Best FinTech Companies in Ikeja, Nigeria
The 31 best FinTech companies in Ikeja, Nigeria in 2026, ranked by funding and momentum. Funding, investors, founders, valuation, tech stack and live signals. Top: FairMoney.
Our analysis of 1,006 FinTech companies
$195.5b in tracked funding; 96% of the stack-profiled cohort runs cloud-native; funding activity peaked in 2025.
Ranked: Best FinTech companies in Ikeja
| # | Company | Disclosed funding | Last round | Stage | Founder | Founded | Tech stack | Recent signals |
|---|---|---|---|---|---|---|---|---|
| 1 | FairMoney Provider of a digital microfinance bank for individuals | $57M | 60 mo ago | Series B | Laurin Hainy Co-Founder & CEO | 2017 | WebflowNode.jsGSAP+22 | — |
| 2 | Figorr Cloud based platform offering temperature monitoring solutions | $2M | 41 mo ago | Seed | Oghenetega Iortim Founder & CEO | 2017 | Webflow EcommerceWebflowYouTube+17 | — |
| 3 | VeendHQ Developer of a cloud-based automated loan management platform for lenders | $330K | 52 mo ago | Seed | Ebenezer Ajayi Co-Founder | 2021 | Node.jsZohoChakra UI+15 | — |
| 4 | KoloPay Savings management platform | $25K | 104 mo ago | Seed | — | 2017 | PHPZohoCoreUI+21 | — |
| 5 | Ajo App-based group savings platform | — | — | Acquired | — | 2020 | Node.jsBootstrapReact+18 | — |
| 6 | Centavestng Alternative investment platform focused on multiple sectors | — | — | Deadpooled | Ademola Akinyemi Managing Director | 2020 | — | — |
| 7 | Cova Asset tracker and inheritance planning for individuals | — | — | Funding Raised | — | 2019 | — | — |
| 8 | dPay App based virtual card provider | — | — | Deadpooled | Usman Farouk Co-Founder & Director | 2019 | — | — |
Top 4 FinTech companies in Ikeja
#1
Seed · Ikeja, Lagos · founded 2017 · 38 employees$1.8Mraised▾
Cloud based platform offering temperature monitoring solutions. It provides real time data that enables users to monitor temperature sensitive products. The platform allows users to monitor and track the storage conditions and location of products in transit. It offers real time reports that provide insights on cold storage performance.
- May 2023Seed$1.5M
- Nov 2022Grant (prize money)$150K
- Oct 2022Grant (prize money)$50K
- Nov 2021Grant (prize money)$110K
#2
Series B · Ikeja, Lagos · founded 2017$57Mraised▾
Provider of a digital microfinance bank for individuals. It provides users with a platform that offers financial products including savings accounts, prepaid cards, money transfers, bill payments, consumer and business loans, and more. It also features POS devices, fixed deposits, savings calculators, loan calculators, and expense management tools. Its app is available for Android and iOS users. It make it easy for users to apply for a loan and receive your loan into your bank account in minutes.
- Oct 2021Series B—
- Jul 2021Series B$42M
- Sep 2019Series A$11.1M
- 2018Seed$1.4M
#3
Seed · Ikeja, Lagos · founded 2021 · 22 employees$330Kraised▾
Developer of a cloud-based automated loan management platform for lenders. The biggest problem in lending is the inability of lenders to collect loan repayments effectively, which increases the risk of running a lending business significantly. The company provides a solution for it.
- Jun 2022Seed$330K
#4
Seed · Ikeja, Lagos · founded 2017 · 3 employees$25Kraised▾
KoloPay is an automated savings management platform. Users can set a savings goal on the platform. It automatically saves a fixed amount either daily, weekly or monthly. Users can also invite people to contribute to their savings goal. They earn 10% annual interest on the savings when they lock their goals.
- Mar 2018Seed$25K
Funding & investor landscape
Notable founders
Market landscape — 10 sub-themes by coverage
Share of FinTech coverage by sub-theme.
Regulatory-risk over time rising
Funding & growth over time
funding rising · growth rising
How research on Fintech is moving in Nigeria
A read on the academic research around Fintech — which themes are gaining ground, the institutions and researchers driving them, and how the tone is shifting. Based on 277 Nigeria-affiliated papers.
- Enugu State University of Science and Technology17
- National Open University of Nigeria15
- University of Nigeria13
- The Federal Polytechnic, Ado-Ekiti13
- Lead City University12
- Financial services6
- Financial inclusion4
- Panel data2
- Corporate governance2
- Leverage (statistics)2
- Financial services2→83
- Payment2→21
- Financial literacy2→14
- Database transaction2→13
- Payment2→19
- Government (linguistics)4→11
- Descriptive statistics2→5
Where fintech is researched across Nigeria
Location clusters by institution affiliation — each city's volume, stance tone, and a quick read on its hot topic, what's advancing, the opening opportunity, and the main concern.
Common questions
Rohit lives in the feed. He covers what's moving right now — the funding rounds, launches and shifts breaking across the trade press — and ties them back to where the sector is heading.