100 | $49M | 19 mo ago | 99 | Sven Brauer Co-Founder & Chief Operating Officer (COO) | ButterCMSSentryZendesk+18 | — | — | 1 partnership · 1 expansion |
| 13 | re:cap Online platform for revenue-based financing 50News top 24%Growth top 25%Funding top 29%Moat top 39% All 8 signals ▾Newstop 24% Growthtop 25% Fundingtop 29% Moattop 39% Techbottom 49% Productbottom 45% Globalbottom 37% Marketbottom 36% News: 5 BI events in 12 mo (of 16 tracked, 3 types) · 3 high-value events (IPO/M&A/funding/contracts) in 12 mo Growth: Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 50/100 | $42M | 11 mo ago | 48 | — | WebflowApple iCloud MailGoogle Workspace+22 | 5 signals Funding · Capital raise | — | — |
| 14 | bezahl.de Payment processing solutions for car dealers 57Growth top 28%Funding top 33%Talent top 38%Product top 40% All 7 signals ▾Growthtop 28% Fundingtop 33% Talenttop 38% Producttop 40% Techtop 41% Marketbottom 39% Globalbottom 39% Growth: Web rank 5,000,000 → 1,000,000 YoY · Fresh capital in last 24 mo Funding: Raised $41.3M across 4 rounds · 4 rounds over 4 yrs (1.0/yr) rank vs industry peers · Fliar Intelligence Index 57/100 | $41M | 12 mo ago | 47 | Lasse Diener Co-Founder & CEO | WebflowGSAPPayPal+16 | — | — | 1 job opening |
| 15 | Aevi Provider of in-person payment orchestration platform and related payment solutions 60Fin. health top 20%Innovation top 33%Funding top 38%Moat top 39% All 11 signals ▾Fin. healthtop 20% Innovationtop 33% Fundingtop 38% Moattop 39% Producttop 42% Growthtop 45% Talentbottom 49% Techbottom 48% Globalbottom 43% Marketbottom 41% Newsbottom 21% Fin. health: Revenue ~$64.4M · Revenue 1.9x total funding Innovation: 8 product lines rank vs industry peers · Fliar Intelligence Index 60/100 | $34M | 18 mo ago | 17 | Mike Camerling CEO & MD | DatoCMSNode.jsTailwind CSS+12 | — | — | 1 partnership · 1 award |
| 16 | Banxware Provider of a lending-as-a-service platform for banks and lenders 32Funding top 33%Moat top 39%Talent bottom 49%Tech bottom 48% All 8 signals ▾Fundingtop 33% Moattop 39% Talentbottom 49% Techbottom 48% Growthbottom 42% Globalbottom 39% Marketbottom 36% Newsbottom 17% Funding: Raised $32.6M across 5 rounds · 5 rounds over 6 yrs (0.8/yr) Moat: Editorial + unicorn rating 7/10 · 8 curated direct competitors tracked rank vs industry peers · Fliar Intelligence Index 32/100 | $33M | 12 mo ago | 60 | Miriam Wohlfarth Co-Founder & Co-CEO | WebflowApple iCloud MailMicrosoft 365+22 | — | — | 1 partnership |
| 17 | Circula Provider of automated software for expense and travel management solutions 62Tech top 30%Funding top 34%Growth top 35%Talent top 38% All 8 signals ▾Techtop 30% Fundingtop 34% Growthtop 35% Talenttop 38% Producttop 46% Marketbottom 47% Globalbottom 39% Newsbottom 18% Tech: 38 technologies across 6/8 capability areas · Cloud: Amazon Ses, Amazon Web Services Funding: Raised $31.4M across 4 rounds · 4 rounds over 7 yrs (0.6/yr) rank vs industry peers · Fliar Intelligence Index 62/100 | $31M | 13 mo ago | 139 | Nikolai Skatchkov CEO & Co-Founder | WebflowApple iCloud MailGoogle Workspace+24 | — | — | — |
| 18 | Tomorrow Digital bank 45Talent top 28%Tech top 29%Growth top 35%Customers top 42% All 10 signals ▾Talenttop 28% Techtop 29% Growthtop 35% Customerstop 42% Fundingtop 45% Producttop 49% Globalbottom 39% Fin. healthbottom 39% Newsbottom 24% Marketbottom 22% Talent: 3 named leaders on record · 3 C-suite/founder profiles curated Tech: 45 technologies across 5/8 capability areas · Cloud: Amazon Cloudfront, Amazon Web Services rank vs industry peers · Fliar Intelligence Index 45/100 | $30M | 19 mo ago | 47 47 → 106 (+126%) | Michael Schweikart Co-Founder & Co-CEO Tomorrow | Cart FunctionalityShopifyApple iCloud Mail+20 | — | — | — |
| 19 | Hawk Provider of AI-powered anti-money laundering and fraud prevention technology solutions 57Funding top 31%Growth top 35%Talent top 38%Moat top 41% All 10 signals ▾Fundingtop 31% Growthtop 35% Talenttop 38% Moattop 41% AItop 45% Techtop 49% Patentstop 49% Innovationbottom 48% Marketbottom 40% Globalbottom 39% Funding: Raised $27.0M across 3 rounds · 3 rounds over 7 yrs (0.4/yr) Growth: Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 57/100 | $27M | 14 mo ago | 36 | Tobias Schweiger Co-Founder & CEO | DrupalApple iCloud MailMicrosoft 365+19 | — | 4 patents Financial fraud detection and compliance monitoring using explainable AI analytics | 2 partnerships · 1 award |
| 20 | QPLIX Wealth management software for asset managers 57Growth top 32%Global top 33%Funding top 40%Tech top 50% All 8 signals ▾Growthtop 32% Globaltop 33% Fundingtop 40% Techtop 50% Talentbottom 49% Productbottom 48% Marketbottom 47% Newsbottom 21% Growth: Headcount 38 → 51 (+34%) across vintages · Fresh capital in last 24 mo Global: Serving 60+ countries worldwide · Investors from 1 country beyond Germany rank vs industry peers · Fliar Intelligence Index 57/100 | $26M | 18 mo ago | 51 | Philipp Potzl Co-Founder / CTO / Managing Director | HubSpot CMS HubFacebook LoginLinkedin Sign-in+15 | — | — | — |
| 21 | Aufinity Digital payment management for car dealerships 40Funding top 35%Growth top 35%Tech top 50%Talent bottom 49% All 6 signals ▾Fundingtop 35% Growthtop 35% Techtop 50% Talentbottom 49% Globalbottom 38% Marketbottom 29% Funding: Raised $25.9M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) Growth: Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 40/100 | $26M | 12 mo ago | — | Markus Wolf CFO & Managing Director | WebflowApple iCloud MailGSAP+13 | — | — | — |
| 22 | Taktile Provider of an agentic decision platform for financial service applications 53AI top 30%Funding top 33%Talent top 38%Moat top 39% All 11 signals ▾AItop 30% Fundingtop 33% Talenttop 38% Moattop 39% Techtop 40% Producttop 41% Innovationbottom 47% Growthbottom 47% Marketbottom 39% Globalbottom 39% Newsbottom 21% AI: Classified as an AI company · Product described with: artificial intelligence Funding: Raised $24.7M across 4 rounds · 4 rounds over 5 yrs (0.8/yr) rank vs industry peers · Fliar Intelligence Index 53/100 | $25M | 15 mo ago | 62 | Maximilian Eber Co-Founder & CPTO | Apple iCloud MailGoogle WorkspacePHP+26 | — | — | — |
| 23 | LI.FI Online platform for DEX aggregation of cross-chain bridging, swapping, and messaging 64Tech top 16%Talent top 28%Growth top 35%Funding top 37% All 7 signals ▾Techtop 16% Talenttop 28% Growthtop 35% Fundingtop 37% Moattop 39% Globalbottom 39% Marketbottom 38% Tech: 38 technologies across 7/8 capability areas · Cloud: Amazon Web Services, Cloudflare Talent: 3 named leaders on record · 3 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 64/100 | $23M | 6 mo ago | 30 | Berkant Rodeski Co-Founder | MediumTypeScriptGraphQL+16 | — | — | 2 launchs · 1 partnership |
| 24 | bunch Online platform for portfolio management 45Funding top 36%Talent top 38%Moat top 39%Market bottom 48% All 7 signals ▾Fundingtop 36% Talenttop 38% Moattop 39% Marketbottom 48% Growthbottom 48% Techbottom 48% Globalbottom 39% Funding: Raised $23.0M across 3 rounds · 3 rounds over 5 yrs (0.6/yr) Talent: 2 named leaders on record · 2 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 45/100 | $23M | 1 mo ago | 153 153 → 118 (-23%) | Enrico Ohnemüller Co-Founder | WebflowApple iCloud MailGoogle Workspace+21 | — | — | 1 partnership |
| 25 | Payrails Provider of modular platform for payment and financial infrastructure management 37Funding top 36%Talent top 38%Tech top 39%Moat top 39% All 9 signals ▾Fundingtop 36% Talenttop 38% Techtop 39% Moattop 39% Growthbottom 40% Globalbottom 37% Marketbottom 35% Partnersbottom 35% Newsbottom 31% Funding: Raised $20.8M across 3 rounds · 3 rounds over 4 yrs (0.8/yr) Talent: 2 named leaders on record · 2 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 37/100 | $21M | 12 mo ago | 30 | Orkhan Abdullayev Co-Founder & CEO | WebflowCart FunctionalityApple iCloud Mail+14 | — | — | 1 partnership · 1 award |
| 26 | Nelly Digital administrative tasks and billing management tools for providers 50Talent top 23%Moat top 29%Funding top 30%Growth top 35% All 8 signals ▾Talenttop 23% Moattop 29% Fundingtop 30% Growthtop 35% Techtop 47% Globalbottom 39% Marketbottom 29% Newsbottom 18% Talent: 10 named leaders on record · 6 C-suite/founder profiles curated Moat: Editorial + unicorn rating 7/10 · Soonicorn rank vs industry peers · Fliar Intelligence Index 50/100 | $21M | 17 mo ago | 15 | Christian Flemming Founders Associate | WebflowSentryAmazon Web Services+20 | — | — | 3 job openings |
| 27 | Bling Provider of a card and app for kids and teens 53Tech top 22%Talent top 28%Growth top 40%Funding top 44% All 7 signals ▾Techtop 22% Talenttop 28% Growthtop 40% Fundingtop 44% Productbottom 48% Globalbottom 39% Marketbottom 32% Tech: 61 technologies across 6/8 capability areas · Cloud: Amazon Ses, Amazon Web Services Talent: 4 named leaders on record · 4 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 53/100 | $16M | 23 mo ago | 22 | Nils Feigenwinter Co-Founder & CEO | TurbopackSentryNode.js+35 | — | — | 1 job opening · 2 launchs |
| 28 | trawa Online platform offering energy-saving solutions 42Talent top 28%Growth top 35%Funding top 38%Tech top 43% All 8 signals ▾Talenttop 28% Growthtop 35% Fundingtop 38% Techtop 43% Globalbottom 39% Moatbottom 38% Newsbottom 22% Marketbottom 21% Talent: 3 named leaders on record · 3 C-suite/founder profiles curated Growth: Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 42/100 | $13M | 12 mo ago | 4 | Robert Quick Founder & COO/CFO | Framer SitesReactstyled-components+21 | — | — | 1 partnership |
| 29 | Mercanis Provider of an AI procurement platform with autonomous agent deployment 37Talent top 38%Funding top 40%AI top 45%Moat top 48% All 9 signals ▾Talenttop 38% Fundingtop 40% AItop 45% Moattop 48% Techbottom 48% Growthbottom 47% Globalbottom 39% Marketbottom 27% Newsbottom 17% Talent: 2 named leaders on record · 2 C-suite/founder profiles curated Funding: Raised $10.0M across 2 rounds · 2 rounds over 5 yrs (0.4/yr) rank vs industry peers · Fliar Intelligence Index 37/100 | $10M | 11 mo ago | 20 | Juan Vidal Co-Founder | WebflowGSAPHubSpot+19 | — | — | 1 partnership · 2 awards |
| 30 | Mento Labs Decentralized EVM platform 50Talent top 28%Global top 45%Tech bottom 49%Funding bottom 48% All 4 signals ▾Talenttop 28% Globaltop 45% Techbottom 49% Fundingbottom 48% Talent: 3 named leaders on record · 3 C-suite/founder profiles curated Global: Investors from 3 countries beyond Germany rank vs industry peers · Fliar Intelligence Index 50/100 | $10M | 20 mo ago | — | Bogdan Dumitru Co-Founder | SentryNode.jsRadix UI+12 | — | — | 1 partnership |
| 31 | Tanso Provider of sustainability software for CO2 accounting and CSRD reporting 45Talent top 28%Funding top 35%Growth top 45%Moat top 48% All 8 signals ▾Talenttop 28% Fundingtop 35% Growthtop 45% Moattop 48% Techtop 50% Globalbottom 37% Marketbottom 36% Newsbottom 22% Talent: 3 named leaders on record · 3 C-suite/founder profiles curated Funding: Raised $9.0M across 3 rounds · 3 rounds over 5 yrs (0.6/yr) rank vs industry peers · Fliar Intelligence Index 45/100 | $9M | 10 mo ago | — | Lorenz Hetzel Co-Founder & CTO | WebflowApple iCloud MailGoogle Workspace+20 | — | — | — |
| 32 | Midas An asset tokenization platform bringing exposure to institutional-grade assets on-chain 50Funding top 34%Growth top 35%Tech top 35%Moat top 48% All 7 signals ▾Fundingtop 34% Growthtop 35% Techtop 35% Moattop 48% Talentbottom 49% Globalbottom 39% Marketbottom 36% Funding: Raised $8.8M across 2 rounds · 2 rounds over 2 yrs (1.0/yr) Growth: Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 50/100 | $9M | 2 mo ago | — | Dennis D Founder | RechartsRadix UITailwind CSS+17 | — | — | 2 launchs |
| 33 | Wallet Studio Digital wallet solutions provider for businesses 53Funding top 43%Talent top 45%Global bottom 36% All 3 signals ▾Fundingtop 43% Talenttop 45% Globalbottom 36% Funding: Raised $8.0M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) Talent: 2 named leaders on record rank vs industry peers · Fliar Intelligence Index 53/100 | $8M | 14 mo ago | — | Anna Bojic Co-Founder & Co-CEO | — | — | — | — |
| 34 | Credibur Developer of software for managing debt facilities and portfolios 40Funding top 40%Global top 45%Talent bottom 49% All 3 signals ▾Fundingtop 40% Globaltop 45% Talentbottom 49% Funding: Raised $8.0M across 2 rounds · 2 rounds over 1 yrs (2.0/yr) Global: Investors from 3 countries beyond Germany rank vs industry peers · Fliar Intelligence Index 40/100 | $8M | 10 mo ago | — | Nicolas Kipp Founder & CEO | — | — | — | — |
| 35 | Tangany Blockchain infrastructure and application development services 37Growth top 20%News top 27%Talent top 28%Moat top 39% All 9 signals ▾Growthtop 20% Newstop 27% Talenttop 28% Moattop 39% Fundingtop 46% Globalbottom 39% Fin. healthbottom 39% Techbottom 37% Marketbottom 18% Growth: Web rank 50,000,000 → 10,000,000 YoY · Fresh capital in last 24 mo News: 5 BI events in 12 mo (of 7 tracked, 1 types) · 5 high-value events (IPO/M&A/funding/contracts) in 12 mo rank vs industry peers · Fliar Intelligence Index 37/100 | $8M | 9 mo ago | 11 | Alexey Utin Co-Founder | DatoCMSNode.jsThree.js+10 | 5 signals Funding | — | — |
| 36 | Integral Services Provider of financial and analytical solutions 35Talent top 38%Funding top 41%Tech bottom 46%Global bottom 45% All 5 signals ▾Talenttop 38% Fundingtop 41% Techbottom 46% Globalbottom 45% Marketbottom 37% Talent: 2 named leaders on record · 2 C-suite/founder profiles curated Funding: Raised $6.5M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) rank vs industry peers · Fliar Intelligence Index 35/100 | $7M | 6 mo ago | — | Lukas Zorner Co-Founder & CEO | WebflowGSAPPayPal+19 | — | — | — |
| 37 | Sinpex AI based KYC management platform for businesses 40AI top 25%Talent top 38%Funding top 40%News top 42% All 8 signals ▾AItop 25% Talenttop 38% Fundingtop 40% Newstop 42% Moattop 48% Techbottom 45% Globalbottom 39% Marketbottom 28% AI: Product described with: ai based, artificial intelligence, natural language processing Talent: 2 named leaders on record · 2 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 40/100 | $6M | 4 mo ago | 23 | Camillo Werdich Co-Founder & CEO | WebflowGSAPcore-js+17 | — | — | 1 partnership |
| 38 | encoord Provider of software solutions for energy modeling 50Global top 33%Talent top 38%Funding top 43%Market bottom 48% All 4 signals ▾Globaltop 33% Talenttop 38% Fundingtop 43% Marketbottom 48% Global: Serving 60+ countries worldwide · Investors from 1 country beyond Germany Talent: 2 named leaders on record · 2 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 50/100 | $6M | 7 mo ago | 33 | Carlo Brancucci Co-Founder & CEO | — | — | — | — |
| 39 | Particula Data and rating platform for tokenized assets empowering innovative companies in the digital asset ecosystem 24Talent top 28%Funding top 45%Global bottom 39%Moat bottom 38% All 6 signals ▾Talenttop 28% Fundingtop 45% Globalbottom 39% Moatbottom 38% Techbottom 37% Marketbottom 28% Talent: 4 named leaders on record · 4 C-suite/founder profiles curated Funding: Raised $5.5M across 1 rounds · 1 rounds over 2 yrs (0.5/yr) rank vs industry peers · Fliar Intelligence Index 24/100 | $6M | 13 mo ago | — | Wolfram Menser Co-Founder & Advisor | WordPressMySQLPHP+19 | — | — | 1 partnership |
| 40 | Donnerstag.ai Provider of automated credit reconciliation software for businesses and organizations 72AI top 20%Talent top 38%Funding top 42%Global bottom 48% All 4 signals ▾AItop 20% Talenttop 38% Fundingtop 42% Globalbottom 48% AI: Classified as an AI company Talent: 2 named leaders on record · 2 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 72/100 | $5M | 6 mo ago | — | Barbaros Ozbugutu Co-Founder & CEO | — | — | — | 1 expansion |
| 41 | Flexvelop Online platform offering rent-to-buy equipment financing loans for businesses 29Growth top 35%Funding top 42%Talent bottom 49%Tech bottom 43% All 6 signals ▾Growthtop 35% Fundingtop 42% Talentbottom 49% Techbottom 43% Globalbottom 37% Marketbottom 23% Growth: Fresh capital in last 24 mo Funding: Raised $3.2M across 3 rounds · 3 rounds over 3 yrs (1.0/yr) rank vs industry peers · Fliar Intelligence Index 29/100 | $3M | 14 mo ago | 16 | Hans Stockfisch Co-Founder & CEO | Webflow EcommerceCart FunctionalityWebflow+14 | — | — | — |
| 42 | Diligent AI based compliance management solutions for businesses 42AI top 30%Funding top 44%Talent bottom 49%Global bottom 45% All 5 signals ▾AItop 30% Fundingtop 44% Talentbottom 49% Globalbottom 45% Marketbottom 37% AI: Classified as an AI company · Product described with: ai based Funding: Raised $3.0M across 2 rounds · 2 rounds over 3 yrs (0.7/yr) rank vs industry peers · Fliar Intelligence Index 42/100 | $3M | 3 mo ago | — | Edoardo Maschio Co-Founder & CEO | — | — | — | — |
| 43 | Naro White-labelled trading platform for businesses 24Talent top 28%Funding top 43%Moat top 48%Global bottom 39% All 6 signals ▾Talenttop 28% Fundingtop 43% Moattop 48% Globalbottom 39% Techbottom 35% Marketbottom 28% Talent: 3 named leaders on record · 3 C-suite/founder profiles curated Funding: Raised $3.0M across 2 rounds · 2 rounds over 2 yrs (1.0/yr) rank vs industry peers · Fliar Intelligence Index 24/100 | $3M | 12 mo ago | — | Soline Dziadzio Founder Associate | Framer SitesReactLenis+7 | — | — | 2 partnerships |
| 44 | Enzo Provider of online insurance for homeowners 27Growth top 35%Tech top 44%Talent bottom 49%Funding bottom 46% All 7 signals ▾Growthtop 35% Techtop 44% Talentbottom 49% Fundingbottom 46% Productbottom 40% Globalbottom 37% Marketbottom 15% Growth: Fresh capital in last 24 mo Tech: 29 technologies across 3/8 capability areas · Cloud: Amazon Alb, Amazon Web Services rank vs industry peers · Fliar Intelligence Index 27/100 | $2M | 7 mo ago | 10 | Marvin Follmann Co-Founder & CTO | WebflowApple iCloud MailGoogle Workspace+19 | — | — | — |
| 45 | Atrya Provider of regulated stablecoin infrastructure for businesses needing digital payment solutions 55Talent top 25%Funding bottom 45%Global bottom 25% All 3 signals ▾Talenttop 25% Fundingbottom 45% Globalbottom 25% Talent: 6 named leaders on record Funding: Raised $1.7M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) rank vs industry peers · Fliar Intelligence Index 55/100 | $2M | 7 mo ago | — | Benjamin James Co-Founder & Head of Technology | — | — | — | — |
| 46 | Certivity Platform offering software for product compliance and risk management 27Talent top 28%News top 42%Funding top 45%Tech top 49% All 6 signals ▾Talenttop 28% Newstop 42% Fundingtop 45% Techtop 49% Globalbottom 37% Marketbottom 25% Talent: 4 named leaders on record · 4 C-suite/founder profiles curated News: 2 BI events in 12 mo (of 3 tracked, 1 types) · Top themes: Funding rank vs industry peers · Fliar Intelligence Index 27/100 | $1M | 10 mo ago | 26 | Jorg Ulmer Co-Founder & CTO | Apple iCloud MailMicrosoft 365Node.js+14 | — | — | 1 partnership |
| 47 | AAZZUR Provider of open banking API solutions to banks and financial institutions 29Talent top 38%Innovation top 39%Product top 43%Funding top 47% All 9 signals ▾Talenttop 38% Innovationtop 39% Producttop 43% Fundingtop 47% Newstop 48% Moattop 48% Globalbottom 45% Techbottom 44% Marketbottom 17% Talent: 2 named leaders on record · 2 C-suite/founder profiles curated Innovation: 5 product lines rank vs industry peers · Fliar Intelligence Index 29/100 | $1M | 8 mo ago | 3 | Martin Damaske Co-Founder & CFO | — | — | — | 2 partnerships · 1 award |
| 48 | DivTax Platform providing digital solutions for international dividend withholding tax refunds 42Talent top 28%Growth top 35%Tech top 43%Funding bottom 43% All 6 signals ▾Talenttop 28% Growthtop 35% Techtop 43% Fundingbottom 43% Globalbottom 33% Marketbottom 31% Talent: 3 named leaders on record · 3 C-suite/founder profiles curated Growth: Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 42/100 | $1M | 3 mo ago | — | Linus Holzer Co-Founder | TypeScriptTailwind CSSZone.js+13 | — | — | — |
| 49 | AnyTax Technology solutions enabling banking, fintech, and HR platforms to implement tax features efficiently 35Talent top 38%Funding top 50%Global bottom 36% All 3 signals ▾Talenttop 38% Fundingtop 50% Globalbottom 36% Talent: 2 named leaders on record · 2 C-suite/founder profiles curated Funding: Raised $1.2M across 1 rounds · 1 rounds over 1 yrs (1.0/yr) rank vs industry peers · Fliar Intelligence Index 35/100 | $1M | 7 mo ago | — | Moritz Kuder Co-Founder | — | — | — | — |
| 50 | Vinlivt Provider of a pension management and investment app 10Talent top 38%News top 42%Tech bottom 47%Funding bottom 46% All 7 signals ▾Talenttop 38% Newstop 42% Techbottom 47% Fundingbottom 46% Productbottom 40% Globalbottom 37% Marketbottom 9% Talent: 2 named leaders on record · 2 C-suite/founder profiles curated News: 2 BI events in 12 mo (of 4 tracked, 1 types) · Top themes: Funding rank vs industry peers · Fliar Intelligence Index 10/100 | $870K | 7 mo ago | 3 | Dariusz Borowski CTO & Co-Founder | WebflowAmazon Web ServicesGSAP+22 | — | — | — |
Top 12 FinTech companies in Germany
#1
Series C · Berlin, Berlin · founded 2017 · 120 employees$92.1Mraised▾
Series C · Berlin, Berlin · founded 2017 · 120 employees
Trade management suite for fiat and digital assets. It provides trading solutions for cryptocurrencies, ETFs, security tokens, commodities, and more. It also provides solutions for savings, investments, custodians, settlements, and more.
Fliar Intelligence Index™ 62how this company ranks against its industry peers
Funding
top 20%Growth
top 25%News
top 28%Moat
top 31%Talent
top 42%Market
bottom 48%Funding: Raised $92.1M across 8 rounds · 8 rounds over 9 yrs (0.9/yr) · Last round Series C (Mar 2026)
Growth: Fresh capital in last 24 mo
News: 10 BI events in 12 mo (of 28 tracked, 5 types) · +150% YoY · 5 high-value events (IPO/M&A/funding/contracts) in 12 mo
Audience (LinkedIn): 24k LinkedIn followers — 2.2% of this cohort's audience
Activity (LinkedIn): 2 product launches · 1 partnerships (incl. Upvest) announced in 12 mo
Funding rounds
- Mar 2026Series C$90M
- Mar 2026Conventional Debt$35M
- Dec 2024Series C$105.1M
- Oct 2023Series B$31.8M
Founders & team
Investors
Notion, Partech Partners, HV Capital, Abn Amro, Speedinvest, Bessemer Venture Partners
Tech stack
Amazon SesAmazon Web ServicesApple Icloud MailCloudflareCloudflare ZarazDocusign
#2
Series B · Berlin, Berlin · founded 2021 · 153 employees$23Mraised▾
Series B · Berlin, Berlin · founded 2021 · 153 employees
Online platform for portfolio management. The company offers end-to-end solutions such as allowing users to create a digital entity, investor onboarding, portfolio management, and more.
Fliar Intelligence Index™ 45how this company ranks against its industry peers
Funding
top 36%Talent
top 38%Moat
top 39%Market
bottom 48%Growth
bottom 48%Tech
bottom 48%Funding: Raised $23.0M across 3 rounds · 3 rounds over 5 yrs (0.6/yr) · Last round Series B (May 2026)
Talent: 2 named leaders on record · 2 C-suite/founder profiles curated
Moat: Editorial + unicorn rating 7/10 · 9 curated direct competitors tracked
Audience (LinkedIn): 15k LinkedIn followers
Activity (LinkedIn): 1 partnerships (incl. Luxembourg Fund Services) announced in 12 mo
Funding rounds
- May 2026Series B$35M
- Jul 2024Series A$15.5M
- Jul 2022Seed$7.5M
- Nov 2021Seed—
Founders & team
Investors
FinTech Collective, Cherry Ventures, Motive Partners, Broadhaven Ventures, Tiny, Embedded
Tech stack
Apple Icloud MailCloudflareCloudflare Bot ManagementCookieyesCore-JsDocusign
#3
Series A · Berlin, Berlin · founded 2021 · 147 employees$70Mraised▾
Series A · Berlin, Berlin · founded 2021 · 147 employees
Provider of financial management solutions for SMBs. It offers solutions for SMBs so that they can focus on business. It offers business customers a BNPL payment solution when buying online.
Fliar Intelligence Index™ 64how this company ranks against its industry peers
Funding
top 26%Moat
top 28%Tech
top 33%Talent
top 38%Growth
top 40%News
top 45%Funding: Raised $70.0M across 6 rounds · 6 rounds over 5 yrs (1.2/yr) · Last round Conventional Debt (Dec 2025)
Moat: Editorial + unicorn rating 8/10 · Soonicorn · 3 curated direct competitors tracked
Tech: 44 technologies across 6/8 capability areas · Cloud: Amazon Cloudfront, Amazon S3 · Devops: Nginx
Audience (LinkedIn): 16k LinkedIn followers
Activity (LinkedIn): 4 partnerships (incl. Mondu) announced in 12 mo
Funding rounds
- Dec 2025Conventional Debt$116.4M
- Jan 2024Conventional Debt$32.6M
- Jan 2023Series A$13M
- Oct 2022Conventional Debt$19.4M
Founders & team
Investors
Valar Ventures, FinTech Collective, Cherry Ventures, Vereinigte Volksbank Raiffeisenbank, J P Morgan, Badra Capital
Tech stack
Amazon CloudfrontAmazon S3Amazon SesAmazon Web ServicesApple Icloud MailCart Functionality
#4
Solaris 🦄Acquired · Berlin, Berlin · founded 2016 · 317 employees$590.8Mraised▾
Solaris 🦄
Acquired · Berlin, Berlin · founded 2016 · 317 employees
Provider of banking-as-a-service platform offering digital banking and payment solutions. The platform enables businesses to embed financial services into their own products. Services include accounts, identification, cards, payments, and lending. The platform offers APIs designed for scalability and product customization.
Fliar Intelligence Index™ 57how this company ranks against its industry peers
Partners
top 23%Funding
top 25%Growth
top 32%Moat
top 32%Tech
top 36%Global
top 37%Partners: 4 contract events in 12 mo · Named contractor/client in 4 deals · Marquee-customer mentions: top 30% of tracked companies
Funding: Raised $591M across 9 rounds · 9 rounds over 10 yrs (0.9/yr) · Last round Series G (Feb 2025)
Growth: Headcount 232 → 317 (+37%) across vintages · Revenue +215% YoY · 1 acquisition/expansion move in 24 mo
Audience (LinkedIn): 60k LinkedIn followers — 5.6% of this cohort's audience
Activity (LinkedIn): 1 partnerships (incl. Data Protection and Product & Engineering) announced in 12 mo
Funding rounds
- Feb 2025Series G$144.9M
- Mar 2024Series F$104.5M
- Jul 2023Series F$41.7M
- Jun 2022Series E$42.2M
Investors
SBI Investment, BBVA, Abn Amro, Bertelsmann, Lakestar, Visa
Tech stack
Amazon CloudfrontAmazon Web ServicesApple Icloud MailCloudflareCloudflare Bot ManagementContentful
#5
Series A · Berlin, Berlin · founded 2020$8.8Mraised▾
Series A · Berlin, Berlin · founded 2020
An asset tokenization platform bringing exposure to institutional-grade assets on-chain. It is an asset tokenization protocol that issues tokenized real-world assets as permissionless ERC-20 tokens. Its flagship product is mTBILL, an ERC-20 token 1:1 tracking short-dated U.S. Treasury Bills (T-Bills).
Fliar Intelligence Index™ 50how this company ranks against its industry peers
Funding
top 34%Growth
top 35%Tech
top 35%Moat
top 48%Talent
bottom 49%Global
bottom 39%Funding: Raised $8.8M across 2 rounds · 2 rounds over 2 yrs (1.0/yr) · Last round Series A (Mar 2026)
Growth: Fresh capital in last 24 mo
Tech: 28 technologies across 5/8 capability areas · Cloud: Cloudflare · Observability: Microsoft Clarity
Audience (LinkedIn): 73k LinkedIn followers — 6.7% of this cohort's audience
Activity (LinkedIn): 3 product launches announced in 12 mo
Funding rounds
- Mar 2026Series A$50M
- Mar 2024Seed$8.8M
Founders & team
Investors
BlockTower, HV Capital, Framework Ventures, Coinbase, GSR, Hack VC
Tech stack
CloudflareCloudflare Bot ManagementCloudflare Browser InsightsCloudflare Rocket LoaderGoogle AnalyticsGoogle Tag Manager
#6
Series A · Berlin, Berlin · founded 2021 · 30 employees$23Mraised▾
Series A · Berlin, Berlin · founded 2021 · 30 employees
Online platform for DEX aggregation of cross-chain bridging, swapping, and messaging. The platform allows users to offer on-chain swaps, cross-chain swaps, and a combination of both. It has build & swap SDK through which users can create their own UX.
Fliar Intelligence Index™ 64how this company ranks against its industry peers
Tech
top 16%Talent
top 28%Growth
top 35%Funding
top 37%Moat
top 39%Global
bottom 39%Tech: 38 technologies across 7/8 capability areas · Cloud: Amazon Web Services, Cloudflare · Devops: Envoy
Talent: 3 named leaders on record · 3 C-suite/founder profiles curated
Growth: Fresh capital in last 24 mo
Audience (LinkedIn): 10k LinkedIn followers
Activity (LinkedIn): 2 product launches · 1 partnerships (incl. LI. FI) announced in 12 mo
Funding rounds
- Dec 2025Series A$29M
- Mar 2023Series A$17.5M
- Jul 2022Series A$5.5M
Founders & team
Investors
1kx, Lattice, Scalar Capital, 6MV, AngelDAO, ventures.coinbase.com
Tech stack
AlgoliaAmazon Web ServicesCloudflareCloudflare Bot ManagementCloudflare Browser InsightsCloudflare Rocket Loader
#7
Series B · Berlin, Berlin · founded 2020 · 141 employees$82.3Mraised▾
Series B · Berlin, Berlin · founded 2020 · 141 employees
Provider of payment and card management solutions for business optimisation. The company offers payment applications, APIs, and cards-as-a-service. These products allow businesses to streamline payment processes. The platform provides features such as real-time monitoring, spend control, and accounting automation. It also offers card issuance, global bank transfers, and transaction insights.
Fliar Intelligence Index™ 64how this company ranks against its industry peers
Moat
top 22%Funding
top 25%Tech
top 34%Product
top 34%Growth
top 35%Talent
top 38%Moat: Editorial + unicorn rating 8/10 · Soonicorn
Funding: Raised $82.3M across 7 rounds · 7 rounds over 5 yrs (1.4/yr) · Last round Series B (Apr 2025)
Tech: 38 technologies across 5/8 capability areas · Cloud: Amazon Ses, Amazon Web Services · Observability: Microsoft Clarity
Audience (LinkedIn): 17k LinkedIn followers
Hiring (LinkedIn): 1 hiring post in 12 mo (public) · hiring: Business Development Manager - Eastern European Markets, Enterprise Sales Manager
Activity (LinkedIn): 1 expansions announced in 12 mo
Funding rounds
- Apr 2025Series B$40M
- Apr 2024Series A$19.1M
- Jan 2024Series A$8.8M
- Jan 2024Conventional Debt$109.5M
Founders & team
Investors
SBI Investment, MS&AD Ventures, neosfer, Motive Partners, Alstin Capital, PayPal Ventures
Tech stack
Amazon SesAmazon Web ServicesApple Icloud MailBootstrapCalendlyCloudflare
#8
Series A · Berlin, Berlin · founded 2021 · 48 employees$42.4Mraised▾
Series A · Berlin, Berlin · founded 2021 · 48 employees
Online platform for revenue-based financing. It enables subscription-based businesses to obtain loans based on future recurring revenues. Users can obtain loans based on customized terms, amounts, and repayment options. Businesses must add the required details and connect the accounting and ERP systems to the platform. Once approved, the funds are transferred to the registered bank account.
Fliar Intelligence Index™ 50how this company ranks against its industry peers
News
top 24%Growth
top 25%Funding
top 29%Moat
top 39%Tech
bottom 49%Product
bottom 45%News: 5 BI events in 12 mo (of 16 tracked, 3 types) · 3 high-value events (IPO/M&A/funding/contracts) in 12 mo · Top themes: Funding, Capital raise
Growth: Fresh capital in last 24 mo
Funding: Raised $42.4M across 6 rounds · 6 rounds over 5 yrs (1.2/yr) · Last round Conventional Debt (Jul 2025)
Audience (LinkedIn): 7k LinkedIn followers
Funding rounds
- Jul 2025Conventional Debt$169.8M
- Jun 2024Series A$14.7M
- Apr 2022Seed$15M
- Dec 2021Conventional Debt$101.4M
Investors
Felix Capital, Entree Capital, Project A, Mubadala, HSBC Innovation Banking, Avellinia
Tech stack
Apple Icloud MailCalendlyCdnjsCloudflareCloudflare Bot ManagementCloudflare Browser Insights
#9
Series A · Munich, Bavaria · founded 2019 · 23 employees$6.1Mraised▾
Series A · Munich, Bavaria · founded 2019 · 23 employees
AI based KYC management platform for businesses. It provides automated identification and compliance solutions using artificial intelligence and natural language processing. It helps users to increase compliance performance and verify customer information from documents and external data sources in real-time. It also helps financial institutions to manage regulatory compliance processes, including KYC, client onboarding, and more.
Fliar Intelligence Index™ 40how this company ranks against its industry peers
AI
top 25%Talent
top 38%Funding
top 40%News
top 42%Moat
top 48%Tech
bottom 45%AI: Product described with: ai based, artificial intelligence, natural language processing
Talent: 2 named leaders on record · 2 C-suite/founder profiles curated
Funding: Raised $6.1M across 3 rounds · 3 rounds over 5 yrs (0.6/yr) · Last round Series A (Jan 2026)
Audience (LinkedIn): 4k LinkedIn followers
Activity (LinkedIn): 1 partnerships (incl. OTTO Payments) announced in 12 mo
Funding rounds
- Jan 2026Series A$11.6M
- Jan 2024Series A$4.4M
- 2023Seed—
- Dec 2021Seed$1.7M
Founders & team
Investors
EquityPitcher Ventures, AI.FUND, Helvetia, Goldman Sachs, TX, BlackFin
#10
Series C · Cologne, North Rhine Westphalia · founded 2018 · 47 employees$41.3Mraised▾
Series C · Cologne, North Rhine Westphalia · founded 2018 · 47 employees
Payment processing solutions for car dealers. It features solutions for automated accounting, payment traceability, contactless payment, invoice digitization, and more. It offers payment solutions for car purchases via smartphone. It also provides payment management for workshops, service centers, and more.
Fliar Intelligence Index™ 57how this company ranks against its industry peers
Growth
top 28%Funding
top 33%Talent
top 38%Product
top 40%Tech
top 41%Market
bottom 39%Growth: Web rank 5,000,000 → 1,000,000 YoY · Fresh capital in last 24 mo
Funding: Raised $41.3M across 4 rounds · 4 rounds over 4 yrs (1.0/yr) · Last round Series C (May 2025)
Talent: 2 named leaders on record · 2 C-suite/founder profiles curated
Audience (LinkedIn): 8k LinkedIn followers
Hiring (LinkedIn): 1 hiring post in 12 mo (public) · hiring: Head of Development, Senior Software Developer
Funding rounds
- May 2025Series C$26M
- Mar 2024Series B$23.9M
- Mar 2023Series A$11.7M
- Feb 2022Seed$5.7M
Founders & team
Investors
PayPal Ventures, Seaya, Walter Ventures, Motive Partners, Embedded, Wessel Management
Tech stack
BunnyCart FunctionalityCloudflareCloudflare Bot ManagementCore-JsGoogle Tag Manager
#11
Seed · Berlin, Berlin · founded 2023$3Mraised▾
Seed · Berlin, Berlin · founded 2023
AI based compliance management solutions for businesses. It is a platform for fraud and AML teams to automate and strengthen customer due diligence controls in the fintech industry. It focuses on fraud prevention and anti-money laundering compliance. It strengthens KYC procedures by verifying identity documents, conducting background checks, and more.
Fliar Intelligence Index™ 42how this company ranks against its industry peers
AI
top 30%Funding
top 44%Talent
bottom 49%Global
bottom 45%Market
bottom 37%AI: Classified as an AI company · Product described with: ai based
Funding: Raised $3.0M across 2 rounds · 2 rounds over 3 yrs (0.7/yr) · Last round Seed (Mar 2026)
Talent: 1 named leader on record · 1 C-suite/founder profile curated
Audience (LinkedIn): 3k LinkedIn followers
Activity (LinkedIn): 1 product launches · 1 partnerships (incl. Alma) announced in 12 mo
Funding rounds
- Mar 2026Seed$2.5M
- Jun 2023Seed$500K
Founders & team
Investors
Speedinvest, Shapers, Y Combinator
#12
Series A · Berlin, Berlin · founded 2020 · 60 employees$32.6Mraised▾
Series A · Berlin, Berlin · founded 2020 · 60 employees
Provider of a lending-as-a-service platform for banks and lenders. It features KYC and AML checks for customer onboarding, credit scoring and assessments, risk management, loan origination and collection, and more. It offers white-label solutions to offer lending and financial services to the merchants. It also offers card issuance solutions by providing white-label virtual and physical cards to businesses.
Fliar Intelligence Index™ 32how this company ranks against its industry peers
Funding
top 33%Moat
top 39%Talent
bottom 49%Tech
bottom 48%Growth
bottom 42%Global
bottom 39%Funding: Raised $32.6M across 5 rounds · 5 rounds over 6 yrs (0.8/yr) · Last round Series A (Jun 2025)
Moat: Editorial + unicorn rating 7/10 · 8 curated direct competitors tracked
Talent: 2 named leaders on record · 2 C-suite/founder profiles curated · 1 leadership moves in 12 mo
Audience (LinkedIn): 8k LinkedIn followers
Activity (LinkedIn): 1 partnerships (incl. HVB) announced in 12 mo
Funding rounds
- Jun 2025Series A$11.4M
- Dec 2023Series A$16.4M
- Jan 2022Seed$11.3M
- Feb 2021Seed$4.8M
Founders & team
Investors
UniCredit, OpenFinance Network, Fabrick, 13books Capital, VR Ventures Management, D4 Ventures
Tech stack
Amazon SesAmazon Web ServicesApple Icloud MailCloudflareCloudflare Bot ManagementGoogle Analytics
Funding & investor landscape
$12.6Btotal disclosed funding
327companies funded
702disclosed rounds
2rounds last 90 days
Most active investors
IFB Innovationsstarter19 rounds
Notable founders
Tobias Auferoth
Co-Founder & Managing Director · Upvest
Martin Kassing
Co-Founder & CEO · Upvest
Enrico Ohnemüller
Co-Founder · bunch
Levent Altunel
Co-Founder · bunch
Philipp Povel
Co-Founder & Co-CEO · Mondu
Malte Huffman
Co-Founder & Co-CEO · Mondu
Dennis D
Founder · Midas
Berkant Rodeski
Co-Founder · LI.FI
Max Klenk
Co-Founder & CTO · LI.FI
Malte Rau
Co-Founder & CEO · pliant
Fabian Terner
Co-Founder & CPO/COO · pliant
Camillo Werdich
Co-Founder & CEO · Sinpex
Prism market signals · Germany · country-scoped Prism corpus, 283,268 docs
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
RESEARCH SIGNALS · Germany
How research on Fintech is moving in Germany
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 74 Germany-affiliated papers.
top research entities
- Max Planck Institute for Innovation and Competition5
- Max Planck Society5
- International School of Management5
- Goethe University Frankfurt4
- European Central Bank4
leading researchers
Hanene Ezzine · Omayma Dammak · Aida Smaoui · Lars Hornuf · Milan Frederik Klus · Todor Stefan Lohwasser · Armin Schwienbacher · Johannes Treu
▲
Breakthroughs3 · 4%
▲ 0%→8% share
0 median citations100% since 2021mostly methods-led
Transformative learning research is newly emerging in German fintech — field share rose from 0% to 8% across 74 papers.
rising sub-themes (early→recent)
- Transformative learning2
- Snowball sampling1
- Financial literacy1
- Quality (philosophy)1
- Entrepreneurship1
◆
Advancements23 · 31%
▲ 0%→42% share
0 median citations78% since 2021mostly empirical
Mobile banking entered German fintech research brand-new with 5 papers as Financial services tripled from 1 to 9.
rising sub-themes (early→recent)
- Financial services1→9
- Financial innovation2→6
Newly emergingMobile banking 0→5
Landmark Follow the Trail: Machine Learning for Fraud Detection in Fintech Applications · 90 cites
▼
Concerns27 · 36%
▲ 0%→42% share
0 median citations67% since 2021mostly empirical
Financial services risk research intensified sharply — rising from 2 to 13 papers, with Financial inclusion concerns growing 1 to 7.
rising sub-themes (early→recent)
- Financial services2→13
- Financial inclusion1→7
Landmark The FinTech Revolution and Financial Regulation: The Case of Online Supply-Chain Financing · 98 cites
Common questions
How many FinTech companies are there in Germany?
Radar tracks 1826 indexable FinTech companies headquartered in Germany that meet our profile-completeness bar.
What is the total funding raised by FinTech companies in Germany?
The FinTech companies in Germany on this list have raised a combined $12.6B in disclosed equity funding across 327 funded companies.
Which is the highest-funded FinTech company in Germany?
N26 is the highest-funded FinTech company in Germany, with $1.7B in disclosed equity funding.
How many FinTech companies in Germany are funded?
327 of the 1826 FinTech companies in Germany on this list have disclosed at least one equity funding round.
How many FinTech unicorns are there in Germany?
5 FinTech companies in Germany on this list are valued at $1B or more.
Who are the top investors in Germany FinTech companies?
The most active investors in Germany FinTech companies on this list include HTGF, Europa, German Accelerator, HV Capital, Speedinvest.
Riya SenguptaFinancials
Riya reads income statements for fun. She covers the real money in a sector — revenue, growth, who actually earns — and never met a vague claim she didn't want a number for.