Best FinTech Companies in Gyeonggi-do, South Korea
The 34 best FinTech companies in Gyeonggi-do, South Korea in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Naver Financial.
Our analysis of 1,006 FinTech companies
$195.5b in tracked funding; 96% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best FinTech companies in Gyeonggi-do
| # | Company | Disclosed funding | Last round | Stage | Founder | Founded | Tech stack | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|---|
| 1 | Naver Financial Provider of online payment, loan, insurance, card, security, and real estate | $676M | 82 mo ago | Series D | — | 2019 | SwiperSlickjQuery UI+3 | 22 patents Patents concentrated in computing, sensing & instrumentation | — |
| 2 | KakaoBank Provider of online banking services, including loans, cards, and fund products | $448M | 83 mo ago | Public | Yun Young CEO | 2016 | Node.jsGSAPReact+12 | 214 patents Digital banking services: authentication, credit scoring, loan processing, stock data, ad management | — |
| 3 | Kakao Pay Digital wallet for consumer payments | $332M | 76 mo ago | Public | Alex Ryu Co-Founder | 2012 | WordPress Block EditorWordPressMySQL+20 | — | — |
| 4 | Wadiz Equity and revenue-based crowdfunding platform | $39M | 59 mo ago | Series D | David Shin Founder & CEO | 2012 | Cart FunctionalitySentryZendesk+31 | — | — |
| 5 | Coinplug Blockchain-based financial services | $8M | 132 mo ago | Acquired | Ryan Joonsun Uhr Founder & CEO | 2013 | — | 358 patents Blockchain-based IoT payment, digital identity, and credential management services | — |
| 6 | HankookNFC Developer of mobile payment application and related authentication technology | $3M | 113 mo ago | Seed | — | 2014 | — | 26 patents Secure mobile NFC payments integrating biometric (iris/fingerprint) authentication | — |
| 7 | MediaZen Provider of software solutions for speech recognition and synthesis | $2M | 170 mo ago | Public | — | 2000 | — | 60 patents AI-powered language assessment, tutoring, translation tools, and biotherapeutic PK‑PD prediction | — |
| 8 | XRADERS App-based platform offering curated expert insights | $2M | 27 mo ago | Seed | Jeffrey Jin Co-Founder & Co-CEO | 2022 | WordPress Block EditorElementorWordPress+21 | — | — |
| 9 | firfin Prepaid cards for children of different age groups | $2M | 27 mo ago | Seed | — | 2021 | SentryNode.jsYouTube+19 | — | — |
Top 11 FinTech companies in Gyeonggi-do
#1
Seed · Seongnam-si, Gyeonggi-do · founded 2022$2.1Mraised▾
App-based platform offering curated expert insights. The platform provides an environment for user interactions, leveraging a blend of social price prediction, gamification elements, and a community-driven cycle. The app is available on both Android & iOS devices.
- Jul 2024ICO$30K
- Apr 2024Seed$2.1M
#2
Seed · Seongnam-si, Gyeonggi-do · founded 2021 · 21 employees$1.8Mraised▾
Prepaid cards for children of different age groups. Provides smart spending habits by automatically recording, managing, and analyzing pocket money with online payment, and simple pay payment solutions for children. Enables children to manage money to build financial knowledge.
- Jul 2024Seed$1.8M
#3
Series D · Seongnam-si, Gyeonggi-do · founded 2012$39.5Mraised▾
Equity and revenue-based crowdfunding platform. It allows users to make investments in stocks, bonds, and revenue-sharing securities. Focused on investment in startups and private companies in multiple sectors. The application can be accessed on iOS and Android devices.
- Nov 2021Series D$84.9M
- Jul 2020Series C$2.3M
- Jun 2019Series C$26.2M
- Sep 2017Series B$11M
#4
Series D · Seongnam-si, Gyeonggi-do · founded 2019 · 246 employees$675.9Mraised▾
Provider of online payment, loan, insurance, card, security, and real estate. It facilitates online payment services. It also provides access to loan, insurance, card, security, and real estate services.
- Dec 2019Series D$675.9M
#5
Public · Seongnam-si, Gyeonggi-do · founded 2012 · 1114 employees$332Mraised▾
Kakao Pay provides a digital wallet for consumer payments. Its services include online/offline purchases, money transfers, bill payments, mobile recharges, and more. It also provides a dashboard for transaction monitoring and expense management.
- Jun 2020Series D$132M
- Feb 2017Series C$200M
#6
Public · Seongnam-si, Gyeonggi-do · founded 2016 · 1386 employees$448Mraised▾
Provider of online banking services, including loans, cards, and fund products. It delivers financial services through a mobile application. The services include account creation, money transfers, loan products, card issuance, and fund investments. It utilizes technologies such as AI to enhance security and accessibility.
- Nov 2019PE$448M
#7
Acquired · Seongnam-si, Gyeonggi-do · founded 2013 · 62 employees$8.3Mraised▾
Coinplug is a global leading blockchain technology company based in South Korea. The company focuses on development of core blockchain technologies and providing technological solutions for governments and enterprises. The core areas of business includes as following: Decentralized Identity Management Platform - Global leading secure identity management protocol Enterprise Solutions (B2B) - Customized blockchain-based solutions for organizations in different industries and sector CDPDAX (Digital Asset Exchange) - Global platform to exchange the world's most prominent cryptocurrencies. Coinplug is leading development of the next generation of blockchain-based platforms being a global lead
#8
Seed · Seongnam-si, Gyeonggi-do · founded 2014 · 4 employees$2.7Mraised▾
Developer of mobile payment application and related authentication technology. It develops phone-to-card and phone-to-phone payment services through a smartphone application. The company aims to improve mobile payment and authentication services. It focuses on developing mobile POS applications and link payment functions for social media sales. The company also holds domestic and international patents.
- May 2017Seed$2.7M
#9
Public · Seongnam-si, Gyeonggi-do · founded 2000 · 231 employees$2.4Mraised▾
Provider of software solutions for speech recognition and synthesis. The company offers voice recognition and synthesis solutions applicable in various areas, including smart cars, home appliances, home networks, and smartphone applications. It provides cybersecurity and chatbot solutions specifically designed for banks.
- Aug 2012Seed$2.4M
#10
Late Stage · Seongnam-si, Gyeonggi-do · founded 2013 · 74 employees—raised▾
12cm provides cloud-based fraud detection and user authentication solutions. Its solutions include Echoss Platform for developing cross-platform systems, Echoss Stamp for user authentication via encryption, Echoss FIntech for providing fraud detection solutions in payment systems, and more. It uses big data for building hardware and software architecture of the platform.
- 2018PE—
#11
Public · Seongnam-si, Gyeonggi-do · founded 1997 · 255 employees—raised▾
Technology company that provides mobile payment services and solutions. The platform provides solutions such as mobile payment services, credit card payment, integrated payment collections, prepaid card, overseas integrated payments, and more.
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in South Korea
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 52 South Korea-affiliated papers.
- Sungkyunkwan University5
- Sejong University4
- University of Science and Technology4
- Samjin Pharm4
- Seoul National University3
- Valuation (finance)2
- Loan1
- Feature selection1
- Ranking (information retrieval)1
- Investment (military)1
- Financial services1→11
- Financial services1→7
Where fintech is researched across South Korea
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Who's filing fintech patents in South Korea
South Korea fintech patent filing is steady — 75 filings from 61 assignees (2016–2025), led by KIM HAE DONG, Junda, Wecrowd; annual filings 3→3.
- KIM HAE DONG16
- Junda5
- Wecrowd3
- LEE Seung MIN3
- KIM GYE OK2
- Ennovalabs2
- NEMO Partners NEC2
- Wooriranch2
Common questions
Riya reads income statements for fun. She covers the real money in a sector — revenue, growth, who actually earns — and never met a vague claim she didn't want a number for.