Best FinTech Companies in Hangzhou, China
The 67 best FinTech companies in Hangzhou, China in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: Ant Group.
Our analysis of 50 FinTech companies
$49.1b in tracked funding; 89% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2024.
Ranked: Best FinTech companies in Hangzhou
| # | Company | Disclosed funding | Last round | Stage | Founder | Employees | Tech stack | Patents & IP focus | Recent signals |
|---|---|---|---|---|---|---|---|---|---|
| 1 | Ant Group 🦄 Payment processing solution for consumers, small and micro businesses 74Moat top 20%Market top 27%Funding top 29%News top 29% All 10 signals ▾Moattop 20% Markettop 27% Fundingtop 29% Newstop 29% Innovationtop 32% Growthtop 33% Producttop 33% Talenttop 38% Techbottom 41% Globalbottom 38% Moat: Editorial + unicorn rating 10/10 · Decacorn Market: 16,000 employees (top 1% of FinTech) · Top-500,000 web property rank vs industry peers · Fliar Intelligence Index 74/100 | $30.5B | 64 mo ago | Series D | Jack Ma Founder | 16,000 | Node.jsAntV G6Ant Design+10 | — | — |
| 2 | Zhejiang Grassroots Network Technology 🦄 P2P lending and investment platform | $520M | 96 mo ago | Series D | Jin Zhongyu Founder & CEO | — | — | — | — |
| 3 | 51 Credit Card 🦄 Credit card bill management tool for consumers | $509M | 115 mo ago | Series C | — | 459 | — | — | — |
| 4 | Wacai 🦄 Personal finance ledger and management app and an advisory & distributor platform | $330M | 95 mo ago | Series D | — | 70 | — | — | — |
| 5 | Tongdun Technology 🦄 Provider of AI-powered decision intelligence platform for risk and security management | $246M | 83 mo ago | Series D | Bryan Zhang Co-Founder | 435 | — | — | — |
| 6 | Hyperchain Provider of enterprise blockchain platform and solutions | $234M | 62 mo ago | Series C | Li Wei Co-Founder & CEO | — | — | — | — |
| 7 | Weidai P2P Lending platform in China | $192M | 121 mo ago | Public | — | 531 | — | — | — |
| 8 | JiuFu P2P microfinance credit provider | $180M | 92 mo ago | Public | Chen Lihang Co-Founder | 331 | Froala EditorBootstrapGoogle Cloud+9 | 4 patents Shoe sterilization/deodorization devices and dual‑control pump water‑injection systems | — |
| 9 | Lianlian payment Payment gateway solutions | $160M | 70 mo ago | Series C | — | — | Cart FunctionalitySentryApple iCloud Mail+12 | — | — |
| 10 | Ebang International Holdings Blockchain technology and cryptocurrency exchange platform | $72M | 64 mo ago | Public | Hu Dong Founder & CEO | 41 | ReactReact RouterGSAP+5 | — | — |
| 11 | Maycur SaaS-driven reimbursement & expense management solution for corporate travelers | $62M | 37 mo ago | Series C | Meizhong Wei Founder & CEO | 300 | PHPBootstrapVue.js+10 | — | — |
| 12 | Canaan Developer of ASICs for block-chain computing 55Funding top 32%Growth top 35%Talent top 38%Moat top 39% All 7 signals ▾Fundingtop 32% Growthtop 35% Talenttop 38% Moattop 39% Markettop 47% Techbottom 40% Globalbottom 29% Funding: Raised $43.7M across 5 rounds · 5 rounds over 9 yrs (0.6/yr) Growth: Fresh capital in last 24 mo rank vs industry peers · Fliar Intelligence Index 55/100 | $44M | 15 mo ago | Public | Fertil Dieujuste Founder & Director | 541 | DrupalPHPZURB Foundation+19 | — | — |
| 13 | Hangzhou Fansheng Technology Insurance purchase decision-making platform | $38M | 81 mo ago | Series B | Zhang Yaopeng Founder & CEO | 19 | — | — | — |
| 14 | Shengli Financial Software Development White-label trading platforms provider | $36M | 48 mo ago | Series C | Liu Feng CEO | — | — | — | — |
| 15 | Aicai Group Consumer finance-focused financial services group | $32M | 109 mo ago | Series C | Qian Zhilong CEO | — | — | — | — |
| 16 | Mizlicai P2P lending, investment and wealth management platform | $32M | 114 mo ago | Deadpooled | Yu Hao CEO | — | — | — | — |
| 17 | Hangzhou Fenyi Network AI & web-based e-procurement solutions for small & medium independent convenience stores | $21M | 60 mo ago | Series C | Yi Xu Founder | 258 | — | — | — |
| 18 | Yunphant Provider of a blockchain platform for financial applications | $16M | 60 mo ago | Series B | Huang Butian Founder & Chairman & CEO | 15 | — | — | — |
| 19 | Waffo Digital payment platform for businesses 60Growth top 28%Talent top 28%Funding top 37%Tech top 39% All 7 signals ▾Growthtop 28% Talenttop 28% Fundingtop 37% Techtop 39% AItop 45% Globalbottom 36% Marketbottom 29% Growth: Web rank 50,000,000 → 10,000,000 YoY · Fresh capital in last 24 mo Talent: 4 named leaders on record · 4 C-suite/founder profiles curated rank vs industry peers · Fliar Intelligence Index 60/100 | $15M | 5 mo ago | Series A | Frankie Fan Co-Founder & CEO | — | Node.jsRadix UITailwind CSS+13 | — | — |
| 20 | Dengta Finance Stock analysis and recommendation app | $8M | 106 mo ago | Series A | — | 50 | — | — | — |
| 21 | Uface Provider of AI-based facial biometric systems | $7M | 65 mo ago | Series B | — | 300 | Cart FunctionalityTurbopackNode.js+6 | — | — |
| 22 | Tzg.cn Consumer and business focused financial lending platform | $5M | 126 mo ago | Deadpooled | Jin Shaoce CEO | — | — | — | — |
| 23 | Zhejiang Shuniu Information Technology Service Alternate finance - investment platform | $4M | 117 mo ago | Deadpooled | Gao Hang CEO | — | — | — | — |
| 24 | Yiqihuzhu Online P2P insurance platform | $4M | 117 mo ago | Deadpooled | Gao Jing Co-Founder & CEO | — | — | — | — |
| 25 | 51zhupai Internet-first asset auction platform for lenders | $2M | 119 mo ago | Seed | Sigurd Xu Founder | — | — | — | — |
| 26 | Zhejiang Lianzhi Internet Financial Information Service Online P2P lending platform | $1M | 92 mo ago | Deadpooled | Yang Minfei Chairman & CEO | — | — | — | — |
| 27 | OIN Financial solutions for cryptocurrencies | $1M | 69 mo ago | Seed | Richie Li Co-Founder | 7 | styled-componentsReactEmotion+5 | — | — |
| 28 | Coevolved Developer of a copilot system for loan origination processes 57Funding top 45%Talent top 45%Global bottom 48% All 3 signals ▾Fundingtop 45% Talenttop 45% Globalbottom 48% Funding: Raised $500k across 1 rounds · 1 rounds over 1 yrs (1.0/yr) Talent: 2 named leaders on record rank vs industry peers · Fliar Intelligence Index 57/100 | $500K | 5 mo ago | Seed | Athan Zhang Co-Founder & CEO | — | — | — | — |
Top 12 FinTech companies in Hangzhou
#1
Series A · Hangzhou, Zhejiang · founded 2023$15Mraised▾
Digital payment platform for businesses. It offers a unified payment solution for digital native businesses, allowing seamless global transactions for products and services. Features include one-click checkout, AI-powered fraud protection, smart routing for payment success optimization, and native adoption.
- Jan 2026Series A$15M
- Apr 2024Seed—
#2
Public · Hangzhou, Zhejiang · founded 2013 · 541 employees$43.7Mraised▾
Developer of ASICs for block-chain computing. Its chief offering is a mining chip. It also offers semiconductor chips for repetitive computing. It has use cases in multiple industries including smart homes, healthcare, education, and the agriculture industry.
- Mar 2025Post IPO$200M
- Nov 2024Post IPO$30M
- Sep 2024Post IPO$50M
- Dec 2023Post IPO$25M
#3
Seed · Hangzhou, Zhejiang Sheng · founded 2025$500Kraised▾
Developer of a copilot system for loan origination processes. The system guides borrowers through loan applications and automates document collection. It connects to underwriting tools and data providers, enabling loan officers to verify borrowers. The system aims to move loans faster with less manual work.
- Jan 2026Seed$500K
#4
Series D · Hangzhou, Zhejiang · founded 2004 · 16000 employees$30.5Braised▾
Payment processing solution for consumers, small and micro businesses. Offers a wallet for services such as money transfers, bill payments, online or offline payments, and more. It enables businesses to accept online payments from customers via credit or debit cards or bank transfers. It also offers personal and corporate credit solutions.
- Feb 2021Series D—
- May 2018Series C$14B
- Feb 2018Series B—
- Apr 2016Series B$4.5B
#5
Series C · Hangzhou, Zhejiang · founded 2015 · 300 employees$61.8Mraised▾
Maycur is a SaaS-driven reimbursement & expense management solution for corporate travelers. It provides an expense control system, compliance management, refined management, intelligent financial system, consumer platform docking, voucher automation, and more. It features an app-based platform that is available for both Android and IOS devices.
- May 2023Series C—
- Jul 2021Series B$30.9M
- Feb 2021Series B$15.5M
- Aug 2020Series B$14.6M
#6
Series C · Hangzhou, Zhejiang · founded 2012 · 459 employees$509Mraised▾
Credit card bill management tool for consumers. Provides comprehensive financial services including credit card management, loans, investments, and bill management. Offers credit card management application with bill analysis, repayment reminders, online card applications, and investment and loan services.
- Oct 2016Series C$84M
- Sep 2016Series C$310M
- Apr 2015Series B$50M
- Feb 2015Series B$50M
#7
Series D · Hangzhou, Zhejiang · founded 2013$520.5Mraised▾
CGTZ is an online based credit transfer platform. It works a little different from the traditional P2P transaction structure and has a borrower - lender - investor structure. The platform has online lenders who lend to borrowers and then investors buy the debt through an online trading platform. It is focused on enterprises, quasi-listed companies, state-owned enterprises. As of June 2016, the cumulative investment is over $4.64B with more than 5.6 million registered users.
- Jun 2018Series D$358.3M
- 2017Series C—
- Jun 2016Series B$152.2M
- Jan 2015Series A$10M
#8
Wacai 🦄Series D · Hangzhou, Zhejiang · founded 2009 · 70 employees$330Mraised▾
Wacai started as a personal finance book keeping service and management app and then ventured into a lending marketplace that allows investors to invest in P2P loans. Can link online banking, securities, Alipay account as well as different types of assets and keep a track of their accounts. Borrowers are redirected to Quicken Loans for an automated loan application procedure. Borrowers can apply for a loan for less that 100,000 Renminbi for a term not exceeding 24 months. It also has fund trading features with several funds, insurance companies and banks, enabling users to purchase monetary funds, stock funds and bond funds on the app.
- Jul 2018Series D$140M
- May 2017Series D$42M
- Jul 2015Series C$80M
- Dec 2014Series B$50M
#9
Series D · Hangzhou, Zhejiang · founded 2013 · 435 employees$246.4Mraised▾
Provider of AI-powered decision intelligence platform for risk and security management. The platform focuses on financial risk, security risk, and government governance risk. It offers solutions for industries including finance, internet, and transportation. The company provides data processing and standardized indicator systems.
- Jun 2019Series D—
- Apr 2019Series D$100M
- Oct 2017Series C$72.8M
- Apr 2016Series B$32M
#10
Series C · Hangzhou, Zhejiang · founded 2016$233.6Mraised▾
Provider of enterprise blockchain platform and solutions. Its solutions include Hyperchain - consortium blockchains which meets the requirements of enterprise-level applications on performance, permission, security, privacy, reliability, scalability, and maintenance. It empower enterprises and public sectors to build trusted digital ecosystems that enhance efficiency, security, and interoperability. It has enabled large-scale digital transformation for over 300 leading enterprises across key industries, including finance, energy, public services, supply chain, healthcare and more. Its technologies drive secure data exchange, AI-powered analytics, and privacy-preserving computations, ensuring that businesses and governments can operate with confidence in the digital era.
- Apr 2021Series C—
- Jun 2018Series B$233.6M
- Dec 2017Series A—
- Aug 2016Seed—
#11
Series C · Hangzhou, Zhejiang · founded 2005$36.4Mraised▾
White-label trading platforms provider. It provides trading platforms to individuals, brokers, and financial institutions. It provides multiple trading platforms to brokers, order management solutions, and quantitative trading platforms.
- Jun 2022Series C$14.9M
- Jul 2020Series B$14.3M
- 2018Series A$7.3M
#12
Series C · Hangzhou, Zhejiang · founded 2003$160.4Mraised▾
Payment gateway solutions
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in China
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 510 China-affiliated papers.
- Institute of Finance and Banking17
- Anhui University of Finance and Economics12
- Peking University9
- Central University of Finance and Economics9
- Guangdong University Of Finances and Economics8
- Financial services7
- Credit risk7
- Big data5
- Financial transaction5
- Database transaction5
- Financial services4→85
- Payment2→28
- Financial inclusion1→27
- China3→28
- Financial innovation1→21
- Financial services5→68
- China2→21
- Financial innovation3→20
- Financial inclusion1→11
- Corporate governance1→11
Where fintech is researched across China
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Who's filing fintech patents in China
China fintech patent filing is steady — 1 filings from 1 assignees (2021–2021), led by Twenzhou Business College; annual filings 1→1.
- Twenzhou Business College1
Common questions
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.